Shanavas dot Com

Online Transactions Require an Additional Security

Shanavas — Thu, 23 Jul 2009 08:32:07 +0000

The Reserve Bank of India (RBI) has mandated that from 1st Aug 2009 all online credit card transactions require an extra level of verification. Your credit card issuing banks are therefore, implementing a “Verified by VISA” or “MasterCard SecureCode” password.

You will need this password to continue transacting online from 1st Aug 2009.

What is the “Verified by VISA”/”MasterCard SecureCode”?

This is the password that your credit card issuing Bank provides. For example – ICICI Bank, HDFC Bank, Citibank, HSBC Bank, Axis Bank, SBI etc. This password is the additional layer of security for all your online transactions. Register for your “Verified by VISA” or “MasterCard SecureCode” password with your credit card issuing bank before 1st Aug 2009.

How it works?

Benefits of “Verified by VISA”/”MasterCard SecureCode”

Even if you lose / misplace your credit card it cannot be misused online as the password is not present on the card.

Withdraw Funds from PayPal to Indian Banks

Shanavas — Mon, 13 Jul 2009 06:22:55 +0000

PayPal allows you to withdraw money directly into your Indian bank account for free if you are withdrawing more than Rs.7,000. If it is less, it charges Rs. 50 as fee. This is the better way than requesting cheque because it takes few weeks to deliver, a month for realization, and more over PayPal charges $5 fee and your bank charges approximately Rs.150 to Rs. 250 for clearing international cheque.

Log into PayPal and click the link “Withdraw” Then, select the option “Withdraw funds to your bank account” and click “Add Bank Account” It will ask First name, Last name, Bank Name, IFSC code, and Account Number. The thing in question here is IFSC code.

IFSC is Indian Financial System Code assigned by Reserve Bank of India (RBI) for every bank branch for easiness in transferring funds and communication. If you have an ICICI account, you can see the IFSC code printed on the cheque book itself. Get the list of participating banks and its branch codes in an xls sheet by clicking here. This is the link to the main listing page where you can find the updated list in case if it is updated by RBI and you are not able to get the XLS sheet. IFSC code is an 11-digit character and numeric code and looks like FDRL0001464, which is an IFSC code for Federal Bak, Infopark branch, Kochi in Kerala. 1464 is the branch code and FDRL is the bank code. Enter the appropriate IFSC code for your branch followed by your account number. You can also confirm it with your bank branch. After that you can select the amount to withdraw into your bank account, which readily converted into Indian rupees and showed to proceed with withdrawal.

Once you are done, you will get the money directly into your bank account in three to seven business days.

Paypal Expained

Apply for your Passport Online

Shanavas — Tue, 30 Jun 2009 06:22:45 +0000

I have seen very long queue in front of the passport office. Now you don’t need to stand in a long queue as you can apply for a passport online. You can apply on line for a fresh passport (if you have never possessed a passport earlier), re-issue of passport (if your present passport of 10 years validity has expired or will expire in next 12 months), duplicate passport (if your present passport is lost or damaged).

2- Only the residents falling under the jurisdiction of the respective Passport offices are eligible to apply on-line through this website.

3- Through this site you can register your application with the respective Passport offices. After registration, the system will ask you to Open / Save your application form. After Open / Save, please print the application form. (If you are not able to print the application form for any reason, you must note down the application number. With the help of this application number and date of birth you can re-print the application form later. You can also print the application if you have Saved the application.) There are still some columns in the application form which you will have to fill by hand. You will have to visit Passport office to submit the completed application form along with fee, supporting documents such as date of birth certificate etc. on the appointed day and time. The date and time of appointment at Passport office will be informed by the on-line system and will also be printed on the application form.

4- Please visit Passport office on the appointed date and time. You should arrive at RPO about 15 minutes before the appointed time and proceed to the respective counter. On line applicants do not need to obtain a token number for submitting their applications. You will not have to wait long in the queue.

