Recalcitrant's Conscious

Sex Ad worth the liking

2010-11-15T20:29:00.002+08:00

Smoking can affect sex life. Kenny! Please take note.

Wide angle lense to capture birds.

Be a donor today and you can save lifes.

Selling jeans.Selling jeans only.

Source

Bergaya to the MAX!!!!

2010-10-18T21:50:00.002+08:00

Wa sukaaaaaa.........

Suicide or not suicide? Or rather how it should be

2010-09-21T21:04:00.011+08:00

If you say leaving a note behind before someone fall to their death is sufficient and strong conclusive evidence to infer that someone has commit suicide, it then begs the question why is there difference in the surrounding circumstance between Datuk Sosilawati's friend ,Sarina Jaafar, commit suicide that doesn't leave any suicide note with Teoh Beng Hock which purportedly to have leave a suicide note behind precede his fatal fall? Yet both death are classified as commit suicide.

Sarina Jaafar didn't leave any suicide note behind and the forensic are quick to conclude that she has commited suicide whilst in Teoh Beng Hock's case, the forensic are relying hard on Teoh's alleged suicide note ,which the Defence counsel are currently challenging it's authenticity and the intention behind the note if they were ever genuine, to prove that Teoh has actually commited suicide thereby release the MACC from any criminal liability towards his death.

What I wish to discuss today is the suicide note was ,according to phsychologist opinion ,would usually be written by anyone who contemplate to commit suicide. However, this expert opinion has now subject to its most formidable enemy that is the self-evident truth. If we apply the same logic propounded by psychologist opinion that everyone who commit suicide would leave a suicide note behind, the substance to the theory are now becomes questionable as Sarina Jaafar's case prove otherwise.

(I like the conspiracy theory this blogger has raise in regards to the intention behind the alleged suicide note which I find very fascinating for fictitious minded person to read)

The "Suicide note shall be written before someone commit suicide" theory will now be put to a test. If this theory is correct, then Sarina Jaafar should have leave a suicide note before she hang herself. Isn't it? However the reality depict otherwise. There's no evidence or suggestion so far that Sarina Jaafar did ever left any suicide note behind and therefore at this moment it create the presumption, which is rebuttable, that Sarina Jaafar has commited suicide without leaving any suicide note behind.

Therefore, we can safely come to the conclusion that one doesn't necessary leave a suicide note before he/she commit suicide. My contention against the expert opinion.

But here's the twist to it. (Phrase copied from a women who get flustered when people suggest her class starts at ungodly hour)

Now, can anyone tell me what's the one and only evidence or rather an event that took place before her death which I have deliberately obliterate in describing Sarina Jaafar's suicide case that will eventually prove that Sarina Jaafar actually commited suicide?

The first who give me the answer will receive my kiss!

Investors - Beware of guaranteed rents

2010-09-19T21:06:00.002+08:00

Investment - Beware of guaranteed rents
May 23, 2007

Guaranteed Rental Returns, buy-to-let, leasebacks, buy-to-let, cash back, own-for-free - you may have been tempted by these catch words, but how good are these deals in real term and will there be any rental demand once the guaranteed period is over?

There are many developments to woo investors with guaranteed rental returns and equally many
investors have found to their dismay that the returns are not what they have envisaged.

The plan

Guaranteed rental returns (GRR) plans which have become increasingly common, judging from the press advertisements may sound enticing to investors who do not want the trouble of managing their own investments. You buy the property, and you get the rental returns thrown in with some additional perks like free stays.

Developers would agree to pay buyers rentals ranging from 8% to 12% per annum or a proportion of the purchase price for a certain length of time

While GRR could be very attractive, investors need to know that the scheme is not as simple as it seems, much like advertisements that appeal to our desire to lose weight quickly, get rich fast or strike the lottery.

Generally, GRR are best for the laidback investors. Some people will value the 'simplicity' of the deal. However there are issues that buyers have to be aware of and comfortable with before entering into such agreements.

