tag:blogger.com,1999:blog-29118603896241432902018-03-08T02:31:24.011+11:00Property Inventory Service - AustraliaArticles - News - Information - Links For A Global Audience - Helping You Create An Inventory Of Property / Contents & Home Energy SustainabilityAussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.comBlogger23125tag:blogger.com,1999:blog-2911860389624143290.post-60195464347188704512009-09-01T15:47:00.008+10:002010-08-20T23:22:25.393+10:00Safe As Houses - Under-Insurance Reduction Australia<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_XXsuGXMudf8/Spy6Vv16JlI/AAAAAAAAAiE/ND2YC3nWLzQ/s1600-h/landslide.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 149px;" src="http://3.bp.blogspot.com/_XXsuGXMudf8/Spy6Vv16JlI/AAAAAAAAAiE/ND2YC3nWLzQ/s200/landslide.jpg" alt="Realise That Everything Is Not Always As Secure As It Looks!" title="Realise That Everything Is Not Always As Secure As It Looks!" id="BLOGGER_PHOTO_ID_5376376937956124242" border="0" /></a><br /><div style="text-align: justify; font-weight: bold;">Safe As Houses<br /><br />Understanding 'Under-Insurance' Is The First Step In Protecting Your Biggest Asset.<br /></div><br /><span style="color: rgb(51, 0, 153);">"Consider this .... If you went out to dinner and returned home to find your house had burned down, would your insurance cover the cost of replacing it? Or have you carried out renovations recently but failed to increase your cover?</span><br /><br /><span style="color: rgb(51, 0, 153);">Now, with a free guide to protecting your greatest asset, you can check if you're fully covered.</span><br /><br /><span style="color: rgb(51, 0, 153);">Many victims of the Victorian bushfires, already traumatized by the magnitude of the disaster, now face the bleak prospect of not being able to replace their home and belongings because they weren't adequately insured.</span><br /><br /><span style="color: rgb(51, 0, 153);">Your level of cover should be based on the cost of replacing your home and belongings, not the market value or purchase price. But we understand assessing building costs and the replacement value of every single item in the home, can be daunting."</span><br /><br />The above is an exert from an article by 'MyState Financial', who in conjunction with Australia's largest insurer CGU, are noted as making 'it easy' to estimate building & contents cover, with a step by step guide. The exert of the article was taken from 'MyState Financial's July 2009 Magazine', sent out to policy holders.<br /><br />Now whilst we think all methods of removing under-insurance from policies are a great idea. It is obvious that some methods, no matter how many times being re-badged, relaunched, rewritten, etc. are just not working! And how do we come to that conclusion? Well, after a major Disaster, we hear time and time again about Under-Insured Homes! If the solutions which have been around for the last five years are working, then surely there would be little under-insurance!<br /><br />As we see it, areas that could be improved offering better help and creating action, in the battle with Under-Insurance are:<br /><br /><ul><li><span style="color: rgb(51, 0, 153);">Increasing the questions to the householder, confirming that the removal of debris, demolition costs and rebuilding fees have been taken into account when estimating the value of the home. We contacted a few Australian Insurance Suppliers, and were never asked such questions on a new policy.</span></li></ul><ul style="color: rgb(51, 0, 153);"><li>Not writing a policy until the values submitted are known by as many means as possible to be accurate & true! At present Insurance policies are churned out on the premise, that the householder has taken the above factors into account. </li></ul><ul style="color: rgb(51, 0, 153);"><li>Questions regarding renovations, decoration, new purchases, etc. could be asked at renewal time! We have never been asked such questions!</li></ul><ul><li><span style="color: rgb(51, 0, 153);">One big problem, is householders think the Insurer has everything under control! Householders especially in the 40+ age range. From our experience, it is like a belief that there is a large 'Crystal Ball' in the Insurers office. This mindset may be from when years ago, Insurers would make out that everything was 100% under control! There was no need to worry! Of course nowadays that kind of mindset has changed, or has it not? </span></li></ul><br />When we question households about under-insurance, at first we are told it not present. After a few more questions and scenarios, the householder is too often aware, they could be under-insured and may have been for a long time! Up to now, they just assumed everything would be fine! All under control by the large Insurance Company. It is only with luck, they have not as yet made a claim!<br /><br />The next step of taking inventory in cases such as this, usually results in Under-Insurance!<br /><br />The householder is not a trained Insurance valuer! Better guidance and questions from the Insurance Company is needed at policy creation and policy renewal! If the same attention to detail was supplied at policy creation, as when the loss adjuster knocks on the door, policies would be a lot more accurate. Unfortunately where a system that has built in errors, at the expense of the policy holders, you would question the 'good faith' that is being offered by the large Insurance Companies.<br /><br />YES, the present Insurance system can be improved! Inventories of property and contents before loss, make commonsense. A record of property can be easily forwarded after theft or during claim time. If kept up to date, an inventory of property makes the recovery after loss, a lot easier. And there is less work for all concerned parties, which would reduce workloads, costs and hopefully reduce the cost of policies. As we all know inaccurate policies create more work and thus will only raise the cost of insurance.<br /><br />Surely if an Insurance Company wanting to make sure it's policy holders have 100% accurate policies, it is not too hard to make sure they 'take inventory'. Offer discounts, inform them of services that will take inventory for them. Do not write a policy until the inventory is supplied!<br /><br />YES Insurance Guides are a good idea, but what % of your clients use them? If an Insurer is caring for it's policy holders like they say they are, they should go 100% in making sure all accounts are accurate. Remember the present system is not eliminating under-insurance! The system needs to change!<br /><br />Articles such as the above, have been released after Disaster's too many times already! The above article simply shows again that what is being offered, has failed before! Confirmed by the present number of under-insured homes in Australia. It is not always the householder who should be blaimed for under-insurance, but maybe the Insurer for issuing policy's that are open to inaccuracies, due to basic questions / records / documentation not being asked for and produced, before the policy is written.<br /><br />Our advice to you the householder is, <b>Record & Document!</b> Compute the value of what you now see listed in the inventory. We will be suprised, if you are not under-insured. Most of our clients are time and time again. There are no Crystal Balls - The only person who knows 100%, what your assets are worth is you the householder. Every other system involves guesswork that will cost you $$$ at the time of making a claim. Under-insurance only shows at claim time, unless you go looking for it! It is the termite of the Insurance World!<br /><br /><div style="text-align: center;"><span class="Apple-style-span" style="font-weight: bold;">Realising you MAY BE Under-Insured and MAKING SURE YOU ARE NOT, is your first step in protecting your biggest asset!</span></div><br />We often say "Until you prove you are not under-insured, we will assume you are! - How does that make you feel? What would you choose to do without, when it is not replaced by your Insurance Claim!"<br /><br /><div style="text-align: center;"><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a><span style="color: rgb(51, 102, 255);"> - </span><a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com1tag:blogger.com,1999:blog-2911860389624143290.post-19207651553072049722009-07-05T19:42:00.009+10:002010-09-22T19:29:08.500+10:00Know Your Home Insurance - Homeowners Quiz<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_XXsuGXMudf8/SlB7ssCE9kI/AAAAAAAAAgY/20LwscJxH68/s1600-h/home.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 199px; height: 200px;" src="http://1.bp.blogspot.com/_XXsuGXMudf8/SlB7ssCE9kI/AAAAAAAAAgY/20LwscJxH68/s200/home.jpg" alt="Do You Know Your Home Insurance" title="Do You Know Your Home Insurance" id="BLOGGER_PHOTO_ID_5354915964607854146" border="0" /></a><br /><span style="font-weight: bold;">Know Your Home Insurance - Homeowners Quiz</span>.<br /><br /><div style="text-align: justify;">The topic of Homeowners Insurance is often in the media. On discovering this video, it's a nice change to see a video with a difference.<br /><br />The video takes a light hearted view at responses to Home Insurance questions, from people interviewed on the street. Not outright hilarious, but well worth watching.<br /><br /><br /></div><br /><div style="text-align: center;"><object height="344" width="425"><param name="movie" value="http://www.youtube.com/v/fhCdjb1_X5s&color1=0xb1b1b1&color2=0xcfcfcf&feature=player_embedded&fs=1"><param name="allowFullScreen" value="true"><param name="allowScriptAccess" value="always"><embed src="http://www.youtube.com/v/fhCdjb1_X5s&color1=0xb1b1b1&color2=0xcfcfcf&feature=player_embedded&fs=1" type="application/x-shockwave-flash" allowfullscreen="true" allowscriptaccess="always" height="344" width="425"></embed></object><br /><br /><br /></div><br /><div style="text-align: justify;"><div style="text-align: center;">And how did they get the feedback, well they offered everyone a free coffee!<br /></div><br /><div style="text-align: center;"><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a> <span style="color: rgb(51, 102, 255);">-</span> <a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia.</a><br /></div><div style="text-align: center;"><br /></div><div style="text-align: center;">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</div></div><br /><div style="text-align: center;"><!-- Begin clixGalore Code--><img src="http://www.is1.clixgalore.com/Impression.asp?BID=74359&AfID=183231&AdID=8634" border="0" height="0" width="0" /><br /></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-67045859293836386502009-07-04T23:17:00.008+10:002009-07-04T23:51:08.826+10:00Insurance Australia Personal Financial Disasters<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_XXsuGXMudf8/Sk9bM8W1osI/AAAAAAAAAgA/kBR_dzX4ruI/s1600-h/canberra%234.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 150px;" src="http://2.bp.blogspot.com/_XXsuGXMudf8/Sk9bM8W1osI/AAAAAAAAAgA/kBR_dzX4ruI/s200/canberra%234.jpg" alt="Aussie Waiting For Change" title="Aussie Waiting For Change" id="BLOGGER_PHOTO_ID_5354598759885284034" border="0" /></a><br /><br /><div style="text-align: justify;"><span style="color: rgb(102, 102, 204); font-weight: bold;">The Question - Do We Ever Learn & If So How Long Does It Take To See Change?</span> <span style="font-weight: bold; color: rgb(102, 102, 204);">- Do We Not Deserve A Better Service?</span><br /><br />The following article is sourced from <span style="font-weight: bold;">Money Magazine's</span> August 2007 issue. It reads as if it were relating to the storms of this year!<br /><br /><div style="text-align: center;"><span style="font-weight: bold; color: rgb(204, 0, 0);">Big Gaps In Insurance Cover!</span><br /></div><br />"Extensive storm damage in NSW and Victoria recently caused more financial harm than necessary to quite a few people, because while home owners had insurance, their cover was not adequate. They won't be able to claim for the damage and will have to find money for the repairs themselves.<br /><br />While insurers generally cover storm damage, the level of cover varies from insurer to insurer, says the Australian Securities & Investments Commission (ASIC). For example, it might depend on how the water got into your home. Some insurers will pay only if the water enters through an opening in the wall or roof caused by the storm, not if it seeps or percolates through the walls or ceilings, as might happen in an intense storm.<br /><br />Others might be a little broader and will only not pay a claim if the water entered through an opening in the wall or roof made in the course of renovations by you or through a door or window you left open.<br /><br />Flood damage is a bigger problem, as it is often an exclusion in home and contents policies. "As flood cover is not offered in most house and contents insurance policies, people may find out too late that they are not covered for the losses caused by a flood," says ASIC. "Floods occur when rivers, creeks, lakes, dams, reservoirs and other natural water courses (even if modified by humans) burst their banks or overflow. Floods may be also be caused by storms and heavy rain."<br /><br />The key is to find out about any exclusions to your policy before it's too late. If you're in a vulnerable area, find out if you are covered for storms, floods and flash floods and check how much you're covered for. Some policies limit the amount for damage from flash floods.<br /><br />If you live in a flood-prone area, it's vital to have adequate cover for flood damage because the repair bills can be huge.<br /><br />Your local council can be a good place to check whether your area is flood prone. If it is and your existing insurer can't help you, shop around for an insurer that can. And ASIC has some words of advice: "Insist on getting the policy in writing before you buy, because you need time to understand and compare the wording of different policies to make sure you get the right protection."<br /><br />Read the policy thoroughly, as is the case with any insurance. "Never buy flood insurance over the phone without reading the policy first," says ASIC.<br /><br />For the complete story see <a style="color: rgb(51, 102, 255);" href="http://money.ninemsn.com.au/article.aspx?id=282734">Money Magazine's August 2007</a> issue.<br /><br /><div style="text-align: center;"><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a> <span style="color: rgb(51, 102, 255);">-</span> <a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a><br /><br /><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/html/downloads.html">AHI - The Leader For Home Inventory Forms : Lists : Spreadsheet : Software</a><br /></div></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-31062711706301347262009-07-02T16:03:00.009+10:002010-09-22T19:30:57.651+10:00Disaster Inventory - Insurance Bad Faith<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_XXsuGXMudf8/SkxN6_sg_RI/AAAAAAAAAfg/qrsosgjxo_U/s1600-h/883985_business_law.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 133px;" src="http://2.bp.blogspot.com/_XXsuGXMudf8/SkxN6_sg_RI/AAAAAAAAAfg/qrsosgjxo_U/s200/883985_business_law.jpg" alt="Disaster Inventory - Reducing The Risks Of Insurance Bad Faith" title="Disaster Inventory - Reducing The Risks Of Insurance Bad Faith" id="BLOGGER_PHOTO_ID_5353739732962573586" border="0" /></a><br /><div style="text-align: justify;"><span style="font-weight: bold; color: rgb(102, 102, 204);">Disaster Inventory - The Recording & Documentation Of Property, After A Disaster Event.</span><br /><br /><span style="font-weight: bold; color: rgb(102, 102, 204);">Why Would You Need A Disaster Inventory?</span><br /></div><br /><div style="text-align: justify;">The prime reason for a <span style="font-weight: bold;">Disaster Inventory </span>is to record the damage at the time of, or soon after an event. If the Disaster Event is community wide, it may be weeks before you are even paid a visit by an Insurance Representative. Having to rely on local Emergency Services for repairs, may be your only choice!<br /><br /><div style="text-align: justify;">Issues may arise where repairs are only allowed by the Insurance Companies approved contractors, who may be addressing a large Disaster Area. During this time, damage may be increasing to the home. Therefore a record of the damage at the time of the event, easily shows and proves the differences between, the event time and when the contractor arrives.<br /></div></div><br />The <span style="font-weight: bold;">Disaster Inventory</span> can also record such unwanted damage as:<br /><br /><ul style="color: rgb(51, 0, 153);"><li>Water flowing down the inner walls of the home!</li><li>Mould / damp growing in the internal parts of the home!</li><li>Damage to floor coverings.</li><li>Bad repairs.</li><li>Structural damage.<br /></li></ul><br /><div style="text-align: justify;">It all sounds to horrendous! No-one wants it happens to their home! The reality is, it can happen!<br /><br />We would like to point out that the idea of a <span style="font-weight: bold;">Disaster Inventory</span>, was primarily born after looking at various cases of damage to homes, after a Natural Disaster Event. Where homes were left open to the weather for weeks, even for months, whilst the Insurance Company, 'got around' to taking action on the repairs. In fact what starts off as a small damage bill, can easily be escalated into the $10000's, due to a lack of action. It is at times like this, where you would have to ask whether there is any Good Faith, left in the Insurance Agreement!<br /></div><br /><div style="text-align: justify;">We would all like to think, that reputable Insurance Companies, would be taking care of our homes, our investments asap after a Disaster. Especially when we may have been a client with them for years.<br /></div><br /><div style="text-align: center; font-weight: bold; color: rgb(204, 0, 0);">THINK AGAIN - THE REALITY WILL SHOCK YOU!<br /></div><br /><div style="text-align: justify;">You may conclude that there is a question, as to whether an Insurance Supplier has the client's best interests at heart, when the home is further damaged! Normally one would have thought the Insurance Agreement would offer service and protection. This is not necessarily the case! The reality is in countries such as the US, there is a large arsenal of lawyers and attorneys, fighting against the large Insurance Companies on behalf of the client, focussing on what they call:<br /><br /><div style="text-align: center; font-weight: bold; color: rgb(204, 0, 0);">BAD FAITH INSURANCE or INSURANCE BAD FAITH.<br /></div></div><br /><span style="color: rgb(102, 102, 204); font-weight: bold;"><br />So What Is This Bad Faith Insurance? </span><br /><br /><div style="text-align: justify;"><ul><li><span style="color: rgb(51, 0, 153);">According to Wikipedia - Insurance Bad Faith is a legal term of art, that describes a tort claim that an insured person may have against an Insurance Company for its Bad Acts. Under the law of most jurisdictions in the United States, Insurance Companies owe a duty of Good Faith & Fair Dealing to the persons they insure. This duty is often referred to as the "implied covenant of good faith and fair dealing" which automatically exists by operation of law in every insurance contract.</span><br /></li></ul></div><div style="text-align: justify; color: rgb(51, 0, 153);"><ul><li>If an Insurance Company violates that covenant, the insured person (or "policyholder") may sue the company on a tort claim in addition to a standard breach of contract claim. The contract-tort distinction is significant because as a matter of public policy, punitive or exemplary damages are unavailable for contract claims, but are available for tort claims. The end result is that a plaintiff in an Insurance Bad Faith case, may be able to recover an amount larger than the original face value of the policy, if the insurance company's conduct was particularly egregious.<br /></li></ul></div><br /><div style="text-align: justify;">Whilst cases in court, are more prominent in the US, there are still many cases of 'Insurance Bad Faith' here in Australia. Cases may not end up in court, due to the current state of the law. The home owner is being placed in a situation that should not be happening! Legal agreements are being intentionally broken and in some cases it would appear being supported by Legal Protection Services that are there to protect the client.<br /></div><br /><div style="text-align: justify;">Let us take a look at a case which has full documentation, supporting the case online. The case in question revolves around an Insurance Company not taking care of adequate repairs after a Disaster. The end result being the home owner and family not living in the home 18 months later! In fact the only option for the home, could be to demolish it and start again.<br /></div><br /><div style="text-align: justify;">This is the story of <a style="color: rgb(51, 102, 255);" href="http://insuranceclaimbadfaith.blogspot.com/2009/07/insurance-claim-nrma-reny-deren-bad.html">Reny Dener V NRMA</a>. Documentation is supplied by Reny Dener which appears to prove his case. You make up you own mind on who is to blame for the current situation.<br /><br />It has always been the case that records and documentation of property, help with Disaster Recovery, Proving Ownership and Theft recovery. After all is that why the Police & Insurance Companies recommend it?<br /><br />Quite ironic that the Home Inventory now has another good use for the householder. To prove the state of damage shortly after the Disaster event and from thereon. In cases such as that of Reny Dener, where the documentation he provides, clearly shows damage being caused to his home, due to slow, poor repairs. Surley this is a case of a large Insurance Company showing NO GOOD FAITH - IRONIC YES! - Show your support for Reny Deren visit his site <a style="color: rgb(51, 102, 255);" href="http://www.mynrma.info/story.html">mynrma.info</a>.<br /><br /><span style="font-weight: bold;">Reny Deren V NRMA</span> is posted on our new blog focusing on <span style="font-weight: bold;">Insurance Claim Bad Faith.</span><br /><br /><div style="text-align: center;"><a style="color: rgb(51, 102, 255);" href="http://insuranceclaimbadfaith.blogspot.com/2009/07/insurance-claim-nrma-reny-deren-bad.html">Insurance Claim Bad Faith Information.</a><br /></div><br />If you have a story of Insurance Bad Faith we would love to hear about it. With your permission we will add it to our blog, or link to your information.