Homebuyer Tax Credit Changes

Congress has extended and expanded the homebuyer tax credit. The modifications in the column labeled “December 1 – April 30, 2010” become effective when President Obama signs the bill. All changes made to the current credit become effective on that date, as well.

The bank recently bought property at 95 Portsmouth Ave., former site of a KFC fast-food franchise, and that achievement was a direct result of the Prudential Verani Realty agent’s skills and hard work, including finding the ideal location and negotiating with its owner, working closely with engineers and town officials to gain all proper approvals and negotiating a sales contract in a timely manner.

“The bank has continued to grow dramatically in the last few years,” despite a challenging economy, said Field, and was looking to add a fourth branch in New Hampshire.

“We began working with Bob over a year go,” Field said of the Seacoast region specialist. “He has tremendous knowledge of the area and the parcels that were available – along with the pros and cons of each. His expertise was enormously helpful.”

After being approached by Provident, Anderson immediately identified some choices, including one within walking distance to downtown, the bank’s target area. Months were spent inking a deal, and all appeared on track when, just a day before a pivotal meeting with the Planning Department, Anderson was informed the business originally there had been operating under a special zoning exception made by the town for that business only. Thought Anderson and his client had originally been told the project could move forward to the Planning Board, they would now be required to seek a zoning variance from the town, which could be a lengthy process. A quick review of the situation showed strong opposition to a zoning change from abutters to the property, and the attempt for that property was abandoned.

While this type of situation can be disappointing, it is not at all uncommon, especially in a state of small, tight-knit communities like New Hampshire, where residents and town officials take sharp interest in their local business landscape. But an experienced Realtor like Anderson knows how to navigate the political, legal and financial roads of the commercial real estate map and can help guide clients along the quickest, most financially beneficial route to their goals.

For Anderson, who put in 23 years in the high-tech industry before beginning his career in commercial and real estate investing and sales in 2002, the keys to closing high-stakes deals for his clients are communication, a strong understanding of local government and a macro view of the needs and desires of all parties involved.

Most of the properties he handles are not even officially on the market at the time he begins sales negotiations, according to Anderson. And that’s a business tenet for both Anderson and Prudential Verani; their search doesn’t stop with what’s already up for sale. They work to dig up exactly what their clients want.

“I am always networking,” he said. “People might not be thinking about selling until I bring the buyer to them. The concept in commercial isn’t, ‘Oh, there’s a for-sale sign; it’s knowing people in town and knowing what they’re looking for and trying to make things happen. I’m seeking out contracts and putting deals together that don’t exist.”

After the downtown deal fell through, Anderson reached out to his wide network of business owners in town. He was talking shop at a party when he discovered the potential of the KFC property.

“It’s about understanding potential clients’ needs,” Anderson said. “It’s recognizing a good situation for a client who needs a spot. I’d been watching, and when there was an opportunity to move, I included the bank and the other parties involved in the deal quickly.” The owner of the franchise, which had been sitting shuttered for some time, was open to a sale, but the first major challenge came in timing:

The owner wanted a purchase and sales agreement drawn up within a month, a technical challenge due to the complexity of these types of transactions. Further, he was working without a selling broker, even though professional real estate representation is highly recommended.

Anderson said this can happen when a proposed deal isn’t public, a fairly common occurrence in the commercial industry.

“Sometimes buyers and sellers think they can do this themselves,” Anderson said. And as a buyer’s agent working with a self-represented seller, “You have to advise your client, but your obligation is honesty and respect for both parties.”

Anderson said he worked hard to understand the motivations and desires first of Provident, but also of the seller. Years of negotiating experience enabled him to match the needs and to achieve a deal with maximum benefits for both parties.

“A transaction is made when everybody gets what they wanted, and everyone succeeds,” he said.

This took five months, including six weeks of negotiations between the parties led by Anderson to address contract changes.

“It’s a matter of sitting down and talking up the benefits,” said Anderson, who also orchestrated the development of Foster’s Daily Democrat’s downtown Dover site — and addressing the concerns of the seller while upholding the interests of his client.

“This was a really strong buyer,” Anderson said. “Here, you’ve got a ready-made buyer with the money. I helped him weigh the risks. If the seller got upset about going out 90 days or more for the Planning Board, we’d sit down and talk. I was in constant contact with the seller,” as well as his client, Provident Bank.

