<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-1088666111429717368</id><updated>2023-12-31T15:01:34.352-07:00</updated><category term="retirement lifestyle"/><category term="Blogging"/><category term="Retirement"/><category term="Relationships"/><category term="retirement advice"/><category term="Family"/><category term="Finances"/><category term="Retirement blog"/><category term="What to do in retirement"/><category term="Learning"/><category term="Success"/><category term="Financial Planning"/><category term="Creativity"/><category term="planning for retirement"/><category 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term="retirement passions"/><category term="retirement resources"/><category term="retirement satisfaction"/><category term="retirement success"/><category term="retiriement abroad"/><category term="retirment lifestyle"/><category term="retyirement living"/><category term="rretirement planning"/><category term="sailing"/><category term="self development"/><category term="self-driving car"/><category term="shootings"/><category term="signing"/><category term="single retirees"/><category term="social network"/><category term="striving for more"/><category term="summer time"/><category term="taking chances"/><category term="tax refund"/><category term="tax return"/><category term="teaching"/><category term="technolofy"/><category term="things to do in retirement"/><category term="transportation"/><category term="truth"/><category term="volunterering"/><category term="what I do all day"/><category term="what do do in retirement"/><category term="what do i do all day"/><category term="what do you do all day"/><category term="what to do in retiurement"/><category term="where to live"/><category term="writing"/><title type='text'>My Satisfying Retirement </title><subtitle type='html'>Making The Most of Today and What is Still To Come</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://satisfyingretirement.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1088666111429717368/posts/default?max-results=3&amp;redirect=false'/><link rel='alternate' type='text/html' href='http://satisfyingretirement.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/1088666111429717368/posts/default?start-index=4&amp;max-results=3&amp;redirect=false'/><author><name>Bob Lowry</name><uri>http://www.blogger.com/profile/16843991725692979189</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>1207</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>3</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-1088666111429717368.post-458439655486911296</id><published>2023-10-12T01:00:00.000-07:00</published><updated>2023-10-12T01:00:00.137-07:00</updated><title type='text'>Publication Has Ceased</title><content type='html'>&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimSq3ks_TMLYTTiTwMsIFBRP0ZfBIw8zL1Ui3nDO6rUlQnrnsTKnwk7Ity0pE-OkhqCd-YsRSiDMq7OF2Nuamkf6aYM3-mxI_j3eWzvDHiUQrN-1Ox2nFbSnHcfjjxM92Nwbi5Q7qz7fsR5JnPZdfLjivWiBXLVfoxY_LKGkIqfedDa0vcyPsqY7orkW8/s900/bigstock--209636350.jpg&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;600&quot; data-original-width=&quot;900&quot; height=&quot;266&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimSq3ks_TMLYTTiTwMsIFBRP0ZfBIw8zL1Ui3nDO6rUlQnrnsTKnwk7Ity0pE-OkhqCd-YsRSiDMq7OF2Nuamkf6aYM3-mxI_j3eWzvDHiUQrN-1Ox2nFbSnHcfjjxM92Nwbi5Q7qz7fsR5JnPZdfLjivWiBXLVfoxY_LKGkIqfedDa0vcyPsqY7orkW8/w400-h266/bigstock--209636350.jpg&quot; width=&quot;400&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Satisfying Retirement has ceased publishing new content.&lt;/p&gt;&lt;p&gt;All previous posts are accessible by either date or topic by using the archives on the left sidebar.&lt;/p&gt;&lt;p&gt;The blogroll and the Ultimate Retirement Resources Guide remain available.&lt;/p&gt;&lt;p&gt;Thank you for 12 memorable years.