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	<title>Sterling Effort</title>
	
	<link>http://www.sterlingeffort.com</link>
	<description>A Personal Finance Blog</description>
	<lastBuildDate>Fri, 26 Apr 2013 17:27:44 +0000</lastBuildDate>
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		<title>Looking after yourself: the financial side of retirement</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/wXRAPEMt3Ps/yourself-financial-side-retirement</link>
		<comments>http://www.sterlingeffort.com/yourself-financial-side-retirement#comments</comments>
		<pubDate>Fri, 26 Apr 2013 17:24:00 +0000</pubDate>
		<dc:creator>Guest Post</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4387</guid>
		<description>Although it’s important to look after the physical aspects of retirement, there is always more than just your health to consider. Specifically, it helps to look into your financial options. After all, more money can increase your well-being, which has a direct effect on your health. In other words, the more money you have the [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/wXRAPEMt3Ps" height="1" width="1"/&gt;</description>
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		<feedburner:origLink>http://www.sterlingeffort.com/yourself-financial-side-retirement</feedburner:origLink></item>
		<item>
		<title>‘Twentysomethings and their money’ infographic</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/bOAQCsfcF_E/20something</link>
		<comments>http://www.sterlingeffort.com/20something#comments</comments>
		<pubDate>Thu, 25 Apr 2013 14:16:12 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[20]]></category>
		<category><![CDATA[20something]]></category>
		<category><![CDATA[infographic]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4381</guid>
		<description>Today we have an infographic from the team at MRM based on research into how Britons in their 20s view the financial opportunities and threats they face. We thought it was pretty interesting, let us know what you think; do any of these statistics surprise you? Please email jenny.crossland@mrm-london.com for a copy of the research report.&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/bOAQCsfcF_E" height="1" width="1"/&gt;</description>
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		<feedburner:origLink>http://www.sterlingeffort.com/20something</feedburner:origLink></item>
		<item>
		<title>Buy-to-let Mortgages</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/6EWBugXo1X8/buy-to-let-mortgages</link>
		<comments>http://www.sterlingeffort.com/buy-to-let-mortgages#comments</comments>
		<pubDate>Sat, 29 Dec 2012 11:55:38 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[buy-to-let]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[tracker]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4370</guid>
		<description>Buy-to-let mortgages are designed for landlords to borrow money so that they can buy a property and rent it out. These are like a regular mortgage but the lender considers the rental income when deciding on how much money to lend. These mortgages differ from standard mortgages because the lender weighs up your income and a [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/6EWBugXo1X8" height="1" width="1"/&gt;</description>
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		<slash:comments>3</slash:comments>
		<feedburner:origLink>http://www.sterlingeffort.com/buy-to-let-mortgages</feedburner:origLink></item>
		<item>
		<title>Find the mortgage to match your new house</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/XOoRWQl5CQE/mortgage-to-match-new-house</link>
		<comments>http://www.sterlingeffort.com/mortgage-to-match-new-house#comments</comments>
		<pubDate>Sat, 22 Dec 2012 14:37:23 +0000</pubDate>
		<dc:creator>Guest Post</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[deals]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4352</guid>
		<description>When you are buying a new home, whether it is for the first time or not, one thing that you will have to consid43er is how you are going to pay for it. Of course, paying for a new home is a huge financial commitment and one that can seem very daunting when you crunch [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/XOoRWQl5CQE" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.sterlingeffort.com/mortgage-to-match-new-house</feedburner:origLink></item>
		<item>
		<title>Man vs food, err I mean woman</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/JyteQLxRDK0/man-v-woman</link>
		<comments>http://www.sterlingeffort.com/man-v-woman#comments</comments>
		<pubDate>Sat, 22 Dec 2012 14:23:33 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[infographic]]></category>
		<category><![CDATA[men]]></category>
		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4356</guid>
		<description>Todays Awesome Infographic comes courtesy of Baines and Ernst. Everyone knows men are better than women in every way. Which is exactly why there&amp;#8217;s more men declared bankrupt in the UK than women. Anyway, sexism aside I think the stats are pretty interesting and worth posting for you guys to have a look at. Let [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/JyteQLxRDK0" height="1" width="1"/&gt;</description>
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		<slash:comments>2</slash:comments>
		<feedburner:origLink>http://www.sterlingeffort.com/man-v-woman</feedburner:origLink></item>
		<item>
		<title>Hoping to roast chestnuts on an open fire? Make sure you’re covered with home insurance!</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/ZEJPJFHy4TY/open-fire-home-insurance</link>
