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<channel>
	<title>RKL Financial</title>
	
	<link>http://www.rklfinancial.com</link>
	<description>Accounting, Tax Preparation, &amp; Coaching by Dave Ramsey Certified Financial Counselors</description>
	<lastBuildDate>Mon, 21 May 2012 16:29:53 +0000</lastBuildDate>
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		<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/RklFinancial" /><feedburner:info uri="rklfinancial" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><media:copyright>Copyright 2011 by RKL Financial, Inc.</media:copyright><media:thumbnail url="http://www.rklfinancial.com/wp-content/uploads/2011/03/wise-up-radio-e1298988903563.jpg" /><media:keywords>debt,money,life,budget,personal,finance,dave,ramsey,baby,steps,credit,counseling,financial,coach,life,and,money,save,give,wealth,wealth,building</media:keywords><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Business/Investing</media:category><itunes:owner><itunes:email>info@rklfinancial.com</itunes:email><itunes:name>Ryan Loos</itunes:name></itunes:owner><itunes:author>Ryan Loos</itunes:author><itunes:explicit>no</itunes:explicit><itunes:image href="http://www.rklfinancial.com/wp-content/uploads/2011/03/wise-up-radio-e1298988903563.jpg" /><itunes:keywords>debt,money,life,budget,personal,finance,dave,ramsey,baby,steps,credit,counseling,financial,coach,life,and,money,save,give,wealth,wealth,building</itunes:keywords><itunes:subtitle>Wise Up and Prosper with Ryan Loos</itunes:subtitle><itunes:summary>Wi$e Up &amp; Prosper with Ryan Loos (Dave Ramsey Certified Financial Counselor) of RKL Financial, Inc. walks through the basic principles of personal finance. He talks about saving money, living on less than you make, how to budget, getting a debt reduction plan together (debt snowball) and how to invest. This Podcast was recorded from the Live Radio Show of Wi$e Up &amp; Prosper on WDCX 99.5FM Saturday's from 12:30pm - 1:30pm EST out of Buffalo, NY. To submit a question to Ryan email him at Radio@RKLFinancial.com call him at 877-58-PEACE (73223) or listen live to Wi$e Up &amp; Prosper at www.WDCXFM.com.</itunes:summary><itunes:category text="Business"><itunes:category text="Investing" /></itunes:category><feedburner:emailServiceId>RklFinancial</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><item>
		<title>Should I Just Give The Vet Access to My Bank Account?</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/fHlTiOIErRQ/</link>
		<comments>http://www.rklfinancial.com/2012/05/should-i-just-give-the-vet-access-to-my-bank-account/#comments</comments>
		<pubDate>Wed, 16 May 2012 13:30:59 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[fcg-slides]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Life As An Experiment]]></category>
		<category><![CDATA[Kids]]></category>
		<category><![CDATA[save]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=3101</guid>
		<description>Should I Just Give The Vet Access to My Bank Account? By Shaun Somers I had several ideas for&amp;#160;what to write in this month&amp;#8217;s newsletter, but at the last minute I changed my mind due to something closer to home for me right now.&amp;#160; By closer to home, I mean in my home.&amp;#160; Not just [...]&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/RklFinancial?a=fHlTiOIErRQ:7JlHyR1Nzbg:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/RklFinancial?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
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		<item>
		<title>Review of Kirk Cameron’s Monumental</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/rmTcWcbZTls/</link>
		<comments>http://www.rklfinancial.com/2012/03/review-of-kirk-camerons-monumental/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 20:51:22 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Christ]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[fcg-slides]]></category>
		<category><![CDATA[Wise UP with Ryan Loos]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Wise Up with Ryan Loos]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=3038</guid>
		<description>Monumental: In Search of America&amp;#8217;s National Treasure Produced by Kirk Cameron By K R Loos A movement of the Spirit has begun in America. While many of us have felt a sense of uneasiness and uncertainty about the future, the Holy Spirit has been stirring in the hearts of Christians across the globe, to pray [...]&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/RklFinancial?a=rmTcWcbZTls:MYqIRwaL3Vc:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/RklFinancial?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
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		<item>
