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    <title><![CDATA[Retire At Peace]]></title>
    <link>http://mainstreamfg.com/</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[Retire At Peace]]></title>
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            <itunes:author>Gerald G Ginwright</itunes:author>
        
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    <dc:creator><![CDATA[Gerald Gordon Ginwright]]></dc:creator>
    
            <copyright>2018 Mainstream Financial Group</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Gerald G Ginwright</itunes:name></itunes:owner><item>
            <title><![CDATA[Get Ready For Rainy Days]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                            </description>
            <pubDate>Sat, 06 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6931</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss essential steps that can provide rainy day financial protection.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’re going to discuss essential steps that can provide rainy day financial protection.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for RMDs]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll break down some of the most important things about RMDs.]]>
                            </description>
            <pubDate>Sat, 16 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6860</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll break down some of the most important things about RMDs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll break down some of the most important things about RMDs.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this episode, we’ll break down some of the most important things about RMDs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the New Generation Retirement System Can Do For You]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                            </description>
            <pubDate>Sat, 09 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6832</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’re going to break down the New Generation Retirement system and how it can provide value and guidance on the road to retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement for a New Generation]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]>
                            </description>
            <pubDate>Sat, 24 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6784</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’re going to examine how much retirement has changed in a short amount of time and how you can thrive in a new generation of retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What The 2024 Elections Means For Your Finances]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                            </description>
            <pubDate>Sat, 17 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6760</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Guide To Roth IRAs and Roth IRA Conversions]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions and how they might benefit your retirement planning.]]>
                            </description>
            <pubDate>Sat, 10 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6737</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions and how they might benefit your retirement planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions and how they might benefit your retirement planning.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions and how they might benefit your retirement planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Generational Vault And Enhanced Planning: A Powerful Combo]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss enhanced planning and Generational Vault.]]>
                            </description>
            <pubDate>Sat, 03 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6716</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss enhanced planning and Generational Vault.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss enhanced planning and Generational Vault.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss enhanced planning and Generational Vault.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Harnessing The Power Of Social Security]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss Harnessing the Power of Social Security and its importance to your financial strategy.]]>
                            </description>
            <pubDate>Sat, 27 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6690</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss Harnessing the Power of Social Security and its importance to your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss Harnessing the Power of Social Security and its importance to your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss Harnessing the Power of Social Security and its importance to your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Simple But Powerful Financial Steps]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50.]]>
                            </description>
            <pubDate>Sat, 20 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6668</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this episode, we’ll discuss some simple but powerful financial steps you can take at ages 50.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Sensible Strategies For Retirement Account Withdrawals]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                            </description>
            <pubDate>Sat, 13 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6646</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Four Retirement Chapters]]></title>
                        <description>
                                    <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement.]]>
                            </description>
            <pubDate>Sat, 06 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6618</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On today’s show, we’re going to discuss your four chapters of retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On today’s show, we’re going to discuss your four chapters of retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On today’s show, we’re going to discuss your four chapters of retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Women’s Retirement Planning Needs]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]>
                            </description>
            <pubDate>Sat, 23 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6585</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine and discuss retirement steps that are unique to women.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll examine and discuss retirement steps that are unique to women.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2024 Retirement Picture]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                            </description>
            <pubDate>Sat, 16 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6561</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Let Your Retirement Become A Horror Story!]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety as well as retirement preparation at different ages.]]>
                            </description>
            <pubDate>Sat, 09 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6537</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety as well as retirement preparation at different ages.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss younger worker’s retirement anxiety as well as retirement preparation at different ages.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss younger worker’s retirement anxiety as well as retirement preparation at different ages.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Tax Strategy Steps]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                            </description>
            <pubDate>Sat, 02 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6508</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this episode, we’ll highlight and discuss year-end steps for your financial strategy and taxes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is It Time To Go Back To Work?]]></title>
                        <description>
                                    <![CDATA[On this episode, we’re discuss unretirement and whether it may be for you.]]>
                            </description>
            <pubDate>Sat, 25 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6486</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’re discuss unretirement and whether it may be for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’re discuss unretirement and whether it may be for you.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this episode, we’re discuss unretirement and whether it may be for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Leave No Social Security Stone Unturned]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                            </description>
            <pubDate>Sat, 18 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6464</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll do a deep dive into Social Security, highlighting your options, so you can bolster your retirement strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2024 Social Security COLA Changes]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                            </description>
            <pubDate>Sat, 11 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6439</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Strategies for Transferring Your Wealth to Your Kids]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss transferring your wealth to your children.]]>
                            </description>
            <pubDate>Sat, 04 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6412</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss transferring your wealth to your children.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss transferring your wealth to your children.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll discuss transferring your wealth to your children.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Build. Save. Thrive.]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]>
                            </description>
            <pubDate>Sat, 28 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6385</guid>
            
            
            
            <enclosure length="16952864" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231028-4267-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll consider steps you can take to build more, save more, and thrive more.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll consider steps you can take to build more, save more, and thrive more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Frightful Financial Mistakes]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]>
                            </description>
            <pubDate>Sat, 14 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6336</guid>
            
            
            
            <enclosure length="17585312" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231014-4266-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Much Do I Really Need To Retire?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                            </description>
            <pubDate>Sat, 07 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6312</guid>
            
            
            
            <enclosure length="18404960" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231007-4265-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Strategy Steps for Fall]]></title>
                        <description>
                                    <![CDATA[During the show today, we’re going to highlight some potential strategies for estate planning that can help you head into fall with a stronger financial strategy.]]>
                            </description>
            <pubDate>Sat, 30 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6285</guid>
            
            
            
            <enclosure length="14873504" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230930-4264-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During the show today, we’re going to highlight some potential strategies for estate planning that can help you head into fall with a stronger financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During the show today, we’re going to highlight some potential strategies for estate planning that can help you head into fall with a stronger financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During the show today, we’re going to highlight some potential strategies for estate planning that can help you head into fall with a stronger financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Wiping Out Debt Before You Retire]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                            </description>
            <pubDate>Sat, 16 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6238</guid>
            
            
            
            <enclosure length="17024864" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230916-4263-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the steps you can take to get out of debt.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss some of the steps you can take to get out of debt.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How your retirement money is taxed]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re examine various types of retirement income and what kind of taxes each of them may be subject to.]]>
                            </description>
            <pubDate>Sat, 09 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6213</guid>
            
            
            
            <enclosure length="17532896" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230909-4261-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re examine various types of retirement income and what kind of taxes each of them may be subject to.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re examine various types of retirement income and what kind of taxes each of them may be subject to.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re examine various types of retirement income and what kind of taxes each of them may be subject to.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Key Retirement Steps for Women]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                            </description>
            <pubDate>Sat, 26 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6160</guid>
            
            
            
            <enclosure length="18538771" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230826-4262-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss key financial steps designed specifically for women.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss key financial steps designed specifically for women.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Know When It&#039;s Time to Retire]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]>
                            </description>
            <pubDate>Sat, 19 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6134</guid>
            
            
            
            <enclosure length="15844064" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230819-4258-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss some of the most common signs that you’re economically and strategically ready to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Harnessing the Power of Social Security]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.]]>
                            </description>
            <pubDate>Sat, 29 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6057</guid>
            
            
            
            <enclosure length="15985184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230729-4257-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>In this episode we discuss harnessing the power of Social Security, which, among other things, means understanding the full retirement age, how when you file can affect your benefit payment, and how Social Security is only a piece of a broad financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Considering annuities? Here’s what you should know]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss what annuities are, there benefits and drawback, and whether they may be a good fit for your financial strategy.]]>
                            </description>
            <pubDate>Sat, 22 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6035</guid>
            
            
            
            <enclosure length="18724640" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230722-4255-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss what annuities are, there benefits and drawback, and whether they may be a good fit for your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss what annuities are, there benefits and drawback, and whether they may be a good fit for your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss what annuities are, there benefits and drawback, and whether they may be a good fit for your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Steps During Two Key Phases]]></title>
                        <description>
                                    <![CDATA[In this episode we’re going to discuss retirement steps you may want to take when you’re at two unique moments: 10 years away from retirement and five years away from retirement.]]>
                            </description>
            <pubDate>Sat, 08 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5988</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we’re going to discuss retirement steps you may want to take when you’re at two unique moments: 10 years away from retirement and five years away from retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we’re going to discuss retirement steps you may want to take when you’re at two unique moments: 10 years away from retirement and five years away from retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>In this episode we’re going to discuss retirement steps you may want to take when you’re at two unique moments: 10 years away from retirement and five years away from retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Saving After 50]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]>
                            </description>
            <pubDate>Sat, 01 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5966</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss some of the steps you may be able to take if you’re 50 or slightly older and have determined that your retirement savings has fallen behind.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Future of Retirement]]></title>
                        <description>
                                    <![CDATA[On this show, we’re going to look at the future of retirement and how in three or four decades from now it will likely look very different than it does today.]]>
                            </description>
            <pubDate>Sat, 24 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5946</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this show, we’re going to look at the future of retirement and how in three or four decades from now it will likely look very different than it does today.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this show, we’re going to look at the future of retirement and how in three or four decades from now it will likely look very different than it does today.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this show, we’re going to look at the future of retirement and how in three or four decades from now it will likely look very different than it does today.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Retirement Reality Check]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire.]]>
                            </description>
            <pubDate>Sat, 17 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5923</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll look at some of the common retirement expenses that many people fail to adequately prepare for before they retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retired and Considering Part-Time Work? You Call the Shots]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]>
                            </description>
            <pubDate>Sat, 10 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5895</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look at some job ideas for retirees who are looking to work a day or two a week, whether to earn extra money or to just get out of the house and socialize.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Changing Landscape of Healthcare]]></title>
                        <description>
                                    <![CDATA[This episode features an examination of the rising hospital at home movement.]]>
                            </description>
            <pubDate>Sat, 03 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5867</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode features an examination of the rising hospital at home movement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode features an examination of the rising hospital at home movement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>This episode features an examination of the rising hospital at home movement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial steps for every part of the game]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at financial steps for those who are in the last inning or two of their careers.]]>
                            </description>
            <pubDate>Sat, 27 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5837</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at financial steps for those who are in the last inning or two of their careers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at financial steps for those who are in the last inning or two of their careers.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look at financial steps for those who are in the last inning or two of their careers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to Know Before You Retire]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]>
                            </description>
            <pubDate>Sat, 20 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5808</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine some of the key things you should know as you move closer to your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthy body. Healthy mind. Healthy wallet.]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]>
                            </description>
            <pubDate>Sat, 06 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5751</guid>
            
            
            
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            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this episode, we’ll discuss how maintaining your physical and mental health may help you increase the likeliness that you don’t outlive your assets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[You Can Beat the Heat on a Budget]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]>
                            </description>
            <pubDate>Sat, 29 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5726</guid>
            
            
            
            <enclosure length="15776672" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230429-4243-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll highlight some tips to help you enjoy summer while sticking to your budget and retirement strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Enhanced Planning]]></title>
                        <description>
                                    <![CDATA[Find out more about what enhanced planning is and why it&#039;s so important.]]>
                            </description>
            <pubDate>Sat, 22 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5705</guid>
            
            
            
            <enclosure length="8619872" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/N230422-1820002-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Find out more about what enhanced planning is and why it&#039;s so important.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Find out more about what enhanced planning is and why it&#039;s so important.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Find out more about what enhanced planning is and why it&amp;#039;s so important.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Family Harmony with Enhanced Planning]]></title>
                        <description>
                                    <![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life.]]>
                            </description>
            <pubDate>Sat, 15 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5680</guid>
            
            
            
            <enclosure length="19018400" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230415-4239-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode we’re going to discuss the importance of enhanced planning in relation to finances, taxes, and family life.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Key financial steps at 50]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll highlight some of the financial resources available to people when they turn 50.]]>
                            </description>
            <pubDate>Sat, 01 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5627</guid>
            
            
            
