Refresh Debt Blog

Millions stop paying into their pension to save cash

Mon, 12 Sep 2011 12:24:16 GMT

More than a million people pulled out of making personal pension contributions due to a squeeze on household finances, according to the Office of National Statistics, wiping billions from pension pots.

Airline passengers paying �265,000 a day in 'excessive' debit card surcharges

Tue, 6 Sep 2011 09:41:08 GMT

Airlines are still charging travellers excessive fees for booking flights with their debit cards, despite a ruling by the OFT that they should be banned.

Banks to tell families: cut back or face losing your home

Wed, 31 Aug 2011 14:24:34 GMT

More than 30,000 home owners will be told to spend less on nights out, Sky television, gym membership and mobile phones so they can concentrate on paying back their mortgage.

Primary school premium: �12,000 on house price just to live near a good school

Tue, 23 Aug 2011 15:25:51 GMT

Desperate parents are being forced to pay an extra £12,000 when they buy a home to get their child into the right school, research reveals today.

Households paying �400 too much for energy

Mon, 22 Aug 2011 16:07:24 GMT

British households could be paying over the odds for their ;gas and electricity ;as new research show that nearly 40% of us are clueless of our monthly usage costs.

House prices to rise 14percent by 2015

Fri, 19 Aug 2011 11:57:11 GMT

The housing slump is over, according to the Centre for Economics and Business Research (CEBR).

Students in record last minute scramble for university places to avoid �17,000 fees hike

Thu, 18 Aug 2011 16:26:22 GMT

A-level students desperate to avoid the hiking of university fees are taking place in a scramble for places that could save them £17,000.

High earners increase their use of overdrafts

Wed, 17 Aug 2011 16:13:01 GMT

According to a three-year survey from Experian, the information services company, 52pc of these families regularly borrow money using their overdrafts.

Rail travel costs will increase on average by 8% next year as commuters suffer more misery

Tue, 16 Aug 2011 17:15:20 GMT

The cost of rail travel is set to soar next year, with the average regulated fare - which includes season tickets - going up 8 per cent as commuters suffer yet more misery on the train.

Half the nation concerned about their debts

Mon, 15 Aug 2011 15:47:04 GMT

The ;Personal Debt Snapshot ;released by R3, the insolvency trade body, is a quarterly tracker of the nation's finances, and it reveals a 7% rise in debt concern, compared to this time last year.

Struggling homeowners have more options the quicker they act

Thu, 11 Aug 2011 16:11:43 GMT

Housing Minister Grant Shapps has urged anyone who thinks that they may be at risk of losing their home to take action immediately.

Bankruptcies up nearly 20% as 'debt culture' takes toll

Wed, 10 Aug 2011 16:22:14 GMT

; Bankruptcies in Northern Ireland have gone up by nearly one-fifth in the last year, according to new figures.

How a debt management plan could help you

Tue, 9 Aug 2011 16:24:48 GMT

A ;Debt Management Plan ;is a simple and effective way to pay your non-priority creditors.

Scottish bankruptcies on the rise

Mon, 8 Aug 2011 16:37:25 GMT

The number of people going bankrupt in Scotland is increasing, despite a falling trend south of the border.

Insolvencies are on the rise

Fri, 5 Aug 2011 11:47:33 GMT

The number of people becoming personally insolvent has risen for the first time in 2011, this is shown in the latest figures from the Insolvency Service.

Pay freeze for 75% of workers

Thu, 4 Aug 2011 14:56:26 GMT

Three quarters of UK workers have not had a pay rise this year, says the Chartered Institute for Personnel and Development (CIPD).

Cuts could wipe �1,500 a year off family finances

Wed, 3 Aug 2011 14:53:54 GMT

Families could be £1,500 worse off every year for the next five years because of Government austerity measures, according to an International Monetary Fund report yesterday.

UK Debt Statistics - August 2011

Tue, 2 Aug 2011 15:10:03 GMT

Total UK personal debt at the end of June 2011 stood at ;£1,451bn.

Consumer Confidence in Decline

Mon, 1 Aug 2011 15:45:12 GMT

Consumer confidence has continued its downward spiral making the possibility of a double-dip recession much more likely.

No interest rate rise expected in 2011

Fri, 29 Jul 2011 15:20:54 GMT

According to the Reuters poll of economists, there is now just a 30% chance the Monetary Policy Committee will raise rates this year from the current record low of 0.

