<?xml version="1.0" encoding="utf-8"?><rss xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" version="2.0"><channel><title>JoeUser Forums » RSS Feed » Consumer Issues Posts</title><link>https://feeds.feedburner.com/Stardock/JoeUser/forum/12</link><copyright>© 2006 - 2026 Stardock Corporation. All rights reserved.</copyright><description>Recent Posts In Consumer Issues</description><language>en-us</language><pubDate>Wed, 11 Mar 2026 3:11:20 PM -0400</pubDate><lastBuildDate>Wed, 11 Mar 2026 3:11:20 PM -0400</lastBuildDate><docs>http://cyber.law.harvard.edu/rss/rss.html</docs><generator>Stardock Rss Generator v1.0</generator><managingEditor>info@stardock.com</managingEditor><webMaster>kwilas@stardock.com</webMaster><item><author>Chibiabos</author><comments>https://forums.joeuser.com/467214</comments><description><![CDATA[I  try  to buy and do business conscientiously, but must confess I fall short a lot on my own principles. &nbsp;I&#39;m doing my best to put the breaks on buying Made-in-China, for instance, not because I&#39;m a nationalist, but because when I think about the human rights and environmental condition shortcuts made to give made-in-China immoral and unethical economical advantages, I realize I should exercise some responsibility. &nbsp;Its proving very difficult, though, as some things are very h...]]></description><guid isPermaLink="True">https://forums.joeuser.com/467214</guid><link>https://forums.joeuser.com/467214</link><pubDate>Thu, 11 Jun 2015 8:29:21 AM -0400</pubDate><pubDateParsed>2015-06-11T08:29:21-04:00</pubDateParsed><title>State of Games:  Pay to Beta-Test</title></item><item><author>Locamama</author><comments>https://forums.joeuser.com/379288</comments><description><![CDATA[   So are you a good tipper?&nbsp; Who do you tip?&nbsp; What percentage?&nbsp; Is there ever a time you resent being asked for a tip or seeing that tip jar out?  I tip if I eat in a restaurant.&nbsp; I do feel that when they take my order, bring my food, refill my drinks they deserve a tip.&nbsp; I generally tip about 15% sometimes more if it is excellent service.&nbsp; I do not tip when I order carryout food and I don't understand why they expect a tip when all they did is put my order in ...]]></description><guid isPermaLink="True">https://forums.joeuser.com/379288</guid><link>https://forums.joeuser.com/379288</link><pubDate>Thu, 30 Aug 2012 8:32:27 AM -0400</pubDate><pubDateParsed>2012-08-30T08:32:27-04:00</pubDateParsed><title>Let's talk about tipping</title></item><item><author>Phil Osborn</author><comments>https://forums.joeuser.com/386090</comments><description><![CDATA[I just submitted this to the state of California at insurance.ca.gov/0250-insurers/IndHlthRateFilings, in response to an article about Anthem Blue Cross&#39;s application to raise rates by about 20% next year.&nbsp; Note that previously they had insisted that they needed to raise rates by about 40%, due to increasing costs.&nbsp; However, the parent company, WellPoint*, was audited and somehow, via such standard accounting practices as double-billing,&nbsp;as they admitted, they had lost track o...]]></description><guid isPermaLink="True">https://forums.joeuser.com/386090</guid><link>https://forums.joeuser.com/386090</link><pubDate>Thu, 30 Aug 2012 8:15:36 AM -0400</pubDate><pubDateParsed>2012-08-30T08:15:36-04:00</pubDateParsed><title>The Claims Games</title></item><item><author>holleli</author><comments>https://forums.joeuser.com/414207</comments><description><![CDATA[Although a new computer is perhaps the  personalized christmas gifts , lots of less expensive possibilities are out there for an 8-year-old boy attracted to technology. Interactive software programs of all sorts can provide hours of fun and learning on the family computer. In addition, handheld electronic games are popular, such as Thumb Warriors from Radica, which will delight an 8-year-old when he discovers the enemy&#39;s "trigger of doom" and hears his opponent cry in defeat. Skannerz Racerz...]]></description><guid isPermaLink="True">https://forums.joeuser.com/414207</guid><link>https://forums.joeuser.com/414207</link><pubDate>Sun, 11 Dec 2011 5:12:04 PM -0500</pubDate><pubDateParsed>2011-12-11T17:12:04-05:00</pubDateParsed><title>personalized christmas gifts</title></item><item><author>terpfan1980</author><comments>https://forums.joeuser.com/401227</comments><description><![CDATA[I don't know why I have to get forced into a love/hate relationship with Amazon, but it seems that I do.  