            <enclosure length="14961632" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230401-4241-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll highlight some of the financial resources available to people when they turn 50.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll highlight some of the financial resources available to people when they turn 50.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll highlight some of the financial resources available to people when they turn 50.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Looking to retire early?]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]>
                            </description>
            <pubDate>Sat, 25 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5603</guid>
            
            
            
            <enclosure length="17208608" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230325-4240-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’re going to highlight and discuss some of the lesser known elements of retiring early.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is The FIRE Strategy Right For You?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine the FIRE, or Financial Independence, Retire Early, movement.]]>
                            </description>
            <pubDate>Sat, 11 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5555</guid>
            
            
            
            <enclosure length="17577248" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230311-4236-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine the FIRE, or Financial Independence, Retire Early, movement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine the FIRE, or Financial Independence, Retire Early, movement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll examine the FIRE, or Financial Independence, Retire Early, movement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Be Content in Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss some of the steps you can take to build a content and fulfilling retirement.]]>
                            </description>
            <pubDate>Sat, 04 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5531</guid>
            
            
            
            <enclosure length="16585376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230304-4235-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss some of the steps you can take to build a content and fulfilling retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss some of the steps you can take to build a content and fulfilling retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>In this episode we discuss some of the steps you can take to build a content and fulfilling retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Save on Retirement Withdrawals]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]>
                            </description>
            <pubDate>Sat, 25 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5507</guid>
            
            
            
            <enclosure length="16250720" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230225-4234-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll look at various ways you may be able to save money when it comes time to take your retirement withdrawals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Should you retire at home or abroad?]]></title>
                        <description>
                                    <![CDATA[On this week&#039;s show we discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]>
                            </description>
            <pubDate>Sat, 11 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5464</guid>
            
            
            
            <enclosure length="18252320" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230211-4225-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this week&#039;s show we discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this week&#039;s show we discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this week&amp;#039;s show we discuss some of the most popular retirement destinations around the world as well as right here in the United States.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement tips for 2023]]></title>
                        <description>
                                    <![CDATA[This week we discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]>
                            </description>
            <pubDate>Sat, 04 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5440</guid>
            
            
            
            <enclosure length="21131168" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230204-4232-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This week we discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This week we discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>This week we discuss some retirement tips for the coming year that may have you looking ahead to your post-work life with more confidence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What you need to know about long-term care]]></title>
                        <description>
                                    <![CDATA[In this week&#039;s show, we’re going to discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]>
                            </description>
            <pubDate>Sat, 28 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5418</guid>
            
            
            
            <enclosure length="17887712" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230128-4226-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this week&#039;s show, we’re going to discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this week&#039;s show, we’re going to discuss some of the most popular retirement destinations around the world as well as right here in the United States.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>In this week&amp;#039;s show, we’re going to discuss some of the most popular retirement destinations around the world as well as right here in the United States.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is $1 million enough?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to seek to determine if $1 million is enough to provide yourself with your preferred retirement lifestyle.]]>
                            </description>
            <pubDate>Sat, 21 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5395</guid>
            
            
            
            <enclosure length="17517344" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230121-4228-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to seek to determine if $1 million is enough to provide yourself with your preferred retirement lifestyle.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to seek to determine if $1 million is enough to provide yourself with your preferred retirement lifestyle.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to seek to determine if $1 million is enough to provide yourself with your preferred retirement lifestyle.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Should you unretire?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]>
                            </description>
            <pubDate>Sat, 14 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5375</guid>
            
            
            
            <enclosure length="15132704" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230114-4229-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to explore the concept of unretirement and what factors you can use to decide if it’s right for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to tackle your debt]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to shine a light on some of the steps you can take to get out of debt.]]>
                            </description>
            <pubDate>Sat, 24 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5326</guid>
            
            
            
            <enclosure length="17420000" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221224-4227-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to shine a light on some of the steps you can take to get out of debt.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to shine a light on some of the steps you can take to get out of debt.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to shine a light on some of the steps you can take to get out of debt.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Steps for building retirement wealth]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the steps you can take to build wealth for retirement.]]>
                            </description>
            <pubDate>Sat, 17 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5311</guid>
            
            
            
            <enclosure length="15807200" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221217-4224-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the steps you can take to build wealth for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the steps you can take to build wealth for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine some of the steps you can take to build wealth for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End To Do’s]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight some of the most important financial to do’s that you should seek to cross off your list by the end of the year.]]>
                            </description>
            <pubDate>Sat, 26 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5252</guid>
            
            
            
            <enclosure length="17865824" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221203-4219-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight some of the most important financial to do’s that you should seek to cross off your list by the end of the year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight some of the most important financial to do’s that you should seek to cross off your list by the end of the year.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to highlight some of the most important financial to do’s that you should seek to cross off your list by the end of the year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to know about 2023 Medicare costs]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023.]]>
                            </description>
            <pubDate>Sat, 19 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5227</guid>
            
            
            