5- Before you register your application on-line, please read the information on the website of respective Passport office(passport.gov.in) carefully, particularly regarding fee structure, instructions to fill Form No. 1 and How to Apply. Through this information, you will know the documents required, number of copies of application form required etc. Apply on-line only if you are sure that you will be able to produce all the necessary documents on the date of appointment.

6- If for any reason you are late in reaching Passport office on the day of appointment, we will try our best to accommodate you on the same day as soon as a slot in the queue becomes available.

https://passport.gov.in/pms/OnlineRegistration.jsp

Money Making Ways that You Should Avoid

Shanavas — Mon, 22 Jun 2009 07:05:47 +0000

There are many genuine online money making methods that pays you a decent amount of money. But most people are trying to make money from silly methods like reading emails. These type of works are to be avoided since you can’t make any money from them at the end. Below are the methods that should be avoided.

Reading e-mails is one of the most popular ways people try to make money online. If you are new to making money online this seems the easiest way to make some money and web sites that provide these services provide a sign up bonus of 10$ or some incentive like that to entice you. Don’t fall into this trap , an e-mail pays you like 0.02$ per mail and you need to read lots of mails to reach that magical 25$ mark.

Getting paid to click ads is another popular method used by most people. From my experience most paid to click websites are scams and you are wasting your time clicking on ads. Even if they pay, you need lots of active referrals to make a decent amount of money from these sites.

Signing up for survey sites is another method that looks like a easy way to earn an income. Problem is most of these surveys are targeted for US and Canadian citizens so chances of you getting a survey is very slim.

Signing up for Data Entry companies is another method used by many people. All of these companies are accepting money from you. Data entry is a legitimate business where you can earn real money, but the problem is there are lots of people who scam internet users promising insane amounts through data entry.

If you want to make real money online you can make money from forex trading. I have received several payments and they are a reputed company. See my post http://www.shanavas.com/make-money-from-forex-trading/.

10 Mobile Phone Tips for Everyone

Shanavas — Tue, 09 Jun 2009 07:58:52 +0000

Now almost everyone has a mobile phone. Use the following guide to learn about Nokia secret cell phone codes and tips and become a cell phone super user.

1. *#0000# This displays the version on your Nokia Cell phone.*#9999# does the same

2. *#06# This code lets you check the IMEI (International Mobile Equipment Identity) number of your Nokia Cell phone

3. #pw+1234567890+4# This lets you find out about the SIM code lock or unlock status on your Nokia Cell phone

4. *#21# In case you activated the Call divert feature, you can use this code to check that number

5. *#2640# This displays the security code currently in use on your Nokia Cell phone.

6. *#30# In case you received a call from a private number, this Nokia Secret cell phone code lets you see that private number

7. *#62# In case you are roaming on in a place where your cell phone providers signals are hard to reach you can activate a “Divert If Unreachable (no service)” calls.

8. *#67705646# Remove that ugly operator logo on your Nokia Cell phones 3310 & 3330.

9. *#92702689# This lets you see the serial number, the date your Nokia cell phone was made, a purchase date if in the system and the date of last repair.

10. 12345 This is the default security code on most Nokia Cell phones.

Mobile wonders that really work!!

1) Emergency number

The Emergency Number worldwide for Mobile is 112. If you find yourself out of coverage area of your mobile network and there is an emergency, dial 112 and the mobile will search any existing network to establish the emergency number for you, and interestingly .. this number 112 can be dialed even while the keypad is locked. Try it out.

2) Locked the keys in the car? and your car has remote keys?

This may come in handy someday. Good reason to own a cell phone: If you lock your keys in the car and the spare keys are home, call someone on your cell phone. Hold your cell phone about a foot from your car door and have the other person at your home press the unlock button, holding it near the phone on their end. Your car will unlock. Saves someone from
Having to drive your keys to you. Distance is no object. You could be hundreds of miles away, and if you can reach someone who has the other “remote” for your car, you can unlock the doors (or the trunk).

