J. Kevin Stone Announces Running for County Assessor
A Randolph County Son, Stone has been practicing real estate appraisal full time since 2000, but was essentially raised within many aspects of the business. Kevin comes from a long line of real estate and legal professionals beginning with his great …
Read more on Moberly Monitor Index (blog)

DartAppraisal.com Account Manager Expands Coverage to Ohio
While also representing clients in Alabama, Florida, and Illinois, Johnston's primary focus will be in Ohio. He has ten years' experience in the mortgage industry, including real estate agent, loan officer and appraiser. He actively maintains his …
Read more on MarketWatch (press release)

Stewart Reports Results of Operations for Fourth Quarter and Full Year 2011
With the goal of achieving additional revenues and supporting the evolving lending and real estate markets, we continue to develop innovative new services in the REI segment to produce additional revenues from these higher margin operations.
Read more on MarketWatch (press release)

Susan Fuertes, Nathan Milliron and Sarah Robbins Join Hughes Watters Askanase …
Fuertes, who was admitted to the State Bar of Texas in 1994, supports clients of the firm's Default Services Practice Area. Milliron works in the firm's Commercial Litigation Practice Area with much of his work focused on representing lenders.
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A Bi-Weekly Update on Environmentally Sustainable Design, Construction and Maintenance News for Commercial Real Estate (Feb. 1-15) By Justin Sumner GREEN LEAD is a column on environmental and sustainable design and construction, best practices for …
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Home Builder Confidence Surges Amid Big Headwinds
Foreclosures are still competing with new home sales, and many builders are seeing appraisals come in at less than the cost of construction. Additionally, prospective home buyers are finding it difficult to qualify for a mortgage,” writes David Crowe …
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Russo admits .5 million-plus in bribes, kickbacks for jobs, tax reductions …
Russo told jurors he steered contracts to the VAS company for county real estate appraisal work from 2002 to 2008 that generated more than $ 1.3 million in kickbacks for himself and others. Dimora defense attorney, Bill Whitaker, also walked Russo …
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Best answer:

Answer by v b
You will have to compare the numbers, but the “premium” is designed to make the lender money even though you plan to pay the loan off quickly and he won’t make any interest income after you do.

According to one web article, lenders generally do not make money on a loan until the second year, which is right when you want to pay of the loan.

http://books.google.com/books?id=4KYEZ1VeBzQC&pg=PA141&lpg=PA141&dq=%22premium+pricing%22+mortgage&source=bl&ots=YW-ChsSU4b&sig=EfeSWjFcE8rI50D6yJWy8n_7I_8&hl=en&ei=u1u4StCLM5Kntgffh8T5Dg&sa=X&oi=book_result&ct=result&resnum=7#v=onepage&q=%22premium%20pricing%22%20mortgage&f=false

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Show Me the Money: Helping Clients Find and Protect Assets in a Divorce
By Stephanie Francis Ward A client can try to preserve his or her assets during a divorce, but if the judge sees actions more along the lines of hiding money, the court will likely take more. Matrimonial lawyers Ira Friedman and Randall M. Kessler …
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SharperLending LLC Releases New Version of Appraisal Firewall Technology
Appraisal Firewall is a secure, cost-effective technology solution for lenders to manage their own appraisal process and work with their trusted local appraisers to increase the speed of loan production and underwriting.
Read more on MarketWatch (press release)

Appraisers following suit over power-line easement valuation
Plaintiff Horse Hollow Generation Tie LLC , a Florida power company subsidiary, is fighting the $ 14.3 million taxable value that the district put on easements in Gillespie County that the firm obtained for the 345-kilovolt line that went into service …
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ACI: Property Sciences to Deliver Fully Compliant Appraisals through ACI's …
From connecting appraisers nationwide to streamlining quality control, ACI enables organizations to process appraisals and manage exceptions in a consistent and efficient manner. Headquartered in Palm Coast, Florida, ACI (www.aciweb.com) is a division …
Read more on Reuters