Small Biz Beauty

Employment in the Video Games Industry

2015-03-20T00:40:00.003+07:00

This article we're planning to introduce a few employment opportunities in video games industry as well after within another write-up, we explained a great number of academic opportunities in which lay concealed in games.

1. Being employed as a Game Clerk

Operating at game store or even rental location - either permanently or briefly - has reached be a young adult gamer's fantasy. In just one place, employees have usage of the very first games and game systems hot from the market and they're privy to be able to peek inside of magazines hot off the actual press just before anyone otherwise. If that wasn't sufficient, gaming individual get a price reduction on an amount otherwise become too pricey (games, online game systems, and game components) to even think about buying. Sweet!

2. Working like a Game Tester.

Before a game title hits industry, it must go by means of extensive tests and if you feel the programmers behind the game test their particular material, think again. The gaming industry is very sensitive in what it puts out into the general public. In an effort to stay competitive, it has to make absolutely sure that the games it makes work because intended.

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This is how testers enter the picture. But it isn't easy to become a casino game tester. Becoming a game specialist requires just a little inside help but once you're within, you'll not only have use of games in which no 1 else is aware of, you'll also have an possibility to shape the game into an experience that you and the comrades prefer.

3. Working as a Game Designer.

Do you have good creative skills? Is it possible to whip out there a persona faster as compared to you can tell, "I drew that"? If so, you could possibly get a job designing video gaming. Today's video gaming exude many of the most beautiful images ever noticed and if you have a great imagination, are able to use some of the most advanced images software programs around, and can easily follow directions, you often see your very own artwork in the next popular video game.

The Secret Of Make Money Online

2012-10-16T13:50:00.000+07:00

Are you looking for an easy way to make money online? Are you a blogger looking to monetize your existing blogs? Or a website owner thinking of adding a blog to your website? Maybe a member of a charity, church group, school band or club looking for another powerful fund-raising vehicle? Why not follow in the profitable footsteps of thousands of other bloggers who are making money online and add google adsense ads to your blogs?

Let's take a quick look at the google adsense program and see why it's so perfect for bloggers looking to make money online... Amongst many other things, google does two things exceptionally well - classify sites for it's search engine results and offer advertisers extremely targeted advertising. I say extremely targeted because it's focused not just by topic or niche, but right down to specific keywords and keyword phrases!

And as the largest, most-visited search engine online, google covers every legitimate subject you can conceive of - and has found advertisers for most categories... And to be able to provide even more exposure for their advertisers, google not only shows those ads on their own search engine results pages, but allows other website owners to display the ads as well, splitting the advertising revenue with those site owners.

And you, as a blog owner, can enjoy the benefit of their efforts and start making money online with adsense-enabled blogs starting today! Read through the terms of the adsense program, complete your application into the program and then use the google adwords keyword tool to see which terms draw the most traffic in your niche. (as a blogger you're probably already doing just that anyway...) Just to make sure there are advertisers for your particular topic, do a search for your topic on google - do ads show up above and beside the results? Then there are companies paying to advertise in your niche - time to get your share of that revenue! And the easiest way to get started making money online with google adsense is with an adsense-enabled blog using best themes.

Best of all, you can blog about the issues or hobbies that interest you - you can choose just about any subject to write about, so be sure to pick a topic you enjoy! And your readers won't find google ads intrusive, since they're targeted to the same information that brings your readers to your site in the first place... They're looking for the information your blog addresses, plus you're showing them links to more info and resources on that same topic - a win-win situation!

The Development of SMEs in The U.S. (3)

2011-07-22T08:06:00.000+07:00

In previous articles, has presented about:
Problems of SMEs in the U.S. Map (1)
Addressing the Problems of SMEs in the U.S. (2)

In this post we will look at how the development of SMEs in the U.S. after the various problem is fixed. Interestingly, a fairly interesting development of SMEs in the U.S. just happened around the 1950s, a time not too long compared to the conditions of SMEs in Indonesia.

But strangely, in the same period just popping up new companies in an amount sufficient fantastic. The Economist magazine noted about 600,000 new companies springing up in the U.S. each year. This number increased approximately seven time than in the period 1950-1960.

The most rapid growth occurred between 1975 and 1985 where the jobs are available increased by 24 million. Interestingly, growth or employment opportunities this would not be provided by large corporations but by small and medium industries.

Again, the phenomenon of the rise of small businesses in the U.S. actually occurred amid the collapse of industrialization. The success of SMEs in the U.S. It was also supported by the open and the extent of which they have access to various resources that are needed, particularly in the form of venture capital. Good for starting or expanding a business. (*)

Addressing Problems of SMEs in The U.S. (2)

2011-07-01T12:33:00.000+07:00

In a previous post, has been discussed about:
Problems of SMEs in the U.S. Map (1)

Of all the problems facing small businesses in the U.S. is largely a cost burden that must be incurred due to government regulations., Both federal (central) and state the perceived harm many small businesses. Nevertheless, the development of small businesses in the U.S. was very impressive.

According to a study conducted at Harvard Business School, a small business in the United States grew about 15 percent every year with the financing or capital, mostly from internal sources. With this rapid growth, about two-thirds of new labor force is absorbed by the small scale industries.

It was the dynamics of the U.S. economy is highly dependent on large corporations. Growth-oriented industrialization was able to create substantial employment.

But the economic disaster in the form of recession and oil crisis in the 1970s led many large companies are reducing their employment.

Fortune 500, one of the previous group of large companies provide many job opportunities through various business activities, in the period 1974 to 1984 has lost 4 to 6 million jobs.

Likewise, other institutions such as universities, hospitals, and many government institutions to reduce employment. So how do the U.S. government to overcome these problems?

Problems Mapping of SMEs in The US (1)

2011-06-24T10:13:00.000+07:00

Experience is the best teacher. Development of small and medium businesses in the United States (U.S.) apparently gives a quite relevant regarding the dynamics experienced by small businesses in Indonesia. Therefore there is no harm if we just look at the conditions of other countries so that we can make a lesson.

Results of research conducted the National Federation of Independent Business found 10 major problems facing small businesses in the U.S.. Most problems are related to the costs that must be incurred by small businesses. Among the cost of health insurance for its workforce is a major problem of the most prominent.

So also with the social security taxes for workers is a heavy burden for small U.S. businesses. Just as with small entrepreneurs in Indonesia, a small business in the U.S. also considers wages as a problem that was ranked third. U.S. government policy that prioritizes the welfare of workers, seems to be a burden in the development effort.

Even the perceived political pressures small business owners to a minimum wage worker is a condition that can not be compromised. Another problem faced by U.S. small businesses is a tax that must be issued to the state. The U.S. government seems to apply strict rules so that small entrepreneurs can not be dodged.

