tag:blogger.com,1999:blog-4838069939151257478Tue, 06 Dec 2011 16:26:58 +0000http://retirementrevenue.blogspot.com/noreply@blogger.com (Retired Old Blogger)Blogger53125tag:blogger.com,1999:blog-4838069939151257478.post-8401563980821794244Tue, 06 Dec 2011 16:26:00 +00002011-12-06T16:26:58.982Z A friend of mine from America sent me a note the other day.  It struck a chord with me and I thought I would share it with you."Checking out at the store, the young cashier suggested to me, one of the baby boomer generation, that I should bring my own grocery bags because plastic bags weren't good for the environment.I apologized and explained, "We didn't have this green thing back in my http://feedproxy.google.com/~r/RetirementRevenue/~3/d2ibbtqcwcQ/green-thing.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2011/12/green-thing.htmltag:blogger.com,1999:blog-4838069939151257478.post-2568040664786923217Fri, 07 Oct 2011 18:35:00 +00002011-10-08T20:31:12.735+01:00The stock market is all over the place.  Brokers don't know if it's Good Friday or Christmas Day.  It's chaos.  Up 2% today; down 3% tomorrow; bouncing back the next day.  What is going on?  How can any sensible person invest in shares when markets are so incredibly volatile?  Well, to coin a phrase, "Calm down, dear". Think about why you invested in the stock market in the first place and what http://feedproxy.google.com/~r/RetirementRevenue/~3/5GUIUMEeRjY/dont-panic-mr-mannering.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2011/10/dont-panic-mr-mannering.htmltag:blogger.com,1999:blog-4838069939151257478.post-7372776279515277171Thu, 15 Sep 2011 16:15:00 +00002011-09-15T17:39:39.397+01:00 ‘Baby boomer’ is not a phrase that I particularly like, but then I’m not over-fond of putting labels on groups.  It also sounds a bit American, not that there is anything wrong with that of course, but it just jars a bit on my English sensitivities.  Anyway if you were born between 1946 and 1964 you fall into that category, like it or not. Statisticians, as is their wont, come up with all http://feedproxy.google.com/~r/RetirementRevenue/~3/7UKkxhNvbFQ/mongers-of-doom.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2011/09/mongers-of-doom.htmltag:blogger.com,1999:blog-4838069939151257478.post-147726166099503771Tue, 23 Aug 2011 15:48:00 +00002011-08-23T16:48:46.026+01:00My friends at the Motley Fool have worked out that, if you are currently 45 years old and want to retire at 65 (or any other 20 year horizon) with a £100,000 nest egg, then you need to save £6.28 a day. You need to put this amount into an ISA and get an average return of 7% a year.  After 20 years you will have £100,000 to supplement your pension.  The power of compounding.  £6.28 a day http://feedproxy.google.com/~r/RetirementRevenue/~3/1PM-ULTyxcs/how-to-retire-with-100000.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2011/08/how-to-retire-with-100000.htmltag:blogger.com,1999:blog-4838069939151257478.post-1819538087072252728Wed, 17 Aug 2011 16:06:00 +00002011-08-17T17:06:56.776+01:00You don't need me to tell you that, but there has been some alarming news from Prudential that indicates how 'worse off' we really are.  According to them our cost of living is going up some 44% faster than the Retail Price Index.  44%!!  Apparently this is because we spend a lot more of our available income on things that are rising much faster than the inflation rate.  Things like fuel and http://feedproxy.google.com/~r/RetirementRevenue/~3/Fv_Jb9J11us/pensioners-are-worse-off.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2011/08/pensioners-are-worse-off.htmltag:blogger.com,1999:blog-4838069939151257478.post-2076149680080078926Fri, 22 Jul 2011 14:55:00 +00002011-07-22T15:58:00.167+01:00Been away for some time visiting grandchildren in New Zealand and having a bit of a holiday, so no blogging for quite a while.  Back now, enjoying the European summer - I think it was in April and May.  June was terrible and July not much better.  If you have an interest in the weather (and who doesn't), one of the best and most accurate forecasts around can be had at http://xcweather.co.uk.  I http://feedproxy.google.com/~r/RetirementRevenue/~3/asBRQvQzcf4/weather.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2011/07/weather.htmltag:blogger.com,1999:blog-4838069939151257478.post-1820496638402654518Wed, 19 Jan 2011 22:12:00 +00002011-01-19T22:12:21.016ZThe combination of rising inflation and low interest rates invariably hits pensioners the hardest.  