		<title>Why You Should Not Save Money</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/AEvrVgiY-NM/</link>
		<comments>http://www.rklfinancial.com/2012/02/why-you-should-not-save-money/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 20:34:40 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[fcg-slides]]></category>
		<category><![CDATA[Ways to Save]]></category>
		<category><![CDATA[Wise UP with Ryan Loos]]></category>
		<category><![CDATA[Financial Peace]]></category>
		<category><![CDATA[Wise Up with Ryan Loos]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2980</guid>
		<description>Why (Not) Save? By Lyndsay King I don&amp;#8217;t know about you, but I love it when cars have special licenses plates. It adds character and personality to a vehicle and can tell you a lot about the person driving.&amp;#160; Just recently an interesting license plate caught my eye, and not for the good.&amp;#160; The car [...]&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/RklFinancial?a=AEvrVgiY-NM:5aPM4csOAw0:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/RklFinancial?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
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		<title>Dave Ramsey’s Financial Peace University to Stop Shipping FPU Kits to Canada on February 29th, 2012</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/XydR9bVUy3Y/</link>
		<comments>http://www.rklfinancial.com/2012/02/dave-ramseys-financial-peace-university-to-stop-shipping-fpu-kits-to-canada-on-february-29th-2012/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 17:26:54 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Financial Peace Class]]></category>
		<category><![CDATA[Wise UP with Ryan Loos]]></category>
		<category><![CDATA[Financial Peace]]></category>
		<category><![CDATA[GTA]]></category>
		<category><![CDATA[Niagara Region]]></category>
		<category><![CDATA[Wise Up with Ryan Loos]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2962</guid>
		<description>Dave Ramsey&amp;#39;s Financial Peace University to Stop Shipping FPU Kits to Canada on February 29th, 2012 by Ryan Loos I have some very personal knowledge of everything that is going on. A little over a year ago I was contacted by the Canadian Government to remove the word &amp;#34;university&amp;#34; from my website (I had reference [...]&lt;div class="feedflare"&gt;
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&lt;/div&gt;</description>
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		<title>Acting On The Future Today</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/zNhM1ccMwUo/</link>
		<comments>http://www.rklfinancial.com/2012/01/acting-on-the-future-today/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 01:45:50 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Personal Coaching]]></category>
		<category><![CDATA[Wise UP with Ryan Loos]]></category>
		<category><![CDATA[Emergency fund]]></category>
		<category><![CDATA[Financial Peace]]></category>
		<category><![CDATA[Ways to Save]]></category>
		<category><![CDATA[Wise Up with Ryan Loos]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2950</guid>
		<description>Acting on the Future Today By Lyndsay King It is now 2012, what are your plans for the year? Vacations, purchasing a car,&amp;#160; watching your child get involved in sports? There are so many things a year can hold, so why not start planning on how you are going to pay for them before they [...]&lt;div class="feedflare"&gt;
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&lt;/div&gt;</description>
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		<title>2012 IRS E-file Direct Deposit Dates for Individuals</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/xvFSGV9Odr8/</link>
		<comments>http://www.rklfinancial.com/2012/01/2012-irs-e-file-direct-deposit-dates-for-individuals/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:33:23 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2938</guid>
		<description>Need to know when you will be getting your refund in 2012? Take a look below, this is the master list from the IRS for direct deposit dates for individuals filing thier 1040&amp;#39;s for 2011 tax returns. Always feel free to give us a call at 877-587-3223 or email us&amp;#160;info@rklfinancial.com&amp;#160;if you have any tax questions [...]&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/RklFinancial?a=xvFSGV9Odr8:Mj3bV7ROj9g:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/RklFinancial?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
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		<title>Review for TurboTax Standard TY11 (2011) for Canadians by Intuit</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/T19hkkQV19E/</link>
