Savings Report

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2013-11-25T12:59:00.001+00:00

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Best Savings interest rates in the UK. Highest rates for Instant Access & Fixed Rate Bonds

2013-04-06T17:13:00.002+01:00

This site is currently on hold, however as part of the Saver Scene setup I've started listing the best savings rates for instant access and fixed rate, fixed term cash savings bonds:

Cash Savings- Saver Scene UK

It's split into Instant access, 1 year, 2 years, 3 years and 5 years fixed interest rate, fixed term savings bonds.

The site also deals with ISAs - Individual Savings Accounts, and Credit Cards. If you have any questions feel free to ask them on the Saver Scene forums: www.saverscene.com

Savings report update

2010-09-04T00:20:00.001+01:00

hi all I've just had surgery for carpal tunnel syndrome and am in a world of pain, not sure when next updates will be. if after money saving tips try the forum, Saver Scene - UK money saving forum although i'm not doing much on there either.

very sorrry for this situation,
regards
Gav.

Helping you find the highest interest rates for Instant Access Internet savings accounts

2010-07-02T18:51:00.000+01:00

Not a huge change this month, Alliance & Leicester have moved from 1st to 5th dropping their interest rates from 2.81% to 2.5%, making the top interest, if you know of better accounts or interest rates please let us know via: Saver Scene - Money Saving Forum

Helping you find the highest interest rates for Instant Access Internet savings accounts:

#	Financial Institution	Rate	Term	Access	Min^ £
1	The AA: AA Internet Extra (Issue 1) Account.	2.8%	Instant	Internet	1+
2	Scottish Widows: Internet Saver Account Interest Rates.	2.7%	Instant	Internet	1
3	Halifax: Halifax Web Saver Extra .	2.60%	Instant	Internet	1
4	Nationwide: Champion Saver.	2.51%	Instant	Internet	1,000
5	Alliance & Leicester: Online Saver Issue 7	2.5%	Instant	Internet	1,000

^Minimum needed to get best interest rate.

Helping you find the best interest rates for 3 years, 2 years & 1 year term bonds

2010-07-02T18:17:00.000+01:00

This moth I've listed 3 different accounts for 2nd place in the 3 year bonds, as there was very little to distinguish between them. Interest rates are pretty much the same as last month, just a few more financial institutions offering better interest rates. If you know of anything better feel free to join the Saver Scene - money saving forum and let us all know.

Helping you find the best interest rates for 3 years, 2 years & 1 year term bonds:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	ICICI Bank: 36 months fixed at 4.15%.	4.15%	3 Years	YES	1000
2	Lloyds TSB: eBond - Annual Interest 3 Year Term. The AA: The AA 3 year postal or online. Post office: Growth Bonds - 3 year term.	4.1% 4.1% 4.1%	3 Years 3 Years 3 Years	YES YES YES	1 1 500
3	Post office: Growth Bonds - 2 year term.	3.7%	2 Years	YES	500
4	ICICI Bank: 24 months fixed at 3.7%.	3.7%	2 Years	YES	1000
5	ICICI Bank: 12 months fixed at 3%.	3.1%	1 Year	YES	1000
6	Northern Rock Fixed Rate Bond issue 389	3%	1 Year	YES	1+

*The account lets you transfer money in.^Minimum needed to get best interest rate.

Comparing the highest interest rates for Instant Access Internet accounts

2010-06-07T15:57:00.000+01:00

Alliance & Leicester have bumped their interest rates up from 2.75% to 2.81% putting them at the top of the list with a 0.01% higher interest over the AA. Alliance & Leicester are also offering a few new accounts with a lot of Terms & Conditions, however they are offering some decent interest rates: Highest interest rates on current & savings accounts, up to 5% on current & 6% on savings, Alliance & Leicester

Comparing the highest interest rates for Instant Access Internet accounts:

#	Financial Institution	Rate	Term	Access	Min^ £
1	Alliance & Leicester: Online Saver Issue 7	2.81%	Instant	Internet	1,000
2	The AA: AA Internet Extra (Issue 1) Account.	2.8%	Instant	Internet	1+
3	Scottish Widows: Internet Saver Account Interest Rates.	2.7%	Instant	Internet	1
4	Halifax: Halifax Web Saver Extra .	2.60%	Instant	Internet	1
5	Lloyds TSB: eSavings Account - Instant access online savings account.	2.5%	Instant	Internet	10,000

^Minimum needed to get best interest rate.