            <enclosure length="21215840" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221119-4222-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine the cost changes coming to Medicare in 2023.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine the cost changes coming to Medicare in 2023.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Understanding Social Security survivor benefits]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits.]]>
                            </description>
            <pubDate>Sat, 12 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5207</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221112-4220-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll take a thorough look at Social Security survivor benefits.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll take a thorough look at Social Security survivor benefits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Big jump for Social Security’s COLA]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]>
                            </description>
            <pubDate>Sat, 05 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5183</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221105-4223-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss the recent announcement that Social Security’s COLA will rise 8.7% in 2023 and then shift into discussing having enough money during retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ghoulish financial mistakes that can make your future scarier]]></title>
                        <description>
                                    <![CDATA[During this ghoulishly glorious episode, we’ll thrill you and chill you with spookily fun information about financial mistakes that could turn your strategy into a haunted house.]]>
                            </description>
            <pubDate>Sat, 29 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5159</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221029-4221-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this ghoulishly glorious episode, we’ll thrill you and chill you with spookily fun information about financial mistakes that could turn your strategy into a haunted house.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this ghoulishly glorious episode, we’ll thrill you and chill you with spookily fun information about financial mistakes that could turn your strategy into a haunted house.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this ghoulishly glorious episode, we’ll thrill you and chill you with spookily fun information about financial mistakes that could turn your strategy into a haunted house.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do you need a 401(k) tune up?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss an essential 401(k) issue: the importance of maxing it out.]]>
                            </description>
            <pubDate>Sat, 22 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5136</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221022-4218-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss an essential 401(k) issue: the importance of maxing it out.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss an essential 401(k) issue: the importance of maxing it out.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss an essential 401(k) issue: the importance of maxing it out.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t make these legacy plan mistakes]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to highlight and discuss some common legacy planning mistakes and what you can do to avoid them.]]>
                            </description>
            <pubDate>Sat, 15 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5107</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221015-4217-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to highlight and discuss some common legacy planning mistakes and what you can do to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to highlight and discuss some common legacy planning mistakes and what you can do to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’re going to highlight and discuss some common legacy planning mistakes and what you can do to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[These assets are key for a happy retirement]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss how healthy lifestyle habits may help you preserve the assets you need to maintain your preferred retirement lifestyle.]]>
                            </description>
            <pubDate>Sat, 08 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5082</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221008-4216-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss how healthy lifestyle habits may help you preserve the assets you need to maintain your preferred retirement lifestyle.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss how healthy lifestyle habits may help you preserve the assets you need to maintain your preferred retirement lifestyle.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll discuss how healthy lifestyle habits may help you preserve the assets you need to maintain your preferred retirement lifestyle.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the Inflation Reduction Act means for you]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]>
                            </description>
            <pubDate>Sat, 01 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5070</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221001-4215-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll take a high-level look at the recently signed into law Inflation Reduction Act and its potential impact on Medicare recipients and taxpayers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Check Your Beneficiary Designations Now, Before Disaster Strikes]]></title>
                        <description>
                                    <![CDATA[Check Your Beneficiary Designations Now, Before Disaster Strikes]]>
                            </description>
            <pubDate>Sat, 24 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5054</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220924-182003-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Check Your Beneficiary Designations Now, Before Disaster Strikes]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Check Your Beneficiary Designations Now, Before Disaster Strikes]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Check Your Beneficiary Designations Now, Before Disaster Strikes</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The IRS wants to know about your crypto]]></title>
                        <description>
                                    <![CDATA[Crypto currency is extremely volatile, and the IRS wants to make sure you&#039;re paying taxes on those gains, if you have them! We discuss this in today&#039;s show.]]>
                            </description>
            <pubDate>Sat, 17 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5037</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220917-182002-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Crypto currency is extremely volatile, and the IRS wants to make sure you&#039;re paying taxes on those gains, if you have them! We discuss this in today&#039;s show.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Crypto currency is extremely volatile, and the IRS wants to make sure you&#039;re paying taxes on those gains, if you have them! We discuss this in today&#039;s show.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Crypto currency is extremely volatile, and the IRS wants to make sure you&amp;#039;re paying taxes on those gains, if you have them! We discuss this in today&amp;#039;s show.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Five types of insurance you probably need]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll examine five types of insurance you’ll possibly want to include in your financial strategy.]]>
                            </description>
            <pubDate>Sat, 10 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5017</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220910-4211-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll examine five types of insurance you’ll possibly want to include in your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll examine five types of insurance you’ll possibly want to include in your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll examine five types of insurance you’ll possibly want to include in your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[These are the financial mistakes you should avoid]]></title>
                        <description>
                                    <![CDATA[On this episode, we’ll highlight some of the most prevalent financial mistakes you should work hard to avoid.]]>
                            </description>
            <pubDate>Sat, 03 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4995</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220903-4214-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we’ll highlight some of the most prevalent financial mistakes you should work hard to avoid.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we’ll highlight some of the most prevalent financial mistakes you should work hard to avoid.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this episode, we’ll highlight some of the most prevalent financial mistakes you should work hard to avoid.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t overlook these critical planning steps]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
                            </description>
            <pubDate>Sat, 27 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4976</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220827-4213-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll examine some of the most commonly overlooked financial strategy steps and what you can do to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[You can see the world during retirement]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’re going to highlight some of the ways you may be able to see the world during retirement without blowing up your budget.]]>
                            </description>
            <pubDate>Sat, 20 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4955</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220820-4212-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’re going to highlight some of the ways you may be able to see the world during retirement without blowing up your budget.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’re going to highlight some of the ways you may be able to see the world during retirement without blowing up your budget.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s show, we’re going to highlight some of the ways you may be able to see the world during retirement without blowing up your budget.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How your retirement may be taxed]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’re going to take a close look at various types of retirement income and how each of them may be taxed.]]>
                            </description>
            <pubDate>Sat, 13 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4934</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220813-4209-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’re going to take a close look at various types of retirement income and how each of them may be taxed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’re going to take a close look at various types of retirement income and how each of them may be taxed.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s show, we’re going to take a close look at various types of retirement income and how each of them may be taxed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Do I Know When It’s Time to Retire?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.]]>
                            </description>
            <pubDate>Sat, 06 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4908</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220806-4210-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss and analyze some of the most common signs that you’re ready to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are annuities right for you?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]>
                            </description>
            <pubDate>Sat, 30 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4887</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220730-4208-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll look at what annuities are, there plusses and minuses, and whether they’re a good fit for your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your nine-inning plan for getting into the market]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to discuss how you can build a nine-inning strategy to put some of your assets into the market.]]>
                            </description>
            <pubDate>Sat, 23 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4866</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220723-4202-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to discuss how you can build a nine-inning strategy to put some of your assets into the market.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to discuss how you can build a nine-inning strategy to put some of your assets into the market.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s episode, we’re going to discuss how you can build a nine-inning strategy to put some of your assets into the market.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tips to not outlive your money]]></title>
                        <description>
                                    <![CDATA[During the show today, we’re going to examine some tips that may help you build a financial strategy that can help provide enough cash to see you through your retirement.]]>
                            </description>
            <pubDate>Sat, 16 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4842</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220716-4206-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During the show today, we’re going to examine some tips that may help you build a financial strategy that can help provide enough cash to see you through your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During the show today, we’re going to examine some tips that may help you build a financial strategy that can help provide enough cash to see you through your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During the show today, we’re going to examine some tips that may help you build a financial strategy that can help provide enough cash to see you through your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t rush into early retirement]]></title>
                        <description>
                                    <![CDATA[While early retirement may sound like a dream, there are plenty of things nobody tells you about.]]>
                            </description>
            <pubDate>Sat, 09 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4829</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220709-4207-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[While early retirement may sound like a dream, there are plenty of things nobody tells you about.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[While early retirement may sound like a dream, there are plenty of things nobody tells you about.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>While early retirement may sound like a dream, there are plenty of things nobody tells you about.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to include in your retirement budget]]></title>
                        <description>
                                    <![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]>
                            </description>
            <pubDate>Sat, 02 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4813</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220702-4205-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>It’s easy to get caught up in the excitement as you near retirement, but before that fateful day, it’s important to have a fully fleshed out retirement budget. That’s our topic on today’s show!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to handle a bear market]]></title>
                        <description>
                                    <![CDATA[We are in bear market territory. What do you do when the markets are down? In this episode we give some helpful strategies and tips.]]>
                            </description>
            <pubDate>Sat, 25 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4789</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220625-4203-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We are in bear market territory. What do you do when the markets are down? In this episode we give some helpful strategies and tips.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We are in bear market territory. What do you do when the markets are down? In this episode we give some helpful strategies and tips.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>We are in bear market territory. What do you do when the markets are down? In this episode we give some helpful strategies and tips.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Recession-proof your retirement]]></title>
                        <description>
                                    <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                            </description>
            <pubDate>Sat, 18 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4771</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220618-4204-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Many experienced financial professionals are predicting that we’ll soon be confronted with a recession. On today’s show, we’re going to offer up some tips that may help recession-proof your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The nuts and bolts of long-term care insurance]]></title>
                        <description>
                                    <![CDATA[During this episode we’re going to look at the most essential nuts and bolts of long-term care.]]>
                            </description>
            <pubDate>Sat, 04 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4734</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220604-4185-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode we’re going to look at the most essential nuts and bolts of long-term care.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode we’re going to look at the most essential nuts and bolts of long-term care.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode we’re going to look at the most essential nuts and bolts of long-term care.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the Fed rate hike means for you]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]>
                            </description>
            <pubDate>Sat, 28 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4715</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220528-4201-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine the fallout of the Fed’s recent rate increase and what it means for not only the economy but to the average person.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do you know your financial time horizon?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                            </description>
            <pubDate>Sat, 21 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4688</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220521-4200-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine short-term, medium-term, and long-term financial horizons and how you can operate within each.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do during market volatility]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]>
                            </description>
            <pubDate>Sat, 14 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4664</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220514-4199-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The benefits of saving for retirement with a Roth IRA]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]>
                            </description>
            <pubDate>Sat, 07 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4643</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220507-4198-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll examine some of the ways that Roth IRAs may be a good fit for certain financial strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Beginner’s Guide]]></title>
                        <description>
                                    <![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]>
                            </description>
            <pubDate>Sat, 30 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4619</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220430-4197-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market volatility and the future of Medicare]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the things that Medicare may be able to do to better secure its long-term future.]]>
                            </description>
            <pubDate>Sat, 23 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4595</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220423-4191-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the things that Medicare may be able to do to better secure its long-term future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the things that Medicare may be able to do to better secure its long-term future.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss some of the things that Medicare may be able to do to better secure its long-term future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[401(k) mistakes you should avoid]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at common 401(k) mistakes and what you can do to avoid them.]]>
                            </description>
            <pubDate>Sat, 16 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4572</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220416-4196-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at common 401(k) mistakes and what you can do to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at common 401(k) mistakes and what you can do to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look at common 401(k) mistakes and what you can do to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Fight back against inflation]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to address our current very high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]>
                            </description>
            <pubDate>Sat, 09 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4545</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220409-4195-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to address our current very high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to address our current very high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to address our current very high rate of inflation and some of the budgetary and spending steps you can take to fight back against it.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax breaks for those 50 and older]]></title>
                        <description>
                                    <![CDATA[During the episode, we’re going to look at some of the ways those 50 and older may be able to utilize several different tax breaks and credits.]]>
                            </description>
            <pubDate>Sat, 02 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4524</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220402-4194-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During the episode, we’re going to look at some of the ways those 50 and older may be able to utilize several different tax breaks and credits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During the episode, we’re going to look at some of the ways those 50 and older may be able to utilize several different tax breaks and credits.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During the episode, we’re going to look at some of the ways those 50 and older may be able to utilize several different tax breaks and credits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to know about taxes in 2022]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the tax filings mistakes and shortcuts that may raise red flags for the IRS.]]>
                            </description>
            <pubDate>Sat, 26 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4497</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220326-4184-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the tax filings mistakes and shortcuts that may raise red flags for the IRS.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the tax filings mistakes and shortcuts that may raise red flags for the IRS.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look at some of the tax filings mistakes and shortcuts that may raise red flags for the IRS.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preventing retirement wealth gaps]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going examine some of the ways you may be able to prevent the kind of retirement wealth gap that keeps you from enjoying your preferred retirement.]]>
                            </description>