As a buyer, I love dealing with Amazon.&nbsp; The experience is pretty hard to beat, and as evidenced in a recent news article about customer service and bad actors and the lack of such on Amazon, it's pretty easy to justify buying via Amazon.&nbsp; If you happen to hit a bad customer service experience, Amazon will step in and make it right, and rather swiftly the bad seller will find the...]]></description><guid isPermaLink="True">https://forums.joeuser.com/401227</guid><link>https://forums.joeuser.com/401227</link><pubDate>Thu, 02 Dec 2010 4:04:15 PM -0500</pubDate><pubDateParsed>2010-12-02T16:04:15-05:00</pubDateParsed><title>Amazon chases away...</title></item><item><author>terpfan1980</author><comments>https://forums.joeuser.com/391969</comments><description><![CDATA[Argh!!&nbsp; I really, really, really hate (and I hate to use that word as I try not to have hatred for others) the chuckleheads at PayFlex USA.&nbsp; What a bunch of frackin' idjits they are there.  I've been fighting -- over the last&nbsp;2 months (give or take) -- requests that they sent me to provide additional documentation for dental work done back in May.&nbsp; They demanded supporting documentation for work that was done and I provided the supporting documentation they asked for, but i...]]></description><guid isPermaLink="True">https://forums.joeuser.com/391969</guid><link>https://forums.joeuser.com/391969</link><pubDate>Mon, 20 Sep 2010 4:50:23 PM -0400</pubDate><pubDateParsed>2010-09-20T16:50:23-04:00</pubDateParsed><title>I hate PayFlex</title></item><item><author>eolufson1967</author><comments>https://forums.joeuser.com/386829</comments><description><![CDATA[I have owned a Credit Repair/Restoration company, Credit-CPR, for almost 10 years now. It is amazing to me that as credit oriented that this country is that our school system doesn&rsquo;t teach us a thing about in all our years of both public and private schooling. We generally don&rsquo;t learn about credit until we get out there in the real world. Even those of us with great credit scores don&rsquo;t seem to have a clue how that score is computed. I always encourage people to take on my job t...]]></description><guid isPermaLink="True">https://forums.joeuser.com/386829</guid><link>https://forums.joeuser.com/386829</link><pubDate>Thu, 08 Jul 2010 11:13:23 AM -0400</pubDate><pubDateParsed>2010-07-08T12:13:23</pubDateParsed><title>Collections. To pay or not to pay?</title></item><item><author>larryviel</author><comments>https://forums.joeuser.com/386436</comments><description><![CDATA[We just got our tax refunds today so the guys are already asking around who are up for a round of drinks. While they were kidding around as to who is going to pay the tab later, they asked what I plan to do with the tax refund I just got. I just smiled at them and told them that I&rsquo;ll use it for something else, leaving them to think about what that something is. But the truth is, I do not plan on spending my tax refund anywhere else.  Some of you will think this is a crazy idea. It&rsquo;...]]></description><guid isPermaLink="True">https://forums.joeuser.com/386436</guid><link>https://forums.joeuser.com/386436</link><pubDate>Sun, 04 Jul 2010 1:03:33 AM -0400</pubDate><pubDateParsed>2010-07-04T01:03:33-04:00</pubDateParsed><title>Hooray for Tax Refunds!</title></item><item><author>larryviel</author><comments>https://forums.joeuser.com/386435</comments><description><![CDATA[Ever since I&rsquo;ve read all about Sherlock Holmes, I&rsquo;ve dreamed of becoming a detective someday. &nbsp;Many years and a college degree later, I didn&rsquo;t turn out to be the crime-stopping detective of my dreams. &nbsp;But that didn&rsquo;t mean that I totally forgot all about my dream. From time to time, I do a little detective work for my friends and relatives. Not to find where the car keys are misplaced (for the nth time), or prove that the dog really ate the kids&rsquo; homework....]]></description><guid isPermaLink="True">https://forums.joeuser.com/386435</guid><link>https://forums.joeuser.com/386435</link><pubDate>Sun, 04 Jul 2010 1:02:41 AM -0400</pubDate><pubDateParsed>2010-07-04T01:02:41-04:00</pubDateParsed><title>Financial Sherlock for a Day</title></item><item><author>larryviel</author><comments>https://forums.joeuser.com/386434</comments><description><![CDATA[If you&rsquo;re like me who hates Math (okay fine. You don&rsquo;t hate Math.&nbsp; Math hates you.  ), then you&rsquo;re probably cringing at the thought of making your own financial plan. Finance = Math, so it has A LOT to do with numbers, right?  