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ANOTHER FHA mortgage maximum loan limit change

Joe Feinhandler — Tue, 29 Nov 2011 00:31:01 +0000

11/28/2011 A few weeks ago I made a post about the new San Diego FHA loan limits effective October 1, 2011. Effective immediately HUD has changed the FHA loan limits once again for San Diego and all other counties. The new loan limit is going to help out homebuyers in the higher price ranges because [...]

San Diego County Loan Limits for FHA

Joe Feinhandler — Thu, 13 Oct 2011 22:12:58 +0000

I have received numerous questions lately about what the new San Diego County mortgage loan limits are for FHA, VA and Conventional financing so I decided that this would be a good time to start posting again . Sorry for the extended leave from the Blog but my days (and nights) have been spent pushing loans [...]

Validation of Debt Can Help Your FICO Score So That Qualifying for a San Diego Mortgage Can be Within Reach

Joe Feinhandler — Wed, 23 Feb 2011 20:00:08 +0000

02/23/2011 Many of the ways that we used in the past to increase FICO scores cause more harm than good with the current rules for lending but we do still have a few powerful tools that can increase scores quickly to help you buy your San Diego dream home. One of these techniques is [...]

San Diego FHA Loan Limits are Unchanged for 2011

Joe Feinhandler — Wed, 09 Feb 2011 22:39:07 +0000

Feb 9th 2011 Great news for San Diego home buyers! H.U.D. has anounced that the loan limits for FHA mortgages in San Diego will stay at last years levels. All home loans under $417,000 or under are considered “conforming” and have the best pricing but for a single family home in San Diego County [...]

Fannie Mae Products are about to get MUCH More Expensive for San Diego Mortgage Loans AGAIN!

Joe Feinhandler — Fri, 14 Jan 2011 21:18:45 +0000

January 14 2011 Let me start by stating the fact that 75% of loans in San Diego and across the country are Fannie Mae and Freddie Mac products. Both GSE’s started with a call “risk-based pricing” to be able to price in risk from borrowers who have lower credit scores. It looks like these fee-based [...]

How you lost your new San Diego home to a washing machine

Joe Feinhandler — Fri, 20 Aug 2010 02:16:52 +0000

You had finally found the perfect San Diego home. It was located where you wanted to live, in the right school district and had all of the amenities. You envisioned growing old in this home. You were pre approved for your new San Diego Home Loan and did everything you were told to do. You even [...]

The Actual Cost of Waiting for San Diego Home Prices to Drop More

Joe Feinhandler — Thu, 25 Mar 2010 15:31:52 +0000

Yesterday on the radio show (thank you again Jeff for having me on) I mentioned how home buyers who are waiting to see if San Diego Real Estate prices will drop more might be missing the boat on the total cost of waiting. Here is a quick example on how interest rate can affect the [...]

I will be on the radio tonight talking about San Diego Mortgage and Real Estate

Joe Feinhandler — Wed, 24 Mar 2010 18:55:32 +0000

If you are in front of your radio tonight between 6 and 7 tune in to 107.9 FM to hear the radio show. If not you can hear the show live online at www.my1079.com by clicking the listen now button. I will be speaking about San Diego Real Estate and Mortgage market with Jeff Campbell [...]

San Diego 6 XETV talking about why this is a great time to buy San Diego real estate

Joe Feinhandler — Wed, 24 Feb 2010 23:41:48 +0000

Another appearance on XETV San Diego 6. This time on San Diego Living I was with John Dupree from Jeff Campbell and Associates going over some big reasons that NOW is the time to buy San Diego Real Estate. There are big changes coming for FHA financing, we still have the home buyer tax credit [...]

Three Big Reasons to Buy in San Diego NOW!

Joe Feinhandler — Tue, 23 Feb 2010 22:42:12 +0000

For everyone that has been waiting for the perfect time to buy real estate in San Diego and get a San Diego home mortgage NOW is the time due to 3 BIG factors. Loans are going to get a lot more expensive in coming months for a few reasons. The federal government has announced that [...]