Screen Door Slams

Foreclosures and FREEFALL

2010-10-20T17:14:00.000-07:00

A daily TV/radio news program, hosted by Amy Goodman and Juan Gonzalez, airing on over 850 stations, pioneering the largest community media collaboration in the U.S.

Op-Ed Columnist - The End of the Tunnel - NYTimes.com

2010-10-08T07:27:00.000-07:00

Op-Ed Columnist - The End of the Tunnel - NYTimes.com: "So, about that tunnel: with almost 1,200 people per square mile, New Jersey is the most densely populated state in America, more densely populated than any major European nation. Add in the fact that many residents work in New York, and you have a state that can’t function without adequate public transportation. There just isn’t enough space for everyone to drive to work.

But right now there’s just one century-old rail tunnel linking New Jersey and New York — and it’s running close to capacity. The need for another tunnel couldn’t be more obvious.

So last year the project began. Of the $8.7 billion in planned funding, less than a third was to come from the State of New Jersey; the rest would come, in roughly equal amounts, from the independent Port Authority of New York and New Jersey and from the federal government. Even if costs were to rise substantially, as they often do on big projects, it was a very good deal for the state.

But Mr. Christie killed it anyway.

- Sent using Google Toolbar"

Ysrael Seinuk, 78 - Made Tall, Sleek Buildings Possible - Obituary (Obit) - NYTimes.com

2010-10-01T06:12:00.000-07:00

Ysrael Seinuk, 78 - Made Tall, Sleek Buildings Possible - Obituary (Obit) - NYTimes.com: "It is structural engineers who allow the architect to sleep peacefully at night. They must analyze the forces, like seismic events, that can affect buildings, with their calculations becoming more complex as buildings are designed to be taller and sleeker. They must determine the strength and flexibility of the construction materials, including the floor slabs, the beams and the columns.

Mr. Seinuk’s “real genius was the design of high-rise buildings using reinforced concrete as the structural material,” Elizabeth O’Donnell, associate dean of architecture at the Cooper Union for the Advancement of Science and Art, said Tuesday. (Reinforced concrete incorporates metal bars — rebars — grids, plates or fibers to strengthen the structure.)

“I think of him as the person who brought reinforced concrete to New York City,” Dean O’Donnell said, “because this was primarily a city where its high-rises were structured in steel.”

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Number of Home Foreclosures Drops, but Risk of Delinquency Deepens - NYTimes.com

2010-08-27T06:05:00.000-07:00

Number of Home Foreclosures Drops, but Risk of Delinquency Deepens - NYTimes.com: "“Are foreclosures going to drive another wave of defaults?” Mr. Blecher asked.

The reason people walk away from their loans in so-called strategic defaults is because they owe so much more than their home is worth. The more the market goes down, the more people are placed in this unhappy position.

In a third housing report released on Thursday, the data firm CoreLogic said the number of households with negative equity fell slightly in the second quarter to 11 million, down from 11.2 million in the first quarter.

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BofA Projects $1.4B Legal Charges - Yahoo! Finance

2010-08-09T21:19:00.000-07:00

BofA Projects $1.4B Legal Charges - Yahoo! Finance: "-

BofA also disclosed that it is required to raise an additional $1.1 billion by the end of 2010 to meet the requirements of the Federal Reserve related to bailout aid repayment. The company has already repaid $45 billion in December 2009 and has to return an additional $3 billion by the end of 2010.

To accumulate these funds, BofA was shedding assets and selling investments. The bank sold $10 billion in assets that generated $1.9 billion in net after-tax proceeds. If it fails to organize the remaining funds by the end of December 2010, BofA might have to resort to an equity raise.

Creationists suffer another legal defeat

2010-07-09T07:22:00.000-07:00

Creationists suffer another legal defeat

BBC World Service - Documentaries - The Travelling Electric Chair

2010-06-10T21:41:00.000-07:00

In 1945, an all-white jury in America took two and a half minutes to find a black man named Willie McGee guilty of raping a white woman.

Over the next six years, the case wound through three trials, and sparked international protests and appeals from William Faulkner, Paul Robeson, Josephine Baker, and even Albert Einstein.

Willie McGee was defended by a young Bella Abzug: attorney, activist, and eventually the first Jewish woman in the United States Congress. But on the night of 7 May 1951, he was put to death in Mississippi’s travelling electric chair – the only one of its kind in the US.

A local radio station broadcast his execution live from the steps of the courthouse. A newly discovered recording of that newscast provides a chilling glimpse into a lost episode of history.

Before his trial, his wife fled to Las Vegas with their four children. A generation on, Bridgette McGee-Robinson, Willie’s granddaughter, grew up not knowing why her family left the south. It was only by accident, while sorting through some papers under her mother's bed, that Bridgette found old news clippings of the Willie McGee case.

BBC World Service - Documentaries - The Travelling Electric Chair

WikiAnswers - What does a judgment mean on an unsecured credit card

2009-09-30T21:17:00.000-07:00

WikiAnswers - What does a judgment mean on an unsecured credit card: "What does a judgment mean on an unsecured credit card?
In: Law and Legal Issues, Credit and Debit Cards [Edit categories]
[Improve]

Answer

It means the creditor has won a lawsuit, been awarded a writ of judgment and can execute the judgment against non-exempt assets and property as defined by state law that belongs to the judgment debtor. The preferred method of executing a judgment is by wage garnishment, followed by bank account levy, the seizure and liquidation of non-exempt property and liens against real property. The state exemptions allowed for personal and real property when properly used can give the defendant/debtor considerable protection against the enforcement of a creditor judgment."

