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	<title>Parchayi.com - Personal Finance Simplified</title>
	
	<link>http://www.parchayi.com</link>
	<description>Introduction to Investment, Credit and Personal Finance for Us Regular Joes</description>
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		<title>Seeking Alpha Premium Program</title>
		<link>http://www.parchayi.com/2012/02/28/seeking-alpha-premium-program/</link>
		<comments>http://www.parchayi.com/2012/02/28/seeking-alpha-premium-program/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 00:32:56 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Web]]></category>

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		<description>I wrote a few articles for Seeking Alpha a while ago including this very popular one about the impact of the iPhone 4 on AT&amp;#38;T, which got more views than anything on this blog &amp;#8211; over 12,000. Recently I noticed that Seeking Alpha started paying contributors for exclusive content and I decided to check it [...]&lt;br/&gt;
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		<item>
		<title>Why TV Manufacturers should be worried about an Apple TV</title>
		<link>http://www.parchayi.com/2012/02/15/why-tv-manufacturers-should-be-worried-about-an-apple-tv/</link>
		<comments>http://www.parchayi.com/2012/02/15/why-tv-manufacturers-should-be-worried-about-an-apple-tv/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 17:30:18 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[What I watch]]></category>
		<category><![CDATA[AAPL]]></category>
		<category><![CDATA[Boxee]]></category>
		<category><![CDATA[GOOG]]></category>
		<category><![CDATA[NOK]]></category>
		<category><![CDATA[RIMM]]></category>
		<category><![CDATA[Roku]]></category>
		<category><![CDATA[Samsung]]></category>

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		<description>Samsung claims that it is not worried about Apple TV because they have the best display quality and that is what TV buyers want in their TV. I say bah humbug. Display quality was good enough 5 years ago. All that has been happening on the TV front is slimmer TVs and lower power consumption [...]&lt;br/&gt;
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		<item>
		<title>Netflix Lunacy Explained</title>
		<link>http://www.parchayi.com/2011/09/20/netflix-lunacy-explained/</link>
		<comments>http://www.parchayi.com/2011/09/20/netflix-lunacy-explained/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 20:59:47 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[AAPL]]></category>
		<category><![CDATA[AMZN]]></category>
		<category><![CDATA[DISH]]></category>
		<category><![CDATA[NFLX]]></category>

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		<slash:comments>0</slash:comments>
		<description>History of Netflix in a nutshell: DVD By Mail DVD By Mail with Streaming Added Streaming with DVD By Mail Added Streaming and DVD by mail separated This shows how Netflix completely changed their business model from being a DVD by mail company to a streaming company. Step 3 to Step 4 happened so quickly [...]&lt;br/&gt;
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		<title>LinkedIn IPO Tomorrow</title>
		<link>http://www.parchayi.com/2011/05/18/linkedin-ipo-tomorrow/</link>
		<comments>http://www.parchayi.com/2011/05/18/linkedin-ipo-tomorrow/#comments</comments>
		<pubDate>Wed, 18 May 2011 14:58:59 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Web]]></category>

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		<description>LinkedIn priced its IPO at $42 to $45 a share, up from its original planned price of $32 to $35 a share. This would make LinkedIn worth an approximate $4 billion! Granted LinkedIn is money making but is it worth 4 billion? Last year&amp;#8217;s revenues were 123 million with a profit of $15.3 million. That [...]&lt;br/&gt;
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		<item>
		<title>“Secure” Login at HSBC Credit Card Website</title>
		<link>http://www.parchayi.com/2011/05/06/secure-login-at-hsbc-credit-card-website/</link>
		<comments>http://www.parchayi.com/2011/05/06/secure-login-at-hsbc-credit-card-website/#comments</comments>
		<pubDate>Fri, 06 May 2011 13:05:44 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Online Security]]></category>

