RONI BHOWMIK'S SIGN

বাংলাদেশের সরকারী প্রতিষ্ঠান গুলো বছরের পর বছর কোটি কোটি টাকা লোকসানের কারণ !!!

noreply@blogger.com (Anonymous) — Sat, 23 Nov 2013 09:03:00 +0000

স্বাভাবিকভাবে বাংলাদেশের বেসরকারী প্রতিষ্ঠান গুলো বর্তমান সময়ে তাদের পণ্যের মানের তেমন উন্নয়ন না করতে পারলেও একেবারে খারাপও করছে না, পণ্যের মানের উন্নয়ন না করলেও মোড়কই করনের দিকে তাদের কড়া নজরদারি আছে; কারণ তারা জানে বেশীর ভাগ মানুষ পণ্যের মোড়ক টা ভাল করে পড়ে পণ্যটা কিনে । তাই আজ বেসরকারী প্রতিষ্ঠান গুলো লাভবান ।

অন্যদিকে বাংলাদেশের সরকারী প্রতিষ্ঠান গুলো বছরের পর বছর লাভের মুখ দেকছেই না তার উপর লোকসান দিছে কোটি কোটি টাকা । কারণ সরকারী চাকরী পেতে হলে তেমন কিছুই লাগেনা চাকরীর লিখিত পরীক্ষায় পাস আর কিছু টাকা । আমার পরিচিত এমন অনেক বন্ধুরা আছে যাদের সারা জীবনের একটাই স্বপ্ন বিসিএস এবং সরকারী চাকরী , তাদের যুক্তি হলো সরকারী চাকরী একবার পেলে আর কোন চিন্তা নেই; যত ইচ্ছে চুরি করে টাকার মালিক হতে পারবে । কতগুলো বই মুখস্ত করে পরীক্ষায় পাস করে বিসিএস অথবা সরকারী চাকরীজীবি হলেই যে তার পর্যাপ্ত গুণ আছে তার কোন নিশ্চয়তা নেই ।

উদাহরণ হিসাবে বলতে চাই বাংলাদেশ ওয়াসা (WASA) র কথা, "শান্তি" নামে একটা মিনারেল ওয়াটার তারা বাজারজাত করছে, কিন্তু বছরের পর বছর চলছে এখনো লাভের মুখ দেকছেই না লোকসান দিছে কোটি কোটি টাকা । আমি ওয়াসার এমন অনেক চাকরীজীবিকে চিনি যারা সাধারণ ১২,০০০-১০,০০০ টাকার চাকরীর জন্য ৭-১০ লাখ টাকা পর্যন্ত দিয়েছে । সরকারী পণ্যের মানের তো কোন ঠিক নেই তার উপর মোড়কই করনের দিকে ও তাদের নজরদারি নেই । প্রথমেই আমি বলেছি , বাংলাদেশের এখন বেশীর ভাগ মানুষ পণ্যের মোড়ক টা পড়ে পণ্যটা কিনে; কিন্তু "শান্তি" মিনারেল ওয়াটার বোতলের ট্যাগটা একটু ভাল করে পড়ে দেখেন কি লেখা আছে !!!!!

বিঃদ্রঃ দয়া করে সামাজিক সাইট গুলোতে দেশের কোন খারাপ কিছু নিয়ে আলোচনা করলে বাংলাতে লিখবেন , কেউ ইংরেজিতে লিখবেনা আশা করি; এর খারাপ দিক আপনারা অবশ্যই জানেন ।

Dhaka University D Unit Admission Test 2013

noreply@blogger.com (Anonymous) — Fri, 01 Nov 2013 17:35:00 +0000

If anyone attended DU admission test, which one held today and if you are confusing the admission test candidates with their false and imaginary answers. So, here I have solved all the questions of "D" Unit Admission Test of Dhaka University so that they may clarify their confusions.

Dhaka University D Unit Admission Test 2013 Questions and Answers:

1. When you think someone is “introspective”, you think s/he is –

A. selfish

B. thoughtful

C. rude

D. reserved

Answer: B. thoughtful

2. ‘To lose heart’ is

A. to have a heart attack

B. to lose courage

C. to fall in love

D. to be without passion

Answer: B. to lose courage

3. He stood before me. The underlined word is

A. Noun

B. Adverb

C. Verb

D. Preposition

Answer: D. Preposition

4. Choose the pair which is out of place

A. ambiguity/clarity

B. humane/kind

C. colossal/tiny

D. worsen/improve

Answer: B. humane/kind

5. The synonym for ‘Nepotism’ is

A. Terrorism

B. Desposition

C. Neatness

D. Favouritism

Answer: D. Favouritism

Fill in the blanks (6 – 8 )

6. Please leave your key ______ the reception.

A. in

B. on

C. at

D. with

Answer: C. at

7. We better ______ the schedule of the examination.

A. to check

B. checked

C. checking

D. check

Answer: D. check

8. I’ll call you ______

A. when I’ll go home.

B. when I go home.

C. while I get home.

D. as I go home.

Answer: B. when I go home.

Answer the questions according to the instructions provided. (9 – 12)

9. Which of the following is a positive attribute?

A. haughty

B. conceited

C. irritable

D. unassuming

Answer: D. unassuming

10. Select the correct spelling

A. reminiscience

B. reminiscence

C. reminiscence

D. reminisence

Answer: C. reminiscence

11. A cobbler is a person who

A. sells shoes

B. mends cobblestones

C. mends shoes

D. exports cobblestones

Answer: C. mends shoes

12. ‘Dog days’ means

A. a period of being carefree

B. a period of misfortune

C. days when dogs breed

D. hot weather

Answer: D. hot weather

13. বিপদ কখনও একা আসে না।

A. Misfortunes comes never alone.

B. Misfortunes never come alone.

C. Misfortunes never alone comes.

D. Misfortunes comes alone ever.

Answer: B. Misfortunes never come alone.

14. অন্যের দোষ ধরা সহজ।

A. It is easy to find fault of others.

B. It is easy to find out fault of others.

C. It is easy to find fault with others.

D. It is easy to find out faults of others.

Answer: D. It is easy to find out faults of others.

Choose the word that is closest in meaning to the keyword in italics. (18 – 19)

15. It was indiscreet action on their part.

A. unfair

B. secret

C. imprudent

D. hasty

Answer: C. imprudent

16. The back charges an exorbitant rate of interest.

A. moderate

B. excessive

C. fair

D. increasing

Answer: B. excessive

Which of the following sentences is correct? (17 – 20):

17.

A. I insist that she come along.

B. I insist that she comes along.

C. I insist that she came along.

D. I insist that she may come along.

Answer: A. I insist that she come along.

18.

A. I have looked for a good doctor before I met you.

B. I had looked for a good doctor before I met you.

C. I looked for a good doctor before I meet you.

D. I am looking for a good doctor before meeting you.

Answer: B. I had looked for a good doctor before I met you.

19.

A. Silver as well as cotton have fallen is price.

B. Bangla as well as English are taught here.

C. The mayor, with his councilors, is to be present.

D. The king, with his ministers, are going on a trip.

Answer: C. The mayor, with his councilors, is to be present.

20.

A. He chose well and prospered.

B. He choose well and prospered.

C. He choiced well and prospered.

D. He chosen well and prospered.

Answer: A. He chose well and prospered.

Read the following passage carefully and answer Questions (21 – 25):

Researches suggest that there are creatures that do not know what light means at the bottom of the sea. They don’t have either eyes or ears; the can only feel. There is no day or night for them. There are no winters, no summers, no sun, no moon, and no stars. It is as if a child spent its life in darkness in bed, with nothing to see or hear. How different our own life is! Sight shows us the ground beneath our feet and the heavens above us – the sun, moon, and stars, shooting stars, lightning and the sunset. It shows us day and night. We are able to hear voice, the sound of the sea, and music. We feel, we taste, we smell. How fortunate we are!

21. We discover that the sea creatures in the story ______ .

A. have the same sense that we do

B. have no sense of hearing as well as sight

C. live in darkness because they do not like light

D. do not hear the sound of sea as they are accustomed to it.

Answer: B. have no sense of hearing as well as sight

22. Which statement is true in the context of the passage?

A. We are unfortunate because we cannot experience winter and summer.

B. We can feel, smell and taste unlike the deep sea creatures.

C. We can spend our lives in darkness in bed.

D. We can see the ground beneath our feet and the depth of the ocean.

Answer: B. We can feel, smell and taste unlike the deep sea creatures.

23. Judging from the passage, we can say that this passage is mainly about ________ .

A. life of sea creatures at the bottom of the sea

B. how changes in the seasons are perceived by the deep-sea creatures

C. how wonderful our lives were and will be

D. the superiority of human beings over some creatures in terms of senses

Answer: A. life of sea creatures at the bottom of the sea

24. ‘Researches’ in line 1 suggest

A. stories one hears about the deep sea creatures from sailors

B. scientific discoveries about the deep sea

C. laboratory tests conducted by marine biologists

D. Detailed studies about the deep sea creatures to discover new information about them.

Answer: D. Detailed studies about the deep sea creatures to discover new information about them.