Request for Admissions, First Interrogatories to Defendant, Plaintiff's First Request to Produce Documents | HelpForDebtors.com

2009-09-29T23:47:00.000-07:00

Request for Admissions, First Interrogatories to Defendant, Plaintiff's First Request to Produce Documents | HelpForDebtors.com: "Because you're in GA and Target is based in MN, any records presented in court can be challenged as hearsay as they likely will not have a witness appearing from MN. The attorney cannot simply offer statements from Target as competent legal evidence of the debt. They must be able to produce a witness with first hand knowledge that the records presented were maintained in the regular course of business. An affidavit can be attacked in the same manner.

They will file a motion for summary judgment before trial. You must be sure to file an objection to their motion based on the inadequacy of their evidence."

Answers to Request for Admissions? (NC Courts) - Bad Credit Repair Discussion Forum

2009-09-29T20:24:00.000-07:00

Answers to Request for Admissions? (NC Courts) - Bad Credit Repair Discussion Forum: "Can someone please advise me how to answer this Request for Admissions? Thanks so much for any help offered.
Here is the copy:

These requests for admissions are served upon you pursuant to Rule 36 of the Rules of Civil Procedure. You remind that pursuant to Rule 37(c) of the Rules of Civil Procedure entitled “Expenses on Failure to Admit,” if you fail to admit the genuineness of any document or the truth of any matter as requested under Rule 36, and if the Plaintiff thereafter proves the genuineness of the document or the truth of the matter, the Plaintiff may apply to the Court for an order requiring you to pay the reasonable expenses incurred in making that proof including reasonable attorney fees."

Civil Complaint Advise Needed Please - Credit Talk Forum

2009-09-29T16:31:00.000-07:00

Civil Complaint Advise Needed Please - Credit Talk Forum: "First, it is absolutely essential to find the courthouse and answer the summons. You can find ' templates ' for the correct format for the answer, and the answers need to be denials of virtually all the points except the obvious: your name, your address, etc. Everything else you answer with ' Denied ', and you file the answer with the county clerk's office on the summons.

Make sure you get a stamped and dated copy of your answer. If you ask the clerk they will sometimes tell you whether states laws compel you to send a copy of your answer to the plaintiff, whose address is on the summons.

There is a period of 10-20 days after your answer, then many other things begin to happen. If you answer immediately you actually give up two to three weeks on the time frame, because the plaintiff's time period starts when you answer, not at the end of the original 20 days in the summons. So you can eat up some time for your mortgage by answering at the END of the summon's time frame. Just don't forget to answer.

Let me know if you need the template for the answer."

Woman Boycotts Bank of America, Wins - ABC News

2009-09-28T07:02:00.000-07:00

Woman Boycotts Bank of America, Wins - ABC News: "A California woman is being praised online as a modern-day folk hero after she led a successful one-woman boycott against one of the nation's biggest banks over what she called an unfair interest rate hike."

Debtor's Revolt: Woman Refuses To Pay Off Bank Of America Credit Card (VIDEO)

2009-09-28T06:34:00.000-07:00

Debtor's Revolt: Woman Refuses To Pay Off Bank Of America Credit Card (VIDEO): "'Historically, powerful and arrogant corporations, often protected by lazy regulators, have ignored consumer complaints -- now social media tools are leveling the playing field for victimized consumers,' Mierzwinski wrote in an email to the Huffington Post. 'The old web 1.0 mybanksucks.com sites that no one found are being replaced with realtime viral outrage that will require big business to start treating consumers more fairly or pay the price.'"

DEBTORS REVOLT BEGINS NOW!

2009-09-16T07:52:00.001-07:00

Glory Be for those who take a stand...

Obama: Reaffirm Commitment to Middle Class

2009-09-07T15:26:00.001-07:00

oh yes, remember the conviction of the honest worker....

Congresswoman Kaptur Grills Federal Reserve Chair Bernanke

2009-06-05T14:16:00.001-07:00

'bout to slam ole ben's butt....

The Washington Independent » Government Taps Bailout Contractors With Conflicts of Interest

2009-06-04T06:01:00.000-07:00

The Washington Independent » Government Taps Bailout Contractors With Conflicts of Interest

seems that Ben would have a toouch of memory relapse...

Doctors Heal Thyselves - Obama On Health Care Costs

2009-05-13T06:13:00.001-07:00

Don't let the door slam on you....

MIT Clean Energy Entrepreneurship Prize-Teams

2008-07-14T05:05:00.000-07:00

MIT Clean Energy Entrepreneurship Prize-Teams: "Energy Hub

EnergyHub is a technology start-up that lets consumers monitor and control their home energy use, reduce their electricity consumption, and save money. EnergyHub's 'Home Energy Efﬁciency System' combines information with automation to reduce home electricity usage by 20%. The company has a working prototype, well-protected IP, and an experienced management eam with an established working relationship. We have already completed a seed round, including a grant from the New York State Energy R&D Authority."

SLAM!

2008-05-31T02:56:00.000-07:00

When that back door slams, you know your home and ready to relax!!