silverant

ansdar

2021-03-15T15:24:00.002+07:00

test butrdrjonugrd

Market Vs. Book Vs. Liquidation Vs. Salvage

2016-12-15T07:21:00.003+07:00

Market value is generally the highest value of assets, though it could be lower than book value if the value of the assets has gone down in value due to market demand rather than business use. The book value is the value of the asset as listed on the balance sheet. The balance sheet lists assets at the historical cost, so the value of assets may be higher or lower than market prices. In an economic environment with rising prices, the book value of assets is lower than the market value. The liquidation value is the expected value of the asset once it has been liquidated or sold, presumably at a loss to historical cost. Finally, the salvage value is the value given to an asset at the end of its useful life; in other words, this is the scrap value.

Belajar Bahasa Baru - R

2016-08-09T22:34:00.000+07:00

Sudah lama gak ngeblog karena terlalu sibuk dengan kerjaan dan saham ...

kayaknya passion gw emang di dua ini coding dan saham (plus foto2 kalo boleh diitung)

Dan ternyata ada satu bahasa yg bisa mencakup keduanya, nama bahasanya R.

So, setelah familiar dengan C, dan Cobol, sekarang belajar R ... bener-bener ya, bahasanya aneh-aneh semua.

Apa hebatnya R ?

Humm... belum bisa bicara banyak karena baru seminggu belajar (itu jg malam2 sebelum tidur), tapi kalo diliat2 bahasa ini di desain untuk handle array of data, atau data semacam table gitu.

Dan hebatnya bisa langsung ploting ke grafik. Karena terbiasa dengan bahasa yg gak keluar grafiknya sama sekali, pertama liat dia bisa plot grafik dengan mudahnya, saya terkesima sekali... (ndeso yak).

So, kita bisa bikin berbagai macam grafik saham, asal tau cara perhitungannya :)

Selain itu, R ini bisa digunakan untuk backtrack performa algoritma trading...

Meskipun sampai skrg blm punya algoritma trading beneran (karena selama ini cuma pake Feeling Analysis), tapi suatu saat kemungkinan diperlukan.. kalo metode pemilihan saham saya bisa dibuat algoritmanya.. hehe

Untuk sample hasil backtrack sample plot mungkin lain kali saya coba upload :)

Beating the Street - Peter Lynch

2016-05-23T21:19:00.003+07:00

The following is a cut and paste of a discussion of Peter Principles, "Beating the Street" and Lynch's 25 Investing Principles.

Beating the Street Peter Lynch

When the operas outnumber the football games three to zero, you know there is something wrong with your life.
Gentlemen who prefer bonds don't know what they are missing.
Never invest in any idea you can't illustrate with a crayon.
You can't see the future through a rearview mirror.
There's no point paying Yo-Yo Ma to play a radio.
As long as you're picking a fund, you might as well pick a good one.
The extravagance of any corporate office is directly proportional to management's reluctance to reward shareholders.
When yields on long-term government bonds exceed the dividend yield of the S&P 500 by 6 percent or more, sell your stocks and buy bonds.
Not all common stocks are equally common.
Never look back when you're driving on the autobahn.
The best stock to buy may be the one you already own.
A sure cure for taking a stock for granted is a big drop in the price.
Never bet on comeback while they're playing "Taps".
If you like the store, chances are you'll love the stock.
When insiders are buying, it's a good sign - unless they happen to be New England bankers.
In business, competition is never as healthy as total domination.
All else being equal, invest in the company with the fewest colour photographs in the annual report.
When even the analysts are bored, it's time to start buying.
Unless you're a short seller or a poet looking for a wealthy spouse, it never pays to be pessimistic.
Corporations, like people, change their names for one of two reasons: either they've gotten married, or they've been involved in some fiasco that they hope the public will forget.
Whatever the Queen is selling, buy it.

Investing is fun, exciting, and dangerous if you don't do any work.
Your investor's edge is not something you get from Wall Street experts. It's something you already have. You can outperform the experts if you use your edge by investing in companies or industries you already understand.
Over the past three decades, the stock market has come to be dominated by a herd of professional investors. Contrary to popular belief, this makes it easier for the amateur investor. You can beat the market by ignoring the herd.
Behind every stock is a company, find out what it's doing.
Often, there is no correlation between the success of a company's operations and the success of its stock over a few months or even a few years. In the long term, there is a 100 percent correlation between the success of the company and the success of its stock. This disparity is the key to making money; it pays to be patient, and to own successful companies.
You have to know what you own, and why you own it. "This baby is a cinch to go up!" doesn't count.
Long shots almost always miss the mark.
Owning stocks is like having children - don't get involved with more than you can handle. The part-time stockpicker probably has time to follow 8-12 companies, and to buy and sell shares as conditions warrant. There don't have to be more than 5 companies in the portfolio at any time.
If you can't find any companies that you think are attractive, put your money into the bank until you discover some.
Never invest in a company without understanding its finances. The biggest losses in stocks come from companies with poor balance sheets. Always look at the balance sheet to see if a company is solvent before you risk your money on it.
Avoid hot stocks in hot industries. Great companies in cold, nongrowth industries are consistent big winners.
With small companies, your better off to wait until they turn a profit before you invest.
If you're thinking about investing in a troubled industry, buy the companies with staying power. Also, wait for the industry to show signs of revival. Buggy whips and radio tubes were troubled industries that never came back.
If you invest $1,000 in a stock, all you can lose is $1,000, but you stand to gain $10,000 or even $50,000 over time if you're patient. The average person can concentrate on a few good companies, while the fund manager is forced to diversify. By owning too many stocks, you lose this advantage of concentration. It only takes a handful of big winners to make a lifetime of investing worthwhile.
In every industry and every region of the country, the observant amateur can find great growth companies long before the professionals have discovered them.
A stock-market decline is as routine as a January blizzard in Colorado. If you're prepared, it can't hurt you. A decline is a great opportunity to pick up the bargains left behind by investors who are fleeing the storm in panic.
Everyone has the brainpower to make money in stocks. Not everyone has the stomach. If you are susceptible to selling everything in a panic, you ought to avoid stocks and stock mutual funds altogether.
There is always something to worry about. Avoid weekend thinking and ignore the latest dire predictions of the newscasters. Sell a stock because the company's fundamentals deteriorate, not because the sky is falling.
Nobody can predict interest rates, the future direction of the economy, or the stock market. Dismiss all such forecasts and concentrate on what's actually happening to the companies in which you've invested.
If you study 10 companies, you'll find 1 for which the story is better than expected. If you study 50, you'll find 5. There are always pleasant surprises to be found in the stock market - companies whose achievements are being overlooked on Wall Street.
If you don't study any companies, you'll have the same success buying stocks as you do in a poker game if you bet without looking at your cards.
Time is on your side when you own shares of superior companies. You can afford to be patient - even if you missed Wal-Mart in the first five years, it was a great stock to own in the next five years. Time is against you when you own options.
If you have the stomach for stocks, but neither the time nor the inclination to do the homework, invest in equity mutual funds. Here, it's a good idea to diversify. You should own a few different kinds of funds, with managers who pursue different styles of investing: growth, value, small companies, large companies, etc. Investing in six of the same kind of fund is not diversification.
The capital gains tax penalises investors who do too much switching from one mutual fund to another. If you've invested in one fund or several funds that have done well, don't abandon them capriciously. Stick with them.
Among the major markets of the world, the U.S. market ranks eighth in total return over the past decade. You can take advantage of the faster-growing economies by investing some of your assets in an overseas fund with a good record.
In the long run, a portfolio of well-chosen stocks and/or equity mutual funds will always outperform a portfolio of bonds or a money-market account. In the long run, a portfolio of poorly chosen stocks won't outperform the money left under the mattress.

Peter Lynch ran the Fidelity Magellan Fund for 13 years, during which time Magellan was the number one ranked general equity fund in America. His books One Up on Wall Street and Beating the Street are filled with his accumulated wisdom and in Beating the Street he gives a fairly detailed account of how he did his analysis.
The first thing that will strike new investors as strange is that Lynch's methods are actually so simple that mostly an amateur could use them entirely unchanged and with the same results. Lynch does not use any gimmicky computer programs, either to pick stocks or optimise the portfolio for volatility. Each and every company invested in by Magellan was considered on its own individual merits, and the managers of Magellan generally did their very best to completely avoid investing in anything that consensus opinion from the average Wall Street analyst declared was a good thing.
Lynch sums up his points in Beating the Street with a number of humourous "Peter's Principles", which appear here. Do take the time to read Beating the Street in its entirety though, as he makes a number of very interesting points throughout.

Peter's Principle #1
This first point comes from the preface, where he is talking about how busy he was, regretting being unable to spend time with his family since he was too busy trying to keep current on a few thousand stocks. Although not really a hugely important point as far as this FAQ goes, I guess if I didn't put it here you'd wonder what it was if it was the only thing missing from the list!

Peter's Principle #2
This one gets a going over in this FAQ in the separate "Bonds vs Stocks" article, Lynch just pointed out that bonds are an inferior investment to shares.

Peter's Principle #3
A class of seventh graders at an American primary school did a social studies project on stocks, the kids had to do their own research and dig up stocks for a paper portfolio. They sent their picks to Lynch, who later invited them to a pizza dinner at the Fidelity executive dining room, illustrating their portfolio with little drawings representing each stock. Lynch just loved this because it illustrates the principle that you should only invest in what you understand, the kids portfolio consisted of toy manufacturers, makers of baseball swap cards, clothing manufacturers and outlets, Playboy Enterprises (a couple of boys chose that one), Coke, and other stocks of that ilk. With a portfolio notably lacking in glamorous technology ventures and entrepreneurial risk taking they went for solid stocks with excellent profits, their portfolio returned 69.6% against a background of a 26.08% gain in the S&P500 in 1990/91.

Peter's Principle #4
Chapter 2 of the book talks about "weekend worriers", those pundits that always have a thousand reasons why the economy is bad and it is not a good time to invest in stocks. He points out that even he is guilty of this, appearing on the prestigious Barren's panel on the state of the economy to prognosticate and outdo the other panelists on why the market is about to crash. He also notes that none of the people on the Barren's portfolio are anything less than the top experts on investment, managers of the biggest and best funds and all highly respected, obviously even with all the doom-saying they still find some time to invest. Lynch advocates looking at stocks for their own value, not to go in for top-down analysis in some futile attempt to predict the state of the economy and their effects on stock prices. The market crashes when stocks are way over valued, and doesn't usually crash again until stocks have become over valued again. His point comes down to the old saying, "buy in gloom, sell in boom". When the experts are bearish is the time to buy.

Peter's Principle #5
Bonds vs Bond funds, Lynch ponders why people invest in bond funds, with all their administrational fees, when any fool can go to a broker or the American Federal Reserve bank to buy a 3-year treasury note, or T-bill from $5000, and other notes for $1000. The returns on the direct investments are better than the managed funds because a T-bill is always a T-bill, there is nothing to manage or research. Bond funds are very popular in America, but Lynch really can't figure out why!

Peter's Principle #6
At the time Lynch wrote his book, there were more American mutual funds than there were listed companies! The majority of fund managers would rather be part of the Wall Street herd than do any serious research of their own. Despite the argument for a fund being that you are entrusting your money to a professional who will spend more time doing research than you ever could, the level of analysis in all but a minority of funds is very shallow, and tends to be the corporate equivalent of keeping up with the Joneses. Funds with big entry fees are not necessarily any better than funds without, the fund that comes out of nowhere and gets the top ranking one year is probably just highly leveraged in something that happened to do well that year, and will fail the next. In their quest to invest conservatively most managers buy stocks that have already been bought up to expensive levels, shunning investing in out-of-favour industries. Lynch gives a number of tips as to what to look for in a good fund, but his main point is that the majority of funds are duds. Often it takes as much research to find a good fund as it takes to find a good stock, perhaps more research since there are more funds than stocks.

Peter's Principle #7
Excellent companies are thrifty. They seek to maximise returns by running their operation efficiently and seeking to be the best at what they do. Companies that buy themselves glamorous skyscraper office towers with indoor waterfalls and gold plated toilet seats, award executives with fat salaries not linked to performance, corporate jets, massive advertising campaigns aimed purely at sprucing up the corporate image, changing a sensible old name to something flashy and techy and other such excesses are not companies you want to invest in. To Lynch, such behaviour indicates the management may well be far too concerned with self-aggrandisement rather than trying to maximise returns for shareholders. Some of the very best investments Lynch has made are cyclical companies in difficult industries that turn out to be the last man standing when all their rivals have gone broke, leaving the market all to them, and the credit goes to thrifty policies which ensure that these companies become the lowest cost competitors in the market.