&lt;/p&gt;&lt;p&gt;Bob&lt;/p&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1088666111429717368/posts/default/458439655486911296'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1088666111429717368/posts/default/458439655486911296'/><link rel='alternate' type='text/html' href='http://satisfyingretirement.blogspot.com/2023/10/publication-has-ceased.html' title='Publication Has Ceased'/><author><name>Bob Lowry</name><uri>http://www.blogger.com/profile/16843991725692979189</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimSq3ks_TMLYTTiTwMsIFBRP0ZfBIw8zL1Ui3nDO6rUlQnrnsTKnwk7Ity0pE-OkhqCd-YsRSiDMq7OF2Nuamkf6aYM3-mxI_j3eWzvDHiUQrN-1Ox2nFbSnHcfjjxM92Nwbi5Q7qz7fsR5JnPZdfLjivWiBXLVfoxY_LKGkIqfedDa0vcyPsqY7orkW8/s72-w400-h266-c/bigstock--209636350.jpg" height="72" width="72"/></entry><entry><id>tag:blogger.com,1999:blog-1088666111429717368.post-1152342537934532200</id><published>2023-10-09T01:00:00.038-07:00</published><updated>2023-10-11T20:52:47.437-07:00</updated><title type='text'>A Satisfying Retirement  Involves Change</title><content type='html'>&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmXcJekLGSwuJGvgbebscGf9fCwluMk_AISQwwQJuW8i1YI3lMrzTDMzVbaWMHQecH7iv0dhB3oUMK1fD88xv3HmuFYZgk8TuX3qbJlnpV6TOxz_CS4mw3ofLFSh7MX91mzCAFaFVwDngK2CAQdRiKzG8wICqJsOl12lNc7GORtuERM17hdZns2zEVsh0/s900/bigstock-Closing-Deal-Finished-Job-Conc-475005043.jpg&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;499&quot; data-original-width=&quot;900&quot; height=&quot;221&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmXcJekLGSwuJGvgbebscGf9fCwluMk_AISQwwQJuW8i1YI3lMrzTDMzVbaWMHQecH7iv0dhB3oUMK1fD88xv3HmuFYZgk8TuX3qbJlnpV6TOxz_CS4mw3ofLFSh7MX91mzCAFaFVwDngK2CAQdRiKzG8wICqJsOl12lNc7GORtuERM17hdZns2zEVsh0/w400-h221/bigstock-Closing-Deal-Finished-Job-Conc-475005043.jpg&quot; width=&quot;400&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Over twelve years of blogging, several books, a national magazine profile, and countless friends, both virtual and real, &lt;b&gt;Satisfying Retirement&lt;/b&gt; has been a central part of my retired life. In fact, I have spent more than half of my time away from work on this project.&lt;/p&gt;&lt;p&gt;Every day, I check for new comments to leave a response. At least three days a week, I plop down in front of the laptop to write about a topic that will have some appeal to you. Ideas for posts come from reading, random ideas, suggestions from you, or things I am wondering about myself.&lt;/p&gt;&lt;p&gt;To all things there is a season. There is a beginning and an end to something, then the beginning of something else.&lt;/p&gt;&lt;p&gt;&lt;b&gt;Satisfying Retirement&lt;/b&gt; has accomplished so much more than I envisioned when I started blogging in June of 2010. The first post had 50 readers. Last month, almost 2,700 a day decided to take a look. Apparently, the topics still have an audience.&lt;/p&gt;&lt;p&gt;Even so, my creative fire has dimmed. Over the last several months, I have struggled to fulfill what I feel is an obligation to my readers and&amp;nbsp;me. That is not the mental condition that is best for producing meaningful content. It is time to bring this one phase of my retirement to an end.&amp;nbsp;&lt;/p&gt;&lt;p&gt;This is the last post for me and Satisfying Reetirement.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;What is ahead?&amp;nbsp; I have no firm path forward to fill the hours that blogging has occupied, though sitting on the couch isn&#39;t in the cards.&lt;/p&gt;&lt;p&gt;*I have given some thought to writing another retirement book.&lt;/p&gt;&lt;p&gt;* More time developing my painting and guitar skills? Yes&lt;/p&gt;&lt;p&gt;* More time working on my volunteer and board work with the local library system? Absolutely.&lt;/p&gt;&lt;p&gt;* Spending as much time with family as possible before the grandkids start to move away to college and adult life? No question.&lt;/p&gt;&lt;p&gt;* Getting ready for a move to a three-tier retirement community in the next few years? Yes...a tentative date has already been selected.&lt;/p&gt;&lt;p&gt;* Missing my interaction with you? You can count on it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I will leave Satisfying Retirement available on this site for the foreseeable future. Check out the archives for anything you might want to review or read.