Because most pensioners have paid off their mortgage they don't benefit from low interest rates.  In fact it's quite the opposite, low interest rates hits savers.  On top of this, the Bank of England have failed in their duty to hold down inflation to the government target of 2%.   In December the http://feedproxy.google.com/~r/RetirementRevenue/~3/eY-9_PX9v4w/pensioners-lose-out-again.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2011/01/pensioners-lose-out-again.htmltag:blogger.com,1999:blog-4838069939151257478.post-2670922210625907491Sat, 18 Dec 2010 05:33:00 +00002010-12-18T05:33:45.228ZAll golfers want that perfect golf swing that they can always rely on. It is a swing that can be used effectively with either a wood or iron. You can tee off and drive with it, adapting to changes in wind and terrain. It is a swing that can get you out of bad situations like bunkers and even water. It is a swing that is as simple as it can get, yet can be versatile and dependable. That isn't http://feedproxy.google.com/~r/RetirementRevenue/~3/DBJQhE7MgGE/take-slice-away-from-your-golf-swing.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/12/take-slice-away-from-your-golf-swing.htmltag:blogger.com,1999:blog-4838069939151257478.post-7047601954496300568Fri, 10 Dec 2010 11:58:00 +00002010-12-10T11:58:11.813ZI was lucky enough to be invited to a talk the other day by the top economist at Quilters (investment managers).  It was interesting and I thought I would pass on some of the highlights he mentioned: Gold.  You might remember that I was backing gold in March at something over $1,000 an ounce and now it's around $1,400, so that's a tasty return.  This economist didn't like gold.  Claimed it was a http://feedproxy.google.com/~r/RetirementRevenue/~3/shZLSap-FLo/economic-insight.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/12/economic-insight.htmltag:blogger.com,1999:blog-4838069939151257478.post-598663710519755201Sun, 21 Nov 2010 10:41:00 +00002010-11-21T10:41:11.327ZIf you're reading this the chances are that you are old enough to remember the 70's and 80's and when a certain Margaret Thatcher became Prime Minister and inflation was rampant.  In 1979 inflation was running at an incredible (by today's standards) 27%.  By 1981 Mrs T had started cutting costs and raising taxes.  Sound familiar?  It lead to strikes and riots. So today we should be really http://feedproxy.google.com/~r/RetirementRevenue/~3/lMs0makdQzo/why-we-should-all-worry-about-inflation.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/11/why-we-should-all-worry-about-inflation.htmltag:blogger.com,1999:blog-4838069939151257478.post-2603539537808245085Sat, 13 Nov 2010 17:49:00 +00002010-11-13T17:49:01.015ZEssentially there are four ways that you can create an income: you can be an employee and have a job you can be self-employed you can be a business owner you can be an investor When you think back to your school years you will probably remember being told to get a good education so that you could move on to a good job or career. I don't recall any of my school teachers telling me that ‘JOB’http://feedproxy.google.com/~r/RetirementRevenue/~3/Z30gtPylTwk/only-four-ways-to-make-money.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/11/only-four-ways-to-make-money.htmltag:blogger.com,1999:blog-4838069939151257478.post-5749066803535288527Sat, 13 Nov 2010 12:45:00 +00002010-11-13T12:45:52.333ZAccording to the Daily Telegraph more than 1 million people are going to have to repay their mortgage after they retire. it would seem that nearly 250,000 people aged over 65 are still paying off their mortgage and many experts agree that a further 1 million homeowners approaching retirement age have still not paid off their mortgage. Many of us bought endowment policies back in the days when http://feedproxy.google.com/~r/RetirementRevenue/~3/5nH2s_K4xvI/million-pensioners-with-mortgage.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/11/million-pensioners-with-mortgage.htmltag:blogger.com,1999:blog-4838069939151257478.post-4605524049067971493Sun, 31 Oct 2010 10:40:00 +00002010-10-31T10:40:42.757ZThere is probably nothing more important to the enjoyment of the retired lifestyle than good health. Poor health limits your retirement options dramatically. It may restrict where you can live. Your willingness and ability to travel are both negatively affected by poor health. It's hard to enjoy seeing new places if you can't get around, or are tied to medical support facilities or special http://feedproxy.google.com/~r/RetirementRevenue/~3/_ddUMHgquAU/take-action-now-to-protect-your-health.