Don&rsquo;t hit your head on the wall yet. Financial planning isn&rsquo;t as bad as you think it is.&nbsp; It may not look fun, but it can be a very rewarding thing to do.  So how do you start? No button bashing on the calculators just yet. The o...]]></description><guid isPermaLink="True">https://forums.joeuser.com/386434</guid><link>https://forums.joeuser.com/386434</link><pubDate>Sun, 04 Jul 2010 1:01:21 AM -0400</pubDate><pubDateParsed>2010-07-04T01:01:21-04:00</pubDateParsed><title>Baby Steps of a Financial Plan</title></item><item><author>Phil Osborn</author><comments>https://forums.joeuser.com/385730</comments><description><![CDATA[Some years back, Ralphs got busted big-time for systematic overcharges of its grocery customers.&nbsp; As a legal consequence they had to offer all kinds of bonuses - free groceries, for example - for every overcharge that a customer caught on their receipt.&nbsp; I had been checking my receipts for years by then and about half the time there would be an error of a few dollars.&nbsp; I collected big-time when the penalty policies were implemented.&nbsp;  Now Ralphs, Food-4-Less&nbsp;and&nbsp;t...]]></description><guid isPermaLink="True">https://forums.joeuser.com/385730</guid><link>https://forums.joeuser.com/385730</link><pubDate>Mon, 28 Jun 2010 8:14:10 AM -0400</pubDate><pubDateParsed>2010-06-28T08:14:10-04:00</pubDateParsed><title>Corporate Culture and other Oxymorons</title></item><item><author>terpfan1980</author><comments>https://forums.joeuser.com/385232</comments><description><![CDATA[Argh!&nbsp; I booked flights on American Airlines a few weeks ago and booked a later afternoon/evening flight so that I'd have time to get some work done during the day before flying out.&nbsp; As if!  It seems that American Airlines has been taken over by SouthWest Airlines, or so it would appear from the the service that I've gotten from American thus far.&nbsp; When I went online to check-in for my flight I find that I can't check-in because I don't have assigned/selected seats yet.&nbsp; O...]]></description><guid isPermaLink="True">https://forums.joeuser.com/385232</guid><link>https://forums.joeuser.com/385232</link><pubDate>Wed, 23 Jun 2010 8:47:16 AM -0400</pubDate><pubDateParsed>2010-06-23T08:47:16-04:00</pubDateParsed><title>Since when did SouthWest Airlines take over American?</title></item><item><author>Leauki</author><comments>https://forums.joeuser.com/384382</comments><description><![CDATA[Since I just sold a flat in Berlin (my dad was using it until late last year) and since I am thinking of buying a place in a few years, I searched the Web for property and mortgage information, theoretical such.  I found this interesting article from 2007 which gives an example of how circumstances can change. Don't bother reading the article itself, I will quote the relevant sections and numbers.   http://drhousingbubble.blogspot.com/2007/07/foreclosure-story-how-does-process-look.html   ...]]></description><guid isPermaLink="True">https://forums.joeuser.com/384382</guid><link>https://forums.joeuser.com/384382</link><pubDate>Wed, 16 Jun 2010 3:28:45 PM -0400</pubDate><pubDateParsed>2010-06-16T15:28:45-04:00</pubDateParsed><title>Home Owners and Foreclosures: Can Somebody Explain to Me...</title></item><item><author>calmont</author><comments>https://forums.joeuser.com/377811</comments><description><![CDATA[&nbsp;  Our world is advancing in all technology and medicine is reaching new heights. With the advancements in such things we depend on cables and wires are extremely important for such the medical field, the military and in everyday use for things like cell phones, computers, games and there accessories. We need more lightweight cables that strip easily and can fit in to tight places.&nbsp; Flexible wire &nbsp;and&nbsp; flexible cable &nbsp;may be required in just about anything. Flexible ca...]]></description><guid isPermaLink="True">https://forums.joeuser.com/377811</guid><link>https://forums.joeuser.com/377811</link><pubDate>Wed, 10 Mar 2010 7:49:56 AM -0500</pubDate><pubDateParsed>2010-03-10T07:49:56-05:00</pubDateParsed><title>calmont</title></item><item><author>Zargon</author><comments>https://forums.joeuser.com/375555</comments><description><![CDATA[Today I was let down by PayPal.&nbsp; Here is how it happened.  About ten years ago someone opened a PayPal account in my name.&nbsp; The account was fraudulent, and the only way I found out about it was an accident.