<br /><br /><div style="text-align: center;"><span style="color: rgb(51, 102, 255);"><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a> -</span> <a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a></div><div style="text-align: center;"><br /></div><div style="text-align: center;">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</div></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com2tag:blogger.com,1999:blog-2911860389624143290.post-88831566076115141622009-06-23T23:58:00.004+10:002010-08-20T23:20:14.871+10:007 Articles To Read Before Taking Inventory<center><object codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=9,0,0,0" id="doc_798471809832121" name="doc_798471809832121" classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="550" align="middle" height="600"> <param name="movie" value="http://d.scribd.com/ScribdViewer.swf?document_id=11489508&access_key=key-2fs1vcw7jca01w1nl8p6&page=1&version=1&viewMode=book"> <param name="quality" value="high"> <param name="play" value="true"> <param name="loop" value="true"> <param name="scale" value="showall"> <param name="wmode" value="opaque"> <param name="devicefont" value="false"> <param name="bgcolor" value="#ffffff"> <param name="menu" value="true"> <param name="allowFullScreen" value="true"> <param name="allowScriptAccess" value="always"> <param name="salign" value=""> <param name="mode" value="book"> <embed src="http://d.scribd.com/ScribdViewer.swf?document_id=11489508&access_key=key-2fs1vcw7jca01w1nl8p6&page=1&version=1&viewMode=book" quality="high" pluginspage="http://www.macromedia.com/go/getflashplayer" play="true" loop="true" scale="showall" wmode="opaque" devicefont="false" bgcolor="#ffffff" name="doc_798471809832121_object" menu="true" allowfullscreen="true" allowscriptaccess="always" salign="" type="application/x-shockwave-flash" mode="book" width="550" align="middle" height="600"></embed> </object> <div style="display: none;"><br />Global Inventory Information Network 7 Articles To Read Before Creating Your Home Inventory Information Designed For Helping Families & Homes - To Prepare For Loss Through Disaster, Emergency & Theft! Aussie Home Inventories</div></center><br /><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a> <span class="Apple-style-span" style="color: rgb(51, 102, 255);">- <a href="http://propertyinventoryservice.blogspot.com/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">P</span></a></span><a href="http://propertyinventoryservice.blogspot.com/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">roperty Inventory Service - Australia</span></a></div><div style="text-align: center;"><br /></div><div style="text-align: center;"></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com1tag:blogger.com,1999:blog-2911860389624143290.post-49597961233559250842009-04-11T20:02:00.008+10:002010-09-22T19:32:52.902+10:00Home Inventory Video - Inventories Make Common Sense<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_XXsuGXMudf8/SeBtBUMu0cI/AAAAAAAAAao/SyKXkihSows/s1600-h/homeafp.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 140px;" src="http://2.bp.blogspot.com/_XXsuGXMudf8/SeBtBUMu0cI/AAAAAAAAAao/SyKXkihSows/s200/homeafp.jpg" alt="Victorian Bushfire Australia February 2009" title="Victorian Bushfire Australia February 2009" id="BLOGGER_PHOTO_ID_5323374628921332162" border="0" /></a><br /><div style="text-align: justify;"><span style="font-weight: bold; color: rgb(102, 102, 204);">You Would Have Ask Yourself, With The Increase In Natural Disasters Why Is It, That Most Homes Still Don't Have An Inventory Of Their Property & Contents?</span><br /><br /><span style="font-weight: bold; color: rgb(102, 102, 204);">Why Do People Think Loss Will Never Happen? Do We Not Insure Our Homes For Loss, For An Event? </span><br /></div><br /><div style="text-align: justify;">So why do so many homes never bother to take inventory of their hard earned possessions, their sentimental items? The bottom line is, you will have a hell of a job ahead, if you aim to create your inventory from memory!<br /></div><br /><div style="text-align: justify;">How do you think the owners of the home pictured above went, when attempting to provide thier Insurance Company with the required list of destroyed contents. Taking inventory is plain common sense and a lot easier when your property is in front of you.<br /><br />The following video by Money Talks [America] with Stacey Johnson, simply states the obvious solution, as being a Home Inventory, when it comes to being prepared for loss.<br /><br />Rich Connette a Property Loss Consultant states" “I’ve yet to meet a person in 17 years, that knew exactly everything that they owned. The insurance company wants you to write down everything… down to the sock. If you don’t remember it, the insurance companies like that because that’s just less money that they have to pay out.”<br /><br /><div style="text-align: center;"><p align="center"><embed src="http://blip.tv/play/kjr2iFsA" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" height="390" width="640"></embed></p><br /></div><br />So are you one of the homeowners Rich is talking about, "Virtually zero homeowners are prepared to make their insurance company pay."<br /><br /><span style="font-weight: bold; color: rgb(102, 102, 204);">By Paying Your Home Insurance Premium What Do You Expect For The Service?</span><br /><br />If you doubt at all, you will NOT RECEIVE the service you are paying for, then you know what to do!<br /><ol><li style="color: rgb(51, 0, 153);">Record Your Property.</li><li style="color: rgb(51, 0, 153);">Correct Your Cover, As Your Most Likely Under-Insured.<br /></li><li><span style="color: rgb(51, 0, 153);">Keep Your Inventory In A Safe Place ie The Bank.</span><br /></li></ol>A Home Inventory is not just something you know the Insurance Company is going to ask for, its common sense. Make your insurance worth the premium. Complete the system today.<br /><br />Your fooling yourself by putting it off any longer.<br /><br /><span style="font-weight: bold;">Aussie Home Inventories</span> suggests these articles for further reading:<br /><br /><div style="text-align: center;"><a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/2008/12/choosing-home-insurance.html">Choosing Your Home Insurance - Understanding Your Policy.</a><br /><a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/2009/03/property-loss-plus-memory-loss-reduces.html">Property Loss + Memory Loss = Reduced Claim.</a><br /><a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/2008/10/personal-property-inventory-information.html">Consolidate Personal / Property Information & Plan Your Estate.</a><br /></div><br /><div style="text-align: center; color: rgb(51, 102, 255);"><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a> - <a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a></div><div style="text-align: center; color: rgb(51, 102, 255);"><br /></div><div style="text-align: center; color: rgb(51, 102, 255);"><span class="Apple-style-span" style="color: rgb(0, 0, 0); ">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></div></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-63759569806057711532009-03-18T22:05:00.011+11:002010-09-22T19:34:30.806+10:00Property Loss Plus Memory Loss : Reduces Insurance Claims<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_XXsuGXMudf8/ScDaVvCo-QI/AAAAAAAAAZg/39Y5VsIfj7k/s1600-h/HouseNZ.gif"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 200px; height: 115px;" src="http://1.bp.blogspot.com/_XXsuGXMudf8/ScDaVvCo-QI/AAAAAAAAAZg/39Y5VsIfj7k/s200/HouseNZ.gif" border="0" alt="A Home Inventory Is A Major Part Of Disaster Preparation" title="A Home Inventory Is A Major Part Of Disaster Preparation" id="BLOGGER_PHOTO_ID_5314487627236833538" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">If The Only Way To Make An Accurate Claim On Property Losses, Was To Rely On Your Memory How Would You Go?</span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">It Is Sad To Realise That This Is The Only Choice Some People Are Left With, When Trying To Substantiate A Loss!</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">This tragic scenario can happen! In fact it has, and is happening to many of our fellow Australian's. Unfortunate enough to not have a Home Inventory, or for it to have been destroyed during the disaster. The only tool left to them, for proving their recent losses, is their memory! </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">When we are asked to imagine a loss, we often imagine walking around the home, looking at damaged parts of the home or missing items of property. What we never imagine, is the fact the event we insured our property for, knocked on the door! Leaving us with an empty space, where once our cherished items and hard earned possessions stood!</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_XXsuGXMudf8/ScDbhzw4CzI/AAAAAAAAAZo/SldWVbr3RKY/s1600-h/landslide.jpg"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 200px; height: 149px;" src="http://2.bp.blogspot.com/_XXsuGXMudf8/ScDbhzw4CzI/AAAAAAAAAZo/SldWVbr3RKY/s200/landslide.jpg" border="0" alt="Sometimes You May Have No Other Option Than To Rely On Memory!" title="Sometimes You May Have No Other Option Than To Rely On Memory!" id="BLOGGER_PHOTO_ID_5314488934174559026" /></a></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">When a disaster so great, affects our property in such a way, it is obviously going to be effecting all those involved, in a much greater variable magnitude. Too great a magnitude to describe here! </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The simple crux of the matter though, is how would anyone be expected to try and remember the smallest of details! After a scenario like this, the memory may hide aspects of the disaster to protect the 'self'. Inside these inaccessible memories, are details of your property. So hard as you may try to remember, you cannot!</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">As is the case where there is no property left, there is nothing to relate to and 'jog the memory'. After time, chances are greatly reduced of ever recapping those memories. By then people have moved forward. There are so many reasons, it may be difficult to remember.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Homes may often not suffer a total loss, but the property or surrounding area, may be in such a condition that it is unsafe to enter. Such as happens, when homes are involved in earthquakes or major landslides. The local authorities may deem the area too unsafe to access!</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Whatever the reasons for losses of such a magnitude, it shows that a full record of property is needed before the disaster, and secondly it needs to be stored away from the home.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">One thing is for sure, that any Home Inventory found to be intact after the recent Victorian fires, would be one of the greatest assets to the owner at this time. For those people unfortunate to be looking at a vacant plot, how much would they value a Home Inventory? </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_XXsuGXMudf8/ScDcJRCmrbI/AAAAAAAAAZw/CxLqAdvdbcU/s1600-h/HomeInventoryWorth.gif"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 200px; height: 150px;" src="http://2.bp.blogspot.com/_XXsuGXMudf8/ScDcJRCmrbI/AAAAAAAAAZw/CxLqAdvdbcU/s200/HomeInventoryWorth.gif" border="0" alt="A Home Inventory Is Priceless After A Disaster!" title="A Home Inventory Is Priceless After A Disaster!" id="BLOGGER_PHOTO_ID_5314489612048444850" /></a></div><div style="text-align: center;"><br /></div><div style="text-align: justify;">If only we had Property Inventories of all the lost homes and businesses. We wish we did! We would be helping those homes and families at their time of need. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">With the increase in frequency and severity of natural disasters, it is even more important to be prepared for loss. This means being aware of the type of loss that could occur, and how to maximise the protection of family and home. All homes need to be better prepared for loss, from disaster preparation, to evacuation and survival equipment, awareness and planning. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Should that event occur, that we knowingly insure our homes for every year, we will be prepared as well as possible. Get started today on your loss preparation! </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Aussie Home Inventories</span> suggests these articles for further reading:</div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><a href="http://propertyinventoryservice.blogspot.com/2008/08/diy-property-inventory-list-complex.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Creating Your Home Inventory Using A Pre-Formatted List.</span></a></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://propertyinventoryservice.blogspot.com/2008/01/how-to-choose-fire-safe-for-secure.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Choosing A Fire Safe For Storing Your Home Inventory</span>.</a></span></div><div style="text-align: center;"><a href="http://propertyinventoryservice.blogspot.com/2008/10/personal-property-inventory-information.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Consolidating Personal & Property Information & Planning Estate.</span></a></div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a> - <span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia.</a><br /></span></span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style=""><br /></span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(0, 0, 0); ">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></span></span></div><div style="text-align: center;"></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-68954199539952045232009-03-09T15:06:00.007+11:002010-09-22T19:36:51.442+10:00Global Disaster Alert Notification - Via Email / SMS<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_XXsuGXMudf8/SbSXUDkAkuI/AAAAAAAAAYI/mjYvv3KWfjk/s1600-h/aerial%232.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 200px; height: 150px;" src="http://3.bp.blogspot.com/_XXsuGXMudf8/SbSXUDkAkuI/AAAAAAAAAYI/mjYvv3KWfjk/s200/aerial%232.jpg" border="0" alt="Get Your Global Disaster Alert Notification Now!" title="Get Your Global Disaster Alert Notification Now!" id="BLOGGER_PHOTO_ID_5311036231386174178" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Are You Aware You Can Get Earthquake & Tsunami Alerts?</span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Disaster Alerts Sent Direct To Your Mobile Phone Or Email - Keeping You Informed & Aware!</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The <span class="Apple-style-span" style="font-weight: bold;">Global Disaster Alert & Coordination System</span> [GDACS], provides you with a near real-time Disaster Alert System, available around the world. This is an automated computer system, where you get alerts of earthquakes & tsunamis direct to your email / mobile phone. The system is free and it only takes a couple of minutes to <a href="http://dma.jrc.it/services/gdas/subscription.asp"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">subscribe</span></a> to this service.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">GDACS is a system developed jointly by the United Nations Office for Humanitarian Affairs and the Joint Research Centre. It was funded by the European Commission Humanitarian Office. Along with the Disaster Alert System, their website has information on current disaster events in more detail. Visit <a href="http://www.gdacs.org/">GDACS</a> to get your <span class="Apple-style-span" style="font-weight: bold;">Disaster Alert Notification</span>.</div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a><span class="Apple-style-span" style="color: rgb(51, 102, 255);"> -</span> <span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a>.</span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><br /></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style="color: rgb(0, 0, 0); ">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></span></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-30498306670621166792009-02-25T17:58:00.015+11:002009-10-15T17:28:43.337+11:00World Disaster Emergency Preparation Video Directory<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_XXsuGXMudf8/SaTvHdrUr9I/AAAAAAAAAXY/0hYvZJl_zFA/s1600-h/901379_-global_warming-.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 200px;" src="http://4.bp.blogspot.com/_XXsuGXMudf8/SaTvHdrUr9I/AAAAAAAAAXY/0hYvZJl_zFA/s200/901379_-global_warming-.jpg" alt="World Disaster Video Directory - Increasing Preparedness Awareness" title="World Disaster Video Directory - Increasing Preparedness Awareness" id="BLOGGER_PHOTO_ID_5306629172453748690" border="0" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Global Natural Disasters Seem To Be More Severe And On The Increase!<br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Raising Our Awareness Of Preparedness For The Family & Home At This Time Is Crucial!</span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;"><br /></span></div><div style="text-align: justify;">Video is a medium that is suited to getting a message out there! With this in mind, at Aussie Home Inventories we have created a <span style="font-weight: bold;">World</span> <span class="Apple-style-span" style="font-weight: bold;">Disaster : Emergency : Preparation - Video Directory</span>.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The '<span class="Apple-style-span" style="font-weight: bold;">Eye On The Storm'</span> Video Directory is directly sourced from <span class="Apple-style-span" style="">'YouTube', video clips grouped into the</span>:</div><div style="text-align: left;"><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);"><span class="Apple-style-span" style="font-weight: bold;">Australian Disaster</span> - Video Directory.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);"><span class="Apple-style-span" style="font-weight: bold;">American Disaster</span> - Video Directory.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);"><span class="Apple-style-span" style="font-weight: bold;">World Disaster</span> - Video Directory.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);"><span class="Apple-style-span" style="font-weight: bold;">Community : Home : Pet : Disaster Preparedness</span> - Video Directory.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);"><span class="Apple-style-span" style="font-weight: bold;">Severe Weather</span> - Video Directory.</span></li></ul></div><div style="text-align: justify;">This directory makes it easy for you to watch videos related to disaster, emergency and preparation. Sometimes it can be hard to find the correct search term. We have done the hard work for you, just sit back and watch! If you suffer a loss without being prepared after watching these videos, you would have to be plain crazy! </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">How Many Directories Are There?</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(204, 0, 0);">At the last count <span class="Apple-style-span" style="font-weight: bold;">45+ main directories with 300+ subdirectories </span>& on the increase!</span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">All directories have sub-directories, based on common 'search terms' we found gave the best results, when grouping the videos. For example, Australia has sub-directories by 'disaster type' and location.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Widgets of the individual directories, along with 'RSS Feeds' are available, easily allowing inclusion into blogs and websites. Visit our '<span class="Apple-style-span" style="font-weight: bold;">Eye On The Storm</span>' - <a href="http://www.aussiehomeinventories.com.au/html/widget_directory.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Widget Directory</span></a>. YES we want you to share this information!</div><div style="text-align: justify;"><br /></div><p align="center"><script src="http://www.gmodules.com/ig/ifr?url=http://www.dapper.net/services/Video_Site_-_Disaster__Emergency__Preparedness&synd=open&w=380&h=275&title=Video+Site+-+Disaster+%3A+Emergency+%3A+Preparedness&border=http%3A%2F%2Fwww.gmodules.com%2Fig%2Fimages%2F&output=js"></script></p><div style="text-align: justify;"></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">We hope by watching these videos that something clicks within, and you act and prepare for loss. <span class="Apple-style-span" style="color: rgb(204, 0, 0); font-weight: bold;"></span></div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(204, 0, 0); font-weight: bold;">Loss Is Random Preparation Is Not!</span></div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Will You Be Starting Your Loss Preparation ASAP?</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">So many people in these video's will sadly prepare after the loss, we want you to be different and <span class="Apple-style-span" style="font-weight: bold;">PREPARE BEFORE THE LOSS!</span> Emotionally it is less stressful and reduces the chances of loss!</div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><p align="center"><a href="http://www.aussiehomeinventories.com.au/html/video_directory.html"><img style="border: 0px solid ; width: 150px; height: 109px;" src="http://www.aussiehomeinventories.com.au/images/eotsvd.gif" alt="World Disaster Emergency Preparation - Video Directory - Click Here!" title="World Disaster Emergency Preparation - Video Directory - Click Here!" /></a></p></div><div style="text-align: center;"><br /></div><div style="text-align: justify;"><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;">To Watch The Video's - Click On The Above Image Or On The Link Below</span><br /></div><br /><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://www.aussiehomeinventories.com.au/html/video_directory.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">'Eye On The Storm' Video Directory - Your No.1 Source<br />For Disaster : Emergency : Preparation Videos</span></a><span class="Apple-style-span" style="color: rgb(0, 0, 0);">. </span></span><br /></div></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">As always we encourage your feedback and would like to hear of your experiences, with this important <span style="font-weight: bold;">Loss Preparation Information Video Directory</span>. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Aussie Home Inventories</span> suggests these direct links for video's on:</div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/video/australia/bushfire/index.php"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Australian Bushfire Video.</span></a></div><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/video/america/hurricane/index.php"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">American Hurricane Video.</span></a></div><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/video/world/climatechange/index.php"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">World Climate Change Video.</span></a></div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a> <span class="Apple-style-span" style="color: rgb(51, 102, 255);">-</span> <span class="Apple-style-span"><a href="http://propertyinventoryservice.blogspot.com/"><span class="Apple-style-span" style="color:#3366FF;">Property Inventory Service - Australia</span></a></span></div><p align="center"><a href="http://www.clixgalore.com/PSale.aspx?BID=39351&AfID=164099&AdID=5386&LP=www.tsunami-alarm-system.com" onmouseover="javascript:window.status='';return true;"><img src="http://www.is1.clixgalore.com/cgd.aspx?BID=39351&AfID=164099&AdID=5386" alt="Tsunami Alarm System For Everybody" title="Tsunami Alarm System For Everybody" border="0" height="60" width="468" /></a><!-- End clixGalore Code--></p>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-39725996689050549982009-02-16T00:26:00.012+11:002009-03-18T23:12:21.978+11:00Victorian Bush Fire Appeal - Australia Bushfire Video's - February 2009<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_XXsuGXMudf8/SZgeiqbMH7I/AAAAAAAAAXI/cGOdBC7vtds/s1600-h/521402_burn_baby_burn.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 149px;" src="http://1.bp.blogspot.com/_XXsuGXMudf8/SZgeiqbMH7I/AAAAAAAAAXI/cGOdBC7vtds/s200/521402_burn_baby_burn.jpg" alt="Helping You To Prepare For Loss & Disaster" title="Helping You To Prepare For Loss & Disaster" id="BLOGGER_PHOTO_ID_5303022142081474482" border="0" /></a><div style="text-align: left;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;"><div style="text-align: justify;">Victorian Bushfire Appeal - Australia Bushfire Victoria - February 2009 - Helping You To Make A Donation To The Appeal!<br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Are You Looking For Australia Bushfire Video's?<br /><br /><span style="color: rgb(0, 153, 0);">Our Thoughts Are With All Those People Whom Suffered A Loss & Battled So Hard Against The Power Of Nature.