Stressfree Investor - Your Guide for Wealth Creation

Happy Diwali & New Beginning

2019-10-29T18:13:00.000+05:30

May the lights of Diwali make Your and Your loved one's Life Brighter and Happier. Wish you a very very Happy Diwali!

Hi All, Thanks for your love and support.

We are moving our blog to new Url: https://moneyinfluencers.blogspot.com

Request all to show your love for our new blog.

How To Make Money While Shopping Online

2019-10-19T22:39:00.000+05:30

We are always in search of discounts, discount coupons and cashback to take the maximum benefit of our online shopping. To do this, you need to visit multiple websites, try different codes and sometimes even realize its all a waste of time. But, what if you get all this in one place. One website which can provide you all the best discounts, discount coupons and cashback. Sounds amazing right 😀

Cashkaro.com

All you need to do is below simple steps and start making money on your shopping transactions.

Step 1: Join / Login to CashKaro (using the link: Cashkaro Signup).

It's 100% Free. Join using Facebook or Email ID. Remember, if you don't sign in you won't earn any cashback.

Step 2: Click on a Cashback Deal You Like (Amazon, Flipkart, etc.).

Click on a Cashback Deal You Like

Search for the retailer you want & just click on the 'Activate Cashback' button. You will be taken to the retailer's site. Coupon Codes are shown automatically for extra savings.

Step 3: Shop at the Retailer.

Shop like you always do. CashKaro will automatically track your purchase & Cashback.

Step 4: Get Cashback Automatically.

Cashback is added to your Account in Pending status within a few hours. After the return period ends, Cashback status will automatically change to Confirmed.

Step 5: Transfer Your Money.

Once you have Rs.250 or more Confirmed Cashback, redeem Cashback to your Bank Account or as Amazon/Flipkart Gift cards.

Enjoy your shopping 😀

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Best Free Credit Card for Amazon Users

2019-09-16T22:12:00.002+05:30

AMAZON PAY ICICI BANK CREDIT CARD

In my previous post, Go for Credit Card over Debit Card I have already explain why you should use Credit cards for all your transactions. Avoid cash as much as possible, because it's like leaving money on the table in every transactions in today's digital world. There is nothing wrong with trying to maximize cashback on your purchase.

When it comes to shopping, what's better than Amazon especially when you can earn upto 5% cashback as Amazon Prime member.

What makes AMAZON PAY ICICI BANK CREDIT CARD special?

It's an exclusive credit card that pays you back everywhere. So, you can celebrate on every transaction.

Amazon Pay Exclusive Privileges

Earn 5% back on Amazon.in for Amazon Prime customers*
Earn 3% back on Amazon.in for non-prime customers*
Earn 2% back on 100+ Amazon Pay partner merchants by using this card on Amazon Pay *
Earn 1% back on other payments*
* Over and above existing offers (if any) | Earnings will be in the form of Amazon Pay balance. T&C apply

ICICI Bank Exclusive Privileges

15% savings on dining bills at over 2,500 restaurants across India through Culinary Treats Programme.
Waiver of 1% on fuel surcharge.
No joining fee or annual fee

Other Exclusive Privileges

Checkout additional card benefits here.

If you are excited and confused about what to buy on Amazon, check out my post Top 3 Must Buy Products In Amazon Sale.

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Ganpati Bappa Morya

2019-09-07T22:09:00.001+05:30

Happy Ganesh Chaturthi 2019

Wishing You All A Very Happy Ganesh Chaturthi. May the grace of God keep enlighting your lives and bless you always 😀

Should you sell mutual funds now?

2019-08-31T23:43:00.000+05:30

Mutual Fund investing got very popular in India around 2017. The hype was so much that everyone wanted to break their FDs and move money into Mutual Funds. Even with Nifty PE around 28, Midcap and Smallcap at the extreme peak of their valuation everyone wanted to invest in equity. Surprisingly, even TV advisor and many other promoted equity as TIME TO INVEST IN EQUITY MARKET IS NOW. SIP was promoted as a war-winning machine like some Brahmastra against market volatility.

With the beginning of 2018, the market started peaking out, as the Winter in GOT (Game of Throne). Everything fell apart and many portfolios went down by 40% (i.e ~70% gains required, to get back the principal amount invested). Few smart investors exited on time, few moved to top nifty stocks, few stuck to their asset allocation and survived till now. The situation turned darker and darker with no hope ahead.

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यदा यदा हि धर्मस्य ग्लानिर्भवति भारत ।
अभ्युत्थानमधर्मस्य तदात्मानं सृजाम्यहम् ||
परित्राणाय साधूनां विनाशाय च दुष्कृताम् ।
धर्मसंस्थापनार्थाय सम्भवामि युगे युगे ||

Like Krishana said in Bhagavad Gita, whenever dharma declines and the purpose of life is forgotten, I manifest myself on earth. I am born in every age to protect the good, to destroy evil, and to reestablish dharma. Similarly, in this market fall and within global trade war tension, GOLD shined as a ray of hope for all investors.

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Should you sell mutual funds now?

As most investors invested in Mutual Funds are confused about whether to stay invested or move to Gold or FDs due to their negative returns in almost both SIP and Lumpsum. I found an interesting read in the book The Intelligent Investor by Benjamin Graham. It's a Must Buy recommendation of all new and existing investors.

I have just touched upon only a small piece of advice from the book. This book in like Gita for investors and highly recommended by Warren Buffett. Just imagine the impact of understanding only one single page of this book on your investment philosophy.

My View, if you are stuck in Equity Mutual Funds:

Stay claim and analysis the four points:

Your investment strategy (why you invested, your asset allocation and expected return)
The expense ratio of your invested MF, exit charges and alpha-generating capacity of your mutual fund.
Tax impact of your decision (Short term/Long term gain/loss and tax harvesting opportunity).
Returns of your mutual fund against their benchmark and opportunity of returns in other investment avenues.

Always remember never book projected loss into permanent loss in a hurry, when market recovery good stock / mutual funds recovers losses within a few days or months. All the best for your investment journey. Keep Reading and Keep Earning !!!

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Shrimad Bhagavad Gita - Best Book for Stock Market Beginners

2019-08-09T18:29:00.000+05:30

It is always said first LEARN and then drop 'L'. i.e. EARN. But, when it comes to the stock market most of Stock Market Beginners first EARN and then LEARN thanks to Market. This is why it is always said 90% of people lose money in the stock market?

