Retired But Not Tired

What A Great Day

2009-08-17T15:22:00.030+08:00

When I received the email and itinerary of a tour operator titled "Around Fabled Mt. Makiling," I immediately knew I wanted to join it. I therefore circulated the itinerary to my friends hoping I would have company. None seemed able to join, as they said they have appointments on that day. Some probably just didn’t feel like going out on trips anymore; after all, didn’t we have our tours from way

She Came, He Saw, She Conquered, He Lost

2008-01-10T13:57:00.001+08:00

This is a true story but I have changed the names of the people involved for privacy. I have made this story concise but comprehensive. I hope readers, especially men will learn from this. And no, I am not digressing from the topic of this site--just read on. Also, find out who the real “She” was.Martha came from a fairly good family background--not exactly wealthy but well situated and educated.

To Be Single and Retired

2007-12-07T16:15:00.001+08:00

There is a general misconception that a single person who is into retirement has an easier and much more comfortable life than a retired couple. This is not always true. A single person--either someone who has never married, divorced or widowed--has the disadvantage of facing financial decisions and challenges on his own, compared with retired couples with dual incomes. Many singles especially

Changing the School Curriculum to Suit Real Life

2007-11-27T18:41:00.000+08:00

When I was in high school, Physics and Algebra were part of the curriculum. All the other subjects were fine with me except the first two mentioned. I was a diligent and conscientious student. I love to read and study. But no matter how much I read the books and tried to study these subjects, I just couldn’t fathom the mathematical equations.Some people say the kind of teacher will determine how

No Watch? No Problem

2007-11-26T14:58:00.000+08:00

I had always worn a watch ever since I can remember. Didn’t matter if it was a simple, inexpensive watch. It was an indispensable accessory, a part of my dressing. Without it, I felt naked. It became even more of a necessity when I started working. It helped me keep tab of my morning wake-up time, commute, office lunches, meetings, deadlines and rush hours.When I retired, I thought I didn’t have

Retiring Early: Is it Right for Me?

2007-11-21T18:53:00.001+08:00

Retiring early is not an easy decision to make. Once the decision becomes final and executed, the die is cast. Four years ago, I struggled on whether retiring at the age of 52 was right for me. I still had eight more years to go--eight more years of making decent money. The decision wasn’t made overnight or in a week’s time. It was about a year in the making. After working my way hard for 23

Doing What He Loves in Retirement

2007-11-14T09:39:00.000+08:00

Here’s someone who have found something to do in his retirement. I hope this will give you ideas if you want to engage in part-time work during your retirement.Larry was a bookkeeper in a small pest control firm. He learned how to use a couple of software programs to carry out his job, two of which were MS Excel for his calculations and bookkeeping records, and MS Word to write his reports. When

The Retired Husband’s Syndrome

2007-11-07T14:46:00.000+08:00

The subject of retirement is mostly centered on the financial aspect--savings, pension, investments and business. A person contemplating retirement is advised which stocks, mutual funds, time deposits and other investment options are at his disposal to make his retirement money grow. The subject of emotional ramifications of retirement is almost always not given much thought.For one thing, in the

Money and the Rule of 72

2007-10-26T21:02:00.001+08:00

Saving money during our working years will help finance our existence when we are no longer working. Whether it will be a meager existence or a great one will depend on how much money we save today (unless we win the lottery or inherit a great fortune). How long will it take to double that money saved? What rate of return (interest) should we be looking for to double that money in say, 5, 10 or

To Biz or not To Biz

2007-10-23T14:05:00.001+08:00

Want to go into business but haven’t got an idea what to sell? Well, a retired person can always sell his skills. One can teach his skills to willing learners or offer it as a consultant in an enterprise. Consultancy can be full-time or part-time. Decide how much time you want to work and communicate this to the business manager, and try to come up with an agreement that is workable for both

Retiree's Itch

2007-10-19T08:12:00.001+08:00

So you retired yesterday. You probably said to yourself when you woke up this morning, “At last, I’m free!” Free from waking up early, getting a quick shower, dressing up and dashing off to your car to beat the morning rush to your workplace. What a nice feeling indeed to be free from the daily grind! Then, the free days flew into weeks, and the weeks flew into months and now you’re beginning to

Retirement Calculator

2006-09-15T09:48:00.002+08:00

Retiring early is certainly not for everybody, especially when you have one or two remaining family members to support and big financial obligations to meet. Advance planning and preparation are needed, and calculating your future pension and other receivables now will give you an idea if you have sufficient income to live on during retirement. First, why do some people go into voluntary early

Early Retirement

2006-09-12T19:07:00.000+08:00

I retired early by choice after leading a stressful corporate life of 25 years. My employer has a separation package in place for those who want to retire based on some criteria. When I became eligible for the package, I volunteered to retire.I went through different phases after retirement. The first phase immediately following my last working day was a feeling of being free at last--from waking