40% of households report July income fall

Thu, 28 Jul 2011 15:25:38 GMT

Around 40 per cent of households reported a fall in financial income during the month of July.

Summer holidays to cost parents �8.6bn

Tue, 26 Jul 2011 11:56:07 GMT

Parents are expected to spend £8.

Shoppers switch to budget supermarket own-label products

Mon, 25 Jul 2011 14:38:55 GMT

Research has revealed that struggling shopper are switching to budget food stores and supermarket own label products in an attempt to economise.

Families are �40 a month worse off

Fri, 22 Jul 2011 13:24:17 GMT

High inflation is putting pressure on the finances of families, most are around £40 a month worse off than they were a year ago.

Over 55s Burdened With Debt

Thu, 21 Jul 2011 10:53:20 GMT

Although consumers are working hard to reduce their overall debt, almost one in seven of the over 55 group believe it will never shake off the burden of long-term debt acquired in the last twenty years.

25% increase in Scottish insolvencies

Wed, 20 Jul 2011 14:51:01 GMT

Official figures from Accountant in Bankruptcy (AiB) report 5,319 personal insolvencies in Scotland in the first quarter of 2011.

As the Job Market Slows IVA Help May Increase

Tue, 19 Jul 2011 15:19:59 GMT

The level of ;IVA ;help needed in the UK may rise as fewer people are able to get into work or obtain better-paid jobs to help pay off spiralling debts.

Payday Loan Code Launched

Mon, 18 Jul 2011 15:09:17 GMT

A code of practice was launched for short-term lenders in Parliament today amid heated exchanges between MPs and representatives of the short-term lending sector.

�33,611.25 of debt cleared for just �10,000 - 70% Discount!

Fri, 15 Jul 2011 10:37:18 GMT

We recently secured a 70% discount for one of our clients; through a full and final IVA she has cleared her debts of £33,611.

Suicide rates rise contributed to debt problems

Fri, 8 Jul 2011 11:31:14 GMT

Suicide rates have risen sharply across Europe since the banking crisis as people struggle to cope with debt, unemployment and public service cuts.

Young People Are Worried About Future Debt

Wed, 29 Jun 2011 15:27:28 GMT

Children as young as 12 years old are said to be worried about money and debt problems in the future.

Home Repossessions Jump by 17%

Tue, 28 Jun 2011 13:43:56 GMT

Data that has been issued by the Financial Services Authority (FSA) shows that home repossessions have risen for the first time in more than a year jumping by 17% in the first three months of this year.

The UK�s Debt Hotspots

Mon, 27 Jun 2011 10:33:38 GMT

Shetland has the lowest average debt in the UK, at £12,278.

Industrial Towns Suffering Most From Debt Problems

Thu, 23 Jun 2011 16:13:24 GMT

A new report has indicated that married couples living in industrial towns are suffering the most with personal debt problems.

80% of Adults worry about Paying Utility Bills

Wed, 22 Jun 2011 16:19:09 GMT

80% of adults in the UK are worried about the state of their finances according to new research carried out by the Co-operative Bank.

Homeowners Saving Money by Delaying Home Repairs

Fri, 17 Jun 2011 14:17:01 GMT

Recent research by the comparison website Go Compare has highlighted some alarming figures.

FSA warns on pension loan deals

Wed, 15 Jun 2011 10:16:24 GMT

The Financial Services Authority has warned consumers not to put their trust in expensive pension-loan schemes that offer early access to up to 50 per cent of the fund.

Six Million Struggle to Pay Bills on Time

Fri, 10 Jun 2011 11:19:46 GMT

Six million people in the UK are unable to pay their bills on time this is a result of the sharp rise on energy and food prices meaning household budgets are being stretched to breaking point.

UK Debt Statistics - June 2011

Thu, 9 Jun 2011 09:29:16 GMT

The latest statistics released by Credit Action show that debt problems are still at large in the UK.

Three Fifths of Weekly Earnings go to Debts

Mon, 6 Jun 2011 15:32:03 GMT

The average person in debt has to work until 4pm on Wednesday each week to repay just their unsecured debts.

Families Paying Interest Only Mortgages to Cope With Debt

Wed, 1 Jun 2011 09:28:45 GMT

Families across the UK have moved over £60bn of mortgages into interest only schemes to balance their household finances.

