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100 Different Types of AI Agents: The Complete Guide to Artificial Intelligence Agents in 2026

2026-06-02T19:54:19.591-07:00

100 Different Types of AI Agents: The Complete Guide to Artificial Intelligence Agents in 2026

Research Introduction

Artificial Intelligence (AI) agents are transforming the interaction between businesses, industries and people with technology. With the emergence of AI agents like virtual assistants, autonomous vehicles and intelligent customer service systems, they are becoming an indispensable element of modern digital ecosystems.

With the growth of AI, it is becoming more important for developers, businesses, students and technology lovers to know the different types of AI agents. This complete guide will go over 100 types of AI agents, what they do, how they’re used, and what the future holds.

What Is an AI Agent?

AI agent: A software program or system that can perceive its environment, process information, make decisions and take actions in order to achieve specific goals. AI agents can work

Here are 100 different types of AI agents categorized by function, industry, and use case.

Personal & Productivity AI Agents

Personal Assistant Agent
Calendar Management Agent
Email Automation Agent
Meeting Scheduling Agent
Note-Taking Agent
Task Management Agent
Reminder Agent
Research Assistant Agent
Travel Planning Agent
Virtual Secretary Agent

Customer Service AI Agents

Customer Support Agent
Live Chat Agent
Help Desk Agent
Ticket Resolution Agent
FAQ Answering Agent
Technical Support Agent
Complaint Handling Agent
Customer Onboarding Agent
Customer Feedback Agent
Call Center Agent

Content Creation AI Agents

Blog Writing Agent
Copywriting Agent
SEO Content Agent
Social Media Content Agent
Script Writing Agent
News Summarization Agent
Content Repurposing Agent
Proofreading Agent
Translation Agent
Video Script Agent

Marketing AI Agents

SEO Optimization Agent
Keyword Research Agent
PPC Campaign Agent
Social Media Marketing Agent
Email Marketing Agent
Lead Generation Agent
Influencer Research Agent
Market Analysis Agent
Brand Monitoring Agent
Competitor Analysis Agent

Sales AI Agents

Sales Prospecting Agent
Lead Qualification Agent
CRM Update Agent
Sales Follow-up Agent
Proposal Generation Agent
Sales Forecasting Agent
Product Recommendation Agent
Customer Retention Agent
Upselling Agent
Account Management Agent

Education AI Agents

AI Tutor Agent
Homework Assistance Agent
Quiz Generation Agent
Course Recommendation Agent
Language Learning Agent
Exam Preparation Agent
Student Performance Agent
Curriculum Planning Agent
Coding Tutor Agent
Research Guidance Agent

Healthcare AI Agents

Symptom Checker Agent
Medical Documentation Agent
Appointment Scheduling Agent
Patient Monitoring Agent
Drug Information Agent
Health Coaching Agent
Medical Coding Agent
Clinical Research Agent
Mental Wellness Agent
Telemedicine Assistant Agent

Finance AI Agents

Financial Advisor Agent
Investment Research Agent
Budget Planning Agent
Expense Tracking Agent
Fraud Detection Agent
Credit Risk Assessment Agent
Tax Preparation Agent
Portfolio Management Agent
Insurance Claims Agent
Financial Reporting Agent

Software Development AI Agents

Code Generation Agent
Code Review Agent
Bug Detection Agent
Test Automation Agent
DevOps Agent
API Integration Agent
Documentation Agent
Security Analysis Agent
Database Management Agent
Software Architecture Agent

Business & Operations AI Agents

HR Recruitment Agent
Resume Screening Agent
Supply Chain Agent
Inventory Management Agent
Procurement Agent
Legal Research Agent
Contract Analysis Agent
Data Analytics Agent
Business Intelligence Agent
Workflow Automation Agent

Emerging Advanced AI Agents

Multi-Agent Coordinator
Autonomous Research Agent
Autonomous Web Browsing Agent
AI Shopping Agent
AI Recruiting Agent
AI News Reporter Agent
AI Data Scientist Agent
AI Cybersecurity Agent
AI Trading Agent
AI Digital Employee Agent

OHS352 Project Report Writing Anna University Question Paper

2026-06-02T19:10:39.980-07:00

OHS352 Project Report Writing Anna University Question Paper (Latest Download)

Anna University OHS352 Project Report Writing question papers? You’ve come to the right place! Here you can find all the necessary information regarding the OHS352 Project Report Writing Anna University exam such as sample and previous year question papers.

Why Download Anna University OHS352 Project Report Writing Question Papers?
Real Previous Year Question Papers for better exam preparation.
Know the important topics and exam pattern.
Identify scoring sections and frequently asked questions.
Anna University standards with practice of the original question pattern.

OHS352 Project Report Writing – Major Features

Course Code: OHS352
Subject Name: Report writing on project University: Anna University
Course: B.E./B.Tech (Open Elective)
Semester: As per present syllabus

Using OHS352 Project Report Writing Question Papers - Tips and Tricks
Before you start your practice, go through the entire question paper.
Repeat topics Focus and mark distribution.
Test yourself for speed and accuracy on exam.
For best results combine the question paper with recommended textbooks and syllabi.
Download OHS352 Project Report Writing Question Paper PDF
Download OHS352 Project Report Writing Anna University old & new question papers in pdf through the below link:

Download Anna University OHS352 Project Report Writing Question Paper PDF

OHS352 Project Report Writing, Anna University, question paper, download, PDF, previous year, exam, syllabus, preparation, B.E, B.Tech, open elective

MG8591 Principles of Management Question Papers | POM Question Paper 2026

2026-06-01T22:54:28.675-07:00

Anna University MG8591 Principles of Management Question Papers Anna University MG8591 Principles of Management Previous Year Question Papers PDF Download

Looking for Anna University MG8591 Principles of Management Previous Year Question Paper? If so, you’ve come to the right place. Previous year question papers are one of the best study materials for engineering students preparing for semester examinations. They help students know the exam pattern, marking scheme, important topics and frequently asked questions.