            <pubDate>Sat, 19 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4471</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220319-4192-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going examine some of the ways you may be able to prevent the kind of retirement wealth gap that keeps you from enjoying your preferred retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going examine some of the ways you may be able to prevent the kind of retirement wealth gap that keeps you from enjoying your preferred retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going examine some of the ways you may be able to prevent the kind of retirement wealth gap that keeps you from enjoying your preferred retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A healthier mind and body may mean a healthier wallet]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll look at some of the ways you can improve your mental and physical health with the goal of maintaining healthy finances in retirement.]]>
                            </description>
            <pubDate>Sat, 12 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4451</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220312-4190-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll look at some of the ways you can improve your mental and physical health with the goal of maintaining healthy finances in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll look at some of the ways you can improve your mental and physical health with the goal of maintaining healthy finances in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll look at some of the ways you can improve your mental and physical health with the goal of maintaining healthy finances in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement tips for women]]></title>
                        <description>
                                    <![CDATA[During this episode we’re going to focus on retirement tips and insights for women.]]>
                            </description>
            <pubDate>Sat, 05 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4429</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220305-4189-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode we’re going to focus on retirement tips and insights for women.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode we’re going to focus on retirement tips and insights for women.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode we’re going to focus on retirement tips and insights for women.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security: Myth Versus Reality]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to address some of the most common myths about Social Security.]]>
                            </description>
            <pubDate>Sat, 26 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4400</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220226-4188-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to address some of the most common myths about Social Security.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to address some of the most common myths about Social Security.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to address some of the most common myths about Social Security.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement in four phases]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to closely examine the four phases of retirement.]]>
                            </description>
            <pubDate>Sat, 19 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4372</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220219-4186-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to closely examine the four phases of retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to closely examine the four phases of retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to closely examine the four phases of retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is a semi-retired life right for you?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a solid step for not only your financial strategy but for your physical and emotional well-being.]]>
                            </description>
            <pubDate>Sat, 18 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4172</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211218-4179-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a solid step for not only your financial strategy but for your physical and emotional well-being.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a solid step for not only your financial strategy but for your physical and emotional well-being.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look at some of the ways the semi-retired — rather than the fully retired — lifestyle may be a solid step for not only your financial strategy but for your physical and emotional well-being.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2022 Financial Resolutions]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight some of the simple but potentially beneficial financial new year’s resolutions you can make before the first day of 2022.]]>
                            </description>
            <pubDate>Sat, 11 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4152</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211211-4176-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight some of the simple but potentially beneficial financial new year’s resolutions you can make before the first day of 2022.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight some of the simple but potentially beneficial financial new year’s resolutions you can make before the first day of 2022.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to highlight some of the simple but potentially beneficial financial new year’s resolutions you can make before the first day of 2022.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Keep your finances in good cheer this holiday season]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]>
                            </description>
            <pubDate>Sat, 04 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4133</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211204-4178-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss some of the steps you can take right now to purchase everything on your gift-buying list without wrecking your budget and potentially damaging your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare insights and updates for 2022]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to share Medicare insights and updates and talk about the changes that are taking place.]]>
                            </description>
            <pubDate>Sat, 27 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4111</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211127-4177-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to share Medicare insights and updates and talk about the changes that are taking place.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to share Medicare insights and updates and talk about the changes that are taking place.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to share Medicare insights and updates and talk about the changes that are taking place.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get ready for Black Friday]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black]]>
                            </description>
            <pubDate>Sat, 20 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4095</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211120-4174-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine some of the must-have holiday items you may want to wait until Black</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security COLA Is on the Rise]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some other Social Security strategies.]]>
                            </description>
            <pubDate>Sat, 13 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4077</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211113-4173-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some other Social Security strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some other Social Security strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some other Social Security strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protect yourself and your money from scams]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                            </description>
            <pubDate>Sat, 06 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4055</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211106-4171-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The things your kids and grandkids actually want]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                            </description>
            <pubDate>Sat, 30 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4031</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211030-4172-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss some of the things you may have sitting in your home that your kids and grandkids may want to take off your hands.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Working after retirement]]></title>
                        <description>
                                    <![CDATA[This episode focuses on one part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.]]>
                            </description>
            <pubDate>Sat, 23 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4004</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211023-4168-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode focuses on one part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode focuses on one part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>This episode focuses on one part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Frightful mistakes that could haunt your retirement]]></title>
                        <description>
                                    <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                            </description>
            <pubDate>Sat, 16 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3983</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211016-4170-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legacy planning steps to take this fall]]></title>
                        <description>
                                    <![CDATA[Estate Planning Awareness Week runs October 18-22 and during this episode we’ll discuss steps you can take right now to begin the legacy planning process or to strengthen your current plan.]]>
                            </description>
            <pubDate>Sat, 09 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3962</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211009-4169-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Estate Planning Awareness Week runs October 18-22 and during this episode we’ll discuss steps you can take right now to begin the legacy planning process or to strengthen your current plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Estate Planning Awareness Week runs October 18-22 and during this episode we’ll discuss steps you can take right now to begin the legacy planning process or to strengthen your current plan.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Estate Planning Awareness Week runs October 18-22 and during this episode we’ll discuss steps you can take right now to begin the legacy planning process or to strengthen your current plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Yes, you can be frugal AND happy]]></title>
                        <description>
                                    <![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]>
                            </description>
            <pubDate>Sat, 02 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3943</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211002-4166-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>This episode will highlight that a frugal retirement doesn’t mean a retirement without many of the hobbies and activities you enjoy. You can be frugal and happy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Fall Means It’s Time to Hit the Road]]></title>
                        <description>
                                    <![CDATA[This episode will detail some of the perfect fall trips that retirees can enjoy on their schedule and within their budget.]]>
                            </description>
            <pubDate>Sat, 25 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3924</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210925-4167-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode will detail some of the perfect fall trips that retirees can enjoy on their schedule and within their budget.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode will detail some of the perfect fall trips that retirees can enjoy on their schedule and within their budget.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>This episode will detail some of the perfect fall trips that retirees can enjoy on their schedule and within their budget.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial follies you need to avoid]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans.]]>
                            </description>
            <pubDate>Sat, 18 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3901</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210918-4163-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to examine some of the common financial follies that befall many Americans.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’re going to examine some of the common financial follies that befall many Americans.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Build a retirement full of adventure]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look into how you can build a retirement that’s full of the kind of adventure you didn’t have time for during your working years.]]>
                            </description>
            <pubDate>Sat, 11 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3879</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210911-4165-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look into how you can build a retirement that’s full of the kind of adventure you didn’t have time for during your working years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look into how you can build a retirement that’s full of the kind of adventure you didn’t have time for during your working years.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look into how you can build a retirement that’s full of the kind of adventure you didn’t have time for during your working years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Simplify your life to enjoy your retirement]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]>
                            </description>
            <pubDate>Sat, 04 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3852</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210904-4164-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look at some of the ways you can get rid of some of your stuff and simplify your life to enjoy your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Buying or selling a home? Here’s what you need to know]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]>
                            </description>
            <pubDate>Sat, 21 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3825</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210821-4162-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’re going to discuss some of the important things you should consider if you’re buying or selling a home in today’s red-hot marketplace.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Yes, you can save money on healthcare]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]>
                            </description>
            <pubDate>Sat, 14 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3798</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210814-4156-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s show, we’ll highlight the numerous ways you may be able to save money on healthcare while still ensuring that you’re receiving all the services you need.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement changes — past and present]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss some of the key ways that retirement has changed during the last 25 years.]]>
                            </description>
            <pubDate>Sat, 07 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3772</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210807-4160-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss some of the key ways that retirement has changed during the last 25 years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss some of the key ways that retirement has changed during the last 25 years.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’re going to discuss some of the key ways that retirement has changed during the last 25 years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Considering retirement as an expat? Here’s what you need to know]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll highlight some of the plusses and minuses of retiring abroad.]]>
                            </description>
            <pubDate>Sat, 31 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3747</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210731-4159-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll highlight some of the plusses and minuses of retiring abroad.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll highlight some of the plusses and minuses of retiring abroad.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll highlight some of the plusses and minuses of retiring abroad.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tips to make retirement travel easier]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’re going to discuss the many ways retirees can start traveling again post-pandemic while also staying on budget.]]>
                            </description>
            <pubDate>Sat, 24 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3725</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210724-4157-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’re going to discuss the many ways retirees can start traveling again post-pandemic while also staying on budget.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’re going to discuss the many ways retirees can start traveling again post-pandemic while also staying on budget.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s show, we’re going to discuss the many ways retirees can start traveling again post-pandemic while also staying on budget.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement and financial steps at age 50]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at age 50.]]>
                            </description>
            <pubDate>Sat, 17 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3697</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210717-4158-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at age 50.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at age 50.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this show, we’ll examine some of the financial resources and possibilities that are available to you at age 50.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Helping your parents with their finances]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy.]]>
                            </description>
            <pubDate>Sat, 10 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3671</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210710-4153-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Declare your financial independence]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to get yourself closer to true and lasting financial independence.]]>
                            </description>
            <pubDate>Sat, 03 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3645</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210703-4154-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to get yourself closer to true and lasting financial independence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to get yourself closer to true and lasting financial independence.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s episode, we’re going to examine some of the things you can do right now to get yourself closer to true and lasting financial independence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[So, you want to retire early]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to examine 10 things you need to know if you’re considering early retirement.]]>
                            </description>
            <pubDate>Sat, 26 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3621</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210626-4155-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to examine 10 things you need to know if you’re considering early retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to examine 10 things you need to know if you’re considering early retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s episode, we’re going to examine 10 things you need to know if you’re considering early retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your financial time machine is already here]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                            </description>
            <pubDate>Sat, 19 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3597</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210619-4151-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss some of the financial insights and lessons you’ve learned during your life and how you can put that information to work helping your kids and grandkids make their own financial strategies stronger.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Debunking Retirement Myths]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, I’ll also share some of my favorite historical myths.]]>
                            </description>
            <pubDate>Sat, 12 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3577</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210612-4152-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, I’ll also share some of my favorite historical myths.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the common myths about retirement and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, I’ll also share some of my favorite historical myths.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine some of the common myths about retirement and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, I’ll also share some of my favorite historical myths.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are you ready for inflation?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                            </description>
            <pubDate>Sat, 05 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3557</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210-4150-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Grow your financial garden]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income.]]>
                            </description>
            <pubDate>Sat, 29 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3530</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210529-4149-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Find YOUR retirement lifestyle]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                            </description>
            <pubDate>Sat, 22 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3507</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210522-4148-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s episode, we’re going to discuss some of the common preferred retirement lifestyles and what you can do to make one of them a reality for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The right financial steps during your last season]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to get into the swing of the baseball season by highlighting some of the best final seasons in baseball history while also discussing steps people should take in their final year at work before retirement.]]>
                            </description>
            <pubDate>Sat, 08 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3446</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210508-4143-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to get into the swing of the baseball season by highlighting some of the best final seasons in baseball history while also discussing steps people should take in their final year at work before retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to get into the swing of the baseball season by highlighting some of the best final seasons in baseball history while also discussing steps people should take in their final year at work before retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to get into the swing of the baseball season by highlighting some of the best final seasons in baseball history while also discussing steps people should take in their final year at work before retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[You can travel on a retirement budget]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]>
                            </description>
            <pubDate>Sat, 01 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3422</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210501-4147-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s episode, we’re going to illuminate some of the ways you can have fun and travel the world in a way that truly lets you explore while also keeping you within the parameters of your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Breaking down the Biden tax plan]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near-term and the long-term.]]>
                            </description>
            <pubDate>Sat, 24 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3397</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210424-4146-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near-term and the long-term.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near-term and the long-term.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near-term and the long-term.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 2021 Improve Your Finances Draft]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