Pitfalls

If a developer is offering GRR, the buyer has no way of knowing whether that property is going to achieve the promised in the open market. The developer may not be able to get the guaranteed rent or the property may not be let out at all during the guaranteed period. Guarantees are often used to market properties that otherwise would not sell and many investors are shocked by the resulting drop in income when the developer is unable to continue with the scheme or worst fail to complete the project.

In addition to this, it is often the case that investors end up footing the rental bill themselves, when developers inflate the price of the property to cover the guaranteed rent. This can provide a further shock when the investors try to sell the property and realise that it is not worth as much as they originally paid for it.

* A typical mortgage lasts 20 years. If you have a guaranteed rental for just three years, what will happen for the next 17 years? You are left to sink or swim on your own.

* A typical table of returns will show potential buyers a surplus income. A potential investor has to take into account the cost of maintaining the property, the taxes that come with being a property owner, the cost of maintaining the mortgage and all other fees related to acquiring the property.

Illustration: A typical GRR scheme's table of 'returns' may look like this:
Selling Price .......................................RM320,000.00
10% Downpayment
Loan ........................................................RM288,000.00
Loan Period ........................................30 years
Interest on Loan ..............................6.25%
Monthly Installment..............RM1,773.27
Gross Rental Return @ 8% .......RM2,133.33
Surplus to Buyer .............................RM360.06
Total Surplus Per Year ................RM4,320.72

Under most GRR scheme, you will need to buy a furniture package with the apartment and commit yourself to the management charges and sinking fund of the building, on top of the regulatory quit rent & assessment tax. These will often take a substantial bite out of any rental money left each month.

* GRR are specifically aimed at selling units to investors, so you may see a situation of 500 apartments all going to the rental market rather than owner-occupiers at the end of the scheme. You will need to consider how many people will be chasing tenants at the end of the guarantee period and most particularly how many prospective tenants there are. In areas of high competition, landlords will have to reduce the rent to attract available tenants. Consequently, the market value of the properties will go down rather than up. If you decide to sell, you will also be limited to buyers who will also be mainly investors. Sellers will also find themselves competing with developers who are offering higher rental returns with new developments.

* Overpricing - When supply is more than demand, developers always look for ways to avoid having to reduce prices. While GRR may offer attractive secure returns, it will be a false economy in the long run if the buyer ends up overpaying for the property.

* A guarantee is only as good as company who underwrites it. Even if the GRR seem reasonable and are offered with honourable intentions, investors need to be sure that the developer would be able to sustain the returns if the rental or sales market were to take a turn for the worse. If developers were to default on the payments due to buyers, these buyers will likely default on their respective loan repayments, thereby setting off a chain of events with dire consequences.

* Terms and conditions in GRR agreements are not regulated by law. As such, the inexperienced investors may not understand that the fine prints are often written in the guarantors' favour. Example of such clauses: "Provided always and it is hereby agreed between the contracting parties hereto that the Developer reserves its right to terminate the GRR agreement for any reason whatsoever by giving TWO (2) MONTHS written notice to the Purchaser wherein such a case the Developer's obligation to pay the guaranteed return to the Purchaser shall cease from the date of such termination. Such notice is deemed to have been received within three (3) days from the date of the letter".

A wise investor should check the small prints for any hidden clauses that enable the developer to avoid paying the guaranteed rent and it is always a good idea to seek expert advice.

Buyers Beware

The rental market is volatile, depending on current competition and market conditions. People investing in these schemes are not just buying properties that they hope will increase in value in time, but also using 'other people's' money (from rentals) to pay for the purchase. It is, however, a cyclical market, and one is subject to the laws of supply and demand as in any other sector of the economy.

Guaranteed rents offers should be checked carefully against the local market and competition. A simple survey within the location will give an investor a fair idea of the state of the local market. If market prices are lower than the proposed rent, incentives and discounts being offered to woo the buyers, then this are issues to be considered. If guarantees of rentals are higher than the existing market rate, then a rent decline after the end of the guarantee is likely. It is a classic case of caveat emptor - rental guarantees can sometimes guarantee investors nothing but heartache.