One device in Anderson’s ample real estate toolbox is the “nonrefundable deposit.” It acts as a contract extension, which lengthens the time to closing to allow for all parties’ requirements to be met. He negotiated two between seller and buyer, with benefits to both. In this case, the bank agreed to pay $25,000 for each extension, to be applied to the sale should it be successful, but which would be forfeited to the seller in the case the deal fell through. It’s a powerful incentive as corporations work toward a closing, and an experienced Realtor can tell his or her clients when it’s a good choice.

With an agreement in place, it was time for Anderson’s macro understanding of town government and how it affects real estate to shine. The “30 days and out” sale required by the seller would be tested by the schedule and requirements of Exeter’s town government.

“There were challenges every week in terms of the Planning Department,” Anderson said, before adding, “These departments are integral with every sale. We work with them.”

Through the years, Anderson and his colleagues at Prudential Verani have developed a deep knowledge of several New Hampshire municipalities and their governments, and can provide strong representation during sales negotiations, according to Giovanni Verani, senior vice president of the real estate firm.

Anderson said the goal is to communicate effectively with all parties to come to an agreement that matches his clients’ goals.

And while the success of their transactions depends largely on planning departments, Anderson’s clients depend on him to be a planner, too. In that role, he keeps a constant eye on the progress of each of his potential closings.

His close attention to detail and knowledge of the workings of the town’s departments helped him and banks support team identify missing pieces of the puzzle before they were required at a fast-approaching meeting and to work with engineers and town officials to quickly put them together. This led to Provident’s plan being approved, for the first time he’s ever seen in his lengthy career, in one Planning Board meeting.

“This happens in the background,” Anderson said. “That’s why they hire me, to be in the background and take care of these things. That’s how I work.” Field agreed. It’s a “win-win” for the town, the seller and the bank, Field said of the development. “It’s a tremendous opportunity to improve the commercial property (landscape) in town – and Bob’s been fabulous to work with.” She said, now that the sale is complete and with all town approvals in place, the bank is planning construction of its new branch. A ribbon-cutting ceremony will be announced once construction is near completion.

New England Craft & Specialty Food Fair
November 13-15, 2009 Salem, NH

Over 250 of the regions finest Craftsmen and women will display and sell their crafts at the New England Craft & Specialty Food Fair at Rockingham Park in Salem, NH. A “food sampling” extravaganza will be presented with gourmet delights Admission $5.00 Adult, under 14 free. One Admission Good for all 3 Days! Directions: From Route 93 take Exit 1, “Rockingham Park” Salem, NH. This Fair is held indoor rain, snow or shine. For more information call (603) 332-2616 or print a discount admission coupon at www.castleberryfairs.com

Trans-Siberian Orchestra
Sunday, November 15, Manchester, NH

Christmas may come but once a year, but the Trans-Siberian Orchestra’s record-breaking and critically acclaimed annual touring spectacular is prepared to deliver holiday cheer to audiences across the country in what will be its most elaborate production yet. Coming off another highly successful year, TSO will return to Verizon Wireless Arena on November 15th for two unforgettable performances.

Lebanon Opera House Presents The Capitol Steps
Sunday, November 15, 2009 Lebanon, NH

The Capitol Steps began as a group of Senate staffers who set out to satirize the very people and places that employed them. In the years that followed, many of the Steps ignored the conventional wisdom (”Don’t quit your day job!”), and although not all of the current members of the Steps are former Capitol Hill staffers, taken together the performers have worked in a total of eighteen Congressional offices and represent 62 years of collective House and Senate staff experience.

Remembrance Day 2009 – ‘Gettysburg Addressed’
Saturday November 14, 2009 Concord, NH

This program is in remembrance of the 146th anniversary of the dedication of the National Cemetery at the Gettysburg Battlefield, at which President Abraham Lincoln delivered his famed “Gettysburg Address.” The featured speaker that day was the Right Honorable Edward Everett. Jim Cooke will portray Edward Everett, the 19th Century U.S. Senator, Secretary of State, Harvard professor, Unitarian minister and ardent supporter of the Union cause during the Civil War, in this living history presentation “Gettysburg Addressed.” Free admission and open to the public. A light luncheon will be included. No reservation required.

Restaurant Week Portsmouth
November 14-15, 2009 Portsmouth, NH

Enjoy the last days of Restaurant Week Portsmouth, featuring special 3-course prix fixe menus at participating restaurants throughout the Seacoast. Area hotels and inns also offer special rates & packages during the event. 3-course prix fixe menus: $16.95 per person for lunch, and $29.95 per person for dinner (does not include beverages, taxes or gratuity). Reservations highly recommended – diners must contact the individual restaurant(s) of their choice.