Let us understand, How can Shrimad Bhagavad Gita guide you to be rich in the stock market?

What is Shrimad Bhagavad Gita?

In this Youtube video, Dr. Vivek Bindra one of World best Motivation speaker and Influencer explains,

What is Shrimad Bhagavad Gita?
How to Overcome laziness in life?
How to achieve your targets?
How to use Revolutionary Shlok In Bhagwat Geeta to be Successful in Life - Personally and Financially?

Why Shrimad Bhagavad Gita is Best Book for Stock Market Beginners?

Shrimad Bhagavad Gita's powerful shlokas help you to take your decision power to the next level, which is a must in the stock market and to be successful.

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When you enter the stock market, it like entering a war zone. Imagine, yourself as Arujan, surrounded by +3k stocks and you have to make decisions every movement. You need to develop strategies to select best and eliminate gruesome stocks.

Are you also confused as Arjuna in the war field?
Do you also feel all stocks are great or good or all are gruesome?
Are you also connect with your stocks and unable to sell it?
All your Multi-bagger stocks are turning into gruesome stocks with time?

Let's take a practical example,

Maruti Suzuki India Ltd. an amazing Multi-bagger stock for many years. Many people were even ready to buy it at Rs. 10,000 and expecting it to reach Rs 50,000+ similar to the MRF stock price in the upcoming year.

Today, at Rs 7,000+ most people are selling it. The reason, they expect an economic slowdown, low purchase from Uber, Ola, etc. What would you do in such a scenario - Buy it or Sell it?

When you read Shrimad Bhagavad Gita your whole perspective to understand and analyze your life as well as the stock market will change. You will become a focused warrior like Arjuna, clear of all the doubts and worries. You will have a strategy in mind to win this market and your thoughts will guide you like Shri Krishna to survive and win this battle.

So, go ahead and read Shrimad Bhagavad Gita. Also, share your thoughts and learning in the comment section below.

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Where you can Purchase Shrimad Bhagavad Gita?

The best way to buy Shrimad Bhagavad Gita is during your visit to the ISKCON temple.

Below are Amazon affiliated links, to help you change your life at one click.

Love reading:

English: https://amzn.to/2M91xV7
Hindi: https://amzn.to/2M8W5S4

Love Listening:

Hindi, Sanskrit & English: https://amzn.to/2z00VbT

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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7 Books to create 7 Income Streams To Create Wealth like Millionaires

2019-08-09T18:18:00.000+05:30

Millionaires, a group of people who are less than 1% in the World.

Who to become Millionaire?
Will you ever be able to join the Millionaires group?

It is said that every millionaire has a minimum of 7 income streams. Let us check all 7 income streams.

Drop "Yes I'll be next Millionaire" in comments below if you aim to be Millionaire someday.

7 Income Streams To Create Wealth like Millionaires:

1. Active Income / Earned Income:

Active Income or Earned Income is the income earned in exchange of value and time. The majority of the population today are surviving on Active Income. It is also known as a core income source. To earn the higher income you must be able to use your time effectively. I would recommend reading, The 7 Habits of Highly Effective People. A book that can take your active income to the next level.

2. Income from Investment:

Income from the investment is my personal favorite. If you are a Stressfree Investor, you work for active income and convert them into investment and if you scale it to international business, you can easily make money while you sleep. Let say, you invested in stocks or mutual funds or index so basically you are investing in companies where people work day and night to make money for you, while you are sleeping on your couch or doing what you love. Follow Rule No. 1 😃

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3. Dividend Income:

My next favored income is Dividend Income. I have already discussed dividends in my previous post Go for Dividend Mutual Funds over Growth Mutual Funds. Dividend incomes are best because they fill the long gaps between two Your Salary is Credited to Your Account message 😄 I know they might not be frequent but, it all depends on your investment. Also, it is very important to understand the snowball effect in the case of dividend income. So earn nicely, spend wisely.

4. Interest Income

Interest income is the most important income for the conservative investor. But, from Millionaire's perspective, they only hold cash for the emergency expense and waiting for the right opportunity. Always remember Millionaire don't invest because they have money, they invest when an opportunity is in their favor. Interest income can be earned through so-called risk-free investments like Fixed deposit (FD), Public provident fund (PPF), National saving certificate, etc. You can also take some additional risk and invest in Debt Mutual Funds, Non-Convertible Debentures (NCDs), Fixed Maturity Plans (FMPs). But, blindly investing for higher returns can be risky (You can check out my previous post: Is RISK taking a significant factor in an Investment Strategy?). I hope you are aware of the recent Debt and FMP Crisis.

5. Rental Income from Real Estate

Rental Income is the most favor income for Millionaires. This is because, in this investment, demand is high compared to supply. Also, there are only a few investors doing bulk buying in Real Estate. With a change in demand-supply combination recently, investors are moving into the commercial property investment over housing property investment. If you are planning to earn rental income avoid going into the Debt Trap. I have seen many people investing in Real Estate by taking a loan and assuming it as rental income, but, instead not even earning risk-free returns.

6. Income from Capital Gain

Capital gain is a very confusing word, some assume it as income from buying and selling of shares others assume it as income from buying and selling of property. Actually, both are right. Any gains from the sale of property or an investment can be considered as Capital Gain. You can also check for taxation terminology in your country. Usually earning it is very easy if you know when to buy and when/where to sell. But, it misses the power of compounding and needs active monitoring.

7. Other Income

There are many types of income like Royalty income, income from traveling, income from credit cards, referral income, etc. Also, streams of income can keep on fluctuating their headers. Just imagine, you are New Youtuber and for few initial years, Income from YouTube might be your active income but, after a few years, it can turn into a passive income.

Conclusion

When you get into the money-making mindset, you don't have to think about making money, you automatically make it through all your transactions. If you check out my blog topics covered section, you'll find topics on How to Become Rich, How to Make Money, etc all these will help you develop your personal finance and change your life forever and you will surely, Enjoy the life of Stressfree Investor 😃

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Top 3 Must Buy Products In Amazon Sale

2019-08-06T21:44:00.000+05:30

When it comes to AMAZON SALE, we all are in search of Best Products to Buy at Lowest Price. Today, I'm going to share with you the top 3 must-buy products in Amazon Sale. All the three products mentioned below were purchased by myself in the last Amazon Prime Day Sale and I'm recommending it based on my personal experience. So, you can consider it as my product review too and if you had already purchased it, feel free to share your view of these products in comments.

