https://apadvisorsgroup.com/ https://financially-tuned.s3.us-east-2.amazonaws.com/public/Read Aim Retire Logo White BG.png https://apadvisorsgroup.com/ en-us Wed, 28 May 2025 19:31:25 +0000 Rob Kirvan no 2018 Advanced Planning Advisors Inc.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,servicesSmall changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. Ready-Aim-Retire is dedicated to the small things that make a significant difference. Please refrain from posting reviews of your experience as this may be considered a testimonial and is prohibited by the Securities and Exchange Commission (SEC). "Likes" should not be considered a positive reflection of the services offered by Gradient Advisors, LLC (“GA”) and it’s representatives. When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.radio@gradientps.comRob Kirvan Sat, 24 May 2025 00:00:00 +0000 episode-8413 no Robert P Kirvan full Sat, 24 May 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)We discuss the hidden costs of delaying your financial planning. Discover how putting off seemingly small decisions can snowball into significant setbacks for your future. Learn actionable strategies to overcome inertia and start taking control of your money today, not tomorrow.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 10 May 2025 00:00:00 +0000 episode-8351 no Robert P Kirvan full Sat, 10 May 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Navigating your Required Minimum Distributions (RMDs) can feel like a maze, but we're here to light the way. This week, we break down exactly what RMDs are, when you need to start taking them from your retirement accounts, and how they're calculated. We'll also explore strategies to potentially minimize their impact and make the most of your hard-earned savings in retirement.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 26 Apr 2025 00:00:00 +0000 episode-8305 no Robert P Kirvan full Sat, 26 Apr 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Ready to unlock a powerful retirement savings strategy? This week, we dive deep into the Backdoor Roth IRA, explaining who it's for and the crucial steps to execute it correctly. Learn how high-income earners can bypass traditional Roth IRA limitations and potentially enjoy tax-free growth in retirement.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 12 Apr 2025 00:00:00 +0000 episode-8230 no Robert P Kirvan full Sat, 12 Apr 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Curious about your chances of stock market gains? This episode of [Podcast Name] dives into the historical probabilities of achieving positive returns across various investment timeframes. We analyze data to reveal how your holding period significantly impacts the odds and discuss strategies for maximizing your likelihood of success in the market.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 05 Apr 2025 00:00:00 +0000 episode-8197 no Robert P Kirvan full Sat, 05 Apr 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we tackle the current market volatility, the tariffs and what it may mean for you and your finances.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 22 Mar 2025 00:00:00 +0000 episode-8130 no Robert P Kirvan full Sat, 22 Mar 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we delve into the complex world of annuities, exploring their potential benefits and drawbacks. Special guest Troy McCrady helps us decipher the various types of annuities and determine if they align with your long-term financial goals. We'll cut through the jargon and provide clear, actionable insights to help you make informed decisions about your retirement strategy.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 15 Mar 2025 00:00:00 +0000 episode-8105 no Robert P Kirvan full Sat, 15 Mar 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we dissect how fear and greed can lead to disastrous investment decisions, revealing the common emotional traps that sabotage even the most well-laid plans. Discover practical strategies to detach your feelings from your finances and build a resilient portfolio immune to emotional volatility. We explore real-world examples of emotional investing gone wrong, providing actionable steps to cultivate a disciplined and rational approach to market fluctuations.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 08 Mar 2025 00:00:00 +0000 episode-8062 no Robert P Kirvan full Sat, 08 Mar 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we dissect common portfolio pitfalls that lead to excessive risk, from chasing hot stocks to neglecting diversification. We'll explore practical strategies for reassessing your risk tolerance and aligning your investments with your long-term financial goals. Learn how to balance potential rewards with the security you need to weather any market storm.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 22 Feb 2025 00:00:00 +0000 episode-8004 no Robert P Kirvan full Sat, 22 Feb 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)On this week's episode we discuss the importance of estate planning and why it's so important for everyone. Don't delay this important task. Join us as we break down the key components of estate planning and offer practical steps you can take today.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 08 Feb 2025 00:00:00 +0000 episode-7958 no Robert P Kirvan full Sat, 08 Feb 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we welcome special guest, Gradient Investments portfolio manager Keith Gangl. We delve into the potential economic fallout of escalating trade tensions. Gangl shares his insights on how tariffs could impact various sectors and offers strategies for investors to navigate this uncertain landscape. Tune in to gain a better understanding of the risks and opportunities that lie ahead.