25. In the passage a child in darkness is likened to _________ .

A. someone who lives where there are no season

B. an animal without the sense of touch

C. a sea creature with no seeing or hearing ability

D. a deaf child unaffected by the environment

Answer: C. a sea creature with no seeing or hearing ability

How to break away from shocking decisions

noreply@blogger.com (Anonymous) — Tue, 09 Jul 2013 07:40:00 +0000

When we make a choice that doesn’t work out, we find it remarkably difficult to cut our losses and walk away. Think about the last time you waited for 45 minutes at a restaurant, and there was no sign that your table would be ready in the near future. You should have probably headed to another restaurant, but you’d already waited 45 minutes, so how could you leave?

Or you hired an employee who struggled to master the key skills for the job, and after several months of training and coaching, things hadn’t improved. You rotated him to two different positions that seem like a better fit, and he underperformed there too. Three years later, it’s probably time to encourage the employee to start looking elsewhere, but after putting so much energy into him, can you really give up on him?

If you kept waiting at the restaurant or working with the employee, you fell into a trap that organizational behavior expert Barry Staw calls escalation of commitment to a losing course of action. It’s throwing good money after bad, and we see it all around us. Escalation occurs whenever we invest our time, energy, or resources in a choice that falls short of the desired return, and we succumb to the temptation to invest more.

The emotional investment in the past clouds clear decisions for the future. Good common sense advice for all of us managing "under performing" people to take on board. Too much rope and insufficient initiative is a horrible combination.

Sometimes it merely costs us a few hours, but in other cases, the consequences of escalation are more disastrous. To stop escalation, we need to understand what causes it. One factor is sunk costs. Economists have known for years that we’re irrationally attached to the time, energy, and money we’ve invested in the past. It’s already gone, so it should no longer figure into our judgments, but it does. It’s like the money the Polaroid executives spent on producing instant film was still burning a hole in their wallets. We’re also sucked in by the desire to finish what we started and the worry that we’ll regret missing out. After all, persistence is a virtue, and those egg rolls do smell delicious…

New evidence reveals that the biggest culprit behind escalation is ego threat. We don’t want to be seen—or see ourselves—as failures. If you just invest a bit more in that underperforming employee, you can save face and protect your ego, convincing your colleagues (and yourself) that you were right all along. Staw and colleagues found that in NBA basketball, after controlling for players’ performance on the court, those who were picked earlier in the draft were given more playing time and were less likely to be traded. Regardless of players’ offensive and defensive success on the court, when executives made bigger bets on players, they had a harder time giving up on them, as that would mean conceding a blunder. So what we can do about it?

Rigorous studies support four antidotes to escalation:

(1) Separate the initial decision-maker from the decision evaluator. Once you’ve made the initial choice to go to the restaurant or hire the employee, you’re no longer in a neutral position to decide whether to keep investing in that course of action. Since you’re biased in favor of sticking with the slow restaurant, the old car, and the underperforming employee, it’s valuable to delegate the decision to someone who can take an unbiased look at the facts.

In a study of California banks, after clients defaulted on loans, managers tried to turn things around by giving second loans. Having made the initial decision to approve the problem loans, they came to believe that the debtors would come through. This escalation problem was reduced by turnover among senior managers. The new managers had no need to protect their egos and save face: they hadn’t approved the original loans, so they were able to look at them more rationally. They recognized that they should cut their losses by writing off the loans and setting aside funds to cover them.

(2) Create accountability for decision processes, not only outcomes. Many leaders like the idea of holding people accountable for the results they achieve. That way, employees have the freedom to choose different methods and strategies, and we don’t have to monitor their work along the way. The problem with this approach is that it allows employees to make faulty decisions along the way, convincing themselves that the ends will justify the means. Research demonstrates that long before outcomes are known, asking employees to explain their decision processes can encourage them to conduct a thorough, evenhanded analysis of the options.

Process accountability can be applied to our own choices, too. It just means setting some criteria for the decision process in advance. Before arriving at the restaurant, you might agree that you’ll only wait for 30 minutes. Prior to choosing an employee to hire, you could decide how much training this position should receive.

(3) Shift attention away from the self. Once you’ve learned that an initial choice didn’t pan out, your focus immediately turns to your pride and your reputation. Research shows that if you consider the implications of the decision for others, you can make a more balanced assessment.

In Mistakes Were Made (But Not By Me), psychologists Carol Tavris and Elliot Aronson present a chilling analysis of how police officers and prosecutors reject airtight DNA evidence that proves the innocence of people they imprisoned. It’s painful to look in the mirror and admit that they punished an innocent person. If they focused more on the good they could do for the wrongly convicted people and their families, they might be more open to the possibility that they made an error.

(4) Be careful about compliments. When we praise people for their skills, it can go one of two ways. It can reduce growth by protecting the ego, allowing people to feel good enough about themselves that they’re comfortable acknowledging a mistake. But it can also increase escalation by inflating the ego, causing people to become cocky: they couldn’t have made a mistake. Which way does it go?

The answer depends on the domain of praise. In one experiment, when people were praised for their decision-making skills and then made a choice about whether to keep investing in a bad hire, they were 40% more likely to escalate their commitment than people who received no praise at all. They were great decision-makers, so how could they have chosen the wrong candidate?

On the other hand, when people were praised for their creativity, they were 40% less likely to escalate commitment than those who received no praise. Since they felt good about another skill, the failure didn’t sting as much. A rich body of research shows that when we get positive feedback in the same domain as the failure, we’re at risk for becoming overconfident. If you’re about to compliment someone who’s at risk for escalation, target the compliment to a different skill set or a different sphere of life. If you’re worried that you might be on the road to escalation, affirm your skills or values in a domain that’s completely removed from the context of the current decision.

I once served on a board of directors that committed $10,000 for a team to create a pilot for a TV show about the Let’s Go travel guidebooks. The pilot flopped, and I was dumbfounded when a senior board member said: “We didn’t invest enough. Let’s give them a bigger budget of $50,000.” The next pilot was no better, and the show never got off the ground.

Looking back, that board member never should have been involved in the decision: the initial investment was his idea. And before investing the first $10,000, we should have established process criteria for evaluating the decision at the next stage. Since we failed in those two structural steps, I wonder what would have happened if I had complimented the board member’s creativity, and highlighted how that money could be better spent to benefit the organization.

By investing in the TV pilot, we passed on the opportunity to have the Let’s Go books prominently featured in a movie called Eurotrip. The movie’s executives partnered with Frommer’s instead, and Eurotrip ended up grossing over $20 million in revenue (Adam Grant; Wharton professor).

It's true that emotions run high when decisions are made to spend time and money on something big. It's important to be able to identify when a bad choice has been made but even more important is the ability to admit it to one's self (and others) and move on. Since this realization taps into the decision-maker's pride and ego I imagine that many endeavors never reach their full potential. Some good thoughts in here on how to approach, and possibly avoid, such a situation.

Most of people in the world drinking soft drinks as Coca Cola but did you know all the slogans of Coca Cola??

noreply@blogger.com (Anonymous) — Sun, 05 May 2013 06:30:00 +0000

· 1886 - Drink Coca-Cola.

· 1904 - Delicious and refreshing.

· 1905 - Coca-Cola revives and sustains.

· 1906 - The great national temperance beverage.

· 1908 - Good til the last drop

· 1917 - Three million a day.

· 1922 - Thirst knows no season.

· 1923 - Enjoy life.

· 1924 - Refresh yourself.

· 1925 - Six million a day.

· 1926 - It had to be good to get where it is.

· 1927 - Pure as Sunlight

· 1927 - Around the corner from anywhere.

· 1928 - Coca-Cola ... pure drink of natural flavors.

· 1929 - The pause that refreshes.

· 1932 - Ice-cold sunshine.

· 1937 - America's favorite moment.

· 1938 - The best friend thirst ever had.

· 1938 - Thirst asks nothing more.

· 1939 - Coca-Cola goes along.

· 1939 - Coca-Cola has the taste thirst goes for.

· 1939 - Whoever you are, whatever you do, wherever you may be, when you think of refreshment, think of ice cold Coca-Cola.

· 1941 - Coca-Cola is Coke!

· 1942 - The only thing like Coca-Cola is Coca-Cola itself.

· 1944 - How about a Coke?

· 1945 - Coke means Coca-Cola.

· 1945 - Passport to refreshment.

· 1947 - Coke knows no season.

· 1948 - Where there's Coke there's hospitality.

· 1949 - Coca-Cola ... along the highway to anywhere.

· 1952 - What you want is a Coke.

· 1954 - For people on the go.

· 1956 - Coca-Cola ... makes good things taste better.

· 1957 - The sign of good taste.

· 1958 - The Cold, Crisp Taste of Coke

· 1959 - Be really refreshed.

· 1963 - Things go better with Coke.

· 1966 - Coke ... after Coke ... after Coke.

· 1969 - It's the real thing.

· 1971 - I'd like to buy the world a Coke. (basis for the song '' I'd Like to Teach the World to Sing (in Perfect Harmony)" )

· 1974 - Look for the real things.

· 1976 - Coke adds life.

· 1979 - Have a Coke and a smile (see also Hey Kid, Catch !)

