SCDL Papers, Solved SCDL Papers and Solved SCDL Assignment with complete solution for MBA(SCDL)

2021-01-06T22:19:00.001-08:00

Hi, Friends !!!

Wish you a very Happy New Year, as due to covid-19 i was unable to update my users. Please we safe and healthy and successful.

STOP CASH FLOW !! STOP CORRUPTION !!

2012-09-17T03:33:00.000-07:00

STOP CASH FLOW !! STOP CORRUPTION !!
STOP CORRUPTION, STOP CASH FLOW !! Stop cash flow means the minimize the cash flow(hard cash) in the market or in the big financial transaction. This will to lead to more transparency in the system. now the question is how it is possible to stop the cash flow ? I think and i found an idea which support to stop cash flow. i am covering my idea in following points.

1) First of all stop the cash flow in the big financial institution's like mall, ticket for AIRPLANE, any vehicles purchase, land/flat sale/purchase, school fees, all district Mandi contractor , etc. it is mandatory to all these institutions could only not accept the cash, only through electronic form. this could easily be possible because for all we need to have electricity and Internet connection that is easily available at these financial institutions.

2) Secondly we can’t stop the cash flow at basic kirana shops and retailers, so he has advised to accept the cash from the customer and deposit it to your business account and when he has to pay the amount to his dealer or distributor that could only through the checks and electronic form only from their business account only. we can not stop the cash at very small shops like sweets, snacks, thelawala, sabjiwala etc. but we can restrict to dealers and distributor's for not to accept the cash from its chain members. On doing this at a certain stage, it will become a mandatory to put the cash in bank and allow the further transaction.

Suggestion and Feedback are invited.mail us- skdwivedi2009@gmail.com

Idea to make General Ticket online

2012-07-23T03:14:00.002-07:00

Hello,

my idea is very basic on a problem of taking general class ticket from each station counter. It is very tough to take a ticket from counter at station. there are very long ques and time wastage. we usually see, it is difficult to take a platform ticket. for the same-

The idea is to make these ticket also online. similar to sleeper class, just send the message for the same,that can be used for general ticket as well. Railways has to provide a platform, so that each can book ticket from online site with name and stations details. it will reduce the long ques, save time, fast revenue to direct railway account, reduce staff, reduce the paper. when this will implement some condition, so that easy to check and fraud should not be happened.

Regards
SKDWIVEDI

Visual Marketing/Viral marketimg

2012-06-13T01:22:00.004-07:00

Visual Marketing is a full service, Promotional Products Company in Austin, Texas, committed to providing excellent customer service at the local and national levels. We strive every day to ensure that our customers receive the absolute best products for their investment in a prompt and timely manner. We thrive on meeting every deadline and want our customers to know that they can count on us every time, as our number one priority is customer satisfaction. We guarantee 100% customer satisfaction, 100% of the time! Our marketing consultants are professional branding experts full of exciting and innovative ideas to help your business outshine the competition.

Visual Marketing understands that customers need a solutions provider, not just another representative to process their business transaction. Our branding experts are not only here to assist you with developing your marketing program, but to work closely with our suppliers all over the nation to welcome your experience with us as the beginning of a successful, long-term, marketing partnership.

for more details you may visit on following link:

http://en.wikipedia.org/wiki/Viral_marketing

get more on virtual marketing explore this link

Virtual marketing PDF

Idea: Portabilty over DTH service provider

2012-04-22T23:16:00.000-07:00

Hello,

i have taken a new connection of tata sky dth, but this is very costly as our local cable operators. so idea cam in my mind to change the service provider form current. so the portability over service provider in DTH should also come and price for recharge should also be reduced.

Idea to combine set top box(DTH) and CD/DVD player

2012-03-23T01:47:00.001-07:00

Hello,

When i purchase a tata sky HD DTH, i thought why not they build a function of CD and DVD Player in itself. Because it reduces the cost of customer, installation, purchasing separately and space consuming. Due to all above benefit, i have thought why not DTH company making such set top boxes which have all such facility.

If you like this idea then send feedback otherwise leave it.