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 01 Feb 2025 00:00:00 +0000 episode-7927 no Robert P Kirvan full Sat, 01 Feb 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Get ready for changes to your tax bill! In this episode we break down the major tax law updates taking effect in 2025, from individual deductions to corporate tax rates. We'll help you understand how these shifts could impact your finances and what steps you can take now to prepare.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 25 Jan 2025 00:00:00 +0000 episode-7907 no Robert P Kirvan full Sat, 25 Jan 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we delve into the intricacies of the Social Security Fairness Act, a proposed legislation aiming to address the rising costs of Social Security. We'll discuss the key provisions of the bill, including potential changes to benefit calculations, retirement ages, and taxation of benefits. Finally, we'll analyze the potential impacts of this legislation on current and future retirees, and explore the ongoing debate surrounding its potential benefits and drawbacks.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 11 Jan 2025 00:00:00 +0000 episode-7866 no Robert P Kirvan full Sat, 11 Jan 2025 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, Rob welcomes special guest and financial advisor, Bill Altman. They dive deep into the political landscape and its potential impact on your finances in 2025. We'll discuss key tax policies that may change, analyze potential economic shifts, and explore investment strategies to navigate the evolving financial environment. Join us as we look at what to expect in 2025.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 28 Dec 2024 00:00:00 +0000 episode-7831 no Robert P Kirvan full Sat, 28 Dec 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)As 2024 comes to a close, we take a deep dive into the year’s biggest financial trends and lessons. From market shifts to emerging strategies, this episode provides valuable insights to help advisors and investors prepare for a successful year ahead. Don’t miss this opportunity to reflect, learn, and plan for the future!social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 21 Dec 2024 00:00:00 +0000 episode-7805 no Robert P Kirvan full Sat, 21 Dec 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this very special and fun episode, we talk about our favorite Christmas movies along with financial and life lessons.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 14 Dec 2024 00:00:00 +0000 episode-7778 no Robert P Kirvan full Sat, 14 Dec 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Rob welcomes very special guest, Tim Madden, a Detective with the Naperville Police Financial Crimes unit. They discuss financial crimes and what to look out for.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 07 Dec 2024 00:00:00 +0000 episode-7754 no Robert P Kirvan full Sat, 07 Dec 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)We've got a fun one for you! In this episode we talk about the top dos and don'ts for Thanksgiving gatherings, from what to bring to how to handle tricky family dynamics. Tune in to ensure a stress-free and enjoyable Thanksgiving for everyone!social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 23 Nov 2024 00:00:00 +0000 episode-7716 no Robert P Kirvan full Sat, 23 Nov 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Join us for a deep dive into the current market landscape with Mike Binger, president of Gradient Investments. Mike will share his expert insights on recent market trends, potential investment opportunities, and strategies to navigate through economic uncertainty. Tune in to gain valuable knowledge and actionable advice to protect and grow your wealth.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 09 Nov 2024 00:00:00 +0000 episode-7656 no Robert P Kirvan full Sat, 09 Nov 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we delve into the key differences between the accumulation and distribution phases of your financial journey. We'll discuss how to effectively save and invest during your working years to build a solid financial foundation. Then, we'll explore strategies for managing your wealth in retirement to ensure a comfortable and secure future.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 02 Nov 2024 00:00:00 +0000 episode-7631 no Robert P Kirvan full Sat, 02 Nov 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we sit down with Jeremy Bryan, a seasoned Senior Portfolio Manager, to delve into the world of portfolio management and investing strategies. Jeremy shares his insights on diversifying investments, risk management, and the importance of a long-term investment horizon. Tune in to learn how you can build a robust investment portfolio that aligns with your financial goals.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 12 Oct 2024 00:00:00 +0000 episode-7576 no Robert P Kirvan full Sat, 12 Oct 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Navigating the complex world of personal finance can be daunting. In this episode, we delve into the importance of finding a trusted financial advisor. We'll discuss key questions to ask potential advisors, red flags to watch out for, and how to build a long-lasting, fruitful partnership.