</span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(0, 0, 0);">Aussie Home Inventories<span class="Apple-style-span" style="font-weight: normal;"> joins the nation, in grieving for the loss of lives and livelihood, caused by the bush fires in Victoria. We feel the emotional suffering, of those affected by the bush fires. We cannot imagine the anguish of family, friends and of the community, affected by this natural disaster. </span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(0, 0, 0);"><span class="Apple-style-span" style="font-weight: normal;"><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(0, 0, 0);">Aussie Home Inventories<span class="Apple-style-span" style="font-weight: normal;"> is offering its help to all property owners, whom came into contact with the recent Victorian bushfires. We will supply you with whatever help, advice or information you need on recording property, documenting property and preparing for disaster. </span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(0, 0, 0); font-weight: normal;"><br /></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(0, 0, 0);"><span class="Apple-style-span" style="font-weight: normal;">Please take the time to understand the information supplied on our <span class="Apple-style-span" style="font-weight: bold;">G</span><span style="font-weight: bold;">lobal Inventory Information Network</span>, information to help you prepare your family & home for loss! </span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(0, 0, 0); font-weight: normal;"><br /></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(0, 0, 0);"><span class="Apple-style-span" style="font-weight: normal;">To learn more about how </span><span class="Apple-style-span" style="">Aussie Home Inventories</span><span class="Apple-style-span" style="font-weight: normal;"> can help you, read our article: <a href="http://homeinventoryaustralia.blogspot.com/2009/02/victorian-bush-fires-free-help-on.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Victorian Bush Fires - FREE Help On Creating Inventories.</span></a><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><br /></span><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(0, 0, 0); font-weight: bold;"><span class="Apple-style-span" style="font-weight: normal;"><span style="font-weight: bold; color: rgb(102, 102, 204);">Please Make A Donation!</span><br /><br />Aussie Home Inventories</span></span><span class="Apple-style-span" style="color: rgb(0, 0, 0); font-weight: normal;"> is asking for your HELP WITH THE RECOVERY of the recent disaster, by making a DONATION to the </span><span class="Apple-style-span" style="color: rgb(0, 0, 0);"><span style="font-weight: normal;">Victorian Bushfire Disaster Appeal. </span><br /><br /><span class="Apple-style-span" style="font-weight: normal;"><span style="color: rgb(0, 153, 0); font-weight: bold;">Victorian Bushfire Appeal Donations</span> can be made through the contact information </span></span><span class="Apple-style-span" style="color: rgb(0, 0, 0); font-weight: normal;">contained in the following video.<br /></span></div><div style="text-align: center;"><p align="center"><object height="344" width="425"><param name="movie" value="http://www.youtube.com/v/Np_9aAUlol4&hl=en&fs=1&color1=0x3a3a3a&color2=0x999999"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/Np_9aAUlol4&hl=en&fs=1&color1=0x3a3a3a&color2=0x999999" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" height="344" width="425"></embed></object></p></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(51, 0, 51);"><span style="color: rgb(102, 102, 204);">Australia Bushfire Video's Are Included In A NEW Video Directory!</span><br /><br />Aussie Home Inventories<span class="Apple-style-span" style="font-weight: normal;"> is helping homes, property owners and small business to prepare for loss through disaster, emergency and theft. Increasing the communities awareness of the importance to document property before loss. A major tool in increasing that awareness is the:<br /><br /></span></span><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 0, 51);"><span class="Apple-style-span" style="font-weight: normal;"><span style="font-weight: bold; color: rgb(204, 0, 0);">NEW RELEASE</span> <span style="color: rgb(51, 102, 255);">-</span> </span></span><a style="color: rgb(51, 102, 255); font-weight: normal;" href="http://www.aussiehomeinventories.com.au/html/video_directory.html">World Disaster : Emergency : Preparation Video Directory</a><span style="font-weight: normal;">.</span><br /></div><span class="Apple-style-span" style="color: rgb(51, 0, 51);"><span class="Apple-style-span" style="font-weight: normal;"><br /></span></span><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(51, 0, 51);"><span class="Apple-style-span" style="font-weight: normal;">An easy to navigate directory of video's from around the world, sourced from 'YouTube'. Sub-directories and common search terms have been entered into the directory, making it easier for you to find the video's you want to watch!</span></span><br /></div></div></span><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;"><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(51, 0, 51); font-weight: normal;"><br /></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(51, 0, 51);">Aussie Home Inventories</span><span class="Apple-style-span" style="color: rgb(51, 0, 51); font-weight: normal;"> suggests these articles / links of interest:</span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(51, 0, 51); font-weight: normal;"><br /></span></div><div style="text-align: center; color: rgb(51, 102, 255); font-weight: bold;"><a href="http://propertyinventoryservice.blogspot.com/2009/02/world-disaster-video-directory.html"><span class="Apple-style-span" style="font-weight: normal;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">World Disaster : Emergency : Preparation Video Directory.</span></span></a></div><div style="text-align: center; font-weight: bold;"><span class="Apple-style-span" style="color: rgb(51, 0, 51); font-weight: normal;"><a href="http://www.aussiehomeinventories.com.au/html/advice_tips.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Inventory Creation : Disaster / Loss Preparation - Suggestions & Tips.</span></a> </span></div><div style="text-align: center; font-weight: bold;"><span class="Apple-style-span" style="color: rgb(51, 0, 51); font-weight: normal;"><a href="http://propertyinventoryservice.blogspot.com/2008/01/how-to-choose-fire-safe-for-secure.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Choosing A Fire Safe For Your Home Inventory.</span></a> </span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(51, 0, 51); font-weight: normal;"><br /></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(204, 0, 0);">Loss Is Random Preparation Is Not!</span></div><div style="text-align: center;"><br /></div></span><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><div style="text-align: center;"><a style="color: rgb(51, 102, 255); font-weight: normal;" href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a> - <span style="font-weight: normal;" class="Apple-style-span"><span class="Apple-style-span" style=""><a href="http://propertyinventoryservice.blogspot.com/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Property Inventory Service - Australia</span></a></span></span><br /></div><div style="text-align: center;"><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(0, 0, 0);"><a href="http://www.aussiehomeinventories.com.au/"><img src="http://www.aussiehomeinventories.com.au/images/lig.gif" alt="Learn How To Prepare For Loss?" title="Learn How To Prepare For Loss?" border="0" height="60" width="468" /></a></span></div></span></span></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-945031260166272992009-01-30T14:32:00.009+11:002010-09-22T19:39:59.086+10:00Tenant Inventories - Increase Tenancy & Reduce Theft<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_XXsuGXMudf8/SYKSwH5Ie-I/AAAAAAAAAWI/WlXhOS2EKds/s1600-h/kitchen%231.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 133px;" src="http://1.bp.blogspot.com/_XXsuGXMudf8/SYKSwH5Ie-I/AAAAAAAAAWI/WlXhOS2EKds/s200/kitchen%231.jpg" alt="Reduce Any Chance Of Dispute With A Tenant Inventory" title="Reduce Any Chance Of Dispute With A Tenant Inventory" id="BLOGGER_PHOTO_ID_5296957467191180258" border="0" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Would You Like To Know Of An Easy Solution To Making Sure Your Tenancy, Is As Dispute Free As Possible? </span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">What Can You Do To Increase The Chances Of A Longer Tenancy & Reduce The Chances Of Theft!</span></span></div><div><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Aussie Home Inventories</span> offers solutions to tenants, for decreasing the chances of landlord dispute and theft. At the same time increasing the chances of a longer tenancy.</div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">What Is The Solution?</span></span></div><div><br /></div><div style="text-align: justify;">We offer all tenants, Tenant Inventories. Inventories that record and document all of the property and contents. Inventories that are easily forwarded to the authorities and insurance suppliers, when the need arises.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">You may be in a furnished, or partly furnished property, where your possessions are mixed in with those of the landlord. A Tenants Inventory, is going to help you keep an accurate record of what you own and what is the landlords. Allowing you to also keep track of your possessions, work out the value and take out insurance cover.</div><div style="text-align: justify;"><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Finding It Hard To Obtain Insurance, In Your Rented Property?</span></span></div><div><br /></div><div style="text-align: justify;">If the history of a rented property shows a previously high burglary rate, then you may be finding it hard to gain insurance. The Tenants Inventory will be the document you show your insurance supplier. Proving that you are serious about taking out insurance and therefore increasing the chances of it being granted.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The Tenants Inventory will contain documented and photographic evidence, which is useful in reducing any dispute that should arise with your landlord. The same documentation when in electronic form, can be instantly forwarded to the insurer and authorities, in case of theft or loss.</div><div><br /></div><div style="text-align: justify;">If your landlord is not supplying you with a copy of a <a href="http://www.aussiehomeinventories.com.au/html/your_business.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Landlords Inventory</span></a>, at the commencement of your tenancy, then you need to get your inventory taken asap. To maximise your interests, it would be best to have your inventory taken by a independent third party Home Inventory Service. By contacting your local Home Inventory Service, your inventory will be completed accurately, professionally and save you the time.<br /><br />A Tenants Inventory taken at the start of tenancy, will contain details on:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Condition of the property & contents.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Brand names of white goods installed.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Type of furniture provided.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Condition of other items, such as pool pump.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Existing fair wear and tear on the property and its contents, prior to you moving in. </span></li></ul></div><div style="text-align: justify;">A <span class="Apple-style-span" style="font-weight: bold;">Tenants Inventory</span> easily proves these facts in case of dispute! Other reasons for making sure you have a Tenants Inventory are:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Less than 50% of landlords have landlords insurance.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Under landlords insurance your contents are not insured.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Rented properties are simply broke into more. The burglar may often know the property well!</span></li></ul></div><div style="text-align: justify;">It has been reported that rented properties have a higher % of break-ins. [1.5 times higher than non-rented. Rented homes are burgled at a rate of 1 in 4. This figure being 1 in 3 in Australian cities. Source NRMA Report - 2007]. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Both tenant and landlord should take these statistics on-board. Insurance statistics report that most tenants, do not have insurance. In Australia this is reported as high as 70%! </div><div><br /></div><div style="text-align: justify;">Where a tenant does not have insurance, the chances of recovery from burglary, need to be maximised. Recovery of the property is this case, is only way to recover from the loss!</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">In the present environment where short term tenancies are common, it pays to increase the chances of being able to maximise the length of tenancy. The Tenants Inventory is the way you prove, to your landlord that you are REALLY SERIOUS, about the agreement. Tenants can rest assured, knowing their tenancy is not going to be cut short!</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">A landlord who knows the tenant cares about his property, is more likely to keep that tenant. Shorter term tenancies create more problems for the landlord and also increase the risk of theft, and damage to his property. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">By creating a Tenants Inventory, you are:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Decreasing the chances of dispute.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Decreasing the chances of theft.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Increasing your chances of obtaining insurance.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Increasing the chances of a longer tenancy.</span></li></ul></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Remember This Is Exactly What Your Landlord Also Wants!</span></span></div><div><br /></div><div>Contact your local <a href="http://www.aussiehomeinventories.com.au/html/contact_us.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Home Inventory Service</span></a> and get your inventory created today!</div><div><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Aussie Home Inventories</span> provides <a href="http://www.aussiehomeinventories.com.au/html/your_business.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Tenant Inventories</span></a> to tenants, house minders, students & lodgers. Inventories that record and document property in rented accommodation and storage. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Aussie Home Inventories</span> suggests these articles for further reading:</div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://homeinventoryaustralia.blogspot.com/2007/08/why-it-makes-sense-for-landlords-to.html">Why It Makes Sense For Landlords To Have A Property Inventory</a>.</span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://homeinventoryaustralia.blogspot.com/2008/09/landlords-and-tenants-have-rights-and.html">Property Condition Reports - Efficient Property Management</a>.</span></div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a> - <span class="Apple-style-span"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://homeinventoryaustralia.blogspot.com/">Home Inventory Service - Australia</a>.</span></span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><br /></span></span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style="color: rgb(0, 0, 0); ">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></span></span></span></div><div></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com1tag:blogger.com,1999:blog-2911860389624143290.post-10536995518038398752008-12-31T13:01:00.008+11:002010-09-22T19:40:47.167+10:00Divorce Inventories - Solutions For A Better Property Settlement<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_XXsuGXMudf8/SVrYgfTyngI/AAAAAAAAAR0/wCKL-l8j_bM/s1600-h/divorce.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 162px; height: 200px;" src="http://4.bp.blogspot.com/_XXsuGXMudf8/SVrYgfTyngI/AAAAAAAAAR0/wCKL-l8j_bM/s200/divorce.jpg" alt="Divorce Inventories Are A Solution For A Better Property Settlement" title="Divorce Inventories Are A Solution For A Better Property Settlement" id="BLOGGER_PHOTO_ID_5285775165344620034" border="0" /></a><br /><div style="text-align: justify;"><span style="color: rgb(102, 102, 204); font-weight: bold;">Would You Prefer To Be In Control Of Your Own Divorce?</span><br /><br /><span style="font-weight: bold; color: rgb(102, 102, 204);">Are You Looking For Ways To Keep Legal Fees Low & Speed Up The Process?</span><br /></div><br /><div style="text-align: justify;">The process of divorce can be a lot quicker and cost you less, when a Divorce Inventory is created of property and contents. The <a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/html/your_business.html">Divorce Inventory</a> will provide the details needed, for a satisfactory division of assets and liabilities. Too many couples whom get divorced, are not 100% aware of what is being discussed in the divorce process. When property is going to be divided, it is best to take inventory. Whether the case goes to court or not, the act of creating the inventory is confirming, there may be a property division issue.<br /></div><br /><div style="text-align: justify;">Of the assets discussed in divorce, the home and any retirement plans are usually at the top of the list. Other property, that may have been acquired during marriage can be:<br /></div><ul><li><span style="color: rgb(51, 0, 153);">Vehicles.</span></li><li><span style="color: rgb(51, 0, 153);">Home Contents.</span></li><li><span style="color: rgb(51, 0, 153);">Bonds / Stock.</span></li><li><span style="color: rgb(51, 0, 153);">Jewellery / Antiques / Art.</span></li><li><span style="color: rgb(51, 0, 153);">Bank Accounts / Pensions.</span></li><li><span style="color: rgb(51, 0, 153);">Family Businesses.</span><br /></li></ul><span style="font-weight: bold; color: rgb(102, 102, 204);">What Property Needs to Be Included In The Divorce Inventory?</span><br /><br /><div style="text-align: justify;">It is best to include all of the property that may be questioned in the process. Legal rules and regulations with reference to divorce, will be different depending on where you live. Often property is classed as marital or separate, and this can be helpful in the divorce process, when it is listed in the Divorce Inventory.<br /></div><br /><div style="text-align: justify;"><span style="font-weight: bold;">Marital property</span>, is property that is owned by both spouses, the concept is different from whom owns it, possesses it, or uses it. Marital property is determined at the date of divorce, and not the date of separation.<br /><br /><span style="font-weight: bold;">Separate property</span>, is non-marital property, even though it may have been acquired during the marriage. Separate property can be:<br /></div><ul><li><span style="color: rgb(51, 0, 153);">Gifts to either spouse from a third party.</span></li><li><span style="color: rgb(51, 0, 153);">Inherited items of value by either spouse.</span></li><li><span style="color: rgb(51, 0, 153);">Any item that was agreed at that time to be none marital by both spouses.</span><br /></li></ul><div style="text-align: justify;">Some property may be marital and non-marital. A house purchased before the marriage but later funded by a loan, will be part marital and part non-marital. Property acquired before marriage is not considered marital. Check with local professionals, for up to date legal regulations in your area.<br /></div><br /><span style="color: rgb(102, 102, 204); font-weight: bold;">How You Can Speed Up Property Division?</span><br /><br /><div style="text-align: justify;">Claims for property division are going to be much easier when a Divorce Inventory is available. The benefits of a Divorce Inventory are that it can:<br /></div><ul><li><span style="color: rgb(51, 0, 153);">Help With Property That Fraudulently Disappears.</span></li><li><span style="color: rgb(51, 0, 153);">Assist With The Recovery Of Stolen Property.</span></li><li><span style="color: rgb(51, 0, 153);">Easily Show Net Worth.</span><br /></li></ul>Property Division is commonly done through the courts and this can be costly and timely affair!<br /><br /><div style="text-align: justify;">The <span style="font-weight: bold;">Divorce Inventory</span> is the first step you need to take to reduce your costs and time. You should aim to only pay lawyers for their unique skills, and not to take inventory. It may take you time to create the Divorce Inventory, but it will make the assessment of the property much easier. If you wish to do the Divorce Inventory yourself, <span style="font-weight: bold;">Aussie Home Inventories</span> has a <a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/html/client_support.html">DIY Home Inventory</a> suitable for use as a Divorce Inventory.<br /><br /><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/"><img src="http://www.aussiehomeinventories.com.au/assets/images/InventoryThumb.gif" alt="Click To Visit Home Inventory Services By Aussie Home Inventories" title="Click To Visit Home Inventory Services By Aussie Home Inventories" width="200" border="0" height="150" /></a><br /></div><br />If you would rather the Divorce Inventory be created by independent professionals then contact <span style="font-weight: bold;">Aussie Home Inventories</span> to help you. This Home Inventory Service supplies inventories that are easily tailored to the needs of the client.<br /></div><br /><span style="font-weight: bold; color: rgb(102, 102, 204);">Taking Control Of Your Divorce & Learning How To Reduce Lengthy Litigation!</span><br /><br /><div style="text-align: justify;">This is the second step in reducing costs and time. For some people this may sound to daunting, but at the end of the day most of the divorce procedure is paperwork, which most people can do successfully, with the bonus of financial gain and time saved. Luckily for you there are <span style="font-weight: bold;">Divorce Packs</span> that have the complete documentation to assist and help you, carry out the process efficiently.<br /></div><br /><div style="text-align: justify;">A Divorce Pack is a simple way to keep your legal fees and life under your control, for a similar cost to one hour of a lawyers time! This is your DIY Divorce Process that is a strategic plan allowing you to stay in control of your divorce. You will be able to reduce lengthy litigation and allow well prepared parties to increase the chances of a speedy resolution.<br /><br />Click on the banner below to learn more about how a Divorce Pack can save you considerable time and money!<br /></div><br /><div style="text-align: justify;">The process of going through divorce is going to be more successful, when there is an inventory of property in question. Keeping costs to a minimum and making sure the process goes smoothly, are at the top of everyone's list.<br /></div><br /><div style="text-align: center;"><span style="color: rgb(51, 102, 255);"><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a> - </span><a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a></div><div style="text-align: center;"><br /></div><div style="text-align: center;">Create Your Divorce Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com1tag:blogger.com,1999:blog-2911860389624143290.post-61348648922004931122008-12-29T12:43:00.008+11:002010-09-22T19:42:59.916+10:00Creating Business Inventories - Using A Barcode Scanner<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_XXsuGXMudf8/SVgvPdE_Y9I/AAAAAAAAARs/Cq-A4mTjNNM/s1600-h/groqit%232.gif"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 156px;" src="http://3.bp.blogspot.com/_XXsuGXMudf8/SVgvPdE_Y9I/AAAAAAAAARs/Cq-A4mTjNNM/s200/groqit%232.gif" alt="Creating Business Inventories - Using A Barcode Scanner" title="Creating Business Inventories - Using A Barcode Scanner" id="BLOGGER_PHOTO_ID_5285026105269380050" border="0" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Are You A Business Owner Looking To Take Inventory?