&lt;/p&gt;&lt;p&gt;&amp;nbsp;From the bottom of my heart, thank you for almost 5 million views, for allowing me to feel useful, and for providing a service that hopefully made your life a little brighter and a little more satisfying.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIIBSVAFvqU0U-TQXGheSyUQMGio871Y6JXq0zYhfyPEWs84la08bDUpAzrgOsC3Q424omJtvO-9PtTktjMnzCabglT7rBlFm2q0hC1HVlsdzrgBN1BAMmKElU1_PnYkRNyzwzyb-CCQrngTuA03OzmO-Id-5IPKiisPi5MYhz1CiOtwHBK3Yw3B4okf4/s4032/PXL_20230909_114914524.jpg&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;4032&quot; data-original-width=&quot;3024&quot; height=&quot;320&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIIBSVAFvqU0U-TQXGheSyUQMGio871Y6JXq0zYhfyPEWs84la08bDUpAzrgOsC3Q424omJtvO-9PtTktjMnzCabglT7rBlFm2q0hC1HVlsdzrgBN1BAMmKElU1_PnYkRNyzwzyb-CCQrngTuA03OzmO-Id-5IPKiisPi5MYhz1CiOtwHBK3Yw3B4okf4/s320/PXL_20230909_114914524.jpg&quot; width=&quot;240&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;p style=&quot;text-align: center;&quot;&gt;Bob Lowry (and my forever partner, Betty)&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='http://satisfyingretirement.blogspot.com/feeds/1152342537934532200/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://satisfyingretirement.blogspot.com/2023/09/a-satisfying-retirement-involves-change.html#comment-form' title='61 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1088666111429717368/posts/default/1152342537934532200'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1088666111429717368/posts/default/1152342537934532200'/><link rel='alternate' type='text/html' href='http://satisfyingretirement.blogspot.com/2023/09/a-satisfying-retirement-involves-change.html' title='A Satisfying Retirement  Involves Change'/><author><name>Bob Lowry</name><uri>http://www.blogger.com/profile/16843991725692979189</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmXcJekLGSwuJGvgbebscGf9fCwluMk_AISQwwQJuW8i1YI3lMrzTDMzVbaWMHQecH7iv0dhB3oUMK1fD88xv3HmuFYZgk8TuX3qbJlnpV6TOxz_CS4mw3ofLFSh7MX91mzCAFaFVwDngK2CAQdRiKzG8wICqJsOl12lNc7GORtuERM17hdZns2zEVsh0/s72-w400-h221-c/bigstock-Closing-Deal-Finished-Job-Conc-475005043.jpg" height="72" width="72"/><thr:total>61</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1088666111429717368.post-645884017407221971</id><published>2023-10-05T01:00:00.111-07:00</published><updated>2023-10-11T20:46:05.276-07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="retirement advice"/><category scheme="http://www.blogger.com/atom/ns#" term="Retirement planning"/><title type='text'>I Wish I Had Known This From The Start</title><content type='html'>&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6wdVGTXtRbLqGMjr0k59RMSoM_cE-iFofe_3Upmz6IRcB3qkIUQvZN_K1y3VSTWQm8EjbR9gVuDtO3rsXm5TclWABJH-GQffJtqxJFiAHyKSiubF0NmROL10fbJlf1H8pq4rCap1as6yMDD2eQ1F3aFDx7pu__FR-ZVtKaepyQDgFzmBCXuhyphenhyphenngvuU2k/s900/happyseniorhiker,jpg.jpg&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;600&quot; data-original-width=&quot;900&quot; height=&quot;266&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6wdVGTXtRbLqGMjr0k59RMSoM_cE-iFofe_3Upmz6IRcB3qkIUQvZN_K1y3VSTWQm8EjbR9gVuDtO3rsXm5TclWABJH-GQffJtqxJFiAHyKSiubF0NmROL10fbJlf1H8pq4rCap1as6yMDD2eQ1F3aFDx7pu__FR-ZVtKaepyQDgFzmBCXuhyphenhyphenngvuU2k/w400-h266/happyseniorhiker,jpg.jpg&quot; width=&quot;400&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;p&gt;Today, retirement comes with certain expectations. Popular literature, feedback from friends, books, blogs, podcats, Internet articles....all sorts of sources paint a picture of this stage of life. Getting an accurate overview of what is likely to happen is not that&amp;nbsp;difficult.&lt;/p&gt;&lt;p&gt;When I stopped full-time work in 2001 things were different. There was very little retirement information that dealt with anything other than financial preparation. Sure, Sun City-type retirement communities painted a picture of never-ending leisure, happy folks playing cards, swimming laps in the pool, or enjoying a glass of wine with friends.