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Federal Student Loans vs. Private Student LoansFederal and private student loans have different characteristics depending on academic level: undergraduate or graduate. These tables list the differences for Perkins Loans, Direct Loans, PLUS Loans, and private student loans.
How Student Loans Work
Like other loans, student loans are paid back over a certain period of time, almost always with interest. Find out how student loans really work.
Quiz: What's Your Financial Aid IQ?
Think you know financial aid? We’re putting your knowledge to the test.
Ads don’t always compare student loans on an equal basis. Learn how to review loan details to minimize the total amount of your student loan payments.
How to Choose the Best Student Loans
Different types of federal and private student loans offer different costs and benefits. Students and parents can minimize costs by following these recommendations when choosing loans.