Strategies for Life

High Yield Energy Stocks with high dividends

robertstocki@yahoo.com (Robert Stocki) — Wed, 8 Feb 2012 20:56:00 -0500

High Yield Energy Stocks: Everyone talks about the lack of yield. With the 10 year treasury yield 2% why not consider high yield, high divident energy stocks. Energy stocks continue to be an excellent way to get high yield.

Covered Calls Over 5% Return for Mar 2012

robertstocki@yahoo.com (Robert Stocki) — Wed, 8 Feb 2012 20:21:00 -0500

Covered Calls: Below is my covered call screen for technology stocks that will yield over 5% return for a Covered Call for March 2012 expiration.

Weight Watchers (Day 4)

robertstocki@yahoo.com (Robert Stocki) — Wed, 4 Jan 2012 17:08:00 -0500

Down 2.5 pounds in 4 days. Weight Watchers is working. I have been getting my cardio work outs in at my gym. I have been a member of Bally's Fitness for over 20 years. I hadn't been to Bally's in a while since

Weight Watchers - (Day 3)

robertstocki@yahoo.com (Robert Stocki) — Tue, 3 Jan 2012 16:55:00 -0500

I like Weight Watchers because it is simple. The system that I use is around 3 years old. I also like it because I have found it to be effective, the first time that I did Weight Watchers I inspired at least 5 other people to join because they saw my dramatic weight loss. I lost 40 pounts in 6 months. Here are the basics of the Weight Watchers system that I am using.

Weight Watchers Round 2 (Day 1)

robertstocki@yahoo.com (Robert Stocki) — Sun, 1 Jan 2012 16:08:00 -0500

Well it is a new year. Happy New Year! Time for a new set of New Year's resolutions. Weight lose goal: My goal is to loose the same 45 pounds I already lost. At 46 I had my hip replaced on October 5th of last year. Leading up to the hip replacement I got slower and less inclined to work out. So the weight that I lost on Weight Watchers over 3 years ago came back. Of course eating out in

UGA EFT vs. US Gas Prices Charts

robertstocki@yahoo.com (Robert Stocki) — Mon, 7 Feb 2011 17:01:00 -0500

Gas price charts: I have found the best location for up to date gas price charts is Gasbuddy.com. Gasbuddy.com has some great phone apps where you can track the local gas prices and make decisions on where to buy

Saving Money - Drop the soft soap

robertstocki@yahoo.com (Robert Stocki) — Sat, 6 Feb 2010 07:56:00 -0500

Save money on soap. When you were a kid did you have soft soap in your house or a simple bar of soap? I used soft soap for a while a an adult, my family still uses it, unfortunately. I am a big believer in the old fashion bar of soap for several reasons.Soft soap is too expense. Do a little analysis. Take a look at how many bottles of soft soap you have in your house. What is the price? How often

Repairing a Garage Door Opener - Saving Money

robertstocki@yahoo.com (Robert Stocki) — Thu, 26 Feb 2009 06:19:00 -0500

The other day my Garage Door stop working. The screw drive sections had come apart. Just a tip that I learned. Save yourself some money and buy the Low Temp Garage Door Grease and lube up your garage door parts on a regular basis. One you will save on repairs and two the garage door is a lot quieter. The part that I ended up needing was just a little Genie door coupling and clip which is

Saving Money with Vonage VOIP Phone Service

robertstocki@yahoo.com (Robert Stocki) — Thu, 26 Feb 2009 06:08:00 -0500

We recently switched over to Vonage phone service. I have really found that it has been a transparent money saving switch for our family. I even have a friend of mine that recently moved to Germany. They still have the same home phone number in Germany. Vonage is around $10 per month cheaper than my old land line and I have unlimited long distance which is great. Because the land line phone

Rent vs. Own How Much Can You Save?

robertstocki@yahoo.com (Robert Stocki) — Wed, 28 May 2008 05:42:00 -0400

Rent vs. Own How Much Can you save?I found a pretty cool interactive tool that allows you to take a look at which is financially better renting or owning. With today's declining home prices in a lot of areas it really is a tough call. You have to play around with some assumptions however, I thought it was a pretty cool tool. Calculate savings of renting vs. owning. Another big factor that I

Save Money On Your Phone Bill

robertstocki@yahoo.com (Robert Stocki) — Wed, 30 Apr 2008 21:40:00 -0400

Save Money On Your Phone BillDo you have huge phone bills? Between home phone, long distance, cell phones, family plans, text messaging, it all gets overwhelming and expensive. Below are my tips on reducing your phone bills.Drop the

Saving Money Reducing Expenses In A Recession

robertstocki@yahoo.com (Robert Stocki) — Wed, 30 Apr 2008 21:11:00 -0400

Saving Money Reducing Expenses In A RecessionI saw a great article called Recession Diet Just One Way to Tighten Belt in the New York Times. There a ton of ways to save money and reduce your expenses. Even though our government officially does not state that we are in a recession, most people think we are already in one. Therefore, most people are think of ways to save money. Here are some

How to calculate net worth, how do you compare to others

robertstocki@yahoo.com (Robert Stocki) — Thu, 20 Mar 2008 05:50:00 -0400

How to calculate net worth, how do you compare to othersI ran across a cool little tool to calculate where you stand relative to you peers in regards to net worth? Do you ever wonder if you are saving enough or if you are on the right track. This net worth tool will compare your income, total net worth vs. other people in your age bracket. Pretty cool little net worth tool.Check out this video