Top 3 Must Buy Products In Amazon Sale

1. Fire TV Stick 4K with All-New Alexa Voice Remote | Streaming Media Player

You might be thinking, why I recommended or purchased Fire TV Stick 4k with All-New Alexa Voice Remote instead of normal Fire TV Stick which is priced lower. Now, I don't have 4K TV but a normal 1080 Ful HD TV. So, is it worth paying the extra price or is there some benefit in buying Fire TV Stick 4K.

Definitely Yes! When you buy anything, think from two prospective present and future. In Present, Amazon Fire TV Stick 4K has the fastest buffering. As per Amazon, it is their most powerful streaming stick. So, you get the best video quality in full HD.

Connect to a world of cinematic entertainment. Fire TV Stick 4K is over 80% more powerful than the best-selling Fire TV Stick, allowing you to enjoy a seamless streaming experience in brilliant color and detailed contrast. Discover 4K Ultra HD movies and TV episodes—just press and ask, “Alexa, find 4K TV shows,” or find something new with personalized recommendations on your home screen.

Also, in Future, if you anytime decide to Buy 4K TV bingo no new purchase required. What do I mostly watch through Amazon Fire TV stick, YOUTUBE! Now you might be laughing but, Youtube on Amazon Fire TV Stick 4K with Alexa voice remote is a completely different experience. There are many streaming apps provided with the Amazon Fire TV stick, so you can have non-stop entertainment. But, I love watching video songs and market updates. I hope someday Amazon add these services to their Prime.

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2. Echo Dot (3rd Gen) – New and improved smart speaker with Alexa (Black)

Wow, echo dot is the most amazing stuff, I had brought. It's a so-called DJ for me, I can play almost any song which is on my mind. If I feel like getting the market update, Alexa provides the same. But what more interesting is she even responds to some Hindi questions too.

I had brought Echo Dot for a completely different reason. I had purchased it to control by Amazon Fire TV Stick 4K. Surprised, yes why use remote when you can control your TV with just your voice. Enjoy some time with your sexy Alexa (Echo dot) and improve its skills. Be careful, you might fall in love with this obedient partner 😘

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3. TP-Link TL-WA850RE 300Mbps Universal Wi-Fi Range Extender (White)

Now we all are depended on Wifi but, it is not available in all nooks and corners at home. So, instead of dragging your router here and there or doing cabling in all the rooms. This simple product solves all your problems with just plug and play. This product has worked better than my expectations.

What surprised me more is very low setup requirement and also it works on the same user name and password as the main router. So, it just like walking the cake and your device automatically jumps between main and extender.

Time to Enjoy Upcoming Amazon Freedom Sale on 8th - 11th Aug '19

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Why I upgraded to Tata Star Platinum Card from Tata Titanium Card?

2019-07-13T12:10:00.000+05:30

I had been sharing the importance of Credit Card and How to make Money by using a Credit Card? in my previous post. Today, I would be discussing, Why I upgraded to Tata Star Platinum Card from Tata Titanium Card?

Tata Titanium Card

What differentiates Tata Card over other credit card is assured 1% return through 1 Empower point on Rs.100 spend with easy remittance on next purchase (on the accumulation of 500 points).

If your someone who likes to do shopping at Star Bazaar or other Tata Outlets. Tata Titanium Card is one such card. You can check out this link for more details.

500 Empower points on spends of Rs. 2,000 in the first 60 days

1.5% Value back on spends @ Croma & cromaretail.com

Up to 5% Value back on spends on Tata Outlets

3X Points on Departmental and Grocery stores.

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Why I upgraded to Tata Star Platinum Card from Tata Titanium Card?

Tata Star Platinum Card

Tata Star Platinum Card comes with below Exclusive Privileges:

Is that all? Nope, there is one more very important benefit which is missing in this list. Can you guess ?. Yes, you guessed it right.

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Airport lounge access

Enjoy exclusive access to premium MasterCard lounges in India

8 complimentary visits per year to Domestic MasterCard Lounges in India (Max. 2 visits per quarter)

Airport lounge access is a must for every traveler and I have already shared in importance in my previous post. I would recommend you check out the detail of this card here and upgrade for a higher benefit. As now you will have a credit card which will provide an additional 0.5% on your shopping at STAR outlets + traveling benefit of an airport lounge.

Share your views in the comment below. Also, share details of any other credit card, which you use for your shopping and travel providing additional benefits over the Tata Star Platinum Card.

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Thanks for 11000 views and Amazon Prime Day

2019-07-13T10:49:00.000+05:30

I would like to take this opportunity to Thanks all our readers for an amazing 11000 views within 4 months of Stressfree Investor Blog. Keep sharing your views, feedbacks, and questions in comments. It helps me to provide you more and more helpful information.

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Amazon Prime Day - 15 and 16 July '19.

Amazon Prime Day is about to start soon. Join Prime at Rs. 129 for the month and enjoy all the benefits of this offer. You can use the Amazon link from my blog for all your memorable purchase and share your love. One Amazon Prime Day coupon, I would recommend you collecting is Amazon Pantry Coupon - Shop for minimum Rs. 600 and get upto Rs. 1200 back (Get instant Cashback worth Rs. 200 + unlock Cashback Coupons worth Rs. 1000).

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I have lots in store coming on the Stressfree Investor blog. So, stay subscribed, talk to you soon.

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

If you like this post, share it with your friends and family.

What Caused Stock Market Crash and Eroded Investor Wealth ?

2019-07-10T18:32:00.000+05:30

You might be reading the headline : Investors lose Rs 5.61 lakh crore in the last two trading sessions, Suzuki just lost nearly $2 billion in 2 days because of what’s happening in India, etc.

What should you do in such a situation ?
Should you buy or exit as an investor?

Before you take any discussion. It is important to understand,

Why markets are falling: Key factors behind the slide

While rich people were worried about the so-called 'Rich Man Tax'. Budget fine prints were real shockers for many foreign portfolio investors, as the increase in surcharge on income-tax hit them too. This would have an impact on their long term return and projection too.

Below images show FII and DII Net - Buy/Sell (snapshot from Stock Edge) before and after the budget.