3) Hidden Battery power

Imagine your cell battery is very low, u r expecting an important call and u don’t have a charger. Nokia instrument comes with a reserve battery. To activate, press the keys*3370#. Your cell will restart with this reserve and the instrument will show a 50% increase in battery. This reserve will get charged when u charge your cell next time.

Make Money Online with Windows 7

Shanavas — Tue, 02 Jun 2009 05:44:28 +0000

Microsoft is releasing yet again new operating system Windows 7 sometime in October this year. That means there is a huge opportunity to make money for everyone especially for bloggers, since most of them are good in setting up websites, doing basic SEO and promoting it on the net.

So how would you make money around Windows 7. The idea is simple, basically you are going to use first mover advantage and try to be the authority website in your niche, to make your site popular and high traffic. If you have a blog then you can use that. You can make money referring people to buy Windows 7 to Amazon or to other Microsoft partners that have affiliate programs.

There are also many other ways you can make money with windows 7. You could setup a tech forum for Windows 7, or make a wallpaper site, or tips & tricks site, or Windows 7 hacks site etc – all of which are very popular segments for previous versions of Windows OS, XP and Vista.

How to Get a Fast Credit Card

Shanavas — Mon, 25 May 2009 08:03:18 +0000

If you are looking to get fast credit card from Indian banks like ICICI and HDFC and you don’t have lot of salary or you don’t have a job, then the best way to get a credit card is through fixed deposit. ICICI bank offers credit card on FD of 20,000 and HDFC bank offers credit card on FD of 50,000. The credit card offered by ICICI will have a minimum credit limit of Rs. 17000 and maximum of Rs. 3 lacs.

You can keep and use your credit card as long as you are keeping the fixed deposit, when you break your fixed deposit, the credit card will stop working. To apply for such credit cards, go to the local bank branchwith your documents like PAN card, passport, 2 colored photos, address proof and check using which you will pay the money. You can get your credit card in around 2 weeks and the password for it in another week. I talk to the ICICI bank people by visiting the branch and they told me that you can get a credit card in one week.

This credit card by fixed deposit method is perfect for students, self employeed and senior citizens as well all those people who are not getting credit card by banks because they don’t have income.

Make Money with Squidoo Lenses

Shanavas — Thu, 21 May 2009 05:57:40 +0000

Squidoo is an online web community which helps to create web pages called lens on a specific topic. Squidoo lenses tend to rank very well in Google. Also because Google places a high trust in Squidoo lenses if you place a link to one of your blog posts in your Squidoo lens those posts tend to rank well in search engines too. Those two reasons alone is enough for you to start creating Squidoo lenses, but these guys are paying you as well for creating Squidoo lenses.

How to make money with Squidoo

Just creating a Squidoo lens is enough for you to start earning money. After you create a lens and publish it, Squidoo places Adsense ads on them and you get a percentage of the revenue. Create a great informative lens and promote it using your Social media channels and get as many visitors as you can.

Squidoo provides you with many modules so you can earn money by promoting products relevant to your lens. You can add Amazon and eBay modules and earn money when someone buys something through your module.

Else you can simply write a review of a product and leave your affiliate link in the lens. Because of the Google trust factor your Squidoo lens have a better chance of ranking for that product review in search engines than your blog post.

As with most services to see some results you have to be consistent. Treat them just the way you treat your blog posts, do some keyword research before creating your lens and naming you lens. These small things matter to get relevant search engine traffic. Provide content that are useful to others and get as many visitors as possible to your lenses and you will see a nice increase in your earnings.

Click here to create squidoo lens

EntroPay Card – Free Virtual Credit Card

Shanavas — Mon, 18 May 2009 05:28:24 +0000

If you want to purchase anything online then you should have a credit card. Most people only have a debit card, but Indian debit cards are not accepted online. Now you can create virtual credit card from your debit card using EntroPay. This virtual credit card can be used to pay online and can be used on any website. You can use it to fund paypal. You can use it on major websites like eBay, Clickbank, Google adwords etc. You can also use it for forex trading.