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 05 Oct 2024 00:00:00 +0000 episode-7543 no Robert P Kirvan full Sat, 05 Oct 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we delve into the critical importance of regularly reviewing your beneficiaries. Discover why it's essential to update your beneficiary designations to reflect life changes, such as marriage, divorce, or the birth of children. Learn about the potential consequences of outdated beneficiaries and how to ensure your assets are distributed according to your wishes.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 28 Sep 2024 00:00:00 +0000 episode-7524 no Robert P Kirvan full Sat, 28 Sep 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we delve into the complexities of Medicare planning. Discover how to navigate the various Medicare options, understand the enrollment deadlines, and learn strategies to optimize your coverage while minimizing costs. Join us as we break down the Medicare landscape and help you make informed decisions for your retirement years.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 21 Sep 2024 00:00:00 +0000 episode-7504 no Robert P Kirvan full Sat, 21 Sep 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Rob welcomes Stacey Wahlberg, president of Cal's Angels. They educate the public about the realities of pediatric cancer, helping to foster greater understanding and support for affected children and their families. Join us in spreading the word and making a difference in the fight against pediatric cancer!social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 07 Sep 2024 00:00:00 +0000 episode-7444 no Robert P Kirvan full Sat, 07 Sep 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we debunk the common myths surrounding the impact of elections on your investments. Discover how political events actually influence the market and learn strategies to navigate potential volatility. Join us as we separate fact from fiction and help you make informed financial decisions during election seasons.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 24 Aug 2024 00:00:00 +0000 episode-7398 no Robert P Kirvan full Sat, 24 Aug 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, discover essential strategies to ensure a comfortable and fulfilling life after work. From calculating your retirement savings needs to diversifying your investments, we'll provide actionable insights to help you achieve your financial goals.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 17 Aug 2024 00:00:00 +0000 episode-7369 no Robert P Kirvan full Sat, 17 Aug 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode, we dive into the top nine regrets commonly expressed by those in retirement. From saving habits to spending decisions, we'll uncover valuable lessons to help you avoid these pitfalls and create a more secure financial future. Armed with this knowledge, you can confidently navigate your retirement journey and make the most of your golden years.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 10 Aug 2024 00:00:00 +0000 episode-7350 no Robert P Kirvan full Sat, 10 Aug 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Financial markets can be volatile, but impulsive decisions based on fear are rarely profitable. In this episode, we dissect the psychology behind panic selling and explore proven strategies to stay calm and focused during market downturns. Learn how to create a resilient investment plan that can weather any storm.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 27 Jul 2024 00:00:00 +0000 episode-7308 no Robert P Kirvan full Sat, 27 Jul 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Losing a loved one is a difficult experience, both emotionally and financially. This episode provides essential guidance on navigating the complex financial and estate landscape after a death. We'll cover crucial steps like locating important documents, understanding probate, and making informed decisions about assets, debts, and taxes.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 20 Jul 2024 00:00:00 +0000 episode-7286 no Robert P Kirvan full Sat, 20 Jul 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Buckle up for a deep dive into the current market climate! This episode features Mike Binger, President of Gradient Investments, who breaks down recent trends and offers expert insights on where your money should be headed. Don't miss this chance to get ahead of the curve to help you make informed financial decisions.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 01 Jun 2024 00:00:00 +0000 episode-7131 no Robert P Kirvan full Sat, 01 Jun 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Don't wing it! In this episode we break down a step-by-step plan to map out your ideal retirement timeline, from maximizing your savings now to navigating Social Security and beyond. Get ready to turn your retirement dreams into a clear and actionable roadmap.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 25 May 2024 00:00:00 +0000 episode-7113 no Robert P Kirvan full Sat, 25 May 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)We explore the risks and possible rewards of crypto currency, and unpack what it means for the future of cryptocurrency. Join us as we decipher the Crypto Craze!social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 18 May 2024 00:00:00 +0000 episode-7086 no Robert P Kirvan full Sat, 18 May 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Feeling lost about retirement savings? This episode tackles the age-old question: how much money do you REALLY need? We'll explore different factors affecting your retirement nest egg, from lifestyle goals to healthcare costs. Tune in for actionable tips to get you on track for a financially secure future.