Personal Finance 101 - From Rags to Riches

tag:blogger.com,1999:blog-39685332827019864562024-09-01T21:38:15.990+08:00Personal Finance 101 - From Rags to RichesLearn how to manage your personal finance from ground up. We will teach you how to save your money, invest and grow your income, invest in equities (stocks), bonds and properties. And you dont need to starve or sell your soul. All you need to do is to change your view of money and how to play the game.pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-3968533282701986456.post-75016552955641982552008-11-15T11:10:00.005+08:002008-11-15T11:13:17.611+08:00101 Ways To Stop Money Leaks

No matter how much you earn, you're not going to accumulate wealth if you're leaking money. You probably don't think you're leaking money and most of us don't, so I hope these 100 tips will be able to show you where you might be leaking money.100 Ways to Prevent Money Leaks.

pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.com0tag:blogger.com,1999:blog-3968533282701986456.post-30173867820616145682008-05-26T17:57:00.001+08:002008-05-26T17:57:47.919+08:00How to Pay Off Credit Card Debt

If you find yourself making interest payments every month on your credit cards and want to eliminate this type of debt, your first step should be to assess your income and expenses. Total your monthly expenses and subtract them from your income. This is your disposable income after expenses, the amount you have to spend or save. The next step is to stop charging items on your credit cards. Pay

pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.com0tag:blogger.com,1999:blog-3968533282701986456.post-73165922366828131892008-05-26T14:21:00.002+08:002008-05-26T14:23:43.426+08:00How Bad Can It Be If I Only Pay The Minimum Required Amount On My Credit Card?

Very Bad.Most credit cards charge 18% on the remaining balance carried over every month. Assuming you have RM3000 in your card and you pay just the minimum balance of RM150 per month. It will take you 4 years and 7 months to pay off the whole loan. And how much interest would you have paid back to the bank? A whopping RM973.60! In total, you paid the bank back RM3,973.60.In the US, the minimum

pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.com0tag:blogger.com,1999:blog-3968533282701986456.post-56800403988300796572008-05-14T19:13:00.001+08:002008-05-14T19:16:11.083+08:00Investing in shop lots - what to consider?

1. Human traffic - get a shop lot that is near hypermarkets, shopping centers, banks and fast food chains which already pull a crowd. Otherwise, you may not attract a tenant as fast as expected or wait forever to reap the returns on investment. 2. Survey the occupancy rate of the surrounding area- find out if for some reason people are not moving into that area yet, or what the plans are for the

pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.com0tag:blogger.com,1999:blog-3968533282701986456.post-44644160736153028722008-05-13T14:59:00.001+08:002008-05-13T14:59:53.364+08:00The Best Kep Secret of Success - Pay Yourself First

You may not believe it, and most wont, but paying yourself first is the key to financial freedom!Ask anyone who had made it rich and they will concur.I know what you'll say because I said it myself 10 years ago when my dad told me this. I mumbled something about not having enough money to pay my bills at the end of the month, what more putting aside money which could help lower my credit card

pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.com0tag:blogger.com,1999:blog-3968533282701986456.post-43114795424713518332008-05-13T11:34:00.000+08:002008-05-13T11:36:11.020+08:00Blogging and making money

Maintain a good content and pick a niche subject in which you have significant expertise. Write relevant and clear taglines and tittles for your page. Comment on blogs that you would like to get reader's attention from, eventually they will visit your site back and keep coming back if they like your content Join services that match your content with advertisers like Google Adsense

pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.com0tag:blogger.com,1999:blog-3968533282701986456.post-64094602881683708792008-05-12T23:34:00.001+08:002008-05-12T23:34:30.966+08:00Tracking Expenses

This is the most fundamental task that you have to do - track where your money is going. This may sound mundane but it is crucial. If you don't know where you money is going, how are you going to save. Do you know how much you spent for food this month - inclusive of groceries and dining out? Do you tend to eat a lot of fast food? While fast food is bad for health - increases your insurance

pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.com0tag:blogger.com,1999:blog-3968533282701986456.post-70455242886247718602008-05-12T22:38:00.001+08:002008-05-12T22:38:07.636+08:00Welcome to Personal Finance 101

Welcome to Personal Finance 101 - From Rags to Riches. Will you become richer by reading this blog? Yes, you will. You might even become the richest person among your friends and family. But it all takes time and effort and knowledge. I will be sharing my views of how to save your money and invest them so that they grow faster than inflation (which actually makes your money worth less and less

pauline26http://www.blogger.com/profile/01040005782105908218noreply@blogger.com0