· 1982 - Coke is it!

· 1985 - America's Real Choice

· 1986 - Red White & You (for Coca-Cola Classic)

· 1986 - Catch the Wave (for New Coke)

· 1989 - Can't Beat the Feeling. (also used in the UK)

· 1991 - Can't Beat the Real Thing. (for Coca-Cola Classic)

· 1993 - Always Coca-Cola.

· 2000 - Enjoy.

· 2001 - Life tastes good. (also used in the UK)

· 2003 - Real.

· 2005 - Make It Real.

· 2006 - The Coke Side of Life (used also in the UK)

· 2007 - Live on the Coke Side of Life (also used in the UK)

· 2008 - love it light (also used in the UK)

· 2009 - Open Happiness

· 2010 - Twist The Cap To Refreshment

· 2011 - Life Begins Here

· 2012 - Enjoy Coca Cola

Bengali New Year

noreply@blogger.com (Anonymous) — Fri, 12 Apr 2013 07:37:00 +0000

Bengali New Year (Bengali: নববর্ষ Nôbobôrsho) or Pôhela Boishakh (পহেলা বৈশাখ Pôhela Boishakh or পয়লা বৈশাখ Pôela Boishakh), occurring on 14th April, is the first day of the Bengali calendar, celebrated in both Bangladesh and the India.

In Bengali, Pohela stands for ‘first’ and Boishakh is first month of Bengali calendar. Bengali New Year is referred to in Bengali as "New Year" (Bengali: নববর্ষ Noboborsho). Nobo means new and Borsho means year.

My Heartly Prayers May.. Fill your entire life, with Happiness & Bright Cheer, Joy and Prosperity and Success. Happy Bangla New Year May you come up as bright as sun, as cool as water and as sweet as honey. Hope coming new year fulfill all your desires and wishes. I met love, health, peace and joy, They needed a permanent place to stay. I gave them your address hope they arrived safely. Nights are Dark but Days are Light, Wish your Life will always be Bright. So my Dear don't get Fear because, God Gift us a "BRAND NEW YEAR".

*****Subho Naboborsho****Happy Bangla New Year! Happy Poila Baisakh !

Time says now you are so loneliness

noreply@blogger.com (Anonymous) — Wed, 03 Apr 2013 06:25:00 +0000

13th March 3:20 pm 2013 when I arrived / 抵达 (Dǐdá) my motherland Bangladesh/孟加拉國 (Mèngjiālā guó) I feel I arrived paradise/ 天堂 (Tiāntáng). It's my life it's my everything, without my motherland I feel so loneliness, when I arrived my home my father and my mother start crying that I can't stop my cry, this is really called love. That time I forget I'm 25 years older, but when today morning my father called my cell phone told me Happy Birthday and my parents start again crying that time I know today is my Birthday , today is 20th Chaitra (চৈত্র).

Now I guess what is loneliness, I miss you papa and mom.....I love you .....

HAPPY NEW YEAR 2013

noreply@blogger.com (Anonymous) — Mon, 31 Dec 2012 06:42:00 +0000

"HAPPY NEW YEAR 2013" january sky like a slate wiped clean and Stillness of air the where nothing has been wait for your word as if to say another last chance lives from today January sky as clean blue rock solitude air seemed to tell of being lost had at hand the beautiful happy new year - the world just the loneliness, losing the faith in turning day into night and night into day holding on tight, millions all hoping something like love will light up the way Happy New Year the world never stops rush deeds by the day and turn night by night turn daylight million Floating Life is struggling to adhere looking forward to have a love can shine journey dying for change, but the feeling will not last summer will come and be over too fast ØThe sun gives off light and warmth, into sun fade into rain a miniature life to live over again I have the desire to change course this feeling did not last long summer will be pleased to slightly docked So the sun growth rain fade out of life microcosm we again walked a reincarnation happy new year - the world just keeps going the tumbling the round, screaming through space holding on tight, millions all hoping something like love will light up their face Happy New Year world never stopped the rush line track four flip four remain sound million Floating Life is struggling to adhere looking forward to a love can shine face happy new year to everyone hurting praying this time it all and becomes clear here when the light is pale and uncertain happy new year happy new year Happy New Year, my blessings on each dejected in front of the light pale erratic everything also, as I simple blessings like clear and Happy New Year, Happy New Year

Bangladesh is Developing Country ?

noreply@blogger.com (Anonymous) — Sun, 26 Aug 2012 15:08:00 +0000

Singapore Prime Minister Lee Hsien Loong's National Day Message 26 August 2012: "HOPE, HEART and HOME".

Mr Lee says,

My Fellow Singaporeans,

1. We celebrate National Day amidst an unsettled world. Europe and the US face serious economic problems. Asia is doing better than other regions, but China and India are slowing down and tensions are simmering in the South China Sea.

2.     Against this backdrop, Singapore is doing quite well. Our economy grew 1.7% in the first half of 2012 and we are on track for 1.5-2.5% growth for the year. Internationally, Singapore’s standing is high, whether with emerging countries like India and China or advanced nations like the US. Domestically, we are clearing the backlog of applicants for HDB flats, building more MRT lines and upgrading our bus services. Our GST Vouchers and U-Save rebates will help lower-income households cope with inflation.

3.     Today Singapore is a success story, but the world is not standing still. The next two decades will be very different. The emerging economies in Asia are advancing rapidly. Breakthroughs in science and technology will transform our lives. Singapore will encounter many new challenges and opportunities.

4.     We must ask ourselves some fundamental questions: What future do we see for Singapore? What kind of home do we want for our children? I believe all of us want to be proud to be Singaporeans, and to live in a successful country that meets our aspirations. What does this mean?

5.     First, Singapore must always offer hope of a better future. We must always be a fair and just society which creates opportunities for all. A nurturing and open environment which gives every citizen the chance to pursue his dreams. A forward-looking community where each generation improves on what they have inherited and hands a better Singapore over to their children. This is the way to root able and enterprising Singaporeans here, and inspire all of us to keep on improving Singapore.

6.     Singaporeans all want the best education, to fulfill their potential and be better people. We will equip them with skills and knowledge to thrive in an uncertain world. We must work with parents to bring their children to more equal starting points for primary school, through good and affordable childcare and kindergartens. We will open up more pathways in our education system, to fulfill the diverse aspirations of our young. Let us prepare every child for the test of life, not just a life of tests.

7.     Second, Singapore must be an inclusive society with a heart. We uphold meritocracy, to motivate everyone to try their best. But individual achievement must be tempered with a mutual obligation. The successful ones have a duty to contribute back more to society. We need to treat one another with dignity and respect, and to share the fruits of success widely, so that no Singaporean is left out.

8.     We have strived for such an inclusive Singapore for many years. Our home ownership programme gives every citizen, rich or poor, a stake in our nation. Our universal and almost free education system equips every child with the tools to succeed in life. Our healthcare system provides every Singaporean with good quality and affordable care.

9.     But as new needs have emerged over time, we have enhanced our social safety nets. We introduced ComCare to help the needy, and Workfare for low-income workers. Low- and middle-income couples now get Additional Housing Grants to buy HDB flats. In schools, Opportunity Funds enable less well-off students to participate fully in enrichment programmes and study trips.

10.     This year’s Budget was a further major step. We introduced new programmes. The Silver Housing Bonus is benefiting our ageing population. Increased subsidies for home-based care are helping more families with elderly parents. These are not one-off gestures, but a carefully designed package which lays the basis for stronger safety nets for the future.

11.     We will build on these initiatives in a sustainable way. The Government will do more but it cannot do everything. Every Singaporean must play his part in creating an inclusive Singapore. This is how we can nurture a united community, and do the best for ourselves and one another.

12.     Third, Singapore must be a home that all of us love. We have built a unique home on our little island, striking a balance between preserving the old and embracing the new. Let us make it even better. A beautiful home with green spaces, blue skies and clear waters, just like here in Bishan-Ang Mo Kio Park. A cherished home where we build treasured memories and lifelong friendships. A safe home which we will defend.

13.     This feeling of belonging and identity is especially important for an open society in a globalised world. But it is also harder to nurture when we have new immigrants and foreign workers. We are managing the inflow to minimise the strains on our infrastructure and society. But Singaporeans must remain confident and open, and welcome those who will strengthen our team and help us and our children do better. For their part, new immigrants must make the effort to integrate into our community. They must acquire our social values, our cultural values, adopt our social norms and commit their loyalty and love to Singapore.

14.     Even as we keep our society open to immigrants, we will bring up our own next generation. Singaporeans do want to grow their own families. Many couples do wish to have children, and we will do more to support their family life and parenthood. I am happy that we expect more Dragon babies this year, but our fertility trend is still declining. We must go beyond the Chinese zodiac and tackle the underlying causes of our low birth rates. If we can create more supportive social attitudes and work environments, and lighten the burdens of parenthood, we will help couples to have more kids.

15.     Beyond specific issues like immigration and procreation, we need to review our policies more broadly, particularly social and education policies. To still be a shining red dot twenty years from now, we must rethink our approaches, and reinvent ourselves. We must anticipate changes and prepare for what lies ahead. Singaporeans will remain at the heart of all that we do, as we update our policies to best serve our people. Core values such as meritocracy, multi-racialism and financial prudence cannot change. But within these broad principles, we should review what needs to change and where we should act more boldly.