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If you watch closely, there is no much change in the Buy and Sell trend. But, panic has triggered Greed and Fear in the market. If you check Nifty 1-year returns from (11th Jul '18 to 9th Jul '19) it's almost 5.5% positive and 4.4 % down from the top. So presently, we are hanging around the median and yet not into a market crash like scenario.

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What to Do During a Stock Market Drop?

Remember all those market expert Quotes, which you heard, promoted, forwarded or tweeted.

The time to buy is when there's blood in the streets
The right time to buy in the market is now.
Stocks are now generally better than bonds.
You can’t time the market
Games are won by players who focus on the playing field – not by those whose eyes are glued to the scoreboard.
and many more.

Put them into action, start investing through the SIP (Systematic Investment Plan) route. It can also be a good time to invest through ELSS to save tax (Check out my post: Top ELSS Mutual Funds for SIP).

Also, check your asset allocation as it will help you trigger your equity purchase during any stock market fall or crash.

The most important key to successful investing can be summed up in just two words - Asset Allocation. ~ Michael LeBoeuf

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Create a Simple, Cheap, and Diversified Investment Portfolio

2019-07-08T20:19:00.003+05:30

While browsing through free investment courses online got my hands on a course: Create a Simple, Cheap, and Diversified Investment Portfolio.

This course is good, only if you haven't heard Tony Robbins or Varun Malhotra speaking on Index investing and it significate on investment and return.

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How to Create a Simple, Cheap, and Diversified Investment Portfolio?

If you from India better to invest in NPS, I have already written an article on the same: 7 reasons to prefer NPS over Index Funds
If you are a foreign investor, everyone's advice is to go for index funds and add low-risk bond preferably government bonds.
A combination of these two components in the right proportion based on your risk will lead to a great investment return.
One important point always diversifies globally instead of within funds in the same country.

So share your views on the above points and index investing or active investing in comments below.

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Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Go for Credit Card over Debit Card

2019-07-07T11:19:00.001+05:30

As a human, we all are habitual to spend either for our necessity or luxury. But, when it comes to spending its never rewarding. It's a barter trade wherein you give something to get something in exchange. Usually money in exchange for some product.

How would be your life, if you could get more from this trade or deal? Will you be delighted?

Credit Card vs Debit Card

Today most people are confused to decide whether they must spend using a credit card or debit card. Which card is more beneficial for them?

When you need to decide which one you should choose between the two - ALWAYS COMPARE.

What is a Debit Card?

In Simple Term, as the name suggests a debit card is a card issued by a bank to its account holder for executing a transaction by debiting their account.

When a transaction is executed on a debit card, the requisite amount is instantly debited from your account. So, your hard working money is transferred to another person account to work for them.

What is a Credit Card?

I have already explained about credit card in my previous post: How to make Money by using a Credit Card?

Today we are going to understand the benefits of Credit Card vs Debit Card.

Benefits of Credit Card vs Debit Card

When I shop or spend using Credit Card, instead of an instant redemption of money from my bank account. I get 50 days credit (depending on card and billing cycle) while my money is earning interest in my bank account. If you are smart you can even earn higher interest using short term FD, liquid funds or even higher interest saving account.
I get loyalty points and additional discount (card tie-up partners or preferred partners) at the brand store or online shopping website for my spend.
I get reward points on my credit card which I can redeem for gifts, cashback, bill payment, etc (depending on my credit card).
I even get free lounge access, enjoy the lowest foreign currency mark up of 2% on all your foreign currency spends, a convenience fee waiver of 1% on all fuel transactions, etc (Depending on my credit card).
Final to top it all, I pay using Cred (How to Become Cred App Club Member and Make Money on Credit Card Payment) and again get rewarded with coupons, cash back, event tickets, etc.

Will you still spend using a Debit Card? - Comment below.

Share your good and bad experience with a Credit Card in the comments below.

Check other posts on Credit Cards here.

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

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Only Performing Small Cap Mutual Fund in Last 1 Year

2019-06-25T19:35:00.002+05:30

In Equity, the performance of Mutual Fund in the last 1 Year doesn't have much significance. But, when only 1 out of the top 10 small-cap mutual funds performs it needs appreciation.

Last 1 year has been worst for all Small-Cap investor and most of the investor portfolio are down with negative returns. Axis Small Cap Fund managed by Anupam Tiwari has been a clear winner in the last one year.

Source: Value-Research

Top performing Axis Small Cap Fund has provided a positive return of 8.32% whereas worst-performing mutual fund is negative 10.51% from the top 10 small-cap mutual funds.

A few observations, I would like to discuss here is fund ranking.

Axis Small Cap Fund has a low star rating compare to the worst performing fund.
Point to note here is the expense ratio which is quite high compared to peers.
The net asset of a top performer is also too low compared to its peers.

Share your view in comments below:

Is this a fluke or best performance of the Fund Manager?
Will you invest based on fund ranking or prefer high performer of the last year?
Will you focus on expense ratio or prefer high performer in the last 1 year for investment?
Are high net assets causing negative returns for investors?

Keep Enjoying the Life of Stressfree Investor 😃

Don't just spend, Enjoy the best value for your money.

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The Great Ocean Road - 12 Apostles Australia 12 Minutes Helicopter Ride

2019-06-16T19:00:00.000+05:30

I recently had visited Australia and luckily got to enjoy this amazing - 12 Apostles Australia 12 Minutes Helicopter Ride after The Great Ocean Road drive through Victoria. Being an Indian traveler, witnessing this famous 12 Apostles (almost 8 at present) created by constant erosion of the limestone cliffs, in blue ocean water was a truly spectacular and memorable experience.

The 12 Apostles are located 275 kilometers west of Melbourne, approximately a four-hour drive along the Great Ocean Road. It's the best place to visit before you die kind of a drive. You won't be bored with the view and with time the surrounding become much better than before.

I have recorded this video using my iPhone: https://amzn.to/2XZblTC (Affiliated link).

#greatoceanroad
#twelveapostles
#12apostles
#stressfreeinvestor
#Helicopter
#Ride
#Indian
#traveller

How to make Money by Filing Income Tax Return

2019-06-13T22:53:00.000+05:30

If you make money, Filing Income Tax Return or I must say E-filling Income Tax is part and parcel of your life, as it is mandatory. But, what if you can make some money for filing returns.

ClearTax is India's most trusted income tax e-filing website which is used by over 2.5 million Indians as came up with a unique referral scheme.