		<comments>http://www.rklfinancial.com/2012/01/review-for-turbotax-standard-ty11-2011-for-canadians-by-international-focus-press/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 18:40:15 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Tax]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[GTA]]></category>
		<category><![CDATA[Niagara Region]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2894</guid>
		<description>Review for TurboTax Standard TY11 (2011) for Canadians by Intuit By Ryan Loos Over all the&amp;#160;TurboTax Standard TY11 (2011) for Canadians by Intuit&amp;#160;does everything it says it can do.&amp;#160;Ideal for Canadian couples and families looking to claim RRSPs, donations, medical expenses and more. Improved step by step guidance helps you get your maximum refund&amp;#8211;guaranteed. Find [...]&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/RklFinancial?a=T19hkkQV19E:M3YyKVwgGlY:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/RklFinancial?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
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		<title>H&amp;R Block at Home Deluxe + State 2011 (Retail &amp; Download)</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/Q9zLXfdK1cM/</link>
		<comments>http://www.rklfinancial.com/2012/01/hr-block-at-home-deluxe-state-2011-retail-download/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 18:24:36 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2913</guid>
		<description>Review of H &amp;#38; R Block at Home Deluxe + State 2011 (Retail &amp;#38; Download) &amp;#160; By Ryan Loos &amp;#160; Over all the&amp;#160;H &amp;#38; R Block at Home Deluxe + State 2011 (Retail &amp;#38; Download) does everything it says it can do. From maximizing your tax deductions, looking for extra deduction opportunities, makes sure your [...]&lt;div class="feedflare"&gt;
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&lt;/div&gt;</description>
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		<title>Top 7 Tax Software Programs to Prepare Your 2011 Tax Returns</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/VV6WqQvIZyA/</link>
		<comments>http://www.rklfinancial.com/2012/01/top-7-tax-software-programs-to-prepare-your-2011-tax-returns/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 18:13:15 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2919</guid>
		<description>Top 7 Software Programs to Prepare Your 2011 Tax Returns by Ryan Loos First, let me give you full disclosure with this. I am a professional paid tax preparer and would always prefer that everyone use a professional tax preparer when they are preparing their tax returns. With that said I know that many of [...]&lt;div class="feedflare"&gt;
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&lt;/div&gt;</description>
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		<item>
		<title>New Year$ Change</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/sh6_dROfUy0/</link>
		<comments>http://www.rklfinancial.com/2012/01/new-year-change/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 23:09:43 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Wise UP with Ryan Loos]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Financial Peace]]></category>
		<category><![CDATA[Wise Up with Ryan Loos]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2916</guid>
		<description>New Year$ Change by Lyndsay King &amp;#160; 5, 4, 3, 2, 1&amp;#8230;Happy New Year! What I love most about the new year is it allows you to start off fresh and get back on track. Most often people start setting goals that include everything from losing weight, to reading more and managing their money better.&amp;#160; [...]&lt;div class="feedflare"&gt;
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		<title>Review of TurboTax Home &amp; Business Federal + E-file + State 2011 by Intuit, Inc</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/AJXXkhsRVUE/</link>
		<comments>http://www.rklfinancial.com/2012/01/review-of-turbotax-home-business-federal-e-file-state-2011-by-intuit-inc/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 22:56:47 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2901</guid>
		<description>&amp;#160; Review of TurboTax&amp;#160;TurboTax Home &amp;#38; Business Federal + E-file + State 2011 by Intuit, Inc By&amp;#160;Ryan Loos Over all the TurboTax&amp;#160;Home &amp;#38; Business&amp;#160;Federal + E-file + State 2011 does everything it says it can do. From maximizing your tax deductions, investment cost basis, 401(k) maximizer, enter Rental informaiton, Small Buisness Schedule C help,&amp;#160;Gets You [...]&lt;div class="feedflare"&gt;
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&lt;/div&gt;</description>
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		<item>
