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	<title>Personal Loans Blog</title>
	
	<link>http://www.personal-loans-blog.co.uk</link>
	<description>Find up to the minute information on personal loans in the uk. Includes news stories and commentary on the uk finance market. Provides useful guidance on low rate personal loans and cheap loans from a variety of sources.</description>
	<pubDate>Tue, 07 Jul 2009 13:04:10 +0000</pubDate>
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		<title>UK loan defaults continue to rise</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/uk-loan-defaults-continue-to-rise/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/uk-loan-defaults-continue-to-rise/#comments</comments>
		<pubDate>Tue, 07 Jul 2009 13:04:10 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/uk-loan-defaults-continue-to-rise/</guid>
		<description><![CDATA[The Bank of England (BoE) has conducted research that shows that the number of people defaulting on personal loans and mortgages is rising and is expected to continue rising for some time.
The research investigated banks and building societies and found that found more people are failing to repay their loans and mortgages and the interest [...]]]></description>
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		<title>Unfair Banks Charges: The Latest</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/unfair-banks-charges-the-latest/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/unfair-banks-charges-the-latest/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 10:07:20 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/unfair-banks-charges-the-latest/</guid>
		<description><![CDATA[The ongoing saga of banks charges is in the news again this week as the appeal case before the Law Lords comes to an end. Seven banks and one building society are trying to overturn two previous rulings that would let the Office of Fair Trading investigate their overdraft fees. 
In all, nearly a million [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/unfair-banks-charges-the-latest/feed/</wfw:commentRss>
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		<title>Personal Data and PC Security</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/personal-data-and-pc-security/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/personal-data-and-pc-security/#comments</comments>
		<pubDate>Mon, 22 Jun 2009 11:38:02 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/personal-data-and-pc-security/</guid>
		<description><![CDATA[There have been two stories this week that demonstrate how the protection of personal data, especially on home computers used to access bank accounts, should remain a top priority for everyone.
The first story is that personal data including the signatures of recipients has been exposed to those tracking deliveries on the Parcelforce website. A failure [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/personal-data-and-pc-security/feed/</wfw:commentRss>
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		<item>
		<title>The CPI vs the RPI. Which to believe?</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/the-cpi-vs-the-rpi-which-to-believe/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/the-cpi-vs-the-rpi-which-to-believe/#comments</comments>
		<pubDate>Tue, 16 Jun 2009 12:14:28 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/the-cpi-vs-the-rpi-which-to-believe/</guid>
		<description><![CDATA[There are two linked but peculiarly contrary items of news this week. The Consumer Prices Index (CPI), which is the Government&#8217;s preferred measure of inflation, fell to 2.2% from 2.3% in April. However, the Retail Price Index, which is generally considered to be the more honest measure of inflation, fell to -1.1%.
Apparently, the biggest factor [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/the-cpi-vs-the-rpi-which-to-believe/feed/</wfw:commentRss>
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		<title>The FSA Continues to Get Tough</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/the-fsa-continues-to-get-tough/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/the-fsa-continues-to-get-tough/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 11:38:32 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/the-fsa-continues-to-get-tough/</guid>
		<description><![CDATA[Considering the scale and seriousness of the global financial crisis and its roots in the credit crunch it is reassuring The Financial Services Authority (FSA) is finally doing something about making sure it doesn’t happen again.
To that end, the FSA has told building societies it may stop some of them expanding into risky types of [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/the-fsa-continues-to-get-tough/feed/</wfw:commentRss>
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		<title>Same day clearance still a dream for many</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/same-day-clearance-still-a-dream-for-many/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/same-day-clearance-still-a-dream-for-many/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 11:51:09 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/same-day-clearance-still-a-dream-for-many/</guid>
		<description><![CDATA[A new study in the UK has demonstrated that a year after the launch of same day bank transfers, nearly half of eligible payments still take three or more days. Several banks and the largest building society have made little or no progress in offering same day clearance. 
Same day clearance of funds was introduced [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/same-day-clearance-still-a-dream-for-many/feed/</wfw:commentRss>
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		<title>The Dangers of Loan Sharks</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/the-dangers-of-loan-sharks/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/the-dangers-of-loan-sharks/#comments</comments>
		<pubDate>Mon, 25 May 2009 08:54:55 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/the-dangers-of-loan-sharks/</guid>
		<description><![CDATA[In a predictable but worrying development, a local-government think tank had published a report stating that a growing number of people in the UK are likely to use loan sharks during the recession. 
It is estimated that 35,000 more people could turn to illegal money lenders because of the squeeze by traditional lenders making it [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/the-dangers-of-loan-sharks/feed/</wfw:commentRss>
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		<title>Don’t tell the neighbours there’s a debt problem next door</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/dont-tell-the-neighbours-theres-a-debt-problem-next-door/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/dont-tell-the-neighbours-theres-a-debt-problem-next-door/#comments</comments>
		<pubDate>Mon, 18 May 2009 06:53:19 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/dont-tell-the-neighbours-theres-a-debt-problem-next-door/</guid>
		<description><![CDATA[There has been good news this week for people with debt problems but a lot of pride. Debt collectors have been warned not to disclose people&#8217;s debt problems by leaving messages with the neighbours of those being chased to pay up. 
The Office of Fair Trading (OFT) said it was &#8220;unacceptable&#8221; that debt collectors left [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/dont-tell-the-neighbours-theres-a-debt-problem-next-door/feed/</wfw:commentRss>
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		<title>Attempts to write off debt passed to the courts</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/attempts-to-write-off-debt-passed-to-the-courts/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/attempts-to-write-off-debt-passed-to-the-courts/#comments</comments>
		<pubDate>Mon, 11 May 2009 10:43:18 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/attempts-to-write-off-debt-passed-to-the-courts/</guid>
		<description><![CDATA[Judges, optimistic claimants and large financial institutions are becoming something of a regular combination for this blog.
News has emerged this week that judges in England and Wales are considering putting on hold up to 100,000 claims for the cancellation of credit card and other consumer debts. Many of the cases have been generated by claims-handling [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/attempts-to-write-off-debt-passed-to-the-courts/feed/</wfw:commentRss>
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		<item>
		<title>Bankruptcy and insolvency figures make sobering reading</title>
		<link>http://www.personal-loans-blog.co.uk/personal-loans/bankruptcy-and-insolvency-figures-make-sobering-reading/</link>
		<comments>http://www.personal-loans-blog.co.uk/personal-loans/bankruptcy-and-insolvency-figures-make-sobering-reading/#comments</comments>
		<pubDate>Sun, 03 May 2009 18:07:50 +0000</pubDate>
		<dc:creator>Will</dc:creator>
		
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/bankruptcy-and-insolvency-figures-make-sobering-reading/</guid>
		<description><![CDATA[In some gloomy but significant news, the number of people being declared bankrupt in England and Wales has hit a new record, according to the government&#8217;s Insolvency Service. 
In the first three months of the year there were a record 19,062 bankruptcies and 10,713 individual voluntary arrangements (IVAs).
There was better news from the business figures, [...]]]></description>
		<wfw:commentRss>http://www.personal-loans-blog.co.uk/personal-loans/bankruptcy-and-insolvency-figures-make-sobering-reading/feed/</wfw:commentRss>
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