Facility Business are Prohibited ?

2011-06-17T12:11:00.000+07:00

In a meeting with a number of small and medium businesses (SMEs) from several business associations, remarks pitched sounds that are present between the jokes, "This is great because many employers use the facilities".

Attention and less reassure such, the businessmen who felt 'judged' with a smile said simply, "I'm just using the facilities was given to me. And it can help me develop the business became quite advanced. "

Is there something wrong with the businessmen who felt 'judged' is? "

When hearing the word or term facility, we often perceive it as something minor or negative. Especially when associated with business activities, most of us imagine any element of collusion and nepotism.

But the facility is very necessary business of small entrepreneurs, especially micro-enterprises. By becoming entrepreneurs, the community can eliminate unemployment and improve welfare. Therefore, the provision of business facilities, especially for SME sector, is obligatory for the government.

Currently, we too often hear the institutions or agencies that provide business facilities and can be accessed. Institutions that include government agencies, banks, venture capital firms, and state-owned enterprises (SOEs). (*)

The Definitions of SMEs

2011-06-10T10:46:00.000+07:00

Empowerment of small businesses is important. This strengthening process is a government liabilities assumed the mandate of the people, especially in improving their welfare. But unfortunately, government programs to strengthen small businesses not yet real results.

In addition, the views or perceptions of their own government to SMEs was not the same. Each department has different criteria on SMEs. Differences are mainly related to micro and medium scale enterprises which is still accommodated in the existing legislation. Here are some definitions of existing SMEs.

Law No. 9 of 1995 on Small Enterprises mentions only restriction for small businesses as economic activity of the people who have annual sales of Rp 1 billion and a net worth, excluding land and building, are a maximum of Rp 200 million.

While the Central Bureau of Statistics mengklafisikasi business based on the amount of manpower used, namely (1) industrial workers' households with 1 to 4 people, (2) small industry with 5-19 persons the amount of labor, (3) medium industries with workers 20 - 99 people, and (4) large industries with 100 employees or more. Therefore, small businesses are identical with small industries and home industries.

Bank Indonesia (BI) defines micro enterprises as a business carried on by the poor or near poor, is owned by the family, local resources and simple technologies, as well as easy exit and entry. While small businesses for BI same with the Law on Small Business. Medium business is defined as a business that has assets equal to or less than Rp 5 billion for industrial sector, while non-manufacturing industries is equal to or less than Rp 600 million, excluding land and buildings. Annual turnover equal to or less than USD 3 billion.

While the limitations of the World Bank mentions micro-enterprises having workers equal to or less than 20 people. For small and medium enterprises (SMEs), workers 20 to 150 people, with assets equal to or less than U.S. $ 500,000, excluding land and buildings. (*)

Double Faced in Strengthening SMEs

2011-06-04T13:17:00.000+07:00

SME sector is the closest and most easily in growing entrepreneurship. SMEs are also encouraging the growth of the social structure of a strong medium-scale entrepreneurs. Configuring a crippled economy due to the dominance of micro-scale are not conducive enough to support the development and progress of nations in the future.

Experience from developed countries like the United States and Japan, showed support of a group of medium-scale entrepreneurs are very large. Indonesia also requires a professional medium-scale entrepreneurs and strong to push the nation's economy.

However, government policy seems to enhance the development of small and medium businesses are still half-heartedly impressed. On the one hand the government has often expressed the importance of strengthening SMEs to eradicate poverty. But on the other hand, many SMEs still do not get help facilitate that. The government seems to be dualistic to the problems of SMEs.

In general, government policy more tangible welfare policy that does not use economic principles as the main reference. This policy is based on the assumption that small businesses play an important role as panyangga (buffer) in a crisis and go solve the problem of poverty and unemployment. Since welfare policy was pursued by giving subsidies to small businesses.

While the two policy options in the form of economic policy which refers to the rule and economic interests. This policy assumes that small businesses, regardless of the scale, no different from big business. But this policy is also not implemented based on purely economic considerations. Because if that's done so many small businesses that will be missed. Dualism is what causes the double-faced policy of the government. (*)

Grameen and Microfinance Institutions

2011-01-22T21:29:00.002+07:00

Finance institution Grameen Bank model has become synonymous following the pioneering work, Prof. Muhammad Yunus of Bangladesh got the Nobel Peace Prize for economics. Grameen Bank is a financial institution like a bank that denial of providing collateral.

This model represents a remarkable breakthrough that can be done in overcoming the problems of poverty and unemployment in the country amid the strong currents of capitalism. Bangladesh experience with the problems of poverty, unemployment and various social deprivation actually not much different from that experience and to our society in Indonesia.

Various social problems, such as increasing the number of unemployed swelled to collide with the problem of poverty, which also seems no sign of easing. Their access to the different possibilities to improve the quality of life is very low, both for health care, educational and other welfare to obtain.

Currently there are at least about 41.7 million units in Indonesia, from large corporations to small businesses and are not included. But it seems that the comparison of large and small businesses are very lame.

According to Connecticut in 2003, the economic structure of Indonesia configuration dominated economy or business type often called the small and medium enterprises (SMEs), which reached 99 percent. Unique is the number of these small and medium enterprises, 98 percent or more is about 39 million micro-scale enterprises which are largely contained.

Despite the large number of SMEs, but its role in providing added value is still relatively small. The development of the industry, for example, although the number of small businesses reached 99 percent, but his contribution in providing added value is still less than 20 percent. Thus its contribution to gross domestic product (GDP) in 2001 alone registered 58.2 percent.

In the application, the Grameen Bank for the poor who have trouble accessing capital through the financial institutions that already exist. The inability of the poor in providing collateral which is the main condition affecting their banking institutions are increasingly marginalized.

Banks tend to a capitalist economic mechanisms and access to follow only those groups of people rich. Therefore there is no harm if we learn from the Grameen microfinance institutions in shaping. (*)

Caution: Symptoms of de-industrialization ...

2010-04-28T13:45:00.001+07:00

Total unemployment in Indonesia more just swell. According to the Central Bureau of Statistics (BPS), the number of unemployed in 2005 reached 40.6 million people. Of this amount, as many as 11 million people are unemployed or do not have a job open at all to sustain life.

While the rest, which is about 30 million people are unemployed half-open or do not have a regular job. This group of disguised unemployment, if averaged monthly income does not reach USD 150 thousand.

Total unemployment is actually pretty alarming. Moreover, viewed from the background of his education. Open unemployment as many as 2.4 million primary school-educated people, followed by as many as 2.6 million junior high and high school graduates 3.9 million people.