                            </description>
            <pubDate>Sat, 17 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3377</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210417-4145-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Surprising retirement facts you probably didn’t know]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
                            </description>
            <pubDate>Sat, 10 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3347</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210410-4144-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to illuminate some potentially surprising facts and figures about retirement. And, to make things a little more fun, we’re going to intersperse some fascinating facts about some of our most beloved movies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Eye-popping financial stats]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                            </description>
            <pubDate>Sat, 03 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3325</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210403-4140-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Questions to ask when choosing a financial services professional]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with.]]>
                            </description>
            <pubDate>Sat, 27 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3298</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210327-4142-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the American Rescue Plan means for you]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to do a comprehensive analysis of the recently passed American Rescue Plan and what it means for people of all ages as well as business owners.]]>
                            </description>
            <pubDate>Sat, 20 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3273</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210320-4141-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to do a comprehensive analysis of the recently passed American Rescue Plan and what it means for people of all ages as well as business owners.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to do a comprehensive analysis of the recently passed American Rescue Plan and what it means for people of all ages as well as business owners.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to do a comprehensive analysis of the recently passed American Rescue Plan and what it means for people of all ages as well as business owners.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to be happier at work]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at how you can make yourself happier at work.]]>
                            </description>
            <pubDate>Sat, 13 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3247</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210313-4139-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at how you can make yourself happier at work.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at how you can make yourself happier at work.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look at how you can make yourself happier at work.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are you ready for tax season?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s and the self-employed.]]>
                            </description>
            <pubDate>Sat, 06 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3220</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210306-4138-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s and the self-employed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s and the self-employed.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s and the self-employed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Should I Buy a House?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the benefits of buying a home as well as the benefits of not buying a home.]]>
                            </description>
            <pubDate>Sat, 27 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3189</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210227-4136-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the benefits of buying a home as well as the benefits of not buying a home.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the benefits of buying a home as well as the benefits of not buying a home.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss the benefits of buying a home as well as the benefits of not buying a home.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial steps in two stages]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss smart financial decisions during two critical chapters of your life: your 20s and 30s and your 50s.]]>
                            </description>
            <pubDate>Sat, 20 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3164</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210220-4137-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss smart financial decisions during two critical chapters of your life: your 20s and 30s and your 50s.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss smart financial decisions during two critical chapters of your life: your 20s and 30s and your 50s.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss smart financial decisions during two critical chapters of your life: your 20s and 30s and your 50s.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is 2021 your retirement year?]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                            </description>
            <pubDate>Sat, 13 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3137</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210213-4134-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Understanding 401(k)s]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance.]]>
                            </description>
            <pubDate>Sat, 06 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3108</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210206-4135-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for retirement when you’re single]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.]]>
                            </description>
            <pubDate>Sat, 30 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3079</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210130-4111-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll be examining tips and strategies that may be helpful if you’re likely to retire as a single person. Though there are some challenges to taking a solo retirement adventure, there are also plenty of exciting and rewarding opportunities, too. And, with the right strategy and commitment, you can enjoy a solo retirement with the lifestyle and experiences you’ve always wanted.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legacy Planning During the Pandemic]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]>
                            </description>
            <pubDate>Sat, 23 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3050</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210123-4123-2-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial New Year’s Resolutions for 2021]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021.]]>
                            </description>
            <pubDate>Sat, 16 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3029</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210116-4132-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s episode, we’re going to discuss financial new year’s resolutions that may help you enjoy more financial security in 2021.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get Your Finances Ready for 2021]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year.]]>
                            </description>
            <pubDate>Sat, 09 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3001</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210109-4131-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Advice for Young Workers]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                            </description>
            <pubDate>Sat, 19 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2953</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201219-4130-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll present financial advice for young workers. The tips in this episode may help steer workers who are still in their 20s toward a more secure and confident financial future and retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retired? Declutter for Profit]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to talk about how you can declutter before or during retirement to make better use of your space and potentially put some money back into your wallet.]]>
                            </description>
            <pubDate>Sat, 12 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2929</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201212-4129-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to talk about how you can declutter before or during retirement to make better use of your space and potentially put some money back into your wallet.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to talk about how you can declutter before or during retirement to make better use of your space and potentially put some money back into your wallet.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to talk about how you can declutter before or during retirement to make better use of your space and potentially put some money back into your wallet.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Get Over Your Retirement Fears]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome.]]>
                            </description>
            <pubDate>Sat, 05 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2905</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201205-4128-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[In-Demand Jobs for Older Workers]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss jobs that are currently in-demand for older workers, typically those who are 62 and older, who are near retirement or already retired.]]>
                            </description>
            <pubDate>Sat, 21 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2865</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201121-4127-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss jobs that are currently in-demand for older workers, typically those who are 62 and older, who are near retirement or already retired.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss jobs that are currently in-demand for older workers, typically those who are 62 and older, who are near retirement or already retired.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss jobs that are currently in-demand for older workers, typically those who are 62 and older, who are near retirement or already retired.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do if you want to retire right now]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible, so they leap into retirement with optimism and confidence.]]>
                            </description>
            <pubDate>Sat, 14 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2844</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201114-4125-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible, so they leap into retirement with optimism and confidence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible, so they leap into retirement with optimism and confidence.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible, so they leap into retirement with optimism and confidence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When to Stop Saving for Retirement]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll examine scenarios when temporarily pausing saving for retirement may make broader financial sense.]]>
                            </description>
            <pubDate>Sat, 07 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2823</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201107-4124-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll examine scenarios when temporarily pausing saving for retirement may make broader financial sense.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll examine scenarios when temporarily pausing saving for retirement may make broader financial sense.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll examine scenarios when temporarily pausing saving for retirement may make broader financial sense.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legacy Planning During the Pandemic]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]>
                            </description>
            <pubDate>Sat, 31 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2801</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201031-4123-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial steps you may want to take during the pandemic.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Fast Financial Fixes]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the ways you can make some small but powerful changes to your financial habits. Combining a few of these steps could have a profound impact on your finances.]]>
                            </description>
            <pubDate>Sat, 24 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2780</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201024-4122-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the ways you can make some small but powerful changes to your financial habits. Combining a few of these steps could have a profound impact on your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the ways you can make some small but powerful changes to your financial habits. Combining a few of these steps could have a profound impact on your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss the ways you can make some small but powerful changes to your financial habits. Combining a few of these steps could have a profound impact on your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Take Advantage of Black Friday]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss how you may be able to use Black Friday to your advantage when it comes to buying big-ticket items and holiday gifts. We’ll also examine ways you can better prepare your finances for the holidays.]]>
                            </description>
            <pubDate>Sat, 17 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2755</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201017-4120-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss how you may be able to use Black Friday to your advantage when it comes to buying big-ticket items and holiday gifts. We’ll also examine ways you can better prepare your finances for the holidays.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss how you may be able to use Black Friday to your advantage when it comes to buying big-ticket items and holiday gifts. We’ll also examine ways you can better prepare your finances for the holidays.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss how you may be able to use Black Friday to your advantage when it comes to buying big-ticket items and holiday gifts. We’ll also examine ways you can better prepare your finances for the holidays.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get Your Finances Ready for Fall]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs.]]>
                            </description>
            <pubDate>Sat, 10 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2730</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201010-4119-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Pros and Cons of Retiring in an RV]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss the various benefits of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure.]]>
                            </description>
            <pubDate>Sat, 03 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2701</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201003-4117-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss the various benefits of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss the various benefits of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss the various benefits of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Guide to Medicare 2020]]></title>
                        <description>
                                    <![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.]]>
                            </description>
            <pubDate>Sat, 26 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2677</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200926-4118-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Effectiely Work from Home]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss ways you can work efficiently and confidently at home. The coronavirus pandemic has forced countless of Americans to work from home for the first time, and this timely topic gives several relevant tips.]]>
                            </description>
            <pubDate>Sat, 19 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2650</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200919-4116-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss ways you can work efficiently and confidently at home. The coronavirus pandemic has forced countless of Americans to work from home for the first time, and this timely topic gives several relevant tips.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss ways you can work efficiently and confidently at home. The coronavirus pandemic has forced countless of Americans to work from home for the first time, and this timely topic gives several relevant tips.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’re going to discuss ways you can work efficiently and confidently at home. The coronavirus pandemic has forced countless of Americans to work from home for the first time, and this timely topic gives several relevant tips.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What you should know about life insurance]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.]]>
                            </description>
            <pubDate>Sat, 12 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2629</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200912-4109-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss the pros and cons of both permanent and term life insurance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What Retirement Savings Tools Are Right For You?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are self-employed.]]>
                            </description>
            <pubDate>Sat, 05 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2608</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200905-4115-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are self-employed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are self-employed.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During this episode, we’ll discuss various retirement savings tools that might be a good fit for your overall financial strategy, whether you work for someone else, own a small business, or are self-employed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mastering the Last Five Years]]></title>
                        <description>
                                    <![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.]]>
                            </description>
            <pubDate>Sat, 29 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2586</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200829-4114-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to help better position yourself to enjoy the rewarding and comfortable retirement you’ve always wanted.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to travel in retirement without breaking your budget]]></title>
                        <description>
                                    <![CDATA[For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without completely wiping out your retirement nest egg.]]>
                            </description>
            <pubDate>Sat, 22 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2564</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200822-4107-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without completely wiping out your retirement nest egg.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without completely wiping out your retirement nest egg.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>For many people, regular travel during retirement is one of their dreams. But travel can often be very expensive, especially for people on fixed incomes. In this episode, we discuss numerous ways you can enjoy a retirement full of travel without completely wiping out your retirement nest egg.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Stay Healthy and Enjoy Retirement]]></title>
                        <description>
                                    <![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can help to better position you to enjoy the kind of retirement you’ve always wanted.]]>
                            </description>
            <pubDate>Sat, 15 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2542</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200815-4106-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can help to better position you to enjoy the kind of retirement you’ve always wanted.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can help to better position you to enjoy the kind of retirement you’ve always wanted.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can help to better position you to enjoy the kind of retirement you’ve always wanted.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for Retirement Together]]></title>
                        <description>
                                    <![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]>
                            </description>
            <pubDate>Sat, 08 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2517</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200808-4105-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Beginner’s Guide]]></title>
                        <description>
                                    <![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]>
                            </description>
            <pubDate>Sat, 25 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2229</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200425-4097-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare. This can be a confusing subject. There are so many parts, rules and regulations. We break some of those parts, rules and regulations down for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tips and Strategies for Cutting Credit Card Debt]]></title>
                        <description>
                                    <![CDATA[Most Americans have credit cards and many of them are carrying debt on those cards. We will discuss some of the tips and tricks you can use to cut out or even eliminate your credit card debt to help improve your financial situation.]]>
                            </description>
            <pubDate>Sat, 18 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2210</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200418-4041-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Most Americans have credit cards and many of them are carrying debt on those cards. We will discuss some of the tips and tricks you can use to cut out or even eliminate your credit card debt to help improve your financial situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Most Americans have credit cards and many of them are carrying debt on those cards. We will discuss some of the tips and tricks you can use to cut out or even eliminate your credit card debt to help improve your financial situation.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Most Americans have credit cards and many of them are carrying debt on those cards. We will discuss some of the tips and tricks you can use to cut out or even eliminate your credit card debt to help improve your financial situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[COVID-19 Related IRA Distributions May Get Tax-Favored Treatment]]></title>
                        <description>
                                    <![CDATA[Effective financial navigation requires a clear picture of the destination and the proper tools to reach the goal. Understanding the planning strategies available in light of COVID-19 can make the difference in reaching a comfortable retirement.]]>
                            </description>
            <pubDate>Sat, 11 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2186</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200411-182001-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Effective financial navigation requires a clear picture of the destination and the proper tools to reach the goal. Understanding the planning strategies available in light of COVID-19 can make the difference in reaching a comfortable retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Effective financial navigation requires a clear picture of the destination and the proper tools to reach the goal. Understanding the planning strategies available in light of COVID-19 can make the difference in reaching a comfortable retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Effective financial navigation requires a clear picture of the destination and the proper tools to reach the goal. Understanding the planning strategies available in light of COVID-19 can make the difference in reaching a comfortable retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Do Something Besides Worry about COVID-19]]></title>