But first, let us understand why +2.5 million Indians love ClearTax:

It is 5 times easier than any other software
It is free of cost
Helps you e-file your IT returns in less than 7 mins
Auto-prepares your return by just uploading your Form 16
Economic Times ranks ClearTax as the best tax website in India

My personal favorite, 'ClearTax automatically selects the correct ITR while you fill your income, investment, and other info'. They support ITR-1, 2A, 2, 3, 4S, 4, 5 and 6 so, I don't have to get confused between multiple income tax forms. Also, no more juggling between complex excel sheets.

So, How to make Money by Filling Income Tax Return using Cleartax?

1. Benefit of Referral

By e-filing income tax return before 31st July '19, using referral link: ClearTax. (It's free and has a surprise for you!).

2. Claim all Tax Deductions

If you've missed submitting any receipts, from rent receipt to insurance premium receipt or forgot to claim Section 80C deductions at your company, you can claim those deductions over Form-16 on ClearTax and e-file. (You might also be interested in reading: Top ELSS Mutual Fund for SIP).

3. Save More Taxes

4. Efile in minutes

Time is money. Just upload Form 16 on Cleartax, their Form 16 upload feature will automatically select the correct income tax return form and will save you from all the headache figuring out the correct form. If you have no additional inputs over Form 16, you can submit the return in just a few clicks.

5. Track income tax refund

True money is when it hits your bank.

Share your view on this Stressfree Tax filing website and how much money you made by filling return this year in the comments section below.

Keep Enjoying the Life of Stressfree Investor 😃

Don't just spend, Enjoy the best value for your money.

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Active Fund vs Index Fund

2019-06-11T20:45:00.000+05:30

Nifty and Sensex are breaking new all-time highs while most portfolios are still near their all-time lows. This imbalance of return is attracting more and more stock market participants/investors towards Index Fund/ETF. A question arises whether this love for Index Investing will last forever or is it just Love at first sight. For most people love begins at first sight and then after a few years, their eyes start wandering around. As per the recent trends, it wanders within a year. Why is it so? Is it due to lack of love for their partner ? or Is it because they don't know the value of their partner ? or Are we becoming more impatient and always in the look out of the new? - Drop your view in the comment below.

Active Fund vs Index Fund

Here are my observations on the last 5 years performance of Active Funds vs Index Funds.

Why only 5 years of data for observation? - As I have considered only direct funds, which had started 5 years back by SEBI.

Funds Selected and their criteria? -

Index Fund: UTI Nifty Index Fund-Direct Plan
Index Fund: ICICI Prudential Nifty Next 50 Index Fund-Direct Plan
Large & Mid Cap Fund: Mirae Asset Emerging Bluechip Fund-Direct Plan
Large & Mid Cap Fund: Canara Robeco Emerging Equities Fund-Direct Plan
Multicap Fund: Motilal Oswal Multicap 35 Fund-Direct Plan(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

I know these are not directly comparable funds. The reason for selecting the above funds are to check the performance of funds based on 3 broad categories:

Index Funds vs Active Funds
Importance of Fund Selection
Importance of Fund Holding

You can change permutation and combination as per your well and share your observation in comments below:

1. Index Funds vs Active Funds

Out of the top two indexes Nifty 50 and Nifty Next 50. Only Nifty 50 has outperformed the rest of the funds in the past 1 year.
In the last 1 year, only Mirae Asset Emerging Bluechip Fund (which is 50% Large Cap & 50% Midcap usually) performed in line with the index Nifty 50.
An index investing is a high performing strategy in the short term but, low performing strategy in the long term.

Active Fund vs Index Fund - 1 Yr

2. Importance of Fund Selection

In the last 3 years, again Mirae Asset Emerging Bluechip Fund has outperformed all the selected funds.
If you compare, Mirae Asset Emerging Bluechip Fund performance with its peer Canara Robeco Emerging Equities Fund, you can easily observe that Canara Robeco Emerging Equities has significantly underperformed in the last 1 year due to which 3-year performance is severely impacted.
So, choosing a fund based purely on past performance can be an unsuccessful strategy, as funds can perform in a cycle. Prefer consistent performing funds.

Active Fund vs Index Fund - 3 Yr

3. Importance of Fund Holding

In the last 5 years, again Mirae Asset Emerging Bluechip Fund has outperformed all the selected funds.
In the long term, large and mid-cap funds can outperform multi-cap funds.
A focused strategy (even with QGLP) is good for the long term but, can underperform significantly in the short term.

Active Fund vs Index Fund - 5 Yr

All the above comparisons are done on dt. 11th Jun '19 using Value Research Online

Conclusion

In investing, changing an investment strategy based on 1-year performance is not a good strategy.
Large and Midcap Funds have outperformed Index Funds in the past and the same can be expected in the future too.
Focused investing can underperform due to high investing during peak performance and heavy selling during the fall.

These are my views and not a recommendation. Share your view in the comment below.

Keep Enjoying the Life of Stressfree Investor 😃

Don't just spend, Enjoy the best value for your money.

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Value Buying - Referral Codes and Offer Links

2019-06-11T01:02:00.000+05:30

This post may contain affiliate links. Please read my disclosure for more info.

I mention these products and services to you because I believe in them and want to help you get the Best Value for Your Money in every transaction from Online Shopping apps, Credit Card apply, Hotel booking, Smart Investment, and many more. I only recommend products or services that I feel deliver value to you. Some link may contain referral discounts (E.g. Booking.com)

Money is not only made through Investing but, also by Spending Wisely.

Shopping Offers

Amazon India and Amazon.com (Online Shopping site: Shop Online for Mobiles, Books, Watches, Shoes and More)

a. Amazon Audible

b. Shop with Points | Amazon Pay Gift Cards

c. Smartphone Buying Guide

Credit Card Offers

a. Citi Bank Credit Cards:

b. CRED (Credit Card Payment)

Travel Offers

a. Hotel Booking: Booking.com (Book now and Pay Later)

b. Get Your Guide (Package Tours)

Smart Investment

Zerodha:

a. Equity Investors: Demat Account

b. Mutual Fund Investors: Zerodha Coin

c. Other Investment Products: Personally favorite Smallcase

d. Reading on the Stock Market Analysis

Other Offers

Google Pay

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I keep on updating this page from time to time. If you want any referral link and find it missing on this page. Pls, drop your request here.