Peter's Principle #8
Lynch recommends this as a kind of value-contrarian-safety type of strategy, making the claim that when this situation occurs you should enjoy the "risk-free" investment of bonds, they are either yielding exceptionally well or the stock market is over-valued. Either way they make more sense than stocks at that time, this is the only exception to Lynch's assertion that stocks are always better than bonds.

Peter's Principle #9
A direct attack on the efficient-market dart board method of stock picking. Lynch spends this chapter talking about asset allocations in Magellan, pointing out that while this fund, with more than one billion dollars invested was into over 1400 stocks at the time he was referring to, many of these were small investments, nice companies but too small for an organisation like Magellan to own much. Really good stocks are not that common, Lynch's favourite stocks made up substantially larger proportions of the portfolio than others, but the other stocks held were held because they were also great companies, just too small for $100 million purchase orders. Many of these smaller companies are totally ignored by most funds, who prefer to buy well known stocks rather than research something not well known. This leads to great opportunities for small investors, because it means that it is perfectly possible to find small stocks trading at very low valuations, often below book value. You won't find Newscorp trading at below book any time soon, but such purchases are quite easy in very small companies. Lynch doesn't so much think that funds ignore small stocks because of the inability to make large purchases, he puts this down to copy-cat fund managers not wanting to stick their necks out. Although a dreadful stock in many ways, no fund manager has ever been fired for buying IBM: it is said that IBM has "disappointed the market", not that the fund manager screwed up. I have read a few books recently that very sternly advocate the efficient market hypothesis, dart boards and all, if you want to cure yourself of such nonsense just look at the results of Magellan!

Peter's Principle #10
He's referring to the time he was doing a research trip in Europe and while traveling at 120mph (just shy of 200kmh) he noticed in his rear view mirror that some guy in a Mercedes was tailgaiting him about 3" from his rear bumper. I'm sure this incident has deep significance for investors, but I guess I'm too much of a philistine to see it.

Peter's Principle #11
Many stocks which later became major holdings started out as minor purchases by Magellan. Often it is unneccesary to run around looking for the perfect stock, you may already have it in your portfolio, so buy more! It goes back to principle number 9, the number of really brilliant companies is finite, so when you do have one it might be better to buy more than to go out to find something else.

Peter's Principle #12
Like many people who trade shares with great initial success, Lynch had attained something of a God complex thinking he was immune to the lumps and bumps of the market. He is referring to the shocks of 1978 and 1987, where big falls provided the necessary kick in the pants to remind him of who the real boss is. This point should be made to everyone who just got a Sanford account in the middle of the last bull market, sometimes good luck can mask bad skill.

Peter's Principle #13
For those that don't get it, "Taps" is the name of that bugle tune they play at military funerals. This point deals with the idea of buying something just because the share price has fallen. Carefully investigate each purchase as if it were a new stock, ignore the history if the situation has obviously changed. As Lynch says, there is no shame in losing money on a stock. Everybody does it. What is shameful is to hold on to a stock, or worse, to buy more of it, when the fundamentals are deteriorating.

Peter's Principle #14
One of Lynch's favourite stock picking techniques is to take his wife and kids shopping at a large shopping centre. There you can see for yourself what chains are doing well, before the annual report. Many shops that are starting out as franchises have not yet been noticed by the stock market, even if they are listed. To do this kind of research he'd give his daughters some pocket money and see where they spend it, which usually led him to a discount clothing store like the Gap (an American jeans store turned popular general clothing store), which was always packed with kids making big purchases. What better operation could there be than an extremely profitable store just going franchise that is about to expand all over the country? Lynch loves these stocks, retail operations that go absolutely wild after a few years listing producing what Lynch aptly names "Ten-Baggers" - stocks with a 1000% price increase or better! His kids also help him by telling him what drinks are popular these days, leading him often to some small operation making a niche range of products that gains similarly. Of course once he gets back to the office he always checks up on the PE ratio and debt levels, which is what stopped him investing in "The Body Shop", on a 40+ PE which was too rich for his tastes even with such rapid expansion. Clearly investing in this sort of thing beats buying some riverboat casino or speculative technology issue recomended by a generic Uncle Harry.

Peter's Principle #15
When management people make large purchases of their own stock with private funds, you know that the insiders feel the company is undervalued, or that something big is about to happen. The bankers comment refers to the silliness of the management of a number of Texas and New England banks who violated principle #13, buying substantial holdings almost right up to the day the banks closed their doors for good.

Peter's Principle #16
The name of this chapter is "Blossoms in the Desert", it is about Lynch's love affair with really good companies in really bad industries. The trouble wih investing in really good industries is that it attracts the attention of many others who want a piece of the action, hordes of players show up to take a piece of the pie, and even with the big profits of the industry the competition ends up so fierce that even people in the best industry can end up losing money to the lower cost competitors. As Yogi Berra once said about a famous Miami Beach restaurant, "It's so popular, nobody goes there any more.", exactly the point that Lynch is making. Instead Lynch really likes terrible industries, airlines, steel, tire retreads, can making, textile companies etc. He doesn't buy every stock of course, he looks for the one with the lowest operating costs. When times get hard most of their competitors will fold, leaving them with a huge market share in an industry no one wants any more, and since their costs are so low they often make a profit, even in the bad years. What then happens one day is the industry improves, leaving this very low cost producer with virtually no competition in a market that suddenly has the potential for explosive growth. Companies of this sort bear in mind principle #7, they are more likely to take investors across the road for a deli sandwich than entertain them on a wine and dine junket, with a corporate reception consisting of a black phone saying "pick me up" at the entrance to their factory, executives and staff who's pay is linked to corporate profits, non-membership of trade unions for the workers - and the workers like it that way since their pay is better with this company, employee award plaques on the walls instead of expensive art and a board room in the floating loft above the factory floor.
As an example of how great industries can mean very poor profits, look at airlines. Because of the poor profits made it has now dawned on many people that the airline industry is not a good one to invest in. This wasn't always the way people thought of it though, just when technology was picking up and the first true "Jumbo Jets" were appearing, it looked like a great time to invest in airlines. Sure enough, passenger numbers have grown substantially, and will no doubt continue to do so. Airlines should have been the greatest of growth stocks, and yet they have stagnated. With the huge growth in ticket sales there have been many new airlines to take a piece of that, along with the increasing cost of fuel this competition has been ruinous. As a result, air travel is considered to be a rotten industry, the reputation comes not from the business itself but from the competition.

Peter's Principle #17
Still on austere companies that come to dominate lousey industries, Lynch has nothing but praise for companies that don't waste money. This extends to the annual report as well. Contrast the highly promoted tax dodge schemes with their glossy brochures and extensive advertising with the companies Lynch really likes, dull organisations that grow their profits steadily, unnoticed by Wall Street brokers until the share price has already increased 10 times over. Some of Lynch's favourite companies don't even have any photos at all in their report, going for a simple black and white text document that just sticks to the facts about expenditure and strategy. Lynch feels as if these companies actually feel themselves employed by the shareholders, not for themselves. Such companies would rather buy back their own stock and inflate the EPS than spend money on frivolities.

Peter's Principle #18
What efficient market? Lynch loves industries Wall Street is ignoring, for here is where the real bargains are. Giant conglomerates have a hundred analysts watching their every move, because they are so popular they are often bought up to silly price earnings ratios though, it is the whole phenomenon of the market buying what they are familiar with, rather than what is good. Savings and Loan companies went out of fashion for a while in America, because a few crooked entrepreneurial types bought a few out and got into a whole lot of trouble making vast loans to their mates for speculative commercial real estate. The result was a series of spectacular failures that ruined the image of the whole industry. Most brokerages stopped looking at S&Ls altogether, and nearly every one of them was sold down. For Lynch this was great, he realised that the actions of these 1980s Christopher Skase types had not damaged the industry as a whole, certainly it meant absolutely nothing to the earnings of many of these companies. As a result Lynch was able to make quite a few wonderful aquisitions of solid companies with excellent histories that paid great dividends, and he waited a while for the hubbub to calm down and for the industry to get noticed by Wall Street again. Warren Buffett also likes this technique, he bought American Express after a scandalous one-off fraud perpetrated against the company, which led to a massive sell-off in AMEX. If an event doesn't hurt the long-term earnings of a company, and it won't go broke as a result of this hit, then obviously a big selloff is a good time to pick up a bargain.

Peter's Principle #19
This chapter talks about Lynch's strategy with cyclical stocks. Cyclicals can be a great way to make a buck if you buy them at the bottom, so it helps to look for opportunity in depressed stocks, rather than think of all the reasons why a cyclical is going to take losses. When cyclical stocks are so crushed by the economy that it seems things could not possibly get any worse, cyclicals usually hit their bottom. Lynch goes on to talk about PE ratios of cyclicals, advising that the time to buy these is when their PE is at a historic high, because Wall Street has caught on to cyclicals and often begins to discount them before the market as a whole tops. When a cyclical is sitting on a very low PE, along side record profits that have grown for many years, the market is anticipating a downturn. When a cyclical reaches a high PE on very low earnings, the price may be ready for an upturn because earnings will be at or near their nadir.

Peter's Principle #20
This chapter deals with utilities, especially nuclear power providers who suffer a temporary setback (like General Public Utilities, once proud owners of Three Mile Island Unit Two), but also other power utilities such as Consolidated Edison, who made massive losses as the price of oil skyrocketed in the 70s energy crisis, and yet regulators refused to allow the company to pass on the price to energy consumers. Although regulators can be a real burdon on utilities, they are also their guardian angels, trying to prevent them from going entirely out of business, as long as people still need electricity the government regulators will not allow the company to fold. As a result utilities can take massive hits in the share price, but in all but a very rare few there is a support level from which they bounce back, often very spectacularly several years after the event. Lynch quotes some specialist utility analysts who have identified four distinct stages in a utility crash and recovery.
Stage one: disaster. Either the cost of fuel has gone through the roof or a major accident has occurred, a huge selloff follow, where the utility may fall to 20 to 30 percent of book value in one or two years. Those who regard utilities as safe bottom draw blue chips usually get something of a shock if their once-a-decade examination of their portfolio happens to coincide with this period.
Stage two: crisis management. An austerity budget is adopted and the dividend is reduced or eliminated. Costs are cut to the point that the company can survive the disaster. At this point Wall Street isn't paying attention any more, and stock prices remain very low.
Stage three: financial stabilisation. The company, now as lean and mean as it will ever get can now turn a profit on the cash it receives from its bill-paying customers. Share prices by now have doubled, they are selling at 60 to 70% of book value while still reflecting great value in the eyes of typical "value investors".
Stage four: recovery. The company can now once again make a profit and pay a dividend. Shares now sell at full book value. Where it goes from here depends a lot on how regulators allow it to pass on costs to customers and the reception from the capital markets, because the company needs capital to expand.

Peter's Principle #21
When governments in democratic countries privatise public companies, they nearly always offer such attractive terms that shareholders are almost guaranteed to make great profits. All over the world, in Britain, Mexico, France, Greece, Chile, Hong Kong and even America (not as many in USA as you'd expect, all of their great companies are already private), IPOs of major public corporations almost always pay off. Often these stocks are offered at well below book value, and with attractive instalment payment plans. As we all know all about Telstra 1, I suppose I don't need to elaborate do I?
At the end of the book, Lynch writes 25 Golden Rules of investing:
(Which is interesting because I count 26)

taken from : http://www.travismorien.com/FAQ/shares/lynch.htm

Kode Promo Uber (Free Rides)

2016-04-17T20:21:00.002+07:00

Ingin mendapatkan Free Rides Uber sebesar Rp 75.000 ?