While highly educated, there were 707 thousand people consisting of 385 thousand people graduate, diploma III 215 thousand men, and 107 thousand men diploma I. This unemployment problem is likely to continue to grow because we are going slow economic recovery.

The process of economic recovery after the monetary crisis in 1998 has yet to show significant increase. This can be seen from the opening of new jobs very slow. Even the BPS in 2003 noted the occurrence of employment contraction which reached 1.2 million. This amount is divided into 656 thousand jobs in urban areas and 564 thousand jobs lost in the countryside.

This fact shows that many of the existing workforce is not absorbed within the existing formal economic sector. Meanwhile, to enter non-formal sector, they also do not have enough skill to create economically productive.

Amid the ever increasing problem of unemployment, we also need to be alert to the phenomenon de-industrialization is taking place in our country. De-industrialization is a decline in the industrial sector whose symptoms with declining growth in the manufacturing industry is continuously thus minimizing its contribution to gross domestic product (GDP) or to labor absorption.

According to the Bureau of Statistics data, the growth of manufacturing industry in the first quarter of 2005 was still high enough to reach 7.1 percent. But since the second quarter has declined drastically to reach 2.9 percent by the end of 2005. In fact, in the early quarter of 2006, growth continued to decline until it reaches 2.0. So also when viewed from the aspect of the competitiveness of Indonesian products manufacturing industry in the global markets are also declining. From the results of a survey about the prospects for the manufacturing industry which was conducted in 60 countries, Indonesia ranks 60 th best youngest alias. Even far below even China and Vietnam.

Symptoms of de-industrialization is indeed the stronger should be anticipated. If 'the economic earthquake' this can happen is feared will cause a wave of layoffs and massive unemployment. Large number of unemployed who are currently more difficult to overcome if the de-industrialization really happened. For that we need to anticipate a fairly strategic. Among the government needs to diversify the industry and encourage increased exports, both related to its product and its export targets. (*)

from Exhibition to Exhibition

2009-04-16T00:26:00.001+07:00

A survey was conducted with the UGM SMEDC Bank BRI in 2002 found that the marketing aspect is a major constraint faced by small medium (SME) in Yogyakarta. Results of this study also showed that SMEs tend to be business-oriented product (product oriented) rather than on consumers (consumer oriented).

A number of complaints and findings Frequently Asked small opportunities in the various discussion also shows that the market access they have is very limited. Even for the SMEs, the marketing aspect was a scourge that impedes development efforts. Weak market access, this is not the only consumer product which is the target but also how to campaign and how to distribute its products.

In the field, not a few entrepreneurs who run small businesses started from a product dibuatnya. They have more types of products or whim would be made prior to running the business. They do not even think about what and how segmentasinya, or target market which will diraihnya. Important that they can produce a product based on the ability or talent, too.

There is such a common assumption held by the perpetrators of the business, especially from the industry that the product will either sell itself. This means the company does not need to do a campaign to market the products of high quality home products. Thought of this kind can dimaklumi when the community needs a very high or higher than the production capacity or ability that can be produced by industry. Philosophy of this kind are generally menggejala in various countries during the early growth.

But in its development, when the bidding exceeds the amount of excess demand and production occurs. The number of companies produce products that exceed the amount that can be absorbed by the market. In this situation the company must change the orientation and attention from production to marketing. Therefore, the various aspects of the mixture in the marketing or the marketing mix includes product, price, promotion and distribution is directed to meet the needs of customers or consumers.

Therefore the choice of the type of product will be manufactured in a business is not a priority. In this case you do not need to depart from your mind and your own subjective ideas about the type of product you want to sell. Instead, you need to change your way of thinking from product oriented to customer oriented direction. Before you produce a product, you need to search for information about the needs of consumers.

Another way to search for entries to the needs of consumers is through this exhibition activities. The exhibition is the process of learning by doing in the process and the insight that business-oriented products commonly found in our many entrepreneurs. Through this activity they will also learn many things about consumer wants and needs and adjust them with products that will dibuatnya.

Through this exhibition, the experience, a business will realize that any type or quality of the product dihasilkannya ultimately related to the needs of consumers or the market. As well as anything a product will not be meaningful unless there is a buy.

Must be recognized, not a few felt that the benefits of small business to get the secondary facilities in the exhibition activities. Following the event, or even exhibition, will get a lot of valuable experience. Experience includes insight on the orientation of business must be done, the market segments that also must be clear, and the diversity of needs of a consumer product.

With this experience of the SMEs can improve and change how berpikirnya of product oriented towards customer oriented. Events exhibition also serves to juxtapose a product to market. Through this exhibition facilities you can find out and gather information about needs and desires of the consumer products that you produce.

Through this exhibition is also a small business can learn about the market tended to be flexible, very flexible, and not limited. With this experience they can always try to find a slit trench and, even among the market already saturated even considered. Market, in conjunction with a product, it should be understood in a reciprocal relationship of mutual benefit back. Between producers with consumers give each other something of value with the goal to meet the needs of each.

In the marketing perspective, what the marketers and involve all aspects of treatment with the goal to meet the needs of consumers or the market. Various aspects and treatment is not only the product, price, promotion, and distribution as in the mixture but also the marketing of service, comfort and other factors that participate in decisions affecting consumers. (*)

Portrait of SMEs in Indonesia

2009-04-03T00:15:00.001+07:00

Indonesia is a country that really has the potential to become extraordinary large and the nation forward. Our country consists of thousands of islands that is rich in various natural wealth. From natural underground sources, such as oil and gas, property and forest land, to the sea.

However, many potential and natural riches that we have apparently not yet at an optimal termanfaatkan for the welfare of communities. The amount of the total population followed by the less quality resources, human beings. Compared to other countries, including the quality of people that Indonesia is very low.

See the challenges, there are at least two major issues that will be still and will always be faced by our nation in times to come. The first problem is poverty and unemployment. Issues such as this parasite, which is always the president or anyone menggelayuti officials elected to lead this country.

Number of unemployment in Indonesia, the increase only. According to the Central Bureau of Statistics (BPS), the number of unemployment in 2005 reached 40.6 million people. From this amount as much as 11 million people are unemployed or have no open job at all to sustain their lives. While the rest, that is about 30 million people are unemployed or half-open does not have a permanent job. Half this group of unemployment, if the average earnings perbulannya does not reach Rp 150 ribu.

Number of open unemployment is actually quite worrying. Moreover, viewed from the background study. Open unemployment is a primary school as much as 2.4 million people, followed by as many as 2.6 million junior high school, high school graduates and 3.9 million people. Meanwhile, who recorded a high of 707 thousand people consisting of 385 thousand graduates, 215 diploma thousand III, and 107 thousand people diploma I. This unemployment problem appears to still be growing because the economic recovery of our slow progress.