<br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;"><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Would You Like To Change From Your Existing System Of Taking Inventory, To One That Saves You Time & Increases Efficiency?</span></span></div><div><br /></div><div style="text-align: justify;">Creating a <span class="Apple-style-span" style="font-weight: bold;">Business Inventory</span> can be a time consuming exercise, or a quick experience, depending on your chosen system of business inventory creation. Business owners are often looking for an accurate system, that saves time and allows for the easy creation of simple business inventories. If your stock has barcodes you can now make use of these codes, when creating your business inventory. To speed up the process of creating your business inventory, what you need is a barcode scanner. Using a barcode scanner is so much quicker and accurate, than the traditional methods of, 'checking-off' lists. </div><div><br /></div><div style="text-align: justify;">A popular inventory scanner on the market today, is the <span class="Apple-style-span" style="font-weight: bold;">Groqit Barcode Scanner</span>. Popular because this scanner does not need scanner software, and portable terminals like some other business inventory creation systems.</div><div><br /></div><div style="text-align: justify;">Using a pocket sized Groqit, can help your business with inventory tracking, when you have stock that uses standard retail barcodes, and Global Trade Item Number formats, such as:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">UPC - Universal Product Code [GTIN-12].<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">EAN - European Article Number [GTIN-13].</span></li></ul></div><div>A Groqit barcode scanner can quickly help you check and confirm:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">What's In Stock.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Incoming Shipments.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Re-Ordering.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Stock In Remote Locations.</span></li></ul></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(51, 0, 51);">Taking inventory of your business could not be easier, when using a Groqit. An inventory scanner that allows you to create diverse business inventories and sorted lists, that can be easily combined into spreadsheets. If your business stock is spread over multiple locations, it is easily recorded by this pocket sized device. The ease of creating your business inventory is further enhanced, by being able to use multiple Groqits.</span></div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">How Easy Is The Groqit To Use?</span></span></div><div><br /></div><div style="text-align: justify;">The Groqit is one of the easiest and most efficient business inventory creation systems available. Creating your business inventory takes a fraction of the time, that it would take to put together a barcode scanner, scanner software and portable terminal. Simply scan the barcode and the information is instantly stored in the Groqit.</div><div> </div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Do I Need A Computer?</span></span></div><div><br /></div><div style="text-align: justify;">The answer is NO, as the Groqit is a portable. This barcode scanner is standalone device that can be used almost anywhere. The Groqit does not require:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">External Power.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">A Computer.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Wireless Connections.<br /></span></li></ul></div><div>Business owners using a Groqit, have the advantage of taking the inventory with them when they travel.<br /></div><div><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Can I Use The Groqit, With An Existing Business Inventory System?</span></span></div><div><br /></div><div style="text-align: justify;">The Groqit is designed with extremely simple data storage. Software created by third-parties allows Groqit files to be easily accessed. Popular spreadsheets can import and export Groqit files without any problems. The Groqit works with a system of easily assigned categories, files, records and fields. Weighing in at only 65grams and being able to store over three million barcodes, makes the Groqit a popular inventory scanning device. Capable of providing an easy, simple and quick business inventory. </div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">What Business Type Is The Groqit Suited To?</span></span></div><div><br /></div><div>Groqits are used by many different business types and situations, such as:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Trades People.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Conventions.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Special Events.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Retail Outlets.</span></li></ul></div><div style="text-align: justify;">It does not matter whether you are tracking business stock, or people at an event, the Groqit simply assigns everything a barcode.</div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">What About Supplier's Barcodes?</span></span></div><div><br /></div><div style="text-align: justify;">The Groqit can verify barcodes on items you receive, as well as checking printed barcodes for readability. A feature of the Groqit, is that the barcode is displayed when scanned, allowing you to compare the numbers printed under the barcode, with the actual barcode. </div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">How Do I Get A Groqit For My Business?</span></span></div><div><br /></div><div style="text-align: justify;">Simply click on <a style="color: rgb(51, 102, 255);" href="http://www.groqit.com/store2/?a_aid=3ca4c61e"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Groqit Inventory Scanner</span></a> to learn more about using a Groqit to create your business inventory and how:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">It Is Used In The Warehouse.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Monitors Attendance At Special Functions.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Reduces Restocking Times.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">It Compares to Other Barcode Scanners / Readers / Inventory Creation Devices.</span></li></ul></div><div style="text-align: justify;">The Groqit Barcode scanner is also a easy solution for creating inventories of personal property. To learn more about how a Groqit can create an inventory of your books, CD's & DVD's in minutes read our article: <span class="Apple-style-span" style=""><a href="http://homeinventoryaustralia.blogspot.com/2008/10/book-cd-dvd-inventory-scanner.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Book - CD - DVD - Personal Property Inventory Scanner.</span></a></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><br /></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a> - <span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a></span><br /></span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style=""><br /></span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color:#3366FF;">Gain Control Of Your Electricity Bill With An <a href="http://aussiehomeenergy.com.au">Electricity Audit</a></span></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com1tag:blogger.com,1999:blog-2911860389624143290.post-79082361193474049082008-12-24T14:46:00.009+11:002009-05-05T15:00:30.907+10:00Personal Security Solutions - Personal Safety Protection<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_XXsuGXMudf8/SVG7W4uYWSI/AAAAAAAAARk/Uu1orfTH4HA/s1600-h/lipsticksnew.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 188px; height: 200px;" src="http://3.bp.blogspot.com/_XXsuGXMudf8/SVG7W4uYWSI/AAAAAAAAARk/Uu1orfTH4HA/s200/lipsticksnew.jpg" alt="The Lipstick Pepper Spray - Your Disguised Personal Security Device" title="The Lipstick Pepper Spray - Your Disguised Personal Security Device" id="BLOGGER_PHOTO_ID_5283209839740737826" border="0" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;">Is Your Level Of Personal Safety Protection, Enough For Yourself & Family Whilst In The Home?</span><br /></div><div><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Are You Aware That Personal Security Devices Can Come In Many Disguises?</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The home environment is often thought of and created to be our safest place. We install an endless list of products and implement procedures, to create this safe haven. Products and procedures such as:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Insurance Policies.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Disaster Plans.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Evacuation & Survival Equipment.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Security & Surveillance. </span></li></ul></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">What About Your Personal Safety Though - How Protected Are You From The Unexpected & Do You Have A Personal Security Device?</span></span></div><div><br /></div><div>The media reports daily about global increases in:</div><div><ul><li><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 0, 153);">ID Theft.<br /></span></span></li><li><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Internet Fraud.<br /></span></span></li><li><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Theft.<br /></span></span></li><li><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Personal Assault.</span></span></li></ul></div><div style="text-align: justify;">It makes sense in this environment, to focus more on our own personal and families safety. Making sure that if our 'home firewall' of impenetrable devices, is unexpectedly breached, we are fully prepared. We need to remember that the threat, may not be directly outside the house, but in some cases at the end of a phone, or in front of a PC. It can be in sometimes too easy, for us to be encouraged to venture outside our 'castle', under a false pretense and therefore being unprepared for the unexpected. Add to this all of the common personal safety issues, we hear about in the media everyday, such as work, social occasion and internet dating issues. </div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">So What Is The Protection Of Your Personal Space & Safety Worth?</span></span></div><div><br /></div><div style="text-align: justify;">Anyone can suffer from the invasion of personal space, so it is best to be prepared. It can happen at any time. We tend to think it may happen outside of our home, this is not always the case though. There are many simple and easy solutions for increasing personal safety, personal security and protection. Solutions that if you ever have to use, are priceless at the time of need. <span class="Apple-style-span" style="font-weight: bold;">Personal Security Devices </span><span class="Apple-style-span" style="">are the ideal personal security solution, they </span><span class="Apple-style-span" style="">provide excellent personal safety protection. Your own personal security </span>solution could be a:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Pepper Spray.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">High Quality Stun Gun.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Cell Phone Stun Gun.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Mace Alarm & Flash Light.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Personal Alarm.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Taser.</span></li></ul></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;"><p align="center"><a href="http://www.gunas.com/cgi-bin/cybercart6.pl?referrer=thepersonalsecuritystore:aushomeinv:www.thepersonalsecuritystore.com"><br /><img src="http://www.thepersonalsecuritystore.com/Images/banners/banner1.gif" alt="The Personal Security Store - Meets The Needs Of Your Personal Security Solutions" title="The Personal Security Store - Meets The Needs Of Your Personal Security Solutions" border="0" height="21" width="281" /></a></p></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><br />What Is An Easy, Simple, Disguised Solution For Increasing Personal Safety In The Home?</span></span></div><div><br /></div><div style="text-align: justify;">A <span class="Apple-style-span" style="font-weight: bold;">Pepper Spray</span> is one simple solution to increasing personal safety in the home, and in many outside of the home situations. A Pepper Spray emits a peppery spray into the face of the aggressor. Pepper Spray devices, are a popular personal protection device, chosen by young women as a deterrent, as they:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Are Compact.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Easy To Use.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Come In Clip-On Form.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Can Be Disguised As A Lipstick Or Ring.</span></li></ul></div><div style="text-align: justify;"><http: com="" bin="" referrer="thepersonalsecuritystore:aushomeinv:www.thepersonalsecuritystore.com"><a style="color: rgb(51, 102, 255);" href="http://www.gunas.com/cgi-bin/cybercart6.pl?referrer=thepersonalsecuritystore:aushomeinv:www.thepersonalsecuritystore.com"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Pepper Sprays</span></a><span class="Apple-style-span" style="color: rgb(51, 102, 255);"> </span>are available in combo packs making them ideal for endless situations. There are even Pepper Sprays disguised cleverly as pens and books! </http:></div><div><br /></div><div>If you are not aware of the facts about Pepper Spray, the basics are:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Pepper Spray is a natural oil.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">The heat generated by this Pepper Spray oil, can be over 15 times hotter than a Habanero pepper! </span></li></ul></div><div>The Pepper Spray device:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Is A Very Effective Personal Safety Protection Device.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Is Safe.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Works Well With Aggressors Who Are On Drugs : Alcohol.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Works Well Against Dogs & Wild Animals.</span></li></ul></div><div style="text-align: justify;">An important note is the fact that Pepper Sprays often contain UV [Ultraviolet] dye, that remains on the skin of the aggressor. Unable to wash the dye off, means there is an increased chance of identification and arrest.</div><div><br /></div><div style="text-align: justify;">The legal use of Pepper Sprays depends on your locality, and the best way to find if they are legal in your area, is to contact your authorities or the supplier.</div><div><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">So Where Do I Go For More Information On Personal Security Protection Devices & Products?</span></span></div><div><br /></div><div style="text-align: justify;">If you are looking to learn more about creating your <span class="Apple-style-span" style="font-weight: bold;">Personal Security Solution</span>, to increase your own and families personal safety, you could visit <a style="color: rgb(51, 102, 255);" href="http://www.gunas.com/cgi-bin/cybercart6.pl?referrer=thepersonalsecuritystore:aushomeinv:www.thepersonalsecuritystore.com">Personal Security Solutions.</a> This on-line supplier of Personal Protection Products, offers an endless list of products aimed primarily at increasing personal safety and home security. A Pepper Spray is an inexpensive solution, supplying protection for members of your family, for all personal attack situations. </div><div><br /></div><div>Protect yourself & family today by visiting this <a style="color: rgb(51, 102, 255);" href="http://www.gunas.com/cgi-bin/cybercart6.pl?referrer=thepersonalsecuritystore:aushomeinv:www.thepersonalsecuritystore.com"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Personal Security Store</span></a>. They further offer: </div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Child Safety Monitors / Safety Kits. </span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Home Protection Devices.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Voice Changers.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Personal Safety Lights. </span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Instructional Fighting DVD's.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Home Security & Surveillance.</span></li></ul><div style="text-align: center;"><span style="font-weight: bold;">Personal Security Solutions Meets The Needs Of Your Personal Safety Protection.</span><br /></div><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a> </span><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 102, 255);">-</span></span><span class="Apple-style-span" style="color: rgb(51, 102, 255);"> <a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Property Inventory Service - Australia</span></a></span><a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com"><br /></a></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style="color: rgb(0, 0, 0);"><center><a href="http://www.gunas.com/cgi-bin/cybercart6.pl?referrer=thepersonalsecuritystore:aushomeinv:www.thepersonalsecuritystore.com"><br /><img src="http://www.thepersonalsecuritystore.com/Images/banners/banner4.gif" alt="The Personal Security Store - Meets The Needs Of Your Personal Security Solutions" title="The Personal Security Store - Meets The Needs Of Your Personal Security Solutions" border="0" height="60" width="468" /></a></center></span></span></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-64054277394212467252008-12-18T12:49:00.012+11:002009-01-18T22:41:54.495+11:00Emergency Food & Water - For Evacuation & Survival<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_XXsuGXMudf8/SUmvKIfsBTI/AAAAAAAAANw/gmLfBYd6IgM/s1600-h/survival_products.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 197px; height: 149px;" src="http://4.bp.blogspot.com/_XXsuGXMudf8/SUmvKIfsBTI/AAAAAAAAANw/gmLfBYd6IgM/s200/survival_products.jpg" border="0" alt="Survival & Evacuation Kits Increase Disaster Preparation" title="Survival & Evacuation Kits Increase Disaster Preparation" id="BLOGGER_PHOTO_ID_5280944626682561842" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold; ">Have You Created A Disaster / Evacuation Plan For Your Home & Family? - Are You Now Thinking Of What Else There Is To Include, In This Disaster Preparation / Evacuation Process?</span><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;"><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">What Knowledge Do You Have Of Basic Survival Skills?</span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;"><br /></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Have You Thought Of Emergency Food & Water Supplies?</span></span></div><div><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Basic Survival Skills</span> - Are crucial when preparing for a disaster or emergency. These skills will increase your chances of survival, throughout a dangerous situation. Most people are not taught basic survival skills, unless they have been through special training. Therefore taking the time to take these skills on board, will increase survival chances.</div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">You Can Learn These Basic Survival Skills, In A Short Amount Of Time!</span></span></div><div><br /></div><div style="text-align: justify;">With global warming it appears these dangerous situations, are on the increase and the world is seeing more frequent and severe:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153); ">Hurricanes & Major Storms.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153); ">Earthquakes & Fires.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153); ">Tsunamis & Floods. </span></li></ul></div><div style="text-align: justify;">It is therefore advantageous to have the correct survival skills and equipment, to keep your family and home prepared. When loss is great, there has often been little warning of the event and therefore little preparation.</div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">So What Are The Basic Survival Skills, That You Should Aim To Learn?</span></span></div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153); ">Being Able To Know & How To Light A Fire.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153); ">Having Enough Water Or Knowing How To Find Water.</span><br /></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153); ">Finding Shelter Or Knowing How To Create It.</span></li></ul></div><div>You will need equipment, supplies and tools that will allow you to:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Make Water Safe For Drinking.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Store Food.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Treat Injuries.</span></li></ul></div><div style="text-align: justify;">Other skills that are advantageous when it comes to survival, are being able to swim and climb. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Loss Is Random & Preparation Not </span>-<span class="Apple-style-span" style="font-weight: bold;"> </span>therefore it makes sense to be in control of the preparation, in readiness for loss.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Food & Water</span> - Are at the top of the list for disaster and survival preparation. You will need to make sure supplies are efficient in quantity, for the amount of time thought needed. Making sure these supplies are monitored periodically, to make sure they are valid as survival equipment, when needed.</div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Does This All Sound A Little Too Daunting?</span></span></div><div><br /></div><div style="text-align: justify;">It often does but do not worry, as there are survival & evacuation supplies, that are easily and readily available. Allowing you to get your family and home quickly prepared, with a minimum of fuss and stress. Survival supplies that are supplied by experts in the field of survival & evacuation. </div><div><br /></div><div>Survival kits containing supplies and tools provide a person with these basics:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Temporary Shelter & Warmth.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">First Aid Products.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Food & Water.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Signaling Equipment - Such As Lights And Communication Equipment.</span></li></ul></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Are You Aware Of The Amount Of Food & Water Needed For Survival In A Dangerous Situation?</span></span></div><div><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;">Emergency Food & Water</span> - Are the most essential of all the survival supplies. In most cases a human can survive a maximum of three days, without the intake of water. The length of survival will depend upon climate conditions, and physical exertion. A typical person, will lose two or three litres of water per day in ordinary conditions, but in hot, dry, or cold weather this can increase. A lack of water causes dehydration and results in lethargy, headaches, dizziness, confusion, and eventually death.