Masukkan kode promo rvl0f ke aplikasi uber :)

89 Awesome Value Investing Quotes From Walter Schloss

2015-12-15T19:41:00.003+07:00

We do not spend a great deal of time talking to management

I helped Ben with the third edition of Security Analysis, published in 1951

When you buy a depressed company it’s not going to go up right after you buy it, believe me

Sell is tough. It’s the worst, it’s the most difficult thing of all

You never get the high and you never get the low

Each year we buy stocks and they go up, we sell them and then we try to buy something cheaper

My first job at Graham-Newman was to prepare the annual report for that 10th year

I agree with Warren to keep it simple and not use higher mathematics in your analysis

You have to be a little aware of the emotions of the people who have invested with you

Warren is a very good judge of people and he’s a very good judge of businesses

Ben’s emphasis was on protecting his expectation of profit with minimum risk

You know, people tend to like to buy companies that are doing well

We like to buy stocks which we feel are undervalued and then we have to have the guts to buy more when they go down

My job was to find stocks that were undervalued

Ben was really a contrarian but he didn’t use those terms because he was really buying value

You have to invest the way that’s comfortable for you

Fear and greed tend to affect one’s judgement

By setting up Berkshire Hathaway, Warren has done everything very rationally

I found that it was much better to look at the figures rather than people

If the stock goes down we want to buy more

Basically, we try to buy value expressed in the differential between its price and what we think its worth

One has to know more about a company if one buys earnings

Ben was a very simple straightforward man with a brilliant quick mind

Ben didn’t want to lose money. He had had a rough time during the depression

Some kinds of stocks are easier to analyse than others

Book values have some good and some bad features

I don’t have a ticker-tape machine in my office

Try to establish the value of a company

People don’t like to buy things that are going down

I liked the results of the profits in the markets

Enjoy your work and have ethical standards

Try to buy assets at a discount than to buy earnings

Buy stocks where the outlook is not good

I have been around a long time and Wall Street has changed a lot

You have to have patience in this field

The market is a very emotional place that appeals to fear and greed

Most look at earnings and earnings potential, well I can’t get into that game

Look for companies that do not have a lot of debt

Be careful of leverage. It can go against you

You never really know a stock until you own it

I like the idea of company-paid dividends

Try not to let your emotions affect your judgement

Earnings can change dramatically. Usually assets change slowly

Timidity prompted by past failures causes investors to miss the most important bull markets

Have a philosophy of investment and try to follow it

Look at companies selling at new lows

Price is the most important factor to use in relation to value

Have patience. Stocks don’t go up immediately

Yes, Warren [Buffett] has done very well

Ben was a very simple straightforward man with a brilliant quick mind

Ben didn’t want to lose money. He had had a rough time during the Depression

Ben was a great believer in buying a diversified group of securities, so that he limited his risk

We basically followed the idea of buying comapnies selling below working-capital — at two thirds of working-capital

This is a business. Like any other business

I was in Graham’s office the day he bought GEICO. Warren owns one-third of the stock today

Graham liked the idea of protection on the downside

One of the tricks of this business is, keep your losses down

I’m not very good on timing. In fact, I’ve stayed away from it

You have to have confidence in what you’re doing

Stockbrokers aren’t too interested in a stock you can sit there for five years with

When I buy a stock, I have kind of an idea where I want to sell it

Our average holding period is four years

I’m a passive investor. There are people who are very aggressive; they try to buy companies

Making a decision to sell is the most difficult thing we do

All the publicity about value investing – it’s become a very popular thing

We don’t put the same amount of money in each stock

We may buy a little bit of a stock, to get our feet wet and get a feeling for it

Managements, you know, often think of themselves

A lot of companies have lots of assets tied up in plant and equipment. Well, is it old plant, or is it new plant?

If the market is so cheap, you want to get something with a little more zip in it, or potential

We get a feeling, if we can, about what we think the company is worth

If there are not too many value stocks that I can find, the market isn’t all that cheap

If the market were way over priced, I wouldn’t own any stocks

Remember that a share of stock represents a part of a business and is not just a piece of paper

Use book value as a starting point to try and establish the value of the enterprise

Be sure that debt does not exceed 100% of the equity

Don’t buy on tips or for a quick move

Don’t sell on bad news

Don’t be afraid to be a loner but be sure that you are correct in your judgement

Try to look for weaknesses in your thinking

Have the courage of your convictions once you have made a decision

Don’t be in too much of a hurry to sell

Before selling, try to re-evaluate the company again and see where the stock sells in realtion to its book value

Be aware of the level of the stock market. Are yields low and PE ratios high?

I find it helpful to buy near the low of the last few years

Fear and greed are probably the worst emotions to have in connection with the purchase and sale of stocks

Devise a simple strategy so you can sleep at night

Make sure you have the courage to stay true to your convictions and not let the market affect your emotions

taken from here

Daftar Group Emiten BEI

2015-11-30T18:46:00.001+07:00

taken from stockbit, post from repento :

posting disimpan untuk remainder pribadi tentang emiten & group masing

Daftar Group dan kenaikan/penurunan harga sahamnya dari 1 jan 2014-13 Des 2014

1.BUMN
$BMRI 7850~10750 = 36.94%
$BBRI 7250~11650 = 60.69%
$BBNI 3950~6000 = 51.90%
$BBTN 870~1170 = 34.48%
$AGRO 118~108 = -8.47%
$WIKA 1580~3345 = 111.71%
$ADHI 1510~3080 = 103.97%
$PTPP 1160~3325 = 186.64%
$WSKT 405~1220 = 201.23%
$SMGR 14150~16525 = 16.78%
$SMBR 330~387 = 17.27%
$TLKM 2150~2825 = 31.40%
$PGAS 4475~6000 = 34.08%
$JSMR 4725~6900 = 46.03%
$GIAA 496~605 = 21.98%
$KAEF 590~1425 = 141.53%
$INAF 153~372 = 143.14%
$ELSA 330~660 = 100.00%
$PTBA 10200~12950 = 26.96%
$TINS 1081~1185 = 9.62%
$ANTM 1090~970 = -11.01%
$KRAS 495~480 = -3.03%

2.BUMD
$BJBR 890~775 = -12.92%
$BJTM 375~460 = 22.67%
$PJAA 1090~1550 = 42.20%

3.Jardine
$ASII 6800~7175 = 5.51%
$AUTO 3650~3800 = 4.11%
$BNLI 1260~1510 = 19.84%
$UNTR 19000~17100 = -10.00%
$AALI 25100~23675 = -5.68%
$ASGR 1670~1950 = 16.77%
$TURI 530~600 = 13.21%
$HERO 2425~2460 = 1.44%

4.Saratoga
$SRTG 4800~4935 = 2.81%
$TBIG 5800~9550 = 64.66%
$ADRO 1090~1025 = -5.96%
$MPMX 1280~850 = -33.59%
$PALM 360~498 = 38.33%
$BEKS 84~79 = -5.95%
$MITI 297~188 = -36.70%

5.Triputra
$ASSA 280~177 = -36.79%
$DSNG 2050~3750 = 82.93%

6.Grup SSIA
$SSIA 560~1075 = 91.96%
$NRCA 670~1205 = 79.85%

7.Djarum
$BBCA 9600~13250 = 38.02%
$AHAP 168~210 = 25.00%
$TOWR 2750~4100 = 49.09%

8.Salim
$INDF 6600~6550 = -0.76%
$ICBP 10200~11700 = 14.71%
$ROTI 1020~1300 = 27.45%
$FAST 1900~2085 = 9.74%
$DNET 800~875 = 9.38%
$LSIP 1930~1945 = 0.78%
$SIMP 780~735 = -5.77%
$IMAS 4900~3140 = -35.92%
$IPOL 107~140 = 30.84%

9.Ciputra
$CTRA 750~1285 = 71.33%
$CTRS 1310~2935 = 124.05%
$CTRP 620~870 = 40.32%
$MTLA 380~470 = 23.68%
$MTDL 285~620 = 117.54%
$TMPO 158~128 = -18.99%

10.Lippo
$MLPL 360~895 = 148.61%
$LPKR 910~1100 = 20.88%
$LPCK 4875~10600 = 117.44%
$GMTD 8300~6700 = -19.28%
$MPPA 1940~3600 = 85.57%
$LPPF 11000~15200 = 38.18%
$NOBU 590~765 = 29.66%
$LPGI 3275~4400 = 34.35%
$LPLI 480~665 = 38.54%
$LPPS 194~221 = 13.92%
$LPIN 5000~6200 = 24.00%
$KBLV 580~2495 = 330.17%
$LINK 1600~5200 = 225.00%
$MLPT 1010~1020 = 0.99%
$SILO 9500~14600 = 53.68%

11.Sinarmas
$BSDE 1290~1785 = 38.37%
$PLIN 2000~3000 = 50.00%
$DUTI 4475~4650 = 3.91%
$SMAR 7850~7950 = 1.27%
$GEMS 2175~2000 = -8.05%
$DSSA 13500~12900 = -4.44%
$INKP 1400~1120 = -20.00%
$TKIM 1376~905 = -34.23%
$BSIM 240~288 = 20.00%

12.MNC
$BHIT 340~291 = -14.41%
$BMTR 1900~1415 = -25.53%
$MNCN 2625~2375 = -9.52%
$MSKY 2000~1445 = -27.75%
$CMNP 3350~3130 = -6.57%
$KPIG 1310~1195 = -8.78%
$BCAP 1340~1010 = -24.63%
$BABP 120~87 = -27.50%
$IATA 81~86 = 6.17%

13.Emtek
$EMTK 5550~6000 = 8.11%
$SCMA 2625~3365 = 28.19%

14.Kalbe
$KLBF 1250~1775 = 42.00%
$EPMT 4000~2850 = -28.75%
$IGAR 295~324 = 9.83%

15.Merck
$MERK 189000~157000 = -16.93%
$SCPI SUSPEND

16.Taisho Farmasi
$SQBI 314000~315000 = 0.32%
$SQBB SUSPEND

17.Panin
$PNBN 660~1110 = 68.18%
$PNLF 195~293 = 50.26%
$PNIN 670~765 = 14.18%
$AMAG 198~239 = 20.71%
$PANS 4000~4995 = 24.88%
$CFIN 400~439 = 9.75%
$VRNA 92~82 = -10.87%

18.Mayapada
$MAYA 2750~1880 = -31.64%
$SRAJ 250~226 = -9.60%
$SONA 4800~4100 = -14.58%

19.Coutts&Co+Abn Amro+Barclay Bank
$ABDA 4000~6150 = 53.75%
$MREI 2675~5000 = 86.92%

20.Temasek
$BDMN 3775~4450 = 17.88%
$ADMF 8100~7300 = -9.88%

21.Victoria
$VICO 119~128 = 7.56%
$BVIC 125~121 = -3.20%

22.Trakindo
$HDFA 230~210 = -8.70%
$ABMM 3000~2575 = -14.17%

23.Rajawali
$BWPT 1106~402 = -63.65%
$SMMT 1686~1770 = 4.98%
$META 255~200 = -21.57%
$TAXI 1460~1225 = -16.10%
$RMBA 570~515 = -9.65%
$FORU 167~690 = 313.17%

24.Northstar
$BTPN 4300~4170 = -3.02%
$AMRT 450~500 = 11.11%
$MIDI 530~570 = 7.55%
$TRIO 1290~1140 = -11.63%
$GLOB 1250~1010 = -19.20%
$DOID 92~210 = 128.26%
$ESSA 2375~2920 = 22.95%
$MASA 390~415 = 6.41%

25.Agro Manunggal
$ASRI 430~580 = 34.88%
$BEST 445~730 = 64.04%

26.Modern
$MDLN 390~515 = 32.05%
$MDRN 770~620 = -19.48%

27.Jaya
$JRPT 800~1030 = 28.75%
$JKON 550~850 = 54.55%

28.Tristar
$GAMA 88~50 = -43.18%
$BACA 88~87 = -1.14%

29.Panorama
$PANR 390~500 = 28.21%
$PDES 136~184 = 35.29%
$WEHA 235~265 = 12.77%

30.Bakrie
$BUMI 300~70 = -76.67%
$BRAU 186~68 = -63.44%
$BORN 174~50 = -71.26%
$BRMS 199~299 = 50.25%
$DEWA 50~50 = 0.00%
$ENRG 70~105 = 50.00%
$ELTY 50~50 = 0.00%
$BTEL 50~50 = 0.00%
$BNBR 50~50 = 0.00%
$VIVA 275~495 = 80.00%
$MDIA 1380~2400 = 73.91%

31.Indika
$PTRO 1150~1000 = -13.04%
$INDY 590~535 = -9.32%
$MBSS 1010~1000 = -0.99%