Pensioners Having Debt Problems

Thu, 26 May 2011 16:38:04 GMT

Up to a third of pensioners who have released equity from their property are doing so because they have debts of more than £25,000 according to a report from Key Retirement Solutions.

1 in 3 Have Fallen Into More Debt

Wed, 25 May 2011 15:26:03 GMT

A third of UK consumers have claimed their personal debt has risen within the last 12 months, with many not seeing a how they will get debt free.

Cost of Holidays Rise

Tue, 24 May 2011 11:46:50 GMT

As fuel prices are continuing to increase holidaymakers from Northern Ireland are set to pay over £22m in extra charges and supplements on foreign holidays.

Highest Fuel Prices in the UK

Mon, 23 May 2011 11:38:50 GMT

The AA have released there latest fuel report for May.

10 Percent of Income Towards Debt

Fri, 20 May 2011 10:05:11 GMT

Families are spending 10% of their household income on paying debts; this has risen from 8% at the start of the year.

Interest Rates Hit Record High

Wed, 18 May 2011 12:34:52 GMT

The interest rates on personal loans have reached a record high.

Graduates Starting a Life of Debt

Tue, 17 May 2011 09:54:34 GMT

With many students due to graduate in the summer they begin their career already in thousands of pounds of debt.

Rally Against Debt

Mon, 16 May 2011 09:57:19 GMT

A rally against debt took place on Saturday 14th opposite the Houses of Parliament.

Fall in House Prices Could Lead to Debt Problems

Tue, 10 May 2011 10:10:28 GMT

House prices in the UK have fell at the fastest rate in 18 months during April.

Cutting Back Could Reduce Your Household Debt

Tue, 10 May 2011 10:01:15 GMT

The total amount of debt in the UK at the end of February 2011 stood at £1,454bn.

May Debt Statsitics

Mon, 9 May 2011 11:31:12 GMT

8,004 number of new debt problems dealt with by CAB each working day 1,392 people made redundant daily 847,000 unemployed for > 12 month £55,870 average household debt £180m personal interest paid in UK daily £24.

How can professional debt management help me?

Wed, 4 May 2011 12:05:12 GMT

If you have personal debts such as: Credit CardPersonal LoanOverdraftStore CardCatalogue If you are suitable for a debt management plan it could help you: 1.

Disposable income to drop by �780 per household

Tue, 3 May 2011 13:34:34 GMT

UK consumers face a drop in disposable income this year equivalent to about £780 per household, a report warns.

Do many people use the debt solutions you offer?

Mon, 18 Apr 2011 09:41:37 GMT

Over 1000 people seek some kind of formal debt rescheduling every working day in the UK.

Can anyone apply for a debt management plan?

Fri, 15 Apr 2011 10:20:26 GMT

To join a debt management plan you need to be over 18 and you need to have unsecured debts.

Do you have higher than average debt?

Thu, 14 Apr 2011 14:31:34 GMT

The average amount, excluding mortgage debt, owed by individuals in the UK currently stands at £8,431.

Do I have to change my bank account to enter a debt management plan?

Thu, 14 Apr 2011 13:48:55 GMT

You only need to change your bank account when you are including debts in your debt management plan, which are with your current bank.

Retailers have seen the biggest fall in sales in 16 years

Tue, 12 Apr 2011 11:47:15 GMT

Retail sales have fallen by a massive 3.

What debts can be included in a debt management plan?

Mon, 11 Apr 2011 11:17:25 GMT

A debt management plan is designed to help your reduce your repayments to your unsecured debts.

Your Family Debt Is Predicted to Spiral

Fri, 8 Apr 2011 10:30:05 GMT

The latest changes in the budget mean that family debt is set to soar in the next few years.

Is a debt management plan like a loan?

Tue, 5 Apr 2011 09:36:17 GMT

Debt management plans are commonly compared to a consolidation loan because they take all your payments into one monthly payment.

How will a debt management plan affect my house?

Mon, 4 Apr 2011 14:58:40 GMT

A debt management plan will not affect your house in anyway.

Debt worries are keeping people awake at night

Thu, 31 Mar 2011 11:31:42 GMT

Debt problems are causing us sleepless nights according to a recent piece of research.

Northern Ireland and London are the UK's debt hotspots

Wed, 30 Mar 2011 15:41:21 GMT

London has been named as the area that has the highest level of demand for debt advice in the UK by the charity CCCS.

Will I be 'black-listed' if I enter a debt management plan?