Top 6 Books Every Indian Investor Should Read

2019-06-08T12:56:00.000+05:30

With growing stock market awareness in India, many teenagers are getting interested in investing. When it comes to investing, the first step is very important has it can make or break you in the market. Most people term stock market has Gambling because they have a lack of knowledge and see only the stock price fluctuations. But, a real investor understands the intrinsic value of the business before investing.

Which books should one read before a wise investment?

Today I'm going to share Top 6 Books Every Indian Investor Should Read before investing. All the books are unique, focusing on different aspects of investing. If you have already read them share your review of the same in the comments below.

1. Let's Talk Money: You've Worked Hard for It, Now Make It Work for You - by Monika Halan

This is a must-read for all teenagers and investment beginners. This book talks about the step by step process of financial planning and then moving towards wealth creation. It is an ideal book to gift yourself and your children or your friend or partner on their first job. I had brought this book as a gift to my sister and fell in love with it myself. Even though I knew all the concepts mentioned in the book. I really loved the simplicity of it and step by step process shared, which I learned the hard way similar to the author.

2. How to Make Money in Stocks: A Winning System in Good Times and Bad, – by William O'Neil

Now, this book is completely different than the one mentioned above. This is a bit advance book talking about investment through the CANSLIM technique. If you are a smallcase investor, you would have easily doubled your money by beating the index using the CANSLIM technique.

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3. Trade and Grow Rich: Adventurous Journey to Successful Trading – by Indrazith Shantharaj

Did this book title sound familiar? No surprises, it seems to be taken from Think and Grow Rich by Napoleon Hill. Even though the name might sound similar but, the content is completely different. Now, this book is for the people who inspire to be traders and for loss-making traders. In this book, the author covers the insight into the trader's mind and methodology. Ch 5. Abhimanyu, Who Knew the Entry and Not the Exit and Ch 9. Mind Shift - Average Employee to Successful Entrepreneur is a must-read.

4. The Autobiography of a Stock – by Manoj Arora

If you are inspired by Warren Buffet or Rakesh Jhunjhunwala and plan to invest through direct equity. This book is a common man guide to stock investing. The author takes you into the equity roller coaster with all real market data from the eye of Mr. Stock.

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5. Stocks to Riches: Insights on Investor Behaviour – by Parag Parikh

Wow!!! Now, this is not a book but, a guide for the investor and my personal favorite. I would recommend this book for people with some basic financial knowledge. If you are complete fresher, I would still suggest going for Let's Talk Money. This book is special because it talks from the point of view of the advisor covering insights on Investor Behaviour. Also, how the importance of advisor changes in investor life depending on market situations.

6. Value Investing and Behavioral Finance: Insights into Indian Stock Market Realities – by Parag Parikh

This is yet another amazing book by Parag Parikh on value investing and behavioral finance. Now, value investing is a much-debated subject which you can understand reading this book. This book also for a few experienced people who understand the basic market process.

I'm sure all these books help you in making a wise investment decision. You can purchase them directly from the above-affiliated links or read them in your nearby library. Share your review about the above books, once you read them to help other investors.

Keep Enjoying the Life of Stressfree Investor 😃

Don't just spend, Enjoy the best value for your money.

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Money Talking - Apna Sapna Money Money

2019-06-03T19:39:00.001+05:30

Time and Time again Money show it's importance in Life. So, everyone is always on look out for new ways of make money. They spend lot of time in learning and then try to make some earning from it. It's a very good practices but, ask yourself - ARE YOU SATISFIED ?

At Stressfree Investor, I have been not only writing about various ways to make money. But, also to spend it wisely. Imagine, you are going for a family trip which cost your Rs. 4,00,000 (all negotiated, all inclusive). Now, drop in comment - How much you can save on this trip ?

You can easily save from around Rs. 4,000 - 10,000 and even more based on the ways you book your trip. Important question is not: How much you can save on Family Trip ?.

Important Question is 'Do you have the mindset of Stressfree Investor' ?

Why I'm stressing on word STRESSFREE because, you can easily make money exchanging your time, taking all the Stress and Working long works, now-a-days popularly know as Side Hustle. Ask yourself: Is this the life you are looking for ? A life were your so busy that you don't have time for your family, your loved one, yourself!

I'm thankful to all those who decided to look forward in life with Joy and Happiness and are on the way to Stressfree Success. Achieving a life of Mental Peace, were your money work for you and you don't just invest to die with cash in bank. But, you enjoy you life, you enjoy your dreams and aspire people around you, a life of happiness.

Once again thank you everyone for this amazing 8K+ views from around the world. Stay in touch, with your view, comments, request, social networks and many more.

Keep Enjoying the Life of Stressfree Investor 😃

Don't just spend, Enjoy the best value for your money.

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Last One Year Equity Journey

2019-05-31T20:42:00.000+05:30

While browsing through one of the reader questions, How is your last one-year equity portfolio?. I realized, we keep on checking index chart but, we don't check our portfolio chart. Thanks to Zerodha, I could easily check my portfolio chart in a minute.

As most of my holdings are in equity, excluding All Whether Investment Smallcase which inclusive all equity, debt, and gold (Drop a comment below, if you need a detailed review of All Whether Investment Smallcase). I realized my equity portfolio has survived the bear phase and is again in its uptrend.

Past and Present and Future

During my first year of equity trading, I realized those small traders especially college going or office freshers don't actually make money for themselves but, for their brokers and government (short term taxes of 15% on profit). Actual money is made by investors, who invest for long term like Warren Buffet.

But, now the situation has changed. You can enjoy trading through discount brokerages directly through mobile with the lowest brokerage. Also, with the implementation of long term capital gain at 10%. The tax saving difference for an investor in terms of taxes remains muted at just 5%. So make the best use of the trading opportunities without worrying about brokers and taxes.

What lies in the Future?

More and more focus on investors will simplify investment at a much lower cost in upcoming days.

So, it is important to take make the best use of all investment options available - NPS, ELSS, Mutual Funds, Index Investing, etc. Many chart readers are expecting the next bull run soon, in the upcoming year.

Drop in the comment below: What would you do to take the opportunity of next bull run?

Keep Enjoying the Life of Stressfree Investor 😃

Don't just spend, Enjoy the best value for your money.

If you like this post, drop a comment below and share it with your friends and family.

Stop Active Equity Investment Today and Do This Instead

2019-05-25T12:16:00.000+05:30

Are you someone who gets up early in the morning. Check out all the market news, set up trades and spend a lot of time in front of the screen looking at the charts till the market ends. Then go to Youtube again spend hours learning the market and at the end of the year make a CARG return which even could not bet the indices.