16.     I have asked Minister Heng Swee Keat to chair a committee of younger ministers to take a fresh look at what we are doing. We will engage Singaporeans in this review, and build a broad consensus on the way forward. I ask for your support in this exercise.

17.     Singapore is our shared home. What Singapore becomes depends on what we make of it. With our resources, our resolve, and our imagination, Singapore is well placed to thrive in a changing world. Let us all work together so that our children can always find here hope of a better future, an inclusive society with a heart, and the best home for ourselves and our families.

Singapore has to reinvent itself to progress in next 20 years. But my question Singapore Independent 50 years ago; and my country Independent already 30 years past. Where we are now? Why our country still undeveloped but we are developing by paper writing; in this situation my Question we are Developing Country? If China, Singapore, and Taiwan are still developing country, how we are also developing country?

Why our country politician can't understand this matter?

Which day we see Bangladeshi Government slogan also , "HOPE, HEART and HOME". ?

I stand for Bangladesh against corruption Do YOU ?

noreply@blogger.com (Anonymous) — Sun, 19 Aug 2012 03:57:00 +0000

Dr. Kiran Bedi says, "What's important is how much you value your own life."

In Bangladesh we only read about death, sickness, terrorism, crime.. Why are we so NEGATIVE? Another question: Why are we, as a nation so obsessed with foreign things? We want foreign TVs, we want foreign shirts. We want foreign technology.
Why this obsession with everything imported. Do we not realize that self-respect comes with self-reliance?

* We are alarmed at the widespread governance deficit almost in every sphere of national activity covering government, business and institutions

* Corruption is possibly the biggest issue corroding the fabric of our nation, the malaise needs to be tackled with a sense of urgency, determination and on a war footing.

* We are concerned with the general deterioration in the overall value system of the nation

* Have abiding belief and commitment in Bangladesh's potential and prospects as a successful democracy.

* It is widely acknowledged that the benefits of growth are not reaching the poor and marginalized sections adequately due to impediments to economic development.

We have to do a lot of cleaning up before the country next elections. We must have the right to reject candidates if we believe they don't deserve our vote.

"Don’t you want a corruption-free country?”

I stand for Bangladesh against corruption Do YOU ?

15th August, Should we mourn or rejoice ?

noreply@blogger.com (Anonymous) — Tue, 14 Aug 2012 19:44:00 +0000

15th August, Should we mourn or rejoice ?

Bangabandhu Shek Mujibur Rahman the greatest leader, I love him, I respect him, I admire him. I am proud as a Bangladeshi as our leader is Bangabandhu Shek Mujibur Rahman, as he was born in Bangladesh.........The coup of 15 August 1975 was organized by officers of Bangladesh Army. They were led by Major Syed Faruqe Rahman and Major Rashid. The coup resulted in the assassination of the country's president Sheikh Mujibur Rahman, and several ministers and leaders of the Awami League; except for his daughters (daughters Sheikh Hasina and Sheikh Rehana escaped as they were in Germany), who were abroad at the time, almost every member of the family was killed. It's very shame for our blood ......

Today is 15th August. A memorable day for various reasons. Should we mourn or rejoice ? Here are my feelings I want to share with you. Kindly see the article below.

Today is 15th August, most gruesome day in the history of brutality and killing our country is confronted with. The nation mourns the death of Bangabandhu Sheikh Mujibur Rahman, the architect of modern state of Bangladesh, even one might have reservation to call him father of the modern Bengali nation. Am I correct when I said the 'nation mourns the day', perhaps not. Surely those who are firm believers of Bangladeshi nationalism as a political philosophy and doctrine that is the jatiyatbadis of all fold including BNP followers and Islamic fundamentalists will not mourn or observe the day. Those who think creation of Bangladesh is a logical consequence of 1947-partition of India into Pakistan with predominantly Muslim majority two zones thousands mile away from each other, separated by a alien Hindu dominated country, secular Bharat i.e. who still consider that Bangladesh is a mini Pakistan or Muslim Bangla, as Zulfiqar Ali preferred to call it immediately after Pakistani soldiers surrendered to the chief of the Bangladesh-India joint command, Lt. General Jagjit Singh Arora, who happened to be also the chief of the Eastern command of Indian Army, popularly came to be referred as Mitra Bahini will not mourn the death of Sheikh.

Government is a symbol of nation's aspiration. It should uphold some basic concepts above petty party politics. BNP-Jamat government under the leadership Khaleda Begum may not recognize Sheikh as founding father of 'Bangladeshi nationalism', nor as an architect of modern state of 'People's Republic of Bangladesh, but surely they should recognize Sheik's contribution of autonomy movement launched by Sheikh centering AL's six point charter of demands, his sufferings including Agartala conspiracy case at the hands of tyrannical Pakistani military junta and autocratic Ayub Khan government, 69-mass movement for democracy and autonomy for East Pakistan, historical election triumph of 1970, and finally unparalleled non-cooperation movement of '71 and his historic call for total independence on 7th march.

Even if we admit for the sake of debate, that Sheikh very meekly surrendered to Pakistani Bahini on the dreadful night of 25th March without declaring independence of East Pakistan. But shouldn't BNP leadership feel obliged that Sheikh's movement for 'autonomy and independence' paved the objective condition of 25th March for cracking down of crazy Pakistani army on innocent sleeping people of Dhaka and East Pakistan at large and made the field open for Khaleda Begum's husband an unknown major of East Bengal regiment, Ziaur Rahman who was then as a loyal Pakistani army officer on his way to Chittagong port to help Pakistani military authority unloading arms and ammunitions from the Ship Babar to declare independence of Bangladesh on his own (sic). Jamatis claimed that had Sheikh Mujib not provoked Pakistani Military Junta and its chief Gen. Yahya Khan by his secession movement the tragedy of 25th March would not have taken place and Pakistan would have saved. For this very act of Bnagabandhu Sheikh Mujibur Rahman the BNP leaders and its chairperson should be grateful to him as this act gave a rare opportunity to Major Zia to 'proclaim' independence of Bangladesh on behalf 'our great leader Sheikh Mujibur Rahman'. But ungrateful BNP leadership totally forgot any least contribution Sheikh made for this wretched nation and its people for its independence and their emancipation. Khaleda Begum's government observed birthdays or death anniversaries of many cultural and literary persons like Jasimuddin, Farukh Ahmed, Golum Mostafa .... and politicians like Sher e Bangla, Moulana Bhasani, Shahid Surwardy, Mashiur Rahman (Jadu Mian), Shahid Ziaur Rahman etc..... We may ask BNP leaders are the contribution of Sheikh for the down trodden people of the then East Pakistan any way less if not greater in comparison of those leaders. Is it not fact that you are evaluating Bangabandhu as an opponent of your Party and its founder Ziaur Rahman- not in true historical perspective' Why do you forget Bangabandhu or AK Fazlul Haque or even Muslim league leader Khwaza Sir Nazimuddin can be a competitor of Ziaur Rahman or your present party chairperson the great lady Begum Khaleda as all of them died before Zia became the president of Bangladesh Pakistan and his party came into existence? But BNP leadership is carrying on a relentless shadow war against a dead person whom you so meanly call Marhum (late) Sheikh Mujibur Rahman as against Swadinatar Ghosok Shahid Ziaur Rahman (like a cracked record). Portraits of Sheikh, wherever found are being toppled down, burnt and destroyed with vengeance, malice and hatred. Why so meanness is shown to a great national leader whom the BNP leaders and their young workers may not respect but surely they can show some tolerance. If the government cannot observe his death anniversary, surely it can just remember his contribution on this historic day. But instead, Jamatis and BNP nationalists are celebrating, though not officially, the day as najat divas (day of end of tyrannical regime).

I have a portrait of Bangabandhu in my living room with his right hand fore finger pointing up, delivering his famous 7th March deliberations to millions of people assembled in Race Course maidan, now known as Surwardy Udyan. I still feel that I am still in front of the great orator listening every word of his speech as one amongst millions. It is not a political speech, it emanated from his inner core, form his inner feelings for his people whom he loved, endeared and respected'the entire mass was simply hypnotized and carried with him. It was simply a poem only Sheikh can compose, deliver and overwhelm his listeners. I have heard speeches of many great personalities like Nehru, Moulana Azad, Subash Bose (in my boyhood), fiery Moulana Bhasani, sentimental Sher e Bangla, humorist Shahid Surwardy, scientists like' Meghnad Saha, Satyen Bose, Raman, Krishnan .... but Sheikh in Race Course Maidan in front of millions, charged with expectations, was superb and unparalleled with his poetic speech composed with his own chosen words and sentences charged with emotion and reasons. His final call 'Ebarer Sangram- amader muktir Sangram, Ebarer Sangram Swadhinatar Sangar.' still reverberates in my ear as a tall body chocked with tears and emotion standing in front of mine. How could I forget the day? From that moment the autonomy movement based on six-points and 11-points became redundant, as the movement concentrated into one point and direction Swadhinatar Sangram (war for independence), our slogan became 'Padma Jamuna Meghna, Tomar Amar Thikana' ( Oh river Padma, Jamuna, Meghna! thou are my abodes), Veer Bangali Astra dhara, Bangladesh Swadhin kara (Brave Bengalis, Take up arms, Make Bangladesh Independent).

