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	<title>RICK SCHWARTZ:  High Definition Real Estate</title>
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	<description>Northern Fairfield Country, CT</description>
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		<title>RICK SCHWARTZ:  High Definition Real Estate</title>
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		<title>I Haven&#8217;t Vanished, Just Moved</title>
		<link>https://fairfieldcounty.wordpress.com/2011/08/24/i-havent-vanished-just-moved/</link>
		
		<dc:creator><![CDATA[Rick Schwartz]]></dc:creator>
		<pubDate>Wed, 24 Aug 2011 17:21:57 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
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					<description><![CDATA[First &#8211; to all who have read, comments, subscribed or contacted me from this blog over the last four years  &#8211; Thank you very much. You&#8217;ll notice that I haven&#8217;t posted any new articles here since July, 2010. The reason for that is that I have transitioned out of the Real Estate business to pursue &#8230; &#8230; <a href="https://fairfieldcounty.wordpress.com/2011/08/24/i-havent-vanished-just-moved/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		
		
		
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		<title>Low Mortgage Rates, Low Prices &#8211; So Where Are The Buyers?</title>
		<link>https://fairfieldcounty.wordpress.com/2010/07/24/low-mortgage-rates-low-prices-so-where-are-the-buyers/</link>
					<comments>https://fairfieldcounty.wordpress.com/2010/07/24/low-mortgage-rates-low-prices-so-where-are-the-buyers/#respond</comments>
		
		<dc:creator><![CDATA[Rick Schwartz]]></dc:creator>
		<pubDate>Sat, 24 Jul 2010 18:35:18 +0000</pubDate>
				<category><![CDATA[Buying a home]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Selling a home]]></category>
		<category><![CDATA[buyer's market]]></category>
		<category><![CDATA[depreciating market]]></category>
		<category><![CDATA[falling home prices]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[low mortgage rates]]></category>
		<category><![CDATA[when will the housing market rebound]]></category>
		<category><![CDATA[will mortgage rates stay low]]></category>
		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=670</guid>

					<description><![CDATA[There&#8217;s very little debate over the fact that this is a &#8220;Buyer&#8217;s&#8221; Market&#8221; right now.  The thing is that this time around it&#8217;s a little different than in past market cycles.  There are plenty of homes to choose from, prices are low (still declining in many areas) and interest are as ever. By all rights, &#8230; &#8230; <a href="https://fairfieldcounty.wordpress.com/2010/07/24/low-mortgage-rates-low-prices-so-where-are-the-buyers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		
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			<media:title type="html">Rick Schwartz</media:title>
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		<title>New &#8220;Quality&#8221; Guidelines for Fannie Mae Mortgages</title>
		<link>https://fairfieldcounty.wordpress.com/2010/06/21/new-documentation-guidelines-for-fannie-mae-mortgages/</link>
					<comments>https://fairfieldcounty.wordpress.com/2010/06/21/new-documentation-guidelines-for-fannie-mae-mortgages/#respond</comments>
		
		<dc:creator><![CDATA[Rick Schwartz]]></dc:creator>
		<pubDate>Mon, 21 Jun 2010 16:35:32 +0000</pubDate>
				<category><![CDATA[Buying a home]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Selling a home]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[Fannie Mae Loan Quality Initiative]]></category>
		<category><![CDATA[FNMA]]></category>
		<category><![CDATA[homes for sale in fairfield county]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[New Fannie Mae Requirements]]></category>
		<category><![CDATA[Paperwork needed for mortgage]]></category>
		<category><![CDATA[Rick Schwartz Realtor]]></category>
		<category><![CDATA[Rick Schwartz William Raveis Real Estate]]></category>
		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=646</guid>

					<description><![CDATA[I recently received the following doc from William Raveis Mortgage Company* regarding the new guidelines that went into effect on 6/1/20. As you&#8217;ll see there are some new pieces of documentation that will be required for all FNMA loans. These are being adopted by Secondary Market Investors. This does not necessarily mean that it will &#8230; &#8230; <a href="https://fairfieldcounty.wordpress.com/2010/06/21/new-documentation-guidelines-for-fannie-mae-mortgages/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		
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			<media:title type="html">Rick Schwartz</media:title>
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		<title>Will &#8220;Shadow Inventory&#8221; Drive Home Prices Further Down?</title>
		<link>https://fairfieldcounty.wordpress.com/2010/06/11/will-shadow-inventory-drive-home-prices-further-down/</link>
					<comments>https://fairfieldcounty.wordpress.com/2010/06/11/will-shadow-inventory-drive-home-prices-further-down/#respond</comments>
		