Comparing the best interest rates for 3 years, 2 years & 1 year term bonds

2010-06-07T15:47:00.000+01:00

Sorry for the delay in updates, I have been busy getting Saver Scene - money saving forum up and running, like all my sites it's unbiased and is about getting the best deals and the cheapest prices. If you have any tips feel free to Register and add your advice. before we go onto the best interest rates for term bonds I have to mention this deal: Highest interest rates on current accounts & Savings, up to 6% on savings, Alliance & Leicester

now onto this month's news, savings interest rates have dropped again ICICI Bank's 3 year term bond is down from 4.35% to 4.15% but is still the best, just edging out Lloyds TSB with 4.1%. However for their 1 year term bonds they've increased interest rates from 2.75% to 3% making it equal with nationwide.

Comparing the best interest rates for 3 years, 2 years & 1 year term bonds:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	ICICI Bank: 36 months fixed at 4.35%.	4.15%	3 Years	YES	1000
2	Lloyds TSB: eBond - Annual Interest 3 Year Term.	4.1%	3 Years	YES	1
3	ICICI Bank: 24 months fixed at 3.7%.	3.7%	2 Years	YES	1000
4	Halifax: Fixed Rate Halifax Web Saver.	3.55%	2 Years	YES	500
5	Northern Rock Fixed Rate Bond issue 389	3%	1 Year	YES	1+
6	ICICI Bank: 12 months fixed at 3%.	3%	1 Year	YES	1000

*The account lets you transfer money in.^Minimum needed to get best interest rate.

Compare the best interest rates for Instant Access Internet accounts, 7th of May 2010

2010-05-07T18:11:00.000+01:00

Time now for more of those internet instant access savings accounts, very little new here.

Compare the best interest rates for Instant Access Internet accounts:

#	Financial Institution	Rate	Term	Access	Min^ £
1	The AA: AA Internet Extra (Issue 1) Account.	2.8%	Instant	Internet	1+
2	Alliance & Leicester: Online Saver Issue 7	2.75%	Instant	Internet	1,000
3	Scottish Widows: Internet Saver Account Interest Rates.	2.7%	Instant	Internet	1
4	Halifax: Halifax Web Saver Extra .	2.60%	Instant	Internet	1
5	Lloyds TSB: eSavings Account - Instant access online savings account.	2.5%	Instant	Internet	10,000

^Minimum needed to get best interest rate.

Compare the best interest rates for 3 years, 2 years & 1 year term deposits, 7th of May 2010

2010-05-07T17:39:00.001+01:00

This month we see the same 6 accounts as the best 3 year, 2 year and 1 year bonds. however that being said all the ICICI accounts interest rates have dropped: 3 year 4.6% down to 4.35%, 2 year 4.1% down to 3.85% and 1 year 3.15% down to 2.75%, they still hold number the top position for 3 year and 2 year term deposits, but are now 2nd for 1 year term bonds.

Compare the best interest rates for 3 years, 2 years & 1 year term deposits:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	ICICI Bank: 36 months fixed at 4.35%.	4.35%	3 Years	YES	1000
2	Nationwide: 3 year e-Bond (annual interest).	4.15%	3 Years	YES	1
3	ICICI Bank: 24 months fixed at 4.7%.	3.85%	2 Years	YES	1000
4	Halifax: Fixed Rate Halifax Web Saver.	3.55%	2 Years	YES	500
5	Northern Rock Fixed Rate Bond issue 389	3%	1 Year	YES	1+
6	ICICI Bank: 12 months fixed at 2.75%.	2.75%	1 Year	YES	1000

*The account lets you transfer money in.^Minimum needed to get best interest rate.

