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	<title>Personal Loans Blog</title>
	
	<link>http://www.personal-loans-blog.co.uk</link>
	<description>Find up to the minute information on personal loans in the uk. Includes news stories and commentary on the uk finance market. Provides useful guidance on low rate personal loans and cheap loans from a variety of sources.</description>
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		<title>Banks treating people unfairly? Surely not</title>
		<link>http://www.personal-loans-blog.co.uk/?p=251</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=251#comments</comments>
		<pubDate>Fri, 23 Oct 2009 11:36:57 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/?p=251</guid>
		<description><![CDATA[There has been disturbing news from the ongoing saga of Bank charges. Banks have been told by the Financial Ombudsman Service (FOS) that they must deal fairly with people who ask for the return of overdraft charges because of hardship.
Banks are supposed to consider such cases, even though all other refund claims are on hold [...]]]></description>
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		<title>Cancel your debts? The law is clarified</title>
		<link>http://www.personal-loans-blog.co.uk/?p=249</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=249#comments</comments>
		<pubDate>Fri, 16 Oct 2009 06:46:39 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/?p=249</guid>
		<description><![CDATA[Last week this blog discussed a consumer who managed to get her credit card debt cancelled because of a legal technicality regarding the bundled selling of Payment Protection Insurance (PPI). However, a High Court ruling this week has dashed the hopes of many other consumers trying to follow this example.
The ruling will also suffocate the [...]]]></description>
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		<title>Despite the scams, UK debts are being written off</title>
		<link>http://www.personal-loans-blog.co.uk/?p=246</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=246#comments</comments>
		<pubDate>Wed, 07 Oct 2009 08:38:51 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/?p=246</guid>
		<description><![CDATA[Several months ago companies were getting into trouble by offering to have people’s debts cancelled because of legal technicalities. This was a scam in which many indebted people fell even further under the control of unlicensed and ruthless debt collection agencies.
However, a recent decision by a county court judge could mean thousands of borrowers actually [...]]]></description>
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		<title>Are we learning to save?</title>
		<link>http://www.personal-loans-blog.co.uk/?p=245</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=245#comments</comments>
		<pubDate>Wed, 30 Sep 2009 10:09:54 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/?p=245</guid>
		<description><![CDATA[Back in mid-2007, borrowing money seemed so secure, so easy, and so cheap. The Northern Rock Together deal, a 95% mortgage topped up with a loan of up to 30%, is now considered to be the defining image of the easy credit generation. 
But plenty of other loans were easy to come by. We eventually [...]]]></description>
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		<title>UK debt management companies to be regulated?</title>
		<link>http://www.personal-loans-blog.co.uk/?p=244</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=244#comments</comments>
		<pubDate>Thu, 24 Sep 2009 20:02:02 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/?p=244</guid>
		<description><![CDATA[The government has recently announced that it is launching a ‘consultation’ about the future of debt management companies, which operate in a troubled market but are, at the moment, mostly unregulated. 
The companies step in and negotiate on behalf of people who are having debt problems. They talk to their clients&#8217; various creditors and persuade [...]]]></description>
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		<title>UK debt relief</title>
		<link>http://www.personal-loans-blog.co.uk/?p=242</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=242#comments</comments>
		<pubDate>Tue, 15 Sep 2009 19:32:35 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/?p=242</guid>
		<description><![CDATA[The latest Bank of England (BoE) figures show that as a nation we owe about £233bn on credit cards, overdrafts and other loans. For many people the credit crunch has provided a gentle or forceful suggestion that they address their level of debt.
Even though people have been facing the prospect of losing their jobs or [...]]]></description>
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		<title>Shocking complaint figures for the UK financial services industry</title>
		<link>http://www.personal-loans-blog.co.uk/?p=240</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=240#comments</comments>
		<pubDate>Mon, 07 Sep 2009 14:09:26 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/?p=240</guid>
		<description><![CDATA[Figures have come to light this week which are remarkable. They show that more than nine million individual complaints were made to firms in the financial services industry in the period from 2006 to 2008.
The Financial Services Authority (FSA) has published the complaints figures for the first time and they show that banking and loans [...]]]></description>
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		<title>UK debt level falls for the first time</title>
		<link>http://www.personal-loans-blog.co.uk/?p=239</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=239#comments</comments>
		<pubDate>Tue, 01 Sep 2009 11:32:45 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/uk-debt-level-falls-for-the-first-time/</guid>
		<description><![CDATA[After last week’s worrying news about the ease with which people can get into debt, some more comforting news has emerged this week in that the total amount of personal debt in the UK has fallen for the first time since records began in 1993, the Bank of England has said. 
Personal borrowing fell by [...]]]></description>
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		<title>Loans by text message</title>
		<link>http://www.personal-loans-blog.co.uk/?p=237</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=237#comments</comments>
		<pubDate>Tue, 25 Aug 2009 09:23:09 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/237/</guid>
		<description><![CDATA[A news story this week has revealed that, despite all the ringing of hands and rending of garments, the key message about debt that should have been instilled into everyone by the credit crisis has not got through.
The news is that it is now possible to get a loan by text message. The company involved, [...]]]></description>
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		<title>The best UK credit deals</title>
		<link>http://www.personal-loans-blog.co.uk/?p=235</link>
		<comments>http://www.personal-loans-blog.co.uk/?p=235#comments</comments>
		<pubDate>Tue, 18 Aug 2009 20:12:08 +0000</pubDate>
		<dc:creator>Will</dc:creator>
				<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.personal-loans-blog.co.uk/personal-loans/235/</guid>
		<description><![CDATA[There have been some unpleasant, yet hardly surprising figures, released this week that show that RBS, which is 70% owned by the taxpayer, is charging customers more for unauthorised overdraft breaches than any other big high street lender.
Research by Which? found that although other banks have reduced their penalties to make them fairer to customers [...]]]></description>
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