		<comments>http://www.sterlingeffort.com/open-fire-home-insurance#comments</comments>
		<pubDate>Fri, 21 Dec 2012 17:24:01 +0000</pubDate>
		<dc:creator>Guest Post</dc:creator>
				<category><![CDATA[Smart Thinking]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[fire]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4346</guid>
		<description>There are so many lovely traditional things to do this season – and one of them is lighting an open fire and roasting some chestnuts over it. But fires of course come with risk, so make sure your home is covered just in case your cosy fire gets out of control. Of course, prevention is [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/ZEJPJFHy4TY" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.sterlingeffort.com/open-fire-home-insurance</feedburner:origLink></item>
		<item>
		<title>How to keep your credit above water in 2013</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/svE0eBZUMCw/credit-2013</link>
		<comments>http://www.sterlingeffort.com/credit-2013#comments</comments>
		<pubDate>Fri, 21 Dec 2012 10:20:18 +0000</pubDate>
		<dc:creator>Guest Post</dc:creator>
				<category><![CDATA[Smart Thinking]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[ebay]]></category>
		<category><![CDATA[freecycle]]></category>
		<category><![CDATA[gumtree]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4339</guid>
		<description>Assuming the world does not end today and all our financial problems aren’t universally resolved, you might be heading into 2013 thinking, ‘new year, new start’. This is unquestionably the right way to approach 2013 and I hope everyone out there achieves what they set out to do. But, rather than hitting January 1st 2013 [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/svE0eBZUMCw" height="1" width="1"/&gt;</description>
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		<slash:comments>2</slash:comments>
		<feedburner:origLink>http://www.sterlingeffort.com/credit-2013</feedburner:origLink></item>
		<item>
		<title>How maintaining your car could save you money in the long run</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/ztez1s_V154/maintaining-car-save-money-long-run</link>
		<comments>http://www.sterlingeffort.com/maintaining-car-save-money-long-run#comments</comments>
		<pubDate>Thu, 20 Dec 2012 13:04:19 +0000</pubDate>
		<dc:creator>Guest Post</dc:creator>
				<category><![CDATA[Smart Thinking]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[maintenance]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4331</guid>
		<description>Editor&amp;#8217;s Note: I love cars. Having just bought yet another amazing Japanese drift machine and partly due to my previous indiscretions that can be read in a previous post of mine I know how important it is to keep your car well maintained; for both reselling and low-cost driving reasons. Here we have a guest article by [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/ztez1s_V154" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.sterlingeffort.com/maintaining-car-save-money-long-run/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		<feedburner:origLink>http://www.sterlingeffort.com/maintaining-car-save-money-long-run</feedburner:origLink></item>
		<item>
		<title>Christmas spending habits</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/l_2QUZPciAo/christmas-spending-habits</link>
		<comments>http://www.sterlingeffort.com/christmas-spending-habits#comments</comments>
		<pubDate>Thu, 20 Dec 2012 12:39:23 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[infographic]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[spending habits]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4327</guid>
		<description>Christmas is always a huge cash cow for the UK economy, with people in past years spending record highs on presents and gifts for family and friends. This year it seems that almost two thirds of UK adults will be trying to avoid further debts by adhering to the same Christmas budget as last year, with [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/l_2QUZPciAo" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://www.sterlingeffort.com/christmas-spending-habits/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://www.sterlingeffort.com/christmas-spending-habits</feedburner:origLink></item>
		<item>
		<title>Healthy body, healthy mind</title>
		<link>http://feedproxy.google.com/~r/SterlingEffort/~3/Ybx1fIysin8/healthy-body-healthy-mind</link>
		<comments>http://www.sterlingeffort.com/healthy-body-healthy-mind#comments</comments>
		<pubDate>Thu, 20 Dec 2012 12:25:36 +0000</pubDate>
		<dc:creator>Jay</dc:creator>
				<category><![CDATA[Smart Thinking]]></category>
		<category><![CDATA[diet]]></category>
		<category><![CDATA[gym]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[mental health]]></category>
		<category><![CDATA[mind]]></category>
		<category><![CDATA[physical fitness]]></category>

		<guid isPermaLink="false">http://www.sterlingeffort.com/?p=4325</guid>
		<description>A healthy you depends on many factors; your mood, outlook on life and mind are as important as your diet and exercise plan. If you feel terrific, physically, you will feel terrific mentally and be able to tackle any obstacles that life throws at you. Getting in shape needn’t be a chore; by following simple [...]&lt;img src="http://feeds.feedburner.com/~r/SterlingEffort/~4/Ybx1fIysin8" height="1" width="1"/&gt;</description>
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		<slash:comments>0</slash:comments>
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