Source

Chicken and duck talk

2010-09-19T17:44:00.010+08:00

Yesterday my mom left me a note on the door to my room and this is what she wrote on that piece of paper.

The paper reads "haen a coress in cooket".

I went into brain dead. I have serious trouble in deciphering the message she is trying to convey to me. It's neither English nor Bahasa but on the first look, I thought it was French.

My mom not even capable of understanding simple English langauge let alone French language. So its apt to rule out its not French language she's writing there.

For the past 5 years she has been trying hard to learn English so that she can better communicate with the children and also to avoid losing out with the pace our society is running on.

Well, I don't feel proud that my mom can't speak or write fluent English but I feel proud that my mom actually took the effort to showcase her undivided love to me the youngest son in the family and all her effort is greatly appreciated.

Guess what she actually intended to write on the note. She wanted to inform that, " have a corn in the rice cooker "

My beloved mom simply has her own unique way to tell me what she want.

That's why I love my mum.

Warm

2010-09-15T22:36:00.001+08:00

Un-Hari Raya views

2010-09-10T10:20:00.005+08:00

Presence of foreign feature(things you don't normally see during hari raya) are deemed as un-Hari Raya. It was purported that the beca resemblance to a sleigh and lotus making major appearance in the one minute video are highly un-Hari Raya as this incorporation of other religion/race element other than Muslim itself have significantly tainted the holy and divine intent of Hari Raya Adilfitri celebration. This is what the government try to infer, well atleast as far as I'm concerned.

If you think this advertisement is un-hari raya, wait till you see the reality situation happening in our actual hari raya celebration.

Has it been Hari Raya's tradition to procure for duit raya?

Having to incorporate fresh element which the origins are not from Hari Raya itself, does that still make it Hari Raya to you?

The answer is YES. Despite there are outside culture element incorporate into Hari Raya celebration, it should not ultimately deter people from understand the true meaning and intent behind Hari Raya celebration that build on the grounds of unity, peace and forgiveness.

If fresh element incorporate into Hari Raya celebration could make more people happy, I don't see why we should not accept them with positive mindset?

Anyway, Selamat Hari Raya Aidilfitri kepada kekawan dan sedara Muslim dan non-Muslim sekalian, cuba dapat duit raya sebanyak yang you boleh tahun ini so bila time CNY datang kita judi!

Nose Bleed Monday

2010-08-23T11:19:00.002+08:00

Source

Wonder how if some girl has neither

2010-08-21T23:31:00.000+08:00

Self-motivate T shirt for girls.

Breast feeding is good during puasa month

2010-08-16T22:32:00.007+08:00

My 3 days trip to Bandung, Indonesia - the land where everyone bears a chance to be millionaire for once in their lifetime - is indeed a fruitful one.

One of many things I learn from visiting the poverty mundane country is, they could discuss breast feeding topics on national newspaper openly and deliberately incorporate obscene pictorial as form of illustration without any fear from religious objection consider the fact their country is far more religiously guided and conservative country than ours Malaysia.

But what is more surprising beside the fact their society is more open and liberal in discussing sexuality related topic in order to better educate their citizen with general knowledge , is the fact they would use old granny (furthest right) to instigate the society the essence of breast feeding on babies. Are they suggesting older women has more milk than the younger women?

15th : Kim Hyun Joo

2010-08-15T21:10:00.001+08:00

Search Google or youtube to get to know more about how this artist helps to turns Korea and become the next notable entertainment heaven in the world.

What is your dream house?

2010-08-07T10:42:00.002+08:00

Dr. M become witness

2010-08-03T19:45:00.007+08:00

Dr.M, are you kidding me? News article.

You confirm that you willing to testify to defend Tun Ling from the criminal offence that he's being charged with at the moment? Did I hear wrongly?

I'm a little worried for you Dr.M.