The process of economic recovery after the monetary crisis in 1998 have not shown a meaningful increase. This we can see from the opening of new employment which is very slow. Even BPS in 2003 noted the occurrence of a contraction of employment reached 1.2 million. This amount is divided into 656 thousand employment opportunities in urban areas and 564 thousand jobs in the rural areas are missing.

This fact shows that many of the labor force have not be merged in the formal sector of economy. Meanwhile, to enter into non-formal sector, they also do not have enough stock of skills to create economically productive.

While the second problem concerning the entrepreneurial mentality of our society to a low. The large amount of unemployment in our country other than related to the education system that has not been able to provide graduates in optimizing the potential itself is also related to the entrepreneurial mentality that our society be regarded low. (*)

Empowering of The SME in Indonesia

2009-03-24T14:55:00.001+07:00

Building entrepreunership soul can be started at any time and from anywhere. As well as for entrepreneurs starting a business can be done from anywhere and anytime. Often we feel confused or do not have the perception and insight to build adequate entrepreneurship. Moreover, sometimes the environment also does not support efforts towards that. Our society still glamourize position as employee or officer of a businessman.

Our national education system, must be recognized, also has not been able to find a formulation that can produce graduates to adapt and adjust to the challenges and development time. The undergraduate and graduate universities rely more letters of application as the first choice of major and their work. They like not motivated or pushed to go to become entrepreneurs.

Education and entrepreneurship of the world are two seemingly different nature and standing alone. Education more oriented on the development of theoretical and scientific aspects of merely academic, while on the applications in the field keilmuannya still needs optimized. Many of the research conducted and produced by the universities and the only accumulate only as decoration library.

Rather, entrepreneurship is often seen as a talent that brought congenital birth override and support education and training. The reason, many successful entrepreneurs who achieve success without high-school level. Not even a little of the success that the only elementary school drop-out and learn the self-taught. Moreover, after a successful entrepreneur, they can pay or employ the graduates as employees or children fruit.

Our beloved country Indonesia it is filled with the paradigm that all dualistik. Paradigm such as this in turn mengkondisikan community on the insight and understanding that terkotak-box. Each party was not against the other party concerned. They also tend to have more interests and affairs of each.

To build our society forward toward a nation, it seems we have to break a variety of conditions that all dualistik this. And this step can be started from anywhere and by anyone. Each of us is responsible to take care and have a variety of social and problematika our nation is quite complex. Without the need to find a scapegoat, we can start it from the environment each of us and work together with the various parties.

However, efforts to stave septum-septum sectoral interests, the role of the government and pressure are necessary. Government with the authority and power need to show concrete. Society requires not only political will but also the program to overcome the various concrete social problematika existing. Included in the lift and empower micro, small and medium.

Indeed, entrepreneurship is an alternative that is effective to overcome the many social problems existing in our country. Both the problem of unemployment, poverty and other social backwardness. Entrepreneurship or entrepreunership is an alternative solution that has a multiplier effect or effects ganda. Entrepreneurial than the economy can overcome the problem, can also overcome the mentality and improve the quality of the resources human beings.

Therefore, the government's attention to this alternative entrepreneurship needs to be done seriously. Moreover, symptoms appear later that the growth of entrepreneurship strong, especially since the end of new order. Resistance to the SMEs' economic and social disaster 'and in its ability to absorb labor that makes the most of SMEs as an option which is quite promising.

The growth of entrepreneurship in our country can be seen from the symptoms of de-industrialization that occurred. De-industrialization is a decline of the industrial sector the symptoms marked with the growth of manufacturing industry decreased continuously so that the contribution to gross domestic product (GDP) and on employment. Symptoms of de-industrialization menguat to hold this first quarter of 2006.

According to BPS data, the growth of manufacturing in the first quarter of 2005 is still high enough to reach 7.1 percent. However, since the second quarter continue to decline dramatically to reach 2.9 percent by the end of 2005. Even at the beginning of the quarter 2006, growth continued to decline to reach 2.0. Similarly when viewed from the aspect of product competitiveness in the manufacturing industry is also increasingly a global market slump. From the results of the survey on the prospects of manufacturing conducted in 60 countries, Indonesia ranks to-60 aka the youngest. Even far below China and even Vietnam.

Symptoms of de-industrialization of the menguat this should be anticipated. When the 'economic earthquake' this can happen is feared will cause a wave of PHK and the occurrence of large-scale unemployment. The number of unemployed who have been great at this time will be more difficult to overcome when the de-industrialization really happened. For that steps need to anticipate the strategic enough. Among the government needs to encourage the diversification of industry and increase exports, including products and multiformity export target. (*)

How Overcoming Capital

2009-03-10T14:53:00.001+07:00

Capital is like a breath of continuing business. The capital of the length of the breath travel business. But capital is also not determine the success of a business. Many cases bearing street business even though the capital. Must be recognized, the success of a business is not only determined by one factor only.

Although not a key factor of success of business, capital also play a very important role. With enough capital, a business can run the company more planned. Not only to develop the business but also to capture new opportunities that have not come without a rarely invited. With a capital cukp various business strategy will be more easily implemented.

Conversely, a few companies that do not close or does not develop due to the limited capital owned. Moreover, business competition is felt more sharply. Once the importance of business capital is not so surprising when the capital was considered to participate in determining success or a failure uaha.

Similarly for the small business, capital influence the existence of business. Interestingly, the number of small and medium enterprises (SMEs) this reaches 99 percent of the number of companies in the country at this time we estimated that as many as 41.7 million business unit. Uniquely, the number of SMEs from these, as many as 98 persennya or about 38 million more are small business and micro-scale that most of the non-legal. In other words, the economic structure of the configuration is very lame.

Business is small-scale businesses that have annual turnover not more than Rp 1 billion. Meanwhile, the turnover per year for small businesses below Rp 100 million. Nah, including business groups, which? Do not-we do not even enter into the micro category.

My experience with the small and medium enterprises (SMEs) to find a role that capital is very important in business than the market and human resources. I am sure, you also agree with the conclusions I have. Moreover, the small business as we do not have enough access to reach the capital or financing institutions that have such as banking.

But you need not be pessimistic. There are many alternative ways and dig up business capital. Moreover, if you really intend to build the business seriously and professionally. It is important, your business turnover in a year not more than Rp 1 billion. In other words, the scale of your business, including SMEs.

Yes, alternative financing for business capital is derived from the program issued by the government. Unfortunately, information about the facilitation of this capital is often limited circulation. In fact, this program is for SMEs. Whatever type of business. And this program aims to strengthen SMEs and improve the welfare of the people through productive economic activities. Including to the problem of unemployment and poverty is quite large.

