Seemly http://seemly.com Everyone should have good credit Sat, 15 Feb 2014 18:21:59 +0000 en-US hourly 1 http://wordpress.org/?v=4.0.19 FTC study finds 26% of credit reports have errors http://seemly.com/217/ftc-study-finds-credit-report-errors/ http://seemly.com/217/ftc-study-finds-credit-report-errors/#comments Tue, 12 Feb 2013 01:34:17 +0000 http://seemly.com/?p=217 The FTC, as required by FACTA, released a new study today of credit report accuracy which found that 26% of participants had at least one error in their credit files. Big shock. Even the CDIA, the trade organization for the national credit bureaus, admits that at least 19% of consumer reports have erroneous information. It […]

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]]> http://seemly.com/217/ftc-study-finds-credit-report-errors/feed/ 0 The Cities with the Best and Worst Credit Scores – Or Not http://seemly.com/211/the-cities-with-the-best-and-worst-credit-scores-%e2%80%93-or-not/ http://seemly.com/211/the-cities-with-the-best-and-worst-credit-scores-%e2%80%93-or-not/#comments Mon, 11 Feb 2013 00:59:17 +0000 http://seemly.com/?p=211 Few things entertain me more than press releases from data cartels. This past September, Experian released its third annual State of Credit report (eye roll), the cover of which boldly lists the top 10 cities with the highest and lowest credit scores. Then a few days ago, not to be outdone, Trans Union released a […]

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]]> http://seemly.com/211/the-cities-with-the-best-and-worst-credit-scores-%e2%80%93-or-not/feed/ 0 A Credit Score Walks into a Bar http://seemly.com/200/a-credit-score-walks-into-a-bar/ http://seemly.com/200/a-credit-score-walks-into-a-bar/#comments Tue, 08 Jan 2013 17:35:18 +0000 http://seemly.com/?p=200 Maintaining great credit is hard work and no laughing matter. If you’re rebuilding your credit, it can be downright discouraging at times. So we thought an occasional post looking at the humorous side of credit and money might provide some comic stress relief and help keep things in perspective. Here’s our first installment. One reason […]

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]]> http://seemly.com/200/a-credit-score-walks-into-a-bar/feed/ 0 FICO is moving to Silicon Valley http://seemly.com/181/fico-moving-to-silicon-valley/ http://seemly.com/181/fico-moving-to-silicon-valley/#comments Fri, 04 Jan 2013 16:26:59 +0000 http://seemly.com/?p=181 Happy New Year. Fair Isaac Corporation, the company behind the FICO score, officially announced today that it will be relocating its world headquarters from Minneapolis to San Jose, California. According to the company, the primary reason for the move is access to the larger talent pool in Silicon Valley. There are two ways to view this […]

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]]> http://seemly.com/181/fico-moving-to-silicon-valley/feed/ 0 Getting a mortgage in 2012 is tougher than ever http://seemly.com/159/getting-a-mortgage-in-2012-is-tougher-than-ever/ http://seemly.com/159/getting-a-mortgage-in-2012-is-tougher-than-ever/#comments Tue, 18 Dec 2012 20:14:14 +0000 http://seemly.com/?p=159 Real Estate analytics firm Ellie Mae recently released its November 2012 Origination Insight Report, which provided data the confirms that qualifying for a mortgage is tougher than ever. Here are some highlights: The average FICO Score for approved loans of any type was 748 The average FICO Score for conventional-type approved loans was a lofty […]

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