http://www.simonvolkov.com/articles/ Real Estate Note Investor | Note Promissory en-US Copyright 2015 Tue, 30 Jul 2013 16:00:19 -0800 http://www.sixapart.com/movabletype/ http://blogs.law.harvard.edu/tech/rss structured settlement annuities and compensation plans. ]]> http://www.simonvolkov.com/articles/2013/07/what-is-a-structured-settlement---simon.html http://www.simonvolkov.com/articles/2013/07/what-is-a-structured-settlement---simon.html Structured Settlements Annuities Asset Backed Security Simon Volkov Structured Settlement What is a Structured Settlement Tue, 30 Jul 2013 16:00:19 -0800 foreclosure homes and properties which need to be sold quickly. This might include probate real estate or properties owned by banks, investors, or organizations that need to liquidate multiple dwellings. In order to get the best return on investment, buyers will need to spend time exploring their options. One of the first steps is figuring out how much they can afford. When people buy auction properties using bank loans they generally have to get pre-approved before submitting bids. Most often, buyers are required to provide payment in cash or cashier's check when they win the bid. ]]> http://www.simonvolkov.com/articles/2013/04/residential-real-estate-auctions.html http://www.simonvolkov.com/articles/2013/04/residential-real-estate-auctions.html Real Estate Investing Auction Foreclosure Homes for Sale Mortgages Property Real Estate Residential Real Estate Auctions Trustee Sale Mon, 15 Apr 2013 03:01:04 -0800 local real estate investing networking groups. Check organizations like LinkedIn or MeetUp to find meetings in your area. A simple explanation is tax liens are placed against property owners who fail to pay their taxes. Owners are given a certain amount of time to pay delinquent property tax. If they fail to do so in the allotted timeframe, tax collectors put the lien up for auction. ]]> http://www.simonvolkov.com/articles/2013/03/tax-lien-sales.html http://www.simonvolkov.com/articles/2013/03/tax-lien-sales.html Real Estate Investing Business Finance Foreclosure Home Owners Homes Residential Tax Lien Sales Fri, 15 Mar 2013 13:17:59 -0800 student loan consolidation. Students need to learn about the application process, different types of loans and payment options. In order to apply for financial aid students must prepare a Free Application for Federal Student Aid (FAFSA). ]]> http://www.simonvolkov.com/articles/2013/02/government-student-loans.html http://www.simonvolkov.com/articles/2013/02/government-student-loans.html Loans Business Debt Education Family Government Student Loans Loans Student Tue, 12 Feb 2013 04:59:10 -0800 structured settlement annuity payments, or trust fund. It's not easy to borrow college funds from a bank, so it's better to look into government student loans first. A few of the most common are Stafford loans, Perkins loans, and PLUS loans. ]]> http://www.simonvolkov.com/articles/2013/01/student-loans-without-a-cosigner.html http://www.simonvolkov.com/articles/2013/01/student-loans-without-a-cosigner.html Loans Business Credit Debt Education Loans Student Loans without a Cosigner Tue, 08 Jan 2013 03:00:02 -0800 small business owners often find it difficult to find companies willing to provide merchant accounts. Instead, entrepreneurs usually have to work with third party providers who will obtain the merchant account. Unfortunately, the more people involved the higher the rates. ]]> http://www.simonvolkov.com/articles/2012/12/credit-card-processing-companies.html http://www.simonvolkov.com/articles/2012/12/credit-card-processing-companies.html Debt Business Credit Card Processing Companies Debt Thu, 20 Dec 2012 05:03:06 -0800 trust deeds, quitclaim deeds, purchase or rental agreements, and escrow statements. They will also require any receipts or cancelled checks that were given or received. ]]> http://www.simonvolkov.com/articles/2012/11/fraud-in-real-estate.html http://www.simonvolkov.com/articles/2012/11/fraud-in-real-estate.html Real Estate Investing Business Fraud Fraud in Real Estate Law Legal Real Estate Wed, 14 Nov 2012 16:37:20 -0800 seller financed real estate IOU they act as the lender. A mortgage or trust deed is drawn up and filed with the County Recorder's office. If buyers default on the terms of the note the seller can initiate foreclosure and repossess the property. Just as banks are allowed to sell mortgage notes to another bank, property owners can sell seller carry back trust deeds to private investors or investment groups. This is common practice amongst investors and is a good approach for those in need of quick cash. ]]> http://www.simonvolkov.com/articles/2012/10/real-estate-iou.html http://www.simonvolkov.com/articles/2012/10/real-estate-iou.html Promissory Notes Business Finance IOU Owner Financed Promissory Note Real Estate IOU Sat, 27 Oct 2012 04:14:15 -0800 finding cash flow notes to determine which method is best suited for your personal needs. Some investors focus solely on one approach, while others make use of each strategy. Searching public records is very popular, but does require an immense amount of time. The upside is that many counties are making use of technology which lets them provide online access to public records. ]]> http://www.simonvolkov.com/articles/2012/09/tips-for-finding-cash-flow-notes.html