Green Living Series – Presented by Green Concord at Red River Theatres
November 13-19, 2009 Concord, NH

Film + Discussion: Friday, Nov. 13 at 7pm with panelists: Josh Trought, from D Acres; Jonathan Gregory, from Real Green Goods; Jenna Bourne, from Stonyfield; Gail Knowles, from Timberland. Author Colin Beavan, in research for his next book, began the No Impact Project in November 2006. A newly self-proclaimed environmentalist who could no longer avoid pointing the finger at himself, Colin leaves behind his liberal complacency and vows to make as little environmental impact as possible for one year. No more automated transportation, no more electricity, no more non-local food, no more material consumption…no problem. That is, until his espresso-guzzling, retail-worshipping wife, Michelle, and their two year-old daughter are dragged into the fray. What began as one man’s environmental experiment quickly becomes an experiment in how much one woman is willing to sacrifice for her husband’s dreams. Laura Gabbert and Justin Schein’s film provides both a front-row seat into the experiment that became a national fascination and media sensation, and a behind-the-scenes look at the marital challenges that result from Colin and Michelle’s radical lifestyle change.

The team addressed winning strategies to service their customers and clients and their new agent roll out of their CRM (customer relations management) as a way of delivering excellence in communication, our educational curriculum for the up coming year, marketing goals and agent support IT features. Business planning is key and part of our company culture for our associates, departments, service center and our as a whole. Because we are a company that embraces innovation and very entrepreneurial in nature it’s a fun and exciting way to start out the new year.

After the meeting the leadership team meet to share a dinner and a toast to next year.

True Blue will be collecting coats from 5 of their locations, as well as picking up coats from their customers door-to door!

Pictured here are True Blue Cleaners’ employees,  Dave Trow and Keith Brossard.

We thank you guys for all your help!! A tremendous effort!!

—

And we still need YOUR help! Please spread the word and donate coats, scarves, hats and mittens to your nearest Verani office.

Shangri-La Chinese Acrobats
November 6, 2009 Manchester, NH

Back by popular demand from the People’s Republic of China! The amazing performances of the Hai family continue to thrill audiences of all ages with their flawless interpretation of the ancient art form honed by years of training and discipline – Chinese acrobatics. This seemingly superhuman troupe effortlessly performs formidable feats of daring and balance, explosive Kung Fu, and dazzling acrobatic displays in colorful costume, keeping you on the edge of your seat from the moment the show begins!

Camera Day with the World Famous Anheuser-Busch Clydesdales
November 7, Merrimack, NH

The World Famous Budweiser Clydesdale Hitch returns to Merrimack for a Special Appearance this weekend at the Anheuser-Busch Brewery. Visitors will be allowed to take photos and watch as the majestic horses are brushed, braided, and harnessed in the Old-World Style Clydesdale Hamlet. This will be followed by a parade in the parking lot after the horses are hitched to the famous red beer wagon. This event will be held weather permitting, but you’ll still be able to pose for photos and tour the brewery, sampling the beers, visiting the Brew House, cold-cellars and packing lines.

ABBA Mania
Friday, November 6, 2009 Concord, NH

Abba Mania – the original and best ABBA tribute show – has been delighting audiences and selling out theaters around the world. It’s two hours of uplifting, dance-inducing and sometimes heart-breaking music, featuring over-the-top staging, lighting and effects. Abba Mania recreates ABBA’s sound with amazing precision and respect. It’s an excuse to party, reminisce or simply be entertained by some of the best music there has ever been! Including: “Mamma Mia,” “Voulez Vous,” “Dancing Queen,” “Winner Takes It All,” “Super Trouper” and many more.

Taste of the Upper Valley
November 6, 2009 Enfield, NH

Join us for an evening of food, fun and festivities! The Upper Valley’s top purveyors of fine foods will offer sample culinary works of art – “signature” appetizers, entrees and desserts. Last year’s participants included the Alphorn Bistro at the Inn at Danbury, Blood’s Catering & Party Rental, Duck Soup Catering, Gusanoz Mexican Restaurant, Margaritas Mexican Restaurant Norwich Inn, Mickey’s Roadside Café and Peter Christian’s Tavern. Complimentary wines and non-alcoholic beverages will be served. A Live Auction, which is just as entertaining, will include art & handcrafted items, catered meals; Dinner cruises on Lake Mascoma, overnight stays, gift certificates, jewelry, tickets to events and attractions and services offered by Upper Valley Businesses.