Regards
Sandeep
skdwivedi2009@gmail.com

Capital Market

2012-03-12T20:53:00.003-07:00

Legal Aspect of Finance shared by Niharika

2012-02-24T03:47:00.002-08:00

Legal Aspect Of Finance Notes(Shared by Niharika Bhagat)

The charges requiring registration with ROC are

A charge on uncalled share capital
A change for purpose of securing any issue of debentures
A charge on any immovable property

The central government may exempt any class of companies from compliance with any of the requirements in Schdule VI. – True
The maximum rate of interest on the loan availed by a person resident in India from a no- resident india is –two percentage over the bank rate

The salary drawn by Mr. Shamkar is Basic 5,00, DA Rs 4,000, HRA Rs. 1000. The employer’s share of contribution to Provident fund is Rs. 900
The Balance Sheet and Profit and Loss Account shall be approved by the Board of Directors after they are signed on the behalf of Board – False
The maximum fine for not giving a copy of the balance sheet within 7 days to the person entitled to it is - Rs. 5,000
A company having paid up share capital of Rs.50 lakhs or more can appoint – a sole selling agent
Match

Allocable surplus more than bonus payable – Carry Forward for set on
Allocation surplus less than bonus payable—Carry forward for set off
Allocation surplus is equal to bonus payable—No question of set on or set off
Allocation surplus more than onus payable—No considered for set on or set off

In the case Ball v/s William hunt, it was help that, “incapacity for work ” includes – inability to get work
Banks maintaining NRE accounts are permitted to grant loans in india to the account holders

For personal purposes
For acquisition of house in india for his own residential use.

Gratuity shall be payable to an employee on his

Superannuation
Retirement or resignation
Death or disablement

The maximum fine for not preserving the records for 8 yrs – 10,000
If the paid up capital of all companies is more than Rs. 25 lacs each, the maximum number of companies that a person can audit is – ten
Insurance of employer’s liability to pay gratuity under the act is compulsory , if the number of employees is less than 100. – False
An apprentice is not entitled to bonus – True

The books of account of every company relating to a period of not less than eight years immediately preceding the current year shall be preserved in the good order.
A person resident in india is free to send (export) any gift article of value not exceeding -5,00,000.
If an employer avoids payment of gratuity he can be punished with an imprisonment upto a maximum period of - Six months
Of the three copies received by him , ROC will return one copy and another copy to – Charge Holder.
These do not fall under the category of person resident in India.

A person who has gone out of india or has taken up employment outside india.
Body corporate register in india
A branch or agency in india owned or controlled by a person resident outside india.

If the number of person employed is more than one thousand , the wages shall be paid – before the expiry of the tenth day.
The Committee for fixing minimum wages shall consist of persons representing the

Employers
Employees
Independent persons

An auditor checks each and every transaction. – True
The following are not included in the basic wages

HRA
Bonus

Nomination facility can be availed by

A share holder
A depositor

A retrenched employee is eligible to get bonus provided he has worked for a minimum qualifying period. – True
If the salary payable is weekly on every Saturday and if the number of employees is less than 1,000 the last date for payment of wages for the period ending on 27-10-2007 will be 3-Nov-07
Balances in NRO accounts are not eligible for remittance outside India without the approval of the Reserve Bank of India
Reserve bank of india has issued Export Regulations which are effective from 1^st June,2000
These sectors require prior approval of Government for FDI

Activities/items that require an industrial License.
Proposals for acquisition of shares in an existing Indian company in Financial services sector.
All proposals falling outside notified sectoral policy

ESI Corporation makes regulations for

The manner and time for payment of contribution
The entry in or upon books or cards of particulars of contribution paid and benefits distributed.
The issue, safe custody, production , inspection and delivery of books or cards.