		<title>Review of TurboTax Premier Federal + E-file + State 2011 by Intuit, Inc.</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/YQ1uTk6ehRI/</link>
		<comments>http://www.rklfinancial.com/2012/01/review-of-turbotax-premier-federal-e-file-state-2011-by-intuit-inc/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 22:47:06 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2899</guid>
		<description>Review of TurboTax Premier Federal + E-file + State 2011 by Intuit, Inc. By Ryan Loos Over all the TurboTax Deluxe Federal + E-file + State 2011 does everything it says it can do. From maximizing your tax deductions, investment cost basis, 401(k) maximizer, enter Rental informaiton, Small Buisness Schedule C help and will help [...]&lt;div class="feedflare"&gt;
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&lt;/div&gt;</description>
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		<title>Review of TurboTax Deluxe Federal + E-file + State 2011 (Retail and Download) by Intuit, Inc.</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/BOOy53zpIjs/</link>
		<comments>http://www.rklfinancial.com/2012/01/review-of-turbotax-deluxe-federal-e-file-state-2011-retail-and-download-by-intuit-inc/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 22:36:36 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2896</guid>
		<description>Review of TurboTax Deluxe Federal + E-file + State 2011 (Retail and Download) by Intuit, Inc. By Ryan Loos &amp;#160; Over all the TurboTax Deluxe Federal + E-file + State 2011 does everything it says it can do. From maximizing your tax deductions, looking for extra deduction opportunities, makes sure your life changes are in [...]&lt;div class="feedflare"&gt;
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&lt;/div&gt;</description>
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		<item>
		<title>Listing of all the Local Dave Ramsey Financial Peace University Classes for the Winter/Spring 2012</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/wVZt3qaHoIQ/</link>
		<comments>http://www.rklfinancial.com/2012/01/listing-of-all-the-local-dave-ramsey-financial-peace-university-classes-for-the-winterspring-2012/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 00:37:48 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Financial Peace Class]]></category>
		<category><![CDATA[Wise UP with Ryan Loos]]></category>
		<category><![CDATA[GTA]]></category>
		<category><![CDATA[Hamiton]]></category>
		<category><![CDATA[Niagara Region]]></category>
		<category><![CDATA[Rochester]]></category>
		<category><![CDATA[Upstate New York]]></category>
		<category><![CDATA[Wise Up with Ryan Loos]]></category>
		<category><![CDATA[WNY]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2863</guid>
		<description>&amp;#160; As a courtesy, we have listed all of Dave Ramsey&amp;#39;s Financial Peace Classes that are going on in the GTA, Hamilton, Niagara Region, Buffalo, Rochester Surrounding Areas this Winter/Spring 2012. If you have any question please feel free to give us a call. Just click on the link below to find a Financial Peace [...]&lt;div class="feedflare"&gt;
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&lt;/div&gt;</description>
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		<item>
		<title>Financial Peace Classes for Hamilton,Ontario for the Winter/Spring 2012</title>
		<link>http://feedproxy.google.com/~r/RklFinancial/~3/ef_Y78jUn4Y/</link>
		<comments>http://www.rklfinancial.com/2012/01/financial-peace-classes-for-hamiltonontario-for-the-winterspring-2012/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 00:34:42 +0000</pubDate>
		<dc:creator>info@rklfinancial.com (Ryan Loos)</dc:creator>
				<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Financial Peace Class]]></category>
		<category><![CDATA[Wise UP with Ryan Loos]]></category>
		<category><![CDATA[Financial Peace]]></category>
		<category><![CDATA[Hamiton]]></category>
		<category><![CDATA[ON]]></category>
		<category><![CDATA[Wise Up with Ryan Loos]]></category>

		<guid isPermaLink="false">http://www.rklfinancial.com/?p=2860</guid>
		<description>&amp;#160; &amp;#160; As a courtesy, we have listed all of the Dave Ramsey&amp;#39;s Financial Peace Classes that are going on in the Hamilton Region of Ontario&amp;#160;and the Surrounding Areas this Winter/Spring 2012. If you have any question please feel free to give us a call or contact the church directly listed below with you questions. [...]&lt;div class="feedflare"&gt;
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	<copyright>Copyright 2011 by RKL Financial, Inc.</copyright><media:credit role="author">Ryan Loos</media:credit><media:rating>nonadult</media:rating><media:description type="plain">Wise Up and Prosper with Ryan Loos</media:description></channel>
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