Lend Me a Tenor
November 6-8, 2009 Portsmouth, NH

This screwball comedy is guaranteed to leave you teary-eyed with laughter. Mishaps and mistaken identities abound in this furiously paced comedic farce when the great Italian tenor (ll Stupendo to his fans) is scheduled to play Othello for one night only. A sensation on Broadway and in London’s West End.

Manchester Monarchs vs. Hershey Bears
November 7, 2009 Manchester, NH

Don’t miss the Manchester Monarchs vs. Hershey Bears at the Verizon Wireless Arena. Operation Appreciation / Teaming Up for Warmth Coat Drive. The first 1,000 kids (12 and under) will receive a Monarchs Dog Tag. Donate your unwanted coats for families in need!

The bill also creates a $6,500 credit for those who buy a home after living in their current house at least five years that would apply to contracts signed by April 30 and closed by June 30. The credit would also…

1. Be available only for the purchase of principal residences priced at $800,000 or less
2. Raise the adjusted gross income cap from $75,000 for single filers and $225,000 for joint filers to $125,000 and $225,000 respectively.

The bill now moves to the White House for the president’s signature. The president is expected to sign the bill as just last week the administration said it supports extending benefits.

Help us become the Best Location Based Mobile App in the Open Web Awards by nominating us, too.

Step 1: Visit OpenWebAwards.com

Step 2: Log in via Facebook or Twitter

Step 3: Reload the page

Step 4: Both nominee and category should be already populated, so all you have to do is click the Submit & Post button

Step 4: Come back tomorrow and do it again. You may vote once per day until November 15th.

The top 5 nominees will then be announced on November 18th and final voting will commence until December 13th.

Launched in July, our Vphone application powered by Smarter Agent, puts “real time” property information in your hands anytime, anywhere, 24 hours a day!

From the convenience of your cell phone, VPhone obtains your location and instantly returns MLS property information. When available it uses GPS already in your cell phone to provide you with information about all the homes currently for sale around you – right now! Or you can perform a custom search by address, city or zip code! Plus you can obtain property details including price, square footage, beds/baths, maps and even see pictures!

Is now a good time to buy? Baker and Scanzani, who took advantage of a buyer’s market and the Federal tax credit, think so. “When were we going to get a better chance, on a school teacher’s and mechanic’s salaries?” she asked.

The Federal tax credit alone, up to $8,000 on the purchase of a house, made 2009 a good time to purchase a first home. While the credit runs out at the end of November, many agencies, including the National Association of Realtors, are encouraging the Obama administration to extend the credit to all home sales — and through 2010.

The other key to the buyer’s market? Lower prices. New Hampshire’s median sale price for a single-family home dropped in August 2009 from $237,000 in August 2008 to $221,950, a 6.6 percent drop. The year-to-date sale prices dropped from $240,000 in 2008 to $213,000 in 2009, or 11.3 percent. In Baker and Scanzani’s area, Hillsborough County, the average home price dropped 5.9 percent, from $255,000 to $240,000.

According to the National Association of Realtors, the average home on the market is a third cheaper than it was three years ago. In New Hampshire, the median sale price in Coos County, the state’s least expensive housing market, dropped from $114,250 to $70,000, a 38.7 percent change. Rockingham County, home of some of the state’s most expensive housing, saw its median sale price drop 11.9 percent, from $295,250 to $260,000.

Inventory is still healthy, with 11 months’ supply of New Hampshire housing at the end of August. A balanced market is seven to eight months’ supply, and anything over that is considered a buyer’s market. But buyers should act quickly, as the supply is dropping. At the end of June 2009, the National Association of Realtors reported 3.8 million unsold homes on the market, down significantly from last June’s 4.5 million.

The Veterans Administration loans put a generation of families in starter homes after the Second World War, and the prrgram is still viable today. Veterans with 90 days of active duty during wartime, 181 days of active duty during peacetime, currently on active duty, or their surviving spouses can receive home loans with no down payment, no PMI and competitive interest rates. Vets or their survivors can get up to three quotes from approved lenders online. And VA loans can be combined with Federal products such as the tax credit.