</div><div><p align="center"><img src="http://www.imperativegear.com/food%20survival.jpg" alt="Food Survival Kit - 5 Year Shelf Life Industry Standard" title="Food Survival Kit - 5 Year Shelf Life Industry Standard" border="0" height="110" width="111" /></p></div><div>The following is a guide of the food and water requirements, for a person, for a minimum three day period:</div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Fifteen litres of water [Five litres per person per day.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Non-perishable food for at least three days.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Water purification tablets, aqua blox water, water filters.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Food bars.</span></li></ul></div><p align="center"><img src="http://www.imperativegear.com/aquablox_water.jpg" alt="Aqua Blox Water - 5 Year Shelf Life Industry Standard" title="Aqua Blox Water - 5 Year Shelf Life Industry Standard" border="0" height="100" width="109" /></p><div style="text-align: justify;">Remember this, surviving a dangerous situation is crucial. Food and water is just some of the<img src="http://www.is1.clixgalore.com/Impression.asp?BID=74359&AfID=183231&AdID=8634" border="0" height="0" width="0" />imperative gear needed to make it successful. <br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The easiest way to find out what you need for your family and home is to visit online:</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><div style="text-align: center;"><img src="http://www.is1.clixgalore.com/Impression.asp?BID=74359&AfID=183231&AdID=8634" border="0" height="0" width="0" /><a href="http://www.clixgalore.com/PSale.aspx?BID=74359&AfID=183231&AdID=8634&LP=www.ImperativeGear.com" onmouseover="javascript:window.status='';return true;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Imperative Gear - For Your Survival / Evacuation Supplies & Equipment.</span></a><br /></div><!-- End clixGalore Code--><br /><div style="text-align: center;">On SPECIAL for a limited TIME is a <span class="Apple-style-span" style="font-weight: bold;">FREE ‘Squeeze Chargeable’ LED Flashlight</span>, for orders over US$59.99!<br /></div><div style="text-align: justify;"><br /></div><div style="text-align: center;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Look No Further For The Best Preparation & Protection Available For Your Family & Home!</span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><br /></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style=""><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a></span> -</span> <a href="http://propertyinventoryservice.blogspot.com/"><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Property Inventory Service - Australia</span></span><span class="Apple-style-span" style="color: rgb(51, 102, 255);">.</span></a></div><div style="text-align: center;"><br /></div><div style="text-align: center;"><img src="http://www.is1.clixgalore.com/Impression.asp?BID=75066&AfID=183231&AdID=8634" border="0" height="0" width="0" /><a href="http://www.clixgalore.com/PSale.aspx?BID=75066&AfID=183231&AdID=8634&LP=www.ImperativeGear.com" onmouseover="javascript:window.status='';return true;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Imperative</span></a><a href="http://www.clixgalore.com/PSale.aspx?BID=75066&AfID=183231&AdID=8634&LP=www.ImperativeGear.com" onmouseover="javascript:window.status='';return true;" style=""><span class="Apple-style-span" style="text-decoration: none; "><span class="Apple-style-span" style="color: rgb(51, 102, 255);"> </span></span></a><a href="http://www.clixgalore.com/PSale.aspx?BID=75066&AfID=183231&AdID=8634&LP=www.ImperativeGear.com" onmouseover="javascript:window.status='';return true;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Gear - Essential Products For You & Your </span></a><a href="http://www.clixgalore.com/PSale.aspx?BID=75066&AfID=183231&AdID=8634&LP=www.ImperativeGear.com" onmouseover="javascript:window.status='';return true;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Loved Ones: </span></a><a href="http://www.clixgalore.com/PSale.aspx?BID=75066&AfID=183231&AdID=8634&LP=www.ImperativeGear.com" onmouseover="javascript:window.status='';return true;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Emergency Survival Kits, Food & Water With A 5 Year Shelf Life, </span></a><a href="http://www.clixgalore.com/PSale.aspx?BID=75066&AfID=183231&AdID=8634&LP=www.ImperativeGear.com" onmouseover="javascript:window.status='';return true;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">First </span></a><a href="http://www.clixgalore.com/PSale.aspx?BID=75066&AfID=183231&AdID=8634&LP=www.ImperativeGear.com" onmouseover="javascript:window.status='';return true;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aid Products, Fire Safety Products, Emergency Tools & More!</span></a></div></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-15634865658516219542008-12-11T15:49:00.012+11:002010-09-22T19:48:03.725+10:00Choosing Home Insurance - Home Property Contents Cover<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_XXsuGXMudf8/SUCdfwWF1lI/AAAAAAAAALI/-H2zpDJUvUs/s1600-h/home.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 199px; height: 200px;" src="http://3.bp.blogspot.com/_XXsuGXMudf8/SUCdfwWF1lI/AAAAAAAAALI/-H2zpDJUvUs/s200/home.jpg" alt="Learn More About Taking Inventory Of Your Valuables" title="Learn More About Taking Inventory Of Your Valuables" id="BLOGGER_PHOTO_ID_5278391932157285970" border="0" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Are You Not Sure Of What You Need To Look For In An Insurance Policy?</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Are You Looking For A Simple Explanation Of The Details?<br /><br /></span></span></div><div> </div><div style="text-align: justify;">Most people will agree their home is their largest single investment, they will ever make in their lives. Not just an investment, it is the family home where our hard earned possessions, are stored and cherished.<br /><br /></div><div> </div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">So Why Do So Many Of Us Never Bother To Fully Understand The Insurance Policy, Until Making A Claim? </span></span></div><div><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Why Are So Many Homes Found To Be Under-Insured, At The Time Of Claim? </span></span></div><div><br /></div><div style="text-align: justify;">The effects of loss can be easily minimised, on your family home and contents, by spending time to understand your insurance policy. Learning how it specifically addresses your needs, in the event of a loss. Your home insurance policy will be made up of different types of cover, for items in the home, depending on factors such as their worth, age, portability, business use and timeout of the home. You will often pay a single premium amount, for a combination of cover listed in the policy.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Purchasing insurance is like any other consumer product, you need to shop around and compare policy cover and conditions, prices, claim submittal procedures, and complaint information procedures. Do not forget to do a little extra research of your own. Relying on the word of someone else, including an insurance supplier, as to what is the 'best coverage' for you, may not be your best option. Find the answers to your needs, and how specific insurance cover can best meet these needs. Comparing policies in your own time, after the information has been collected, will help determine the best product for you. </div><div><br /></div><div style="text-align: justify;">An informed decision is needed, for the correct purchase of cover to suit your needs, and this takes planning and time. It is your investment, your families home & contents, cherished for their sentimental values, that you are looking to protect. You must be sure the insurance supplier, has your best interests covered.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Policies will have an extensive [PDS] - Product Disclosure Statement, often with supplementary documents, these both need to be fully understood before making a descision.</div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Purchasing Insurance.</span></span></div><div><br /></div><div style="text-align: justify;">In Australia insurance is sold either via the insurance company, their agents or brokers. A broker will often represent a number of companies and should be able to get a good competitive price. Some companies though, can also offer good deals as they deal direct with the consumer. Prices can vary greatly, between insurers and brokers. Take time to shop around! Payment plans and instalments will differ from company to company, so ask for details. Make sure you ask for discounts, as these are often available or even negotiable! Discounts for burglar alarms, home inventories, special locks, fire protection devices such as smoke detectors, <a href="http://propertyinventoryservice.blogspot.com/2008/01/how-to-choose-fire-safe-for-secure.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">fire safes</span></a>, alarms and sprinklers are common. Often the number of policies you hold with an insurance supplier, will increase your % discount.</div><div><br /></div><div style="text-align: justify;">Policies often come with a 'basic excess', [the fee you pay if you claim]. Adjusting this basic excess to a higher value than the normal, can decrease your policy premium. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Policies can have a 'cooling off' period such as 14 days, in which time you have the option to cancel the policy. </div><div style="text-align: justify;"><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">What Does The Typical Homeowners Insurance Cover?</span></span></div><div><br /></div><div style="text-align: justify;">Typical homeowners coverage insures your dwelling, other structures and contents, and may cover against losses such as: </div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Fire, lightning, hail, windstorm.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Breakage of glass.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Explosion.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Riot or civil commotion.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Theft.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Aircraft.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Vehicles.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Smoke.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Vandalism & malicious mischief.</span></li></ul></div><div style="text-align: justify;">Specialised cover that provides additional protection, for your home and contents beyond the standard coverage, is available with most policies. Ask your insurance supplier about available endorsements to extend coverage. Endorsements to coverage, such as building code upgrade, can greatly add to your protection in a loss. With the increase and dramatic effects of climate change, consider additional cover for earthquake, flood insurance and rainwater run-off, as these types of hazards are specifically excluded, in most homeowners insurance policies.</div><div> </div><div style="text-align: justify;">Your policy may also cover 'loss of use', including increases in living expenses due to fire or other insured losses. Familiarise yourself with the coverage provisions for living expenses. This information needs to be included with your <a href="http://www.aussiehomeinventories.com.au/html/client_support.html#AustralianDisasterEmergencyInformation"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">disaster plan</span></a> in case of emergency.</div><div><br /></div><div style="text-align: justify;">For injuries or damages to others caused by you, a member of your family or pet, you will need liability coverage. This will cover medical expenses to non-family members injured at your home. </div><div><br /></div><div style="text-align: justify;">Exclusions are part of your policy and should be fully understood before agreeing to the policy. Earthquake, flood, mould, earth movement, and 'wear and tear' are some of the perils that are usually excluded.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Tenants (renters) insurance can cover the loss of personal property, and loss of use due to the above-mentioned perils, and may include liability and medical payments coverage. Most insurance suppliers have additional 'investment home insurance', covering the landlord for loss or damage by fire, theft, vandalism and other events. </div><div><br /></div><div><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">What Is The Correct Insurance Replacement Value For My Home?</span></span></div><div><br /></div><div style="text-align: justify;">The insured replacement value of your home, is the cost of rebuilding it if it was lost. Additional costs that may be covered are:</div><div style="text-align: justify;"><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">The cleaning of debris.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">The re-installation of services.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Temporary accommodation.</span></li></ul></div><div style="text-align: justify;">This value needs to be reached carefully and accurately, to make sure you are not going to be out of pocket or under-insured. The insured replacement value often has nothing to do with purchase price, or the current market value of your home. Homeowners insurance does not normally cover the land value of the property, nor the real estate value. For help in calculating the rebuilding cost of your home, most insurance companies have <a href="http://www.aussiehomeinventories.com.au/html/client_support.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">on-line calculators</span></a>, literature or offer help over the phone. You will need to know the size of your home in square metres, and the type of construction, being brick, weather board or fibro. A simple calculator will multiply the cost per square metre, for the construction type, by the size of your home. Added to this will be other costs. You may wish to contact a local builder, to determine the current cost to rebuild your home. If this information differs greatly from the insurer's figure, then make sure the builder states the estimate in writing. Calculators and formulas used by companies often differ, because they are unique for each company. Different insurers therefore, may suggest or require different policy limits for your home.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The following information can assist you in deciding, if the limit set by your insurance supplier, accurately reflects the price it would cost to rebuild your home, in the event of a total loss.</div><div style="text-align: justify;"><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Contact your insurance supplier for assistance in evaluating your policy limit.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Document any discussion in writing.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Review your policy on purchase and renewal.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Changes to your home and contents will need to be submitted to your supplier in writing.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Know the replacement cost of your home, familiarise yourself with the building materials in your home including construction type special features.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Keep informed with the current building costs in your area.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Contact local builders and ask what the current price per square metre is for a similar home.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Keep accurate records of updates, renovations, improvements and purchases of new contents to your home.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Save receipts and samples of materials used when possible and contact your insurance agent or broker to increase the cover when appropriate.</span></li></ul></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Additional Information</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">At renewal time your insurance supplier will not know of additional information, unless you inform them! Contact your insurance supplier to request a comprehensive inspection of your home, if you believe your policy limits may be inadequate. You may be charged for this service. If you believe that your policy limit is undervalued or overvalued, and you have submitted documentation in writing to your insurance supplier to raise or lower the limits and your request is refused, then contact your local insurance council. In Australia this is the [ICA] - <span class="Apple-style-span">Insurance Council Of Australia.</span><br /><br /></div><div> </div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;">How Do I Go About Insuring My Valuables?</span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The 'contents' limit is generally around 50% of the home amount, however this is a guideline only, as the most competent source on the replacement value of your personal possessions, is YOU! Be sure to take into account all of your personal property when calculating the contents limit. Read and understand the limited coverage amounts for specific types of personal property such as: </div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Jewellery.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Fine Arts.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Silverware.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Antiques & Collectibles.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Electronic Items.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Firearms.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Computer HW / SW - Camera - Video.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Business Property Used At Home.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Money. </span></li></ul></div><div style="text-align: justify;">The limited coverage amounts for specific types of personal property, are included in the overall contents limit, and represent the maximum paid, for that specific type of personal property. Therefore, it is very important to add an endorsement (sometimes referred to as a "rider" or a "floater") to coverage which specifically schedules and takes into account the value of personal property, that you may own above the special limits.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Contact your insurance supplier to discuss how to adequately cover any personal property that is valuable, falls above the limits, or is in any way out of the ordinary. Also make sure to take into account, commonplace household items when calculating your contents limit. Often people concern themselves only with the big ticket items purchased, and neglect to account for all the many things you need to run your household, such as small appliances, kitchen utensils, linens, window coverings, and sundries. Remember, personal property also includes clothing, shoes, accessories, and personal items. </div><div><br /></div><div style="text-align: justify;">Two major problems suffered by homeowners on their residential property / homeowners insurance policies in the Canberra & Victorian fires were: </div><div><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Many of the homes were under-insured, insured for amounts inadequate for rebuilding & content replacement.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">The problem of increased cost of construction, was evident in many situations.<span class="Apple-style-span" style="color: rgb(0, 0, 0);"> </span></span></li></ul></div><div style="text-align: justify;">Be aware of the cost of building code upgrades as the homeowner will have to comply with new building code requirements in case of a rebuild. In some instances the difference between the dwelling limit and the code upgrades can be a significant amount. Also, the extreme heat of some fires (and new building code requirements) may necessitate building new foundations along with appropriate debris removal. This situation can be easily avoided by knowing your building limits.</div><div><br /></div><div style="text-align: justify;">Everybody wants to protect their property to the best of their ability. Home owners insurance is a vital component to the protection of property. By knowing and understanding the coverage and limits of the policy, and by making sure that values are current, you will greatly add to your family's peace of mind in any loss situation.</div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold; "><br /></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold; ">How Do I Know If My Policy Will Completely</span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold; ">Replace My Home If It Is Destroyed?</span></div><div><br /></div><div style="text-align: justify;">Policies in Australia are of the 'replacement cost' type with the chances of being able to completely rebuild your home being increased compared to basing those costs on the market value of the home. However, there are many types of replacement cost policies, so you need to be careful to purchase a replacement cost policy that best meets your needs. A policy cannot be sold as a "guaranteed replacement cost" policy unless it will pay to completely rebuild the home. Other types of replacement cost policies will pay your policy limits, plus a certain percentage above those limits. Some policies do not have building code upgrade coverage. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Cities and counties periodically change their building codes. Unless your policy has this coverage, your insurance company may not pay for changes you may need to make to the structure of your home to bring it up to current building codes.</div><div><br /></div><div style="text-align: justify;">Your insurance supplier can assist you in establishing a limit, that is adequate to rebuild your home. It is important to update that limit periodically, to maintain a limit that reflects current construction costs. You may want to ask your insurance supplier if they automatically review or increase limits on a regular basis, or if they offer an automatic inflation guard option, that increases limits according to current inflation information. </div><div><br /></div><div style="text-align: justify;">Read your policy and your renewal declarations carefully. Contact your insurance supplier if you are unclear about anything. A situation you do not want to experience, is where after a loss you discover you did not have the right cover! </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Remember, if you only shop by comparing prices only and not by comparing coverage, you are doing yourself a disservice. Your home is one of the most important purchases you will make. Take the time to get the facts straight before you purchase homeowners insurance. It may be one of the best decisions you make for yourself and your family.</div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Helpful Information.<span class="Apple-style-span" style="color: rgb(0, 0, 0); font-weight: normal;"> </span></span></span></div><div style="text-align: justify;"><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Take the time to shop around for homeowners insurance.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Compare prices, service, and coverage<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Provide the most complete and accurate information to your agent or broker, when requesting a premium quote, or completing an insurance application. </span></li></ul></div><div style="text-align: justify;">Read all applications or finance agreements before signing. Read them again after you have filled them out completely, and before you sign in order to check and see everything is correct. Never sign a blank form or something that you do not understand. Keep a copy of all signed documents in a safe place for your records.