No mean to disrespect you but do you still remember a time not too long ago, a year or two ago, you are summoned by the Royal Commission to explain or rather to assist in the Lingam Tape enquiry? And do you still remember how unhelpful you are towards the enquiry when you note to the panel of commission that the event took place while you're still in office as,

"I cannot remember" (Tak boleh ingat)

Do you you still remember this incident? If we follow according to your pure weak power of memory as evident in aforesaid public enquiry ,I would today sincerely doubt you would even remember what Tun Ling did back in the time when he approach you to conspire ...opps... I mean induce you into giving a close one eye approval for the outright devaluation of Port Klang Land for the purpose of self-profitering ?

UNLESS you could only remember this particular incident that took place years back on how Tun Dr.Ling DIDN'T conspire ...opps...I mean induce you into giving a close one eye approval for the outright devaluation of Port Klang Land for the purpose of self-profiteering.

Celebrity Endorsed Product

2010-08-01T15:01:00.001+08:00

Do you know that there are growing trend of products which use celebrity endorsement as a form of attraction to greater appeal them for the eyes of consumer? There are few I cite as example such as mamee instant noodle that endorsed by a well known local celebrity

and I believe no stranger to anyone, fitness centre uses celebrity as their ambassador.

The growing trend of product using celebrity endorsement clearly shows that conventional method of advertising cum marketing which purely focus mainly around the idea of distribution product knowledge alone without any combined explicit and attractive image, begin to lose its effectiveness as its no longer economically viable and sustainable in the long run for any consumer product oriented business because every minute waste without effective profit making would adversely open rooms for more competitors to breach into your target market segment hence shrink your dominance portion within the market share pie chart.

Therefore the best way to attract consumer's attention to focus on certain new product launch, is by way of celebrity endorsement.

Businesses begin to opt for the celebrity endorsement idea clearly for this obvious reason. Reverse pyschology. By applying the reverse psychology , marketers able to turn the celebrity's fame into good account by asking, "your favourite celebrity likes it why can't you?"

Better yet, marketer will pose this question into your mind, " If you wear Calvin Klein today, yours will look as big as Mark Wahlberg!" How not to believe it's true right?

Beside that, the optimum benefit of employing celebrity as endorsement or ambassador could ensure that the brand would continue stay relevant and active in the mind of consumer. The outcome would promise greater brand awareness and greater greater profit making.

Once you get a celebrity endorse your product, consequentially the product would associate with the celebrity. It promise the effect of whenever you think of that particular celebrity, you would think of the brand. So you would buy that respective brand and not the competitor's brand.

When you think of Simon Yam, you think of Canon camera and no other brand else.

That's the optimism and objective marketers propose to their client but question left unanswered is, is this true? Do this optimism always work?

To be frank, I personal pay little interest to celebrity endorsed products as they generally misrepresent the product.

which part of Chong Wei can best describe or promote anti-virus programme? He can't even destroy the virus name called Lin-Dan in Thomas Cup. Even if he does, is he a computer expert to start of with to endorse that Kaspersky is inherently good?

The answer would be no.

Moreover, can you trust a badminton player to endorse a ubat gigi if given the chance? I've never seen an advertisement of this nature yet and I would laugh if ever such is made. Buat lawak lo kalau happen.

However the only one celebrity endorsed product that has never fail to catch my attention is bust enlargement ads. Bust line awareness is something you can't miss. Even if it's not meant for you!

Now I would only think of Ong Ai Leng as the celebrity with big bust! instead of bust enhancement treatment. What a great way to send wrong message to the public.

Audi A4

2010-07-31T11:24:00.008+08:00

This car driven by the youngest lady boss in my company. We often call her "sai lou pan leong" as in small lady boss.

Despite she was the youngest boss among our bosses, she happen to occasionally drive the most luxurious vehicle among the bosses to office and yet she's the only boss who complain RM300 speeding summon is fixed at an exorbitant rate.

Her car number plate cost three fold of any current fresh graduate salary. RM300 is exorbitant? You be the judge.