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 11 May 2024 00:00:00 +0000 episode-7050 no Robert P Kirvan full Sat, 11 May 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode Rob welcomes back Jay Guerin president of Gradient Life Brokerage to discuss how to insure your legacy.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 04 May 2024 00:00:00 +0000 episode-7021 no Robert P Kirvan full Sat, 04 May 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we explore the world of life insurance. We'll break down the different types of policies, discuss how to determine your coverage needs, and explore strategies to maximize your benefit while keeping costs manageable. Tune in and learn how life insurance can be a valuable tool to protect your loved ones' financial future.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 27 Apr 2024 00:00:00 +0000 episode-6998 no Robert P Kirvan full Sat, 27 Apr 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we break down the effects of inflation, from its impact on your grocery bill to how it affects your investments, the markets and long-term savings. Join us for tips on managing your finances in an inflationary environment.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 20 Apr 2024 00:00:00 +0000 episode-6972 no Robert P Kirvan full Sat, 20 Apr 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)This episode dives into Social Security optimization. We'll explore how to work the system for bigger checks, from maximizing your working years to strategically delaying benefits. Tune in and learn how to get the most out of your retirement income.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 06 Apr 2024 00:00:00 +0000 episode-6935 no Robert P Kirvan full Sat, 06 Apr 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Tune in to today's episode, "All About Roth IRAs"! We'll break down the benefits of Roth IRAs, like tax-free growth and withdrawals in retirement. We'll also discuss eligibility requirements and contribution limits so you can decide if a Roth IRA is the right fit for your financial goals.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 30 Mar 2024 00:00:00 +0000 episode-6903 no Robert P Kirvan full Sat, 30 Mar 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this very fun episode, Rob welcomes his wife and business partner, Natalie Kirvan to the show! We play our own version of the Newlywed Game where Rob and Natalie have to answer questions about each other.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 23 Mar 2024 00:00:00 +0000 episode-6876 no Robert P Kirvan full Sat, 23 Mar 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)This episode dives into securing your golden years. We welcome special guest Troy McCrady from Gradient Financial to talk about tips to help fortify your nest egg and achieve financial peace of mind in retirement.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 16 Mar 2024 00:00:00 +0000 episode-6856 no Robert P Kirvan full Sat, 16 Mar 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Having a strategy in place to handle and uncertain market and economy is important. In this episode we welcome Gradient Investments Portfolio Manager Keith Gangl to talk about where the markets are at, where we might be headed and the various investment options that available.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 09 Mar 2024 00:00:00 +0000 episode-6826 no Robert P Kirvan full Sat, 09 Mar 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Wondering how the upcoming election might impact your investments? In this episode, we'll explore the historical performance of the market during elections, discuss strategies to manage emotional reactions, and emphasize the importance of a long-term investment plan. Tune in and gain confidence navigating your portfolio through election season.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 02 Mar 2024 00:00:00 +0000 episode-6798 no Robert P Kirvan full Sat, 02 Mar 2024 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Welcome to the new and improved Ready Aim Retire show! Now on video on YouTube and as always available as a podcast on all the major podcast sites. In this episode Rob shows off his new studio and offices and talks about all the new topics and guests that will be featured in upcoming episodes.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 04 Nov 2023 00:00:00 +0000 episode-6405 no Robert P Kirvan full Sat, 04 Nov 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)The good news is, we're living longer...the bad news is, we're living longer! You need to have a financial plan that takes into account longevity. The longer you live, the better your financial plan will need to be. We talk about this and more in this episode.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 28 Oct 2023 00:00:00 +0000 episode-6379 no Robert P Kirvan full Sat, 28 Oct 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we talk about financial risk and how it can affect you and your money. Rob also reveals what he's handing out for Halloween this year...you have to hear it to believe it!social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 21 Oct 2023 00:00:00 +0000 episode-6353 no Robert P Kirvan full Sat, 21 Oct 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we talk about the new COLA (Cost Of Living Adjustment) for Social Security and other changes and financial information you need to be aware of.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 14 Oct 2023 00:00:00 +0000 episode-6332 no Robert P Kirvan full Sat, 14 Oct 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we take a look at what happened with the market, our economy and finances in the Third Quarter and look at where we might be headed.