Tue, 29 Mar 2011 09:49:11 GMT

You will not be 'black-listed' when you enter a debt management plan; this is because there is no such thing as a 'black-list'.

Key changes in the budget 2011

Fri, 25 Mar 2011 11:04:30 GMT

The key changes announced in budget were that Britian: should have the most competitive tax system in the G20; should be the best place to start a business; should have a more balanced economy; and should have a more educated and flexible workforce.

Why should I enter a debt management plan?

Tue, 22 Mar 2011 09:36:28 GMT

A debt management plan is an excellent solution if you are experiencing financial difficulty.

Poorest 'hit hard by recession'

Mon, 21 Mar 2011 10:05:04 GMT

Instead of seeing their income rise year by year, pensioners have become poorer.

Will anyone know about my debt management plan?

Thu, 17 Mar 2011 13:22:46 GMT

Debt management plans are completely confidential, the only people who will know that you are on a debt management plan are you, your creditors and your debt management company.

Why will my creditors accept reduced payment arrangements on a debt management plan?

Wed, 16 Mar 2011 10:18:50 GMT

A debt management plan is only recommended to you when your debt advisor has analysed your income and expenditure and found that you have a shortfall in your disposable income.

How long will my debt management plan last?

Tue, 15 Mar 2011 09:30:11 GMT

When you initially speak with a debt advisor we will be able to advise you of an approximate term to repay your debts through a debt management plan.

What happens to your home when you are bankrupt?

Mon, 14 Mar 2011 10:46:16 GMT

If you own your home, whether freehold or leasehold, solely or jointly, mortgaged or otherwise, your interest in the home will form part of your estate which will be dealt with by your trustee.

Why do I need to change my bank account when I start an IVA?

Wed, 9 Mar 2011 09:36:28 GMT

If you want to join an IVA we may require you to change your bank account if you currently have outstanding balances or debts with your bank.

What happens to my assets in an IVA?

Tue, 8 Mar 2011 09:37:53 GMT

When entering into an IVA a home will be protected from being sold.

Average household debt is �57,635

Mon, 7 Mar 2011 09:25:28 GMT

Statistics from Credit Action have found that in March 2011 total UK personal debt at the end of January 2011 stood at ;£1,452bn.

Striking numbers

Thu, 3 Mar 2011 11:27:34 GMT

8,004 number of new debt problems dealt with by CAB each working day 1,589 people made redundant daily 833,000 unemployed for > 12 months £57,635 average household debt (including mortgages) £179m personal interest paid in UK daily £24.

What is bankruptcy?

Tue, 1 Mar 2011 11:26:33 GMT

Bankruptcy is one way of dealing with debts you cannot pay.

Middle-class families 'to be �4,000 worse off'

Mon, 28 Feb 2011 10:03:55 GMT

A study has shown that households on middle-range salaries will be most affected by the rise in living costs.

�300 per year wasted on credit card interest

Fri, 25 Feb 2011 10:00:28 GMT

A new survey conducted on behalf of comparison website moneysupermarket.

Cost of living: Debt and rising prices put next generation off starting a family

Thu, 24 Feb 2011 09:41:40 GMT

A third of young workers say they will have never have kids - because they can't afford them.

What happens to debts when someone dies?

Wed, 23 Feb 2011 10:09:57 GMT

When someone dies, any debts they leave are paid out of their 'estate' (the money and property they leave behind).

1600 Sought Debt Advice in Northern Ireland Last Year

Tue, 22 Feb 2011 09:55:29 GMT

According to a report conducted by a leading Northern Ireland advice body, more than 1,600 people in the country sought ;debt help ;services in 2009/2010.

Half of us predict that financial situation will worsen in next 6 months

Mon, 21 Feb 2011 09:35:59 GMT

Almost half of Britons predict that their financial situation will worsen during the next six months.

Personal Insolvency to hit 140,000 this year

Wed, 16 Feb 2011 09:12:37 GMT

It has been estimated that 140,000 will be declared insolvent in 2011, this will be the highest level ever recorded; enough to fill both the London 2012 Olympic stadium and the Emirates stadium combined.

Relationship break ups the main cause of debt problems

Mon, 14 Feb 2011 11:57:25 GMT

As couples across the country celebrate the most romantic day of the year, research has found that relationship breakdowns are the number one cause of debt problems.

8 million missed payment last year

Thu, 10 Feb 2011 10:02:20 GMT

More than eight million Britons missed paying regular monthly bills last year, putting their credit profile at risk, according to moneysupermarket.