Putrajaya Floria 2010

2010-07-24T10:08:00.014+08:00

Went to the Putrajaya Floria 2010 sometime ago. It was a marvellous grand display of mind-blowing assorted flowers being put together to showcase our nation's true love and appreciation for flowers.

Orchids

Bonsai that cost a bomb!

There are myraid different types of flowers put on display at the 1 week event some of which you and I didn't know about untill you see it for yourself.

The flower festival is made successful with the help of several NGO's, independent organisation and schools around Malaysia participating at the same time compete against one and another to showcase each creativity flower display in order to appeal to the visitor who came from near and far.

The creativity contest using flowers to appeal to arts enthusiast has bring fashion completely to the next level. Flowers fashion show!!

Witch

Peterpan's girlfriend

Wedding gown

Arabic inspired dress.

It's a collection of suggestable dress to wear at a cosplay event. If you tend to dress such like to a cosplay event, please inform me, Wong Hon and Kenny.

Anyway, just of an innocnet thought, don't these partially see through dress made out of flowers ever give you the kinky idea? Kenny, you don't need to get your girl friend Victoria Secret anymore, its time to get more ecological friendly dress of cheaper cost which produce similar arousing effect for your goodself.

Malaysian Obessity

2010-07-18T16:27:00.007+08:00

Health Minister Dato Seri Liow Tiong Lai said Malaysian practise unhealthy lifestyle and such has give rise to growing concern of obessity in our population. In view thereof, he urge we Malaysian should exercise more often to continue stay healthy.

I wonder did our First Lady ever feel agitated by such crude remark made by our Health Minister?

I hope no pun is intended by Dato Seri.

15th: Kim Ha Neul

2010-07-15T10:39:00.005+08:00

Google or watch in youtube and get to know more about how her contribution that turns Korea into becoming the next notable entertainment heaven in the world.

Assessment Receipt

2010-07-10T21:36:00.005+08:00

Freaking unbelievable. Earlier in the day, I was assigned to settle the assessment receipt for the family's property on my mother behalf and to my shocking disbelief, the amount payable for a three storey terrace house exceed the amount payable for a semi detached house.

How come the amount payable is disproportionate from the value of the house? I wonder. There doesn't seem to be a clear explanation from the outset for such discrepancy to exist as I always thought normally lower tier house assessment should be lower than higher range home.

However the self-justified reason I can find to rationalise my predicament here is that both house falls under difference local council's jurisdiction. One is Ampang Jaya whilst the other is Kajang. This might possibly means Ampang Jaya City Council appear to charge more excessive than Kajang City Council.

Oh wait, perhaps optimistically the three storey house was bound for higher assessment because of it's already increase in selling value? Well, if this is the case it's definitely an assessment worth paying preclude the suspicion of unfairly charged but then again it's merely my opinion. My opinion always shot far away from the truth from time to time.

I lost my appetite

2010-07-08T22:04:00.012+08:00

I was found completely smacked in the face and stunned at the same time when a girl appear to suggest that bamboo clam look apparent like a human's d*ck.

This could only mean one thing. Girl, sadly I must say you must be looking at the world softest wiener in all this while otherwise you would not have mistaken bamboo clam to be identical to the manhood.

Malaysia Most Pretty? You decide.I've no comment.

2010-07-06T22:05:00.010+08:00

Wong Hon, I upload the video below especially for you.

The video was forwarded to me earlier by my former coursemate in facebook for my attention and subsequently I decide to post it here as I believe it would unquestionably interest my dearest friend Wong Hon since he likes to ogle at pretty girls so much.

After complete watching the video, the only concern that goes through my mind is I hope none of you guys would find your female acquaintance appear in this video jovially flashes half of their lovely breast for the titillate pleasure of the entire nation as this bring disgrace to her entire family and her dignity for being such a cheap slut seeking for erotic publicity.

Because if you do know any of the girls in the video, kindly share her contact number at the comment section below because I believe Kenny and Wong Hon would like to know them personally in order to for them to have a heart to heart talk with the girls behind closed sound proof door.