Or you are someone whom Mr. Market loves to trick. You make some money in a few trades and then lost it all in a single trade. Finally, full of frustration decided to invest in an Index fund/ETF.

Or someone who invest in Mutual Funds and is confused about there constant changing charges/TER.

If you are one of the above, Type Yes In Comments Below.

It's time to be Stressfree. All you need is Zerodha account: Link to Open New Account

Smallcase Investing

As a Zerodha account holder, you get access to their various investment products. One of my personal favorites is SMALLCASE.

What is Smallcase?

Smallcases are modern investment products that help you build a diversified, low-cost & long-term portfolio. Smallcase is created based on different themes such as:

How is Smallcase different from Active Equity Investment or Mutual Funds?

Smallcase has the benefit of both active equity investment and mutual funds but, eliminate its stress.

It directly investment in equity and rebalance it after a certain time duration like monthly, quarterly, annually, etc based on portfolio selected.
So, you don't have to worry about doing research about the companies and tracking them the whole day.
Also, investment is directly into equity so no confusion of constantly changing TER like mutual funds.

Thus, making it a Passive Stressfree way of investing in Equity. So, what to do of free time Travel 😃

How to Select Best Smallcase?

Every smallcase has an Overview with Why should you invest in this smallcase? reading this is very important as it should match your investment ideology. In my previous post, Go for Dividend Mutual Funds over Growth Mutual Funds I have already discussed the importance of Dividend in investing.

"A stock dividend is something tangible - it's not an earnings projection; it's something solid, in hand. A stock dividend is a true return on the investment. Everything else is hope and speculation." -Richard Russell

Unlike the Mutual Fund Dividend, dividends from Smallcase are taxfree (upto threshold limit under equity) increasing your passive income.

You can also check out Stocks & Weights, News and Past Performance against Nifty via Lumpsum and SIP route.

Conclusion

When it comes to investment, everyone is different. Some expect dividends, some look for growth. Some invest for the short term, some for a very long term. So, similar to Direct Equity or Mutual Fund, you need to choose the right smallcase of yourself.

Below are a few of the high CAGR return smallcase and the first one with a small green ticketed briefcase "Magic Formula" is where I have invested from quite some time now. Choose the best which suits you.

Keep Enjoying the Life of Stressfree Investor 😃

Don't just spend, Enjoy the best value for your money.

If you like this post, drop a comment below and share it with your friends and family.

Happy Sankashti Chaturthi - Ganpati Bappa Morya

2019-05-22T22:08:00.001+05:30

Siddhi Vinayak Temple, Mumbai

Happy Sankashti Chaturthi to all of you - Ganpati Bappa Morya 😃

Lord Ganesh has a very special significance in Hindu gods. Lord Ganesha is worshipped as the God of Prosperity, Good Fortune, and Freedom. Lord Ganesh is also known as Pratham Pujya (One who is worshiped first).

Significance of Sankashti Chaturthi

Sankashti Chaturthi is a very special day. On this day, Mahadev (Lord Shiva, Father of Lord Ganesh) declared the supremacy of his son Ganesh over other Gods, Sankashti is also another name for Lord Ganesha.

On this special day, devotees start their day by visiting Ganesh temple and observe fast (a day without food or specific food) to get the blessing of Lord Ganesha. Popular food during fast is Sabudana Khichdi. Lord Ganesh is also known as Vignaharta - Remover of all Vigna (i.e. Obstacle) and Vinayak - Super Powerful.

Top 5 Lord Ganesha Name For Your Baby Boy

Devotees also prefer keeping the name of Lord Ganesh to their babies, as each name of Lord Ganesh has its own significance and power. Below are the popular top 5 Lord Ganesha name for your baby boy:

Adidev - One who is the first god.
Amit - Endless or Limitless.
Gajanan - Having a face like an Elephant (Intelligent & Sharp like Elephant).
Lambodara - Person with a huge belly (Person who can keep a lot of secrets within)
Prathmesh - First amongst all. Usually preferred for the first baby in the family.

Keep Enjoying the Life of Stressfree Investor 😃

Don't just spend, Enjoy the best value for your money.

If you like this post, drop a comment below and share it with your friends and family.

5 Secrets of Getting Rich

2019-05-19T18:05:00.000+05:30

When it comes to getting rich, everyone thinks it's the hard work which makes someone rich. If that's the case then why Labour is paid less then, Executive.

Is it really Hard work or Smart work or just Luck?
What are those secrets which can make you rich?
Why Rich people try to hide them from the general public?
Why only a few know them but are unable to execute them?

Drop your view on the same in the comment below.

5 Secrets of Getting Rich

1. Know Your Number:

DO YOU KNOW YOUR NUMBER? I'm not talking about your mobile number. Do you know how much money you need from the Universe? How much is too much for you? Will $1,000,000 is enough for financial freedom or Rs. 5 Crores will make you happy?

Every rich person knew their number from the beginning with its prefixed currency. If you already have your number, share in the comment below. If you need help in deciding your number, drop a comment below.

2. Avoid Risk:

Rich don't take a random risk. They know what they are doing and invest in things they know. Every rich person bet on stuff in which odds are in his favor. A common man invests because he has money, Rich invest when there is an opportunity. If you understand this basic difference, you understood the rule of the game.

3. Use Credit over Real Money:

You can use the money to invest or spend. But, rich use it for both by using credit. The credit helps you spend virtual money while the real money is working for you. If you learn to roll the credit, you learned to roll money generating machines. Real Estate is one of the best examples used by Rich, you can start practicing on credit cards.

4. Ask yourself, How Can I?

All problems are opportunities in disguise. Always ask yourself, How Can I solve it? Be creative. Find something which is unheard or unbelievable. Write them down. Strike the worst and highlight the best 3 ideas. Try 3 solution and compare results. WOW !!! Finally, you have a master idea 😎

5. Secret

There is one secret that no rich people share. That is.... drop your guess in the comments below.

Keep Enjoying the Life of Stressfree Investor 😃

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Paytm First Unlimited 1% Cashback Credit Card Launched

2019-05-15T08:46:00.000+05:30

Credit Cards are ruling the market from the last 60 years. But, 2019 has marked the beginning of a new horizon for Credit Card starting Apple Card and now Paytm First Unlimited 1% Cashback Credit Card.