Child care costs increase

Wed, 9 Feb 2011 10:15:39 GMT

The cost of a nursery place for a child aged over two has risen twice as quickly as wages, according to a report.

Record Number of Personal Insolvency

Mon, 7 Feb 2011 13:28:47 GMT

There were 135,089 people declared insolvent last year, the Insolvency Service said, up 0.

February 2011 Debt Statistics

Fri, 4 Feb 2011 14:36:36 GMT

372 people every day of the year ;will be declared insolvent or bankrupt.

Credit Card Rates Hit a 13 Year High

Wed, 2 Feb 2011 09:19:29 GMT

Credit card rates are now averaging a massive 18.

97% of new jobs are part time

Tue, 1 Feb 2011 09:59:14 GMT

Of the 200,000 jobs which have been created since the economy came out of recession are part time.

Pupils to be taught money management

Mon, 31 Jan 2011 09:52:39 GMT

In a bid to stop future generations incurring debt, 120 politicians have formed a group in a bid to implement lessons on money management in schools.

Pub closures up to 52 a week

Fri, 28 Jan 2011 13:54:22 GMT

24,000 jobs lost in the last year 2,377 pubs close in last 12 months Government loses over £254 million in tax in last 12 months due to pubs closing A record 52 pubs a week are now closing in Britain, leading to the loss of 24,000 jobs in the last year, according to new figures compiled by CGA Strategy, released to today by the British Beer & Pub Association (BBPA).

What happens if I don't pay my debts?

Thu, 27 Jan 2011 10:54:42 GMT

We are sometimes asked; why should I repay my debts at all.

Families' finances are squeezed

Wed, 26 Jan 2011 11:24:38 GMT

According to Mervyn King the Bank of England's governor, families are being crippled by the biggest squeeze in their finances since the 1920's.

How Can a Debt Management Plan Help Me?

Mon, 24 Jan 2011 10:55:46 GMT

A debt management plan can be very helpful for people experiencing financial difficulty.

Women are more likely to seek debt advice

Thu, 20 Jan 2011 10:18:05 GMT

Men are more than a third less likely to ask for help with spiralling personal debts.

How will inflation affect your finances this year?

Mon, 17 Jan 2011 09:57:36 GMT

There are warning signs that both inflation and interest rate rises could mean families paying out on average an extra £1,800 this year.

3m couldn't pay mortgage if rates rose by 1%

Fri, 14 Jan 2011 15:19:40 GMT

Almost 3 million home owners would find it difficult to pay their monthly mortgage payment if interest payments rose by 1%.

Cost of filling your car increased to �70

Thu, 13 Jan 2011 10:38:16 GMT

Soaring fuel prices will push the cost of filling up the average family saloon to £70 by Easter.

Britons only worry about debt when its over �16,0000

Wed, 12 Jan 2011 17:15:13 GMT

It would take nearly £16,000 of debt for the average Brit to start worrying about their financial situation, a survey has revealed.

VAT Increase

Wed, 5 Jan 2011 11:38:25 GMT

VAT in the UK has now risen from 17.

Cold Weather Payment

Mon, 20 Dec 2010 11:20:06 GMT

What are Cold Weather Payments? You don't need to apply.

Debt Burden Affects 51% of Households

Mon, 13 Dec 2010 14:24:26 GMT

A recent report from the Bank of England has shown that the recession is continuing to seriously affect our household finances.

Is a debt solution the best option for me?

Tue, 7 Dec 2010 13:52:40 GMT

The short answer to this question is, if you fit the criteria then YES.

Pros and Cons of an IVA

Mon, 6 Dec 2010 15:08:21 GMT

An IVA is an excellent solution for those who fit the criteria.

Statutory Debt Remedy Solutions

Fri, 3 Dec 2010 10:50:00 GMT

Debt Arrangement Scheme (DAS) DASs are Scottish statutory debt management plans designed to help debtors pay back more than one debt.

Advantages and Disadvantages of Bankruptcy

Wed, 1 Dec 2010 15:24:51 GMT

How it works ;Bankruptcy is a formal court procedure which you can start or which one or more of your creditors which are owed at least £750 can start.

How Do I Know If I Need A Debt Management Plan?

Tue, 30 Nov 2010 14:39:39 GMT

There is a common misconception that only those that are badly in debt and are being chased by creditors and collection companies need a debt management plan.