Institutions or government institutions that provide capital and can be accessed includes the Department of Trade and Industry, Ministry of Agriculture, Ministry of Home Affairs, Ministry of Cooperatives and SMEs, and the Ministry for Women. A number of other departments also provide non-capital business. Facilities such as exhibitions, training, production equipment, as well as the other.

So also the body of state-owned (owned) also provides about 1-2 percent of the profit for the business of SMEs. Facilitation of state-owned capital business is issued through the Program of Partnership and Environment (PKBL). Both state-owned banks and non-bank.

Then how do I apply for a business loan to government institutions and state-owned?

Easy. You just come to the office or institution that is owned in your city. For state-owned, have met with the PKBL. Both government agencies and state-owned enterprise that you go will be happy to provide the information you need. They also have a standard form provided for SMEs in need of guidance.

Although this program is the facility from the government, we as the SMEs do not need to get embarrassed. Moreover, the capital facilities grants but not loans software that we must return. Institutions and state-owned institutions that also will provide assistance so that we can grow the business and capital that we can go back and loans to help other SMEs.

Therefore, I even recommend and encourage that you take advantage of capital facilities provided on the various institutions dealing with the bank before. One of the weaknesses we are the biggest faux pas in the business plan. So if our business while bangkut borrow capital from the bank, then the risk is too great.

Apart from the government or state-owned, actually quite a source of funds which have around us that can still be extracted again. For example, you can offer a business plan or business development to the relatives or close family that has more funds. So also with friends, neighbors, business relations, the former boss or employee, or other acquaintances. If your business is your prospect and have a variety of parameters that enough progress to persuade businesses, no when you offer jeleknya working capital with the people you already know.

There are a number of advantages excavate capital in this way than dealing with a bank or financial institution. Among them, you do not need to use collateral that are difficult to meet when you deal with the bank. You also will not be charged interest as in the bank. So also with the advantage of later, will be signed in and flows in your environment, your family or close acquaintances. So that it can provide a real benefit for the surrounding environment.

Even if the desire associated with banking or other financial institution, you should first take into account the ability and resources you have before trying to deal with them. Assistance to make a capital financing institutions will be more effective if the company already is in need. Moreover, the risk associated with banks or financial institutions are also not small. (*)

Microfinance Institutions and SMEs

2009-03-03T15:52:00.002+07:00

Later financing institution Grameen Bank model of a central focus after perintisnya, Prof. Muhammad Yunus of Bangladesh get Nobel Peace prize for economics. Grameen Bank is a financial institution like a bank that obviate the provision of collateral. This model is a breakthrough indeed extraordinary that can be done in the problem of poverty and unemployment in the country is the strong flow of capitalism.

In application, Grameen Bank is for the poor, which have had difficulty getting access to capital through financial institutions that already exist. Inability of the poor to provide collateral which is the main condition causing their banking institutions increasingly marginalized. Banks tend to follow the economic mechanisms that kapitalistik and only accessible to those groups of people rich.

Bangladesh experienced what the problem with poverty, unemployment, and a variety of social surely not much different from the conditions experienced and faced by the community in Indonesia. Various social problems, such as the amount of unemployment that the cumulative increase with problems of poverty also seems to have no signs of decreasing. Their access to facilities to improve the quality of life is very low, both for the health service, education, and welfare of others.

Since 2001, the government together with the House of Representatives has menggodok Draft Law on Microfinance Institutions (MFIs Bill). MFI is an alternative to financial institutions primarily to serve the needs of micro, small and medium enterprises which have had difficulty reaching access to banking or financial institutions that already exist. But up to now not hear news kelanjutannya again.

The existence of MFIs actually enough to bridge the strategic importance of SMEs in obtaining capital. MFI is a financing institution with a different bank. Moreover Perkreditan Bank Rakyat (BPR) which is the representative of the bank in the channel of credit to SMEs is in practice far from expectations. Even many of the complaints that the SME credit management in BPR is much more difficult than the general bank.

In addition to credit, MFIs are also collecting funds from society. Its function is similar to the bank that this is a polemic as it was considered to cause a conflict with the Law Number 7 / 1992 on Banking. However, MFIs are also similar to the cooperative rules apply for membership and the distribution of the remaining businesses (Shu), which applies in the cooperative.

Fetus MFIs actually started the activity of the community that we support through funds such arisan. The existence of MFIs is quite close to the community because applying the principles of social habits or customs that exist in our society. They not only can join the existing MFIs but also establish new MFIs. Establish new MFIs is very possible for the SMEs. MFIs in the Bill mentioned that MFIs that have a turnover amounted to savings or collect more than Rp 50 million up to Rp 1 billion must have permission of MFIs. While MFIs collect total savings of more than Rp 1 billion must change the form of a business Perkreditan Bank Rakyat (BPR).

With a maximum turnover of this large MFIs have a large enough scope to develop the business. Moreover, MFIs are also likely to be mediating in the credit or grant, either from the central government and from foreign aid. According to the records of SMEs Forda Yogyakarta, the average MFI in the province of DIY has a turnover up to hundreds of million rupiah. This amount is still very mungkiin increased with the diversity of business activities that can be done MFIs.

In the Bill of MFIs also mentioned there were at least 8 business activities that can be done MFIs. Among them, give credit business, doing business as an insurance agent, inclusion in the capital that supports the activities of microfinance institutions, and establish cooperation with national and international institutions. In addition, the MFI can also do business based on the provisions of sharia, such as a trust to receive alms, infaq, and shodaqoh.

In management, the MFIs are made with the agreement among its members. Both the loan interest rate, method pengucuran funds, and the division of profits in the form of the remaining businesses. So also in the monitoring, the principles of transparency, accountability, and trust among the members with a grip that made the main reference.

In addition, as the spirit of cooperative melandasi that the interests of members, MFIs in the orientation association membership also reflects the strength of the collective. The strength of collective bargaining is an alternative to the position of SMEs. Therefore, MFIs represent the collective strength of the SMEs in solving problems together, especially those aspects related to the capital. The form of the strength of this model is similar to the Grameen Bank which is based on shared beliefs.

With the benefits of various banking institutions MFIs than expected then this is the obstacle in the empowerment of SMEs can be overcame. MFI is an alternative financing institution that is accordance with the interests of SMEs. But unfortunately, the existence of a legal umbrella to protect the movement of MFIs in the form of legislation is also not out until now. Government as holder of the mandate of the people need to show keberpihakannya. So also the people's representatives in the House of Representatives, how they work in formulating the Law on MFIs for 5 this year? Hopefully the government and the House of Representatives does not consider the problem of SMEs and fortune as this is not more important affairs of their salaries increase. (*)

Comparable Case

2009-02-24T02:47:00.001+07:00

"In a meeting with a number of small medium business (SMEs) from various business associations, sounded celetukan pitched joke among the present," This is an employer who take advantage of as many facilities ".