&nbsp; I tried to add one of my credit cards to my PayPal account and was rejected because the credit card was already tied to another PayPal account.&nbsp; Another PayPal account?&nbsp; What?&nbsp; I don't have any other PayPal accounts!&nbsp; So I called PayPal, and the FBI... ...]]></description><guid isPermaLink="True">https://forums.joeuser.com/375555</guid><link>https://forums.joeuser.com/375555</link><pubDate>Thu, 11 Feb 2010 9:39:56 PM -0500</pubDate><pubDateParsed>2010-02-11T21:39:56-05:00</pubDateParsed><title>PayPal, ER Solutions and Fraud</title></item><item><author>ZubaZ</author><comments>https://forums.joeuser.com/374015</comments><description><![CDATA[Sometimes it seems like the basics are forgotten.   It all starts with this. There are two parts to customer experience: the customer, and the experience.  The  CUSTOMER  is a person. A human being. Your neighbor, your aunt, your postman, your car mechanic, your librarian. This is a person who deserves to be listened to, not just "monetized" or reduced to a number in a database somewhere in the cloud.  The  EXPERIENCE  is everything that happens to that person as they interact with your co...]]></description><guid isPermaLink="True">https://forums.joeuser.com/374015</guid><link>https://forums.joeuser.com/374015</link><pubDate>Wed, 20 Jan 2010 9:26:56 AM -0500</pubDate><pubDateParsed>2010-01-20T09:26:56-05:00</pubDateParsed><title>Short course in customer experience</title></item><item><author>mmzzin</author><comments>https://forums.joeuser.com/31313</comments><description><![CDATA[                   Qipao              ( ch'ipau ,            qi           pao ) is one of the most typical, traditional costumes for Chinese           women. Also known as  cheongsam ,           it is like a wonderful flower in the Chinese colorful fashion scene           because of its particular charm.                      Cheongsam is fit to Chinese women’s slim figure, especially the Shanghai           girls. The following four factors promote the fashion’s generation and           popular...]]></description><guid isPermaLink="True">https://forums.joeuser.com/31313</guid><link>https://forums.joeuser.com/31313</link><pubDate>Mon, 14 Dec 2009 1:59:20 PM -0500</pubDate><pubDateParsed>2009-12-14T13:59:20-05:00</pubDateParsed><title>Chinese clothing, Cheongsam, Qipao</title></item><item><author>foreverserenity</author><comments>https://forums.joeuser.com/143176</comments><description><![CDATA[   I received this in an email and thought it would be good advice to share!  ____________________________  A corporate attorney sent the following out to the employees in his company.  1.  The next time you order checks have only your initials (instead of first name) and last name put on them.  If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.  2.  Do not sign the back...]]></description><guid isPermaLink="True">https://forums.joeuser.com/143176</guid><link>https://forums.joeuser.com/143176</link><pubDate>Sun, 15 Nov 2009 9:09:26 PM -0500</pubDate><pubDateParsed>2009-11-15T21:09:26-05:00</pubDateParsed><title>ATTORNEY'S ADVICE-----NO CHARGE</title></item><item><author>ldfmera</author><comments>https://forums.joeuser.com/340480</comments><description><![CDATA[The role of IT has developed along with the changes that have occurred over the last five years, and there is now extensive use of internal email, remote email and online access to accounts and inventory. Groupware features such as Windows for Workgroups are also used to enable better and more efficient team work. These have been to the extent that the managing director considered the changes could not have occurred without the facilitation of IT.  A great deal of trust was required initially,...]]></description><guid isPermaLink="True">https://forums.joeuser.com/340480</guid><link>https://forums.joeuser.com/340480</link><pubDate>Tue, 20 Oct 2009 4:02:04 AM -0400</pubDate><pubDateParsed>2009-10-20T04:02:04-04:00</pubDateParsed><title>The role of IT</title></item><item><author>Abe Cubbage</author><comments>https://forums.joeuser.com/363694</comments><description><![CDATA[&nbsp;   http://www.youtube.com/watch?v=jGC1mCS4OVo&amp;feature=player_embedded   ]]></description><guid isPermaLink="True">https://forums.joeuser.com/363694</guid><link>https://forums.joeuser.com/363694</link><pubDate>Mon, 14 Sep 2009 9:42:35 PM -0400</pubDate><pubDateParsed>2009-09-14T21:42:35-04:00</pubDateParsed><title>BoA Customer Gives The Bank A Piece Of Her Mind On YouTube</title></item><item><author>slaporakas</author><comments>https://forums.joeuser.com/356965</comments><description><![CDATA[that this information came from hearsay only. DiNoia, who has been at the bishops' conference for four years, handles doctrinal topics that touch both on faith and morals. That work has broadened considerably into ethical areas, such as in health care issues.  