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      <title>Articles :: Simon Volkov.com</title>
      <link>http://www.simonvolkov.com/articles/</link>
      <description>Real Estate Note Investor | Note Promissory</description>
      <language>en</language>
      <copyright>Copyright 2009</copyright>
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         <title>Owner Will Carry</title>
         <description><![CDATA[Owner will carry is a becoming a popular way to finance the purchase of real estate. With the current credit crunch, many sellers are now offering to finance all or a portion of the purchase price in order to attract buyers. Also referred to as <a href="http://www.simonvolkov.com/seller-carry-back-creative-financing-for.html">seller carry back</a>, this type of financing is beneficial to both buyers and sellers. 

Sellers who offer <a href="http://www.simonvolkov.com/owner-will-carry.html">owner will carry</a> financing open the doors to more buyers. Since many people are unable to qualify for a traditional mortgage loan, seller carry back provides buyers with the opportunity to purchase property without obtaining funding through a bank.
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          <category domain="http://www.sixapart.com/ns/types#category">Promissory Notes</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Buy My Home</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Mortgage Note</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Owner Will Carry</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Promissory Note</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Real Estate</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Real Estate Articles</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Sell House Fast</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Seller Carry Back</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Seller Carry Back Mortgages</category>
        
         <pubDate>Fri, 10 Jul 2009 03:42:39 -0800</pubDate>
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      <item>
         <title>Short Sales Homes</title>
         <description><![CDATA[<strong>'Short sales homes' </strong>has become the buzzword of the day within the real estate arena. Word has gotten out that borrowers who have fallen behind in their mortgage payments can sell their house for less than they owe and walk away scott-free. Sounds great, but it's not 100-percent true.

Short sales homes are sold for less than borrowers owe on their mortgage note. But, the process is no walk in the park. Most banks want evidence there is a buyer in place before they will even discuss the option of short selling property. It is not easy to locate a realtor willing to tackle a short sale.
]]></description>
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          <category domain="http://www.sixapart.com/ns/types#category">Short Sales</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Bank Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Loss Mitigator</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Mortgage Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Sell House Fast</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Approval</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Hardship Letter</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sales</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sales Homes</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">We Buy Houses</category>
        
         <pubDate>Mon, 06 Jul 2009 01:06:26 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/07/short-sales-homes.html</feedburner:origLink></item>
      
      <item>
         <title>Last Will and Testament</title>
         <description><![CDATA[<a href="http://www.simonvolkov.com/probate-executor.html"></a>Executing a <strong>Last Will and Testament</strong> is a relatively simple and inexpensive process. A Will is used to bequeath inheritance to beneficiaries. There are many ways to draft a Will, but the most common is to utilize the services of a professional estate planner. Doing so can protect the Will from being contested in probate court.

The Last Will and Testament involves several elements. First, a probate executor is designated to handle estate-related affairs. Estate administrators are responsible for a variety of duties, so it is best to discuss this position with the person before naming them in the Will.
]]></description>
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          <category domain="http://www.sixapart.com/ns/types#category">Probate</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Avoid Probate</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Beneficiaries</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Inheritance</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Last Will and Testament</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Probate Executor</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Protect Assets</category>
        
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         <pubDate>Fri, 03 Jul 2009 02:56:34 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/07/last-will-and-testament.html</feedburner:origLink></item>
      
      <item>
         <title>Loss Mitigator</title>
         <description><![CDATA[A <strong>loss mitigator</strong> refers to an individual who specializes in helping homeowners who have become delinquent on their mortgage note. Loss mitigators either work as an employee of the bank; independent representative for the lender; or an agent who represents the homeowner. 