How could I forget his memorable speech at Lahore when he declared his '6-point programme' in 1966 calling this programme as Banchar dabi: 6-dafa Karmasuchi (Demands for our survival: 6-points Programme). How could I forget his historic rejection of Yahya's fresh invitation to participate in national conference of political leaders on 10th March, 1971. Sheikh flatly said, 'When the Bengalis are embracing martyrdom from army bullets, the invitation is nothing but a cruel joke and I have been invited at the point of bayonet. .... ' Before launching his historic non cooperation movement, people has not witnessed such movement since the 'quit India movement' of 1942 led by Mahatma Gandhi, he called upon his people, '.... from today, courts, government offices, ... educational institutions.... all establishments will remain closed sine die.. . The Supreme Court, government or semi government secretariats,.... none will operate.... '. From this day Tajuddinn Ahmed became if so facto chief executive of 'free Bangladesh'. How could I forget this memorable action of Bangabandhu in freeing the Bengali nation? One has to witness those events to understand and appreciate. I am one of those fortunate individuals who went through these colourful days of our making history.

How could I forget his another memorable speech during sixties when he said hinting to continuous conspiracy against Bengali speaking people of eastern zone of Pakistan, ' From this moment on wards attempts have been made repeatedly to the word Bangla from the soil of the country and from the page of map. But let me announce on behalf of people of Bangla that from today the eastern zone of Pakistan province shall be known as Bangladesh and not East Pakistan.' In earlier days when a 1956 constitution was adopted in Pakistan Parliament renaming eastern province 'East Bengal' (Purba Bangla) to East Pakistan, Sheikh registered his vehement protest saying, 'Sir, you will see that they want to place the words 'East Pakistan instead of East Bengal'. We have demanded so many times that you should name it Bengal (Pakistan). The word 'Bengal' has a history, has a tradition of its own.' How I could I forget his utterances?

How could I forget his final speech before his arrest by Pakistani army, declaring independence of East Pakistan as 'Independent Bangladesh' immediately after the midnight of 25th March (26th March morning): ' This may be last message, from today Bangladesh is independent. I call upon the people of Bangladesh wherever you might be and with whatever you have, to resist the army of army of occupation to the last. Your fight must go on until the last soldier of the Pakistani occupation army is expelled from the soil of Bangladesh and final victory is achieved.' Mr. Hannan, general secretary of Chittagong Awami League read out the message through Kalurghat Radio station on 26th March morning. Later on the same day Major Ziaur Rahman who had then camped near the Kalurghat bridge not far from the radio station at the request of the self employed workers of 'Swadhin Bangla Betar Kendra' reiterated the proclamation of Sheikh Mujib, saying 'The Government under Sheikh Mujibur Rahman is sovereign legal Government of Bangladesh and is entitled to recognition from all democratic nations of the world.' This declaration of Sheikh Mujibur Rahman later on was authenticated in 'Proclamation of Independence' adopted by elected representatives assembled at Mujib Nagar on 10th April, 1971, a historic and legal document of our war of liberation wherein it says,

'Whereas in the facts and circumstances of such treacherous conduct Bangabandhu Sheikh Mujibur Rahman, the undisputed leader of the 75 million people of Bangladesh, in due fulfilment of the legitimate right of self determination of the people of Bangladesh, duly made a declaration of independence at Dacca on March 26, 1971, and urged the people of Bangladesh to defend the honour and integrity of Bangladesh'.

....... 'We the elected representatives of the people of Bangladesh, as honour bound by the mandate given to us by the people of Bangladesh whose will is supreme duly constituted ourselves into a Constituent Assembly, and ....... in order to ensure for the people of Bangladesh equality, human dignity and social justice, declare and constitute Bangladesh to be sovereign Peoples' Republic and thereby confirm the declaration of independence made by Bangabandhu Sheikh Mujibur Rahman, ....'

After this historic proclamation all controversies of declaration of independence should have been brought to an end. But alas the interested circle continued to make fuss with the issue. Thanks to late president Ziaur Rahman that during his lifetime he never raised this issue of proclamation of independence or tried to belittle Bangabandhu or his great contribution. Zia maintained whatever he did, he did in the name of Sheikh Mujibur Rahman, undoubtedly the undisputed leader of 75 million Bengali speaking people.

I clearly remember after Zia assumed power as (deputy) martial law administer, on the occasion of our Independence day in a TV programme he allowed a respectful reference to contribution of Sheikh's 6-point movement and wining a significant election with overwhelming majority. It was further heard that on that occasion Zia wrote his second article on Bangladesh liberation mentioning Bangabandhu as architect of new Bangladesh to settle the issue once for all. As is heard off it was sent for publication to all dailies, but at the last moment it was withheld at the advice of some fundamentalist and ultra-left advisers of his. If the story is true, it is a pity for the nation. We would have relieved from unnecessary controversies that followed when BNP government came to power in 1992 and then again in 2001.

Should I remind my dear readers, what was President Yahya's reaction as he addressed his Pakistani nation on 26th March evening after he let loose his soldiers to crackdown on 25th March night. His rough voice is still ringing in my ear, ' Sheikh Mujibur Rahman's action of starting his non cooperation movement is an act of treason. He and his party have defied the lawful authorities.... insulted Pakistani flag. They have tried to run a parallel government. The proclamation that he proposed was nothing but a trap. ..... the man and his party are enemies of Pakistan, and they want East Pakistan to breakaway completely from the Country. He has attacked the solidarity of this country'this crime will not go unpunished. ... As for Awami League it is completely banned as a political party.'

Yahya knew who were his enemies- no other person except Bangabandhu was singled out as traitor and charged with so called act of treason. Even then BNP goes on belittling his contribution in the salvation of Bengali people and insulting the national leader in the meanest possible manner.

Yahya could not execute the punishment he pronounced on Bangabandhu because of international pressure, but his faithful servants in Pakistan army of Bengali origin, some in 'disguise of freedom fighters' carried out the will of general Yahya on 15th August, 1975. Bravo! Bangladesh army officially has never under took the responsibility of removing of Government of Sheikh Mujibur Rahman nor his brutal killing by a section of army jowans and officers. But neither it had conducted any inquiry to reveal the real truth nor punished any breakaway army personals involved in the tragedy who killed not only a president of the country but the architect of Bangladesh and all ideals-- our war of liberation stood for. The killing of Bangabandhu revealed the weakness of top army leadership and army bureaucracy as well as infrastructure of the army.

India celebrates its 57th Independence day

While we are mourning, India is celebrating its 57th day of Independence. On this day 60 years back, the British union jack was slowly brought down signifying the end of British rule in India and in its place tri colour Indian National flag with Ashok-Chakra in the middle, symbol of peace, was unfurled. From the Lal Killa, Indian PM Atal Behari Vajpayee in his address to the nation appealed to the Indians as well as Pakistanis that for the sake of peace, progress and tranquility in the region India and Pakistan should forget about fighting against each other, rather both countries wage war against the poverty. PM called upon the Pakistani leadership to give up 'hate India' campaign and stop giving support and encouragement to the militants.

We all wish prosperity of the people of India on this happy occasion.

BNP observes its Chairperson's 68th birthday

While we sadly remember the gruesome killing of the Bangabandhu, architect of modern Bangladesh, 58th birth day of Bangladesh Prime Minister Mrs. Khaleda Begum is being celebrated by her admirers, her ministerial and political colleagues, high officials with pomp and grandeur. Her family members signaled the day of observance when at 12-15 a.m. on Friday she was wished long and prosperous life by cutting a cake, lighting candles and chanting 'happy birth day to youuuuuu ...... .' At 8 p.m. demy official function took place at 30, Hare Road, the Jamuna Guest House, official evening secretariat of PM. Top political leaders and senior ministers, students leaders and host of her admirers assembled at Jamuna Guest house and wished the PM happy birth day. The heaviest cake that was presented to her weighs 132 lb. Apart from hundreds of small and mid-sized cakes as many as five 68 kg cakes were also cut on the occasion. PM as reported thanked all of them and sought their cooperation in running the country.

At the Madhur Canteen, the BNP's students front Chhatradal also observed the day with great fun and pomp. At 11 a.m. a cake weighing 20 lb was cut to mark the celebration followed by a milad mahfil in the afternoon.

We also wish happiness to Begum Khaleda in her personal life.