Foreign exchange for travel abroad can be purchase from banks against rupee payment in cash upto Rs. 50,000/-
The maximum amount of fine for violation of provisions of payment of bonus Act Rs. 1,000
A housing finance institution in india approved by National Housing bank cannot provide housing loan to a non – resident Indian. –False
The Functions of the debenture trustees shall generally be

To protect the interest of holders of debentures
To redress the grievances of holders of debentures

If the aggregate value of the foreign exchange in the form of currency notes,bank notes or travellers cheques brought in exceeds USD 10,00/- or its equivalent and /or the value of foreign currency exceeds USD 5,000/- or its equivalent, it should be declared to the Customs Authorities at the Airport in the Currency Declaration Form
Preferences shares can be redeemed even if they are not fully paid up. False
If an employer violates the provisions of Payment of Bonus Act, he can be punished with an imprisonment upto a maximum period of Six months
A company has availed a loan of Rs. 10 lacs and cash credit facility of Rs. 5 lacs. It has repaid the laon. After this the charge is modified
Foreign Exchange management Act authorises the RBI to make such regulations as it may think fit to monitor the exports.
Foreign Investment in preference share fall outside the External Commercial Borrowing(ECB) guidelines. –True
A resident Indian going abroad for medical treatment abroad can purchase US Dollar 1,00,000 without RBI’s permission.
The Fund in RFC account are free from all restrictions regarding utilisation of foreign currency balances. True
Use of the International Credit Cards(ICCs)/ATMs/Debit Cards can be made for

Making personal payments like subscription to foreign journals
For travel abroad
Meeting expenses while abroad

This Act authorizes the Central Government to formulate rules and regulation fir withdrawal of exchange for imports – FEMA
Type of chages – Section 125 of Companies Act

Date of notice of charge – Section 126 of companies Act

Registration of charges on properties acquired subject to charge – Section 127 of Comapnies Act

This institute assists Employees’ State Insurance Corporation to discharge its functions efficiently

Standing Committee
Medical Benefit council

If at the time of making a nomination, the employee has no family then the nomination may be made in favour of any person. – True.
NRE accounts may be in the form of

Savings Accounts
Recurring Deposit Accounts
Current Accounts

Minimum wages must provide for

The bare sustenance of life
The prevention of efficiency of the worker
Some measure of education, medical requirement and amenities

Maximum Interest payable on gratuity is equal to 25% of gratuity payable
No individual FII/sub-account can acquire more than 10% of the paid up capital of an Indian company.
An Indirect tax Levied by Government on the goods manufactured in india is called as Excise Duty
The Preference shares be redeemed

Out of the proceeds of fresh issue of shares
Out of profits

The maximum % of net own funds that a company needs, to purchase the securities of other company is 60%
The Employees’ State Insurance Act,1948 provides for

Medical care and treatment
Payment of cash benefit during sickness
Pension to the dependents on the death of a worker due to employment injury

An employee could not attend duty due to Bandh. The Action that can be taken by the employer will be – Treat the absence as authorised leave.
Mr. Vishal from Pune has received a guest from USA on tour to India. Mr. Vishal needs RBI permission to make expenses for his foreign guest – False
The compensation can be denied under WC Act

If workman is under the influence of drink or drugs
If accident is caused due to wilful disobedience of rules or order
If there is disregard of safety devices.

This section of Central Excise Act,1944 deals with charging of Duty of Excise – Section 3
Accounting standard are issued by – ICAI
An Indian company, a proprietorship concern or a firm in india cannot accept deposits from a non- resident Indian on non- repatriation basis- False
The conditions applicable for the public deposits accepted by an Indian company from a Non-Resident Indian are

The deposits are received under a public deposit scheme
The amount representing the deposit is received by inward remittance from outside India through normal banking channels
The company of aggregate deposits accepted by the company shall not exceed 35% of its net owned funds. Doubt

NRIs/PIOs can purchase/sell shares/convertible debentures of Indian companies on Stock Exchanges under – Portfolio Investment Scheme
FDI in sectors/activities to the extent permitted under automatic route requires prior approval either by the Government or RBI. – False
The maximum contribution that an employer has to contribute to meet the administrative expenses of the Deposit Linked Insurance fund is – ¼ th if their contribution to deposite Linked Insurance Fund.
The salary drawn by Mr. Shankar fir June 2007 is Basic Rs. 5,000/- DA Rs. 4,000/-,HRA Rs.1,000. During the month he was on leave without pay for 10days. The total credit PF wil be – Rs.600
The form for creation of a charge should be filed within 30 days from the date of execution of the document with the Registrar of Companies.
NRO account – Interest is taxable