32.Ancora
$APEX 2550~3100 = 21.57%
$OCAS 159~135 = -15.09%

33.Gajah Tunggal
$GJTL 1680~1335 = -20.54%
$MAPI 5500~5325 = -3.18%
$ADMG 220~169 = -23.18%
$KBLI 142~157 = 10.56%

34.Maspion
$ALIM 300~266 = -11.33%
$INAI 290~345 = 18.97%
$BMAS 285~340 = 19.30%

35.Barito Pacific
$BRPT 410~313 = -23.66%
$TPIA 2975~3000 = 0.84%

36.SIam Cement
$KIAS 155~144 = -7.10%
$KOIN 275~430 = 56.36%

37.Trisula
$TRIS 400~360 = -10.00%
$CINT 330~364 = 10.30%

38.NT-AM
$ARNA 820~920 = 12.20%
$CSAP 180~610 = 238.89%

39.Sekar
$SKBM 480~970 = 102.08%
$SKLT 180~250 = 38.89%

40.Pudjiaji
$PNSE 580~540 = -6.90%
$PUDP 480~431 = -10.21%

41.Artha Graha
$JIHD 1330~1120 = -15.79%
$SCBD 3340~1800 = -46.11%
$INPC 91~86 = -5.49%

42.Wisma Bina Surya
$BLTA SUSPEND
$BULL SUSPEND

43 Sungai Budi Group :
BUDI
TBLA

44. Gudang Garam Group :
GGRM
TRST

Professional (joke)

2015-11-16T17:02:00.001+07:00

Para Perampok Professional ::

Sewaktu perampokan di Guangzhou, China, perampok bank berteriak kesemua orang di bank: "Jangan Bergerak. Uang ini Milik Negara, Hidupmu milikmu." Semua orang di bank menunduk dengan tenang. Ini yang disebut "Konsep Merubah Pikiran" Merubah cara berpikir yang konvensional.

Ketika seorang wanita berbaring di meja secara profokatif, perampok berteriak padanya "Beradablah, Ini perampokan, bukan pemerkosaan!" Ini yang disebut "Professional" fokus hanya kepada apa yang kamu dilatih untuk..

Ketika Perampok kembali kerumah, perampok yang lebih muda (lulusan s2) berkata kepada perampok yang tua (lulusan sd): "Bang, ayo kita hitung berapa yang kita dapat." Perampok yang lebih tua bilang "Bego banget lo. Duitnya banyak gitu lama pasti ngitungnya. Malem ini lihat aja di TV bakal bilang berapa yang kita rampok dari bank!" Ini yang disebut "Pengalaman." Sekarang pengalaman lebih penting dari gelar..!

Setelah perampok pergi, manajer bank bilang pada supervisor bank untuk menelpon polisi secepatnya. Tetapi supervisor berkata: "Tunggu! Ayo kita ambil $10juta dollar dari bank untuk kita dan tambahkan ke $70juta dollar yang sudah diambil dari bank".

Ini yang disebut "Sambil Berenang Minum Air." Merubah keadaan tak baik menjadi keuntungan anda!

Supervisor berkata: " Akan sangat bagus bila ada perampokan setiap bulan."
Ini yang disebut "Membunuh Kebosanan" Kebahagiaan personal lebih penting dari pekerjaan anda.

Keesokan harinya, Berita TV melaporkan bahwa $100juta telah dicuri dari bank. Perampok menghitung dan menghitung, tetapi mereka hanya dapat $20juta dollar. Perampok sangat marah dan komplain "Kita meresikokan hidup kita dan hanya dapat $20juta dollar. Pekerja Bank mengambil $80juta dollar dengan santai. Sepertinya mendingan menjadi teredukasi daripada perampok!"

Ini yang disebut "Pengetahuan bernilai lebih banyak dari emas" Manajer bank tersenyum dan bahagia karena kekalahan di main saham dapat di bayarkan oleh perampokan yang terjadi. Ini yang disebut "Mengambil kesempatan." Berani mengambil resiko!

Jadi siapakah pencuri Sejati dan lebih professional disini?

Sumber : anonim

Thanks Customer Service XL

2015-11-10T07:36:00.001+07:00

Beberapa hari yang lalu saya ada interaksi dengan customer service XL karena adanya pemotongan pulsa yang saya klaim untuk dikembalikan. Dan Customer service XL ternyata degnan bijak dan responsive mengembalikan pulsa saya.

Thanks XL :)

Rekap LK Q3 emiten

2015-10-30T07:02:00.001+07:00

Rekap Laba (-Rugi) Bersih Emiten 9M15 vs 9M14 (copied from whatsapp group) :

• ASII Rp11.99t vs Rp14.49t
• UNTR Rp5.57t vs Rp4.78t
• ACST Rp12.9m vs Rp69.1m
• KAEF Rp163m vs Rp144m
• MIDI Rp53.1m vs Rp51.2m
• MYOH $20.18jt vs $18.33jt
• BTON Rp11.5m vs Rp5.1m
• BSDE Rp1.73t vs Rp3.22t
• DUTI Rp424m vs Rp497m
• MIRA -Rp24.3m vs -Rp403jt
• ANJT -$7.69jt vs $17.00jt
• HEXA $1.29jt vs $7.75jt
• TCID Rp455m vs Rp151m
• PYFA Rp718jt vs Rp426jt
• PWON Rp1.17t vs Rp1.31t
• DVLA Rp97.7m vs Rp77.8m
• TINS Rp10.5m vs Rp455m
• CENT -Rp32.9m vs -Rp28.3m
• FAST Rp72.3m vs Rp118m
• MYOR Rp869m vs Rp249m
• BUKK Rp21.3m vs Rp53.8m
• IMJS Rp78.9m vs Rp135m
• JSMR Rp961m vs Rp1.06t
• TSPC Rp519m vs Rp548m
• LSIP Rp469m vs Rp706m
• SIMP Rp74m vs Rp568m
• ELSA Rp226m vs Rp288m
• AKRA Rp845m vs Rp578m
• TURI Rp199m vs Rp187m
• LEAD $265rb vs $16.83jt
• KKGI $4.11jt vs $7.97jt
• BJBR Rp861m vs Rp714m
• BBKP Rp795m vs Rp675m
• BNLI Rp205m vs Rp235m
• SMGR Rp3.19t vs Rp4.08t
• PSAB $29.07jt vs $12.14jt
• BBCA Rp13.4t vs Rp12.2t
• TLKM Rp11.5t vs Rp11.3t
• EXCL -Rp506m vs -Rp837m
• AALI Rp145m vs Rp1.88t
• AUTO Rp179m vs Rp641m
• ASGR Rp160m vs Rp174m
• DSFI Rp10.06m vs Rp5.21m
• SIDO Rp326m vs Rp314m
• UNVR Rp4.18t vs Rp4.05t
• LPPF Rp1.38t vs Rp1.06t
• SONA Rp38.7m vs Rp105m
• WSKT Rp400m vs Rp129m
• SMBR Rp265m vs Rp221m
• BBTN Rp1.22t vs Rp755m
• BDMN Rp1.89t vs Rp2.11t
• NISP Rp1.06t vs Rp942m
• AGRO Rp53.04m vs Rp41.24m
• PTPP Rp370m vs Rp290m
• BVIC Rp108m vs Rp132m
• BNBR -Rp604m vs Rp20.4m
• KICI Rp3.11m vs Rp5.94m
• INCI Rp19.6m vs Rp6.6m
• TMAS Rp231m vs Rp136m
• GIAA $50.1jt vs -$222.3jt
• INCO $51.8jt vs $130.3jt
• BBRI Rp18.28t vs Rp18.03t
• BABP Rp7.64m vs -Rp19.6m
• BJTM Rp696m vs Rp743m
• BTPN Rp1.37t vs Rp1.42t
• PTBA Rp1.50t vs Rp1.58t
• BBNI Rp5.99t vs Rp7.61t
• SSIA limited review
• WIKA limited review
• DAJK audit
• SMRA limited review

Bisnis merugi yang tak pernah mati

2015-09-26T08:32:00.001+07:00

Pernah lihat ada restoran, toko kue, salon, atau spa yang hampir selalu sepi selama bertahun-tahun tapi ga tutup-tutup ?

Yang kalo dihitung secara kasar pasti rugi, tapi bertahan bertahun-tahun (lebih lama dari masa promo yg normal) ? Kalo saya sih, jadi curiga bisnis semacam itu adalah bisnis untuk cuci uang :)

Daftar Emiten Berencana melakukan Buyback 2015

2015-09-14T21:29:00.002+07:00

Daftar emiten yg beRENCANA buyback :

$LEAD : http://www.saham.ws/lead-is-planning-to-conduct-stock-split-and-share-buyback-in-the-near-future/

$MNCN $BHIT $BMTR : http://www.saham.ws/mncnbmtrbhit-gejolak-pasar-hary-tanoe-buyback-saham-3-emiten-rp64-triliun/

$SMGR : http://www.saham.ws/smgr-ready-for-buyback/

$RALS : http://www.saham.ws/rals-exercise-buyback-amounted-to-rp19-15bn/

$MSKY : http://www.britama.com/index.php/2015/07/msky-buyback-saham-dengan-harga-rata-rata-rp1800-per-saham/

$GIIA : http://www.britama.com/index.php/2015/08/garuda-indonesia-tbk-giaa-berencana-buyback-saham/

$MPMX : http://www.britama.com/index.php/2015/08/mpmx-berencana-buyback-saham-dengan-dana-rp50-miliar/

$TBLA : http://www.britama.com/index.php/2015/08/tbla-siapkan-dana-rp120-miliar-untuk-beli-saham-kembali-buyback/

$CTRP : http://www.britama.com/index.php/2015/09/ctrp-siapkan-uang-rp100-miliar-untuk-buyback-saham/

$SIDO : http://www.britama.com/index.php/2015/09/sido-siapkan-dana-rp19800-miliar-untuk-buyback-saham/

$PTBA : http://www.britama.com/index.php/2015/09/ptba-gelontorkan-dana-rp65000-miliar-untuk-buyback-saham/

$DSNG : http://www.britama.com/index.php/2015/09/dsng-mulai-buyback-hari-ini-hingga-7-desember-2015/

$CLPI : http://id.beritasatu.com/marketandcorporatenews/clpi-siap-buyback-saham/126157

$ACES

$ROTI

Sekedar share juga untuk diri sendiri (biar kesimpen) :)

tambahan dari kontan :

"Terdapat 19 perusahaan yang menyatakan melakukan 'buyback' sahamnya dengan total perkiraan dana yang dikeluarkan sebesar Rp 5,004 triliun. Namun per 15 September 2015, baru tiga perusahaan yang baru merealisasikan," ujar Deputi Komisioner Pengawas Pasar Modal II M Noor Rachman di Jakarta, Kamis.

Ia memaparkan tiga perusahaan yang telah merealisasikan "buyback" yakni PT Ramayana Lestari Sentosa Tbk sebesar Rp 27,57 miliar, PT Ace Hardware Indonesia Tbk senilai Rp 9,21 miliar, dan PT Nippon Indosari Corpindo Tbk Rp 54 miliar.

Sementara itu, perusahaan yang belum merealisasikan "buyback" yakni
Mitra Pinasthika Mustika Tbk,
Arwana Citramulia Tbk,
Medco Energi International Tbk,
Colorpak Indonesia Tbk,
Tunas Baru Lampung Tbk,
Nusa Raya Cipta Tbk,
Ciputra Property Tbk,
Saratoga Investama Sedaya Tbk.

Selain itu,
Panin Sekuritas Tbk,
Steel Pipe Industry of Indonesia Tbk,
Bumi Serpong Damai Tbk,
Sidomulyo Selaras Tbk,
Bukit Asam Tbk,
Industri Jamu & Farmasi Sidomuncul Tbk,
Mulia Industrindo Tbk,
Dharma Satya Nusantara Tbk.

Indonesian Consumer Small Cap Play

2015-09-14T12:09:00.000+07:00

Indonesian Consumer Small Capital Play.