Epilogue

There is no harm in celebrating birthday of Khaleda Begum by her admirers and BNP. But what embarrasses us as to her choice of 15th August to celebrate her birthday. This she did only when Awami League came to power and officially started observing 15th August as national mourning day. On earlier days Begum Zia's birthday was observed on a different day. Obviously to observe 15th August as her birthday all on a sudden bewildered many and surely there was obvious mean motive behind it. People say that she has three or four date(s) of birth. When she became PM of Bangladesh her bio-data as supplied to the Government record books had a different date, it is alleged. It is rumored, her school certificate shows yet another date, and in her last passport she gave another date of birth. As far as I remember a case was filed against her by a civilian for giving misinformation if her date of birth is really 15th August. Learned and aged journalist ABM Musa, as far as I remember wrote a very interesting and humorist article in Janakantha (?) on the matter saying everyone has the right to choose his or her birthday as he or she really does not when he or she came to earth. Only parents can throw some light, but alas Khaleda Begum is an orphan in that sense! But let us hope this time she sticks to the latest one.

Share market downturn of 2011 is different from the incident of 1996.

noreply@blogger.com (Anonymous) — Tue, 14 Aug 2012 15:25:00 +0000

Share market downturn of 2011 is different from the incident of 1996.

Capital Market of Bangladesh is one of the smallest in Asia but the third largest in the South Asia. The rise and fall of one of the world's worst performing stock market in Bangladesh stock market present position. Share market downturn of 2011 is different from the incident of 1996. The ‘game planners’ of 2011 had ensured long-term market capitalization and liquidity. This long time growth of the capital market index has made a greater confidence among general investors of capital market and in this period there was no greater market price volatility of general index, as a result a continue trend of a greater profit has induced general investors to reinvest their profits along with additional capital.

In July 2009 the general index of DSE was 2914.53 while in April 2010 it has increased and reached to 5654.88. In December 2010, the general index first started to fall by 3.62 percent than previous month. In February 2011, it has decreased about 30.5 percent and reached at 5203.08. This declining trend of general index of DSE continued and finally today in 14 August 2012 it's 4256.32.

The government has taken many steps to address the continuous declining trend of the capital market like tax rebate of capital market investors, exemption of credit for margin level investors and also taking steps to influence banks to generate more investment in capital market. The recent most important step that the government has already declared to raise a banking fund and through investing in capital market by banking channel and tried to recover the capital market. But the ‘game planners’ of this capital market scenario have remained unspecified. The steps that government has already taken to recover the capital market have yet to be proved efficient. Moreover, the present economic adverse condition together with the contractionary monetary policy may cause a negative impact on turnover and liquidity of capital market.

Net profit of 15 listed banks comes down Exim Bank profit tops the list; Islami Bank gains the highest

noreply@blogger.com (Anonymous) — Tue, 14 Aug 2012 05:03:00 +0000

Net profit of 15 listed banks comes down Exim Bank profit tops the list; Islami Bank gains the highest

The net profit of 15 commercial banks listed on the stock market during the first half of the current calendar year declined compared to that in the same period of last year.

As per the un-audited half-yearly report, some banks registered an increase in net profit ranging from 3.72 percent to 82 percent during the said period.

Among the banks who managed to increase their net profits, Export-Import (Exim) Bank Limited posted the highest rise in net profit by 82 percent as it earned Tk 929.9 million during January-June 2012 against Tk 510.9 million in the same period last year.

The net profit of Shahjajal Islami Bank Limited posted a surge by 37 percent, as the bank gained Tk 863.8 million in the said period compared to Tk 632.5 million in the corresponding period of last year.

Social Islami Bank Ltd (SIBL) earned Tk 552.6 million net profit during the period under review, rising by 34 percent from the profit of Tk 411.4 million.

Al-Arafah Islami Bank earned net profit worth Tk 1126.4 million in the first six month of this year, compared to Tk 997.7 million in the same period last year, indicating a jump by 13 percent.

The net profit of Mutual Trust Bank in the period totaled to Tk 403.5 million, rising by 33 percent from Tk 303.3 million last year.

Jamuna Bank earned Tk 720.2 million net profit in six month this year against Tk 573.0 million last year, rising by 24 percent.

Bangladesh Islami Bank Ltd earned the highest profit during the period this year as it earned Tk 4216.6 million in the first half this year against Tk 3510.4 million in the corresponding period of last year, rising by 20 percent.

The net profit of Rupali Bank increased to Tk 719.4 million, rising by 6 percent, while that of Mercantile Bank to Tk 699.5 million by 15 percent, Dutch-Bangla Bank Ltd to Tk 1234.5 million by 9 percent, Brac Bank Ltd to Tk 832.2 million by 5 percent, First Security Islami Bank to Tk 319.7 million by 4 percent, Pubali Bank Ltd to Tk 1238.2 million by 4 percent and Standard Bank to Tk 648.0 million by 52.83 percent.

Dhaka Bank, IFIC Bank, Premier Bank, National Bank, One Bank, UCBL, Bank Asia, NCC Bank, City Bank, AB Bank, Prime Bank, Eastern Bank, Southeast Bank, Trust Bank and Uttara Bank experienced fall in net profit during the first half of the current year.

The net profit earned by all commercial bank during the Jan-June period of the current year rose to Tk 929.9 million against Tk 510.9 million in the same period last year, indicating a rise by 82 percent.

The loss incurred by ICB Islami Bank fell to Tk 84.1 million during the period compared to Tk 913.2 million in the same period last year.

We are in favour of minus two,still ?

noreply@blogger.com (Anonymous) — Fri, 10 Aug 2012 17:24:00 +0000

Every political parties,mainly biggest two growing a contineous discomfort for society and a threat to the Republic.Just watch the days from 1991,they failed to provide a minimum level of secured life,expansion in business field,grow in economy as some other country are in a suitable position to protect the upcoming disaster.They tried to secure the chair for their family member.So many MISTAKE will occured in past,now and in the future too.Did you notice the two lady's latest compromising?They will be in same row about caretaker govt by bluffing us.

We are in favour of minus two,still ?

Good Leadership Important For A Business, But Who Is A Good Leader?

noreply@blogger.com (Anonymous) — Mon, 06 Aug 2012 09:24:00 +0000

Good Leadership Important For A Business, But Who Is A Good Leader?

In an organization a good and strong leader is very important, not only in organization any kind of work need good leadership. But “Good leaders are made not born”. Now I have come to the realization that it is easy to be a leader, but not so easy to foster true leadership; if you have the desire and willpower, you can become an effective leader. Leaders are human beings who have their personal way of thinking, solving the problem, and stylistically leading the people. A leader is anyone who inspires and influences people to accomplish organizational goals; they motivate others to pursue actions, focus thinking, and shape decisions for the greater good of the organization. A good leader needs strong eyes.

Different leader tends to lead people by their individual style. But these different style success the same, because we know this exposes that leadership is situational. As example, Jack Welch and Kazuo they are use their organization their personal leading style. I believe that a good leader is she/he who can brilliantly adjust her/his leadership styles to the particular demands of condition, the particular necessities of the people involved and the particular tasks facing the business. Good leaders are continually working and studying to improve their leadership skills; they are NOT resting on their successes. Success is the only result. Hillary told that, my secret to success is to keep work when others have given up.

In organization effective leadership does not necessarily require great technical or intellectual capacity. An effective leadership in the modern age more importantly requires attitudes and behaviours which characterise and relate to humanity. Good leadership involves serving the organization or group and the people within it. Leadership is centrally concerned with people. Of course leadership involves decisions and actions relating to all sorts of other things, but leadership is special compared to any other role because of its unique responsibility for people.

The most important keys to effective leadership in organization according to my study I found that and finally, I am attaching some quotes-

Knowing objectives and having a plan how to achieve them,
Helping employees how they contribute to achieving key organization objectives,
Building a team committed to achieving the objectives,
Put quality values first,
Helping employees understand the company's overall organization strategy,
Develops a winning attitude among his employees, and also never stop dreaming.

I think that, “business leadership is more complicated, because it is profit-driven, no profits, no business. And it is competitive by nature, you win some, I will lose some”. Effective leadership in the key to winning in an organization and also mainly needs trust and confidence. When leaders are passionate and influence us in a positive way, we get excited and want to continue our involvement.

Is Teamwork Important in Organization?

noreply@blogger.com (Anonymous) — Mon, 06 Aug 2012 09:18:00 +0000

Is Teamwork Important in Organization?

Teamwork is also a well-discussed subject in a good organization or business management as well as human behavioural science. Market is battle field and competitors are rivals. Without people and without unity none can win the war. Team members may come together for a number of different reasons, but the goal is only one - to achieve peak performance and experience success! Teamwork is like a group of ants carrying a big leaf which makes the job easier and more fun. Along can’t success all side. In achieve an organization goal teamwork is very important to success. Hardware is machismo and Software is the people in the team work. In today’s world teamwork plays a vital role for all kind of organization. Organization team member work or responsibility demand as like family member work responsibility. As much the organization is team oriented as much is the probability to succeed. I am going to use Mrs. Annie’s words on teamwork: “Teamwork is like our human body, each part has its special and irreplaceable value and function, when working together harmoniously can create miracles”. When people come together to accomplish a single goal, it becomes easier to achieve. Team members should understand and believe that thinking, planning, decisions and actions are better when done cooperatively. Teamwork performance depends on trust, cooperation, communication, and personal responsibility. However, teams are made of people who may have different ideas, individual needs and preferences. In the most active teamwork is produced when all the individuals involved match their contributions and work towards a common goal.

