Smart Savings 101

FDIC Insurance Limits

The FDIC Insurance limits have experienced a major increase as part of Congress' economic bailout package. The FDIC insurance limits have been increased to $250,000 per depositor. For decades the limits were at $150,000. Why Did Congress Increase the FDIC Insurance Limit? The FDIC insurance limit increase is designed to give depositors ...

Top 5 High Interest Savings Accounts for October 2008

As the stock market plummets, you might be looking for a place to put your money. High interest savings accounts are a great investing vehicle in these uncertain financial times. This article will share with your the top 5 high interest savings accounts for October 2008. Washington Mutual Savings Account Even though ...

HSBC Direct Savings Account - 3.5% APY

HSBC Direct has just increased the APY on its savings account to 3.5%. This makes HSBC Direct on of the best high interest savings accounts online. The HSBC Direct savings account is one of the best savings accounts and you need to read this review. HSBC Direct has always had a ...

High Interest Savings Accounts for Kids

Teaching your kids about saving money at an early age might be one of the most important lessons a parent can teach their kids. Too often children are not taught anything about money and this causes them great problems later in life. This article will teach you how to teach ...

Prepaid Credit Cards for College Students

The thought of giving your teenagers your credit cards can be very frightening. Most of us parents trust our children, but they are still children. They are susceptible to peer pressures and immaturity. As an alternative, prepaid credit cards for college students can be a great way to give them ...

Learn How to Be Rich Buffet Style

JLP from AllFinancialMatters had a great article today titled, Warren Buffett’s 10 Ways to Get Rich. There is a lot of wisdom in this article. If you want to learn how to be rich Buffet style, these 10 tips are a good start. 1. Reinvest your profits - this is ...

Bank CD Rates Going Up

If you are looking for places to save money, you might want to consider investing in CDs. While high interest savings accounts are still very attractive, bank CD rates are going up nationwide. Now might be the time to invest your short-term savings into certificates of deposits. Wachovia CD Rates The Wachoiva ...

ING Direct CD Rates - August 2008

ING Direct has finally increased its ING Direct CD rates. While these are not the best cd rates in the United States, ING CDs are now at least competitive. This article will discuss the ING DIrect CD rates on its 6 month CD, 12 month CD and 18 month CD. The ...

10 Tips To Save Money on Gas

Like all Americans, I am becoming obsessed with saving money on gas. With the price of gas reaching $4 to $5, small changes in our lives can mean big savings on the amount of money we spend of gas. If you employ these tips and reduce your gas ...

Schwab Checking Account Review

The Schwab high yield checking account is one of the best high yield checking accounts in the United States. In addition to opening high interest savings accounts, everyone should have a high yield checking account. Schwab just started offering it checking account in 2007 and it has been getting a ...