The primary roll of a <a href="http://www.simonvolkov.com/loss-mitigator.html">loss mitigator</a> is to develop a plan allowing borrowers to remain in their home. The most common option offered is a loan modification. When mortgage loans are modified, terms are permanently altered. In some cases, borrowers end up paying a higher mortgage payment in order to cure arrearages
]]></description>
         <link>http://feedproxy.google.com/~r/SimonVolkovcomArticles/~3/R2I8XYn9aWM/loss-mitigator-1.html</link>
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          <category domain="http://www.sixapart.com/ns/types#category">Short Sales</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Bank Loss Mitigators</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Foreclosure Homes</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Loss Mitigator</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Prevent Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Hardship Letter eBook Course</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sales</category>
        
         <pubDate>Tue, 30 Jun 2009 02:46:14 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/loss-mitigator-1.html</feedburner:origLink></item>
      
      <item>
         <title>Short Sale Foreclosure</title>
         <description><![CDATA[<strong><em>Short sale foreclosure</em></strong> properties include residential homes, commercial buildings or raw land that has been returned to the bank because the property owner became delinquent on their mortgage note. 

<a href="http://www.simonvolkov.com/short-sale-foreclosure.html">Short sale foreclosure</a> is also an option given to borrowers allowing them to sell their property for less than they owe on their mortgage loan. Short sales can be a saving grace to borrowers unable to refinance or obtain a loan modification. The process generally takes four o six months to complete, but allows the borrower to walk away from their home without owing further monies.
]]></description>
         <link>http://feedproxy.google.com/~r/SimonVolkovcomArticles/~3/ZGIqSXHi-lA/short-sale-foreclosure.html</link>
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          <category domain="http://www.sixapart.com/ns/types#category">Short Sales</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Deed in lieu Foreclosure</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Mortgage Note</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Sell House Fast</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Approval</category>
        
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         <pubDate>Fri, 26 Jun 2009 03:34:52 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/short-sale-foreclosure.html</feedburner:origLink></item>
      
      <item>
         <title>How to Short Sale</title>
         <description><![CDATA[<strong><em>How to short sale</em></strong> real estate is a hot topic. With millions of homeowners facing foreclosure, short selling property has emerged as the latest and greatest real estate technique. The truth is, short sales have existed for decades. It wasn't until the collapse of financial institutions that this option became public knowledge.

A single article isn't sufficient for learning how to short sale property. The process is complex and requires mountains of paperwork and hours of negotiation. Short sales involve convincing your lender to allow you to sell your house for less than you owe on your mortgage note. Since banks are in business to make money, borrowers must be knowledgeable about the process if they want to obtain <a href="http://www.simonvolkov.com/short-sale-approval.html">short sale approval</a>.
]]></description>
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          <category domain="http://www.sixapart.com/ns/types#category">Short Sales</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">How to Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Pre Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Approval</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Hardship Letter Ebook Course</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Investor</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sales</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Shortsale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">We Buy Houses</category>
        
         <pubDate>Tue, 23 Jun 2009 03:51:08 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/how-to-short-sale.html</feedburner:origLink></item>
      
      <item>
         <title>Mortgage Short Sale</title>
         <description><![CDATA[A <strong>mortgage short sale</strong> is one option available to homeowners facing foreclosure or unable to continue making their mortgage payments. With the current economic turmoil, millions of Americans are struggling to make ends meet. Many must choose between paying their mortgage and putting food on the table. Once they become delinquent on their <a href="http://www.simonvolkov.com/mortgage-note.html">mortgage note</a> it can be next to impossible to get back on track.

The first step to obtaining a mortgage short sale is to contact your lender. Short sales are usually handled through the bank's <a href="http://www.simonvolkov.com/articles/2008/01/what-is-loss-mitigation.html">loss mitigation</a> department. A loss mitigator will be assigned to handle your case and will work with you throughout the process.
]]></description>
         <link>http://feedproxy.google.com/~r/SimonVolkovcomArticles/~3/a4p8bb-olIw/mortgage-short-sale.html</link>
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          <category domain="http://www.sixapart.com/ns/types#category">Short Sales</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Bank Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Loss Mitigation</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Mortgage Note</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Mortgage Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Approval</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Hardship Letter</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sales</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Stop Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">We Buy Houses</category>
        
         <pubDate>Sun, 21 Jun 2009 04:22:40 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/mortgage-short-sale.html</feedburner:origLink></item>
      
      <item>
         <title>Prevent Foreclosure</title>
         <description><![CDATA[<strong>Prevent foreclosure</strong> is on the minds of many Americans. The foreclosure crisis is causing unsettling economic turmoil. Every community in the United States is affected in some manner. Housing prices are rapidly falling. People owe more on their mortgage than their house is worth. It's not a good situation.