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/take-action-now-to-protect-your-health.htmltag:blogger.com,1999:blog-4838069939151257478.post-8194239448589152190Sun, 31 Oct 2010 10:40:00 +00002010-10-31T10:40:28.822ZAlthough there are benefits to stretching for everybody, seniors in particular should spend time stretching every day. Stretching assists with relaxation, flexibility, strength and fitness. Traditionally, stretching is thought to be for warming up and soothing muscles before and after exercise. With the modern day popularity of practices like Yoga and Pilates, it is now seen as much more, and http://feedproxy.google.com/~r/RetirementRevenue/~3/ie-zag9t1h4/what-seniors-need-to-know-about.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/what-seniors-need-to-know-about.htmltag:blogger.com,1999:blog-4838069939151257478.post-7784769764328735629Sun, 31 Oct 2010 07:02:00 +00002010-10-31T07:02:50.441ZWhen you play golf, are you tense?? Do you have trouble relaxing and concentrating on hitting the ball?? You are not alone if you have these issues. It can be really hard to relax when you are out with your golfing buddies.? If you really screw up a shot, you will never hear the end of it.? They will still be talking about it 20 years from now!? Relaxing is something that most everyone needs to http://feedproxy.google.com/~r/RetirementRevenue/~3/Ftv29xCjwRs/drills-and-secrets-to-improve-your-golf.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/drills-and-secrets-to-improve-your-golf.htmltag:blogger.com,1999:blog-4838069939151257478.post-2056269644592283279Sat, 30 Oct 2010 19:38:00 +00002010-10-30T20:38:43.873+01:00Lee Trevino certainly didn't take the traditional route to becoming a great PGA Tour Golfer. The "Merry Mex" did not grow up with a silver spoon in his mouth so he had to learn golf the hard way...Lee Trevino found his swing in the Mexican dirt with long and hard practice sessions.Lee certainly has a great understanding of the golf swing. His golf swing is far from classic as he reroutes his golfhttp://feedproxy.google.com/~r/RetirementRevenue/~3/G6E4iY0bXto/what-is-magic-in-lee-trevino-golf-swing.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/what-is-magic-in-lee-trevino-golf-swing.htmltag:blogger.com,1999:blog-4838069939151257478.post-7527498845759302670Sat, 30 Oct 2010 16:49:00 +00002010-10-30T17:49:42.638+01:00One out of three adults in the United States has it. It has no symptoms, so you can have it for years without knowing it. During the time when you were clueless that you have it, it can damage the vital organs inside you: your kidneys, your heart, blood vessels and a lot more. What is it? It's high blood pressure or HBP.As we all know, the force of blood that pushes against the walls of the http://feedproxy.google.com/~r/RetirementRevenue/~3/QJTmFeMEsVA/high-blood-pressure-what-is-it-and-why.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/high-blood-pressure-what-is-it-and-why.htmltag:blogger.com,1999:blog-4838069939151257478.post-3005218915245169551Sat, 30 Oct 2010 15:30:00 +00002010-10-30T16:30:56.699+01:00The perfect golf swing is the most important thing for a golfer of any handicap and experience. Greenhorns and veterans of the game strive to make their golf swings a little better than last weekend's 18 holes. There are a lot of instructional videos and booklets that are available to improve a golfer's swing but none of them will work if you fail to understand some of the basic concepts of what http://feedproxy.google.com/~r/RetirementRevenue/~3/fah1WoRvqCI/making-of-bad-golf-swing.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/making-of-bad-golf-swing.htmltag:blogger.com,1999:blog-4838069939151257478.post-6382034605962628512Fri, 29 Oct 2010 12:33:00 +00002010-10-29T13:33:21.139+01:00When it comes to making money online, there are indeed the 'good ones' which are not only legitimate but also great ways to make good cash as well. Indeed, making money online has become a major trend in these times when businesses and people are moving towards the internet to promote their businesses and to make extra money as well.If you are looking for the good ways to make money online, here http://feedproxy.google.com/~r/RetirementRevenue/~3/eH3LXVoOdgs/good-ways-to-make-money-online-5-top.