NRE Account – Interest is tax free

FCNR(B) Account – Exchange risk borne by the depositor

FCNR(A) Account – Scheme discontinued

If a part of an year is less than six months, then it will be treated as a full year for the purposes of payment of gratuity – False
An employment in a factory or establishment to which the ESI Act applies is called –Insuable employment
The Employees’ Pension Scheme provides for

Superannuation pension
Widow or widower’s pension
Children pension

The following sums shall be deducted from the gross profits as prior charges for computation of allocable surplus for bonus

Depreciation
Employment rebate
Direct tax

The consignee abroad is not entitled to deduct the charges and his fee from the sale proceeds- false
A typical GDR is denominated in - US$
The maximum amount that a company can contribute to charitable and other funds not directly relating to the business of the Company in terms of percentage of average profits is 5%.
The maximum limit in terms of percentage of its average net profits which may be contributed by a Company in any financial year is 5%.
Taking personal jewellery out of India is governed by – Baggage Rules
A “private company means”

A company which has a minimum paid-up capital of one lakh rupees
A company which restricts the right to transfer its shares
A company which limits the number of this member fifty

A memorandum containing such salient features of a prospectus as may be prescribed is called as – abridge prospectus
These books of accounts are to be kept by the company

The profit and loss account
The auditor’s report
The board’s report

The “Value” on which the excise duty is payable as a percentage is called as – Invoice Price
The date of agreement for a foreign Technical collaboration is 10-3-2000. The date of commencement if commercial production is 20-1-2002. The last date upto which payment of royalty can be made to the foreign collaborator would be -1/20/12
An individual resident in India may borrow from a non- resident Indian or a person of Indian origin on the following conditions

The loan should be in rupees
The amount borrowed shall not be allowed to be repatriated outside india
The period of loan shall not exceed three years

A workman has worked for 250 days on daily wages basis. Daily wages paid to him is Rs. 30,000/-, the average monthly wages for the purpose of compensation will be – 3,600
A person resident in india, who has acquired immovable property outside india may transfer it by way of gift to his relative who is a person resident in India. – True
A company should give intimation of appointment to every auditor within 7 days of appointment.
Any trade settlements can be freely made through Rupee accounts of Bhutanese and Nepalese nations.
Preference shares can be

Cumulative Redeemable Preference shares
Non-cumulative Redeemable Preference shares

Certificate from statutory Auditors or chartered Accountant indicating the manner of arriving at the price of the shares issued to the persons resident outside india should be send to RBI.- True
The maximum deduction from salary is 50% if the recovery of co-operative society is not involved.
The salary drawn by Mr. Shankar is Basic Rs. 5,000/- , DA Rs. 4,00/- HRA Rs. 1,000. The total credit to PF will be – Rs. 900/-
In case of death of an employee, the amount of balance in EPF account is paid to nominee/legal heirs.- True
A company can keep books of account at any other place than the registered office of the company – True
Employer’s contribution to EPF as % of eligible wages – 10%

Interest payable by employer for delayed payment of EPF – 12%

Employer’s contribution to Pension Fund as % of eligible wages – 8.33 %

Employer’s contribution to Deposit Linked Insurance Fund as % of eligible wages – 1%

For the purpose of the section 9 of the Excise Act, a fact is said to be proved only when

The Court believes it to exist

Deductions made by the employer from the salary payable to employee which are authorised by the Payment of Wages Act are called as authorised deductions.
Every notification under clause(f) of the first proviso to sub-section(2) of 11B of the Excise Act shall be laid before each House of Parliament.
Provisions relating to Investment shall not relate to these companies

Insurance company
Housing company

A non-executive Chairman is not entitled to maintain a Chairman’s office at the company’s expense – False
A foreign company can set up Liaison , Project and Branch Offices in India after obtaining – approval from RBI
The EPF Act was accordingly extended to many additional industries by the end of March,1957. – true
Besides authorised dealer, full-fledged money changers are also permitted to release exchange for business and private visits
Persons resident in india are permitted to maintain foreign currency accounts in India. under the following schemes

EEFC Account
RFC Account

A charge which is not registered is void against these persons

Liquidators
Creditors

A company has to execute this document if the period of debenture redemption exceeds 18 months. – Trust Deed
However , it is also possible for an FII to declare itself a 100% debt FII in which case it can make – its entire investment in debt instruments
Manager- Has the management of the whole or substantially the whole of the affairs of the company.