Buy equal weighted, roll every year. Backtested.

disclaimer ON as always :)

-->

symbol	name	fundamental advice	urgency


SMSM.JK	Selamat Sempurna Tbk.	Buy
DSFI.JK	Dharma Samudera Fishing Industr	Hold
MICE.JK	Multi Indocitra Tbk.	Buy	Wait
BUDI.JK	Budi Starch & Sweetener Tbk.	Buy	Act
SIPD.JK	Sierad Produce Tbk.	Hold
TBLA.JK	Tunas Baru Lampung Tbk.	Hold
SKLT.JK	Sekar Laut Tbk.	Hold
BISI.JK	BISI International Tbk.	Sell
ICBP.JK	INDOFOOD CBP SUKSES MAKMUR TBK	Hold
GDYR.JK	Goodyear Indonesia Tbk.	Hold
MLBI.JK	Multi Bintang Indonesia Tbk.	Hold
SRIL.JK	Sri Rejeki Isman Tbk.	Sell
INDS.JK	Indospring Tbk.	Hold
MPMX.JK	Mitra Pinasthika Mustika Tbk.	Hold
FISH.JK	FKS Multi Agro Tbk.	Hold
ERTX.JK	Eratex Djaja Tbk.	Sell
PBRX.JK	Pan Brothers Tbk.	Sell
AISA.JK	Tiga Pilar Sejahtera Food Tbk.	Hold
STTP.JK	Siantar Top Tbk.	Hold
SGRO.JK	Sampoerna Agro Tbk.	Hold
SOBI.JK	Sorini Agro Asia Corporindo Tbk	Hold
LSIP.JK	PP London Sumatra Indonesia Tbk	Hold
RICY.JK	Ricky Putra Globalindo Tbk	Sell
GJTL.JK	Gajah Tunggal Tbk.	Sell	Wait
ASII.JK	Astra International Tbk.	Sell	Wait
INDF.JK	Indofood Sukses Makmur Tbk.	Sell	Wait
AALI.JK	Astra Agro Lestari Tbk.	Sell	Wait
CEKA.JK	Wilmar Cahaya Indonesia Tbk.	Sell	Wait
MRAT.JK	Mustika Ratu Tbk.	Sell	Act
SIDO.JK	Industri Jamu dan Farmasi Sido	Sell	Wait
JPFA.JK	Japfa Comfeed Indonesia Tbk.	Sell	Wait
ADES.JK	Akasha Wira International Tbk.	Sell	Act
AUTO.JK	Astra Otoparts Tbk.	Sell
MBTO.JK	MARTINA BERTO TBK IDR100	Sell	Wait
SIMP.JK	Salim Ivomas Pratama Tbk.	Sell	Wait
SMAR.JK	Smart Tbk.	Sell	Act
MAIN.JK	Malindo Feedmill Tbk.	Sell	Act

Target stocks 12 Sept 2015

2015-09-12T06:48:00.002+07:00

Target stock :

DNET current price 990
HRUM current price 930
MTDL current price 655
SMSM current price 4665
AMFG current price 5950
SMDR current price 4775
ASGR current price 1790
TMAS current price 1417

Thanks to ... hewhomustnotbenamed

another idea :
CLPI current price 550
MICE current proce 270
INDS current proce 480

Screening 4 Sept 2015

2015-09-04T07:57:00.001+07:00

Screening at 4 September 2015

Price <= 1.1 x 52 Week low

Income From Operation (YTD) > 1

Current Price to Book value <= 2

Net Profit Margin (Quarter) > 1

Altman Z-Score > 1.8

Free Cash flow > 1

Symbol	Price	52 Week Low	Income From Operations (YTD)	Current Price to Book Value	Net Profit Margin (Quarter)	Altman Z-Score	Free cash flow (TTM)

BAPA	50	50	6 B	0.32	12.03%	1.83	9 B
MICE	275	270	23 B	0.34	3.18%	2.64	5 B
INDX	166	165	15 B	0.38	5.91%	10.04	41 B
HRUM	910	900	82 B	0.65	1.46%	4.57	25 B
SCCO	3475	3250	99 B	0.82	3.27%	3.73	73 B
ITMG	8750	7975	1,294 B	0.84	5.17%	3.98	1,948 B
JSPT	750	750	130 B	0.95	16.52%	2.22	15 B
SMBR	265	242	131 B	0.95	27.07%	7.63	442 B
WIIM	411	398	81 B	0.98	5.25%	4.47	97 B
IBST	2600	2500	135 B	1.1	68.24%	3.84	82 B
TURI	510	510	47 B	1.28	1.89%	4.14	136 B
CTRS	2100	2000	337 B	1.44	32.84%	2.18	21 B
LPCK	6725	6125	479 B	1.48	48.66%	4.01	98 B
EPMT	2350	2345	292 B	1.69	3.01%	5.65	316 B
TSPC	1625	1600	425 B	1.76	6.84%	5.2	408 B

Same as above without Free Cash Flow filter :

Symbol	Price	52 Week Low	Income From Operations (YTD)	Current Price to Book Value	Net Profit Margin (Quarter)	Altman Z-Score

MRAT	205	193	7 B	0.23	2.43%	2.86
BAPA	50	50	6 B	0.32	12.03%	1.83
MICE	275	270	23 B	0.34	3.18%	2.64
MBTO	148	138	10 B	0.35	1.82%	2.72
KBLI	88	80	65 B	0.36	4.32%	2.96
INDX	166	165	15 B	0.38	5.91%	10.04
HRUM	910	900	82 B	0.65	1.46%	4.57
SCCO	3475	3250	99 B	0.82	3.27%	3.73
ITMG	8750	7975	1,294 B	0.84	5.17%	3.98
SRSN	50	50	23 B	0.88	4.71%	3.04
KIJA	195	180	420 B	0.89	21.75%	1.83
BEST	279	273	216 B	0.91	37.34%	2.38
JSPT	750	750	130 B	0.95	16.52%	2.22
SMBR	265	242	131 B	0.95	27.07%	7.63
WIIM	411	398	81 B	0.98	5.25%	4.47
MTLA	279	278	213 B	1.04	21.89%	2.69
CINT	330	327	21 B	1.09	8.67%	4.31
IBST	2600	2500	135 B	1.1	68.24%	3.84
ITTG	82	82	8 B	1.11	42.24%	13.45
DAJK	500	460	129 B	1.12	10.24%	2.22
TURI	510	510	47 B	1.28	1.89%	4.14
BMTR	1085	1045	1,234 B	1.36	3.64%	2.31
TRIS	313	290	35 B	1.39	1.32%	3.21
CTRS	2100	2000	337 B	1.44	32.84%	2.18
LPCK	6725	6125	479 B	1.48	48.66%	4.01
JTPE	254	250	27 B	1.5	6.61%	1.99
SCBD	1695	1695	74 B	1.63	7.25%	2.9
EPMT	2350	2345	292 B	1.69	3.01%	5.65
TSPC	1625	1600	425 B	1.76	6.84%	5.2
PGAS	2890	2720	3,865 B	1.85	16.38%	2.74
APII	300	300	30 B	1.89	11.16%	2.71

Index longsor, apa yg bisa kita lakukan ?

2015-06-16T05:54:00.002+07:00

Per hari ini porto saya negative lumayan besar. Index longsor, bad news di mana-mana. Apa yg harus kita lakukan ?

Saya sendiri jujur sempat galau, cuan berbulan-bulan habis dalam dua minggu.

Tapi apakah galau menyelesaikan masalah ? Apakah panik adalah respon yg tepat ? Apa yg bisa kita lakukan ? Lakukanlah yg bisa kita lakukan, yg ada dalam kontrol kita adalah.... Tetaplah rasional :)

Cek porto, review porto...

Dan.. Screening :)

Kali ini mencari saham yg dekat dengan titik terendah dalam setahun.

Symbol	Price	52 Week Low	Net Income (Annual)	Net Profit Margin (Quarter)	EV to EBIT (TTM)
ITMA	13900	13900	391 B	25807.45 %	-270.52
GWSA	139	139	168 B	358.12 %	-53.27
LPPS	199	192	207 B	17496.33 %	-51.31
ITTG	82	82	401 M	94.69 %	-38.2
PGLI	62	61	1 B	2.34 %	-23.71
BTON	490	450	8 B	25.71 %	-6.2
DNAR	127	125	3 B	5.97 %	-3.93
WOMF	97	91	36 B	0.27 %	-0.26
LPLI	520	500	527 B	1801.66 %	-0.02
PPRO	156	156	106 B	19.12 %	0
GOLD	255	233	3 B	5.89 %	2.04
ADES	1390	1315	52 B	7.6 %	3.29
AHAP	170	166	22 B	5.11 %	3.38
CFIN	365	360	398 B	41.03 %	3.42
TIFA	179	173	36 B	16.77 %	3.62
BAPA	50	50	7 B	23.68 %	3.76
SMBR	305	302	328 B	25.55 %	3.87
CEKA	1425	1300	41 B	2.78 %	3.88
CLPI	620	600	60 B	6.27 %	3.98
KBLI	114	113	70 B	3.33 %	4.04
ITMG	13100	12525	2,491 B	8.84 %	4.2
MICE	300	299	39 B	6.55 %	4.25
IGAR	263	246	55 B	7.74 %	4.25
DGIK	113	110	61 B	2.57 %	4.45
TRIM	58	55	27 B	16.24 %	4.54
SCCO	3900	3650	137 B	4.18 %	4.62
JSPT	750	750	256 B	17.96 %	5.19
WIIM	400	398	112 B	7.97 %	5.94
PTRO	520	515	28 B	0.75 %	6.04
SAFE	97	92	4 B	53.33 %	6.09
KKGI	860	810	100 B	4.78 %	6.12
ERAA	530	525	212 B	1.79 %	6.33
INDS	915	915	127 B	0.6 %	6.56
TBLA	515	515	433 B	6.76 %	6.63
JTPE	265	262	54 B	4.04 %	6.79
ADMF	4600	4500	792 B	3.93 %	6.83
ELSA	485	482	412 B	7.05 %	6.95
ADHI	1940	1940	324 B	0.86 %	7.29
ASGR	1955	1805	260 B	10.34 %	7.4
FISH	1710	1600	89 B	0.6 %	7.49
BMRI	9425	9300	19,872 B	26.25 %	7.78
LEAD	289	270	249 B	7.97 %	7.84
AGRO	91	89	62 B	11.7 %	7.89
MRAT	259	245	7 B	1.6 %	7.96
MTLA	392	392	268 B	26.76 %	7.99
HEXA	2610	2600	267 B	4.47 %	8.04
ASBI	441	440	10 B	12.66 %	8.06
BBRI	10150	9850	24,242 B	29.44 %	8.07
SIMP	615	605	842 B	6.8 %	8.15
NRCA	850	780	278 B	6.75 %	8.22
BEST	376	370	391 B	42.34 %	8.31
BNGA	665	650	2,342 B	1.51 %	8.44
HRUM	1150	1105	5 B	2.28 %	8.45
BTPN	3925	3600	1,853 B	14.02 %	8.7
KIJA	237	216	401 B	11.54 %	9.12
CTRP	570	555	394 B	9.42 %	9.21
BDMN	3890	3650	2,604 B	11.2 %	9.35
BIPI	62	58	675 B	3.93 %	9.41
PANS	4800	4575	357 B	56.48 %	9.5
ADRO	765	755	2,217 B	8.31 %	9.5
PTBA	9075	9025	2,016 B	10.39 %	9.65
ASSA	136	132	43 B	6.01 %	9.77
BMTR	1100	1045	705 B	3.41 %	9.78
PGAS	4155	3855	8,992 B	15.71 %	9.86
WINS	360	360	270 B	0.26 %	9.87
SGRO	1795	1700	340 B	3.14 %	10.19
SRSN	50	50	14 B	4.63 %	10.21
SMGR	12300	12300	5,566 B	18.77 %	10.39
MNCN	1845	1815	1,762 B	18.83 %	10.97
INTP	20900	20475	5,271 B	26.48 %	10.98
IPOL	70	70	46 B	0.48 %	10.99
MPMX	625	615	487 B	2.97 %	11.2
BNII	195	185	699 B	7.44 %	11.2
TSPC	1970	1945	579 B	11.95 %	11.33
GGRM	43500	42000	5,369 B	8.02 %	11.42
DLTA	245000	245000	282 B	23.41 %	11.73
AISA	1700	1660	332 B	7.74 %	12.26
PRAS	165	165	11 B	3.2 %	12.4
INDF	6500	6325	3,885 B	5.79 %	12.49
STAR	54	50	209 M	0.62 %	12.5
KAEF	965	940	235 B	4.33 %	13.59
PYFA	126	118	3 B	2.02 %	13.87
BSSR	1110	1100	32 B	13.23 %	14
GAMA	50	50	47 B	20.26 %	14.53
MLBI	7000	6675	795 B	18.86 %	14.79
ACES	640	600	555 B	11.38 %	15.15
MERK	130000	120000	181 B	18.56 %	15.19
SMCB	1450	1425	668 B	1.45 %	15.64
BUDI	89	86	28 B	0.66 %	16.21
RALS	665	660	355 B	0.52 %	17.27
CTTH	66	65	1 B	2.93 %	17.37
JSMR	6000	5800	1,403 B	16.72 %	17.55
ASII	6850	6325	19,181 B	8.83 %	18.28
MLPT	1020	950	71 B	4.02 %	18.72
INKP	890	875	1,569 B	8.74 %	19.12
MDRN	425	396	40 B	3.9 %	19.36
MBTO	148	140	3 B	1.47 %	20.36
SCMA	2750	2710	1,454 B	34.33 %	20.43
APIC	560	515	30 B	76.73 %	20.65
ULTJ	3800	3660	291 B	14.37 %	24.84
CPIN	2770	2700	1,747 B	5.71 %	25.5
KLBF	1600	1580	2,065 B	12.45 %	26.23
RANC	344	319	15 B	1 %	28.52

