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		<title>2026–2027 No Tax on Overtime: Who Qualifies, How to Calculate Your Deduction (With Examples)</title>
		<link>https://savingtoinvest.com/no-tax-on-overtime-who-qualifies-how-to-calculate-your-deduction-with-e/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=no-tax-on-overtime-who-qualifies-how-to-calculate-your-deduction-with-e</link>
					<comments>https://savingtoinvest.com/no-tax-on-overtime-who-qualifies-how-to-calculate-your-deduction-with-e/#respond</comments>
		
		<dc:creator><![CDATA[Andy]]></dc:creator>
		<pubDate>Tue, 30 Jun 2026 02:16:02 +0000</pubDate>
				<category><![CDATA[Taxes and Retirement]]></category>
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					<description><![CDATA[Saving to Invest<p>If you regularly work overtime, there&#8217;s a number you need to know right now: $12,500. That&#8217;s the maximum amount of overtime premium pay you can deduct from your federal income tax for 2025 through 2028, thanks to the One Big Beautiful Bill Act (OBBBA). For a nurse working regular double&#8230;</p>
The post first appeared on <a href="https://savingtoinvest.com">Saving to Invest</a>.]]></description>
		
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		<title>2026 Updates: IRS CP53E Notice — Your Refund Is Frozen, Here’s What to Do in 30 Days</title>
		<link>https://savingtoinvest.com/2026-updates-irs-cp53e-notice-your-refund-is-frozen-heres-what-to-do-in-30-days/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=2026-updates-irs-cp53e-notice-your-refund-is-frozen-heres-what-to-do-in-30-days</link>
					<comments>https://savingtoinvest.com/2026-updates-irs-cp53e-notice-your-refund-is-frozen-heres-what-to-do-in-30-days/#respond</comments>
		
		<dc:creator><![CDATA[Andy]]></dc:creator>
		<pubDate>Sat, 27 Jun 2026 14:20:00 +0000</pubDate>
				<category><![CDATA[Taxes and Retirement]]></category>
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					<description><![CDATA[Saving to Invest<p>By early spring 2026, more than 1.4 million taxpayers had received an IRS CP53E notice — a letter that means your approved tax refund is frozen and you need to act. The cause is a new federal policy phasing out paper refund checks, and the window to fix it without&#8230;</p>
The post first appeared on <a href="https://savingtoinvest.com">Saving to Invest</a>.]]></description>
		
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		<title>What Are Perpetual Futures (Perps)? Why They’re Booming— and Why They Could Trigger the Next Financial Crisis</title>
		<link>https://savingtoinvest.com/what-are-perpetual-futures-perps-why-theyre-exploding-and-why-they-could-trigger/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=what-are-perpetual-futures-perps-why-theyre-exploding-and-why-they-could-trigger</link>
					<comments>https://savingtoinvest.com/what-are-perpetual-futures-perps-why-theyre-exploding-and-why-they-could-trigger/#respond</comments>
		
		<dc:creator><![CDATA[Andy]]></dc:creator>
		<pubDate>Thu, 25 Jun 2026 09:58:00 +0000</pubDate>
				<category><![CDATA[Taxes and Retirement]]></category>
		<guid isPermaLink="false">https://savingtoinvest.com/?p=72327</guid>

					<description><![CDATA[Saving to Invest<p>Perpetual futures — &#8220;perps&#8221; in market shorthand — are the fastest-growing trading instrument in global finance right now. They started in crypto, stayed in crypto for years, and are now crossing over into traditional Wall Street territory. The CFTC approved Bitcoin perps from regulated U.S. platforms in 2026. Coinbase has&#8230;</p>
The post first appeared on <a href="https://savingtoinvest.com">Saving to Invest</a>.]]></description>
		
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		<title>2026 Housing Affordability Bill: What the 21st Century ROAD to Housing Act Means for Homeowners and Buyers</title>
		<link>https://savingtoinvest.com/2026-housing-affordability-bill-what-the-21st-century-road-to-housing-act-means/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=2026-housing-affordability-bill-what-the-21st-century-road-to-housing-act-means</link>
					<comments>https://savingtoinvest.com/2026-housing-affordability-bill-what-the-21st-century-road-to-housing-act-means/#respond</comments>
		
		<dc:creator><![CDATA[Andy]]></dc:creator>
		<pubDate>Tue, 23 Jun 2026 19:51:07 +0000</pubDate>
				<category><![CDATA[Taxes and Retirement]]></category>
		<guid isPermaLink="false">https://savingtoinvest.com/?p=72282</guid>

					<description><![CDATA[Saving to Invest<p>Congress just passed the most significant housing legislation in decades. The 21st Century ROAD to Housing Act cleared the Senate on June 22, 2026 with an 85-5 vote after the House passed it in May. It now heads to President Trump&#8217;s desk for signature. The bill does several things at&#8230;</p>
The post first appeared on <a href="https://savingtoinvest.com">Saving to Invest</a>.]]></description>
		
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		<title>I Let Claude Trade My Robinhood Account for Three Weeks. Here’s What Happened.</title>
		<link>https://savingtoinvest.com/i-let-claude-trade-my-robinhood-agentic-account-heres-what-happened/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=i-let-claude-trade-my-robinhood-agentic-account-heres-what-happened</link>
					<comments>https://savingtoinvest.com/i-let-claude-trade-my-robinhood-agentic-account-heres-what-happened/#respond</comments>
		
		<dc:creator><![CDATA[Andy]]></dc:creator>
		<pubDate>Mon, 22 Jun 2026 20:38:29 +0000</pubDate>
				<category><![CDATA[Taxes and Retirement]]></category>
		<guid isPermaLink="false">https://savingtoinvest.com/?p=71588</guid>

					<description><![CDATA[Saving to Invest<p>On May 27, 2026, Robinhood quietly became the first major U.S. brokerage to hand the keys to retail accounts over to AI agents. I say &#8220;quietly&#8221; loosely — it made a lot of noise in tech circles — but among the personal finance crowd, I don&#8217;t think people fully absorbed&#8230;</p>
The post first appeared on <a href="https://savingtoinvest.com">Saving to Invest</a>.]]></description>
		
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