Managing Director-Is entrusted with substantial power of management which would not be otherwise be exercisable by him

Office-Included any director, manager or secretary

Board-Means the Board of Directors of the policy formulation committee

A person resident in India is not free to hold, own, transfer or invest in foreign currency ,foreign security or any immovable property situated outside India if such currency, security or property was acquired ,held or owned by such person when he was resident outside India or inherited from a person who was resident outside India –false
All pecuniary relationship or transactions of the non-executive directors vis-à-vis the company shall be – disclosed in the annual report
Allocable surplus means 60% of the avaible surplus in an accounting year.
A person resident in india , not being a company incorporated in india, may borrow in rupees on non-repatriation basis from a non- resident Indian or a person of Indian origin

The amount of loan shall be received by way of inward remittance from outside india
The period of loan shall not exceed three years
The rate of interest on the loan shall not exceed two percentage points over the bank

No gratuity shall be liable to attachment in executing of any decree or order of any civil, revenue or criminal court
Salary and wages does not include dearness allowance – false
Words ‘Internation Global Continental being the first name-

Words ‘Internation Global Continental’ being used within the name with bracket-

Word ‘Hindustan, India, Bharat, being used within the name without brackets-

For use of word ‘Enterprise’ within the name

The Reserve Bank has made Foreign Exchange Management Regulation ,2000 which came into force – 1^st day of June 2000
FIIs are required to allocate their investment between equity and debt instrument in the ratio of 70:30:00
In relation of any other establishment which is not a factory , the term employer includes the person – who has the ultimate control over the affairs
Dependents include

A widow
A minor legitimate or adopted sin
An unmarried daughter

Premature withdrawal of FCNR(B) deposits for the purpose of opening NRNR Rupee Deposit accounts with an authorised dealer other that the one with whom the account FCNR(B) is maintain, will attract penalty – true
The company articles require a person to hold the qualification shares before his appointment or to obtain them within shorter time – than two months
The main purpose of the payment of wages act 1936 is to ensure

Regular and timely payment of wages to the employed person
To prevent unauthorized deductions being made from wages P 2

The ESI act extends to the whole of India – True
All payment made under the foreign investment and technology transfer includes the levy of cess under the Research and Development cess act,1986 – true
Rate of interest applicable to these accounts shall be in accordance with the direction/instructions issued by – Reserve bank from time to time
In connection with private visit abroad , viz., for tourism , etc. Foreign exchange upto USD 10,000, in any one calendar year may be – obtained from an authorised dealer
The court has to record reasons in writing – for imposing lesser punishment
‘Contribution’ means the sum of money payable to the Corporation by the principal employer.
Any person resident outside India may open NRO account .
Main types of shares – Equity shares, preference shares
A Liaison office can carry on only – liaison activity
Import Licenses are for the CIF value and cannot be utilized to the full amount to cover the FOB value of import. – True
Nothing in the bonus act shall apply to any other financial institution other than a banking company which the central government may specify having regard to

Its capital structure
Its objectives and the nature of its activities
The nature and extent of financial assistance or any concession given to it by the government

Deduction may be on account of – the absence of employed person from the place where he is required to work

Such absence may be for whole or any part of the period during which –he is so required to work

An employed person shall be deemed to be absent if, he refuses to carry out his work- In pursuance of a stay or strike

The amount of such deductions must bear to his wages the same proportion as - his absence bears to the total wage period

Words and expression defined in the industrial disputes act shall have – the same meaning in the bonus act
Debenture – A secured Loan redeemable after a specified period

Preference share-Preference in dividend and redemption

Equity share- Residual shareholder

Commercial Paper- Negotiable instrument to raise short term finance

A person who ultimate controls is the employer
The situation that investors could invest in equities of overseas listed firms that hold at least 20% in a listed Indian firm which was made in terms of our A.P.(DIR series) Circualr No. 66 dated January 13,2003 continues as an additional facilit
The auditor’s report shall state