</div><div style="text-align: justify;"> </div><div style="text-align: justify;">Review and read your policy when you receive it. Do not file it without checking to see that the coverage, limits, premium, and other information are correct. Also read through the policy carefully, to identify your rights and obligations and the company's rights and obligations under the terms of the policy.</div><div style="text-align: justify;"> </div><div style="text-align: justify;">Keep a <a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">home inventory</span></a> of personal property, listing all of the items you own, the dates purchased, and the price. If possible, take pictures of important and valuable items. You may want to record your home and possessions onto DVD. Keep these records in a safe place away from the home, preferably in a safe-deposit box. There are <a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Home Inventory Services</span></a> that will do this important task for you professionally, confidentially and quickly save you the time and stress. Periodically update your inventory and appraisals.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">This will all help you to file and settle a claim quickly and efficiently. It is hoped you will never experience a loss to your home. However if you do and you are prepared, you should be able to make a quick recovery, and restore your home and standard of living to what it was before the event. </div><div style="text-align: justify; color: rgb(51, 102, 255);"><br /></div><div style="text-align: center;"><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a><span class="Apple-style-span" style="color: rgb(51, 102, 255);"> -</span><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 102, 255);"> </span></span><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style=""><a href="http://propertyinventoryservice.blogspot.com/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Property Inventory Service - Australia</span></a></span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><br /></span></div><div style="text-align: center;"><align="center"><a href="http://www.aussiehomeinventories.com.au/"><img src="http://www.aussiehomeinventories.com.au/images/clinowbut.gif" alt="Are You Failing To Take Inventory?" title="Are You Failing To Take Inventory?" border="0" height="60" width="468" /></a><p></p></align="center"></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-35624154471768137372008-10-30T17:58:00.020+11:002009-03-03T03:04:57.377+11:00The Estate Vault - Personal / Property Inventory Information -<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_XXsuGXMudf8/SWWEpFDt1pI/AAAAAAAAAUU/gVEZDihvGRw/s1600-h/860272_paper_pile.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 150px; height: 200px;" src="http://1.bp.blogspot.com/_XXsuGXMudf8/SWWEpFDt1pI/AAAAAAAAAUU/gVEZDihvGRw/s200/860272_paper_pile.jpg" alt="Creating A Central Location For Personal / Property Information Using An Online Inventory" title="Creating A Central Location For Personal / Property Information Using An Online Inventory" id="BLOGGER_PHOTO_ID_5288779178683782802" border="0" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;">Are You Thinking Of Consolidating Personal & Property Inventory Information?</span><br /></div><div><div style="text-align: justify;"><br /></div><span style="font-weight: bold; color: rgb(102, 102, 204);"><div style="text-align: justify;">Are You Looking For A Secure On-Line System With 24-7 Access?<br /></div></span><br /><div style="text-align: justify;"><span style="font-weight: bold;">The Estate Vault</span> is the solution for you, if you answered <span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(0, 153, 0);">YES</span></span> to either of these questions. An electronic service specifically designed to give you the tools and means, to store and locate all of your personal & home information, in one place. Giving you easy access to information in a crisis, or when the unexpected occurs.<br /></div><br /><div style="text-align: justify;">Whilst you may have tried other software packages, for storing personal & <a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">home inventory information</a> already, the <span class="Apple-style-span" style="font-weight: bold;">Estate Vault</span> is in a league of its own, with an endless list of features such as:</div><ul style="color: rgb(51, 0, 153);"><li>Home Inventory Listings.</li><li>Bank / Savings Account Aggregation. </li><li>Estate Planning Tools.</li><li>Policy Listings.</li></ul>Furthermore, the<span style="color: rgb(51, 102, 255);"><a> <span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(0, 0, 0);">Estate Vault</span></span></a></span> inventory software includes:<br /><ul style="color: rgb(51, 0, 153);"><li>Financial Calculators.</li><li>Legal Document Creators.</li><li>A Credit Card Registry.</li></ul><div style="font-weight: bold; color: rgb(102, 102, 204); text-align: justify;">Is It Important That The Solution, Is Not Just Focused On One Particular Type Of Information?<br /></div><br />The <span class="Apple-style-span" style="font-weight: bold;">Estate Vault</span> allows you to store such niche information as:<br /><ul style="color: rgb(51, 0, 153);"><li>Vehicle Title.</li><li>Funeral Wishes.</li><li>Key Contacts.</li></ul>This in demand electronic system comes with:<br /><ul style="color: rgb(51, 0, 153);"><li>250MB Of On-Line Storage.</li><li>Easy Access For Family Members / Advisors.</li></ul><span style="font-weight: bold; color: rgb(102, 102, 204);"><div style="text-align: justify;">Do You Want The Choice Of An On-Line Inventory Or PC Desktop Inventory?<br /></div></span><br /><div style="text-align: justify;">The <span class="Apple-style-span" style="font-weight: bold;">Estate Vault</span>, is the best option for information centralisation and loss preparation. The choice of on-line and desktop use, is a winner for people not able to connect on-line, or with no broadband availability.<br /></div><br /><div style="text-align: justify;">The <span class="Apple-style-span" style="font-weight: bold;">Estate Vault</span> is your 24-7 secure online portal, to store your property records, documentation and personal information. Simply it is:</div><div style="text-align: justify;"><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">No.1 in preparing your family & home for loss.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">No.1 for easy access to information when needed.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">No.1 for easy forwarding of information to necessary authorities, institutions and business.</span></li></ul></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">The Estate Vault Is The Information Storage Solution For Loss Preparation!</span></span><br /></div><br /><div style="text-align: justify;">A <span class="Apple-style-span" style="color: rgb(0, 153, 0);">30-Day Money Back Guarantee</span> is included with the <span class="Apple-style-span" style="font-weight: bold;">Estate Vault</span>, with a generous $25,000 of <span class="Apple-style-span" style="font-weight: bold;">Identity Theft Insurance Protection.</span><br /><br />When faced with unexpected events, the <span class="Apple-style-span" style="font-weight: bold;">Estate Vault</span> gives you and those closest to you 'Peace Of Mind'. Making sure you correctly prepared for difficult circumstances, by consolidating important information and documentation. If you choose, you can provide your loved ones with access, at a moment's notice.<br /></div><br /><div style="text-align: center;"><!--Begin--><br /><a href="http://www.1shoppingcart.com/app/?Clk=2865945"><img src="http://creative.cc-dt.com/pfx/21000000000164255/0/88000000000064420.gif" alt="The Estate Vault - Triple Bonus Offer" title="The Estate Vault - Triple Bonus Offer" border="0" height="250" width="300" /></a><br /><br /><img src="http://www.1shoppingcart.com/app/?Imp=2865945" border="0" height="0" width="0" /><br /><div style="text-align: justify;">This must have versatile software package, is the ideal tool for business. Businesses offering this package to their clients can expect:</div><span><span><div style="text-align: left;"><ul><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Increased Closing Of Sales.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Stronger Referrals.<br /></span></li><li><span class="Apple-style-span" style="color: rgb(51, 0, 153);">Increased Client Retention.</span></li></ul></div></span></span></div><div style="text-align: center;"><div style="text-align: justify;">If you are looking for the <span class="Apple-style-span" style="font-weight: bold;">'Rolls Royce'</span> of personal and home inventory software, then t<span style="color: rgb(0, 0, 0);">he <span class="Apple-style-span" style="font-weight: bold;">Estate Vault</span></span>, is your solution. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Visit <a href="http://www.1shoppingcart.com/app/?af=939260"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">The Estate Vault</span></a> today and get started on yours and your family's information centralisation and preparation for loss program.<br /><br /><div style="text-align: center;"><span style="color: rgb(51, 102, 255);"><a href="http://www.aussiehomeinventories.com.au/"><span><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></span></a> - <span><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a></span></span></span></span></div></div></div><p align="center"><a href="http://www.1shoppingcart.com/app/?Clk=2864880"><img src="http://creative.cc-dt.com/pfx/21000000000164255/0/88000000000064929.jpg" alt="The Estate Vault - The Online Home Inventory Solution" title="The Estate Vault - The Online Home Inventory Solution" border="0" height="60" width="468" /></a><br /></p></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-32841787529013746962008-08-22T14:55:00.036+10:002010-09-22T19:49:05.061+10:00DIY Property Inventory List - Complex<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_XXsuGXMudf8/SUdA583EfVI/AAAAAAAAAMA/cHtOmvERrRU/s1600-h/DIYPropertyInventoryListLogo.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 200px;" src="http://1.bp.blogspot.com/_XXsuGXMudf8/SUdA583EfVI/AAAAAAAAAMA/cHtOmvERrRU/s200/DIYPropertyInventoryListLogo.jpg" alt="Aussie Home Inventories Helping You To Take Inventory" title="Aussie Home Inventories Helping You To Take Inventory" id="BLOGGER_PHOTO_ID_5280260452449025362" border="0" /></a><br /><div style="text-align: justify;"><span style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Are You Looking For A FREE DIY Property Inventory List?</span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;"><br /></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;">One That Is Already Formatted! With All The Information You Would Have To Otherwise Add! </span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><br /></span></div><div style="text-align: justify;"><span style="font-weight: bold;">Aussie Home Inventories</span>, a major Property Inventory Service<span style="font-weight: bold;"> </span>in Australia, is making available a FREE DIY Property Inventory List. This comprehensive list will allow all property owners wishing to take inventory, to get started immediately on recording and documenting what they own. The <span style="font-weight: bold;">DIY Property Inventory List</span>, allows the property owner to record:</div><ul style="color: rgb(51, 0, 153);"><li>Personal & property details.</li><li>Details of lender, insurance supplier, real estate and solicitor.</li><li>Property renovations & improvements.</li><li>Items location, type, quantity, serial & model numbers, manufacturer, value.</li><li>Personal items and clothing.</li></ul>The <span style="font-weight: bold;">DIY Property Inventory List</span> also comes with:<br /><ul style="color: rgb(51, 0, 153);"><li>Twenty plus locations, with additional location and item forms.</li><li>Specified item, business item and specified item forms.</li><li>Item summaries.</li></ul><div style="text-align: justify;" align="justify"><strong>Aussie Home Inventories</strong> welcomes any feedback on this <strong>FREE DIY Property Inventory List.</strong> To download your copy simply click on the link and enter your details. You will receive the download link in your email.<br /><br /><center style="color: rgb(51, 102, 255);"><a href="http://www.aussiehomeinventories.com.au/html/hi_list_down.html">FREE DIY Home Inventory List - Download Link</a></center><br /></div><small><span style="font-size:100%;"></span></small><small><span style="font-size:100%;"><p align="center"><object id="doc_758367185143621" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=" classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" name="doc_758367185143621" align="middle" height="660" width="490"><param name="_cx" value="12965"><param name="_cy" value="17463"><param name="FlashVars" value=""><param name="Movie" value="http://documents.scribd.com/ScribdViewer.swf?document_id=2250229&access_key=key-29cia2rq0bf1a497nkv5&page=1&version=1"><param name="Src" value="http://documents.scribd.com/ScribdViewer.swf?document_id=2250229&access_key=key-29cia2rq0bf1a497nkv5&page=1&version=1"><param name="WMode" value="Opaque"><param name="Play" value="0"><param name="Loop" value="-1"><param name="Quality" value="High"><param name="SAlign" value="LT"><param name="Menu" value="-1"><param name="Base" value=""><param name="AllowScriptAccess" value="always"><param name="Scale" value="NoScale"><param name="DeviceFont" value="0"><param name="EmbedMovie" value="0"><param name="BGColor" value="FFFFFF"><param name="SWRemote" value=""><param name="MovieData" value=""><param name="SeamlessTabbing" value="1"><param name="Profile" value="0"><param name="ProfileAddress" value=""><param name="ProfilePort" value="0"><param name="AllowNetworking" value="all"><param name="AllowFullScreen" value="true"><br /><embed src="http://documents.scribd.com/ScribdViewer.swf?document_id=2250229&access_key=key-29cia2rq0bf1a497nkv5&page=1&version=1" quality="high" pluginspage="http://www.macromedia.com/go/getflashplayer" play="true" loop="true" scale="showall" wmode="opaque" devicefont="false" bgcolor="#ffffff" name="doc_758367185143621_object" menu="true" allowfullscreen="true" allowscriptaccess="always" salign="" type="application/x-shockwave-flash" mode="slideshow" align="middle" height="660" width="490"></embed> </object></p><div style="text-align: justify;" align="center"><div style="width: 490px;"><div align="left"><div style="text-align: center;"><br /></div></div></div></div></span></small><div style="text-align: center;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Are You Are Too Short Of Time, Skills Or Equipment To Start Your Inventory?<br /><br />Call Aussie Home Inventories!</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">People with busy lifestyles use <span style="font-weight: bold;">Aussie Home Inventories </span><span style="">to create professional, independent Property Inventories.</span> They have a blend of Inventory Services to suit all individual's needs, from photographic property inventories, database property inventories to written property inventories.</div><small><span style="font-size:100%;"><br /></span></small><div style="text-align: center;"><small><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/"><span style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style="font-size:medium;">Aussie Home Inventories</span></span></a><span style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style="font-size:medium;"> - </span></span><span style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style="font-size:medium;"><a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a>.</span></span></small></div><div style="text-align: center;"><small><span style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style="font-size:medium;"><br /></span></span></small></div><div style="text-align: center;"><small><span style="color: rgb(51, 102, 255);"><span class="Apple-style-span" style="font-size:medium;"><span class="Apple-style-span" style="color: rgb(0, 0, 0); font-size: 16px; ">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></span></span></small></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-71650490935025127722008-02-21T10:06:00.019+11:002010-09-22T19:50:38.653+10:00Preparing Your Family, Home & Hard Earned Possessions For Loss<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_XXsuGXMudf8/SUdL5aDMfVI/AAAAAAAAAMY/v-ausBraKeM/s1600-h/housefire%233orig.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 200px; height: 134px;" src="http://3.bp.blogspot.com/_XXsuGXMudf8/SUdL5aDMfVI/AAAAAAAAAMY/v-ausBraKeM/s200/housefire%233orig.jpg" border="0" alt="Prepare Your Home & Family For The Unexpected!" title="Prepare Your Home & Family For The Unexpected!" id="BLOGGER_PHOTO_ID_5280272537732545874" /></a><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">At the top of everyone's 'to do list' when they hear of loss through disaster, emergency or theft, is how to increase the preparation for their family, their home and their hard earned possessions!</span></span></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">Here is some FREE advice for you right now, to allow you to take CONTROL of that situation!</span></span></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">All to often people whom have suffered a loss, are reported as under-insured, not insured, or simply not having any record of what was lost!</span></span></p><p style="MARGIN-BOTTOM: 0cm; TEXT-ALIGN: center"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;"><span style="FONT-WEIGHT: bold; COLOR: rgb(102,102,204)">Would It Not Be Assuring To Know That You Are Totally Prepared? </span><br /></span></span></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">You are about to learn how to get your family, your home, prepared against loss! Protecting your hard earned possessions!</span></span></p><p style="MARGIN-BOTTOM: 0cm" align="justify">Learning how to do this is one thing! What about if there was a service, that could help you out and do the hard work for you? Well there is! <b>Aussie Home Inventories</b>, a New South Wales based Home Inventory Service. An independent professional service, supplying digital photographic home inventories, to those home and business owners wanting to be prepared!</p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">Lets look at some basic facts about homes and insurance:</span></span><br /></p><ul style="COLOR: rgb(51,0,153)"><li><span style="font-family:Georgia,serif;"><b>35% of homes are not insured!</b></span></li><li><span style="font-family:Georgia,serif;"><b>70% of contents are under-insured!</b></span><br /></li></ul><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">NOW, that is a lot of unprepared Australian households out there! And whilst these figures may vary, even after recent storms, floods and fires, updated figures still tell a similar story! Australians NEED to increase their protection from loss! Apathy, no time, been meaning to! etc. etc. Yes! We have heard it all to often! If you are the type of person whom after suffering a loss, would create an inventory of personal property, then in readiness for next time, you need to act TODAY, to be prepared for TOMORROW!</span></span></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">By the way, if you are one of the homeowners that thinks disaster, accident or theft will miss your home! Sorry! Life is not that good!</span></span></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">A</span></span>sk yourself this question. 'How many of the people whom suffered a loss, knew about the event in enough time to make a difference? Answer, ' None of them! By the time you hear about the event, it is to late! By then of course your insurance company does not want to hear from you either!</p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">We have learned, it is getting to be more and more important to have a record of your property. Why? Have you not heard about it becoming more difficult to make a claim! Very often, you are asked for a list of details to prove ownership to make your claim, to prove what was lost!</span></span></p><p style="MARGIN-BOTTOM: 0cm; TEXT-ALIGN: center"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;"><span style="FONT-WEIGHT: bold; COLOR: rgb(102,102,204)">Have You Noticed That Climate Change Is No Longer A Theory! It Has Begun!</span></span></span></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">With events becoming more frequent and with more severity, it is becoming more difficult to make a claim!</span></span></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">So, if people know it is going to be easier to make a claim, with correct up to date information. Why is it, they still do not get around to recording their property in advance? Maybe they just look around the room and think, OK! Well there is not to much stuff of value in here, I could easily remember all of that!</span></span></p><p style="FONT-WEIGHT: bold; MARGIN-BOTTOM: 0cm; COLOR: rgb(102,102,204); TEXT-ALIGN: center">OK. Let's Try That Theory Out! Take The Test!</p><div style="TEXT-ALIGN: center"><span style="FONT-WEIGHT: bold; COLOR: rgb(102,102,204)"><span style="font-family:Georgia,serif;"><br />Look Around The Room & Try Remembering The Items In The Room.</span></span><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;"><br /></span></span></div><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">Now, what about all the rooms, the whole house in fact! Do not forget the outside! YES, do not forget the garages and sheds. And what about that stuff stored elsewhere? OK! Maybe you remembered most of it, but what are you going to say or do when you are asked for a detailed list, for example, item name, item description, type, serial numbers, model numbers, cost, replacement value, etc. Especially at the time of trauma after a loss this is VERY, VERY Difficult!</span></span><br /></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="font-family:Georgia,serif;"><span style="COLOR: rgb(0,0,0)">Mind you, if you had all of that information easily on hand, that would be very handy! Especially in some format that was clear and easily understood. How easy would that be? You could simply have all the information easily forwarded to the insurance company or authorities! Having more time to focus on your own and families personal needs! So what do you get with an Aussie Home Inventory? Well to start with:</span></span><br /></p><p style="MARGIN-BOTTOM: 0cm" align="justify"></p><ul><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Your property is digitally recorded with up to date equipment : Easily forwarded to insurance companies and the police.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Information stored on CD & DVD : Accessible via PC , MAC & DVD player.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">A printed index of images : Confirmation of items recorded being a simple worksheet.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Date stamped images : Providing proof of property at that date.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Two copies of the media : One for your fire safe, the other for the bank deposit box.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;"><a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/html/client_support.html">Blank Inventory Forms</a> : Useful for pre-inventory recording, or to add new items keeping your inventory up to date.