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	<title>Sriraksha Financial Planning Services</title>
	
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	<description>Articles on personal finance relevant to India</description>
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		<title>Sriraksha Financial Planning Services</title>
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		<title>Difference between RGESS and ELSS</title>
		<link>http://srirakshafp.com/2013/05/21/difference-between-rgess-and-elss/</link>
		<comments>http://srirakshafp.com/2013/05/21/difference-between-rgess-and-elss/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:47:53 +0000</pubDate>
		<dc:creator>Annapurna</dc:creator>
				<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[ELSS]]></category>
		<category><![CDATA[RGESS]]></category>
		<category><![CDATA[RGESS VS ELSS]]></category>

		<guid isPermaLink="false">http://srirakshafp.com/?p=2680</guid>
		<description><![CDATA[Budget 2012 introduced RGESS ( Rajiv Gandhi Equity Saving Scheme ), a scheme which allows tax rebate/tax deduction for investment in specified equity schemes. Since there already exists another similarly structured scheme called the ELSS ( Equity Linked Saving Scheme ) under which an investor can claim tax rebate u/s 80C up to Rs. 1 [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=srirakshafp.com&#038;blog=33723937&#038;post=2680&#038;subd=srirakshafp&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">anushastri</media:title>
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		<title>When is a guarantor required for a loan?</title>
		<link>http://srirakshafp.com/2013/05/17/when-is-a-guarantor-required-for-a-loan/</link>
		<comments>http://srirakshafp.com/2013/05/17/when-is-a-guarantor-required-for-a-loan/#comments</comments>
		<pubDate>Fri, 17 May 2013 02:24:35 +0000</pubDate>
		<dc:creator>Annapurna</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Guarantor to a loan]]></category>
		<category><![CDATA[loan guarantee]]></category>

		<guid isPermaLink="false">http://srirakshafp.com/?p=2676</guid>
		<description><![CDATA[While we are on the topic of loan guarantee, (See previous post- Guaranteeing a loan? Be careful!) it is important to know why and when will the lending bank insist on a guarantor to approve your loan. When a guarantor may be required? If the applicant does not have a regular income. If he is [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=srirakshafp.com&#038;blog=33723937&#038;post=2676&#038;subd=srirakshafp&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<title>Guaranteeing a loan? Be careful!</title>
		<link>http://srirakshafp.com/2013/05/10/guaranteeing-a-loan-be-careful/</link>
		<comments>http://srirakshafp.com/2013/05/10/guaranteeing-a-loan-be-careful/#comments</comments>
		<pubDate>Fri, 10 May 2013 02:00:00 +0000</pubDate>
		<dc:creator>Annapurna</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[guaranteeing a loan]]></category>
		<category><![CDATA[Guarantor to a loan]]></category>

		<guid isPermaLink="false">http://srirakshafp.com/?p=2634</guid>
		<description><![CDATA[Jay and Vijay are around 35 years of age and are childhood friends, who went to the same school and later passed out from the same engineering college. Jay settled down for the standard software job and now, 13 years later is in the middle management position and draws a handsome salary. Vijay wanted to [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=srirakshafp.com&#038;blog=33723937&#038;post=2634&#038;subd=srirakshafp&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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			<media:title type="html">anushastri</media:title>
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		<title>Financial awareness – a must for all</title>
		<link>http://srirakshafp.com/2013/05/04/financial-awareness-a-must-for-all/</link>
		<comments>http://srirakshafp.com/2013/05/04/financial-awareness-a-must-for-all/#comments</comments>
		<pubDate>Sat, 04 May 2013 04:00:06 +0000</pubDate>
		<dc:creator>Annapurna</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[finance courses]]></category>
		<category><![CDATA[Financial literacy]]></category>
		<category><![CDATA[knowledge of finances]]></category>

		<guid isPermaLink="false">http://srirakshafp.com/?p=2619</guid>
		<description><![CDATA[&#160; &#160; I still remember the first class of my MBA finance course. Stressing on the importance of our chosen stream of specialization, our professor had said “One who studies finance need not know about HR, IT or marketing, but even those who study or will make a career in the above mentioned areas will [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=srirakshafp.com&#038;blog=33723937&#038;post=2619&#038;subd=srirakshafp&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">anushastri</media:title>
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			<media:title type="html">English: Macroaxis Wealth Management Large Image</media:title>
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		<title>What to do with an unwanted/orphaned/mis-sold/ lapsed insurance policy</title>
		<link>http://srirakshafp.com/2013/04/29/what-to-do-with-an-unwantedorphanedmis-sold-lapsed-insurance-policy/</link>
		<comments>http://srirakshafp.com/2013/04/29/what-to-do-with-an-unwantedorphanedmis-sold-lapsed-insurance-policy/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 05:06:49 +0000</pubDate>
		<dc:creator>Annapurna</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[lapsed policy]]></category>
		<category><![CDATA[orphaned policy]]></category>
		<category><![CDATA[unwanted policies]]></category>

		<guid isPermaLink="false">http://srirakshafp.com/?p=2480</guid>
		<description><![CDATA[It wouldn’t be surprising if most of us hold at least one of the above mentioned Insurance policies- and keep holding them just because we do not know what to do with them. To start with, an explanation of the above terms- Unwanted policies – Taken under obligation, as a relative or a close friend [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=srirakshafp.com&#038;blog=33723937&#038;post=2480&#038;subd=srirakshafp&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">anushastri</media:title>
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		<title>Available options for global investments</title>
		<link>http://srirakshafp.com/2013/04/24/available-options-for-global-investments/</link>
		<comments>http://srirakshafp.com/2013/04/24/available-options-for-global-investments/#comments</comments>
		<pubDate>Wed, 24 Apr 2013 05:52:25 +0000</pubDate>
		<dc:creator>Annapurna</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Global investment]]></category>
		<category><![CDATA[investment abroad]]></category>

		<guid isPermaLink="false">http://srirakshafp.com/?p=2345</guid>
		<description><![CDATA[Having understood the benefits of global diversification (see prev. post &#8211; Why should you diversify your portfolio globally?), here is a list of the various options available for investors. Mutual Funds Global mutual funds offer a quick and relatively inexpensive way to diversify, especially for small investors who do not have a substantial sum to [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=srirakshafp.com&#038;blog=33723937&#038;post=2345&#038;subd=srirakshafp&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Why should you diversify your portfolio globally?</title>
		<link>http://srirakshafp.com/2013/04/18/why-should-you-diversify-your-portfolio-globally/</link>
		<comments>http://srirakshafp.com/2013/04/18/why-should-you-diversify-your-portfolio-globally/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 03:01:36 +0000</pubDate>
		<dc:creator>Annapurna</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[diversification]]></category>
		<category><![CDATA[global investments]]></category>
		<category><![CDATA[international funds]]></category>

		<guid isPermaLink="false">http://srirakshafp.com/?p=2329</guid>
		<description><![CDATA[&#160; &#160; We all are aware of the benefits of diversification and all of us try and maximize the returns and reduce the risk by maintaining a good mix of stocks, mutual funds, gold, real estate, fixed income and getting it managed professionally. Talking of global investments, one might argue or question whether it is [&#8230;]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=srirakshafp.com&#038;blog=33723937&#038;post=2329&#038;subd=srirakshafp&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Forex Money for International Curency</media:title>
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