Whether he has obtained all the information and explanations
Whether in his opinion, proper books of account as required by law have been maintained

For the purpose of the section 9 of the Excise Act, a fact said to be proved only when

Court believes it to exist

Every Inquiry by the Excise authority shall be deemed to be a judicial proceeding within the meaning of section 193 and section 228 of the Indian Penal Code.
Steps that might be Initiated by a debenture trustee

Ensure that the assets of the Company are sufficient to discharge the principal amounts
Ensuring that the terms of prospectus are not inconsistent with the terms of the debentures
Call meetings of the debenture holders

Balance sheet or profit and loss account shall include any notes thereon or – in documents annexed thereto
Offences under section 9 of the Excise act shall be deemed to be – Non – Cognizable
GDR- global Depository Receipts are essentially those instrument , which possess a certain number of underlying- shares in the custody of depository bank
Form 8 & 13 – creation of charge, modification of charge
No amount of foreign exchange can be remitted outside India to become eligible or for earning point or credits for immigration. – True
Any nomination made by an employee in favour of a person who is not the member of his family, shall be void.- true
In respect of job works under notification No. 214/86, the Merchant Manufacturer is liable to pay the excise duty.

A Electronic Device for Ticket Checker( For RAILWAY Purpose)

2012-02-22T01:26:00.000-08:00

When i heard about the every has to carry their identity proof while traveling through train. so the same time i thought about the TC(Ticket Checker). As we know we are running more fast and making our life very easier and the things in our mobile. To day we are rich in IT Industry, so railway ministry also think about what i telling? it is a device which can be used by TC while he is on train. That device is similar to mobile device which have the following capability:
1: To all passenger details at a time of current train.
2: TC can know about the passenger details.
3: TC can know exact status of each seat in the train.
4: TC can know the PNR status on the spot.
5: TC can mark the status of seat whether it is vacant or allocated to some one. so that the government know the how much seat is given while on way of train.
6: This will better for government and TC management of trains and cash.
7: Pass anger can ask about waiting status, RAC status or confirmed status.
8: if seats are vacant that can also filled very efficient manner.
9: TC will have carry less document. or it may reduce the paper work in age of IT and telecommunication industry.
10: This device has distribute to each TC.

***Device should have a software running and connected to IRCTC database through internet or gprs****

By Sushil Dwivedi
skdwivedi2009@gmail.com

Pre Paid Plan for Electric Meter

2011-11-22T00:50:00.001-08:00

Hello,

This is just a thought that i have in my mind. Let me explain what is this?
It is similar to my phone like if i recharge with Rs. 50 and i got talk time of Rs. 50 same in the electronic meter if you recharge with Rs. 2000 you may use the electricity of few unit(value of Rs. 2000). I have to work on this, so please if any body which have the knowledge of electric meter and electronic chip and software knowledge may contact at mail@--- skdwivedi2009@gmail.com

International Finance-2

2011-01-17T04:01:00.000-08:00

International Finance-1

2011-01-17T03:59:00.000-08:00

Project Finance

2011-01-17T03:52:00.000-08:00

Security Analysis And Portfolio Management

2011-01-11T03:48:00.000-08:00

Security Analysis And Portfolio Management

2011-01-07T22:40:00.000-08:00

Security Analysis And Portfolio Management

2011-01-07T21:52:00.000-08:00

Security Analysis And Portfolio Management

2011-01-06T04:14:00.000-08:00

Production and Operations Management

2010-12-29T23:38:00.000-08:00

Production and Operations Management

2010-12-28T23:37:00.000-08:00

Management Accounting

2010-12-21T20:16:00.000-08:00

Management Accounting

2010-12-21T03:47:00.000-08:00

Legal Aspect of Finance(New)

2010-12-21T00:18:00.000-08:00

Strategic Management

2010-12-09T02:50:00.000-08:00

International Finance

2010-12-09T02:48:00.000-08:00

International Finance

2010-12-09T02:43:00.000-08:00