What is a Credit Report?

Mon, 29 Nov 2010 14:09:32 GMT

Credit reference agencies maintain information about you and your credit history.

Christmas Spending Cut by 10%

Fri, 26 Nov 2010 14:27:32 GMT

Britons are planning to cut their Christmas spending by 10% this year to stay out of debt, a survey has suggested.

Simple ways to raise some money

Thu, 25 Nov 2010 16:42:21 GMT

Are you looking for some easy ways to raise some extra cash before Christmas? ; If so clearing your house of some unwanted items could prove to be of more value that you think.

Switch & Save

Wed, 24 Nov 2010 18:46:42 GMT

Could you be getting better value for the things you purchase on an everyday basis? ; It was a Refresh colleague that sparked this thought.

The One Thing You Don't Want For Christmas...Debt!

Tue, 23 Nov 2010 14:35:57 GMT

The One Thing You Don't Want For Christmas.

Debt Affects More Than Just Your Bank Balance

Mon, 22 Nov 2010 18:13:33 GMT

Debt Affects More Than Just Your Bank Balance A recent survey amongst debt advice clients in the UK showed that: 77% of clients in relationships said debt affected their relationship, with 28% saying it caused relationship to break down entirely 38% considered or attempted suicide as a way out 74% visited GP, with 44% of all clients being prescribed medication to help them cope 72% sacrificed meals - 30% of all clients did so regularly 48% feared losing their home and further 15% did actually lose their home 65% of clients with children said debt affected their ability to provide for them, either making them unable to clothe or feed them adequately.

We are donating to Children in Need

Fri, 19 Nov 2010 15:12:52 GMT

Press Release Refresh Debt Services a debt management company specialising in helping people struggling with debt problems have made a promise to donate 10% of their initial fees to Children in Need today.

Budgeting Tips and Advice

Fri, 19 Nov 2010 10:13:32 GMT

Setting out a household budget may seem like a boring and laborious job that won't really make a difference to your finances or life.

Continued Unemployment Means More People Need Debt Management

Thu, 18 Nov 2010 11:20:29 GMT

There is continuing bad news on the unemployment front, new figures show that unemployment is still rising, with an additional 400 people joining the dole queue in Northern Ireland.

Energy Price Increases Will Hurt Millions

Tue, 16 Nov 2010 11:32:31 GMT

; The news yesterday that British Gas is to increase their energy prices by approximately 7% from December will affect millions of customers.

Don�t be afraid to ask for help with your debt!

Fri, 12 Nov 2010 15:30:14 GMT

; Recent research by R3 suggests that the UK is sitting on a 'Debt Iceberg', because they estimate that there are currently 961,000 individuals in the UK that are really struggling with debt problems but have not sought any help.

Helping people in the Republic of Ireland

Wed, 9 Jun 2010 12:18:36 GMT

In the economic down turn we have realised that there is more and more people in the Republic of Ireland that need financial assistance because of this we have expanded into the republic of Ireland under the name of Refresh Money Ltd.

How to deal with Bailiffs in UK?

Tue, 4 May 2010 11:35:03 GMT

A Bailiff is an authorized debt collector.

Case Study - High Income Low Disposable Income

Wed, 28 Apr 2010 16:40:32 GMT

John and Linda had large monthly salaries and were secure in their jobs.

Top Ways to Save Money

Fri, 26 Mar 2010 16:16:55 GMT

Information about CCJ�s

Fri, 26 Mar 2010 16:15:08 GMT

What is a CCJ? Someone you owe money to (a 'creditor') can take a County Court action against you to claim the money.

Free Debt Advice

Fri, 26 Mar 2010 16:12:32 GMT

We all know that good free debt advice is very valuable in today's economic climate.

Do you have a struggling self employed client?

Fri, 26 Mar 2010 16:08:37 GMT

Mark approached his financial advisor to see if he could get a loan to help keep his fledgling company afloat.

Claire was afraid she would lose her home!

Fri, 12 Mar 2010 19:02:25 GMT

Claire was afraid she would lose her home! Claire contacted her Financial Advisor and expressed her concern that she would lose her home that she had worked hard to get.

Banks using the

Fri, 26 Feb 2010 17:20:03 GMT

Most banks have what is called a right to set off.

Refresh Debt Launch new Website

Tue, 12 Jan 2010 09:55:13 GMT

Refresh Debt Services have launched their new look website.