There are also homegrown products, such as the New Hampshire Housing Finance Authority, which has been connecting people with New Hampshire real estate for a quarter century. NHHFA’s Single Family Mortgage Program provides buyers with first mortgages at below market rates, one point or no points, low down payments and occasional cash assistance. Your income and the purchase price must not exceed a certain amount, depending on where the house is located.

The prices are right, the interest rates are low, and agencies such as VA and NHHFA are available to those who need a boost. You do the math — and like Baker and Scanzani, you may find this is your time. A Prudential Verani Realtor can help you find the home that’s right for you.

Morning Buzz Halloween Bash with Halestorm
October 31, 2009 Hampton Beach Casino, NH

Halestorm unleashes a turbulent torrent of infectious hard rock on their self-titled Atlantic debut. The band-guitarist Joe Hottinger, bassist Josh Smith, drummer Arejay Hale and singer/guitarist Lzzy Hale-churn out uncompromising rock n’ roll anthems. Drawing from an arsenal of songs that she’s penned since she was 13, Lzzy examines love and life on the edge.

13th Annual Snowmobile & ATV Winter Expo
October 30-November 1, 2009 Salem, NH

Just Imagine… You’re in the market for a new snowmobile, maybe a new ATV with a trailer. Wouldn’t it be great to find all these things in one place! Well, this is it, one stop winter shopping. Stop and speak with representatives from NHSA, Fish and Game and The Bureau of Trails. Meet people from other Snowmobile and ATV Clubs.

The StepCrew
Sunday, November 1, 2009 Concord, NH

Think Riverdance, Tap Dogs, Bowfire and Celtic Crossroads, all in one show! The Stepcrew is the new Celtic-inspired music and dance production that features the world’s top talents in Irish, Ottawa Valley and modern step dancing.

SNHU Pumpkin Festival
October 24, 2009 Manchester, NH

Southern New Hampshire University’s Office of Service & Community Involvement is hosting the SNHU Pumpkin Festival on Saturday with all donations going to Camp Sunshine, which supports children with life threatening illnesses and their families. Pumpkin Festival activities will include pumpkin carving, music, face painting, coloring contests for kids, among many other games and attractions for all ages. This event is open to the public. Pumpkins will be available at the event; visitors can bring their own to display.

CATS at New Hampshire’s Palace Theater
October 31-November 1, 2009 Manchester, NH

A true musical theatre phenomenon, CATS, tells the story, in song and dance, of the annual gathering of Jellicle cats at which time one special cat is selected to ascend to the Heaviside layer. One of the most successful musicals of all time, CATS ran on Broadway for over 18 years.

New Hampshire Lions Haunted House
October 30-31, 2009 Manchester, NH

The 2009 edition of the New Hampshire Lions haunted house is set to “scare the yell out of you” at the home of the Fisher Cats. Nearly 100 volunteers will be there to ensure your safe but chill-filled half hour journey into the unknown. All 13 rooms divided into 3 haunted areas are enclosed for your comfort rain or moon. Proceeds will benefit the Lions Sight and Hearing Foundation of New Hampshire. This event is not recommended for ages eight or younger.

New Hampshire Trick or Treat Times

FRIDAY, OCT. 30

Ashland, dusk
Barrington, 5:30-7:30 p.m.
Berlin, 3-5 p.m.
Boscawen, 4-7 p.m., “Gate Night”
Croydon, 6 p.m.
Dover, 5-8 p.m.
Durham, 5-7:30 p.m.
Exeter, 4-7 p.m.
Farmington, 3:30 p.m., Halloween Parade for children in 2nd grade and younger. Starts in front of the Recreation Department.
Fremont, 5-8 p.m.
Greenland, 5-7:30 p.m.
Kensington, dusk
Lancaster, 4-6 p.m.
New Durham, 6-8 p.m.
Newfields, 5-7 p.m.
Newmarket, 5-8 p.m.
North Hampton, 4-7 p.m., Please join the North Hampton Recreation & Fire Departments at the Fire Station for some hot chocolate, warm apple cider and cookies. Stop in, warm up, grab a bag of goodies, check out the fire trucks & show off your costume!
Penacook, dusk
Portsmouth, dusk
Rochester, 5:30-8 p.m., Rochester Recreation is also hosting a Halloween Party on Saturday, October 24 from 12:00-2:00pm in the Community Center Gym. Family friendly activities. Come dressed in costume.
Rollinsford, 5-8 p.m.
Rye, 5-7 p.m.
Seabrook, 6-8 p.m.
Somersworth, 5 p.m.
Stratham, 5-7 p.m.
Tilton, 5-7 p.m., Tanger Outlet Mall Stores

