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	<title>Student Credit Card and Credit Education Blog</title>
	
	<link>http://www.studentplatinum.com/student-credit-card-blog</link>
	<description>Current events and opinions about student credit issues</description>
	<lastBuildDate>Tue, 03 Nov 2009 18:33:53 +0000</lastBuildDate>
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		<title>Credit Card Debt Solution</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/credit-card-debt-solution/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/credit-card-debt-solution/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 18:10:58 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[low credit score]]></category>
		<category><![CDATA[credit card consolidation]]></category>
		<category><![CDATA[debt consultation service]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1546</guid>
		<description><![CDATA[Credit card debt is at an all time high with millions of Americans drowning in that deep sea of plastic. Wouldn't it be nice if you could just mold your credit cards into a frisbee and toss your troubles away?  That sounds like heaven to me.  Unfortunately, however,  life is not that easy.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/credit-card-debt-solution/feed/</wfw:commentRss>
		<slash:comments>33</slash:comments>
		</item>
		<item>
		<title>Be Thankful You Know the Pros and Cons of Credit</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/be-thankful-you-know-the-pros-and-cons-of-credit/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/be-thankful-you-know-the-pros-and-cons-of-credit/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 14:57:58 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit card apr]]></category>
		<category><![CDATA[student credit cards]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1552</guid>
		<description><![CDATA[The fact you understand the value of owning and using a credit card responsibly puts you light years ahead of most students your age. You see the big picture at a time when most are just focused on the here and now. After all, knowledge as they say is power and knowing what it takes [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/03/be-thankful-you-know-the-pros-and-cons-of-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unfair Credit Card Practices</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 15:04:34 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1539</guid>
		<description><![CDATA[There are two things I want you to do next time you speak with your credit card company. Ask them if they apply your payments to the lowest interest portion of your balance first and ask them if they raise your interest rate on outstanding balances.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Effectively Paying Down Debt</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/27/effectively-paying-down-debt-2/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/27/effectively-paying-down-debt-2/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 12:17:23 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial advice for college students]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[bedgeting after college]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[paying off debt]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1536</guid>
		<description><![CDATA[If you are like me you probably graduated from college with two things; a diploma and a pile of debt. It is completely normal for students to have federal student loans and private student loans to pay off after college, but on top of credit card payments, rent and insurance payments these loans can be a huge burden.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/27/effectively-paying-down-debt-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Hundred Dollar Pack of Gum</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/22/the-hundred-dollar-pack-of-gum/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/22/the-hundred-dollar-pack-of-gum/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 16:15:11 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/10/22/the-hundred-dollar-pack-of-gum/</guid>
		<description><![CDATA[Let me just start off by saying I was a few fries short of a happy meal back in my college days. I stayed up way too late and drank entirely too much. Needless to say clarity of thought was not my ally during those hazy days. That said, I&#8217;m sure you&#8217;re wondering how on [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/22/the-hundred-dollar-pack-of-gum/feed/</wfw:commentRss>
		<slash:comments>75</slash:comments>
		</item>
		<item>
		<title>Satisfy Your In-School Financial Needs</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 15:56:36 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[credit limit alert]]></category>
		<category><![CDATA[need money for school]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1493</guid>
		<description><![CDATA[As we approach the half way mark of the semester many college students are finding they are tapped for funds. This is nothing new of course as poor and college students go together like rhythm and blues. Still, it's tough when you're living for today with minimal means while planning for tomorrow, which is what college is all about. Toss in an occasional $25 overdraft charge and it feels like you'll never be able to climb out of that financial ditch.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/feed/</wfw:commentRss>
		<slash:comments>204</slash:comments>
		</item>
		<item>
		<title>Budgeting In Grad School</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/budgeting-in-grad-school/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/budgeting-in-grad-school/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 15:35:04 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.studentloannetwork.com/student-loan-help/?p=1664</guid>
		<description><![CDATA[Having a budget while you are in grad school will help you successfully pay for school without being strapped for cash.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/budgeting-in-grad-school/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Budgeting In Grad School</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/budgeting-in-grad-school-2/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/budgeting-in-grad-school-2/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 15:35:04 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.studentloannetwork.com/student-loan-help/?p=1664</guid>
		<description><![CDATA[Having a budget while you are in grad school will help you successfully pay for school without being strapped for cash.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/budgeting-in-grad-school-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is Financial Risk?</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/what-is-financial-risk/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/what-is-financial-risk/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 13:08:39 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[General Financial Information]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1486</guid>
		<description><![CDATA[Risk exposes you to the chance of something bad happening to you, but educating yourself is your best weapon to minimize that risk.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/what-is-financial-risk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Equifax Helping Speed Up Lending Process</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/14/equifax-helping-speed-up-lending-process/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/14/equifax-helping-speed-up-lending-process/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 15:46:14 +0000</pubDate>
		<dc:creator>Platinum Student</dc:creator>
				<category><![CDATA[banks]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[experian]]></category>
		<category><![CDATA[Transunion]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1481</guid>
		<description><![CDATA[Credit Unions and Equifax are joining forces to make it easier to secure up-to-date compliant loan documents for lenders by rolling out a fully integrated system.  It's a win for the lender who will now spend less time tracking down compliant documents and a win for those applying for a loan who will benefit from a more expeditious process.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/14/equifax-helping-speed-up-lending-process/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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