Best online savings account with High Interest, 9th of April 2010

2010-04-09T13:24:00.002+01:00

This update we see Lloyds TSB drop from 1st to 5th, but don't be excited it's not because all the others have gotten better it's because Lloyds TSB has dropped from a saving rate of 3.04% to 2.5%, again nothing here beats the current best interest rates for flexible ISA accounts: Which are the best instant access ISAs? 9th of April 2010, however if you've used up your ISA allowance here are the:

Best online savings account with High Interest:

#	Financial Institution	Rate	Term	Access	Min^ £
1	Halifax: Halifax Web Saver Extra .	2.80%	Instant	Internet	1
2	The AA: AA Internet Extra (Issue 1) Account.	2.8%	Instant	Internet	1+
3	Alliance & Leicester: Online Saver Issue 7	2.75%	Instant	Internet	1,000
4	Scottish Widows: Internet Saver Account Interest Rates.	2.7%	Instant	Internet	1
5	Lloyds TSB: eSavings Account - Instant access online savings account.	2.5%	Instant	Internet	10,000

^Minimum needed to get best interest rate.

Savings account interest rates, 3 years, 2 years & 1 year, 9th of April 2010

2010-04-09T10:44:00.001+01:00

Very little change in the highest savings account rates, ICICI Bank are offering their 3 year cash savings bond at the high of 4.6%. If you haven't used your ISA allowance (now £5,100) you can get better interest rates for 1 year cash savings account: Which are the best 5 cash ISAs for a 1 year bond? 9th of April 2010

Savings account interest rates, 3 years, 2 years & 1 year:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	ICICI Bank: 36 months fixed at 4.6%.	4.6%	3 Years	YES	1000
2	Nationwide: 3 year e-Bond (annual interest).	4.15%	3 Years	YES	1
3	ICICI Bank: 24 months fixed at 4.7%.	4.1%	2 Years	YES	1000
4	Halifax: Fixed Rate Halifax Web Saver.	3.55%	2 Years	YES	500
5	ICICI Bank: 12 months fixed at 4.7%.	3.15%	1 Year	YES	1000
6	Northern Rock Fixed Rate Bond issue 389	3%	1 Year	YES	1+

*The account lets you transfer money in.^Minimum needed to get best interest rate.

Highest interest rates for instant accesss internet savings accounts, 5th of March 2010

2010-03-05T17:29:00.001+00:00

Last high interest internet accounts I mentioned Alliance & Leicesters accounts: Compare the top 5 best high interest internet access saving accounts, February 12th 2010, this update they've offered up a new account: Online Saver Issue 7 which is great to see, it still only enters the top 5 at position 4, at least it's starting to create a little competiton.

Highest interest rates for instant accesss internet savings accounts:

#	Financial Institution	Rate	Term	Access	Min^ £
1	Lloyds TSB Golden internet savings account	3.04%	Instant*	Internet, phone, branch	1
2	The AA: AA Internet Extra (Issue 1) Account.	3%	Instant	Internet	1+
3	Halifax: Halifax Web Saver Extra .	2.80%	Instant	Internet	1
4	Alliance & Leicester: Online Saver Issue 7	2.75%	Instant	Internet	1,000
5	Scottish Widows: Internet Saver Account Interest Rates.	2.7%	Instant	Internet	1

*there are many terms and conditions with this account, you only get the highest rate of interest if you make no withdrawals in a month. ^Minimum needed to get best interest rate.

Highest fixed interest rate bonds, 3 years, 2 years & 1 year, 5th of March 2010

2010-03-05T17:09:00.000+00:00

Changes this update we see ICICI Bank 1 year term deposit interest drop from 3.4% to 3.15%, 2 years from 4.25% to 4.2% and 3 years from 4.7% to 4.6%. It's great to see Nationwide come in at second place especially after I was complaining about their trerrible rates on the post Working Lunch ISA update, their 2 year fixed rate bond has come in second.

Highest fixed interest rate bonds, 3 years, 2 years & 1 year:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	ICICI Bank: 36 months fixed at 4.7%.	4.6%	3 Years	YES	1000
2	Nationwide: 3 year e-Bond (annual interest).	4.4%	3 Years	YES	1
3	ICICI Bank: 24 months fixed at 4.7%.	4.1%	2 Years	YES	1000
4	Halifax: Fixed Rate Halifax Web Saver.	4%	2 Years	YES	500
5	ICICI Bank: 12 months fixed at 4.7%.	3.15%	1 Year	YES	1000
6	Nationwide BS 1 year e-Bond (annual interest) savings interest rates and account summary	3%	1 Year	YES	1+

*The account lets you transfer money in.^Minimum needed to get best interest rate.