20 Ways to Save More Money

robertstocki@yahoo.com (Robert Stocki) — Tue, 4 Mar 2008 14:27:00 -0500

20 Ways to Save More MoneyI found and excellent ariticle over at Kiplingers magazine on 20 ways to save. Below is the article along with my comments.You've heard of the saving crisis in America. You've probably even thought, 'yeah, I should probably save more.' But eking out an existence is tough on a starting salary and sometimes comfort takes precedence over cutting corners. Besides, if you can

Reverse Mortgage Troubles and Caution and how to avoid them

robertstocki@yahoo.com (Robert Stocki) — Sun, 2 Mar 2008 16:32:00 -0500

Reverse Mortgage Troubles and Caution and how to avoid themI found and interesting article in the New Your Times called Tapping Into Homes Can Be Pitfall for the Elderly here is what the article said along with my comments.Erika Baker

Racking up credit card debt in college

robertstocki@yahoo.com (Robert Stocki) — Sat, 16 Feb 2008 21:00:00 -0500

Racking up credit card debt in collegeDid you rack up a big credit card debt in college? You have to remember that it takes a long time to Remove Negative Items from your Credit Report! One of my roommates had $5000 in credit card debt. Of course he also wore polo shirts and designer jeans. I think he also had a car payment. My car cost $700 and lasted me for like 3 years. This video is has some

How to Negotiate with Your Credit Card Company

robertstocki@yahoo.com (Robert Stocki) — Mon, 11 Feb 2008 22:01:00 -0500

How to Negotiate With Your Credit Card CompanyAre you afraid to call your credit card company and ask for a lower rate? Are you tempted to call one of those debt consolidation outfits on the internet and ask for help? Why not try it yourself first. You see if you run a balance on your credit card the credit card company is making boat loads of money off of you. They don't want you to leave. Why

Avoiding Foreclosure - Don't Lose Your Home

robertstocki@yahoo.com (Robert Stocki) — Mon, 11 Feb 2008 21:42:00 -0500

Avoiding Foreclosure - Don't Lose Your HomeIf you are unable to make your mortgage payment here are some tips to help you avoid foreclosue.1. Don't ignore the problem. The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house. Remember, banks and mortgage companies do not want to be in the real estate business. They are in the

Apple iPod and Starbucks Coffee catching on in Asia

robertstocki@yahoo.com (Robert Stocki) — Tue, 29 Jan 2008 23:20:00 -0500

Apple iPod and Starbucks Coffee catching on in AsiaIt has been two years since I have been in Asia. Last year was a slow overseas travel year for me. I noticed two really important product or company differences this trip. The first one was the number of iPods people were using in Japan. Last time I visited I didn't see any of them. Now they seem to have really taken off. This of course is great

The Smartest Guys In the Room: The Amazing Rise and Scandalous Fall of Enron

robertstocki@yahoo.com (Robert Stocki) — Tue, 29 Jan 2008 22:56:00 -0500

The Smartest Guys In the Room: The Amazing Rise and Scandalous Fall of EnronI picked up the book The Smartest Guys in the Room which is about the Rise and Fall of Enron. It is a fasinating book. It is really sort of amazing to me how many crooks they had in the company and the overall level of disfunctionality inside the company. It is very easy to read and super interesting. I highly recommend

When to take Social Security Managing Your Retirement

robertstocki@yahoo.com (Robert Stocki) — Tue, 15 Jan 2008 19:25:00 -0500

When to Take Social Security - Managing Your RetirementInteresting article in US News on understanding when to take Social Security along with my comments. The first baby boomers are turning 62 this year, the magical age at which you can begin to lay claim to all those payroll taxes you shelled out paycheck after paycheck your entire working life. The nation's symbolic first baby boomer,

Should you rent or own a home - buying your first house

robertstocki@yahoo.com (Robert Stocki) — Mon, 14 Jan 2008 23:03:00 -0500

Should you rent or own a home - buying your first houseRent or buy, determining if you should own a home or live in an apartment. I read and interesting article in US News and World Report about determine if you should rent or buy a home. Here is what the article said along with my comments. Real-estate agents have been pushing the virtues of homeownership since homes were invented. Or since

Investing In Africa - Emerging Markets

robertstocki@yahoo.com (Robert Stocki) — Tue, 25 Dec 2007 16:37:00 -0500

Investing In Africa - Emerging MarketsI read an interesting article in BusinessWeek about investing in Africa. Africa may be one of the remaining emerging markets in the world. The article points out how charity in the past has not really changed the face of Africa however greed might change it. When they say greed they mean people investing in the region for a return on their investment.

Avoiding Christmas Debt

robertstocki@yahoo.com (Robert Stocki) — Sat, 1 Dec 2007 22:01:00 -0500

Avoiding Christmas Debt - Tips To Avoid Sinking Into Holiday DebtDo you set a budget for your holiday spending? Unfortunately it is easy to over do it during the holidays in many ways. Weather it is eating too much stuffing or drinking too much eggnog is one thing. Buying too many gifts on your credit cards is another. Did you start that Christmas club savings fund to help out in paying for you

Cheap flights for the holidays

robertstocki@yahoo.com (Robert Stocki) — Tue, 27 Nov 2007 22:25:00 -0500

Cheap flights for the holidaysAre you looking for ways to find cheaper flights for the holidays? It is really tough trying to find good deals during prime season. If you are flying around Christmas or Easter breaks it can be a really expensive proposition. I am stuck in the mode that some things should still cost what they cost 20 years ago, for me a flight should cost $200 to anywhere in the U.S