Attention of less such, the entrepreneur who feel 'judged' brief said with a smile, "I only use a facility that was given to me. And that can help me develop the business became quite advanced. "

Is there a wrong with a feel 'judged' is? "

Once the dialog that appears as a note in the pocket book permodalam about this business. When hearing the word or term facility, we often mempersepsikannya as minor or negative. Especially if associated with business activities, most of us imagine the existence of elements collusion, and nepotism. Moreover, if the facility is a business capital of the entrepreneurs is needed.

Capital is the factor that is important to develop and run a business. With enough capital, a business can run the company more planned. Conversely, a few companies that do not close or does not develop due to the limited capital owned. Once the importance of business capital is not so surprising when the capital was considered to participate in determining success or a failure business.

However, to discuss about business capital will not be attractive for large companies that are focused on big capital. Large companies with different capabilities and network does not require the mediation of the facilitation of capital for the business. Conversely, facilitation business capital is very much needed for business small and medium scale (SMEs). Moreover, the number of SMEs in our country is very big.

Currently, the number of companies that we have in the country is estimated around 41.7 million business unit. From large companies to small business and non-legal. However, this turns from a comparison of large and small is very lame. According to the BPS in 2003, the structure of the Indonesian economy was dominated configuration SME reach 99 percent. Uniquely, the number of SMEs from these, as many as 98 persennya around 39 million or more micro-scale business is mostly non-legal.

What's interesting to explore the capital to the institution? Why are SMEs so 'spoiled' with a range of facilities and convenience?

Quite a lot of reasons why SMEs need to get attention and facilities. The author of the book that as many SMEs is the fact the contribution of SMEs to take part in the nation. Among them, SMEs provide employment which is very large. Employment in 2001, SMEs employ as many as 64.3 million people or 65 percent reach of the workforce available.

SMEs also have a resistance strong enough to jolt economy during the economic crisis occurred in 1998. BI data indicate that the economic crisis has caused 31 percent of the SME business, 4 percent of stop, but as much as 64 percent is not affected. In fact some even do business with the target on the products that export-oriented.

In addition, the SME sector is the most easy to the entrepreneurial or entrepreunership in our country. Moreover, entrepreneurship is one alternative that is quite effective to overcome the problem of unemployment and poverty increase the latter course. Is even more important, we need a social structure of middle-scale entrepreneurs is strong support for the nation's progress in the future. Configuring the game due to economic dominance scale micro not conducive enough to support the development and progress of nations.

Therefore, the provision of business facilities, especially in the form of capital business, for SMEs should have been optimally utilized by the SMEs. Unfortunately, information about things such as this is less widespread. Still very few actors who know the SME or utilize such facilities. (*)

Running a business in a way mimics

2009-02-22T02:41:00.001+07:00

Want to know how to start a business so successful? Easy. How, just mimic businesses that are run by others. Once the solicitation usil titillate but from this book. With the mimic, we may be accused as an imitator and not creative. However, if this strategy mimics a part of the business plan, then we have put a strong enough foundation in building a larger business. Sensitivity and creativity, including innovation, are often more successful replication of the process was built.

The concept of 'imitate' is not here in plagiarism or copy in full. Because if it is done then we will violate the copyright, or business ethics. Impersonate in this book is meant as FOLLOWER or imitator. Although less well, yes, but not against the law and ethics. Not even a few successful entrepreneurs and multinational companies is the business of imitating.

Many cases have been in the business we know mimic, or a lot going on around us. However, this is an interesting fact. Why? Because our minds are often stuck in a delusion that is too high. Saking high so that we do not realize that many business opportunities there are in fact close to us.

Later, the efforts and build the spirit of entrepreneurship (entrepreunership) middle encouraged. The weight of the problem of unemployment and poverty, the issue entrepreneurship as a sufficient alternative solutif. Through entrepreneurship not only increase our economic income but can also create new employment opportunities. Moreover, the support of natural resources in our country is quite abundant. Entrepreneurship expected with so many other social problems will also be addressed.

Entrepreneurial culture, but unfortunately our society is still low. Entrepreneurship often be the last choice after sertivicate graduate school or we rejected various companies or employees failed to enter the country. Meanwhile, when will plunge into the many limitations prevented. Including skills, insight, network of business, or capital. Not so little potential entrepreneurs who feel nervous or to start a business.

While on the other hand, does not also found a few typical entrepreneurial candidates' idealist '. Entrepreuner this type generally do not want to start a business before finding a product or a brilliant idea. They dream to create a product that 'new is' based on a brilliant idea become successful entrepreneurs. This contention occurs because most obsesinya that is too large to achieve success in a flash and becomes rich in quick time.

Interestingly again, this type of entrepreneurship was also found on the person or people who often follow a seminar or training on motivation and success in a variety of business tips. Motivation that made them even excessive, such as waiting in the start to run the business. Bright new ideas that are very innovative and glory. However, in practice, this is even more often and prevent a burden.

To become a successful entrepreneur does not need to wait until God came to breathe a brilliant idea. Conversely, a successful entrepreneur is not looking for something or make a big blow that will even make other people upset. Not a bit of success thus started the event from the usual ordinary happens around us. Thus entrepreneurs are departing from the idea that great ideas and grandiose, it can be ascertained akan failed. People like this tend to do mistakes.

Starting a business from the forge at least done to achieve two goals at once. First, menyiasati selected to mimic the limited resources available, the capital, markets, and labor. Limited resources on the one hand, of course demands careful to minimize the risks that may arise from the business run. Second, the strategy mimics the process of learning as applied to the business directly. By using the process approach, namely learning from the experience directly, so an entrepreneur can train and improve the sense of its business. As told by Peter F. Drucker, entrepreneurship is not the science or art. Entrepreneurship is a practice paper. (*)

Up Business Through Exhibition

2009-02-16T02:38:00.001+07:00

One of the main constraints that often face the perpetrators of a business is difficult to market products that produced. According to the results of the study Forum Regional Small and Medium Enterprises (SME Forda) Yogyakarta, the problem of rank order on the marketing of the various obstacles faced by the business. Especially for small business business medium scale (SMEs). Marketing problem, and also aspects of the problem of limited capital, often impedes the development of their businesses.