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Item details are recorded : Expediting theft recovery and proving ownership. </span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Optional Annual Update Program : You simply forward the new additions & changes, you receive the updated inventory.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Optional Off Site Storage : Safe storage of your inventory in a secure off-site security box.</span></li><li><span style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Optional DVD '<a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/html/your_home.html#ExpressInventory">Express Inventory</a>' : A walk through recording of your home.</span></span><br /></li></ul><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">And not to be forgotten all Aussie Home Inventories are:</span></span><br /></p><ul style="COLOR: rgb(51,0,153)"><li><span style="font-family:Georgia,serif;">Carried out by Inventory Consultants whom are fully insured, professional and accurate.</span></li><li><span style="font-family:Georgia,serif;">Supplied with a <b>Certificate Of Inventory Completion</b>.</span></li><li><span style="font-family:Georgia,serif;">Backed by a <b>Written Guarantee</b>.</span></li><li><span style="font-family:Georgia,serif;">Presented in binder or portfolio.</span></li><li><span style="font-family:Georgia,serif;">Easily tailored to suit your requirements.</span></li><li><span style="font-family:Georgia,serif;">Accepted by insurance companies and authorities.</span></li><li><span style="font-family:Georgia,serif;">Deleted from our computers unless you make other arrangements.</span></li></ul><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">We understand that everyone has privacy issues, so we will attend your property with visual identification and a police clearance check.</span></span><br /></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">We can supply you with further information, such as advice in disaster preparation and evacuation procedures. To enable your family and friends to get prepared, we offer you the chance to help them out, with <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/html/products.html#HomeInventoryGiftVoucher">Home Inventory Gift Vouchers</a>.</span></span><br /></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">Let us <b>Help To Increase Your Peace Of Mind</b> by creating a Home Inventory of your home! Not only will you be prepared for disaster, accident or theft, but your Home Inventory can be used to help:</span></span><br /></p><ul><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Insure your contents for a suitable replacement cost, eliminating under-insurance.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Speed up the process of any claim by having at hand accurate records.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Allow your standard of living to remain the same after an event.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Easing the thought of relocation.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Realising your net worth in regards to estate & financial planning.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Creating a prenuptial agreement.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Being aware of what you have in storage at a glance.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Facilitating and expediting theft recovery.</span></li><li style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Proving ownership in divorce settlement.</span></li><li><span style="COLOR: rgb(51,0,153)"><span style="font-family:Georgia,serif;">Creating peace of mind in case of loss.</span></span><br /></li></ul><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">One thing for sure is that after a loss if there was a neighbour up the road whom was aware, prepared, insured, and recovered quickly from a loss, we would wish at that time it was us! Well The Time Is Here! You Can Be That Neighbour!</span></span><br /></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">With most people whom have suffered a loss, if they could wind the clock back to before the event, they would make sure their preparation was better! After all they usually go out and get prepared afterwards! It is a pity they had to go through what they did to learn the hard way! If you could foresee the loss you would be out there getting ready! Getting prepared! Now Is The Time!</span></span><br /></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">To make sure you are one of the prepared, whom wants to benefit! What you have to do is get your home inventory created now! Don't put it off! If your street was flooded tomorrow? Do you expect the flood to divert around your home? You will be in the same boat as everyone else! And it could be literally!</span></span><br /></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">OK! So far you have learned:</span></span><br /></p><ul style="COLOR: rgb(51,0,153)"><li><span style="font-family:Georgia,serif;">Why You Need To Get Prepared.</span></li><li><span style="font-family:Georgia,serif;">How You Can Easily Get Prepared.</span></li><li><span style="font-family:Georgia,serif;">What Could Happen If You Don't!</span></li></ul><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">In answer to, 'When Do You Start The Process'! Do It Now! Call <b>Aussie Home Inventories</b> Today! They offer <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/html/your_home.html#HomeInventoryOptions">home inventory options</a>, starting at low affordable prices. Their inventories are accurate and recorded by independent inventory professionals.</span></span></p><p style="MARGIN-BOTTOM: 0cm; TEXT-ALIGN: center"><span style="font-family:georgia;"><span style="COLOR: rgb(0,0,0)">REMEMBER THIS ! - <b>Aussie Home Inventories</b> is here to HELP YOU!</span></span><br /></p><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">P.S. Don't waste time or let fear, apathy hold you back. If you are the type of person whom after suffering a loss would create an inventory of personal property, then in readiness for next time, you need HELP NOW!</span></span><br /><br /></p><div style="TEXT-ALIGN: center"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;">Call <b>Aussie Home Inventories</b> TODAY! Get Prepared TOMORROW!</span></span><br /></div><p style="MARGIN-BOTTOM: 0cm" align="justify"><span style="COLOR: rgb(0,0,0)"><span style="font-family:Georgia,serif;"><br /></span></span></p><div style="TEXT-ALIGN: center"><a href="http://www.aussiehomeinventories.com.au/"><img id="BLOGGER_PHOTO_ID_5101714491235457394" style="DISPLAY: block; MARGIN: 0px auto 10px; CURSOR: pointer; TEXT-ALIGN: center" alt="Aussie home Inventories" src="http://4.bp.blogspot.com/_XXsuGXMudf8/RszuTLuNWXI/AAAAAAAAAB8/-PVzfAvMG7g/s200/AHILogo3030.jpg" border="0" /></a><span style="COLOR: rgb(51,102,255)"><a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a><span style="COLOR: rgb(51,102,255)"> - </span><a style="COLOR: rgb(51,102,255)" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a></span></div><div style="TEXT-ALIGN: center"><br /></div><div style="TEXT-ALIGN: center">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-89660658138609759662008-02-05T16:14:00.017+11:002010-09-22T19:53:37.211+10:00Creating Your Insurance Inventory Using FREE Home Inventory Software<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_XXsuGXMudf8/SUdFhDhEqgI/AAAAAAAAAMQ/4GWEBOBKv30/s1600-h/freesoftware.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 200px; height: 156px;" src="http://2.bp.blogspot.com/_XXsuGXMudf8/SUdFhDhEqgI/AAAAAAAAAMQ/4GWEBOBKv30/s200/freesoftware.jpg" border="0" alt="Know Your Stuff - FREE Home Inventory Software" title="Know Your Stuff - FREE Home Inventory Software" id="BLOGGER_PHOTO_ID_5280265522297219586" /></a><p style="COLOR: rgb(102,102,204); TEXT-ALIGN: justify"><b>Are You Looking For FREE Home Inventory Software?</b></p><p style="TEXT-ALIGN: justify"><b>Free Home Inventory Software</b> is one answer for those home owners, wishing to gain an upper hand on their insurance inventory. For some home owners, the idea of a <a href="http://www.aussiehomeinventories.com.au/html/hi_list_down.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">DIY Home Inventory List</span></a> with paperwork, is not the solution and the Home Inventory Software option is the choice.<br /></p><p style="TEXT-ALIGN: justify">This article will inform you of where to obtain a home inventory software package at no cost! You may be aware of endless home inventory software options available on the internet, but why pay money for software when you can source professional software for FREE! The majority of the home inventory software is developed in the US, where the system of creating a home inventory for insurance purposes, is a lot more common than here in Australia. This software is often developed by third parties working alongside insurance companies.</p><p style="TEXT-ALIGN: justify">Most insurance companies in the the US, have covered large claims due to recent natural disasters. These companies realise that it pays to have their clients insurance cover at a correct level. Americans have become to aware of the fact that for a quick and reliable claim, they also have to have a record of their home contents. The insurance companies asking for details of the contents lost, at the time of claim. Another positive side to creating a home inventory, is the fact that home owners can easily adjust their insurance cover and realise any under-insurance. Nobody wants to be unknowingly under-insured. The software discussed in this article is suitable for Australian home owners wishing to realise any under-insurance and to get prepared for any loss, created through natural disaster, emergency or theft.</p><div style="TEXT-ALIGN: justify"></div><p style="TEXT-ALIGN: justify">Free software, will only be discussed in this article. By using free home inventory software, it is first easier to work out if the software is able to meet the home owners needs without incurring any cost. Home owners can always upgrade, to a purchasable option if needs be.</p><p></p><p style="TEXT-ALIGN: justify"><span style="FONT-WEIGHT: bold">Aussie Home Inventories</span> has been involved in the Home Inventory Service since early 2006. Being aware of most of the home inventory software on the market, testing showed what makes a good home inventory software package. Some of the software is well worth the purchase whilst others, simply make the process of taking an insurance inventory to difficult, or to time consuming. Aussie Home Inventories found the following software packages offered the best home inventory creation possibilities out of the free software tests.</p><p></p><p style="TEXT-ALIGN: justify">The <span style="FONT-WEIGHT: bold">FREE Home Inventory Software</span> included here is suitable for insurance inventory purposes:</p><p></p><p><b>'My Stuff' – AFP [ACT Policing Crime Prevention Team].</b></p><p style="TEXT-ALIGN: justify"><i>'Housebreaking is one of the most common crimes experienced by residents in the ACT. By identifying your valuables and putting together a record of all you property, not only will you deter thieves; you'll give ACT Policing a better chance of finding your stolen property and returning it to you. That's where 'mystuff' comes in. It is a free, easy-to-use home security record management software system provided by ACT Policing to help you protect your property. It allows you to create an accurate, concise, and permanent record of your personal property.'</i></p><p></p><p style="TEXT-DECORATION: none"><span style="font-size:85%;">Source : AFP 'My Stuff' website.</span></p><p>The software includes information on:</p><ul style="COLOR: rgb(51,0,153)"><li>Introduction on crime reduction techniques in the home.</li><li>Home security tips.</li><li>How to ID your property.</li><li>What to do if your burgled?</li></ul><p><b>Specifications:</b></p><ul style="COLOR: rgb(51,0,153)"><li>Input Fields: ITEM : type : make : model : serial : colour : value : id.</li><li>Exporting Of Data File Types: tab : csv : dbf : htm : usr. </li><li>Printed Data: Basic spreadsheet type output.</li><li>Inventory Data Files: Filemaker Pro 5.</li></ul><p>Available for download at: <a style="COLOR: rgb(51,102,255)" href="http://www.afp.gov.au/act/crime_prevention/home_security_software">afp.gov.au.</a></p><p><b>'Personal Property Inventory' – Liberty Mutual.</b></p><p style="MARGIN-BOTTOM: 0cm; TEXT-ALIGN: justify"><a name="contentRange"></a><i>'Experiencing a loss of your personal property as a result of fire, theft or other reasons, can be devastating. Most likely you have been accumulating your belongings over many years, and to try and remember what those items are so they can be replaced in the event of a loss can be difficult. Conducting a home inventory now before a loss occurs is important as it will help you in determining items that were lost, stolen, or destroyed and will expedite the claims process. It will provide you with a record of your possessions and peace of mind that you have the protection you need. An inventory of your personal belongings is important no matter if you own a home, a condo, or rent. So, get started today with our easy to use program. This program will guide you in three simple steps. You will have the ability to upload photos and videos, and generate reports</i>.'<br /></p><p style="MARGIN-BOTTOM: 0cm"><span style="font-size:85%;">Source : Liberty Mutual website.</span></p><p style="MARGIN-BOTTOM: 0cm; TEXT-ALIGN: justify">The software creates <a href="http://www.aussiehomeinventories.com.au/html/hi_form_down.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Blank Inventory Forms</span></a> for the collection of the inventory data prior to inventory data input.<br /></p><p><b>Specifications:</b></p><ul style="COLOR: rgb(51,0,153)"><li>Input Fields: ITEM : name : category : price : purchase date : purchased from : serial no.<br /></li><li>Exporting Of Data File Types: csv. </li><li>Printed Data : Inventory data by room or item category.</li></ul><p>Available for download at: <a style="COLOR: rgb(51,102,255)" href="http://www.libertymutual.com/omapps/ContentServer?cid=1138338467300&pagename=PersonalMarket%2FPage%2FpmktContent&c=Page">libertymutual.com.</a></p><p><a style="COLOR: rgb(51,102,255)" href="http://www.libertymutual.com/omapps/ContentServer?cid=1138338467300&pagename=PersonalMarket%2FPage%2FpmktContent&c=Page"></a><b>GIO 'Virtual Safe' Version 2.0.</b></p><p style="TEXT-ALIGN: justify"><i>'A detailed home contents inventory could make an insurance claim much quicker and easier, thus getting you back on track sooner. Plus, you can store other important information, images and documents, like a copy of your passport or wills, certificates and qualifications. Having a record of these in your centralised Virtual Safe can mean that, apart from providing peace of mind, sourcing replacements in the aftermath of an emergency is much easier.</i></p><div style="TEXT-ALIGN: justify"></div><p style="TEXT-ALIGN: justify"><i>You must give us the evidence of value and ownership of lost, stolen or damaged goods or property, especially for articles such as:</i></p><ul style="COLOR: rgb(51,0,153)"><li><i>Jewellery and artworks and collections – you should keep your purchase record and valuation certificate which shows the value of the item as well as highlighting proof of ownership.</i></li><li><i>Hand woven rugs, and the price of recently purchased items such as stereos, TVs, cameras, computers, listed content items or specified effects, if we ask for this, you should keep a copy of the receipt or purchase records and warranties may also be handy.</i></li></ul><p style="TEXT-ALIGN: justify"><i>In order to assist the settlement of the claim, you may like to take advantage of the Virtual Safe product by storing images of you evidence of value and ownership of your contents.'</i></p><p style="FONT-STYLE: normal"><span style="font-size:85%;">Source : GIO 'Virtual Safe' FAQ's.</span></p><p>The software has a built in room plan. Data is encrypted & password protected.</p><p><b>Specifications:</b></p><ul style="COLOR: rgb(51,0,153)"><li>Input Fields: ITEM : name : category : purchase cost : estimated value : purchase date : serial no : model no : manufacturer : location.</li><li>Exporting Of Data File Types: GIO Virtual Safe format. </li><li>Printed Data : Inventory data by room or item category.</li></ul><p style="FONT-STYLE: normal">Available for download at: <a style="COLOR: rgb(51,102,255)" href="http://gio.com.au/virtualsafe/download.asp">gio.com.au.</a></p><p style="FONT-STYLE: normal"><b>'Know Your Stuff'</b> <span style="FONT-WEIGHT: bold">Version 3.08.</span></p><p style="FONT-STYLE: normal; TEXT-ALIGN: justify">'<i>This software will enable you to create a room-by-room inventory of your home. Having an up-to-date home inventory will help you to:<br /></i></p><ul><li style="COLOR: rgb(51,0,153)"><i>Purchase enough insurance to replace the things you own.</i></li><li style="COLOR: rgb(51,0,153)"><i>Settle insurance claims faster.</i></li><li><i><span style="COLOR: rgb(51,0,153)">Substantiate losses for your income tax return.</span> </i></li></ul><p style="FONT-STYLE: normal; TEXT-ALIGN: justify"></p><div style="TEXT-ALIGN: justify"></div><div style="TEXT-ALIGN: justify"><i>'This software makes creating a home inventory fun and easy. Once you have completed your inventory, it is easy to keep your information up to date.' </i></div><p></p><p style="FONT-STYLE: normal"><span style="font-size:85%;">Source : 'Know Your Stuff' website.</span> </p><p><b>Specifications:</b></p><ul style="COLOR: rgb(51,0,153)"><li>Input Fields: ITEM : name : category : purchase cost : purchase place : purchase date : receipt : serial no : model no : manufacturer : location</li><li>Exporting Of Data File Types: csv </li><li>Printed Data : Inventory data summary and by room or item category. Images also printed if required.</li></ul><p style="FONT-STYLE: normal">Available for download at: <a style="COLOR: rgb(51,102,255)" href="http://www.knowyourstuff.org/download.html">knowyourstuff.org.</a></p><p style="FONT-STYLE: normal">All of the software described above allows for the input of images.</p><p style="TEXT-ALIGN: justify"><strong>My Financial House.</strong></p><p style="TEXT-ALIGN: justify">Another FREE software package which is a great addition to any of the former, is 'My Financial House', available from the Insurance Information Institute.</p><p>This software allows you to input:</p><ul style="COLOR: rgb(51,0,153)"><li>Financial goals.</li><li>Insurance details.</li><li>Income.</li><li>Assets.</li><li>Debts.</li><li>Family Demographics.</li></ul><p><span style="FONT-STYLE: normal">Available for download at: <a style="COLOR: rgb(51,102,255)" href="http://www.iii.org/prepare/home">iii.org.</a></span></p><p>If after reading this article and trying out the FREE packages you still need a home inventory software package to do additional tasks, you need to make sure your chosen software 'batch loads' all photographs directly into the database. A lot of the home inventory software packages do not have this option. It is easier and quicker to add details to pictures than pictures to details in a database.</p><p style="TEXT-ALIGN: justify">A Free Home Inventory Software package, is only one answer for those home owners wishing to gain a upper hand on their insurance inventory. For those home owners whom do not have the time or skills to perform this task, a <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/">Home Inventory Service</a> is offered by <span style="FONT-WEIGHT: bold">Aussie Home Inventories</span>.</p><p style="TEXT-ALIGN: justify">This business based on the Mid-North coast of New South Wales, offers professional digital photographic inventories for all homes and business. Optional, off-site secure inventory storage and annual updates are available.</p><p style="TEXT-ALIGN: justify">For more information visit their website at <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/">aussiehomeinventories.com.au.</a><br /></p><p style="TEXT-ALIGN: center"><a href="http://www.aussiehomeinventories.com.au/"><img id="BLOGGER_PHOTO_ID_5101714491235457394" style="DISPLAY: block; MARGIN: 0px auto 10px; CURSOR: pointer; TEXT-ALIGN: center" alt="Aussie home Inventories" src="http://4.bp.blogspot.com/_XXsuGXMudf8/RszuTLuNWXI/AAAAAAAAAB8/-PVzfAvMG7g/s200/AHILogo3030.jpg" border="0" /></a></p><div style="TEXT-ALIGN: center"><span style="COLOR: rgb(51,102,255)"><a href="http://www.aussiehomeinventories.com.au/"><span style="color:#3366ff;">Aussie Home Inventories</span></a> - <span style="color:#3366ff;"><a href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a>.</span></span></div><div style="TEXT-ALIGN: center"><span style="COLOR: rgb(51,102,255)"><span style="color:#3366ff;"><br /></span></span></div><div style="TEXT-ALIGN: center"><span style="COLOR: rgb(51,102,255)"><span style="color:#3366ff;"><span class="Apple-style-span" style="color: rgb(0, 0, 0); ">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></span></span></div><!-- End clixGalore Code-->Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com1tag:blogger.com,1999:blog-2911860389624143290.post-70619009360177422042008-01-27T20:41:00.011+11:002010-09-22T19:54:39.928+10:00Choosing A Fire Safe For Secure Storage Of Your Home Inventory<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_XXsuGXMudf8/SUdCvZzd5wI/AAAAAAAAAMI/7WmatMxzva8/s1600-h/sentryfiresafe.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 200px;" src="http://4.bp.blogspot.com/_XXsuGXMudf8/SUdCvZzd5wI/AAAAAAAAAMI/7WmatMxzva8/s200/sentryfiresafe.jpg" alt="A Fire Safe Is The Ideal In-Home Secure Storage For Your Property Inventory" title="A Fire Safe Is The Ideal In-Home Secure Storage For Your Property Inventory" id="BLOGGER_PHOTO_ID_5280262470263236354" border="0" /></a><br /><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;">Are You Looking For A Fire Safe For Storing Your Inventory & Important Documents?</span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;"><br /></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;">Would You Like Answers To Questions Such As:</span></div><div><ul><li><span style="color: rgb(51, 0, 153);">What are all the features of a fire safe?</span></li><li><span style="color: rgb(51, 0, 153);">What do the ratings of the fire safe mean?</span></li><li><span style="color: rgb(51, 0, 153);">What is the difference between a fire safe and a data safe?</span></li><li><span style="color: rgb(51, 0, 153);">Do I need to have it professionally installed?</span><br /></li></ul><div style="text-align: justify;">This article will answer these questions and also make you aware of anything else to look for if you are contemplating the purchase of a fire safe. The <a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/html/products.html">fire safe</a> will be the best method of storage for your <a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/html/your_home.html">home inventory</a>, where you have decided to keep it in the home. This article will only deal with fire / data safes suitable for residential purposes. Business fire / data safes may have more features, are larger and often to big for the home. Once you are familiar with the features of the fire safe and your own individual requirements it is best to contact a fire / data safe supplier. The supplier should be able to answer your questions supplying more information on manufacturers differences and offering that supplier's knowledge.<br /></div><br /><div style="text-align: justify;">A fire / data safe is different from a normal safe in that it has been specifically built and rated to withstand a certain temperature for a certain length of time. The fire / data safe will protect its contents as long as the fire remains within those ratings the safe was designed for.