He described the work as "more than a 9-5 job. It's all-consuming." In addition to his teaching load, one course a semester, DiNoia edits the quarterly philosophy/theology journal The Thomist.  In the Dominican election process, the electi...]]></description><guid isPermaLink="True">https://forums.joeuser.com/356965</guid><link>https://forums.joeuser.com/356965</link><pubDate>Sun, 21 Jun 2009 2:09:10 AM -0400</pubDate><pubDateParsed>2009-06-21T02:09:10-04:00</pubDateParsed><title>The U.S. Eastern Province</title></item><item><author>UpsideDownGC</author><comments>https://forums.joeuser.com/141593</comments><description><![CDATA[   .               I just cancelled my subscription to downloadable computer game provider GameTap. I started my subscription without any real hassle, taking advantage of a promotion offering the service for one month at 99 cents, and then $9.99/month afterwards. Signing up was easy and only required me to create an account by entering a username, password, secret 	question and answer, as well as an e-mail address, and after account creation I entered billing information for my credit card, as w...]]></description><guid isPermaLink="True">https://forums.joeuser.com/141593</guid><link>https://forums.joeuser.com/141593</link><pubDate>Thu, 07 May 2009 9:48:59 AM -0400</pubDate><pubDateParsed>2009-05-07T09:48:59-04:00</pubDateParsed><title>How NOT to Handle Subscription Cancellations: GameTap</title></item><item><author>StephenRoy</author><comments>https://forums.joeuser.com/305098</comments><description><![CDATA[     Paid Survey Sites - Reviews.              &nbsp;           Total Sites Reviewed: 22 &nbsp;&nbsp;  Legitimate Sites: 3             &nbsp;          Paid Survey Sites Reviews is a&nbsp;forum set up to try and separate some of the good from the bad regarding the large number of online money making and paid survey websites out there. Paid Survey Sites Reviews aims to review and rate a variety of these paid survey sites,&nbsp;pass these reviews on to our readers, and let them know how the sites r...]]></description><guid isPermaLink="True">https://forums.joeuser.com/305098</guid><link>https://forums.joeuser.com/305098</link><pubDate>Mon, 04 May 2009 3:15:05 AM -0400</pubDate><pubDateParsed>2009-05-04T03:15:05-04:00</pubDateParsed><title>Reviews of Paid Survey Sites and Programs.</title></item><item><author>Kmurphy994</author><comments>https://forums.joeuser.com/340146</comments><description><![CDATA[Banks Beating Up On Consumers!!  What is going on in the Financial world?  All of a sudden the Banks are going crazy- I was refused a mortgage from my bank for 30% of the adjusted market value because my credit score is only 680. ( They just wrote a mortgage for me 8 months ago with the same credit score) Evidently, paying your bills on time and having more cash in the bank than what you are asking for in use of a mortgage is not important. Yes, I have three times as much cash&nbsp; in their...]]></description><guid isPermaLink="True">https://forums.joeuser.com/340146</guid><link>https://forums.joeuser.com/340146</link><pubDate>Wed, 18 Feb 2009 12:56:54 PM -0500</pubDate><pubDateParsed>2009-02-18T09:56:54</pubDateParsed><title>What's with Banks?</title></item><item><author>foreverserenity</author><comments>https://forums.joeuser.com/335804</comments><description><![CDATA[ There are so many people who don't agree with this.&nbsp; Why should the Government continue to give bailouts?&nbsp; We know the pros and cons of all this.&nbsp; Those reasons I won't go into because they've all been discussed already.&nbsp; The people did receive help last year, with money that was supposed to be used to spread into our local areas so that it would boost&nbsp;our economy.&nbsp; That didn't work.&nbsp; Most people did the best thing, took care of bills.&nbsp; Some did spend. So...]]></description><guid isPermaLink="True">https://forums.joeuser.com/335804</guid><link>https://forums.joeuser.com/335804</link><pubDate>Mon, 09 Feb 2009 11:36:26 AM -0500</pubDate><pubDateParsed>2009-02-09T12:36:26</pubDateParsed><title>We the People Should Get a Bailout too</title></item></channel></rss>