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		<slash:comments>2</slash:comments>
		<description>If you have an HSBC Credit Card, here is a security warning for you: The website http://www.hsbccreditcard.com/ is not secure and their &amp;#8220;Secure Login&amp;#8221; is also not secure. You should always look for https:// in the URL to make sure that a site is secure. Just having the words &amp;#8220;Secure&amp;#8221; and  a padlock does not [...]&lt;br/&gt;
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		<item>
		<title>Bin Laden and the Market</title>
		<link>http://www.parchayi.com/2011/05/02/bin-laden-and-the-market/</link>
		<comments>http://www.parchayi.com/2011/05/02/bin-laden-and-the-market/#comments</comments>
		<pubDate>Mon, 02 May 2011 14:03:29 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>

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		<slash:comments>0</slash:comments>
		<description>Today&amp;#8217;s headlines: &amp;#8220;Oil falls to near $112 after bin Laden killed&amp;#8221; &amp;#8220;Wall Street gains after bin Laden death&amp;#8221; What the.. Bin Laden&amp;#8217;s death is somehow magically going to improve oil supply and make companies more profitable?&lt;br/&gt;
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		<item>
		<title>The End of Nokia as we know it?</title>
		<link>http://www.parchayi.com/2011/02/11/the-end-of-nokia-as-we-know-it/</link>
		<comments>http://www.parchayi.com/2011/02/11/the-end-of-nokia-as-we-know-it/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 16:17:10 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[MSFT]]></category>
		<category><![CDATA[NOK]]></category>

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		<description>Nokia, a company that spends more on R&amp;#38;D than most of it&amp;#8217;s peers has decided to abandon Meego, it&amp;#8217;s next generation smartphone Operating System and semi-abandon Symbian, the heart and soul of most of it&amp;#8217;s current phones. Official Statement about Meego: Under the new strategy, MeeGo becomes an open-source, mobile operating system project. MeeGo will [...]&lt;br/&gt;
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		<item>
		<title>Vanguard Please Stop Nickel and Diming Me</title>
		<link>http://www.parchayi.com/2011/01/14/vanguard-please-stop-nickel-and-diming-me/</link>
		<comments>http://www.parchayi.com/2011/01/14/vanguard-please-stop-nickel-and-diming-me/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 01:43:46 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Investing for Retirement]]></category>
		<category><![CDATA[Fidelity]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[T Rowe Price]]></category>
		<category><![CDATA[University of Virginia]]></category>
		<category><![CDATA[UVA]]></category>
		<category><![CDATA[Vanguard]]></category>

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		<description>I just got this notice from Vanguard in my latest statement: NEW FEE FOR ALL UVA RETIREMENT PLANS Beginning in the first quarter of 2011, participants in all University of Virginia retirement plans will be charged an administrative fee of $12 per year. The fee will be deducted from each account on a quarterly basis. [...]&lt;br/&gt;
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		<item>
		<title>iPhone on Verizon, Will AT&amp;T iPhones compete?</title>
		<link>http://www.parchayi.com/2011/01/11/iphone-on-verizon-will-att-iphones-compete/</link>
		<comments>http://www.parchayi.com/2011/01/11/iphone-on-verizon-will-att-iphones-compete/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 16:47:25 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Technology]]></category>
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		<slash:comments>0</slash:comments>
		<description>The only thing that AT&amp;#38;T iPhones can do over Verizon&amp;#8217;s is simultaneous talk and data. Otherwise Verizon has the better offer. Unlimited data, like I currently enjoy on my Droid X, 3G Mobile hotspot available (probably the same deal as the Droids) and Facetime over 3G. But with LTE devices around the corner, will the [...]&lt;br/&gt;
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&lt;/div&gt;</description></item>
		<item>
		<title>Stocks to Watch after CES: Motorola and more</title>
		<link>http://www.parchayi.com/2011/01/10/stocks-to-watch-after-ces-motorola/</link>
		<comments>http://www.parchayi.com/2011/01/10/stocks-to-watch-after-ces-motorola/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 17:24:14 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
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		<slash:comments>0</slash:comments>
		<description>I&amp;#8217;ve been following all the product announcements at CES and amongst the major players, the most interesting devices are both from Motorola - the Motorola Xoom tablet and The Motorola Atrix phone. Both these are one step ahead of everything else out there. How or why the Atrix landed on AT&amp;#38;T instead of Verizon first [...]&lt;br/&gt;
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