Compare the top 5 best high interest internet access saving accounts, February 12th 2010

2010-02-12T15:16:00.003+00:00

Alliance and Leicester are offering up some great deals, but they're not direct saving accounts. Alliance & Leicester Premier Direct Current Account and you can earn 6% with their Alliance & Leicester Premier Regular Saver: Save a fixed monthly amount between £10 and £250, up to a total of £3,000.

Now onto this update for the best web access savings accounts we see Scottish Widows drop from the number 2 position to the number 5, other than that there's nothing new to the top 5 best accounts internet web access:

#	Financial Institution	Rate	Term	Access	Min^ £
1	Lloyds TSB Golden internet savings account	3.04%	Instant*	Internet, phone, branch	1
2	The AA: AA Internet Extra (Issue 1) Account.	3%	Instant	Internet	1+
3	Halifax: Halifax Web Saver Extra .	2.80%	Instant	Internet	1
4	Skipton Building Society Web Saver	2.76%	Instant	Internet	100
5	Scottish Widows: Internet Saver Account Interest Rates.	2.7%	Instant	Internet	1

*there are many terms and conditions with this account, you only get the highest rate of interest if you make no withdrawals in a month.
^Minimum needed to get best interest rate.

Compare the best 3 year, 2 year and 1 year interest rates for Term Deposits, February 12th 2010

2010-02-12T13:31:00.003+00:00

This update we see the ICICI Bank take out the number 1 position for all three terms: 1 year, 2 year and 3 year term deposits. Halifax is doing well offering the second best term deposits for 3 year and 2 year terms. Santander has dropped it's interest rates and looses it's positions for 2 year & 1 year term deposits. Here's the top term deposits for you to compare the best 3 year, 2 year and 1 year interest rates for Term Deposits:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	ICICI Bank: 36 months fixed at 4.7%.	4.7%	3 Years	YES	1000
2	Halifax: Fixed Rate Halifax Web Saver.	4.25%	3 Years	YES	500
3	ICICI Bank: 24 months fixed at 4.25%.	4.25%	2 Years	YES	1000
4	Halifax: Fixed Rate Halifax Web Saver.	4%	1 Year	YES	500
5	ICICI Bank: 12 months fixed at 3.4%.	3.4%	1 Year	YES	1000
6	Nationwide BS 1 year e-Bond (annual interest) savings interest rates and account summary	2.75%	1 Year	YES	1+

*The account lets you transfer money in.
^Minimum needed to get best interest rate.

Highest interest rates on instant access internet savings accounts, January 25th 2010

2010-01-25T17:16:00.001+00:00

This week we see the AA drop it's interest rate from 3.3% to 3% and Leeds Building Society seem to remove their best rates, with all the moving about Lloyds TSB has come out as this weeks best Instant access internet savings accounts.

#	Financial Institution	Rate	Term	Access	Min^ £
1	Lloyds TSB Golden internet savings account	3.04%	Instant*	Internet, phone, branch	1
2	Scottish Widows: Internet Saver Account Interest Rates.	3.01%	Instant	Internet	1
3	The AA: AA Internet Extra (Issue 1) Account.	3%	Instant	Internet	1+
4	Halifax: Halifax Web Saver Extra .	2.80%	Instant	Internet	1
5	Skipton Building Society Web Saver	2.76%	Instant	Internet	100

*there are many terms and conditions with this account, you only get the highest rate of interest if you make no withdrawals in a month.
^Minimum needed to get best interest rate.