http://www.simonvolkov.com/articles/2012/09/tips-for-finding-cash-flow-notes.html Promissory Notes Notes Real Estate Investors Sell Notes Seller Carryback Mortgages Types of Cashflow Notes Thu, 20 Sep 2012 21:19:48 -0800 Mello Roos tax was established in 1982 by Senators Henry Mello and Mike Roos. Its purpose was to overcome tax deficiencies that occurred when Proposition 13 was signed into legislation. This special tax only applies to properties situated in CFDs. In order for a neighborhood to be classified as a community facilities district at least two-thirds of residents have to vote in favor of implementing the Mello Roos property tax. ]]> http://www.simonvolkov.com/articles/2012/08/mello-roos.html http://www.simonvolkov.com/articles/2012/08/mello-roos.html Foreclosure Investing Mello Roos Property for Sale Property Tax Real Estate Tue, 14 Aug 2012 22:33:11 -0800 real estate newsletter is a great way to develop customer relations and brand your realty or investing company. Newsletters provide many opportunities to share information, offer properties for sale, and provide solutions to common problems that buyers and sellers face. There are countless options for offering a real estate newsletter. They can be as simple as a one paragraph email or a detailed monthly magazine filled with articles, photos and advertisements. Most people find it easiest to signup with a newsletter service provider that offers preformatted templates. It's important to comparison shop providers because prices vary widely. ]]> http://www.simonvolkov.com/articles/2012/07/real-estate-newsletter.html http://www.simonvolkov.com/articles/2012/07/real-estate-newsletter.html News Loans Marketing Real Estate News Real Estate Newsletter Residential Real Estate Mon, 09 Jul 2012 03:09:16 -0800 Mortgagor vs. mortgagee is a term that anyone planning to buy a house with bank funds needs to learn about. When people obtain home loans they mortgage the property by entering into a legal contract with the bank. Mortgage notes identify the mortgagor vs. mortgagee, along with details of the loan including interest rates, installment amounts, and payment dates. Mortgages are secured with promissory notes that include mortgagors' signatures to verify they understand the terms of the agreement and will pay back borrowed funds. Mortgagee refers to the individual or lending institution providing funds needed to buy real estate. The property is used as collateral and the Mortgagee places a lien against it until the note is paid in full. ]]> http://www.simonvolkov.com/articles/2012/07/what-is-mortgagor-vs-mortgagee.html http://www.simonvolkov.com/articles/2012/07/what-is-mortgagor-vs-mortgagee.html Loans Business Finance Investment Loan Mortgage Note Property Real Estate Mon, 02 Jul 2012 16:16:51 -0800 buying a short sale leaves buyers at the mercy of the bank. Unfortunately, banks can change their rules throughout the negotiation process. They might ask for more money, demand property inspections and appraisals, and other items that increase the original purchase price. Short sale properties include residential homes, commercial property, and vacant land that have entered into preforeclosure because borrowers defaulted on their mortgage loan. Banks allow property owners to list their realty through an agent at a price lower than their loan balance. ]]> http://www.simonvolkov.com/articles/2012/06/buying-a-short-sale.html http://www.simonvolkov.com/articles/2012/06/buying-a-short-sale.html Short Sales Buying a Short Sale Mortgage Properties Real Estate Short Sales Mon, 11 Jun 2012 03:05:40 -0800 Trustor is used with all kinds of trusts including living, land, testamentary, and irrevocable life insurance trusts. Trusts are commonly used with estate planning to avoid probate and reduce estate taxes. Probate is always needed when estate assets are not transferred to a trust or protected by other estate planning strategies. The process is usually quite slow; especially in heavily populated areas where courts are overburdened. ]]> http://www.simonvolkov.com/articles/2012/06/trustor.html http://www.simonvolkov.com/articles/2012/06/trustor.html Real Estate Investing Asset Protection Business Estate Planning Family Finance Law Trustor Tue, 05 Jun 2012 02:51:48 -0800 Freddie Mac foreclosures ought to become familiar with programs that can help keep their house or exit gracefully. There are several programs that offer foreclosure assistance, but it's important to become proactive at the first sign of financial distress. The first step to avoid Freddie Mac foreclosures is to get in touch with your lender. You will have access to more options by opening the line of communication with the bank. Options include refinance, mortgage forbearance, reinstatement, repayment plan, and loan modification. It's important to become educated about the pros and cons of each option. Homeowners can obtain free housing counseling through community agencies approved by HUD. Housing counselors can review your situation to determine which programs you might qualify for. ]]> http://www.simonvolkov.com/articles/2012/05/freddie-mac-foreclosures.html http://www.simonvolkov.com/articles/2012/05/freddie-mac-foreclosures.html Foreclosures Debt Deed in Lieu Fannie Mae Foreclosure Freddie Mac Loans Short Sale Thu, 24 May 2012 09:40:14 -0800