The number of foreclosed homes for sale is dwindling, yet buyer demand for them surges. Remember that highly-publicized, 25% discount for buying a bank-owned home? It’s about to go away. If you’re looking at foreclosures, here’s where to find them.

Fannie Mae’s standard mortgage guidelines include its 5-10 Properties Financed Program. Yet, most banks won’t offer it to the public. If you’ve ever been turned down by your bank for having more than 4 properties financed, here’s what to do about it.

The Fed stood pat today. No change in policy and no QE3. Wall St didn’t expect that. In response, mortgage rates have dipped to new lows. Act quickly, though. Low rates never seem to last very long.

The Fed is expected to grease the mortgage markets with QE3, a new round of economic stimulus. When it does, mortgage rates will (finally) move. And move big.

If you’ve ever thought of using a 15-year fixed-rate mortgage, talk to your lender. Mortgage rates are rock-bottom and there’s a lot to gain from “going 15″.

The best jumbo mortgage lenders tend to make loans better than they market them. When you know how to shop for a jumbo mortgage rate, you can get a better loan.

The mortgage market is loaded up with 3 years of negative expectations. And, once those forces reverse, they’ll reverse quickly, sending mortgage rates soaring. It’s time to execute on that mortgage plan. Rates are poised to rise.

There is a big advantage to “going FHA” these days — especially if you’re making a low downpayment purchase. FHA mortgage rates are lower than they’ve ever been as compared to conventional ones, and FHA mortgage insurance rates have yet to rise.

Maybe low rates matter after all. After months of near-4 percent mortgage rates, a bevy of housing data all points to the same conclusion — the housing market recovery is underway.

Statistics, geography, and demographics of the HARP Refinance Program’s first applicant wave. Data includes Median LTV, Median Interest Rate, and Average Loan-to-Value.