Highest fixed term interest savings accounts, 3 years, 2 years & 1 year

2010-01-25T08:32:00.001+00:00

Update 22.39 25/1/10 I've just been informed by a user about a few great accounts from ICICI Bank that has 3.4% for 1 year, 4.25% for 2 years and 4.7% for 3 years! This beats all our current number 1 listings, to find out more go to ICICI UK Promotions -end update.

bad news on the fixed term saving accounts this week, many have dropped their best interest rates between .1% and .5%, I hope the Bank of England increases the base interest and soon! Here's this weeks highest fixed term interest savings accounts:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	Dunfermline Building Society: Fixed Rate Bond (Issue 62).	4.5%	3 Years	YES	1000
2	Halifax: Fixed Rate Halifax Web Saver.	4.25%	3 Years	YES	500
3	Santander: Two Year Fixed Rate Bond. £1+	4.1% 3.5%	2 Year 2 Year	YES YES	25,000 1+
4	Lloyds TSB Lloyds TSB eBond	3.9%	2 Years	YES	2,000
5	Santander: One Year Fixed Rate Bond.	3.0%	1 Year	YES	25,000~
6	Nationwide BS 1 year e-Bond (annual interest) savings interest rates and account summary	3%	1 Year	YES	10,000
6a°	Nationwide BS 1 year e-Bond (annual interest) savings interest rates and account summary.	2.75%	1 Year	YES	1

~on the santander website it sometimes says £25,000 other times the website says only £10,000.
°6 and 6a are technically the same accounts, but any sum under 10,000 pounds only earns interest at 2.75% for the 1 year term of the bond.
*The account lets you transfer money in.
^Minimum needed to get best interest rate.

High Interest, Instant access internet savings accounts, January 11th 2010

2010-01-11T17:21:00.000+00:00

Very little has changed in the world of instant access internet savings accounts. Even with Santander offering up new products they don't make it into the top 5. The top 5 instant access internet saving accounts are:

#	Financial Institution	Rate	Term	Access	Min^ £
1	The AA: AA Internet Extra (Issue 1) Account.	3.3%	Instant	Internet	50,000
2	The AA: AA Internet Extra (Issue 1) Account.	3.15%	Instant	Internet	1
3	Leeds Building Society Online Access Account (Issue 2)	3.05%	Instant	Internet	100
4	Lloyds TSB Golden internet savings account	3.04%	Instant*	Internet, phone, branch	1
5	Scottish Widows: Internet Saver Account Interest Rates.	3.01%	Instant	Internet	1

*there are many terms and conditions with this account, you only get the highest rate of interest if you make no withdrawals in a month.
^Minimum needed to get best interest rate.

Fixed rate bonds, 3 years, 2 years & 1 year best interest rate bonds.

2010-01-11T13:43:00.000+00:00

With Santander releasing new savings accounts that were once Abbey savings accounts under the Santander name means we've got a new best savings account for 2 year fixed rate savings bond.

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	Dunfermline Building Society: Fixed Rate Bond (Issue 62).	4.5%	3 Years	YES	1000
2	Halifax: Fixed Rate Halifax Web Saver.	4.5%	3 Years	YES	500
3	Santander: Two Year Fixed Rate Bond.	4.1%	2 Year	YES	25,000
4	Lloyds TSB Lloyds TSB eBond	4%	2 Years	YES	2,000
5	Santander: One Year Fixed Rate Bond).	3.0%	1 Year	YES	25,000~
6	Nationwide BS 1 year e-Bond (annual interest) savings interest rates and account summary	3%	1 Year	YES	10,000
6a°	Nationwide BS 1 year e-Bond (annual interest) savings interest rates and account summary.	2.75%	1 Year	YES	1

Bank & Building Societys interest comparison for 1 year, 2 years and 3 years fixed rates, December 30th 2009

2009-12-30T16:28:00.000+00:00

I received a letter asking if I could suggest 2 different bank or building society accounts for each of the 1 year, 2 years and 3 years fixed rate savings, more importantly that there be one that the minimum for a year could be £5,000 or less. The best I came up with was the Nationwide 1 year e-Bond (annual interest), this offered 2.75% for anything over £1, but went up to 3% for anything over £10,000, not a bad rate offer in the current market, here's this weeks top 6:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	Dunfermline Building Society: Fixed Rate Bond (Issue 62).	4.5%	3 Years	YES	1000
2	Halifax: Fixed Rate Halifax Web Saver.	4.5%	3 Years	YES	500
3	Abbey (Santander) Two Year Fixed Rate Bond.	4%	2 Year	YES	10,000
4	Lloyds TSB Lloyds TSB eBond	4%	2 Years	YES	2,000
5	Abbey (Santander) One Year Fixed Rate Bond).	3.0%	1 Year	YES	10,000
6	Nationwide BS 1 year e-Bond (annual interest) savings interest rates and account summary	3%	1 Year	YES	10,000
6a°	Nationwide BS 1 year e-Bond (annual interest) savings interest rates and account summary.	2.75%	1 Year	YES	1