<br /></div><br /><div style="text-align: justify;">Most of you will be storing paper or media items in the safe. Paper is damaged above 177C and media [Disks, CD's etc] above 52C. Fire safes that have the facility to keep media safe from damage are generally called fire data safes or data safes. A fire data safe will also be designed to keep the inside of the safe below 85% humidity, keeping moisture out.<br /></div><br /><div style="text-align: justify;">For a standard home inventory a fire / data safe with a inside capacity to hold A4 documents is what you will require. Most fire / data safes are listed with this A4 feature.<br /></div><br /><span style="font-weight: bold;">Ratings.</span><br /><ul style="text-align: justify;"><li style="color: rgb(51, 0, 153);">Fire safes are tested and rated in respect of their performance in the event of a fire. A fire safe will have an hour / temperature rating. This is the temperature it can stand for that amount of time without the contents going above 177C and being damaged. A fire safe is not normally theft resistant. </li><li style="color: rgb(51, 0, 153);">Standard ratings are 30,60,90,120,180 minutes @ an external temperature of 1000C.</li><li><span style="color: rgb(51, 0, 153);">Where you wish to add home inventory CD's a fire data safe is a better choice. A fire data safe will keep the inside of the safe below 52C & 85% humidity.</span><br /></li></ul><span style="font-weight: bold;">Features.</span><br /><br />Other features to look for are:<br /><ul style="color: rgb(51, 0, 153);"><li>Plastic trays.</li><li>Shelves.</li><li>Internal bolt protection.</li><li>Hinge protection.</li></ul><div style="text-align: justify;">Obviously the features you have on any particular fire safe will be comparable to the price of the fire / data safe. With a fire data safe other protection features that are offered are protection from liquids, magnetic interference, contamination, dust and smoke.<br /></div><br /><span style="font-weight: bold;">Size & Weight.<br /><br /></span>Fire / Data Safes will have the following details listed: <ul style="color: rgb(51, 0, 153);"><li>External Size.</li><li>Internal Size : Volume.</li><li>Weight.</li></ul><div style="text-align: justify;">Check the firesafe to make sure the internal & external dimensions are suitable for your requirements. You will need to store the home inventory, CD's and all necessary receipts and proof of purchase.<br /></div><br /><span style="font-weight: bold;">Type Of Fixture.<br /><br /></span><div style="text-align: justify;">A decision will need to made on deciding where to locate the fire safe as your safe may be fitted in:</div><ul><li style="color: rgb(51, 0, 153);">A cupboard.</li><li style="color: rgb(51, 0, 153);">The Wall.</li><li><span style="color: rgb(51, 0, 153);">The Floor.</span><br /></li></ul>[Professional installation may be required with wall and floor locations].<br /><br /><span style="font-weight: bold;">Standards.</span><br /><br />All fire / data safes will be highlighted as being rated by one or more of the following parties:<br /><ul><li style="color: rgb(51, 0, 153);">UL – United Labs.</li><li style="color: rgb(51, 0, 153);">SP – Swedish Government.</li><li style="color: rgb(51, 0, 153);">KS – Korean Standard.</li><li><span style="color: rgb(51, 0, 153);">JIS – Japanese Industrial Standard.</span> </li></ul><span style="font-weight: bold;">Type Of Lock.<br /><br /></span>Fire / data safes come with one of the following types of lock: <ul><li style="color: rgb(51, 0, 153);">Key [Flat, Tubular].</li><li style="color: rgb(51, 0, 153);">Combination Dial.</li><li><span style="color: rgb(51, 0, 153);">Digital Lock Electronic Keypad.</span><br /></li></ul><span style="font-weight: bold;">Other Questions To Ask Yourself.</span><br /><ul><li><span style="color: rgb(51, 0, 153);">Are you intending to keep cash in the safe?</span></li><li><span style="color: rgb(51, 0, 153);">What $ value or valuables are you choosing to protect?</span></li><li><span style="color: rgb(0, 0, 0);"><span style="color: rgb(51, 0, 153);">Do you want the safe to be theft resistant?</span></span><br /></li></ul><span style="color: rgb(0, 0, 0);"></span><div style="text-align: justify;"><span style="color: rgb(0, 0, 0);">If you wish the fire / data safe to be theft resistant then you will require a theft resistant fire / data safe. A professional installation may be needed.</span><br /></div><br /><span style="font-weight: bold;">Safe Suppliers.</span><br /><ul style="color: rgb(51, 0, 153);"><li>Defiance : Chubb : Wormald : Sentry.<br /></li></ul><div style="text-align: justify;">A <a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Home Inventory Service</a> business such as<span style="font-weight: bold;"> Aussie Home Inventories</span> is able to offer its clients a variety of fire / data safes at the time of inventory creation, or direct them to a suitable safe installer.<br /><br /><div style="text-align: justify;">Hopefully this article has answered those questions you initially had and made you aware of other issues that you need to be aware of before contemplating the purchase of a fire safe.<br /></div><br /><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/"><img id="BLOGGER_PHOTO_ID_5101714491235457394" style="margin: 0px auto 10px; display: block; cursor: pointer; text-align: center;" alt="Aussie home Inventories" src="http://4.bp.blogspot.com/_XXsuGXMudf8/RszuTLuNWXI/AAAAAAAAAB8/-PVzfAvMG7g/s200/AHILogo3030.jpg" border="0" /></a><span style="font-weight: bold;"><a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a><span style="color: rgb(51, 102, 255);"> -</span> <a style="color: rgb(51, 102, 255);" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a>.</span><br /></div><div style="text-align: center;"><span style="font-weight: bold;"><br /></span></div><div style="text-align: center;"><span style="font-weight: bold;"><span class="Apple-style-span" style="font-weight: normal; ">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></span></div></div></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-67284771032082338282008-01-16T17:59:00.011+11:002010-09-22T19:55:44.939+10:00Online Inventory Service - What You Need To Know!<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_XXsuGXMudf8/SWWRcIxBvuI/AAAAAAAAAUc/8THBhwGLnrE/s1600-h/1097851_world_technology.jpg"><img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer; width: 200px; height: 141px;" src="http://1.bp.blogspot.com/_XXsuGXMudf8/SWWRcIxBvuI/AAAAAAAAAUc/8THBhwGLnrE/s200/1097851_world_technology.jpg" alt="On-Line Inventory Services" title="On-Line Inventory Services" id="BLOGGER_PHOTO_ID_5288793249991999202" border="0" /></a><br /><div style="text-align: justify;"><span style="font-family:georgia;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);"><span class="Apple-style-span" style="font-weight: bold;">Are You Looking For An On-Line Inventory Service? </span></span></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="color: rgb(102, 102, 204); font-weight: bold;"><br /></span></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-family:georgia;">If you are looking at using an <span style="font-weight: bold;">On-line Inventory Service, [OIS],</span> for the recording and storage of your home inventory, it will help if you are aware of the following questions and issues.</span><br /></div><div style="text-align: justify;"><br />Most On-Line Inventory Services, operate with different systems and policies, these differences being in the number of item images and details that can be stored, and how data is added to the inventory. Therefore pricing structures vary, both in total cost and calculation.<br /></div><br /><div align="justify"><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Adding Data / Images To The Inventory.</span></strong></div><ul><li><span style="color: rgb(51, 0, 153);">What methods are available for adding data to the inventory?</span></li><li><span style="color: rgb(51, 0, 153);">How long will it take to upload images to the inventory?</span></li><li><span style="color: rgb(51, 0, 153);">Can images be added via a batch upload, or as per inventory item?</span></li><li><span style="color: rgb(51, 0, 153);">Does the OIS support multiple images of an item?</span></li><li><span style="color: rgb(51, 0, 153);">What is the resolution and size of suitable image files?</span></li><li><span style="color: rgb(51, 0, 153);">Does the image at the accepted resolution show the details you need?</span></li><li><span style="color: rgb(51, 0, 153);">Is the OIS software limited to size and number of images, or inventory entries?</span><br /></li></ul><div style="text-align: justify;">Be aware that a large amount of small resolution images, can add up to a large amount of data, with upload success only being achieved by using broadband. You will need to be aware of the image resolution and size when creating your images. There are software options available that will resize images for you.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Issues of on-line security should be well investigated, when deciding to use an OIS. How secure is your on-line identity? There are many reasons for on-line security intrusions. There are software packages that can add a high level of additional security, to your on-line identity.<br /></div><br /><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Inventory Creation On-line & Off-Line.</span></strong><br /><ul><li><span style="color: rgb(51, 0, 153);">Can the data side of the inventory, [item description, serial, model, cost, condition, etc,] be worked on whilst being off-line and uploaded later?</span></li><li><span style="color: rgb(51, 0, 153);">If off-line inventory generation is supported, does the OIS supply software to do this or support other data formats, such as .csv or excel files for importing into the OIS inventory?</span><br /></li></ul><div style="text-align: justify;">If data can only be added per item whilst being on-line, you need to be aware of the time and cost. Broadband would be beneficial here.<br /></div><br /><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Copies Of Inventory.</span></strong><strong><br /></strong><ul><li><span style="color: rgb(51, 0, 153);">What are the methods of obtaining a copy of the inventory from the OIS?</span></li><li><span style="color: rgb(51, 0, 153);">What is the shortest amount of time it would take to obtain a copy of the inventory?</span></li><li><span style="color: rgb(51, 0, 153);">Is there a cost for copies?</span><br /></li></ul><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Inventory Forwarding.</span></strong><br /><div align="justify"><ul><li><span style="color: rgb(51, 0, 153);">Is The OIS willing to forward the inventory to an insurance company or authorities at your request and if so would there be additional costs?</span></li><li><span style="color: rgb(51, 0, 153);">In what format would this data be forwarded to the insurance company or authorities?</span><br /></li></ul></div>Secure ID would need to be verified for this to occur.<br /><br /><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">OIS Security.</span></strong><br /><ul><li><span style="color: rgb(51, 0, 153);">How secure is the OIS?</span></li><li><span style="color: rgb(51, 0, 153);">What happens if you suffer a total loss, with loss of account details and PC?</span></li><li><span style="color: rgb(51, 0, 153);">In which country is the OIS operations and inventory data storage located?</span></li><li><span style="color: rgb(51, 0, 153);">What kind of backup has the OIS got in case of system loss or viral infection?</span></li><li><span style="color: rgb(51, 0, 153);">Is this backup in a separate location from the main OIS system?</span><br /></li></ul><div align="justify"><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Personal Data.</span></strong><br /></div><ul><li><span style="color: rgb(51, 0, 153);">What system is in place to prove your ID if this is the case to obtain your inventory details?</span></li><li><span style="color: rgb(51, 0, 153);">How secure is your personal information?</span></li><li><span style="color: rgb(51, 0, 153);">What kind of protocol is in place for reducing ID theft!</span></li><li><span style="color: rgb(51, 0, 153);">Does the OIS pass on any of the personal data to third parties?</span><br /></li></ul><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Inventory Data.</span></strong><br /><div align="justify"><ul><li><span style="color: rgb(51, 0, 153);">What happens to the inventory data if due accounts are not settled on time?</span></li><li><span style="color: rgb(51, 0, 153);">How long will the OIS keep this inventory data on file?</span><br /></li></ul></div><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Your Skills & Time.</span></strong><br /><ul><li><span style="color: rgb(51, 0, 153);">Have you the time and skills, (photography, data entry, PC skills) to perform this on-line inventory yourself in the time frame you wish it to be completed?</span></li><li><span style="color: rgb(51, 0, 153);">How accurate is the completed inventory going to be?</span></li><li><span style="color: rgb(51, 0, 153);">Is the format of the inventory in a suitable format that would be accepted by insurance companies and authorities?</span></li><li><span style="color: rgb(51, 0, 153);">How many times are you planning to update your inventory each year?</span></li><li><span style="color: rgb(51, 0, 153);">How long will these updates take?</span><br /></li></ul><div align="justify"><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Updates & Changes To Data.</span></strong><br /></div><div align="justify"><ul><li><span style="color: rgb(51, 0, 153);">How many inventory updates are you going to submit to the OIS a year?</span></li><li><span style="color: rgb(51, 0, 153);">Is there a limit / cost on these updates?<br /></span></li></ul></div><strong><span class="Apple-style-span" style="color: rgb(102, 102, 204);">OIS Support.</span></strong><br /><ul><li><span style="color: rgb(51, 0, 153);">What kind of support is available from the OIS if issues arise?</span></li><li><span style="color: rgb(51, 0, 153);">Is support available 24/7 via phone or email?</span></li><li><span style="color: rgb(51, 0, 153);">Is there a cost for this support?</span><br /></li></ul><div style="text-align: justify;">Issues may arise with inventory data creation, upload, download and image resize for example. If the OIS is in another country, is the support offered at a suitable time to you?<br /><br /></div><div style="text-align: justify;"><strong>Aussie Home Inventories</strong> looked at the services offered by three On-line Inventory Services. If you are looking at using an [OIS] for the recording / storage of your home inventory, it is hoped you have found answers to the questions you had.<br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><span class="Apple-style-span" style="font-weight: bold;"><span class="Apple-style-span" style="color: rgb(102, 102, 204);">Who Would We Recommend As A On-Line Inventory Service & Why?</span></span></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">We recommend The Estate Vault because it is top of the line, in On-Line Inventories when compared to others. To learn more about the <span class="Apple-style-span" style="font-weight: bold;">Estate Vault</span> read our article - <a href="http://propertyinventoryservice.blogspot.com/2008/10/personal-property-inventory-information.html"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Consolidating Personal & Property Information & Planning Your Estate.</span></a></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Many of you may find the thought of creating your own home inventory to daunting. If you would like an easier option and have the inventory taken for you, then contact <a style="color: rgb(51, 102, 255);" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a><span style="text-decoration: underline; color: rgb(51, 102, 255);"><span>.</span></span><br /></div><br /><div style="text-align: center;"><a href="http://www.aussiehomeinventories.com.au/"><img id="BLOGGER_PHOTO_ID_5101714491235457394" style="margin: 0px auto 10px; display: block; cursor: pointer; text-align: center;" alt="Aussie home Inventories" title="Aussie Home Inventories" src="http://4.bp.blogspot.com/_XXsuGXMudf8/RszuTLuNWXI/AAAAAAAAAB8/-PVzfAvMG7g/s200/AHILogo3030.jpg" border="0" /></a><span style=""><a href="http://www.aussiehomeinventories.com.au/"><span class="Apple-style-span" style="color: rgb(51, 102, 255);">Aussie Home Inventories</span></a></span><span style="font-weight: bold; color: rgb(51, 102, 255);"> </span><span style="color: rgb(51, 102, 255);">-</span><span style="font-weight: bold; color: rgb(51, 102, 255);"> </span><span style=""><span class="Apple-style-span" style=""><span class="Apple-style-span" style=""><span class="Apple-style-span" style="color: rgb(51, 102, 255);"><a href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a></span><br /></span></span></span></div><div style="text-align: center;"><span style=""><span class="Apple-style-span" style=""><span class="Apple-style-span" style=""><br /></span></span></span></div><div style="text-align: center;"><span style=""><span class="Apple-style-span" style=""><span class="Apple-style-span" style="">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></span></span></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0tag:blogger.com,1999:blog-2911860389624143290.post-16081655967184256032007-12-12T20:28:00.012+11:002010-09-22T19:56:48.440+10:00Property Inventory Service - Introduction<a href="http://4.bp.blogspot.com/_XXsuGXMudf8/SUnuD5j9T3I/AAAAAAAAAN4/YNmnhDLeitc/s1600-h/Inventory%231.gif"><img id="BLOGGER_PHOTO_ID_5281013788827275122" title="Digital Photographic Inventories Help You Prove Ownership & Condition" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 200px; CURSOR: hand; HEIGHT: 150px" alt="Digital Photographic Inventories Help You Prove Ownership & Condition" src="http://4.bp.blogspot.com/_XXsuGXMudf8/SUnuD5j9T3I/AAAAAAAAAN4/YNmnhDLeitc/s200/Inventory%231.gif" border="0" /></a><br /><div align="justify"><strong><span style="color:#6633ff;">Are You Looking For A Digital Photographic Property Inventory, To HELP You Protect What You Have Worked Hard For?</span></strong></div><div align="justify"></div><br /><div align="justify">A Digital Photographic Inventory is an accurate visual asset record of property and contents! What you need to prove ownership in case of loss through disaster, emergency or theft.</div><div align="justify"></div><div align="justify">During recent years the Insurance Council of Australia, [ICA], has reported the issue of under-insurance, a major problem for many Australians. Not similar to No Insurance, <a style="COLOR: rgb(51,102,255)" href="http://homeinventoryaustralia.blogspot.com/2008/01/slippery-slide-to-under-insurance.html">Under-Insurance </a>is a problem that is usually found out when a claim is submitted to the insurance company. </div><div align="justify"><ul><li><span style="COLOR: rgb(51,0,153)">35% of all contents are markedly under-insured!</span></li><br /><li><span style="COLOR: rgb(51,0,153)">23% of properties with NO insurance!</span> </li></ul></div><div align="justify">It is the property owners responsibility to make sure there is no under-insurance before submitting a claim. How to do this and doing it before a claim is often a problem for many home owners. A simple solution is the property inventory making you aware of what you have in an instant, allowing corrections to be made to the insurance cover. DO NOT be mislead into the belief that those property owners suffering under-insurance knew of this fact! Most did not! And those that did? Well they left it to late! </div><div align="justify"><br />Having an up to date <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/html/your_home.html">property / content inventory</a> is important as having a will! All of us after a disaster want to recover financially, mentally and quickly! A digital photographic property inventory will HELP you to do this!</div><div align="justify"><br />Along with the threat of the changing climate, accidental disasters and theft are all to common. A property inventory is the solution for recording all your assets simply and accurately.<br /></div><br /><div style="TEXT-ALIGN: justify">This <span style="FONT-WEIGHT: bold">Property Inventory Service Information</span> site has been designed to answer your questions: </div><ul><li><span style="COLOR: rgb(51,0,153)">Why Do I Need A Property Inventory?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">How Does A Property Inventory Help To Realise & Eliminate Under-Insurance?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">How To Calculate Contents Under-Insurance?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">What Is The Process Of Taking A Digital Photographic Property Inventory?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">How Does A Digital Photographic <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/html/property_condition.html">Property Inventory</a> Assist With Property Management?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">What Is A <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/html/your_business.html#TenantsInventory">Tenants Inventory</a>?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">How Can A Property Inventory Help Proving Ownership In Divorce Settlement?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">Where Do You Find A <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/">Home Inventory Service</a>?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">What To Look For In A Home Inventory Business?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">The Common Feature & Benefits Of A Home Inventory?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">What You Need To Know About The <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/html/your_business.html#RelocationInventory">Home Relocation Inventory</a>?</span></li><br /><li><span style="COLOR: rgb(51,0,153)">Why Seniors Need A <a style="COLOR: rgb(51,102,255)" href="http://homeinventoryaustralia.blogspot.com/2007/08/why-seniors-need-retirement-inventory.html">Retirement Inventory</a>?</span> </li></ul><div align="justify">You will be kept up-to-date with the developments in the <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/">Property Inventory Service</a> industry here in Australia.<br /><br />If you are a Property Inventory Service supplier interested in having information or articles included on this blog please the offices of <a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories.</a><br /></div><div align="justify"><br /></div><div style="TEXT-ALIGN: center" align="justify"><a href="http://www.aussiehomeinventories.com.au/"><img id="BLOGGER_PHOTO_ID_5101714491235457394" style="DISPLAY: block; MARGIN: 0px auto 10px; CURSOR: pointer; TEXT-ALIGN: center" alt="Aussie home Inventories" src="http://4.bp.blogspot.com/_XXsuGXMudf8/RszuTLuNWXI/AAAAAAAAAB8/-PVzfAvMG7g/s200/AHILogo3030.jpg" border="0" /></a><span style="FONT-WEIGHT: bold"><a style="COLOR: rgb(51,102,255)" href="http://www.aussiehomeinventories.com.au/">Aussie Home Inventories</a> - <a style="COLOR: rgb(51,102,255)" href="http://propertyinventoryservice.blogspot.com/">Property Inventory Service - Australia</a>.</span><br /></div><div style="TEXT-ALIGN: center" align="justify"><span style="FONT-WEIGHT: bold"><br /></span></div><div style="TEXT-ALIGN: center" align="justify"><span style="FONT-WEIGHT: bold"><span class="Apple-style-span" style="font-weight: normal; ">Create Your Inventory Using The <a href="http://www.aussiehomeinventories.com.au/html/mhi_software_features.html">Home Inventory Software</a> We Use</span></span></div>Aussiehttp://www.blogger.com/profile/18337584775531040887noreply@blogger.com0