SATURDAY, OCT. 31

Acworth, dusk
Albany, dusk
Alexandria, dusk
Allenstown, 5-8 p.m.
Alton, 4:30-7 p.m.
Amherst, 6-8 p.m.
Andover, dusk
Atkinson, 6-8 p.m.
Auburn, 1-4 p.m.
Bedford, 6-8 p.m.
Belmont, 5-8 p.m.
Berlin, 5-8 p.m.
Bow, dusk
Bristol, 5-8 p.m.
Brookline, 6-8 p.m.
Campton, 5-8 p.m.
Canaan, 5-8 p.m.
Candia, 5-8 p.m.
Canterbury, 6-8 p.m.
Center Harbor, 5-8 p.m.
Chesterfield, 5-8 p.m.
Claremont, 6-8 p.m.
Concord, 5-7 p.m.
Contoocook, 5-8 p.m.
Danbury, dusk
Danville, 6-8 p.m.
Deerfield, Tailgate Trick or Treat, behind and around the Town Hall, 5:30 p.m.
Deerfield, 4-7 p.m.
Deering, 4-8 p.m.
Derry, 6-7:30 p.m.
Dunbarton, 5-8 p.m.
Enfield, 4:30-7:30 p.m.
Epping, 5-7 p.m.
Epsom, 5-7 p.m.
Farmington, 5-7 p.m.
Franconia, 4 p.m. – dusk
Gilford, 4-8 p.m.
Goffstown, 6-8 p.m.
Hampstead, dusk
Hampton, 5:30-8 p.m.
Henniker, 5-7:30 p.m.
Hillsborough, 5-8 p.m.
Hinsdale, dusk
Holderness, 5:30-8 p.m.
Hooksett, 6-8 p.m.
Hopkinton, 5-8 p.m.
Hudson, 6-8 p.m.
Jackson, 4-6 p.m.
Jaffrey, 5:30-7:30 p.m.
Jefferson, dusk
Keene, 5:30-7:30 p.m.
Laconia, 5-8 p.m.
Lancaster, 4-6 p.m.
Lebanon, Halloween Fun Fest, Colburn Park and Lebanon City Hall, 4-6 p.m.
Lebanon, 4 p.m., Town-wide Trick or Treat
Litchfield, 6-8 p.m.
Londonderry, 6-8 p.m.
Loudon, 5-8 p.m.
Marlborough, 6 p.m.
Mason, 6-8 p.m.
Meredith, dusk
Merrimack, 6-8 p.m.
Milford, 6-8 p.m.
Mont Vernon, dusk
Nashua, 6-8 p.m.
New Boston, 6-8 p.m.
New London, 5-9 pm.
Newington, 4-7 p.m., Fox Run Mall, Trick or Treat the stores!
Newport, dusk
Newton, 5:30-7:30 p.m.
Northfield, 4-8 p.m.
Northwood, 5-8 p.m.
Northwood, 6-8 p.m., Tailgate Trick or Treat and Haunted Hayride at Camp Yavneh
Nottingham, 5-7 p.m.
Pelham, 5-8 p.m.
Pembroke, 5-8 p.m.
Peterborough, 5-7 p.m.
Plaistow, 5:30-7:30 p.m.
Plymouth, 5:30-7:30 p.m.
Portsmouth, 7-8 p.m., Downtown Portsmouth, the Portsmouth Halloween Parade is a grassroots, all-inclusive community celebration of creativity, resourcefulness, collaboration and free expression on the Seacoast of New Hampshire.
Raymond, 5-7 p.m.
Rindge, 5-8 p.m.
Salem, 6-8 p.m.
Sandown, 6-8 p.m.
Sunapee, 5:30-8:30 p.m.
Tilton, 4-6 p.m., Main Street
Tuftonboro, 5-7 p.m.
Unity, dusk
Wakefield, 5-8 p.m.
Warner, dusk
Warren, 5-8 p.m.
Weare, 5-8 p.m.
Webster, 5-8 p.m.
Wilton, 6-8 p.m.
Winchester, 5-8 p.m.
Windham, 5-8 p.m.
Wolfeboro, 5-8 p.m.
North Woodstock, 5-8 p.m.