There are many reasons to <a href="http://www.simonvolkov.com/prevent-foreclosure.html">prevent foreclosure</a>. The most obvious is no one wants to be homeless. Another major factor is foreclosure wreaks havoc on your credit history. It can take years to recover from the financial fallout.
]]></description>
         <link>http://feedproxy.google.com/~r/SimonVolkovcomArticles/~3/_fd2-612x6M/prevent-foreclosure.html</link>
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          <category domain="http://www.sixapart.com/ns/types#category">Foreclosures</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Loss Mitigator</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Mortgage Note</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Prevent Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Approval</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Buyer</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Real Estate Investor</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">We Buy Houses</category>
        
         <pubDate>Fri, 19 Jun 2009 02:01:05 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/prevent-foreclosure.html</feedburner:origLink></item>
      
      <item>
         <title>Short Sale Home</title>
         <description><![CDATA[<em>A <strong>short sale home</strong> is a house that is being sold for less than is owed on the mortgage note. Borrowers facing foreclosure can sometimes engage in short sales with lender approval. The short sale process is pretty complex and requires a tremendous amount of paperwork, but can allow homeowners to walk away without owing additional money.</em>

A short sale home isn't any different than other homes for sale. In fact, these properties can be quite profitable for real estate investors or buyers looking for a good deal. The downside of purchasing short sale homes is the transaction must be handled through the borrower's mortgage lender.
]]></description>
         <link>http://feedproxy.google.com/~r/SimonVolkovcomArticles/~3/iC0AXhz3J2U/short-sale-home.html</link>
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          <category domain="http://www.sixapart.com/ns/types#category">Short Sales</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Mortgage Note</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Pre Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Real Estate Investors</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Approval</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Home</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sales</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">ShortSaleHardshipLetter.com</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">We Buy Houses</category>
        
         <pubDate>Wed, 17 Jun 2009 02:29:04 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/short-sale-home.html</feedburner:origLink></item>
      
      <item>
         <title>Avoid Foreclosure</title>
         <description><![CDATA[If you need to <strong><em>avoid foreclosure</em></strong>, you don't have any time to waste. Although lenders are doing their best to help financially-strapped borrowers keep their house, there are only so many options available. Unless you have the financial means to cure mortgage arrearages and stay on track, you might not be able to stop the foreclosure process.

There are steps you can take to avoid foreclosure, but you must take immediate action. If you haven't already done so, now is the time to contact your mortgage lender. The longer you procrastinate, the harder it will be to convince your lender to work with you.
]]></description>
         <link>http://feedproxy.google.com/~r/SimonVolkovcomArticles/~3/l8WV0QtFQh0/avoid-foreclosure.html</link>
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          <category domain="http://www.sixapart.com/ns/types#category">Foreclosures</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Avoid Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Buy House for Cash</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Loss Mitigation</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Mortgage Note</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Pre-Foreclosure</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale</category>
        
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         <pubDate>Mon, 15 Jun 2009 03:01:47 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/avoid-foreclosure.html</feedburner:origLink></item>
      
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         <title>Bank Short Sale</title>
         <description><![CDATA[<em>A <strong>bank short sale </strong>refers to real estate that is either in foreclosure or has been returned to the bank. With the massive influx of <a href="http://www.simonvolkov.com/foreclosure-real-estate.html">foreclosure real estate</a>, many mortgage lenders are beginning to engage in short sales to avoid the expense of the foreclosure process.</em>

Bank short sale properties can consist of single family homes, condominiums, mobile homes, manufactured homes, commercial real estate or vacant land. When borrowers become delinquent on their mortgage note and unable to fulfill their financial obligation, lenders might allow them to engage in a short sale.
]]></description>
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          <category domain="http://www.sixapart.com/ns/types#category">Short Sales</category>
        
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Sell House Fast</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Short Sale Approval</category>
        
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         <pubDate>Sat, 13 Jun 2009 02:30:50 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/bank-short-sale.html</feedburner:origLink></item>
      
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         <title>Probate Wills</title>
         <description><![CDATA[<strong>Probate wills</strong> are legal documents which detail information about a decedent's estate. A Will includes the name and contact information for the person who will be responsible for handling the estate, a list of assets owned by the decedent, and the individuals who will receive those assets.

