Security First Insurance Blog

Do you really need a household inventory?

Kevin — Thu, 02 Sep 2010 20:12:58 +0000

In a word, “YES!” An inventory of your household items is critical, whether you have purchased homeowners, rental, or condominium insurance coverage. Why is an inventory so important? If your household items are damaged or stolen, you’ll need to provide the insurance company with information such as item manufacturers, models, and serial numbers, plus purchase dates or receipts.

Your inventory should include a room-by-room list of all household items, such as furniture, electronics, appliances, clothing, and jewelry. Some big-ticket items or collectibles may need to be insured separately. So, we always recommend checking with your insurance agent to be sure that you have purchased adequate coverage to meet your individual needs. Your household items are generally included under the Coverage C (Contents) amount listed on your policy declarations page.

KnowYourStuff.org, sponsored by the Insurance Information Institute, is a free home inventory website where you can store your item information and photos. The user friendly site provides step-by-step instructions and videos to help you create your own home inventory room by room. Remember, it’s important to update your inventory when you purchase new items and to contact your insurance agent to be sure they are covered by your current policy.

For more information, visit KnowYourStuff.org and start taking inventory today! Or you can print and complete the property inventory worksheet included in the Florida’s Homeowners Financial Tool Kit at MyFloridaCFO.com.

Do you really need a household inventory? is a post from: Security First Insurance Blog

Find broad coverage: get multiple quotes.

Josh — Thu, 04 Mar 2010 17:11:22 +0000

The best bet to getting a low premium and paying less on your policy is to shop around.

CNN Money advises getting quotes from at least four carriers–the best agents will check your quote with around 9 or 10.

Every time your policy is ready to renew, ask your agent to shop your policy around again. You never know what may have changed in the insurance business over the past year–switching your policy to a different company could save you bundles!

Find broad coverage: get multiple quotes. is a post from: Security First Insurance Blog

Success Strikes at Security First Insurance

Josh — Tue, 23 Feb 2010 19:35:19 +0000

Ahhh, that delicious smell of victory…rather resembles a big burrito bowl from Chipotle — simmery, delectable, and filled to the brim with euphoria.

Our super-agent Alexa had a bit of victory today. David M. of Winter Springs was paying close to $1900 annually on his auto policy with Allstate. The smart policy-holder visited our Virtual Insurance Office and requested us to shop his policy around and save him some money. Never one to let a client go unrewarded, Alexa leapt in to save the day and wrote David a policy that saves him over $700 annually.

My heavens, Alexa! I should’ve called YOU to give me an insurance quote! Way to go!

You go girl. Uh huh.

Success Strikes at Security First Insurance is a post from: Security First Insurance Blog

Bundled Policies

Josh — Thu, 18 Feb 2010 17:30:00 +0000

We hope you’re bundling up as another cold snap hits Central Florida. As a top insurance agency, named eAgency of the month of January by Rough Notes Magazine, we also hope you have considered the notion of bundling your policies.

And as the hep cats we are, we also hope that you enjoy this small bundling of great music to get you through the rest of your day. ^_^

The Champs with a transcription recording of Michel Camilo’s interpretation of “Tequila” (in 7/4!).

Michel Camilo (piano) and Tomatito (guitar) on Chick Corea’s classic tune “Spain”.

Michel Camilo on his original tune “Caribe”.

Bundled Policies is a post from: Security First Insurance Blog