Germany 4-0 Argentina

2010-07-05T19:19:00.003+08:00

Play poker while watching football is the best entertainment ever combined!

The boss contemplating on whether to ALL IN or just play one chip at a time.

Wouldn't it be great if each red chips represent RM1,000.00, each green chips represent RM500.00, each blue chip represents RM200.00 and each white chips represent RM100.00.

I'd be rich babe!

WIP

2010-07-03T11:44:00.001+08:00

Taken from one of the business cum network dinner I obliged to attend lately.

Non-sensical defence

2010-06-25T23:00:00.003+08:00

A close friend request that I should stop my charade from pretending someone that I am not and should revert back to my original identity in one of the most popular social network site in the cyberspace. However despite the good advise that is much appreciated , I decide to contend what she contend over in the first place which is my alleged disturbed dishonest identity attribute in the most popular social network site in the cyberspace.

I strongly object to her discontent that what I'm actually doing in the social network site is a charade on my part and such conduct of mine are unethical,despicable and ought to be extensively condemned as she thinks this is the right thing to do in order to effectively lead me back to correct path as this is what Jesus wants it to be.(Sheer mocking, don't feel offended yah)

To be proactive, Denise is not a complete identity fraud as contrary to some whom might think it is. In general people are of the view that there's a stark difference between the word Denise and Dennis whereby the former applies to ladies while the latter applies to gentlemen. Yes, I concur with you to 100%. This is supported by the literal interpretation of the Oxford Dictionary. No contend in this matter.

However, in my defence, as far as my anthropolgy experience in our society is concern, the practical exprience, there are people out there who still continue to misunderstood that Denise is male gendered. I did not made this up as I personally experience this before. I seriously can't believe it that people would pronounce and perceive Denise to be the same as Dennis when its completely the opposite in terms of pronunciation and most importantly spelling wise.

Well, it's understandable if these unique group of people are narrowly chinese educated and have low appreciation for the concept of English language ( reminds me of Concept of Law) but having to come across a lawyer who does the same mistake greatly affirm the fact that using Denise to represent Dennis is no wrong.

Even lawyer thinks Denise is Dennis so how wrong can I be? Although I know the fact this is a limited application towards only ah beng lawyer to make such a foolish mistake and a joke out of themself but I remain adamant and obstinate not to tow the non-foolish people's line of argument. I want to join the weird group. Be exotic. Be uniquely different. Be 1Malaysia.

If there's a minority group people who think differently from the majority group, does that makes the minority group thinking wrong?

No. If everyone thinks the same except you alone in the global who thinks differently, then you're wrong. Then your action are justified to be held unethical,despicable and ought to be extensively condemned!

In my defence, there are people out there who still pronounce Denise as Dennis so this would only mean one thing that I'm not deceiving EVERYONE with my alleged inaccurate name in cycberspace because someone is reading my alleged inaccurate name as what it naturally means. If their pronunciation of such word meets the same pronunciation of my real name how can I be wrong?

Well, I can't satisfy everyone's demand right? I need to cater my identity to those pitiful soul who can't differentiate between Denise and Dennis.

So I rest my case. My lunatic case haha....

I-City at Shah Alam

2010-06-08T21:36:00.001+08:00

I can't remember when I went to I-City at Shah Alam but since the pictures taken from there was found idle in my hard disk while I was browsing through my personal files I decide to post them up here for my readers to have a savour at how beautiful and fancy the place is when the lights are turned on full force.

I've few words to describe this place though. It's no doubt pretty amazing during night time as variety of colourful lights brightenup the place. It's like an everyday Christmas Day over at I-City but however I personally feel it's an overrated tourist attraction spot. Well, which tourist attraction spot aren't overrrated you tell me. Haha...Anyway, if you have not been there before I suggest you should atleast place your foot there once to experience the inexplicable feel when you're surrounded by beautiful lights. It's give you the instant Christmas feeling.