&lt;/p&gt;&lt;div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEic2tpZuwMnCClL1kdwQd9wXfPnlFy39f94V3z8A4RFcBz3XYAFQ6g636i9R2GV_GQMnC-uQbyYnFTTcOuuQbSLIsN4cpJJyMboBv7jBrQ--z_RLK7i6xrZ7Cu72L0alp06oLMr9eeB8Nf2qypQOnQHuuUYClwivJTIVHlHQCTUNwHJZA7zK4FhvJZJtBg/s900/bigstock-Senior-caucasian-couple-playin-425507876.jpg&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;600&quot; data-original-width=&quot;900&quot; height=&quot;213&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEic2tpZuwMnCClL1kdwQd9wXfPnlFy39f94V3z8A4RFcBz3XYAFQ6g636i9R2GV_GQMnC-uQbyYnFTTcOuuQbSLIsN4cpJJyMboBv7jBrQ--z_RLK7i6xrZ7Cu72L0alp06oLMr9eeB8Nf2qypQOnQHuuUYClwivJTIVHlHQCTUNwHJZA7zK4FhvJZJtBg/w320-h213/bigstock-Senior-caucasian-couple-playin-425507876.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;When our parent&#39;s generation retired, the life of golf, playing bridge, or endless days spent in the wood shop was an appealing model. For many, things didn&#39;t work out that way, but that was the dream to aspire to.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;Because&amp;nbsp;there wasn&#39;t&amp;nbsp;a lot to go on, I began my journey with the same idea of what retirement should look like.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;Within the first year away from my job, I began to grasp that my&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&amp;nbsp;expectations were different from my parents. I was approaching&amp;nbsp;the next 25-30 years&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&amp;nbsp;with a different set of desires.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;I didn&#39;t really know what those desires would be, but the idea of being put on the shelf, of being relegated to days of leisure, didn&#39;t sound fulfilling&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;. Then again, neither did non-stop travel or moving to Costa Rica and living as an expat.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;Honestly, 22 years later, I continue to adjust. There have been times when I had a new challenge and&amp;nbsp;some new goals.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;Other periods felt more like a pause or a lull between whatever was next. Some break was good, too much was not. My personality allows me to fall into a rut and feel quite stagnant if there isn&#39;t a goal or a bit of a challenge in front of me.&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;What I wish&amp;nbsp;I&#39;d known or understood, when I retired was the simple&amp;nbsp;truth about retirement: at its core, it is very much like every other part of one&#39;s life.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;When work ceases, how you spend your time is much more under your control.&amp;nbsp;&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;But, the person you are doesn&#39;t change.&amp;nbsp;&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;The foundation you have built is what remains your bedrock.&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;How your relationships fare after retirement depends on the effort you put into them before leaving the workforce. Your financial mindset doesn&#39;t change. If you have been a saver, you remain a saver; if you take the attitude that money is to be spent, that belief will follow you.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfdW34dIKb6A5OU_mA2HiAXSU6SfTAHb_7gttQVpxdGyvwclPFBCcpSogL_PW6GJarQQr98m1gvtAi_6CD4vDKBuCJSwfJHEfp0XMS-Gfw8_F0ZRSAZEAxHT3S9VJbT_QpdBlciIrBBQkNw3iTdgWIiBgU65TR0fz4aIxb3MgQbcApWKGREyxetiWwAJk/s900/bigstock-The-Portrait-Of-Happy-Senior-U-477531971.jpg&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;600&quot; data-original-width=&quot;900&quot; height=&quot;213&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfdW34dIKb6A5OU_mA2HiAXSU6SfTAHb_7gttQVpxdGyvwclPFBCcpSogL_PW6GJarQQr98m1gvtAi_6CD4vDKBuCJSwfJHEfp0XMS-Gfw8_F0ZRSAZEAxHT3S9VJbT_QpdBlciIrBBQkNw3iTdgWIiBgU65TR0fz4aIxb3MgQbcApWKGREyxetiWwAJk/s320/bigstock-The-Portrait-Of-Happy-Senior-U-477531971.jpg&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;If you are a homebody, happiest puttering in the backyard, reading a book by the fireplace, spending time researching your ancestry or having friends over for dinner, it is unlikely retirement will change that into someone who wants to be on the road for weeks on end.