                        <description>
                                    <![CDATA[There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.]]>
                            </description>
            <pubDate>Sat, 04 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2163</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200404-4103-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Renting VS Owning in Retirement]]></title>
                        <description>
                                    <![CDATA[There are many things to consider when looking at housing options in retirement. Will you stay in your current home? Will you buy a new home or condo? Or is renting better for your situation? This episode examines some of the options.]]>
                            </description>
            <pubDate>Sat, 21 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2120</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200321-4077-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are many things to consider when looking at housing options in retirement. Will you stay in your current home? Will you buy a new home or condo? Or is renting better for your situation? This episode examines some of the options.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are many things to consider when looking at housing options in retirement. Will you stay in your current home? Will you buy a new home or condo? Or is renting better for your situation? This episode examines some of the options.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>There are many things to consider when looking at housing options in retirement. Will you stay in your current home? Will you buy a new home or condo? Or is renting better for your situation? This episode examines some of the options.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2020 Social Security COLA Adjustment]]></title>
                        <description>
                                    <![CDATA[The 2020 Social Security Cost-of-living adjustment has been announced. What does it mean for you? Will this adjustment keep pace with inflation? Are there costs that are rising faster? This episode looks at some potential answers.]]>
                            </description>
            <pubDate>Sat, 14 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2102</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200314-4095-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The 2020 Social Security Cost-of-living adjustment has been announced. What does it mean for you? Will this adjustment keep pace with inflation? Are there costs that are rising faster? This episode looks at some potential answers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The 2020 Social Security Cost-of-living adjustment has been announced. What does it mean for you? Will this adjustment keep pace with inflation? Are there costs that are rising faster? This episode looks at some potential answers.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>The 2020 Social Security Cost-of-living adjustment has been announced. What does it mean for you? Will this adjustment keep pace with inflation? Are there costs that are rising faster? This episode looks at some potential answers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Free Retirement, WFLA, November 14, 2020]]></title>
                        <description>
                                    <![CDATA[Tax Free Retirement, WFLA, November 14, 2020]]>
                            </description>
            <pubDate>Sat, 07 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2083</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200307-4008-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Tax Free Retirement, WFLA, November 14, 2020]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Tax Free Retirement, WFLA, November 14, 2020]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Tax Free Retirement, WFLA, November 14, 2020</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Borrowing from a Roth IRA]]></title>
                        <description>
                                    <![CDATA[Can you borrow money from a Roth IRA? Where does the name “Roth” come from anyway? This episode answers those questions and more about this common investment tool for retirement.]]>
                            </description>
            <pubDate>Sat, 29 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2064</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200229-4082-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Can you borrow money from a Roth IRA? Where does the name “Roth” come from anyway? This episode answers those questions and more about this common investment tool for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Can you borrow money from a Roth IRA? Where does the name “Roth” come from anyway? This episode answers those questions and more about this common investment tool for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Can you borrow money from a Roth IRA? Where does the name “Roth” come from anyway? This episode answers those questions and more about this common investment tool for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[3 Hurdles for Women in Retirement]]></title>
                        <description>
                                    <![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]>
                            </description>
            <pubDate>Sat, 22 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2046</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200222-4018-2-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Women face different hurdles in retirement from men. We break down three of the most common issues.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Saving Money During Wedding Season]]></title>
                        <description>
                                    <![CDATA[Wedding season is upon us. How can you save money and still honor the bride and groom? This episode looks at some potential ways to save.]]>
                            </description>
            <pubDate>Sat, 15 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2028</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200215-4059-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Wedding season is upon us. How can you save money and still honor the bride and groom? This episode looks at some potential ways to save.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Wedding season is upon us. How can you save money and still honor the bride and groom? This episode looks at some potential ways to save.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Wedding season is upon us. How can you save money and still honor the bride and groom? This episode looks at some potential ways to save.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 4 Step Retirement Strategy Workout]]></title>
                        <description>
                                    <![CDATA[Pump up your retirement strategy with this 4 step workout.]]>
                            </description>
            <pubDate>Sat, 08 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2011</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200208-4006-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Pump up your retirement strategy with this 4 step workout.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Pump up your retirement strategy with this 4 step workout.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Pump up your retirement strategy with this 4 step workout.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Russian Retirement]]></title>
                        <description>
                                    <![CDATA[Strategies to help avoid outliving your retirement]]>
                            </description>
            <pubDate>Sat, 01 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1987</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200201-4010-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Strategies to help avoid outliving your retirement]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Strategies to help avoid outliving your retirement]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Strategies to help avoid outliving your retirement</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Free Retirement, WFLA, November 21, 2020]]></title>
                        <description>
                                    <![CDATA[Tax Free Retirement, WFLA, November 21, 2020]]>
                            </description>
            <pubDate>Sat, 25 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1969</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200125-4009-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Tax Free Retirement, WFLA, November 21, 2020]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Tax Free Retirement, WFLA, November 21, 2020]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Tax Free Retirement, WFLA, November 21, 2020</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding your Financial Sherpa]]></title>
                        <description>
                                    <![CDATA[How to find the right financial services professional to get you to the summit of retirement.]]>
                            </description>
            <pubDate>Sat, 18 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1949</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200118-4005-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How to find the right financial services professional to get you to the summit of retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How to find the right financial services professional to get you to the summit of retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>How to find the right financial services professional to get you to the summit of retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Saving for Retirement without a 401(k)]]></title>
                        <description>
                                    <![CDATA[401(k) plans are one of the most popular ways to save for retirement. They can be especially valuable if your employer matches a percentage of your contributions. But what about people who don’t have the option of a 401(k)? In this episode we talk about what your Retirement Savings Options are when a 401(k) isn’t an option.]]>
                            </description>
            <pubDate>Sat, 11 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1932</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200111-4031-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[401(k) plans are one of the most popular ways to save for retirement. They can be especially valuable if your employer matches a percentage of your contributions. But what about people who don’t have the option of a 401(k)? In this episode we talk about what your Retirement Savings Options are when a 401(k) isn’t an option.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[401(k) plans are one of the most popular ways to save for retirement. They can be especially valuable if your employer matches a percentage of your contributions. But what about people who don’t have the option of a 401(k)? In this episode we talk about what your Retirement Savings Options are when a 401(k) isn’t an option.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>401(k) plans are one of the most popular ways to save for retirement. They can be especially valuable if your employer matches a percentage of your contributions. But what about people who don’t have the option of a 401(k)? In this episode we talk about what your Retirement Savings Options are when a 401(k) isn’t an option.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A New Kind of Fraud Risk - Smishing]]></title>
                        <description>
                                    <![CDATA[Have you heard of “Smishing”? If you haven’t yet, you likely will soon. It’s a new fraud tactic that criminals can use to attempt to access your personal information. This episode looks at some of the details and what you can do to avoid becoming a victim.]]>
                            </description>
            <pubDate>Sat, 04 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1920</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200104-4090-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Have you heard of “Smishing”? If you haven’t yet, you likely will soon. It’s a new fraud tactic that criminals can use to attempt to access your personal information. This episode looks at some of the details and what you can do to avoid becoming a victim.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Have you heard of “Smishing”? If you haven’t yet, you likely will soon. It’s a new fraud tactic that criminals can use to attempt to access your personal information. This episode looks at some of the details and what you can do to avoid becoming a victim.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Have you heard of “Smishing”? If you haven’t yet, you likely will soon. It’s a new fraud tactic that criminals can use to attempt to access your personal information. This episode looks at some of the details and what you can do to avoid becoming a victim.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Childproof Your Retirement]]></title>
                        <description>
                                    <![CDATA[Children are a huge part of many retiree’s lives. However, they can also cause a huge drain on retirement savings and income. This episode looks at some of the ways to minimize their impact.]]>
                            </description>
            <pubDate>Sat, 28 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1910</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191228-4085-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Children are a huge part of many retiree’s lives. However, they can also cause a huge drain on retirement savings and income. This episode looks at some of the ways to minimize their impact.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Children are a huge part of many retiree’s lives. However, they can also cause a huge drain on retirement savings and income. This episode looks at some of the ways to minimize their impact.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Children are a huge part of many retiree’s lives. However, they can also cause a huge drain on retirement savings and income. This episode looks at some of the ways to minimize their impact.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What are these discount drug cards?]]></title>
                        <description>
                                    <![CDATA[You may have seen commercials for prescription drug cards that can save you money on your medications. Are they real? Are these cards related to insurance somehow? This episode looks at what these cards do, where they come from and how they can impact you.]]>
                            </description>
            <pubDate>Sat, 21 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1900</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191221-4099-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You may have seen commercials for prescription drug cards that can save you money on your medications. Are they real? Are these cards related to insurance somehow? This episode looks at what these cards do, where they come from and how they can impact you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You may have seen commercials for prescription drug cards that can save you money on your medications. Are they real? Are these cards related to insurance somehow? This episode looks at what these cards do, where they come from and how they can impact you.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>You may have seen commercials for prescription drug cards that can save you money on your medications. Are they real? Are these cards related to insurance somehow? This episode looks at what these cards do, where they come from and how they can impact you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Spend Time Managing Your Money]]></title>
                        <description>
                                    <![CDATA[Most of us want to be better at managing our money. But it can feel like a time-consuming effort. Budgeting, credit monitoring and more all take time. This episode looks at some ways to improve your efficiency and make the most of the time you spend managing your money.]]>
                            </description>
            <pubDate>Sat, 07 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1865</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191207-4100-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Most of us want to be better at managing our money. But it can feel like a time-consuming effort. Budgeting, credit monitoring and more all take time. This episode looks at some ways to improve your efficiency and make the most of the time you spend managing your money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Most of us want to be better at managing our money. But it can feel like a time-consuming effort. Budgeting, credit monitoring and more all take time. This episode looks at some ways to improve your efficiency and make the most of the time you spend managing your money.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Most of us want to be better at managing our money. But it can feel like a time-consuming effort. Budgeting, credit monitoring and more all take time. This episode looks at some ways to improve your efficiency and make the most of the time you spend managing your money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ten Financial Benefits for Military Families]]></title>
                        <description>
                                    <![CDATA[Military families provide a unique service to the country. They also encounter unique challenges, especially when it comes to finances. This episode looks to provide details of some programs and benefits available to military personnel and their loved ones.]]>
                            </description>
            <pubDate>Sat, 30 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1849</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191130-4101-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Military families provide a unique service to the country. They also encounter unique challenges, especially when it comes to finances. This episode looks to provide details of some programs and benefits available to military personnel and their loved ones.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Military families provide a unique service to the country. They also encounter unique challenges, especially when it comes to finances. This episode looks to provide details of some programs and benefits available to military personnel and their loved ones.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Military families provide a unique service to the country. They also encounter unique challenges, especially when it comes to finances. This episode looks to provide details of some programs and benefits available to military personnel and their loved ones.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why Working in Retirement Doesn&#039;t Always Work]]></title>
                        <description>
                                    <![CDATA[Working to and during retirement is seemingly becoming more and more popular. But it doesn’t work for everyone. What are some of the reasons working in retirement isn’t an option? What should you consider you may encounter in the future? This episode answers those questions and more.]]>
                            </description>
            <pubDate>Sat, 23 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1838</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191123-4102-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Working to and during retirement is seemingly becoming more and more popular. But it doesn’t work for everyone. What are some of the reasons working in retirement isn’t an option? What should you consider you may encounter in the future? This episode answers those questions and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Working to and during retirement is seemingly becoming more and more popular. But it doesn’t work for everyone. What are some of the reasons working in retirement isn’t an option? What should you consider you may encounter in the future? This episode answers those questions and more.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Working to and during retirement is seemingly becoming more and more popular. But it doesn’t work for everyone. What are some of the reasons working in retirement isn’t an option? What should you consider you may encounter in the future? This episode answers those questions and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Misconceptions]]></title>
                        <description>
                                    <![CDATA[Many people make assumptions. Especially about retirement. This episode looks at some potentially dangerous misconceptions that could impact your retirement. How can you avoid these misconceptions and protect your retirement strategy?]]>
                            </description>
            <pubDate>Sat, 16 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1818</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191116-4096-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many people make assumptions. Especially about retirement. This episode looks at some potentially dangerous misconceptions that could impact your retirement. How can you avoid these misconceptions and protect your retirement strategy?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many people make assumptions. Especially about retirement. This episode looks at some potentially dangerous misconceptions that could impact your retirement. How can you avoid these misconceptions and protect your retirement strategy?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Many people make assumptions. Especially about retirement. This episode looks at some potentially dangerous misconceptions that could impact your retirement. How can you avoid these misconceptions and protect your retirement strategy?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How a Fed Rate Cut Impacts You]]></title>
                        <description>
                                    <![CDATA[The Federal Reserve has cut rates again in a move designed to help bolster the economy. But how does this impact you, the American consumer? This episode looks at some of the potential dominos that can fall after the Fed cuts rates.]]>
                            </description>
            <pubDate>Sat, 09 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1807</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191109-4098-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The Federal Reserve has cut rates again in a move designed to help bolster the economy. But how does this impact you, the American consumer? This episode looks at some of the potential dominos that can fall after the Fed cuts rates.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The Federal Reserve has cut rates again in a move designed to help bolster the economy. But how does this impact you, the American consumer? This episode looks at some of the potential dominos that can fall after the Fed cuts rates.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>The Federal Reserve has cut rates again in a move designed to help bolster the economy. But how does this impact you, the American consumer? This episode looks at some of the potential dominos that can fall after the Fed cuts rates.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Wish is not a Plan]]></title>
                        <description>
                                    <![CDATA[We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.]]>
                            </description>
            <pubDate>Sat, 02 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1793</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191102-4094-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tips for Adjusting to The Emotional Part of Retirement]]></title>
                        <description>
                                    <![CDATA[Retirement comes with emotional and psychological challenges as well as financial ones. This episode looks at tips and tactic from two different sources that can help you manage and thrive in retirement. Prepare yourself to conquer that emotional rollercoaster.]]>
                            </description>
            <pubDate>Sat, 26 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1778</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191026-4089-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement comes with emotional and psychological challenges as well as financial ones. This episode looks at tips and tactic from two different sources that can help you manage and thrive in retirement. Prepare yourself to conquer that emotional rollercoaster.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement comes with emotional and psychological challenges as well as financial ones. This episode looks at tips and tactic from two different sources that can help you manage and thrive in retirement. Prepare yourself to conquer that emotional rollercoaster.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Retirement comes with emotional and psychological challenges as well as financial ones. This episode looks at tips and tactic from two different sources that can help you manage and thrive in retirement. Prepare yourself to conquer that emotional rollercoaster.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[October 21-27, 2019 - National Estate Planning Week]]></title>
                        <description>
                                    <![CDATA[National Estate Planning Week is in October. Do you feel comfortable with the status of your estate plan? What will happen to your assets when you pass away? This episode looks at some of your options and things to consider.]]>