		<dc:creator><![CDATA[Rick Schwartz]]></dc:creator>
		<pubDate>Fri, 11 Jun 2010 16:33:30 +0000</pubDate>
				<category><![CDATA[Buying a home]]></category>
		<category><![CDATA[HOUSING DATA]]></category>
		<category><![CDATA[NEWS]]></category>
		<category><![CDATA[Selling a home]]></category>
		<category><![CDATA[are loan modifications successful]]></category>
		<category><![CDATA[falling home prices]]></category>
		<category><![CDATA[Housing Market trends]]></category>
		<category><![CDATA[Is the housing market rebounding]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[market bottom]]></category>
		<category><![CDATA[new wave of foreclosures coming]]></category>
		<category><![CDATA[Rick Schwartz William Raveis Real Estate]]></category>
		<category><![CDATA[selling a home in a declining market]]></category>
		<category><![CDATA[shadow inventory]]></category>
		<category><![CDATA[when will the housing market rebound]]></category>
		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=640</guid>

					<description><![CDATA[First to start with a disclaimer: Even if the opinions and predictions in this article are 100% accurate &#8211; it does NOT mean you can&#8217;t buy or sell a home.  It just means you have to work with a Realtor who is staying on top of the dynamics in the market place.    It&#8217;s always been &#8230; &#8230; <a href="https://fairfieldcounty.wordpress.com/2010/06/11/will-shadow-inventory-drive-home-prices-further-down/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		
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			<media:title type="html">Rick Schwartz</media:title>
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		<title>Danbury CT Summer Concerts On The Green Start 6/12</title>
		<link>https://fairfieldcounty.wordpress.com/2010/06/11/danbury-ct-summer-concerts-on-the-green-start-612/</link>
					<comments>https://fairfieldcounty.wordpress.com/2010/06/11/danbury-ct-summer-concerts-on-the-green-start-612/#respond</comments>
		
		<dc:creator><![CDATA[Rick Schwartz]]></dc:creator>
		<pubDate>Fri, 11 Jun 2010 15:12:54 +0000</pubDate>
				<category><![CDATA[Local Info]]></category>
		<category><![CDATA[Danbury Concerts On The Green]]></category>
		<category><![CDATA[Homes for Sale Danbury CT]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[Rick Schwartz William Raveis Real Estate]]></category>
		<category><![CDATA[Summer Concerts Danbury]]></category>
		<category><![CDATA[Summer Concerts Fairfield County CT]]></category>
		<category><![CDATA[Summer things to do danbury CT]]></category>
		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=634</guid>

					<description><![CDATA[City Center Danbury CT is kicking off  their 2010 Concerts On The Green tomorrow evening at 7:30 with the Danbury Symphony Orchestra.  Admission is free. Concerts will be held all summer long culminating with The Marshall Tucker Band on September 11. Here is the entire schedule.  Hope to see you there. &#8212;&#8212;&#8212;&#8212;&#8212;&#8211; Rick Schwartz,   REALTOR &#8230; &#8230; <a href="https://fairfieldcounty.wordpress.com/2010/06/11/danbury-ct-summer-concerts-on-the-green-start-612/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		
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			<media:title type="html">Rick Schwartz</media:title>
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		<item>
		<title>It is NOT a Good Time To Buy A House!</title>
		<link>https://fairfieldcounty.wordpress.com/2010/05/28/it-is-not-a-good-time-to-buy-a-house/</link>
					<comments>https://fairfieldcounty.wordpress.com/2010/05/28/it-is-not-a-good-time-to-buy-a-house/#respond</comments>
		
		<dc:creator><![CDATA[Rick Schwartz]]></dc:creator>
		<pubDate>Fri, 28 May 2010 18:10:09 +0000</pubDate>
				<category><![CDATA[Buying a home]]></category>
		<category><![CDATA[HOUSING DATA]]></category>
		<category><![CDATA[NEWS]]></category>
		<category><![CDATA[buyer's market]]></category>
		<category><![CDATA[declining market]]></category>
		<category><![CDATA[depreciating market]]></category>
		<category><![CDATA[fairfield county]]></category>
		<category><![CDATA[falling home prices]]></category>
		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=622</guid>

					<description><![CDATA[IT&#8217;S A GREAT TIME TO BUY &#8212;  OHHHHMMMMM IT&#8217;S A GREAT TIME TO BUY&#8212; OHHHHMMMMM To quote one my heroes, Simon Cowell,  &#8220;I don&#8217;t mean to be rude but&#8230;.&#8221; SHUT UP ALREADY! Yes prices are low!  Yes Interesting Rates are historically low!  Yes there&#8217;s a ton of housing inventory! So let me qualify my opening &#8230; &#8230; <a href="https://fairfieldcounty.wordpress.com/2010/05/28/it-is-not-a-good-time-to-buy-a-house/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		
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			<media:title type="html">Rick Schwartz</media:title>
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			<media:title type="html">meditation</media:title>
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