Paytm First Unlimited 1% Cashback Credit Card Launched with Amazing Benefits and Offers:

On 14th May '19, Paytm’s Vijay Shekhar Sharma launched a new Paytm First credit card in collaboration with Citi Bank.
Paytm First credit card provides one percent cash back on all transactions made by the user, without any restrictions.
All the cashback earned during the month on Paytm First credit card will be directly adjusted in the bill. So, no more tension between points redemption and expiry.
Paytm First credit card is a contactless-enabled card, so it enables you to transact upto Rs. 2000 within PIN restriction.
Paytm First credit card is issued by Citi. So, you can get the benefit of both worlds. Citi bank offers will be part of this credit card.
As per Paytm’s Vijay Shekhar Sharma, this card will be launched with joining offers ranging between Rs. 10,000 to 15,000.
Paytm First credit card will be accepted in India and Internationally.
All the transactions done on Paytm First credit card can be tracked through the Paytm First Card passbook.

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Is Paytm First Credit Card Free?

As per the initial details shared by the company, this card will come with an annual fee of Rs 500, which will be waived off on spends exceeding Rs 50,000 per year. This can be easily achieved even with approx. Rs. 4,200 spend per month.

How to apply for Paytm First Credit Card?

Paytm will soon launch an option to apply for Credit Card in their Paytm app. Also, as per the company, Paytm will identify potential customers based on creditworthiness using a selection tool, jointly developed by Citi and Paytm. So, initial cards are expected to be shared with people with good credit scores inline with CRED club membership.

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Should you opt for Paytm First Credit Card?

More detail will be revealed, once this card is issued to customers.
Drop a comment below, if you want a full detail review of this card.
Presently, other credit cards seem to be having added advantage over this card. More detail will be revealed, once this card is issued to customers.

Keep Enjoying the Life of Stressfree Investor 😃

Enjoy the best value for your money.

If you like this post, drop a comment below and share it with your friends and family.

Stressfree Investor - Your Guide for Wealth Creation

Happy Diwali & New Beginning

May the lights of Diwali make Your and Your loved one's Life Brighter and Happier. Wish you a very very Happy Diwali! Hi All, Thanks for your love and support. We are moving our blog to new Url: https://moneyinfluencers.blogspot.com Request all to show your love for our new blog.

How To Make Money While Shopping Online

Cashkaro.com

Step 1: Join / Login to CashKaro (using the link: Cashkaro Signup).

Step 2: Click on a Cashback Deal You Like (Amazon, Flipkart, etc.).

Step 3: Shop at the Retailer.

Step 4: Get Cashback Automatically.

Step 5: Transfer Your Money.

Best Free Credit Card for Amazon Users

AMAZON PAY ICICI BANK CREDIT CARD

What makes AMAZON PAY ICICI BANK CREDIT CARD special?

Amazon Pay Exclusive Privileges

ICICI Bank Exclusive Privileges

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Ganpati Bappa Morya

Happy Ganesh Chaturthi 2019

Should you sell mutual funds now?

Should you sell mutual funds now?

My View, if you are stuck in Equity Mutual Funds:

Shrimad Bhagavad Gita - Best Book for Stock Market Beginners

What is Shrimad Bhagavad Gita?

Why Shrimad Bhagavad Gita is Best Book for Stock Market Beginners?

Where you can Purchase Shrimad Bhagavad Gita?

Love reading:

Love Listening:

7 Books to create 7 Income Streams To Create Wealth like Millionaires

7 Income Streams To Create Wealth like Millionaires:

1. Active Income / Earned Income:

2. Income from Investment:

3. Dividend Income:

4. Interest Income

5. Rental Income from Real Estate

6. Income from Capital Gain

7. Other Income

Conclusion

Top 3 Must Buy Products In Amazon Sale

Top 3 Must Buy Products In Amazon Sale

1. Fire TV Stick 4K with All-New Alexa Voice Remote | Streaming Media Player

2. Echo Dot (3rd Gen) – New and improved smart speaker with Alexa (Black)

3. TP-Link TL-WA850RE 300Mbps Universal Wi-Fi Range Extender (White)

Time to Enjoy Upcoming Amazon Freedom Sale on 8th - 11th Aug '19

Why I upgraded to Tata Star Platinum Card from Tata Titanium Card?

What differentiates Tata Card over other credit card is assured 1% return through 1 Empower point on Rs.100 spend with easy remittance on next purchase (on the accumulation of 500 points).

Why I upgraded to Tata Star Platinum Card from Tata Titanium Card?

Airport lounge access

Thanks for 11000 views and Amazon Prime Day

Amazon Prime Day - 15 and 16 July '19.

What Caused Stock Market Crash and Eroded Investor Wealth ?

Why markets are falling: Key factors behind the slide

What to Do During a Stock Market Drop?

Create a Simple, Cheap, and Diversified Investment Portfolio

How to Create a Simple, Cheap, and Diversified Investment Portfolio?

Go for Credit Card over Debit Card

Credit Card vs Debit Card

What is a Debit Card?

What is a Credit Card?

Benefits of Credit Card vs Debit Card

Will you still spend using a Debit Card? - Comment below.

Only Performing Small Cap Mutual Fund in Last 1 Year

The Great Ocean Road - 12 Apostles Australia 12 Minutes Helicopter Ride

How to make Money by Filing Income Tax Return

ClearTax is India's most trusted income tax e-filing website which is used by over 2.5 million Indians as came up with a unique referral scheme.

So, How to make Money by Filling Income Tax Return using Cleartax?

1. Benefit of Referral

2. Claim all Tax Deductions

3. Save More Taxes

4. Efile in minutes

5. Track income tax refund

Active Fund vs Index Fund

Active Fund vs Index Fund

1. Index Funds vs Active Funds

2. Importance of Fund Selection

3. Importance of Fund Holding

All the above comparisons are done on dt. 11th Jun '19 using Value Research Online

Conclusion

Value Buying - Referral Codes and Offer Links

Shopping Offers

Amazon India and Amazon.com (Online Shopping site: Shop Online for Mobiles, Books, Watches, Shoes and More)

May the lights of Diwali make Your and Your loved one's Life Brighter and Happier. Wish you a very very Happy Diwali!

Hi All, Thanks for your love and support.

We are moving our blog to new Url: https://moneyinfluencers.blogspot.com

Request all to show your love for our new blog.