                            </description>
            <pubDate>Sat, 19 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1766</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191019-4086-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[National Estate Planning Week is in October. Do you feel comfortable with the status of your estate plan? What will happen to your assets when you pass away? This episode looks at some of your options and things to consider.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 19 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[National Estate Planning Week is in October. Do you feel comfortable with the status of your estate plan? What will happen to your assets when you pass away? This episode looks at some of your options and things to consider.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>National Estate Planning Week is in October. Do you feel comfortable with the status of your estate plan? What will happen to your assets when you pass away? This episode looks at some of your options and things to consider.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Secure Act: Changes to IRAs]]></title>
                        <description>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </description>
            <pubDate>Sat, 12 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1754</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191012-4091-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Americans Are Saving for Retirement]]></title>
                        <description>
                                    <![CDATA[How do you compare with other Americans in terms of the retirement savings accounts you are using? Are you confident in your retirement strategy? In this episode we look at how people in the U.S. are saving for retirement.]]>
                            </description>
            <pubDate>Sat, 05 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1737</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191005-4087-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How do you compare with other Americans in terms of the retirement savings accounts you are using? Are you confident in your retirement strategy? In this episode we look at how people in the U.S. are saving for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How do you compare with other Americans in terms of the retirement savings accounts you are using? Are you confident in your retirement strategy? In this episode we look at how people in the U.S. are saving for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>How do you compare with other Americans in terms of the retirement savings accounts you are using? Are you confident in your retirement strategy? In this episode we look at how people in the U.S. are saving for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[401(k) Mistakes to Avoid]]></title>
                        <description>
                                    <![CDATA[This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?]]>
                            </description>
            <pubDate>Sat, 28 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1726</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190928-4083-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What I Wish I Knew When I Retired]]></title>
                        <description>
                                    <![CDATA[Wouldn’t it be amazing to have a future version of yourself travel back in time and provide the tips, tricks and suggestions that they had learned in retirement? Time travel may be a ways off but listen to this episode to learn from the experiences of other retirees.]]>
                            </description>
            <pubDate>Sat, 21 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1707</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190921-4079-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Wouldn’t it be amazing to have a future version of yourself travel back in time and provide the tips, tricks and suggestions that they had learned in retirement? Time travel may be a ways off but listen to this episode to learn from the experiences of other retirees.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Wouldn’t it be amazing to have a future version of yourself travel back in time and provide the tips, tricks and suggestions that they had learned in retirement? Time travel may be a ways off but listen to this episode to learn from the experiences of other retirees.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Wouldn’t it be amazing to have a future version of yourself travel back in time and provide the tips, tricks and suggestions that they had learned in retirement? Time travel may be a ways off but listen to this episode to learn from the experiences of other retirees.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Pensions. Should you Take a Lump Sum Payment?]]></title>
                        <description>
                                    <![CDATA[If you are fortunate enough to have a defined benefit pension, you will likely be given the opportunity to take a lump sum payment at some point in your retirement. What are the things you should consider? What are the benefits and challenges that come with a lump sum payment? This episode examines some things you may want to keep in mind.]]>
                            </description>
            <pubDate>Sat, 14 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1692</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190914-4081-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[If you are fortunate enough to have a defined benefit pension, you will likely be given the opportunity to take a lump sum payment at some point in your retirement. What are the things you should consider? What are the benefits and challenges that come with a lump sum payment? This episode examines some things you may want to keep in mind.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[If you are fortunate enough to have a defined benefit pension, you will likely be given the opportunity to take a lump sum payment at some point in your retirement. What are the things you should consider? What are the benefits and challenges that come with a lump sum payment? This episode examines some things you may want to keep in mind.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>If you are fortunate enough to have a defined benefit pension, you will likely be given the opportunity to take a lump sum payment at some point in your retirement. What are the things you should consider? What are the benefits and challenges that come with a lump sum payment? This episode examines some things you may want to keep in mind.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[401(k) and 403(b) Plans]]></title>
                        <description>
                                    <![CDATA[How are these two retirement plans different? Who qualifies for each plan? Are there tax consequences or penalties to consider? Join us to discuss, examine and expand your knowledge of 401(k) and 403(b) plans.]]>
                            </description>
            <pubDate>Sat, 07 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1678</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190907-4078-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How are these two retirement plans different? Who qualifies for each plan? Are there tax consequences or penalties to consider? Join us to discuss, examine and expand your knowledge of 401(k) and 403(b) plans.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How are these two retirement plans different? Who qualifies for each plan? Are there tax consequences or penalties to consider? Join us to discuss, examine and expand your knowledge of 401(k) and 403(b) plans.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>How are these two retirement plans different? Who qualifies for each plan? Are there tax consequences or penalties to consider? Join us to discuss, examine and expand your knowledge of 401(k) and 403(b) plans.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Shocking Retirement Statistics]]></title>
                        <description>
                                    <![CDATA[Breaking down some of the most eye-opening statistics when it comes to retirement savings in America.]]>
                            </description>
            <pubDate>Sat, 31 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1665</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190831-4050-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Breaking down some of the most eye-opening statistics when it comes to retirement savings in America.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 31 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Breaking down some of the most eye-opening statistics when it comes to retirement savings in America.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Breaking down some of the most eye-opening statistics when it comes to retirement savings in America.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Recession-Proof Your Life]]></title>
                        <description>
                                    <![CDATA[An economic recession could be coming. Are you prepared? Examine some of the options for ways to prepare your financial situation for a potential market downturn.]]>
                            </description>
            <pubDate>Sat, 24 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1654</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190824-4070-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[An economic recession could be coming. Are you prepared? Examine some of the options for ways to prepare your financial situation for a potential market downturn.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[An economic recession could be coming. Are you prepared? Examine some of the options for ways to prepare your financial situation for a potential market downturn.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>An economic recession could be coming. Are you prepared? Examine some of the options for ways to prepare your financial situation for a potential market downturn.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[One Big Social Security Timing Mistake]]></title>
                        <description>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </description>
            <pubDate>Sat, 17 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1637</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190817-4063-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Reality of Inflation &amp; Retirement]]></title>
                        <description>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </description>
            <pubDate>Sat, 10 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1623</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/N190810-4069-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Slashing Spending]]></title>
                        <description>
                                    <![CDATA[It is likely that you are looking for ways to cut down on the amount of money you spend each month. We often hear that Americans are not saving enough for retirement and spending less is one path to saving more. This episode looks at some ways that U.S. adults are reducing their expenses.]]>
                            </description>
            <pubDate>Sat, 03 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1609</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190803-4065-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It is likely that you are looking for ways to cut down on the amount of money you spend each month. We often hear that Americans are not saving enough for retirement and spending less is one path to saving more. This episode looks at some ways that U.S. adults are reducing their expenses.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It is likely that you are looking for ways to cut down on the amount of money you spend each month. We often hear that Americans are not saving enough for retirement and spending less is one path to saving more. This episode looks at some ways that U.S. adults are reducing their expenses.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>It is likely that you are looking for ways to cut down on the amount of money you spend each month. We often hear that Americans are not saving enough for retirement and spending less is one path to saving more. This episode looks at some ways that U.S. adults are reducing their expenses.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Often Ignored Harsh Retirement Realities]]></title>
                        <description>
                                    <![CDATA[Saving for retirement seems simple. Create a plan. Stick to it. Retire. But why is it often hard for retirees and soon to be retirees to stick to their plan. Today we examine three areas that are often easier said than done.]]>
                            </description>
            <pubDate>Sat, 27 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1595</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190727-4064-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Saving for retirement seems simple. Create a plan. Stick to it. Retire. But why is it often hard for retirees and soon to be retirees to stick to their plan. Today we examine three areas that are often easier said than done.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Saving for retirement seems simple. Create a plan. Stick to it. Retire. But why is it often hard for retirees and soon to be retirees to stick to their plan. Today we examine three areas that are often easier said than done.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Saving for retirement seems simple. Create a plan. Stick to it. Retire. But why is it often hard for retirees and soon to be retirees to stick to their plan. Today we examine three areas that are often easier said than done.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Surprise Windfalls &amp; Retirement]]></title>
                        <description>
                                    <![CDATA[What would happen if you suddenly came into a bonus amount of money that had to be invested for retirement? Where would you invest that newfound cash? What are some of your options? This episode examines those very questions.]]>
                            </description>
            <pubDate>Sat, 20 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1581</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190720-4061-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What would happen if you suddenly came into a bonus amount of money that had to be invested for retirement? Where would you invest that newfound cash? What are some of your options? This episode examines those very questions.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What would happen if you suddenly came into a bonus amount of money that had to be invested for retirement? Where would you invest that newfound cash? What are some of your options? This episode examines those very questions.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>What would happen if you suddenly came into a bonus amount of money that had to be invested for retirement? Where would you invest that newfound cash? What are some of your options? This episode examines those very questions.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Perceptions of Millennials]]></title>
                        <description>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </description>
            <pubDate>Sat, 13 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1570</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190713-4062-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Personal Loans and Credit Cards]]></title>
                        <description>
                                    <![CDATA[What are the differences between personal loans and credit cards? Are there advantages, disadvantages?]]>
                            </description>
            <pubDate>Sat, 06 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1555</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190706-4060-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What are the differences between personal loans and credit cards? Are there advantages, disadvantages?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What are the differences between personal loans and credit cards? Are there advantages, disadvantages?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>What are the differences between personal loans and credit cards? Are there advantages, disadvantages?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Moving to a Retirement Community]]></title>
                        <description>
                                    <![CDATA[Things to consider when looking at moving into a retirement community before you retire. What are the advantages to moving to a retirement community during your working years?]]>
                            </description>
            <pubDate>Sat, 29 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1542</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190629-4055-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Things to consider when looking at moving into a retirement community before you retire. What are the advantages to moving to a retirement community during your working years?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Things to consider when looking at moving into a retirement community before you retire. What are the advantages to moving to a retirement community during your working years?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Things to consider when looking at moving into a retirement community before you retire. What are the advantages to moving to a retirement community during your working years?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Simple Wealth Building Steps]]></title>
                        <description>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </description>
            <pubDate>Sat, 22 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1529</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190622-4057-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What Are Tariffs?]]></title>
                        <description>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </description>
            <pubDate>Sat, 15 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1514</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190615-4054-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Phone Call Scams You Should Know About]]></title>
                        <description>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </description>
            <pubDate>Sat, 08 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1496</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190608-4053-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Three Retirement Budget Mistakes]]></title>
                        <description>
                                    <![CDATA[This podcast discusses three mistakes that are commonly made when creating a retirement budget. Listen and avoid making these mistakes.]]>
                            </description>
            <pubDate>Sat, 01 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1476</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190601-4051-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This podcast discusses three mistakes that are commonly made when creating a retirement budget. Listen and avoid making these mistakes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This podcast discusses three mistakes that are commonly made when creating a retirement budget. Listen and avoid making these mistakes.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>This podcast discusses three mistakes that are commonly made when creating a retirement budget. Listen and avoid making these mistakes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Avoid Emotional Spending]]></title>
                        <description>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making an appropriate decision? Today’s episode is on emotional spending or spending too much impulsively.]]>
                            </description>
            <pubDate>Sat, 25 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1462</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190525-4052-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making an appropriate decision? Today’s episode is on emotional spending or spending too much impulsively.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making an appropriate decision? Today’s episode is on emotional spending or spending too much impulsively.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making an appropriate decision? Today’s episode is on emotional spending or spending too much impulsively.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicaid and Long-Term Care Insurance]]></title>
                        <description>
                                    <![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]>
                            </description>
            <pubDate>Sat, 18 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1447</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190518-4049-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>In this show we will examine the differences between Medicaid and long-term care insurance. They are different solutions to different issues you may face. We hope this show will help clear up some of the confusion between the two.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Ways to Get Ahead at Work]]></title>
                        <description>
                                    <![CDATA[Your job is your primary income generation tool and impacts both your current income and your future monthly income in retirement. Listen to this podcast to learn 5 more ways to improve your work and career trajectory.]]>
                            </description>
            <pubDate>Sat, 11 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1432</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190511-4045-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Your job is your primary income generation tool and impacts both your current income and your future monthly income in retirement. Listen to this podcast to learn 5 more ways to improve your work and career trajectory.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Your job is your primary income generation tool and impacts both your current income and your future monthly income in retirement. Listen to this podcast to learn 5 more ways to improve your work and career trajectory.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Your job is your primary income generation tool and impacts both your current income and your future monthly income in retirement. Listen to this podcast to learn 5 more ways to improve your work and career trajectory.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do with Your Next Pay Raise]]></title>
                        <description>
                                    <![CDATA[Recent pay raise have money burning a hole in your pocket? Listen to this episode to learn financially smart money moves for your new net income. Your long term financial future could be at stake.]]>
                            </description>
            <pubDate>Sat, 04 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1414</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190504-4048-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Recent pay raise have money burning a hole in your pocket? Listen to this episode to learn financially smart money moves for your new net income. Your long term financial future could be at stake.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Recent pay raise have money burning a hole in your pocket? Listen to this episode to learn financially smart money moves for your new net income. Your long term financial future could be at stake.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Recent pay raise have money burning a hole in your pocket? Listen to this episode to learn financially smart money moves for your new net income. Your long term financial future could be at stake.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Danger of Nonessential Spending]]></title>
                        <description>
                                    <![CDATA[Where does your money go each month? How much are you spending on dining out, entertainment, or your hobbies? If you can’t answer that question, it might be time for a budget.]]>
                            </description>
            <pubDate>Sat, 27 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1398</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190427-4047-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Where does your money go each month? How much are you spending on dining out, entertainment, or your hobbies? If you can’t answer that question, it might be time for a budget.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Where does your money go each month? How much are you spending on dining out, entertainment, or your hobbies? If you can’t answer that question, it might be time for a budget.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Where does your money go each month? How much are you spending on dining out, entertainment, or your hobbies? If you can’t answer that question, it might be time for a budget.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ways to Increase your Happiness at Work]]></title>
                        <description>
                                    <![CDATA[Everyone experiences ups and downs when it comes to workplace enjoyment. Listen to this episode to learn some tips and tricks to improve your day to day experience at work.]]>
                            </description>