Also known as the Last Will and Testament, probate wills are submitted to the local courthouse in the decedent's place of residence. Every Will must be validated to ensure it abides by probate laws and is legally-binding. Certain steps must be followed before distribution of assets can occur.
]]></description>
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          <category domain="http://www.sixapart.com/ns/types#category">Probate</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">Avoid Probate</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Estate Planning</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Inheritance Property</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Probate Article</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Probate Attorney</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Probate Wills</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Simon Volkov</category>
        
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         <pubDate>Thu, 11 Jun 2009 02:20:04 -0800</pubDate>
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      <item>
         <title>California Real Estate Investing</title>
         <description><![CDATA[<strong><em>California real estate investing </em></strong>used to be reserved for the rich and famous. Today, the Golden State investing game has become a level playing field. From newbie investors to seasoned professionals, California offers real estate deals for everyone.

<a href="http://www.simonvolkov.com/california-real-estate-investing.html">California real estate investing</a> could very well become the next gold rush. With thousands of foreclosure homes on the market, housing prices have dropped as much as 30-percent in some areas.
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          <category domain="http://www.sixapart.com/ns/types#category">Real Estate Investing</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">California Real Estate Investing</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Distressed Properties</category>
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Investing Articles</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Investors</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Properties</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Real Estate Investors</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Simon Volkov</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Wholesaling</category>
        
         <pubDate>Tue, 09 Jun 2009 02:49:48 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/california-real-estate-investing.html</feedburner:origLink></item>
      
      <item>
         <title>Will Estate Planning</title>
         <description><![CDATA[<a href="http://www.simonvolkov.com/will-estate-planning.html">Will estate planning</a> is an important aspect of life. Many people do not understand the consequences of failing to make preparations for death. Reality is no one makes it out alive. If you do not engage in estate planning, the responsibility will rest with your family. Worse yet, your estate management could be turned over to complete strangers!

<strong><em>Will estate planning</em></strong> involve executing legal documents which outline your final wishes. The Last Will and Testament is used to appoint an estate administrator who will oversee your estate. This person will have many duties to perform. They should be good with finances and able to make difficult decisions under stress
]]></description>
         <link>http://feedproxy.google.com/~r/SimonVolkovcomArticles/~3/rnH5LPbo0tw/will-estate-planning.html</link>
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          <category domain="http://www.sixapart.com/ns/types#category">Probate</category>
        
        
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          <category domain="http://www.sixapart.com/ns/types#tag">Will Estate Planning Article</category>
        
         <pubDate>Sun, 07 Jun 2009 03:10:26 -0800</pubDate>
      <feedburner:origLink>http://www.simonvolkov.com/articles/2009/06/will-estate-planning.html</feedburner:origLink></item>
      
      <item>
         <title>Short Sale Real Estate Investor</title>
         <description><![CDATA[<strong>Short sale real estate</strong> is property that has been sold for a lesser amount than the balance due on a mortgage note. This type of real estate transaction occurs when a homeowner is no longer able to fulfill their mortgage obligation and defaults on their loan. In order to stop foreclosure, the lender can elect to allow the homeowner to sell the home for less than is owed on the loan.

Typically, lenders only engage in <a href="http://www.simonvolkov.com/short-sale-real-estate.html">short sale real estate</a> when the current market value is less than the loan on the property. Short sales are only available to homeowners who have no equity in their home and owe more than the property is worth. 
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         <pubDate>Fri, 05 Jun 2009 02:15:12 -0800</pubDate>
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