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	<title>Sriraksha Financial Planning Services</title>
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		<title>Personal finance resolutions for FY 2022-2023</title>
		<link>https://srirakshafp.com/2022/04/01/personal-finance-resolutions-for-fy-2022-2023/</link>
					<comments>https://srirakshafp.com/2022/04/01/personal-finance-resolutions-for-fy-2022-2023/#respond</comments>
		
		<dc:creator><![CDATA[Annapurna Shastri]]></dc:creator>
		<pubDate>Fri, 01 Apr 2022 17:49:18 +0000</pubDate>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[portfolio diversification]]></category>
		<category><![CDATA[Tax Planning]]></category>
		<guid isPermaLink="false">http://srirakshafp.com/?p=5032</guid>

					<description><![CDATA[The last two years saw a lot of turbulence in the personal finance and investment space. Covid triggered stock market crash followed by a quick recovery and again followed by a small correction, high inflation, low interest rates, and the ongoing Geo -political crisis due to the Russia-Ukraine war. Today as we step into the [&#8230;]]]></description>
		
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		<title>Covid Insurance Cover : Do you need one ?</title>
		<link>https://srirakshafp.com/2020/07/21/covid-insurance-cover-do-you-need-one/</link>
					<comments>https://srirakshafp.com/2020/07/21/covid-insurance-cover-do-you-need-one/#respond</comments>
		
		<dc:creator><![CDATA[Annapurna Shastri]]></dc:creator>
		<pubDate>Tue, 21 Jul 2020 18:33:10 +0000</pubDate>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Corona Kavach]]></category>
		<category><![CDATA[COVID INSURANCE]]></category>
		<category><![CDATA[COVID POLICY]]></category>
		<guid isPermaLink="false">http://srirakshafp.com/?p=4583</guid>

					<description><![CDATA[As per the latest data, the highly contagious covid pandemic has affected about 14.6 million people across the world, with over 6 lakh people already having succumbed to the disease. And the virus keeps spreading at alarming rates, with no signs of abating, even as the world is struggling to find vaccines, cure or a [&#8230;]]]></description>
		
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			<media:title type="html">anushastri</media:title>
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		<title>7.75 % savings (taxable) Bonds to be launched in a new avatar from  1 July 2020</title>
		<link>https://srirakshafp.com/2020/06/29/7-75-savings-taxable-bonds-to-be-launched-in-a-new-avatar-from-1-july-2020/</link>
					<comments>https://srirakshafp.com/2020/06/29/7-75-savings-taxable-bonds-to-be-launched-in-a-new-avatar-from-1-july-2020/#respond</comments>
		
		<dc:creator><![CDATA[Annapurna Shastri]]></dc:creator>
		<pubDate>Mon, 29 Jun 2020 18:51:40 +0000</pubDate>
				<category><![CDATA[Fixed deposits]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[7.75 % BONDS]]></category>
		<category><![CDATA[FLOATING RATE BONDS]]></category>
		<category><![CDATA[GOI BONDS]]></category>
		<guid isPermaLink="false">http://srirakshafp.com/?p=4579</guid>

					<description><![CDATA[The popular 7.75 % savings bonds, which were also known as GOI bonds or RBI bonds were withdrawn for subscription last month w.e.f 29 May 2020. Come 1st July, the bonds are being re introduced in an entirely new avatar and will be called Floating Rate Savings Bonds 2020 (taxable). Here are some of its [&#8230;]]]></description>
		
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			<media:title type="html">anushastri</media:title>
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			<media:title type="html">The Savings (Taxable) Bonds 2018: are they for you?</media:title>
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		<title>Sovereign gold bonds have these disadvantages too!</title>
		<link>https://srirakshafp.com/2020/06/10/sovereign-gold-bonds-have-these-disadvantages-too/</link>
					<comments>https://srirakshafp.com/2020/06/10/sovereign-gold-bonds-have-these-disadvantages-too/#respond</comments>
		
		<dc:creator><![CDATA[Annapurna Shastri]]></dc:creator>
		<pubDate>Wed, 10 Jun 2020 03:44:47 +0000</pubDate>
				<category><![CDATA[Product Review]]></category>
		<category><![CDATA[SGB]]></category>
		<category><![CDATA[sovereign gold bonds]]></category>
		<guid isPermaLink="false">http://srirakshafp.com/?p=4573</guid>

					<description><![CDATA[The ongoing issue of sovereign gold bonds open from 8 June 2020 to 12 June 2020 has brokers and agents outdoing each other by glorifying its benefits to the potential investors. Since there is enough and more being written how it is a not-to-be missed investment opportunity, this post is not about the “pros” of [&#8230;]]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
		
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			<media:title type="html">anushastri</media:title>
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			<media:title type="html">Sovereign Gold Bond 2020 subscription opens today; get Rs 50 per ...</media:title>
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		<title>Navigating your Equity Investments in the current scenario</title>
		<link>https://srirakshafp.com/2020/06/03/navigating-your-equity-investments-in-the-current-scenario/</link>
					<comments>https://srirakshafp.com/2020/06/03/navigating-your-equity-investments-in-the-current-scenario/#respond</comments>
		
		<dc:creator><![CDATA[Annapurna Shastri]]></dc:creator>
		<pubDate>Wed, 03 Jun 2020 17:56:17 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://srirakshafp.com/?p=4566</guid>

					<description><![CDATA[The global pandemic has resulted in a secular stock market downturn since February. In just over a month starting from the 3rd week of February, the Nifty corrected by over 35 %. Though it has recovered slightly from that low, it is at a 25 % discount to its price before the start of this [&#8230;]]]></description>
		
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			<media:title type="html">anushastri</media:title>
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		<title>GOLD- A SAFE HAVEN DURING A GLOBAL CRISIS?</title>
		<link>https://srirakshafp.com/2020/06/02/gold-a-safe-haven-during-a-global-crisis/</link>
					<comments>https://srirakshafp.com/2020/06/02/gold-a-safe-haven-during-a-global-crisis/#respond</comments>
		
		<dc:creator><![CDATA[Annapurna Shastri]]></dc:creator>
		<pubDate>Tue, 02 Jun 2020 19:22:51 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://srirakshafp.com/?p=4563</guid>

					<description><![CDATA[Gold has always been perceived as a safe haven to invest in during times of global crisis. So it is not surprising that in the current times of the covid pandemic and fears of a long drawn global recession gold prices have been on an uptrend and in spite of gold currently being at an [&#8230;]]]></description>
		
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			<media:title type="html">anushastri</media:title>
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		<title>Declining interest rates and alternate investment options</title>
		<link>https://srirakshafp.com/2016/11/28/declining-interest-rates-and-alternate-investment-options/</link>
					<comments>https://srirakshafp.com/2016/11/28/declining-interest-rates-and-alternate-investment-options/#respond</comments>
		
		<dc:creator><![CDATA[Annapurna Shastri]]></dc:creator>
		<pubDate>Mon, 28 Nov 2016 12:52:47 +0000</pubDate>
				<category><![CDATA[Fixed deposits]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Fixed Income]]></category>
		<category><![CDATA[LOW RISK INVESTMENTS]]></category>
		<guid isPermaLink="false">http://srirakshafp.com/?p=4477</guid>

					<description><![CDATA[&#160; Interest rates in India were on a steady decline for the last few years and the demonetization of 500 and 1000 rupee notes has just accelerated the process. Many banks like ICICI Bank, HDFC Bank, Canara bank have announced a rate cut (ranging from 10 bps -0.10 % to 50 bps -0.50 % depending [&#8230;]]]></description>
		
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			<media:title type="html">anushastri</media:title>
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