            <pubDate>Sat, 20 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1381</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190420-4046-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Everyone experiences ups and downs when it comes to workplace enjoyment. Listen to this episode to learn some tips and tricks to improve your day to day experience at work.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Everyone experiences ups and downs when it comes to workplace enjoyment. Listen to this episode to learn some tips and tricks to improve your day to day experience at work.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Everyone experiences ups and downs when it comes to workplace enjoyment. Listen to this episode to learn some tips and tricks to improve your day to day experience at work.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Literacy Education Advocacy]]></title>
                        <description>
                                    <![CDATA[Where are your teenage children learning about personal finance? In school? At home? Learn about some resources for expanding your child’s financial literacy in this podcast.]]>
                            </description>
            <pubDate>Sat, 13 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1368</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190413-4044-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Where are your teenage children learning about personal finance? In school? At home? Learn about some resources for expanding your child’s financial literacy in this podcast.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Where are your teenage children learning about personal finance? In school? At home? Learn about some resources for expanding your child’s financial literacy in this podcast.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Where are your teenage children learning about personal finance? In school? At home? Learn about some resources for expanding your child’s financial literacy in this podcast.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Productive Ways to Use Your Tax Refund]]></title>
                        <description>
                                    <![CDATA[Are you getting a tax refund this year? Here are a few industrious ways to use your refund to improve your financial future.]]>
                            </description>
            <pubDate>Sat, 06 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1353</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190406-4043-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you getting a tax refund this year? Here are a few industrious ways to use your refund to improve your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you getting a tax refund this year? Here are a few industrious ways to use your refund to improve your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are you getting a tax refund this year? Here are a few industrious ways to use your refund to improve your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Phased Retirement Realities]]></title>
                        <description>
                                    <![CDATA[Many workers are considering a phased retirement option. But how realistic is that possibility?]]>
                            </description>
            <pubDate>Sat, 30 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1339</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190330-4042-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many workers are considering a phased retirement option. But how realistic is that possibility?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many workers are considering a phased retirement option. But how realistic is that possibility?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Many workers are considering a phased retirement option. But how realistic is that possibility?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Ways to Maximize Your Retirement Investments]]></title>
                        <description>
                                    <![CDATA[Are your retirement investments set up to give you the highest possible return? Are you invested in the appropriate assets for your financial journey? This episode discusses some potential ways for you to improve your returns and financial future.]]>
                            </description>
            <pubDate>Sat, 23 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1322</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190323-4040-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are your retirement investments set up to give you the highest possible return? Are you invested in the appropriate assets for your financial journey? This episode discusses some potential ways for you to improve your returns and financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are your retirement investments set up to give you the highest possible return? Are you invested in the appropriate assets for your financial journey? This episode discusses some potential ways for you to improve your returns and financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Are your retirement investments set up to give you the highest possible return? Are you invested in the appropriate assets for your financial journey? This episode discusses some potential ways for you to improve your returns and financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Life is like a Triathlon]]></title>
                        <description>
                                    <![CDATA[Comparing the stages of life to the three legs of the triathlon.]]>
                            </description>
            <pubDate>Sat, 16 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1303</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190316-4037-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Comparing the stages of life to the three legs of the triathlon.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Comparing the stages of life to the three legs of the triathlon.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Comparing the stages of life to the three legs of the triathlon.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Common Medicare Questions]]></title>
                        <description>
                                    <![CDATA[Addressing common questions related to Medicare to help with your health, retirement and savings.]]>
                            </description>
            <pubDate>Sat, 09 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1286</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190309-4036-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Addressing common questions related to Medicare to help with your health, retirement and savings.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Addressing common questions related to Medicare to help with your health, retirement and savings.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Addressing common questions related to Medicare to help with your health, retirement and savings.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[All About Annuities]]></title>
                        <description>
                                    <![CDATA[Annuities can be confusing and have many different options. So today we are going to talk about what they are and simplifying the concept of an annuity.]]>
                            </description>
            <pubDate>Sat, 02 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1271</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190302-4035-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Annuities can be confusing and have many different options. So today we are going to talk about what they are and simplifying the concept of an annuity.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Annuities can be confusing and have many different options. So today we are going to talk about what they are and simplifying the concept of an annuity.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Annuities can be confusing and have many different options. So today we are going to talk about what they are and simplifying the concept of an annuity.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Hate your Retirement]]></title>
                        <description>
                                    <![CDATA[Examining potential reasons you may hate your retirement and how to avoid them.]]>
                            </description>
            <pubDate>Sat, 23 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1256</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190223-4032-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Examining potential reasons you may hate your retirement and how to avoid them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Examining potential reasons you may hate your retirement and how to avoid them.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Examining potential reasons you may hate your retirement and how to avoid them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Investment Options for Retirement Planning]]></title>
                        <description>
                                    <![CDATA[Examining the different types of investment options for retirement planning.]]>
                            </description>
            <pubDate>Sat, 16 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1242</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190216-4034-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Examining the different types of investment options for retirement planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Examining the different types of investment options for retirement planning.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Examining the different types of investment options for retirement planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Avoiding Probate]]></title>
                        <description>
                                    <![CDATA[Discussion on probate and tips and adjustments you can use.]]>
                            </description>
            <pubDate>Sat, 09 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1228</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190109-4026-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Discussion on probate and tips and adjustments you can use.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 09 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Discussion on probate and tips and adjustments you can use.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Discussion on probate and tips and adjustments you can use.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Credit Card Debt and Retirees]]></title>
                        <description>
                                    <![CDATA[What can soon to be retirees do with credit card debt before they retire?]]>
                            </description>
            <pubDate>Sat, 02 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1216</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180202-4030-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What can soon to be retirees do with credit card debt before they retire?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What can soon to be retirees do with credit card debt before they retire?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>What can soon to be retirees do with credit card debt before they retire?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Seven Deadly Sins of Retirement Planning]]></title>
                        <description>
                                    <![CDATA[Examining the Seven Deadly Sins of Planning for Retirement. Are you guilty of any of these?]]>
                            </description>
            <pubDate>Sat, 29 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1161</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181222-4029-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Examining the Seven Deadly Sins of Planning for Retirement. Are you guilty of any of these?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Examining the Seven Deadly Sins of Planning for Retirement. Are you guilty of any of these?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Examining the Seven Deadly Sins of Planning for Retirement. Are you guilty of any of these?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Gen-X and Retirement Savings]]></title>
                        <description>
                                    <![CDATA[How prepared for retirement is Generation X?]]>
                            </description>
            <pubDate>Sat, 15 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1144</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181215-4028-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How prepared for retirement is Generation X?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How prepared for retirement is Generation X?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>How prepared for retirement is Generation X?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Basics of Life Insurance]]></title>
                        <description>
                                    <![CDATA[Breaking down the often overlooked ins and outs of Life Insurance.]]>
                            </description>
            <pubDate>Sat, 08 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1127</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181208-4026-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Breaking down the often overlooked ins and outs of Life Insurance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Breaking down the often overlooked ins and outs of Life Insurance.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Breaking down the often overlooked ins and outs of Life Insurance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[3 Hurdles for Women in Retirement]]></title>
                        <description>
                                    <![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]>
                            </description>
            <pubDate>Sat, 01 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1112</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181201-4018-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Women face different hurdles in retirement from men. We break down three of the most common issues.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Women face different hurdles in retirement from men. We break down three of the most common issues.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Rainy Day Feeling]]></title>
                        <description>
                                    <![CDATA[A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.]]>
                            </description>
            <pubDate>Sat, 24 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1096</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181124-4022-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Winning the Lottery isn&#039;t a Retirement Plan]]></title>
                        <description>
                                    <![CDATA[Winning the lottery isn’t a retirement plan. But that doesn’t mean some of your dreams are lost.]]>
                            </description>
            <pubDate>Sat, 17 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1087</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181117-4024-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Winning the lottery isn’t a retirement plan. But that doesn’t mean some of your dreams are lost.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Winning the lottery isn’t a retirement plan. But that doesn’t mean some of your dreams are lost.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Winning the lottery isn’t a retirement plan. But that doesn’t mean some of your dreams are lost.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Game 163: Tips to survive your retirement playoff game]]></title>
                        <description>
                                    <![CDATA[Examining tips you can take in the last few months before retirement to set you up for “playoff” success.]]>
                            </description>
            <pubDate>Sat, 10 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1073</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181110-4021-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Examining tips you can take in the last few months before retirement to set you up for “playoff” success.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Examining tips you can take in the last few months before retirement to set you up for “playoff” success.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Examining tips you can take in the last few months before retirement to set you up for “playoff” success.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Recovering from a Late Start on Retirement]]></title>
                        <description>
                                    <![CDATA[Three ways to help you recover from a slow or unorganized plan for retirement.]]>
                            </description>
            <pubDate>Sat, 03 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1059</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181103-4012-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Three ways to help you recover from a slow or unorganized plan for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Three ways to help you recover from a slow or unorganized plan for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Three ways to help you recover from a slow or unorganized plan for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Right Time to Retire (Not at Half Time)]]></title>
                        <description>
                                    <![CDATA[Retirement timing is different for everyone. You should have a plan so you avoid a rash and potentially costly decision. Halftime likely isn’t the right time.]]>
                            </description>
            <pubDate>Sat, 27 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1044</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181027-4020-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement timing is different for everyone. You should have a plan so you avoid a rash and potentially costly decision. Halftime likely isn’t the right time.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement timing is different for everyone. You should have a plan so you avoid a rash and potentially costly decision. Halftime likely isn’t the right time.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Retirement timing is different for everyone. You should have a plan so you avoid a rash and potentially costly decision. Halftime likely isn’t the right time.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Three Unexpected Retirement Costs]]></title>
                        <description>
                                    <![CDATA[Breaking down three costly issues you might not be planning for in retirement.]]>
                            </description>
            <pubDate>Sat, 20 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1030</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181020-4013-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Breaking down three costly issues you might not be planning for in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Breaking down three costly issues you might not be planning for in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Breaking down three costly issues you might not be planning for in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Avoid Running Out of Money in Retirement]]></title>
                        <description>
                                    <![CDATA[Tips and strategies to avoid running out of money in retirement.]]>
                            </description>
            <pubDate>Sat, 13 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1012</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181013-4011-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Tips and strategies to avoid running out of money in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Tips and strategies to avoid running out of money in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Tips and strategies to avoid running out of money in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Questions that can Help You Feel More Prepared for Retirement]]></title>
                        <description>
                                    <![CDATA[Examining the 5 questions that can help you feel more prepared for retirement.]]>
                            </description>
            <pubDate>Sat, 06 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-995</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181006-4016-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Examining the 5 questions that can help you feel more prepared for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Examining the 5 questions that can help you feel more prepared for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Examining the 5 questions that can help you feel more prepared for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[4017 6 Estate-Planning Mistakes Celebrities Made]]></title>
                        <description>
                                    <![CDATA[So many celebrities die without a will or a legacy plan in place.  We discuss how to  avoid this and other legacy planning mistakes.]]>
                            </description>
            <pubDate>Sat, 29 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-984</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180929-4017-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[So many celebrities die without a will or a legacy plan in place.  We discuss how to  avoid this and other legacy planning mistakes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[So many celebrities die without a will or a legacy plan in place.  We discuss how to  avoid this and other legacy planning mistakes.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>So many celebrities die without a will or a legacy plan in place. We discuss how to avoid this and other legacy planning mistakes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Volcano Market Volatility]]></title>
                        <description>
                                    <![CDATA[Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.]]>
                            </description>
            <pubDate>Sat, 22 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-965</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180922-4003-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 22 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Market volatility often feels like a rumbling volcano that could erupt at any time. It’s time to make sure your Market Volatility Emergency Plan is in place.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protecting Your Social Security Number]]></title>
                        <description>
                                    <![CDATA[Tips to protect and monitor your social security number in a time of data breaches and hackers.]]>
                            </description>
            <pubDate>Sat, 15 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-950</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180915-4007-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Tips to protect and monitor your social security number in a time of data breaches and hackers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Tips to protect and monitor your social security number in a time of data breaches and hackers.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Tips to protect and monitor your social security number in a time of data breaches and hackers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Beware the Bear Selfie]]></title>
                        <description>
                                    <![CDATA[Modern life can throw a lot of distractions in our paths. We can be so caught up in chasing the moment, that we endanger our future, both physical and financial.]]>
                            </description>
            <pubDate>Sat, 08 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-938</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180908-4004-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Modern life can throw a lot of distractions in our paths. We can be so caught up in chasing the moment, that we endanger our future, both physical and financial.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Modern life can throw a lot of distractions in our paths. We can be so caught up in chasing the moment, that we endanger our future, both physical and financial.]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>Modern life can throw a lot of distractions in our paths. We can be so caught up in chasing the moment, that we endanger our future, both physical and financial.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Royal Legacy]]></title>
                        <description>
                                    <![CDATA[The newest member of the British Royal family has arrived. He’s already begun to create his legacy. Have you?]]>
                            </description>
            <pubDate>Sat, 01 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-918</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/N180901-4002-Ginwright.mp3"/>
                        
            
            <itunes:author><![CDATA[Gerald Gordon Ginwright]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The newest member of the British Royal family has arrived. He’s already begun to create his legacy. Have you?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Gerald Gordon Ginwright</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The newest member of the British Royal family has arrived. He’s already begun to create his legacy. Have you?]]></content:encoded>
                    <author>radio@gradientps.com (Gerald G Ginwright)</author><itunes:subtitle>The newest member of the British Royal family has arrived. He’s already begun to create his legacy. Have you?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
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