In my understanding, Teamwork can be defined as the activities of a group of people who co-operates and shares their skills and knowledge in order to accomplish a common goal that benefits all. Teamwork is like a hen leading her chicks looking for the best food available. All members must be patient, have a good understand of people and culture with strong motivation and mutual respect. In teamwork, team leader should inform team member’s jobs and also team members understand and believe that thinking, planning, decisions and actions are better when done cooperatively. Mainly in teamwork have no rules, teamwork will be the norm. Team members work interdependently and work to both personal and team goals, and every member understand their goals are able best by mutual support. An effective and efficient team should accomplish more other any individual could have. In team-work it is humanize and maximizes individual contribution. Teams may fail because of a number of reasons, one of the leading factors being that team members are unwilling to perform well unless they know the benefits and consequences of their performance. From my studies and also my understanding in organization effective team-work I find three conditions, this is very important for organization teamwork-

A team needs to have a real independent function,
An effective team leader should rise to the position from within,
A team needs to have a definable and measurable goal.

But it is very difficult to find many good teams? Dr. Kazuo has invented a teamwork mode called Ameoba for his organization purpose. Still, teamwork success is possible when its members and leader jointly committed to a measurable, achievable, and shared goal in a supporting, encouraging and uplifting environment. But to do so clear understanding on what a perfect teamwork in organization actually this is my take for best organization in best teamwork-

Develop a winning attitude among all team members,
Develop a strong leader, who led to the go ahead,
Clear the organization goal or team-work objective,
Makes all employees feel that they’re valued members of the team,
Uses a team approach to develop and utilize the unique talents of each employee,
Recognizes and rewards team-oriented behaviours and actions,
Consistently emphasizes the importance of teamwork in the company,
Builds highly productive teams.

We see that without teamwork in business world competition stay really impossible. We also come to the realization that; it’s easy to form a team, but not so easy to deliver effective and efficient teamwork. Some teamwork fails and makes the organization down. Teamwork fail because of no result for being team successful performance, unclear common goal, lower commitment, poor leadership, no responsibilities as the member of team, ineffective communication, lack of support, lack of cooperation, lack of capability. So, in order to make teamwork successful in an organization, the member itself should understand how to work with each other by having a good communication, strong commitment, share goal, responsibility, and mutual respect. Another challenge for effective teamwork is that it is a joint effort which means individual contribution may not be properly recognized and the result of the work may not be most satisfactory.

Therefore, it requires us to remember that;

“Satisfaction does not come with achievement, but with effort.

Full effort is full victory.” - Mohandas (Mahatma) Gandhi

When every team member has given his or her best effort, fulfilling individual responsibilities, we can say to ourselves that full victory accomplished! If we can continue our self-improvement and exercise self-discipline, greater future victory ensured!

How can do easily Performance Evaluation ?

noreply@blogger.com (Anonymous) — Wed, 01 Aug 2012 01:03:00 +0000

Performance Evaluation

“The form provides the structure, you provide the leadership… and you will see result.”

Employee Information: Customer care

Name:
Employee Job Title:
Department:

Ranking:
1= Unsatisfactory; 2= Marginal; 3= Satisfactory; 4= Good; 5= Excellent.

Ratings:
General Skills Assessment Ranking
Appropriate knowledge of job
Telephone Skills
Problem Resolution
Politeness
Time management ability
Works well with co-workers
Willingness to work extra hours
Commitment to self-improvement
Attendance

Assigned Goals and Milestones Ranking
Goal: List assigned goal and outcome. 3

Cuckoo bird never egg in her nest. When her children grow up they throw that nest crow egg. So competition over, life begins madder. That’s nature, the bet or dead, everyone as like cuckoo bird.

Some experts believed that the value of performance evaluation is elimination or ending in jobs life, it is not comfortable for anyone. But if finished correctly, evaluations can motivate productivity, shape culture, reward excellent performance, provide notice to employees who need improvement or development, and establish baselines for employment decisions. However evaluations can achieve their future purposes only if done properly, as like recommendation for future jobs. Performance reviews mostly reflect the ability of employees to reflex themselves with the boss. Performance evaluations provide an opportunity for manager to offer feedback to organization employees.

Set goals for the future, keep in mind the acronym SMART: Specific, Measurable, Attainable, Realistic, and Timely. I should demand certain givens of my subordinates- quality, timeliness, and ethics, to name just three.

To assess the performance of each employee and provide feedback, it may be necessary to implement a job evaluation system. A periodic evaluation lets the employee know what he is doing well and what needs improvement.

The Employee Performance review template ensures the highest possible standards of work performance by all employees by providing a fair and consistent method of handling all capability and performance issues. Here is my take-

Clear mutual understanding of purpose (management and employee).
In this process benefit the organization and the individual.
The process of performance feedback should be continuous.

A performance evaluation is an evaluation of job performance over a period of time. It is basically an annual report card on an employee and how they performed over the prior year. Unfortunately not all performance evaluation processes are the same and some are designed to not only fail, but to create a negative experience for both the employee and the manager.

Advantage and Disadvantage in my evaluation form:
Advantage:
The greatest advantage of rating scales is that they are structured and standardised.
Rating scale methods are easy to use and understand.
Each employee is subjected to the same basic appraisal process and rating criteria, with the same range of responses.
This allows ratings to be easily compared and contrasted - even for entire workforces.
Ranking scales are numerical; the results obtained are completely objective.
This method are very useful and exactly.
Improved work environment.
Reduced absenteeism and sick leave.
Handling of emergency situations.
Improved quality of work output.
Increased productivity.

Disadvantage:
Employees in this class are systemically disadvantaged by the rating scale method.
Normally employees stay in this middle level rating 3.
It is very difficult to develop this method because you need to identify what is “good level” etc.
May cause overworking.
Removal of work / life boundaries.

Finally I agree with Albert Einstein the Theory of Relativity – “In the world nothing is absolutes, everything is relative. “ If anything absolutes, this is really dangers. Evaluation is a most complex work in Business Management, it is specifically painful work. I believe it is the best one model in this field. Make it clear at the beginning of the year how you will evaluate your employees with individual performance planning sessions. Give your employees a copy of their appraisal before the meeting so they may have their initial emotional response in private. Deliver a positive message to your good performers by mainly concentrating on their strengths and achievements during the conversation. But don’t offer general feedback; be specific on behaviors your employee to stop, start, and continue. People are evaluated every month, every week, and every day even every second. But this evaluation must corrective, reasonable, practical and effectiveness very important in organization. Employee evaluation totally depend on interviewer mentality, it is strong and also very experienced work in evaluator. So it’s need a good evaluator.

Suicide

noreply@blogger.com (Anonymous) — Tue, 31 Jul 2012 02:33:00 +0000

Suicide is not the Solution Mr. Liakat. It's really painful. Suicide is not a solution. By this all of family members fall in a big trouble, when all are depend on your income. I think all of investors have to stop treading. But who's those fool are treading now by much & much Losses? Actually the Top Position Person of the country are playing this game to make people beggar and make own money-mine by big planning. All of them are not for public, only for own.

All reason is share market!!!! ha ha .. But my take something different, you never think about your loan… your price is Taka 2 but you take a loan of Taka 2 core … so never say reason is share market…so reason is only your greed.

Visualizing and Planning for Your Dreams

noreply@blogger.com (Anonymous) — Tue, 31 Jul 2012 02:26:00 +0000

In addition to physically working to make your dreams a reality, mental preparation is important. That means you need to keep visualizing and dreaming. I highly recommend spending time using guided meditation and Zen meditation to allow you to focus more precisely on your plan.

Hold on to what you believe in and what you want to see happen in your life. Use the power of positive thinking in order to see your dream coming to fruition.

Try these techniques:

* Make a vision board where you can pin or glue symbols of what you want to see realized. (so much fun!) I still have my vision board from 2008, it still holds true today.

* Write down your dreams to keep them fresh in your mind. I have a dream journal that I have specifically created for each of my major dreams.

* Keep a journal of what you’ve done toward realizing your dreams each day or each week.

* Remember to enjoy and respect the present moment. Then you’ll be well practiced when your dreams do come to pass!

* Talk with others who share your goals and dreams to stay encouraged and excited. Every time I share my dreams, people get excited and want to join in, keep that level of passion for your dreams.

Many successful people focus on positive affirmations and meditation to help make their dreams a reality. By meditating on what you really want and how you’re going to get it, you may come up with solutions that you would otherwise not have thought about. Meditation gives your mind some quiet, peaceful time to work behind the scenes. You can create a recording for yourself that walks you through your vision of your completed dream so that you can really focus on the positive outcome.

Positive affirmations also help keep your spirits up and keep you moving toward your goal, even when you don’t really see a way. Just because the way to your dream doesn’t seem obvious to you just now, that doesn’t mean there isn’t a way. Something could change in the blink of an eye. Suddenly, you’ll be able to see how and when your dream will be realized. Create your affirmations around the positive amazing feelings that surround your dreams, so that you can keep your vibes high and you can let the “how’s” go and allow the universe to take care of that for you.

