Steven E. Zeller's Family Fortunes | Sacramento

How To Set Goals for Yourself That You’re Passionate About Accomplishing

Steve Zeller — Wed, 02 Apr 2025 18:05:23 +0000

By: Steven E. Zeller, CFP, AIF, CExP, NQPC Whether we set New Year’s resolutions at the beginning of the year or any other point during the year, we often desire to challenge ourselves and set goals for personal growth and achievement. Too frequently, goals are established and later abandoned as we shift our focus to other priorities and distractions. How do we set goals for ourselves that we are genuinely excited about pursuing and accomplishing and that motivate us to...

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The Hierarchy of Life Fulfillment and Purpose

Steve Zeller — Thu, 20 Mar 2025 21:53:46 +0000

By Steven E. Zeller, CFP, AIF, CExP, NQPC Life is full of experiences. It is a treasure trove of ups and downs, excitement, happiness, sorrow, disappointment, joy, milestones, emotional bottoms, accomplishments, setbacks and challenges, suspense, anticipations, friends, foes—the list goes on. But throughout all of it, certain longings exist in all of us: the desire for happiness and living a life of fulfillment, significance, and meaning. Many authors have written about life’s meaning and purpose. Victor Frankl discusses life’s purpose...

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A Cash Balance Plan May be a Great Tax- Reducing Benefit to A Business Owner

Steve Zeller — Fri, 26 Jul 2024 18:04:56 +0000

By: Steven E. Zeller CFP, CExP, AIF, NQPC Like most business owners, you’re likely exploring ways to strategically grow your revenue, increase profits, and minimize taxes. This is a common goal. As your cash flows increase, you may find yourself seeking ways to reduce your growing tax burden. Often, we explore sensible capital expenditures or business reinvestments that align with your strategic goals, which is a healthy exercise. But sometimes, business owners could benefit from strategies to accumulate personal assets...

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Build a Successful Business Exit Plan by Using a Planning Process

Steve Zeller — Tue, 11 Jun 2024 18:39:34 +0000

As a business owner, planning the exit from ownership of your business is probably the single most important decision you will make. When to exit, how much to walk away with, who to sell it to, what’s the most tax efficient strategy in your circumstance, what timeline is most suitable, and what are the areas of business that need to be improved upon to make it marketable, etc.? Those are just some of the things that need to be considered....

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Choosing Your Team of Advisors in Business Exit Planning

Angela Mastagni — Thu, 23 Mar 2023 21:38:42 +0000

By: Steven E. Zeller, CFP, AIF, CExP, NQPC Proper business exit planning needs to be completed through an established process. Over the years of providing this type of planning for business owners, we have developed a methodical and straightforward exit planning process. In the first phase of the exit planning process, the “Create a Game plan” phase, the last step is choosing your required outside advisors for your exit planning needs. Every owner has unique exit planning needs and requires...

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The Family Meeting Series: Discussion of a Shared Value – Gratitude

Steve Zeller — Mon, 30 Jan 2023 23:00:00 +0000

By: Steven E. Zeller, CFP, AIF, CExP, NQPC Gratitude – What a powerful yet simple thing in our lives; to have a mindset of gratitude – We can all benefit from a continued effort to master it. Experts have concluded that it is vital for a happy life and a healthy family. It’s a wonderful value to share within a family. In the past, I have written articles about Family Legacy Development for families with significant wealth. Family Legacy Development...

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Family Values: A Critical Component of Family Legacy Planning

Steve Zeller — Fri, 02 Sep 2022 00:34:00 +0000

By: Steven E. Zeller, CFP, AIF, CExP, NQPC There are many things to consider when families invest their time, emotions, and effort into the development, success, and sustainability of their family legacy. Please reference my previous articles: Preserving Family Wealth is a Generational Effort; Begin the Journey of Developing a Family Legacy with a Family Retreat; Family Legacy Development: The Anatomy and Importance of Family Meetings. There are many elements that contribute to the family dynamics which may help unify...

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What’s Your Purpose in Retirement?

Steve Zeller — Wed, 15 Jun 2022 17:55:42 +0000

By: Steven E. Zeller, CFP, AIF, CExP, NQPC Retirement can be an exciting milestone. It’s also a major lifestyle change. Oftentimes, your daily workday tasks (professionally or if you run your own business) will likely no longer exist. Transitioning into retirement for some is an easy process. Perhaps their profession is not their absolute passion, and they always had other pursuits and hobbies they are ready to explore once exiting from their day job. But for others, their profession or...

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How a Business Owner Can Utilize an ESOP to Exit Their Business

Steve Zeller — Tue, 08 Mar 2022 21:01:22 +0000

By: Steven E. Zeller, CFP, AIF, CExP, NQPC One of the more challenging steps for a Business Owner in planning their exit is determining the best option for selling their business, which is often based on their personal situation, goals for the company, employees, and family members. However, one of the more tax-efficient strategies and options for the sale of the business is the Owner selling to an ESOP or an Employee Stock Ownership Plan. An ESOP is a tax-qualified...

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How Business Owners Can Increase Value in An Economic Downturn

Steve Zeller — Thu, 04 Nov 2021 20:33:32 +0000

By: Steven E. Zeller, CFP, AIF, CExP, NQPC Economic downturns can be stressful for business owners. It’s great riding the waves of increased business revenue and profit during economic upswings, but being prepared for downturns are just as important, if not more, for a few reasons: To make your company marketable from a selling standpoint, you will need to stay as profitable as possible during a downturn so your 5-year cash flow analysis remains strong while making growth in future...

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