tag:blogger.com,1999:blog-165926872023-03-18T11:33:03.713-05:00savvy saverhttp://www.blogger.com/profile/12180444100587970720noreply@blogger.comBlogger147125tag:blogger.com,1999:blog-16592687.post-1144882674896924912006-04-12T17:54:00.000-05:002006-04-12T17:57:54.896-05:00

Just a few ideas for what to do with your refund:1. Start a college fund for your child - I sure wish I had!2. Save it for a fun vacation.3. Pay of credit card debt.4. Save it for retirement.5. Remodel something or update your home somehow.Happy dreaming!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1140722395940531492006-02-23T14:14:00.000-05:002006-02-23T14:19:56.016-05:00

With rising interest rates, a great way to save right now is to check out the Discover link in the right hand column. This takes you directly to their 0% offer with up to 5% cashback bonus and 0% fraud liability promise. They even called me when we made a large purchase to verify usage and their customer service department is great. If you are carrying a balance of say $5000.00 at even just 10

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1140721981756597512006-02-23T14:09:00.000-05:002006-02-23T14:13:02.046-05:00

This is a great time to review things such as insurance policies while you are organizing tax information. You can save a lot of money by calling your insurance agent and raising your deductibles. You can also save on health insurance if you stop smoking and then notify your company. Here's to saving money!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1140561883794388192006-02-21T17:40:00.000-05:002006-02-21T17:44:58.316-05:00

If you end up getting a big refund this year - great! The only problem is that you have given the government your hard earned money all year! Really consider raising your exemptions so that you can get a little more back in each paycheck. Some people like to wait and get the refund and almost use it as a savings program, but you will save money if you raise your exemptions and apply the extra

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1139877561367217862006-02-13T19:35:00.000-05:002006-02-13T19:39:50.080-05:00

On Valentine's Day, remember that small tokens of your affections do count - you do not have to "break the bank"! A special card or even just remembering a special candy that your siginificant other loves can be enough. Have a great time!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1139489705445292872006-02-09T07:49:00.000-05:002006-02-09T07:55:19.706-05:00

Remember to pay the most money to the credit card with the highest interest charged, regardless of your balance. Once you pay off the cards from highest interest to lowest interest, you may be able to avoid running up balances on your cards because you will now have the extra money every month that you used to send to multiple credit cards. It's not easy, but the payoff will be well worth it!

Anonymoushttp://www.blogger.com/profile/12180444100587970720noreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1139350600509413972006-02-07T17:13:00.000-05:002006-02-07T17:16:42.810-05:00

The tax season is upon us - remember that you can save a lot of money by preparing your own taxes. It is easier than ever before to use a computer program for your taxes, and the IRS has a ton of important information to help you online. Here's to a big refund!

Anonymoushttp://www.blogger.com/profile/12180444100587970720noreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1138923261648675052006-02-02T18:26:00.000-05:002006-02-02T18:34:22.010-05:00

The best suggestion I have found on how to stretch your grocery dollar is to shop less often. I even try to go ten days between trips if possible. If you stock up on fruits and vegetables that keep longer(such as apples, oranges, and carrots), then you can definately make it at least a week between visits. Frozen fruits and vegetables can also help you extend your time between trips to the

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1138833430245611282006-02-01T17:36:00.000-05:002006-02-01T17:37:11.493-05:00

Over the holidays I saw some banks that you actually have to break to retreive the money you have collected - it is a cool idea for your extra change that can really add up with time. One year I surprised my husband with a weekend trip after collecting our extra change! It is a fun and easy way to save!

Anonymoushttp://www.blogger.com/profile/12180444100587970720noreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1138139664937763792006-01-24T16:49:00.000-05:002006-01-24T16:54:27.386-05:00

I hope 2006 is treating you well so far! The credit card bills start rolling in, spring seems to be far away, and everyone gets a bit of the winter blues; but hopefully a tax refund is just around the corner for you! Maybe you can pay off your highest debt (interest wise first), save for a future trip or home improvement, or save for your children's college. Happy dreaming!