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/good-ways-to-make-money-online-5-top.htmltag:blogger.com,1999:blog-4838069939151257478.post-6608673029048527618Fri, 29 Oct 2010 12:00:00 +00002010-10-29T13:00:14.747+01:00How many times have you heard that phrase, pitch, advertisement, or whatever? Lots, I'm sure. It is used so much because marketers know that staying home and making money is the fondest dream of millions of people. And why not? Did you know that the majority of fatal heart attacks happen at 9 a.m. Monday morning? It's true. It seems a lot of people would rather die than get back to the old http://feedproxy.google.com/~r/RetirementRevenue/~3/xIrWzO4J_dQ/make-money-from-comfort-of-your-own.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/make-money-from-comfort-of-your-own.htmltag:blogger.com,1999:blog-4838069939151257478.post-3170936788793205681Fri, 29 Oct 2010 11:59:00 +00002010-10-30T18:47:08.084+01:00When it comes to investing, many first time investors want to jump right in with both feet. Unfortunately, very few of those investors are successful. Investing in anything requires some degree of skill. It is important to remember that few investments are a sure thing – there is always the risk of losing your money! Before you jump right in, it is better to not only find out more aboutRead http://feedproxy.google.com/~r/RetirementRevenue/~3/etB-dvXxYvM/investing-basics-what-are-your.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/10/investing-basics-what-are-your.htmltag:blogger.com,1999:blog-4838069939151257478.post-8686651070383737056Wed, 11 Aug 2010 15:25:00 +00002010-08-11T16:26:10.163+01:00According to the charity Age UK and as reported in the Daily Mail, the number of jobless people over 50 has increased by more than 50% in a year and is now at the highest level for a decade.  There are now more than 170,000 in this category that will struggle to find a full-time job ever again. Despite a lot of fine-sounding rhetoric from government and employers, the fact remains that http://feedproxy.google.com/~r/RetirementRevenue/~3/KocbBB_tcGk/50-rise-in-jobless-over-50.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/08/50-rise-in-jobless-over-50.htmltag:blogger.com,1999:blog-4838069939151257478.post-7285449544132488804Thu, 29 Jul 2010 09:54:00 +00002010-07-29T10:54:49.133+01:00People living in and around London will be interested in the first new bank to be opened in the UK for more than 100 years.  Metro Bank has just opened their first branch in Holborn and plans to open another branch in Earls Court in August this year.  A further 10 branches are promised over the next 2 years with a network of 200 branches during the next 10 years.  All will be within the M25. It http://feedproxy.google.com/~r/RetirementRevenue/~3/KqsqNwNNnu8/new-bank-opens.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/07/new-bank-opens.htmltag:blogger.com,1999:blog-4838069939151257478.post-4311777534975611228Mon, 12 Jul 2010 11:31:00 +00002010-07-12T12:31:01.984+01:00Martha Lane-Fox strikes me as being a bit of a feisty lady who knows her own mind and has been very successful in various ventures, not least of which was lastminute.com, the travel website she co-founded. You may have heard that she’s started out on a new venture to get everyone in the UK using the Internet by 2012. It seems that there are something like 10 million people in this country who http://feedproxy.google.com/~r/RetirementRevenue/~3/Y8ROSZOpGWs/everyone-on-line.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/07/everyone-on-line.htmltag:blogger.com,1999:blog-4838069939151257478.post-362674540375742471Fri, 09 Jul 2010 10:16:00 +00002010-07-09T11:18:13.389+01:00Well, they had a go at public sector pensions and now the UK government want to have a pop at the private sector. This chap, Steve Webb, who is the Pensions Minister, wants to link the increase in private sector pensions to the Consumer Price Index (CPI) rather than the Retail Price Index (RPI). Now you might not think that this amounts to much in the overall scheme of things. It's just http://feedproxy.google.com/~r/RetirementRevenue/~3/2OnFtvMHutY/private-pensions-under-attack.htmlnoreply@blogger.com (Retired Old Blogger)0http://retirementrevenue.blogspot.com/2010/07/private-pensions-under-attack.html