Exhibition, is one of the media marketing of the latter held flare. Even exhibitions, both local-scale, national, and international at any time we can see dikota-particularly large cities. Exhibition as a form of promotion and sales, seem to have become a profitable business area. Not only for even as the organizer, the exhibition space, and also for the businesses that follow the opening and stand in the exhibition.

The amount of benefits and the attractiveness of the exhibition as a sales strategy is very effective. Later, the government also various incentive to follow through even the exhibition program of guidance and empowerment of small and medium enterprises (SMEs). Government agencies that often provide periodic exhibitions are the Ministry of Trade and Industry, the National Export Development Agency (BPEN), Ministry of Cooperation, Ministry of Tourism, Ministry of Social Affairs, Ministry of Manpower, Ministry of Home Affairs, Ministry of Agriculture, and Ministry for Women's Empowerment .

Facilitating this exhibition was organized by the government as a form of responsibility to achieve prosperity and strengthen the national economy. Financial benefits, such as direct sales and orders during orer, not a small value. Program with the government to facilitate SME participation in the exhibition to be a solution be calculated that effective.

In addition to the government, large companies are incorporated in the state-owned business entities (state-owned), both from banks and non-state-owned banks, and provide exhibition facilities regularly. The state-owned and has often related binaan SMEs are Telkom, Pertamina, Semen Gresik, PLN, Pos Indonesia, Danareksa, Angkasa Pura, and so forth. Similarly private companies, in the framework of corporate social responsibility program (CSR), generally also provide facilities for the exhibition free of SMEs.

In addition, based on experience, not a bit of business that do work or join together in the exhibition with a 'joint venture'. This is to menyiasati costs that must be issued to take an even exhibitions. In this way the cost borne by the exhibition together. This is the ordinary made handicrafts and furniture manufacturers in Yogyakarta even when the scale international exhibitions that have good prospects, such as the Expo or Furnicraft Export Product Exhibition. This is the way menyiasati limited capital in the hope that can reach buyer or buyers abroad since the financial crisis that many book unique product from Indonesia.

Exhibition of late become a mainstay for the business up for sale. For the SME business scale, the exhibition is also a gate that is very effective to reach a global market. In fact, not a bit of business that rely on sales only for the exhibition. They live from exhibition to exhibition. There are also after the order or order them from the rest while the exhibition and participate again when orders decreased.

However organize the exhibition seems less a factor, followed by business planning that follow. Found many are still confused businessman in preparing the exhibition. Both in managing and decorated booth space, energy sales, booth management, and other preparation. Appearance and monoton stan stan similar to the other, does not have traction, not responsive sales staff, or the number of visitors who signed in a little booth. As a result, the sales target is not as expected. (*)

Export Business Opportunities

2009-02-04T02:07:00.001+07:00

How does Indonesia export market potential? Still open whether the opportunities for actors to enter the small business? Some data show that there was once the size of the potential export market. Interestingly, this potential has not been used because of the good export Indonesia is still relatively small compared to the needs of the world.

To see the potential export markets are many indicators that can be used, both from the internal aspects of the business environment and in our own country as well as conditions external to the target export countries. Including the comparison between the market demand with the supply that can be produced.

World Trade Organization (WTO) in 2001 displays the data on the 50 biggest exporters and importers in the world. They contribute as much as 94.7 percent of total exports to world exports of 6155 trilun U.S. dollars and 91.8 percent for imports from the world's total import of 6.441 billion U.S. dollars. United States, Japan and Germany are countries that dominate world trade, both in export and import.

Meanwhile, Indonesia occupies 28 ranking with a total export of 56.3 billion U.S. dollars. However, this amount was equal amount of export in 1997 or before the occurrence of economic crisis. Although still very low compared to the value of world exports, but this figure just the brisk economic situation after the crisis that almost all the joints overthrow the national economy.

Meanwhile, according to data from the National Export Development Agency (BPEN), the value of world trade in 2004 recorded at 9.25 trillion U.S. dollars. While the export value of non oil and gas in Indonesia in 2005 was relatively small, amounting to 48 billion U.S. dollars. Rank Indonesia is still far below other countries, even against other developing countries.

Similarly, if we try to see the performance trade-specific products, such as handicrafts, the ability to export still far behind compared to other countries. Compared to total non-oil export value of Indonesia, the export performance of countries we see more smaller, ie less than 1 percent. Even be calculated is very small compared to world market demand.

Performance of the world market shows growth of high. According to data from BPEN, the value of world exports in 2003 to craft a product of 46.7 billion with a growth of 14.74 percent compared to 2002. Type of product is quite large contributions of 50.87 percent of the metal, various crafts (24.99%), and stone handicrafts and ceramics (12.36%).

While the export value of handicraft from Indonesia in 2005 was 465.1 million U.S. dollars or increased slightly compared to the year 2003 is 433 million U.S. dollars and rank order compared to 24 handicraft exporters from other countries. Compared with the performance of world markets, handicraft export from Indonesia is very small, namely 0.9 percent. State the main exporter of handicraft products for them is that China reached 16.70 percent and 5.80 percent of India.

Export value of handicraft products of which Indonesia is donated by wood and rattan craft of 43.69 percent, 29.42 percent of various handicrafts, 20.19 percent of the metal, stone and ceramic handicraft 3.76 percent and 2.95 percent of textile crafts.

While the country's main export destination of the United States is 47.17 percent, Japan 8.23 percent, Singapore 4.16 percent, Germany, 3.96 percent, 3.75 percent of the UK, Italy, 3.25 percent, France 3 percent, australia 2.88 percent, 2.50 percent and the Netherlands.

The performance of the import market of the world also continue to show a fairly rapid growth. Value of imports to the world of handicraft products in 2003 was 50.7 billion U.S. dollars with a growth of 10.11 percent compared to the previous year. Among these types of products donated by the metal craft of 42.75 percent, various crafts (32.21%), and stone handicrafts and ceramics (14.22%). While the country is a major importer of U.S. 30.92 per cent, Hong Kong (9.41%), English (8.28%), Japan (8.15%) and Germany (5.37%).

See the data above, the biggest market is the product of the United States and Europe. The two countries are very exotic craft like product from Asia. Moreover, our country is very rich with a variety of materials that are not less of the craft products from other countries in Asia.

Besides the U.S. and Europe, Japan is also the country of export target of a sufficient potential. However, compared to the U.S. and Europe, the Japanese tend to be more choosy and too many demands. Importer and buyer of Japanese often apply a standard of quality product that is too perfect, so it was not a bit of a craft entrepreneurs avoid order from Japan. (*)

Business Recycled Paper

2009-01-11T02:02:00.001+07:00

Along with the development of paper making technology, a variety of color, character and type of paper has been produced in manufacturing. However, paper-paper-products factory is likely to be plain and stereotypes, so it was not able to meet the needs of others who are more artistic. Moreover, some of the community, especially the lovers of the environment, about the impact of the environment due to the needs of wood-wood forest raw materials for paper so big. Departure from the fact this is the idea of recycled paper start to appear.