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 30 Sep 2023 00:00:00 +0000 episode-6281 no Robert P Kirvan full Sat, 30 Sep 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Investing can be tricky, especially if you let your emotions dictate your decisions. In this episode we talk about the benefits of using patience with investing and working with a financial professional.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 23 Sep 2023 00:00:00 +0000 episode-6253 no Robert P Kirvan full Sat, 23 Sep 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)How do you know if you are ready to retire? We go over the key questions you need to ask and other ways to know when you can retire.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 02 Sep 2023 00:00:00 +0000 episode-6183 no Robert P Kirvan full Sat, 02 Sep 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)This is a tough topic but an important one. All couples need to have a financial plan in place in case of the loss of a spouse. We go over a checklist of what you need to know and do.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 26 Aug 2023 00:00:00 +0000 episode-6159 no Robert P Kirvan full Sat, 26 Aug 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we discuss what's happening with the market and the economy and what to expect during the 4th quarter.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 19 Aug 2023 00:00:00 +0000 episode-6132 no Robert P Kirvan full Sat, 19 Aug 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we look at where we are at with inflation and interest rates and what's happening with the current economy.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 22 Jul 2023 00:00:00 +0000 episode-6029 no Robert P Kirvan full Sat, 22 Jul 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode Rob welcomes special guest Becky Willenbring, the Director of Operations for Gradient Investments, to talk about the conversion from TD Ameritrade to Schwab.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 08 Jul 2023 00:00:00 +0000 episode-5987 no Robert P Kirvan full Sat, 08 Jul 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this show we look at the year so far, from markets to financial news and more.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 01 Jul 2023 00:00:00 +0000 episode-5968 no Robert P Kirvan full Sat, 01 Jul 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)The official report on the solvency of the major banks in the U.S. was just released. In this episode we talk about why this is important and what the results might mean for you.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 17 Jun 2023 00:00:00 +0000 episode-5917 no Robert P Kirvan full Sat, 17 Jun 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we talk about TD Ameritrade - Schwab merger and what it means for you and your investments.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 10 Jun 2023 00:00:00 +0000 episode-5888 no Robert P Kirvan full Sat, 10 Jun 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we go over where the markets are at, where they may be headed and how it may affect you.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 03 Jun 2023 00:00:00 +0000 episode-5859 no Robert P Kirvan full Sat, 03 Jun 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we talk about the Tilt Portfolio. We explain what it is and how it works.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 20 May 2023 00:00:00 +0000 episode-5812 no Robert P Kirvan full Sat, 20 May 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this podcast episode, we explore the importance of working with a financial services professional, shedding light on the invaluable role they play in guiding individuals through intricate financial terrain, offering tailored expertise, unbiased recommendations, and empowering individuals to make informed decisions to attain their long-term goals. Tune in as we uncover the advantages of collaborating with a financial services professional and how their strategic insights can pave the path to financial well-being and success.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 13 May 2023 00:00:00 +0000 episode-5778 no Robert P Kirvan full Sat, 13 May 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we look at the debt ceiling debate and how it might affect your finances.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 29 Apr 2023 00:00:00 +0000 episode-5730 no Robert P Kirvan full Sat, 29 Apr 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Troy McCrady from Gradient Annuity Brokerage joins the show to go over what annuities are and what their benefits can be especially in a volatile market.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 22 Apr 2023 00:00:00 +0000 episode-5701 no Robert P Kirvan full Sat, 22 Apr 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we talk about about looking ahead to help minimize your tax burden.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 15 Apr 2023 00:00:00 +0000 episode-5678 no Robert P Kirvan full Sat, 15 Apr 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Join us as we welcome special guest Jay Guerin, the President of Gradient Insurance Brokerage, to talk about insurance and enhanced planning.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 08 Apr 2023 00:00:00 +0000 episode-5647 no Robert P Kirvan full Sat, 08 Apr 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we look at where we finished financially for the first quarter and what it means for the future.