Screener 13 & 14

2015-06-13T14:53:00.003+07:00

Symbol	Market Capital	Current Price to Book Value	Net Profit Margin (Annual)	Price to Tang. Book Value (Quarter)	Debt to Equity Ratio (Quarter)	Price	52 Week Low	EV to EBIT (TTM)
KPIG	8,736 B	1.11	38.15 %	1.14	0.17	1350	1100	40.47
BKSL	3,077 B	0.5	7.48 %	0.61	0.27	98	82	27.27
BNBR	4,686 B	-1.91	2.4 %	-1.91	-4.08	50	50	14.59
BNII	13,143 B	0.9	5.21 %	0.92	0	194	185	11.13
PNIN	3,153 B	0.38	19.67 %	0.41	0	775	625	10.04
BDMN	38,818 B	1.16	10.64 %	1.53	0	4050	3650	9.75
BNGA	16,964 B	0.59	11.25 %	0.7	0	675	650	8.59
HRUM	3,136 B	0.83	0.09 %	1.08	0	1160	1105	8.59
HEXA	2,352 B	0.87	4.58 %	1.17	0.16	2800	2700	8.58
TINS	5,698 B	1.06	8.65 %	1.31	0.1	765	760	8.08
NISP	14,914 B	0.97	16.85 %	1.05	0	1300	1155	7.77
BNLI	19,014 B	1.08	9.45 %	1.1	0	1600	1250	7.48
ADMF	4,875 B	1.18	9.6 %	1.55	0	4875	4500	7.27
BBTN	11,889 B	0.96	8.71 %	1.07	0	1125	980	6.85
BBKP	6,179 B	0.88	10.21 %	0.94	0	680	610	6.08
BJTM	7,250 B	1.15	22.99 %	1.3	0	486	405	4.62
SMBR	3,060 B	1.15	27.03 %	1.29	0	311	304	4.12
AMFG	3,092 B	0.98	12.49 %	1.06	0	7125	6250	3.37
PNLF	8,966 B	0.68	35.33 %	0.84	0	280	225	-12.66

Symbol	Price to Tang. Book Value (Quarter)	Free cash flow (Quarter)	Cash From Operations (TTM)	Current Price to Book Value	Net Profit Margin (TTM)	Price	52 Week Low	EV to EBIT (TTM)
SAFE	-0.53	2 B	5 B	-0.6	31.11 %	111	98	6.51
INDR	0.16	228 B	750 B	0.13	0.45 %	765	605	6.71
BAPA	0.33	706 M	8 B	0.33	17.66 %	50	50	3.76
INPC	0.36	996 B	1,375 B	0.36	4.72 %	76	68	3.84
MBSS	0.46	72 B	457 B	0.41	12.43 %	765	715	5.85
ENRG	0.47	965 B	4,757 B	0.31	0.29 %	59	58	4.4
ASJT	0.53	5 B	38 B	0.55	6.19 %	300	260	-79.17
BTON	0.57	5 B	10 B	0.58	16.18 %	490	450	-6.2
KBLM	0.57	31 B	56 B	0.52	1.37 %	135	128	3.53
KBLI	0.59	104 B	170 B	0.5	2.94 %	117	117	4.14
BNBA	0.62	40 B	459 B	0.61	9.36 %	162	132	4.56
BNGA	0.7	7,320 B	14,081 B	0.59	6.2 %	675	650	8.59
LEAD	0.78	32 B	426 B	0.43	23.82 %	286	280	7.82
CEKA	0.8	123 B	345 B	0.75	0.25 %	1425	1300	3.88
AGRO	0.82	188 B	568 B	0.73	10.52 %	91	89	7.89
MFIN	0.89	50 B	5 B	0.82	17.85 %	900	700	1.57
BBKP	0.94	2,499 B	3,055 B	0.88	9.17 %	680	610	6.08
SIMP	0.94	271 B	2,765 B	0.7	5.63 %	630	605	8.25
JSPT	0.96	12 B	250 B	0.96	18.82 %	750	750	5.19
MYOH	0.97	155 B	519 B	0.97	8.98 %	490	421	3.79
SCCO	0.97	66 B	118 B	0.94	3.4 %	3850	3650	4.57

IHSG di 4800 an

2015-06-10T06:07:00.002+07:00

Akhirnya, moment yg ditunggu-tunggu telah tiba.

Saatnya belanja :)

Screening 7, 8, 9 & 10

2015-06-06T21:00:00.000+07:00

Another screening, kali ini mencari yg harganya dekat dengan harga terendah dalam setahun. Menggunakan fitur stockbit.

Symbol	Price	52 Week Low	Debt to Equity Ratio (Quarter)	Price to Tang. Book Value (Quarter)	Net Income (YTD)	EV to EBIT (TTM)	Cash From Operations (TTM)
AGRO	95	90	0	0.82	20 B	8.26	568 B
BAPA	52	50	0.33	0.33	2 B	3.84	8 B
BNGA	695	650	0	0.7	83 B	8.91	14,081 B
CEKA	1340	1300	0	0.8	24 B	3.65	345 B
CLPI	625	600	0.22	0.71	10 B	4	97 B
INDS	1010	1005	0.19	0.47	3 B	7.01	32 B
JSPT	750	750	0.38	0.96	51 B	5.19	250 B
KBLI	126	122	0.04	0.59	70 B	4.45	170 B
KBLM	140	128	0.12	0.57	1 B	3.65	56 B
MBSS	815	760	0.33	0.46	52 B	6.12	457 B
MICE	317	302	0.12	0.44	8 B	4.42	33 B
PGLI	66	61	0.12	0.59	98 M	-25.38	3 B
SAFE	98	98	-0.61	-0.53	2 B	6.12	5 B
SCCO	3825	3650	0.47	0.97	37 B	4.55	118 B
SIMP	660	620	0.72	0.94	842 B	8.45	2,765 B
TIFA	192	186	0	0.77	7 B	3.96	59 B

note :

1. saham yg dicoret mungkin sekali karena alasan personal.

2. disclaimer is always ON.

3. Bukan ajakan membeli atau semacamnya, saya post di sini tujuan utamanya sebagai dokumentasi saya sendiri.

Screening 8 masih berkisar dengan 52 week low dari saham-saham yg terdaftar di BEI :

Symbol	Price	52 Week Low	Price to Tang. Book Value (Quarter)	Net Income (YTD)	Return on Equity (TTM)
ITMA	13900	13900	0.42	391 B	34.41 %
JSMR	6350	5800	-2.9	330 B	14.57 %
SCCO	3825	3650	0.97	37 B	14.44 %
JSPT	750	750	0.96	51 B	13.67 %
CLPI	625	600	0.71	10 B	13.69 %
CFIN	370	370	0.48	95 B	11.78 %
LEAD	311	303	0.78	14 B	11.48 %
RUIS	208	190	0.57	10 B	15.88 %
TIFA	192	186	0.77	7 B	11.72 %
AHAP	180	166	0.8	2 B	16.93 %

Screening 9 :

Symbol	Price	52 Week Low	Debt to Equity Ratio (Quarter)	Return on Equity (TTM)	Return on Capital Employed (TTM)	Price to Tang. Book Value (Quarter)
SCCO	3825	3650	0.47	14.44 %	25.06 %	0.97
JSPT	750	750	0.38	13.67 %	12.04 %	0.96
CLPI	625	600	0.22	13.69 %	19.35 %	0.71

Screening 10 :

Symbol	Price	52 Week Low	Debt to Equity Ratio (Quarter)	Return on Equity (TTM)	Return on Capital Employed (TTM)
DLTA	260000	260000	0	29.86 %	36.19 %
MERK	141000	137500	0	28.13 %	28.99 %
GGRM	45200	44750	0.44	15.23 %	24.19 %
INTP	21650	20475	0	20.58 %	23.06 %
SMGR	13225	12400	0.16	21.48 %	23.55 %
ITMG	12975	12525	0.02	16.69 %	22.77 %
PTBA	9425	9100	0.31	22.19 %	17.94 %
PANS	4900	4575	0	22.33 %	19.37 %
ULTJ	3900	3660	0	14.59 %	16.79 %
SCCO	3825	3650	0.47	14.44 %	25.06 %
TSPC	2025	1955	0.03	13.02 %	14.53 %
MNCN	2020	2010	0.37	17.87 %	20.07 %
ADES	1400	1315	0.2	17.58 %	72.41 %
KAEF	1030	940	0.04	13.92 %	17.54 %
MLPT	1015	950	0.32	14.04 %	12.42 %
MBAP	990	940	0.01	25.2 %	35.55 %
JSPT	750	750	0.38	13.67 %	12.04 %
ACES	665	635	0.03	21.91 %	27.11 %
CLPI	625	600	0.22	13.69 %	19.35 %
APIC	555	515	0	13.93 %	12.53 %
WIIM	449	445	0.2	12.34 %	17.97 %
MTLA	414	392	0.36	13.8 %	18.03 %

Screening 5

2015-06-06T20:48:00.000+07:00

Another screening dari saham-saham di Bursa Efek Indonesia :

Symbol	Dividend Yield	Net Profit Margin (Annual)	Debt to Equity Ratio (Quarter)
BJTM	8.32 %	22.99 %	0
BFIN	7.38 %	33.46 %	0
INTP	6.24 %	26.36 %	0
TIFA	4.69 %	22.35 %	0
DLTA	4.62 %	32.09 %	0
DART	3.73 %	31.69 %	0.43
MLBI	3.59 %	26.59 %	0.84
PGAS	3.37 %	21.2 %	0.72
CTRP	3.28 %	23.69 %	0.74
MNCN	3.12 %	26.43 %	0.37
SMGR	2.84 %	20.62 %	0.16
AMAG	2.81 %	24.51 %	0
BBRI	2.61 %	32.27 %	0
SMBR	2.46 %	27.03 %	0
PANS	2.35 %	55.25 %	0
BBNI	2.33 %	32.32 %	0
SCMA	2.33 %	35.84 %	0.08
PJAA	2.25 %	21.35 %	0.33
PLIN	2.19 %	23.32 %	0.06
CTRS	2.12 %	30.47 %	0.14
BMRI	2 %	27.6 %	0
RDTX	1.72 %	51.7 %	0
JRPT	1.46 %	37.31 %	0
DILD	1.32 %	23.41 %	0.42
CTRA	1.31 %	20.88 %	0.56

Beberapa saham dicoret karena alasan personal. Please cek and ricek lagi :)

Penipuan berkedok Seleksi PT Adaro Energy

2015-06-03T09:21:00.002+07:00

Hari ini ada lagi email undangan untuk seleksi dari Perusahaan yg mengaku sebagai PT Adaro Energy Tbk.

Detailnya belum saya dapat, namun adik saya mengatakan mendapatkan email dari hrd@ptadaroenergy.com .