°6 and 6a are technically the same accounts, but any sum under 10,000 pounds only earns interest at 2.75% for the 1 year term of the bond.
*The account lets you transfer money in.
^Minimum needed to get best interest rate.

Internet access high interest accounts, top instant access saving accounts, December 30th 2009

2009-12-30T11:44:00.000+00:00

This week we've got a new entry in at number 3, Leeds Building Society with an interest rate of 3.05% the account can only be opened online and is only accessible via the internet, this weeks internet high interest account once again goes to The AA with 3.3 percent:

#	Financial Institution	Rate	Term	Access	Min^ £
1	The AA: AA Internet Extra (Issue 1) Account.	3.3%	Instant	Internet	50,000
2	The AA: AA Internet Extra (Issue 1) Account.	3.15%	Instant	Internet	1
3	Leeds Building Society Online Access Account (Issue 2)	3.05%	Instant	Internet	100
4	Lloyds TSB Golden internet savings account	3.04%	Instant*	Internet, phone, branch	1
5	Scottish Widows: Internet Saver Account Interest Rates.	3.01%	Instant	Internet	1

*there are many terms and conditions with this account, you only get the highest rate of interest if you make no withdrawals in a month.
^Minimum needed to get best interest rate.

Internet savings accounts, highest interest rates for 18th of December 2009

2009-12-18T10:56:00.000+00:00

Today with Friday upon us we all want access to our cash over the weekend so I thought we'd have a look at the best internet savings accounts with the highest interest rates. These internet savings accounts all have 24 hour access, as long as you have internet, and most have penalty free withdrawals. The first two accounts are the same one with the AA, this is due to the tiered interest rates:

#	Financial Institution	Rate	Term	Access	Min^ £
1	The AA: AA Internet Extra (Issue 1) Account.	3.3%	Instant	Internet	50,000
2	The AA: AA Internet Extra (Issue 1) Account.	3.15%	Instant	Internet	1
3	Lloyds TSB Golden internet savings account	3.04%	Instant*	Internet, phone, branch	1
4	Scottish Widows: Internet Saver Account Interest Rates.	3.01%	Instant	Internet	1
5	Alliance & Leicester (Santande) Online Saver Issue 6	3%	Instant	Internet	1

*there are many terms and conditions with this account, you only get the highest rate of interest if you make no withdrawals in a month. Interest is paid on amounts less than £50,000 only, no interest is paid over £50,000.
^Minimum needed to get best interest rate.

Best fixed interest rate bonds - 9th of December 2009

2009-12-09T21:17:00.000+00:00

hi there, I've put the best 1 to 3 year offers out at the moment, that I can find. The reason I've only gone up to 3 years rather than the 5 or even 6 year offers out there is; I feel that the benefit of the extra 1 to 2 percent you may gain from the longer term investments maybe lost as hopefully interest rates go up in the following 24 months and I don't want to have my money tied up when this starts:

#	Financial Institution	Rate	Term	Transfer in*	Min^ £
1	Dunfermline Building Society: Fixed Rate Bond (Issue 62).	4.5%	3 Years	YES	1000
2	Halifax: Fixed Rate Halifax Web Saver.	4.5%	3 Years	YES	500
3	Abbey (Santander) Two Year Fixed Rate Bond.	4%	2 Year	YES	10,000
4	Lloyds TSB Lloyds TSB eBond	4%	2 Years	YES	2,000
5	Abbey (Santander) One Year Fixed Rate Bond.	3.0%	1 Year	YES	10,000

*The account lets you transfer money in.
^Minimum needed to get best interest rate.