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 01 Apr 2023 00:00:00 +0000 episode-5623 no Robert P Kirvan full Sat, 01 Apr 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this week's show we discuss the current inflation situation, where it might be headed, and what to do with your finances.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 25 Mar 2023 00:00:00 +0000 episode-5599 no Robert P Kirvan full Sat, 25 Mar 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)What happens when the Federal Reserve raises interest rates? How does it affect the banking crisis, the markets and your savings? We talk about all that and more on today's show.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 18 Mar 2023 00:00:00 +0000 episode-5575 no Robert P Kirvan full Sat, 18 Mar 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Silicon Valley Bank has failed. What does that mean for you? Join us as we welcome Jeremy Bryan from Gradient Investements, LLC to give us an idea of what this bank failure means for the general public.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 11 Mar 2023 00:00:00 +0000 episode-5554 no Robert P Kirvan full Sat, 11 Mar 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we discuss the difference between wills and trusts and why you need to understand both.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 04 Mar 2023 00:00:00 +0000 episode-5530 no Robert P Kirvan full Sat, 04 Mar 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode we are going to talk about enhanced planning. This is the planning you do beyond wealth management. Some of you may refer to it as estate planning or advanced planning. We talk about how to protect your legacy and preserve family harmony.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 25 Feb 2023 00:00:00 +0000 episode-5498 no Robert P Kirvan full Sat, 25 Feb 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)During this episode, we’re going to breakdown the federal SECURE 2.0 Act, which may have major implications for millions of retirees.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 18 Feb 2023 00:00:00 +0000 episode-5483 no Robert P Kirvan full Sat, 18 Feb 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Rob has the president of Gradient Investments, Michael Binger, on the show to go over where the market it, his projections on what it is going to do, and also goes over the inflation numbers that were released and how those may affect the market.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 11 Feb 2023 00:00:00 +0000 episode-5461 no Robert P Kirvan full Sat, 11 Feb 2023 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)We're back! In this all new episode Rob talks about work, family and financial investments to help prepare you for retirement.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 15 May 2021 00:00:00 +0000 episode-3464 no Robert P Kirvan full Sat, 15 May 2021 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 08 May 2021 00:00:00 +0000 episode-3438 no Robert P Kirvan full Sat, 08 May 2021 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode Rob talks about the top 3 financial concerns and building a strategy to deal with them.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 01 May 2021 00:00:00 +0000 episode-3412 no Robert P Kirvan full Sat, 01 May 2021 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 30 May 2020 00:00:00 +0000 episode-2319 no Robert P Kirvan full Sat, 30 May 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 23 May 2020 00:00:00 +0000 episode-2308 no Robert P Kirvan full Sat, 23 May 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Annuities can provide a steady stream of retirement income if utilized properly. Find out about different types of annuities, how they work and how/when they may be part of a financial strategy.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 25 Apr 2020 00:00:00 +0000 episode-2224 no Robert P Kirvan full Sat, 25 Apr 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)The coronavirus disease has dominated the news cycle for the past few weeks and it’s not going away. Instead of letting that get you down, here are some things you can do to respond and prepare your retirement strategy.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 18 Apr 2020 00:00:00 +0000 episode-2201 no Robert P Kirvan full Sat, 18 Apr 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)The markets have been bouncing around like a ping-pong ball. All that volatility and the current climate makes it important to understand what is happening and where your finances are at. In this episode Rob welcomes Mike Binger, the president of Gradient Investments to talk about where we are at and were we might be headed.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Mon, 30 Mar 2020 00:00:00 +0000 episode-2149 no Robert P Kirvan full Mon, 30 Mar 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)The markets are volatile and there are a lot of questions because of the Coronavirus. In this episode Rob looks at what has been happening with the markets and what you can do to help your retirement accounts and investments.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 21 Mar 2020 00:00:00 +0000 episode-2114 no Robert P Kirvan full Sat, 21 Mar 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)The retirement you’ve been dreaming about is possible, if you’re prepared. This episode of Financially Tuned concisely addresses the Eight Obstacles of Retirement: income, life expectancy, taxes, market downturns, rising inflation, Medicare, long-term care and losing your spouse.