Perhatikan bahwa alamat asli PT adaro adalah www.adaro.com

Dan tampaknya penipu kali ini lebih canggih karena sudah membuat website dengan tampilan Seakan-akan dari PT Adaro.

Cukup meyakinkan bukan ?

Sebenarnya jika diteliti ada bagian yg sangat jelas itu adalah website penipu, namun tampaknya saya tidak akan bocorkan di sini, maksudnya agar penipu tidak belajar dari sini dan memperbaiki website untuk penipuan selanjutnya karena tampaknya penipu semakin canggih di kesempatan berikutnya.

Semoga tidak ada yg tertipu oleh PT Adaro Energy abal-abal ini.

Email resminya BUKAN hrd@ptadaroenergy.com

edit : barusan masuk forward email dari adik saya, inilah penampakan undangan selesi paslu dari PT Adaro. Kali ini lokasinya di Bali :

Penipuan berkedok Undangan Tahapan Tes Seleksi PT.Chevron Indonesia

2015-05-23T21:37:00.000+07:00

Tadi siang, adik bungsu saya tiba-tiba mendapatkan sms yg isinya meminta adik saya untuk mengecek email terkait dengan undangan wawancara dari PT Chevron Indonesia.

Betapa kaget dan senangnya kami mendapatkan sms tersebut.
Selain karena sedang mencari pekerjaan, adik kami mendapatkan panggilan tes dari PT Chevron !! Ya, PT Chevron yg sudah terkenal dengan gaji yg tinggi itu ! ( Saya sendiri ingin sekali kerja di Chevron hehe... )

Berikut ini adalah isi sms nya (pada screenshoot di bawah ini, nomor Pak Rizal Kurniawan sudah di save dan adik saya sudah mengirimkan sms konfirmasi -- awalnya kami kurang waspada karena terlalu excited) :

Sebenarnya dari nomor yg digunakan "Pak Rizal Chevron" ini sudah bisa dicurigai, bagaimana mungkin pejabat hrd PT sebesar Chevron menggunakan nomor telkomsel AS ? No offense (istri saya sendiri menggunakan kartu AS) namun kartu AS biasanya dianggap di kelas low value nya Telkomsel. Perusahaan sebesar Chevron lebih mungkin menggunakan kartu pasca bayar seperti Halo (ini asumsi saya sendiri).

Dari kecurigaan tersebut, kemudian saya meminta adik saya forward emailnya dan setelah di cek emailnya, isinya seperti ini :

Isi email tersebut singkat hanya berisi atachment berbentuk file pdf, dan berikut screenshot pdf nya (tidak semua halaman saya post di sini, hanya bagian yg penting) perhatikan yg saya beri kotak merah :

Nama adik saya ditulis dengan lengkap dan benar (kami tutupi dengan warna merah).

Di bagian yg kami blok dengan kotak merah ada nama-nama peserta lain yg kemungkinan juga calon korban. Dapat dilihat bahwa peserta yg "lolos seleksi" hanya berjumlah belasan.

Perhatikan cara mereka menggiring pikiran kita dari poin nomor 1 tentang SOP rekruitasi, dijelaskan juga di situ bahwa mereka bisa mengadakan rekruitasi kapan saja (untuk menangkal informasi bahwa saat ini Chevron sedang tidak ada rekruitasi).

Kemudian di poin nomor 2, menggunakan kata panjang lebar (yg jika diperhatikan sebenarnya kata-kata yg dipilih kurang resmi). Di halaman ini mereka tegaskan lagi bahwa pelaksanaan seleksi tes PT Chevron Indonesia dilakukan di Balikpapan (kalimat tersebut di bold).

Mengapa dipilih Balikpapan ? Salah satu kemungkinan karena para calon korban tidak berdomisili di Balikpapan sehingga memuluskan rencana selanjutnya untuk menggiring korban memesan tiket. Karena jika diadakan di kota yg dekat dengan domisili korban, kemungkinan tiket dan akomodasi tidak perlu mahal-mahal.

Agenda acara cukup meyakinkan (meskipun struktur kalimatnya jika diperhatikan masih kurang formal). Diinformasikan juga bahwa pada hari ketiga hasil seleksi langsung diumumkan (secara psikologis, siapa sih yg ga suka dengan proses perekrutan yang cepat dan langsung tau hasilnya )..

Di acara terakhir juga disebutkan adanya pengembalian ruang transport.

Penjelasan tentang e-ticket ? Jelas ini untuk menghaluskan penipuan, agar korban lebih mudah terperdaya ketika menghubungi travel agent nanti.

Tentu calon korban lebih percaya jika di dokumen dari "PT Chevron (abal-abal)" sudah tertera lengkap detail tentang akomodasi ini.

Bagi orang awam rasanya cukup meyakinkan ya...

Saya juga sempat lengah, mungkin karena terlalu excited adik saya dipanggil chevron, saya sempat kurang waspada (saya sudah minta adik saya siap-siap, siap-siap packing, siap-siap beli kebutuhan yg kira-kira diperlukan dsb) juga membalas sms konfirmasi ke si "Bapak Chevron" itu.

Namun kemudian, untungnya kewaspadaan muncul lagi, saya minta adik saya untuk forward email nya. Dan Mulailah terlihatlah kejanggalan ... alamat email pengirimnya janggal.

Meski email nya cukup rapi, jika dilihat lebih teliti, email tersebut berasal dari domain .in (India).

Ngapain coba, PT Chevron Indonesia pake domain India ?

Dan benar, ketika di cek web site nya isinya hanya website kosong (mereka belum sempat update halaman webnya ?) :

Kemudian, saya lanjutkan dengan memeriksa informasi domain whois nya :

Sekilas cukup meyakinkan... Menggunakan nama Registrant Organization:PT. Chevron Indonesia

Dan menggunakan alamat di pusat kota Jakarta.

Yang janggal adalah penggunaan alamat email gratisan yahoo.co (lihat bagian yg saya beri tanda panah merah).

Dari beberapa kejanggalan di atas (nomor sms, alamat email, domain yg aneh) saya menyimpulkan ini 90% penipuan.

Tentu sangat sedih dan ga karuan rasanya buat adik saya, dari yg awalnya merasa dipanggil ke Chevron dengan kandidat hanya beberapa orang, akomodasi ditanggung dst, dan kemudian mendapatkan informasi dari saya bahwa itu kemungkinan besar adalah penipuan.

Memang betul, saya sendiri belum 100% yakin itu penipuan (mungkin sekitar 90% yakin itu penipuan karena jujur saja masih ingin berharap ini bukan penipuan ), dan keyakinan akan 100% jika si travel agent ini menelpon ke Adik saya untuk mengurus tiket. Karena menurut saya tidak mungkin travel agent nya menghubungi kita untuk meminta kita membeli tiket.

Sayangnya sampai tulisan ini ditulis si travel agent tidak menghubungi adik saya lagi.

Awalnya saya mau coba telpon ke travel agent palsu ini, namun karena sedang tidak ada nomor lain yg aktif (jangan sampai nomor handphone utama kita tersebar di kalangan penipu, bisa jadi digunakan untuk yang macam-macam) akhirnya saya urungkan niat.

Dan saya katakan ke adik saya, kalo nanti ada telpon dari "travel agent" biar saya saja yg angkat, saya mau pura2 tertipu dan mencoba mencari informasi lebih lanjut.

Kelanjutannya bagaimana ? Kebetulan saya memiliki teman yg memang bekerja di Chevron (yg ini beneran) dan bertanya ke dia mengenai rekruitasi, juga kemudian ke website Chevron dan akhirnya yakin email yg diterima adik saya 100% penipuan.

Sampai di sini, sebenarnya belum ada kerugian finansial yg diderita adik saya (kecuali untuk sms konfirmasi ke Pak Rizal tsb).

Lalu modusnya bagaimana ? Penipuan semacam ini ujung-ujungnya pasti uang. Trus uangnya dari mana ?

Kemungkinan seperti ini, ketika menghubungi travel agent, maka si calon peserta akan diminta transfer uang ke mereka untuk pembelian tiket, hotel, antar jemput (akomodasi). Para calon korban yg sudah merasa mendapatkan "email resmi" bahwa biaya akomodasi akan diganti (reimbursh) mungkin akan dengan mudah mengeluarkan uang tersebut, toh nantinya di reimbursh ... (sebenarnya, kalo pun ga di reimbursh saya tetep mau bayar sendiri kok, asal keterima Chevron, hahaha -- curcol )

Pintarnya penipu ini, mereka menggunakan trik psikologis ...

1. Undangan seleksi dari PT Chevron (siapa yg ga mau kerja di sana ? denger nama besarnya saja sudah ngiler ama gajinya).

2. Dijanjikan adanya reimbursh / penggantian uang akomodasi.

3. Deadline yg sempit, sms sekitar jam 10 pagi dan deadline konfirmasi (dan bayar) travel agent jam 17.00 hari itu juga.

Selain itu mereka juga menggunakan perhitungan waktu yang terstruktur, jika ada korban yg merasa tertipu melaporkan kejadian ke Polisi, rekening penipu kemungkinan tidak sempat terblokir karena tersebut adalah hari sabtu di mana Bank tidak beroperasi. Ketika senin minta blokir sudah diambil uangnya.

Semoga tidak ada ada yg terkena penipuan berkedok Undangan dari PT Chevron Indonesia ini.

Untuk website resmi PT Chevron Indonesia http://www.chevronindonesia.com/

Perhatikan website menggunakan domain .com

Dan ternyata ada link di website tersebut tentang penipuan semacam ini :

http://www.chevronindonesia.com/careers/CareerRecruitingFraud.aspx

berikut kutipannya :

Pengumuman Waspada Penipuan Rekrutmen

Sehubungan dengan maraknya aksi penipuan rekrutmen calon pekerja Chevron, kami memberitahukan bahwa informasi dan pengumuman tahapan rekrutmen Chevron secara resmi dapat diperoleh melalui situs rekrutmen www.careers.chevronindonesia.com.

Kami menghimbau kepada masyarakat agar berhati-hati dan mewaspadai adanya modus penipuan dalam proses penerimaan calon pekerja yang mengatasnamakan Chevron.

Kami menyesalkan ketidaknyamanan yang terjadi dan berharap informasi berikut dapat berguna:
Chevron tidak pernah memungut biaya apapun dari pelamar atau menunjuk agen perjalanan manapun dalam proses seleksi Karyawan
Pelamar yang sedang menjalani proses seleksi dan lolos ke tahap berikutnya akan tetap dihubungi serta diundang secara resmi oleh Chevron melalui email dengan domain "@careers.chevronindonesia.com" atau "chevron.com" (contoh:admin@careers.chevronindonesia.com atau selectionadmin@chevron.com)

OK, setelah tau bahwa ini adalah penipuan, selanjutnya adalah menelusuri bagaimana si penipu bisa punya alamat email dan handphone adik saya ?
Karena pengetahuan akan hal tersebut bisa mencegah terulangnya menjadi target penipuan kembali.

Hasilnya, alamat email dan no hp adik saya didapatkan dari cv adik saya yg dikirimkan ke amail ke email hrd@chevronindonesia.in per awal Mei 2015. Alamat email ini didapat dari website lowongan kerja (adik saya kebetulan lupa alamatnya).

Hasil penelusuran saya di google dengan keyword alamat email hrd@chevronindonesia.in menemukan beberapa hit salah satunya menuju ke :
http://www.ranseloke.com/iklan/lowongan-kerja-pt-chevron-indonesia-2015-id8564

dan

http://for-indonesia.com/site/lowongan-kerja-pt-chevron-indonesia-1-kepala-produksi-ks-2-staff-administrasi-sa-3-sekretaris-skr-4-supervisior-sr-5-customer-service-cs-sumatra-riau-balikpapan-jawa-barat-jakar/

Tampaknya PT Chevron sering dijadikan target imingiming pencari kerja, lowongan lain yg saya yakin juga penipuan (karena menggunakan emain gmail ) :

http://lowongan.trovit.co.id/listing/loker-terbaru-bagian-staff-administrasi-pt-chevron-pacific-dumai-riau.1H1BCwF1EzP

http://lowongan.trovit.co.id/listing/loker-terbaru-bagian-staff-administrasi-pt-chevron-pacific-tapanuli-tengah.1l1d1KXd11RX#

Dan beberapa lagi, bisa dicari sendiri via google :)

So, lebih barhati-hatilah dalam mencari info lowongan kerja. Untuk perusahaan besar, biasanya lowongan di publish di website resminya. Ada beberapa website untuk pencari kerja yg memang cukup bonafide, Anda boleh drop CV di situ.