&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;Retirement is a stage of life; it isn&#39;t a complete reboot of who and what you are. If you believe your post-work life is going to be quite different, you may become frustrated and unhappy. A satisfying retirement can be filled with new opportunities and options.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;However, I contend that the core of who you are, what you believe, and what makes you the happiest isn&#39;t all that different.&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;If I had understood that truth, I would have saved myself some disappointment. Early on, I would have spent less time trying to turn my life into an image of retirement that I had been programmed to expect. I would have been more content and less on edge about creating the perfect post-work life. I would have understood that I would be building on a foundation already constructed, not starting over.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span face=&quot;&amp;quot;verdana&amp;quot; , sans-serif&quot;&gt;I would have to learn that after several decades of saving money, it was okay to begin spending some of it. I would come to challenge self-limiting perceptions like I am not artistically creative, or reading a few hours a day is not proper.&amp;nbsp;&lt;/span&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;I would accept that my body is sagging and losing strength, but to simply slink over to the sofa was not the best response. I would try several different volunteer options until I found the one area that most satisfied me.&amp;nbsp;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKxyxYGQsRYVtGsrgC8cCK0R6grrf_gVNmX8a3mk2I8r-1a8jl-DQV8UiG2CyBqXp8IGDfplpgWM7DRZudmfesnGxaJD1OkkJkk_aHrv-uVs98GqpEn6o1GcNSeVZgVQnbLoFrFRmq4HC-Wq8uYBemlU3RLOkdQ0_S3TnV_dhqU72LbV5QuQeHWEo8v68/s2976/20160601_074651_003.jpg&quot; style=&quot;clear: right; float: right; margin-bottom: 1em; margin-left: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;2976&quot; data-original-width=&quot;2976&quot; height=&quot;200&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKxyxYGQsRYVtGsrgC8cCK0R6grrf_gVNmX8a3mk2I8r-1a8jl-DQV8UiG2CyBqXp8IGDfplpgWM7DRZudmfesnGxaJD1OkkJkk_aHrv-uVs98GqpEn6o1GcNSeVZgVQnbLoFrFRmq4HC-Wq8uYBemlU3RLOkdQ0_S3TnV_dhqU72LbV5QuQeHWEo8v68/w200-h200/20160601_074651_003.jpg&quot; width=&quot;200&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div&gt;My core &quot;self&quot; remained. But what made me satisfied, fulfilled, productive, a better partner and someone comfortable in his own skin took work. It took time, failure, success, and the belief I would be fine, no matter how things turned out.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;These truths should be included in every exit package from any type of job or career. Think of all the extra time retirees would have to enjoy the best time of their lives.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://satisfyingretirement.blogspot.com/feeds/645884017407221971/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://satisfyingretirement.blogspot.com/2023/10/i-wish-i-had-known-this-from-start.html#comment-form' title='15 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1088666111429717368/posts/default/645884017407221971'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1088666111429717368/posts/default/645884017407221971'/><link rel='alternate' type='text/html' href='http://satisfyingretirement.blogspot.com/2023/10/i-wish-i-had-known-this-from-start.html' title='I Wish I Had Known This From The Start'/><author><name>Bob Lowry</name><uri>http://www.blogger.com/profile/16843991725692979189</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6wdVGTXtRbLqGMjr0k59RMSoM_cE-iFofe_3Upmz6IRcB3qkIUQvZN_K1y3VSTWQm8EjbR9gVuDtO3rsXm5TclWABJH-GQffJtqxJFiAHyKSiubF0NmROL10fbJlf1H8pq4rCap1as6yMDD2eQ1F3aFDx7pu__FR-ZVtKaepyQDgFzmBCXuhyphenhyphenngvuU2k/s72-w400-h266-c/happyseniorhiker,jpg.jpg" height="72" width="72"/><thr:total>15</thr:total></entry></feed>