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 14 Mar 2020 00:00:00 +0000 episode-2098 no Robert P Kirvan full Sat, 14 Mar 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Kiplinger and Personal Capital recently teamed up on a poll to see how Americans react to market volatility. How do you stack up?social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 07 Mar 2020 00:00:00 +0000 episode-2084 no Robert P Kirvan full Sat, 07 Mar 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 25 Jan 2020 00:00:00 +0000 episode-1960 no Robert P Kirvan full Sat, 25 Jan 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)It can be a dangerous choice to make assumptions when it comes to money, retirement and investing. This episode looks at some false retirement assumptions as well as some things you may assume you know about what happens when the Federal Reserve cuts interest rates.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 11 Jan 2020 00:00:00 +0000 episode-1930 no Robert P Kirvan full Sat, 11 Jan 2020 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode Rob Kirvan welcomes special guest Michael Binger, president of Gradient Investments, who can be seen and heard frequently on CNBC and Fox Business News. Rob and Michael talk about markets and investing, where we've been and where things might be headed over the next year.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 21 Dec 2019 00:00:00 +0000 episode-1891 no Robert P Kirvan full Sat, 21 Dec 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you're prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 14 Dec 2019 00:00:00 +0000 episode-1878 no Robert P Kirvan full Sat, 14 Dec 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 07 Dec 2019 00:00:00 +0000 episode-1855 no Robert P Kirvan full Sat, 07 Dec 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Smishing is a new challenge and attack on your financial information. Wishing without action can be a challenge and detriment to your financial future. This episode looks at each of these and provides some potential actions you may take to keep your financial future secure.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 30 Nov 2019 00:00:00 +0000 episode-1847 no Robert P Kirvan full Sat, 30 Nov 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)This episode examines some of the biggest dangers of putting off creating a financial strategy for retirement, including budgeting, long-term care and sharing your financial story with your beneficiaries.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 23 Nov 2019 00:00:00 +0000 episode-1826 no Robert P Kirvan full Sat, 23 Nov 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)In this episode Rob welcomes his special guest, Keith Gangl, Portfolio Manager at Gradient Investments. They discuss the current state of the market, where it's been this year and where it might be headed in the future.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 16 Nov 2019 00:00:00 +0000 episode-1816 no Robert P Kirvan full Sat, 16 Nov 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 09 Nov 2019 00:00:00 +0000 episode-1798 no Robert P Kirvan full Sat, 09 Nov 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)There are many things to consider when looking at housing options in retirement. Will you stay in your current home? Will you buy a new home or condo? Or is renting better for your situation? This episode examines some of the options.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 02 Mar 2019 00:00:00 +0000 episode-1265 no Robert P Kirvan full Sat, 02 Mar 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 23 Feb 2019 00:00:00 +0000 episode-1253 no Robert P Kirvan full Sat, 23 Feb 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Not getting around to legacy planning can have long-term ramifications. We are going to look at some celebrities who made legacy planning mistakes that had long-term ramifications for their heirs.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 26 Jan 2019 00:00:00 +0000 episode-1202 no Robert P Kirvan full Sat, 26 Jan 2019 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Wed, 19 Dec 2018 00:00:00 +0000 episode-1147 no Robert P Kirvan full Wed, 19 Dec 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 17 Nov 2018 00:00:00 +0000 episode-1080 no Robert P Kirvan full Sat, 17 Nov 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 10 Nov 2018 00:00:00 +0000 episode-1067 no Robert P Kirvan full Sat, 10 Nov 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 27 Oct 2018 00:00:00 +0000 episode-1041 no Robert P Kirvan full Sat, 27 Oct 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 29 Sep 2018 00:00:00 +0000 episode-977 no Robert P Kirvan full Sat, 29 Sep 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 22 Sep 2018 00:00:00 +0000 episode-962 no Robert P Kirvan full Sat, 22 Sep 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 15 Sep 2018 00:00:00 +0000 episode-948 no Robert P Kirvan full Sat, 15 Sep 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Get the latest on what the market has been doing and insight as to where it might be going. In this show Rob welcomes Gradient Investments Sr. Portfolio Manager, Michael Binger.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 08 Sep 2018 00:00:00 +0000 episode-937 no Robert P Kirvan full Sat, 08 Sep 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 01 Sep 2018 00:00:00 +0000 episode-919 no Robert P Kirvan full Sat, 01 Sep 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services Sat, 25 Aug 2018 00:00:00 +0000 episode-911 no Robert P Kirvan full Sat, 25 Aug 2018 00:00:00 +0000 radio@gradientps.com (Rob Kirvan)Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services