Pada akhirnya, tetaplah rasional ketika mendapatkan tawaran pekerjaan yg luar biasa, apalagi jika membutuhkan pengeluaran finansial di awal. Coba berhenti sejenak, tarik nafas, kemudian cek dan ricek kembali. Bisa searching ke google maupun tanya-tanya ke orang / teman.

Dan bagi yg pengin tau "sensasi" ditipu, mungkin bisa kirim email dengan cv fresh graduate ke alamat email tersebut. >:))

edited 24 Mei 2015 8.44 PM :
Luar biasa, ternyata sindikat penipuan sudah mengupload contoh surat palsu dari chevron namun diberi judul SURAT RESMI PT CHEVRON, dan di uploadnya pun di website yg dari namanya cenderung dipercaya : http://www.academia.edu/8959662/SURAT_RESMI_PT_CHEVRON_PACIFIC_PEKANBARU

Perlu saya tegaskan, surat di link tersebut di atas adalah PALSU yang digunakan oleh penipu.
Luar biasa ya, rapi sekali cara kerjanya.

Screening 3

2015-05-20T10:40:00.003+07:00

Screening 3 ini adalah screening saham yang terdaftar di BEI.

Symbol	Cash From Operations (TTM)	EV to EBIT (TTM)	Quick Ratio (Quarter)	Enterprise Value	Cash and cash equivalents	Total Liabilities	Income From Operations (Growth: 3 Year)
INDX	23 B	2.76	17.9	155 B	63 B	8 B	424.22 %
AMFG	542 B	3.46	4.05	1,981 B	1,166 B	841 B	8.58 %
BAPA	8 B	3.76	2.87	64 B	2 B	74 B	17.94 %
MYOH	519 B	3.97	1.75	1,530 B	313 B	974 B	100.51 %
CLPI	97 B	4.02	1.43	266 B	4 B	174 B	20.83 %
SCCO	118 B	4.47	1.33	951 B	226 B	901 B	10.41 %
KBLI	170 B	4.62	2.29	536 B	26 B	397 B	6.09 %
JSPT	250 B	5.19	2.61	1,872 B	1,109 B	1,231 B	12.25 %
INVS	342 B	6.23	1.72	2,108 B	64 B	1,296 B	41.12 %
BAYU	46 B	6.53	1.51	133 B	242 B	260 B	27.13 %
RAJA	322 B	7.22	1.43	1,919 B	138 B	750 B	40.01 %
KICI	2 B	7.41	1.17	44 B	5 B	28 B	452.35 %
CASS	332 B	7.48	1.74	2,766 B	256 B	662 B	19.91 %
ASGR	339 B	8.49	1.32	2,581 B	419 B	696 B	19.26 %
TRIS	15 B	8.74	1.1	512 B	72 B	236 B	9.95 %
VIVA	1,129 B	8.77	2.43	7,409 B	542 B	3,569 B	71.72 %
SMDR	987 B	8.77	1.08	4,623 B	1,056 B	4,233 B	32.23 %
UNTR	11,323 B	8.86	1.63	76,169 B	13,843 B	24,042 B	5.2 %
ARTI	68 B	8.99	2.03	820 B	56 B	806 B	83.54 %

Salah satu parameter screening adalah EV/EBIT (yg disarankan oleh guru saya).

Hasil screening tidak menunjukkan semua saham ini layak beli karena bisa saja terdapat value trap atau pun bisa saja laopran keuangannya banyak tidak tepat nya.

Kapan saham2 ini akan naik ? kami juga tidak tau, ini adalah screening per harga tgl 19 Mei 2015, jadi bisa berubah seiring harga dan faktor lain.

Bukan ajakan untuk membeli, keputusan di tangan Anda sendiri :)

Screening 2

2015-05-20T10:40:00.001+07:00

Hasil Screening saham yang terdaftar di BEI versi kedua, menggunakan stockbit screening.

Beberapa emiten yg saya coret, bisa jadi karena alasan personal, kurang cocok atau ga sreg saja.

Beberapa saya highlight karena menarik.

Symbol

Enterprise Value

Income From Operations (Quarter)

Market Capital

Cash and cash equivalents

Total Current Assets

Total Liabilities

Book Value (Quarter)

Tangible Book Value

Income From Operations (Annual)

Current Ratio (Quarter)

Operating Profit Margin (Annual)

Current Price to Book Value

BHIT

33,200 B

643 B

10,185 B

3,118 B

19,472 B

25,871 B

10,886 B

6,115 B

2,960 B

1.73

23.81 %

0.94

MEDC

23,996 B

314 B

10,281 B

2,571 B

9,345 B

38,524 B

11,331 B

1,999 B

1.61

21.4 %

0.91

CTRP

7,089 B

86 B

4,305 B

1,028 B

2,740 B

4,512 B

4,346 B

681 B

1.76

40.96 %

0.99

WINS

4,703 B

30 B

1,923 B

359 B

955 B

2,898 B

2,842 B

557 B

1.19

25.29 %

0.68

BKSL

4,589 B

51 B

3,171 B

296 B

6,978 B

3,585 B

6,211 B

181 B

25.4 %

0.51

DART

3,701 B

114 B

2,325 B

72 B

861 B

1,818 B

3,340 B

566 B

2.02

43.92 %

0.7

ANJT

3,498 B

48 B

3,333 B

402 B

826 B

1,014 B

4,870 B

4,805 B

442 B

1.01

22.43 %

0.68

LEAD

2,479 B

37 B

918 B

418 B

693 B

2,107 B

1,725 B

345 B

1.45

40.23 %

0.53

INVS

2,108 B

75 B

1,169 B

64 B

2,121 B

1,296 B

2,628 B

2,228 B

285 B

1.72

17.09 %

0.44

MBSS

1,968 B

77 B

1,444 B

665 B

1,248 B

1,210 B

3,277 B

370 B

2.52

21.99 %

0.44

AMFG

1,959 B

123 B

3,125 B

1,166 B

2,339 B

841 B

3,156 B

556 B

6.15

15.13 %

0.99

JSPT

1,872 B

67 B

1,739 B

1,109 B

1,476 B

1,231 B

1,813 B

378 B

2.63

28.31 %

0.96

VICO

886 B

13 B

890 B

29 B

441 B

111 B

1,039 B

27 B

4.03

40.25 %

0.86

ARTI

828 B

68 B

216 B

56 B

489 B

806 B

967 B

91 B

2.08

25.49 %

0.22

GAMA

614 B

5 B

501 B

93 B

545 B

293 B

1,096 B

51 B

2.14

33.09 %

0.46

EMDE

510 B

38 B

362 B

102 B

582 B

501 B

612 B

610 B

78 B

1.67

25.14 %

0.59

STAR

499 B

12 B

240 B

11 B

455 B

280 B

488 B

36 B

1.76

15.56 %

0.49

LPLI

66 B

324 B

685 B

633 B

2,162 B

111 B

2,835 B

2,755 B

533 B

26.3

568.62 %

0.24

BAPA

65 B

3 B

34 B

2 B

129 B

74 B

101 B

13 B

2.87

29.7 %

0.33

Sekedar share hasil screening saham saja, bukan ajakan untuk membeli atau menjual ya...

Beberapa saham di sini mungkin saya sudah punya atau sedang dalam incaran atau ga ada hubungannya sama sekali dengan portofolio saham saya :)

Screening 1

2015-05-20T10:39:00.004+07:00

-->
Screening saham BEI menggunakan stockbit screening.

Saya lupa kenapa beberapa emiten saya berikan tanda coret :D

Symbol

Enterprise Value

Debt to Equity Ratio (Quarter)

Current Price to Book Value

EV to EBIT (TTM)

Gross Profit Margin (Annual)

Net Profit Margin (Annual)

Income From Operations (Quarter)

Market Capital

Cash and cash equivalents

Total Current Assets

Total Liabilities

Book Value (Quarter)

Tangible Book Value

ADRO

51,065 B

0.69

0.78

10.42

21.65 %

5.36 %

1,516 B

28,947 B

9,711 B

16,553 B

39,907 B

36,962 B

25,139 B

ARTI

828 B

0.69

0.22

9.08

54.01 %

6.84 %

68 B

216 B

56 B

489 B

806 B

967 B

ASSA

2,017 B

1.79

0.58

9.95

30.62 %

3.77 %

65 B

499 B

19 B

289 B

1,789 B

858 B

851 B

BIPI

12,889 B

1.68

0.52

10.07

57.44 %

29.02 %

333 B

3,103 B

356 B

3,473 B

10,846 B

5,951 B

307 B

CTRP

7,089 B

0.74

0.99

10.38

57.54 %

23.69 %

86 B

4,305 B

1,028 B

2,740 B

4,512 B

4,346 B

DART

3,701 B

0.43

0.7

6.54

52.39 %

31.69 %

114 B

2,325 B

72 B

861 B

1,818 B

3,340 B

DOID

8,703 B

8.66

0.69

10.02

20.19 %

2.55 %

100 B

748 B

1,462 B

4,279 B

10,721 B

1,088 B

825 B

ENRG

9,553 B

0.63

0.32

3.53

28.73 %

4.56 %

539 B

3,527 B

1,079 B

5,254 B

16,135 B

11,184 B

GEMA

201 B

0.55

0.59

3.7

25.43 %

2.85 %

18 B

108 B

9 B

363 B

278 B

184 B

GJTL

10,209 B

1.35

0.68

9.55

18.71 %

2.06 %

184 B

3,659 B

753 B

6,567 B

11,499 B

5,411 B

GOLL

1,300 B

1.39

0.85

19.9 %

6.78 %

5 B

586 B

487 B

577 B

1,044 B

690 B

674 B

ISSP

2,748 B

0.73

0.63

6.55

17.12 %

5.76 %

97 B

1,329 B

121 B

2,830 B

2,255 B

2,110 B

2,099 B

KDSI

400 B

0.82

0.37

5.74

14.16 %

2.74 %

2 B

135 B

35 B

575 B

608 B

368 B

LEAD

2,479 B

1.15

0.53

8.43

47.06 %

28.95 %

37 B

918 B

418 B

693 B

2,107 B

1,725 B

LTLS

2,948 B

1.24

0.77

7.54

17.31 %

2.77 %

99 B

1,139 B

220 B

2,925 B

3,495 B

1,475 B

1,464 B

MLIA

4,729 B

2.89

0.63

10.94

22.54 %

2.22 %

64 B

860 B

74 B

1,704 B

5,874 B

1,365 B

MPMX

9,499 B

1.55

0.66

11.44

14.39 %

3.03 %

206 B

2,990 B

1,261 B

6,237 B

8,794 B

4,545 B

3,359 B

PDES

245 B

0.73

9.75

21.36 %

4.11 %

4 B

129 B

9 B

78 B

180 B

176 B

RUIS

779 B

2.29

0.52

4.99

16.38 %

3.04 %

38 B

166 B

121 B

701 B

926 B

321 B

SCCO

951 B

0.47

0.91

4.47

8.98 %

3.69 %

62 B

771 B

226 B

1,384 B

901 B

845 B

SIMP

21,173 B

0.72

0.78

8.67

27.38 %

5.63 %

830 B

10,992 B

2,696 B

6,010 B

14,189 B

14,181 B

11,838 B

SMDR

4,668 B

1.12

0.59

8.85

14.83 %

3.15 %

131 B

1,547 B

1,056 B

2,469 B

4,233 B

2,629 B

SPMA

1,446 B

1.51

0.37

9.83

16.83 %

3.13 %

29 B

288 B

21 B

646 B

1,288 B

783 B

SRSN

405 B

0.42

0.9

10.21

20.38 %

3.06 %

10 B

301 B

37 B

385 B

178 B

334 B

TIRT

531 B

6.02

0.88

8.38

18.94 %

2.84 %

25 B

74 B

50 B

518 B

653 B

84 B

TPMA

1,645 B

1.09

0.92

8.56

28.36 %

16.55 %

26 B

764 B

20 B

220 B

974 B

828 B

WINS

4,703 B

0.89

0.68

10.96

32.79 %

12.27 %

30 B

1,923 B

359 B

955 B

2,898 B

2,842 B