tag:blogger.com,1999:blog-22604365691396568082024-11-01T02:46:08.170-07:00Scott the Money CoachA site to discuss all things Money! How to get money. How to get out of debt. How to settle with your creditors for pennies on the dollar. How to create and live on a budget. How to invest and plan for the future. How to save your money. How to give your money.Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.comBlogger15125tag:blogger.com,1999:blog-2260436569139656808.post-31585055338286610492013-08-20T15:17:00.003-07:002013-09-26T09:33:59.344-07:00
What? You still aren't done paying off your debts and closing your credit cards? Get to it. What are you waiting for? It's been a while and I thought you'd be done by now. Well, if you have not even started, you can Start today. Today is the day. If you are working on it already, good for you. You are ahead of the game. Keep going. Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-73511392103660496092012-03-13T13:54:00.000-07:002012-04-23T08:05:29.579-07:00New Car Fever Again!
Ahhhhh. The sun is shining, the birds are chirping, the temperature is approaching the 60's and 70's on some days and you have New Car Fever! You know what I'm talking about. We all catch it, don't we? That urge to go to a car lot to test drive our latest dream. To smell the "new car smell" as we drive down the road, blasting our favorite song with the windows Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com4tag:blogger.com,1999:blog-2260436569139656808.post-69621429553521700532011-09-14T06:36:00.001-07:002011-09-14T12:27:13.059-07:00College - Debt FREEEEEEE!
Reposted from Dave Ramsey article.
School of Hard Knocks
Sadly, the phrase "student loan" is becoming as much a part of our vocabulary as the word "college."
A new poll by the Associated Press and Viacom finds that almost 6 in 10 students rely on loans to help with the cost of school. That's a very sad stat. It's become more common to just borrow money than it is to look for a more affordable Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-14731670568293036242011-08-06T08:59:00.000-07:002011-08-06T08:59:57.517-07:00Scott the Money Coach: Paid for Family VacationScott the Money Coach: Paid for Family Vacation: "Ahhhhh. The smell of the fresh salty air and the sounds of the waves crashing onto the beach. There's nothing like a family vacation at th..."Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-77916911648447703552011-08-06T08:58:00.000-07:002011-08-06T08:58:43.062-07:00Paid for Family VacationAhhhhh. The smell of the fresh salty air and the sounds of the waves crashing onto the beach. There's nothing like a family vacation at the beach, especially if you live in the Midwest. Well, actually there is one thing better and that is a "paid for" family vacation at the beach. Now when I say "paid for" I'm not talking about the kind where you take your spouse to a two hour time share Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-77435639508111846872011-06-29T19:49:00.000-07:002011-06-29T17:48:32.056-07:00Retire a Millionaire! Everyone can do it!Don't believe me? Check this out. The average household in America that makes just $50,000 a year can retire a millionaire. If after you have paid off all your debts, not including your mortgage, you invested just $100 per month into a good growth stock mutual fund with a good track record that averages 12% or more per year for 39 years, you will retire with $1.5M dollars.  Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.comtag:blogger.com,1999:blog-2260436569139656808.post-24494716784402602302011-05-17T06:35:00.000-07:002011-05-17T06:38:39.284-07:00For Recent Grads and 20 SomethingsHave dreams of becoming a millionaire? It doesn't have to be a dream. The average person making $40,000 a year can do it. Put $5000 per year for 10 years into a good growth stock mutual fund that averages at least 12% and in 30 years, you will have a million dollars. For alot of you graduates, that means you will become a millionaire in your early 50's. I wish Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-35326686602930260182011-05-13T18:41:00.000-07:002011-06-15T10:06:44.054-07:00Wanna Quit Your Day Job?Well you can, but don't do it just yet. Professional blogger, author and speaker Jon Acuff has just written a great book called Quitter. I highly recommend it and you can pick it up right now for a deal at http://www.daveramsey.com/store/prodquitter.html I believe you'll be inspired by this book to stop punching a clock and making a living at a job you don't like to Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-36722812855732600652011-05-09T19:58:00.000-07:002011-05-09T20:02:52.965-07:00Your Financial QuestionsI'd like to know what kind of financial questions you have. Whether it's about savings, investing, paying off debt, or giving, ask me and I will research and give you the best answer and why at http://www.scottthemoneycoach.comScott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-39026910552846357292011-04-05T06:11:00.000-07:002011-04-05T06:12:40.260-07:00Mutual Fund ToolThis is a link to the MorningStar tool that Dave Ramsey uses for finding Mutual funds for 12% or more. Remember that this tool is only to be used after you have paid off your debts, and have a fully funded emergency fund of 3-6 months of living expenses.
Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan - daveramsey.comScott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-74053162913893969882011-03-25T13:22:00.000-07:002011-03-25T13:24:49.353-07:00Put that in your Snowball and roll it!Want to get out of debt? If you make any money at all, you can get out of debt. No, it's not by filing for bankruptcy as that will ruin you and your spirit, but by working the Debt Snowball. Here is how we get there. First thing
Make a Budget!!! If you sit down and create a budget, that is planning your month on paper before the month begins you will literally find Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-35553690567149799062011-03-16T08:13:00.000-07:002011-03-16T08:18:56.547-07:00Get a JOB!Ok folks. Here's the secret. The number one wealth building tool is your income. In order to have an income you need a job. If you don't have a job, your job is to get a job. This does not mean filling out applications online and waiting around for someone to call you. This doesn't even mean going to the location and filling out an application and waiting for aScott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-80436427540672685142011-03-14T10:49:00.000-07:002011-03-14T10:49:47.750-07:00The 12% Reality - Investing - daveramsey.comJust a quicky post to follow up with my last one.The 12% Reality - Investing - daveramsey.comScott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-38675502215379301282011-03-09T05:56:00.000-08:002011-03-09T06:10:28.410-08:00Where can I get 12% Average Annual Returns???I hear this question all the time, mostly from hardened skeptics, and I am here to tell you that you absolutely CAN get a 12% average annual return on your investments, BUT you have to pick the right funds. This does not come easy and you will need to do some research. Even though it does not come easy, it also is not rocket science.
The answer to this question is in MutualScott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0tag:blogger.com,1999:blog-2260436569139656808.post-31666443069475041592011-02-23T08:38:00.001-08:002011-02-24T07:09:30.991-08:00Girl Scout cookiesSitting in line to pick up Girl Scout cookies with my wife and I began to wonder what Americans spend every year on GS cookies and what kind of wealth that would be if invested in a good growth stock mutual fund. I will find out and post....
Ok, for a followup, there are 310 Million people living in the United States and every year 200 Million boxes of Girl Scout cookies are sold. Scott Bowleshttp://www.blogger.com/profile/13368830267949488232noreply@blogger.com0