If you hold tight to your goals, you’ll find it easier to stay on the right track. Training yourself to observe progress can be important, too. This will help keep you motivated. Regardless of what your dreams are – however big or small they may be — you can usher them in to your life!

Simple small steps every day, moving toward your dreams will get there. Enjoy the journey!

How to Make Your Dreams a Reality ????

noreply@blogger.com (Anonymous) — Tue, 31 Jul 2012 02:13:00 +0000

Are you a dreamer? What are your dreams? Are they small, or are they much larger and more complex? Do you feel they have value?

“All men of action are dreamers.” – James Huneker

The dreams that you have are there for a reason: to be realized as a part of fulfilling your life purpose. If you are still trying to find your passions and purpose, you might want to start with Leo Babauta’s article on how to find your passion.

Many people have trouble seeing the potential of their dreams; they give up on them because they don’t see how they will ever come true. They just can’t see how taking the time to discover and to plan will have any impact on the dreams coming true. Have patience! Although your dream may not have come to pass yet, it can still be realized. You can still make your dreams a reality.

While you can’t force dreams to happen, you can take steps toward actualizing them. Maybe you want to travel to a specific place. Do you know anything about the culture and language there? Are you saving money each week or month toward your trip? You won’t magically arrive there. You must plan and work toward what you want. Start with a trip to the library to find some books on the culture. Next look into a class to learn the language, make sure you have a savings account with an automatic deposit.

The same is true if you want to have a family, write a successful book, help others, move to another state, or anything else that interests you. Even if you try and fail, keep trying, take small simple steps forward. Your dreams have value; keep moving toward them, even if you face setbacks and challenges. Moving forward with your dreams means starting with the first step, here is an article that explains how to take the first step.

Dividends Collection is much safer Investment in volatile market

noreply@blogger.com (Anonymous) — Tue, 31 Jul 2012 02:11:00 +0000

After a runaway rally in the last calendar year, stock market in Bangladesh has finally witnessed a pause over the past few months with some volatility. After sustaining an upward momentum, the stock markets have refused to move upwards in a straight line, and are showing signs of choppiness over the past several weeks. While one of the reason why the benchmark indices have taken some profit taking over the past few weeks includes the spiraling crude oil prices and a shift in focus of investors towards precious commodities, there are some investors, still betting on stocks, which could offer healthy returns even in times, when market takes time to consolidate near current levels before a decisive breakout.

So what could be the ideal preposition for such investors, to make the best out of market, even when volatility has dampened the spirits of investors looking for a healthy return in last few weeks?

One of the ideal foils, under such volatile circumstances, could be to look for safe dividend yield options, which keep offering steady returns over a period of time. While choosing the dividend yield options, an investor needs to outline a few factors, which could be:

• For one, to select such dividend yield options, by checking out the consistency of the past few years, of the dividend paid by companies chosen. For that matter, only the companies offering uninterrupted dividend every year, usually qualify as the ideal dividend yield plays.

• Apart from same, even amongst the stocks which qualify amongst the dividend yield stories, there are outright winners, in which such companies may have even been aggressive enough to raise the dividend paid several times over the past few years, to authoritatively qualify as outright winners.

• In case of such dividend yield stories, the ideal bet should be placed on stocks, which have a strong statement in the making, with the product they offer, so as subsequently qualify as growth stories, apart from being dividend yield options.

• Investors should remember that in order to get a right mix of portfolio between growth in the portfolio and the dividend yield options, only a part of the portfolio should be allocated to the dividend options, rather than entirely betting on them. Any such move could hamper the chances of getting a healthy return out of aggressive portfolio.

• Also, investors opting for dividend yield should not frequently get into the habit of shuffling their selection of dividend yield options and remain put with the same as a strategic part of portfolio as defensive stocks.

• Such types of companies should do well during inflationary economic conditions, as they would be able to pass cost increases over the consumers, who demand that specific product type. The rising dividend would also provide investors with an inflation adjusted stream of income, which would maintain and grow its purchasing power over time.

• Investors should be selective enough to not to overpay for them. The lost decade for stocks was caused exactly because investors bid up stock prices to high levels.

Present and Current situation of Share Market in Bangladesh

noreply@blogger.com (Anonymous) — Tue, 31 Jul 2012 02:09:00 +0000

Inward remittances need to be aggressively promoted:

Inward remittances have become an important component of the Bangladesh’s economy over the years. Bangladesh is among the top ten recipients of remittances in the world. Remittance as a percentage of GDP has increased from 6% in FY2004 to 11.4% in FY2010. Remittance inflow has been the backbone, providing support to the international reserves of the country. Historically, most of the remittance inflow comes from the Middle East and overall, the remittance from the Middle East constitutes about 66% of total remittance received by the country. Most of the remittance inflow comes from the Middle East – mainly Saudi Arabia (30%), UAE (17%) and Kuwait (9%). Other major sources of remittance include USA (14%), UK (8%) and Malaysia (6%). Remittance growth has been quite poor in recent times, with the growth slowing down in the post global crisis regime.

Bangladeshis working abroad sent home a record over US$ 11.50 billion in the just concluded fiscal year despite the ongoing crisis in the Middle Eastern (ME) countries. According to the Bangladesh Bank, although the country's inward remittances increased, its growth continued to show a downward trend in the last couple of years because of lower volume of manpower export. Remittances sent by Bangladeshis working abroad reached $11.649 billion, a record in the country's history, in 2010-11 (FY11), marking a 6.03 per cent growth over the previous fiscal. The flow of inward remittance in FY11 was a continuation of the trend in the last fiscal year, when the country received a record $10.987 billion. However, the manpower export decreased by over 17 per cent to 383,150 in 2010 from 465,351 in the previous calendar year, according to official figures. The last available official figures suggest that the country’s foreign exchange reserve stood at $10.90 billion.

The central bank of Bangladesh has been continuously taking a series of measures to encourage expatriate Bangladeshis to send their hard earned money through formal banking channel instead of the illegal 'hundi' system to boost the country's foreign exchange reserves. Even some of the private banks have been aggressively pushing to channel the remittances from the Middle East, the United Kingdom, Malaysia, Singapore, Italy and the United States to Bangladesh.

On the backdrop of the crisis in the Middle East, particularly Libya, such trends may seem worrying. However, increased recruitment of Bangladeshis by Saudi Arabia and possibility of higher petroleum prices leading to growth in the Middle Eastern countries is worrying for the country’s GDP health, but the recent rise in crude oil prices at international level could be one of the advantages, supporting the resumption of inward remittances in large scale in the long term.

Given that remittance is a large part of Bangladesh’s GDP, recent trends in its inflows are concerning. Moreover, remittance has long been the cushion against high imports that contributed immensely to sustaining the international reserves. Both these variables have started to dwindle recently, with the current account balance delving into negative territory after quite some time.

The rise in exports, which grew by close to 40% in the FY11would provide support to the current account and international reserves. However, steps need to be taken to boost and sustain inward remittance as well, which has started to show a slow rate of growth year after year over the past three fiscals.

গনতন্ত্র

noreply@blogger.com (Anonymous) — Tue, 31 Jul 2012 02:07:00 +0000

গনতন্ত্র হচ্ছে সেই শাসন ব্যাবস্থা যেখানে জনগন জেনে-বুঝে শাসক গোষ্ঠীর কাছে প্রতারিত হয়, সমাজতন্ত্র হল সেই শাসন ব্যাাবস্থা যেখানে জনগন অজান্তে প্রতারিত হয় শাসকদের কাছে আর একনায়কতন্ত্র এবং রাজতন্ত্রে জনগন বাধ্য হয় প্রতারিত হতে, কারন এ ছাড়া তাদের কাছে অন্য কোন উপায় থাকেনা।

কৈশোরে যখন সমরেশ বাবুর বই পরতাম তখন গনতন্ত্রকে অযথা গালি-গালাজ করতাম, মনে হইত সমাজতন্ত্র একটা উৎকৃষ্ট সমাজ বাবস্থা, কিন্তু দুইটি বছর সমাজতান্ত্রিক দেশে কাটিয়ে দেবার পর বুঝতে পারলাম, সমাজতন্ত্র সত্যিকার অর্থে মিষ্টির প্যাকেটে সায়ানাইড বিষ।

কার্ল মার্ক, লেলিন, মাও সেতুং - তাদের নীতিবাক্য বইতে পরতেই ভাল লাগে, কিন্তু বাস্তব প্রয়োগ কতটা মর্মান্তিক তা নিজের চোখে না দেখলে কেউ বুঝতে পারবে না, থিওরি এবং প্রাকটিকাল জ্ঞানের মধ্যে এইখানে আকাশ পাতাল ব্যাাবধান।

আমি সমাজতন্ত্রকে মুর্দাবাদ বলি।

Dimon to face JPMorgan shareholders

noreply@blogger.com (Anonymous) — Tue, 31 Jul 2012 02:05:00 +0000

The Jamie Dimon apology tour is likely to continue on Tuesday as the CEO and chairman of the nation's largest bank goes before shareholders at JPMorgan's annual meeting.

The meeting comes just days after the bank disclosed a $2 billion trading loss, an event that led to the departure of its chief investment officer and forced its CEO to apologize for what he called "a terrible mistake."