Paper recycling or also known as paper art popular in the decade of 80's. By applying the same techniques pembuatannya techniques such as making paper manufacturing, part of the community began to try to make recycled paper manually or handmade. From here then arise for a variety of pronouncing the name of handmade paper, such as paper recycling (recycle paper), hand-made paper (Handmade paper), and paper art (art paper) because of its function as the cover art or pelapis products, such as accessories or souvenir .

Term paper art is actually more known among the first printing. This term is never applied to the hand-made paper but also on paper, paper products manufacturer that has a texture, jewelry, or beautiful complexion. While the term recycled paper (recycle paper) have also been previously known among NGOs (NGOs), particularly with a concern for the large number of papers resulting from the use of waste paper that is not economical.

Once people see the business opportunities that prospective enough, the decade in an 90-paper recycling began in commercially produced. In Yogyakarta, some groups of artists to produce recycled paper for the creative process, as in the making of paintings, sculpture, or other experimental art. While in Bandung, appear workshop studio Art Paper Suhuf that produce recycled paper for making products for commercial souvenir. Since that time, paper recycling Dilirik started as a business opportunity which is very interesting.

Now, to meet the needs of the community paper recycling, particularly the order of the exporter and overseas buyer, the producers began to explore alternatives in producing recycled paper in bulk. Of course, without leaving something special and the quality of paper as art. New technology of making recycled paper, such as the use of machines, has begun to be introduced. The fact this is not impossible akan encourage business of making recycled paper into a commercial business that is not home or small-scale industry.

There are a number of reasons why people interested in doing business or to produce recycled paper. Some of the reasons that often terlontar mainly related to environmental issues. In addition, because of raw material there are many around us, is able to absorb the labor force in large numbers so that help eradicate poverty, or any reason for the low investment and does not occupy a complex technology.

From various reasons, there is one fundamental reason enough to be considered before we make an effort to produce or recycled paper. Moreover, if the business is done in a commercial that would have to consider the issues profit margin. Reason is the element of art.

Technically, the process of paper recycling is not different from the other paper-paper that we know so far. However, as the name of art paper, the aspect of someone's creativity and experience determine the quality of the paper dihasilkannya. Creativity will be seen in the pattern or motif, character, texture, color choices, and the strength of paper.

An artist or a person who has aesthetic sensitivity will be very careful in determining the choice of materials dipergunakannya. So also with the knowledge of color and composition, will affect the quality of the art of paper dihasilkannya. Uniqueness and a touch of art is the main element that made the paper recycling has many advantages compared to other paper-paper.

However, as a commercial product, the idealism is only BASED on the beauty of art is not a wise step in to run the business paper recycling is. From experience, there is a striking difference in taste between the people of Europe, the United States, and Japan in terms of color and pattern or motif recycled paper is selected. Therefore, the production of recycled paper of course can not be released to the market tastes. (*)

Look in the mirror's Experience Other Countries

2009-01-08T01:57:00.001+07:00

To give a more concrete picture of the dynamics that we experienced a small business, it seems we need to compare them with conditions in other countries so that we can make the lesson. Interesting example is the experience of small business in the United States. Moreover, the development of small businesses in the U.S. provides a description of success stories.

Results of research conducted by the National Federation of Independent Business found 10 of the main problems faced by small business in the U.S.. Most of these problems related to the costs that must be issued by the small business. Among them the cost of health insurance for workers is the main problem of the most prominent. So also with the social security tax for employees is a fairly heavy burden for a small U.S.

As with small entrepreneurs in Indonesia, a small business in the U.S. also consider the wages of workers as a problem that was ranked third. U.S. government policy that the welfare of workers, seems to be a burden which is considered as a problem in the development business. Even the political pressure felt by small employers to a minimum wage worker is a condition that can not be compromised. Another problem also faced by small employers is the U.S. tax that must be issued to the state. U.S. Government seems to apply strictly the rules so that small entrepreneurs can not berkelit.

Of all the problems faced by small entrepreneurs in the U.S. is the most cost burden that must be removed due to government regulations. Government regulations, both federal governments (central) and the state also felt a lot of harm small businessmen.

However, the development of small businesses in the U.S. was very imposing. According to the study conducted by Harvard Business School, a small business to grow about 15 percent each year with the financing or capital that largely come from internal sources. With this rapid growth, about two-thirds of labor force absorbed by the new small scale industry.

When the dynamics of the U.S. economy is highly dependent on large companies. Industrially oriented growth is able to create employment that is big enough. However, the form of economic disaster recession and oil crisis in the 1970s caused many large companies are reducing the field work. Fortune 500, one of the big companies that previously provided many employment opportunities through a wide variety of businesses, in the period 1974 to 1984 has lost 4 to 6 million job opportunities. So also other institutions such as universities, hospitals, government institutions and the many employment opportunities.

However, in the same period would appear companies in the new amount is fantastik. The Economist magazine notes about 600,000 new companies appear in the U.S. each year. This amount is increased approximately seven-time compared to the period 1950-1960. The amount of new job opportunities are created even reach 40 million. Number of employees who have worked in the period was increased from 71 million to 106 million people. Most rapid growth occurred between 1975 to 1985 where employment increased by 24 million available. Interestingly, the growth of employment opportunities or this is not provided by large companies but by small and medium industru.

According to Peter F Drucker, this phenomenon is a phenomenon that is quite a fundamental change in the U.S. economy. These changes occur due to a shift in managerial economics from the economy to be entrepreneurial. This is based on the fact that many new companies appear exactly small and medium scale. While many large companies would lose their field work. Entrepreneurial phenomenon is occurring not because of the influence of technology. In fact, many of the new company that emerged was based on non-technology.

The emergence of the phenomenon of entrepreneurship is very fantastik in the U.S. is, according to Drucker, related to the cultural and psychological changes in the youth. Young people in the U.S. is different from the typical traditional hedonis, hunters status, and conformist. They are willing to work hard for years and choose the big risk rather than working with large companies in secure or so civil servants.

Entrepreneurial mentality in the U.S. is strong enough this seem related to the culture that they respect the independence and achievement. In addition, the success of SMEs in the U.S. also supported by the open and breadth of their access to various resources that are required, particularly in the form of capital Ventura. Good to start and develop businesses.

So also the experience in Japan to build industrialisasinya highly supported by the small business that is quite robust. Even the role of small and shows a very meaningful contribution. (*)