What is EntroPay Card?

An EntroPay Account is a prepaid account. The Entropy Virtual VISA Card works just like a normal VISA card when you make online purchases. The EntroPay account gives you an Entropy Virtual VISA Card which you can use to make online purchases wherever VISA is accepted. Entropay card is completely free to create. You only need to register on EntroPay website ( entropay.com ) and add your debit or credit card to fund EntroPay. You can create more no of cards for different payment. You can use any debit/credit card issued by any bank to fund EntroPay.

You need a debit card with a card verification no to fund EntroPay. The card verification no is a 3 digit no on the back side of the card. Please note that the normal debit card issued by State Bank of India is a maestro card and can’t be used to fund EntroPay since it doesn’t have a card verification no on the back side. You can ask the SBI branch to issue a visa or mater card debit card.

EntroPay Card fees

There are no monthly or annual fees with an EntroPay Virtual Card. Their only fee is the charge on each amount loaded onto an EntroPay Virtual Card is 4.95%. There are no hidden fees.

EntroPay Plastic MasterCard

EntroPay also provides plastic master card which you can get it for just $9.99. EntroPay Plastic MasterCard is a prepaid physical card and may be used anywhere MasterCard is accepted, including retail shops and ATMs. You will receive your new EntroPay Plastic MasterCard and PIN number through the post within a few days of applying.

Click here to get EntroPay Virtual Credit Card for Free

NetSafe Card – Virtual Credit Card from HDFC Bank

How to File Income Tax

Shanavas — Thu, 14 May 2009 05:29:55 +0000

A person needs to file an income-tax return if his/her income is above the basic exemption limits. From the financial year 2007-2008, for males the exemption limit is Rs 1.1 lakh, females – Rs 1.45 lakh, and for senior citizens, the exemption limit is Rs1.95 lakh, respectively. The following persons shall furnish a return of his income during the previous year.

(i) is in occupation of an immovable property exceeding a specified floor area, whether by way of ownership, tenancy or otherwise, as may be specified by the Board in this behalf; or

(ii) is the owner or the lessee of a motor vehicle other than a two-wheeled motor vehicle,

(iii) has incurred expenditure for himself or any other person on travel to any foreign country; or

(iv) is the holder of a credit card, not being an “add-on” card, issued by any bank or institution; or

shall furnish a return of his income during the previous year, on or before the due date in the prescribed form and verified in the prescribed manner and setting forth such other particulars as may be prescribed (Read Section 139 of Income Tax Act)

Filing returns is mandatory above these limits, even for a salaried person without other sources of income, and for whom tax has been deducted at source.

Documents to be Attached?

No document to be attached with ITR forms. However, all documents used for calculating income-tax return, such as Form 16, bank statements and advance tax receipts are to be preserved , Maybe the Income Tax Officer call for these later, to check the co-relation of details in the form.

Where and how to file returns?

As the process has been centralised, filing of IT returns can be done anywhere in the country, at IT offices and even post-offices. If a person has relocated, just the change of address needs to be intimated and the filing can be done at the new location. You can also file IT returns through e-filing.

Shanavas dot Com

Online Transactions Require an Additional Security

Popular Posts

Withdraw Funds from PayPal to Indian Banks

Related Posts

Apply for your Passport Online

Popular Posts

Money Making Ways that You Should Avoid

Popular Posts

10 Mobile Phone Tips for Everyone

Popular Posts

Make Money Online with Windows 7

Related Posts

How to Get a Fast Credit Card

Related Posts

Make Money with Squidoo Lenses

Related Posts

EntroPay Card – Free Virtual Credit Card

Related Posts

How to File Income Tax

Popular Posts