Anonymoushttp://www.blogger.com/profile/12180444100587970720noreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1135624629434129672005-12-26T14:13:00.000-05:002005-12-26T14:17:09.603-05:00

Just when you think you are shopped out, you probably find that you have to return at least one thing to the mall - and you know you will probably not be able to resist some of the great deals out there! Remember birthdays that may be quickly approaching, or even shop ahead for next year if you are sure you will not have to return it (because the longest policies I have found generally are less

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1134061852309528732005-12-08T12:06:00.000-05:002005-12-08T12:10:52.920-05:00

I promised myself that this year would be different, that this year everything would be done by now, but I still have a long list of things to do! I am sure many of you feel the same way - that you love the holidays but pressure yourselves to make them each more memorable than the last and that puts undue stress on all! Take it easy and enjoy the process - I promise to take my own advice!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1133307836395255772005-11-29T18:39:00.000-05:002005-11-29T18:46:50.503-05:00

I truly believe that the holidays bring out both the best and the worst in people, or just accentuate true character! In one week I have noticed both charitable acts ( letting someone with fewer items go first through checkout) and nearly violent acts (over a parking space!!!). Remember that everyone is feeling extra stressed and hurried so everyone can stay safe this holiday season and maybe

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1133192803789127162005-11-28T10:44:00.000-05:002005-11-28T10:46:43.976-05:00

Sorry that posting has slowed - I really am shopping online and at the stores and hope to be fininshed soon - use the comment section if you would like to ask any questions! Happy shopping!!!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132703746393534022005-11-22T18:53:00.000-05:002005-11-22T18:55:49.873-05:00

I just received a comment from someone concerning cafepress.com - check it out compared to zazzle. com and let me know what you think! Either way, you can find unique gifts for the holidays!!!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132702286366555052005-11-22T18:29:00.000-05:002005-11-22T18:31:26.556-05:00

I am enjoying the comments - please keep them coming! This can be an interactive site for sure - ask me questions if you would like to! Thanks again and happy holidays!!!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132587231464106592005-11-21T10:32:00.000-05:002005-11-25T17:05:09.343-05:00

There are a lot of great sale and clearance items now that will be gone after everyone starts really shopping seriously - take advantage now!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132587130081623992005-11-21T10:28:00.000-05:002005-11-22T18:33:00.973-05:00

Remember to start thinking about redeeming reward points for gifts (you can double them too!) soon because it can take a week or two to get your gift cards and then take another week or two for shipping of the gifts! Happy shopping!P.S. Don't feel badly if you did not sign up yet - use my Discover Card links to get a card now and save the points for next year for birthdays, anniversaries, or

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132580502008829062005-11-21T08:36:00.000-05:002005-11-21T08:42:28.486-05:00

Super suppers is this great new place where you can assemble your choice of meals, bring them home, freeze them, thaw them when you are ready and your dinner is served! They taste amazing and I am very pleased so far with the results of my trip. It saves you grocery time, and to be honest a lot of the items(vegetables, cheese and meat) that you use there you cannot even find normally on sale or

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132402321885483312005-11-19T07:15:00.000-05:002005-11-25T17:06:09.580-05:00

The other day a woman had on a gorgeous shirt, I complemented her on it, and she said it was a men's Tommy Hilfiger shirt! It looked great on her, and I am mentioning this as a suggestion to look at things in a "different light" as they say, and you never know what you may see!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132402605581412802005-11-19T07:12:00.000-05:002005-11-21T08:35:31.386-05:00

When I ordered a kids meal at the mall and then asked a grandmother if I could give her 3 year old granddaughter the "Chicken Little" toy from my meal I ended up having a wonderful conversation with a complete stranger. Just that little gesture on my part made both of our days a little more pleasant!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132402105551572832005-11-19T07:04:00.000-05:002005-11-20T16:14:03.333-05:00

I just realized the other day that now is definately the time to start stocking up on boxes - just ask whenever you make a purchase. I even use shoe boxes for shirts or jewelry to disguise what I have wrapped! Also, save all of the tissue paper - I rarely even have to buy any for the holidays. It is a good idea to wrap as you purchase as well so you feel "on top of things". Happy wrapping!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132401854432037932005-11-19T06:59:00.000-05:002005-11-19T16:07:39.740-05:00

Wilsonsleather.com just alerted me to their new sales beginning next week, including leather purses as low as 9.99, and leather coats 50% off or more. The cool thing is that they also carry suede - I found a gorgeous coat for my 12 year old that is suede and it was only $30.00!!! They also carry hard to find items like quality briefcases - my husband is looking at a Kenneth Cole briefcase for

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132401465417757652005-11-19T06:53:00.000-05:002005-11-19T06:58:54.586-05:00

Discoverytoys.com just sent me an e-mail with an offer for you during the Thanksgiving weekend! November 25th through the 28th from my link you can use the code "49FREE" for free shipping of orders over $49.00, plus they just reduced a lot of toys to 75% off! Happy shopping!!

Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-16592687.post-1132318329307898092005-11-18T07:48:00.000-05:002005-11-19T06:52:08.776-05:00

My Fico is a small link I placed in the right column for you - they are now offering (for only $7.95/month) a monitoring of your score and activity which is a wonderful idea if you are trying to better your score. More often than not scores are affected negatively by bad reporting, and this would definitely put an end to that so that you could improve your credit and save money! Check out the

Anonymousnoreply@blogger.com0