https://savingtoinvest.com Taxes, Refunds, Benefits & Retirement Limits Thu, 08 Oct 2026 02:06:19 +0000 en-US hourly 1 https://wordpress.org/?v=7.1.3 https://i0.wp.com/savingtoinvest.com/wp-content/uploads/2026/03/image.jpg?fit=32%2C32&ssl=1 https://savingtoinvest.com 32 32 77221918 https://savingtoinvest.com/medicare-part-d-out-of-pocket-cap-and-premium-changes-explained/?utm_source=rss&utm_medium=rss&utm_campaign=medicare-part-d-out-of-pocket-cap-and-premium-changes-explained https://savingtoinvest.com/medicare-part-d-out-of-pocket-cap-and-premium-changes-explained/#respond Thu, 08 Oct 2026 14:09:00 +0000 https://savingtoinvest.com/?p=77523 Two things are true about Medicare Part D at the same time in 2027. Your maximum drug spending is capped at a new, higher number, and your premium could jump more than it has in recent years. Both are locked into regulation, not projections, and here is exactly what each…

The post first appeared on Saving to Invest.]]> https://savingtoinvest.com/medicare-part-d-out-of-pocket-cap-and-premium-changes-explained/feed/ 0 77523 https://savingtoinvest.com/do-you-need-an-annuity-or-is-social-security-plus-a-hysa-enough/?utm_source=rss&utm_medium=rss&utm_campaign=do-you-need-an-annuity-or-is-social-security-plus-a-hysa-enough https://savingtoinvest.com/do-you-need-an-annuity-or-is-social-security-plus-a-hysa-enough/#respond Mon, 05 Oct 2026 11:03:00 +0000 https://savingtoinvest.com/?p=77501 If you are eyeing retirement in the next few years, you have probably run the same math I have: will Social Security and savings actually cover the bills, or do you need something more locked-in? Annuity salespeople are leaning hard into today’s higher rates to push that decision along. Before…

The post first appeared on Saving to Invest.]]> https://savingtoinvest.com/do-you-need-an-annuity-or-is-social-security-plus-a-hysa-enough/feed/ 0 77501 https://savingtoinvest.com/medicare-savings-programs-qmb-slmb-qi/?utm_source=rss&utm_medium=rss&utm_campaign=medicare-savings-programs-qmb-slmb-qi https://savingtoinvest.com/medicare-savings-programs-qmb-slmb-qi/#respond Thu, 01 Oct 2026 10:22:00 +0000 https://savingtoinvest.com/?p=77261 If your Medicare Part B premium feels like it’s eating your Social Security check, a Medicare Savings Program might erase it entirely. These are state-administered programs that pay some or all of your Medicare costs if your income is low enough — and a surprising number of eligible people have…

The post first appeared on Saving to Invest.]]> https://savingtoinvest.com/medicare-savings-programs-qmb-slmb-qi/feed/ 0 77261 https://savingtoinvest.com/able-accounts-eligibility-expansion/?utm_source=rss&utm_medium=rss&utm_campaign=able-accounts-eligibility-expansion https://savingtoinvest.com/able-accounts-eligibility-expansion/#respond Mon, 28 Sep 2026 10:22:00 +0000 https://savingtoinvest.com/?p=77259 If your disability started at age 30, 35, or 44, you likely couldn’t open an ABLE account before this year. As of January 1, 2026, that’s changed — the eligibility cutoff moved from disability onset before age 26 to before age 46, opening this tax-advantaged savings account to an estimated…

The post first appeared on Saving to Invest.]]> https://savingtoinvest.com/able-accounts-eligibility-expansion/feed/ 0 77259 https://savingtoinvest.com/whats-new-on-saving-to-invest-september-2026-roundup/?utm_source=rss&utm_medium=rss&utm_campaign=whats-new-on-saving-to-invest-september-2026-roundup https://savingtoinvest.com/whats-new-on-saving-to-invest-september-2026-roundup/#respond Sun, 27 Sep 2026 21:46:54 +0000 https://savingtoinvest.com/?p=77982 With fall around the corner, summer in the rearview mirror, and a consequential midterm election just weeks away, there is a lot happening in money news. From essential tax, unemployment and social security benefit annual changes — here are some updates worth reviewing. What Actually Changed This Month

The post first appeared on Saving to Invest.]]> https://savingtoinvest.com/whats-new-on-saving-to-invest-september-2026-roundup/feed/ 0 77982