MG8591 Principles of Management is a core subject for engineering students offered by Anna University. It exposes students to the basic aspects of management and to the functions of planning, organizing, staffing, directing and controlling in an organization. Practicing MG8591 previous year question papers will help you improve your preparation to a great extent and it will also increase your chances of getting high marks in the university examinations.

In this article, you will get to know about MG8591 syllabus, exam pattern, benefits of solving previous year question papers and preparation tips to score excellent marks.

Principles of Management MG8591 About -

In Principles of Management MG8591, students are given a complete overview of management concepts and practices. The subject is on the principles which guide the organization in the pursuit of their objectives in an effective and efficient manner.

Subject Code : MG8591

Subject Name : Principles of Management

DOWNLOAD MG8591 POM QUESTION PAPER

Principles of Management Regulation 2017 Department Common Subject for Engineering Programs Category Management Science The course provides knowledge of managerial functions and develops skills for decision making and leadership needed in professional environment.

Anna University MG8591 Question Paper

MG8591 Principles of Management Question Paper

MG8591 Previous Year Question Papers

Principles of Management Anna University

MG8591 Question Paper PDF

Anna University Previous Year Question Papers

MG8591 Important Questions

Principles of Management Exam Preparation

MG8591 Semester Exam

Anna University Management Science Question Paper

15 Ways To Earn Money From Home in 2026 | How To Make Money Online

2026-06-01T21:57:42.710-07:00

Make Money Online 2026: The Ultimate Guide to Make Money on the Internet from Home for Beginners

Learn how to make money online in 2026 with proven methods such as Freelancing, Blogging, Affiliate Marketing, Content Creation, AI Services, Online Tutoring and many more. Start Earning Online Today » #MakeMoneyOnline2026

The internet has changed how people work and make money. 2026 is not for the techies or the company entrepreneurs to earn money online. Students, professionals, homemakers and entrepreneurs have different opportunities to earn money online.

If you want a side hustle or to work full-time online, there are many ways to make money online with little effort. In this post, we talk about the biggest ways to make money online, how they work and how newbies can get started.## 2026 – Why Online Income Is Growing

The demand for remote work, digital services, AI-enabled companies and online education continues to grow. Freelancers are being hired all over the place, creators are building out their own personal brands and digital items are bringing in passive cash.

Advantages of making money online include:

flexible work hours

Simple to begin

Opportunity to earn globally

Multiple income streams

Work from home

Scalability and potential for passive income

Best ways to make money online in 2026

1. Freelance work

Still, one of the fastest ways to make money online is freelancing. There are a number of services that companies hire independent professionals for.

Popular freelance skills are:

Article writing

Graphic design.

Website Development

SEO Services

Edit film

Social media profile management;

Web Marketing

A freelancer may make a few hundred dollars a month or a few thousand dollars a month, depending upon experience and competence

2. Blogging

Blogging is still a good online business idea. Here are some ways bloggers can make money by providing great information on a certain subject:

Show ads

Partner-Program

Paid for content

Digit products

Classes online

Popular blogging niches include technology, education, finance, health, travel, and personal growth.

3. Affiliate Marketing

Affiliate marketing is a way for people to earn money by promoting businesses and services.

How it works

1. Become an affiliate.

2. Receive a personalized referral link.

3. Market things through blogs, social media or videos.

4. Earn a percentage of every sale made from your link.

Affiliate marketing is the most scalable way to earn money online in 2026.

4. Make YouTube videos

Video use is growing throughout the world. There are different ways YouTube creators can monetise their channels:

advertising revenue

Content sponsored by sponsors

Marketing partnerships

Memberships

Digital goods sales

Some of the most lucrative categories are education, technology, finance, gaming and content related to AI.

5. Offer AI-Based Services

AI has come up with new ways to make money.

Common AI services are:

AI Generated Content

Prompts design

AI Consulting

Set up AI Automatisation

Development of AI Chatbots

AI image generating services

Companies are increasingly looking for experts who can help them make good use of AI technologies.

6. Online Tutoring

If you’re an expert in a certain topic, teaching online could be a terrific way to make a lot of money.

Topics that are in high demand include:

Mathematics Science Programming

Language: English

Getting ready for tests

Prof. degrees

Virtual platforms allow tutors to teach students from anywhere in the world.

7. Sell Digital Goods

Digital products are a fantastic source of passive income, as you can sell them repeatedly without incurring production costs each time.

For instance:

E-book Design

Study guides

Online Classes

Assets to design

Software tools

8. Managing social media

Many companies have issues managing their web presence.

Services may include:

Creating content

Audience participation

Social Media Plan

ad campaign

Metrics reports

This is a growing field as companies are putting more emphasis on digital marketing .

9. Find a Virtual Assistant Job

Virtual assistants can help companies with administrative tasks like:

* Sorting mail

Input data

* Customer services

* Set appointments

* Writing about science

This is a simple way for beginners to start earning money online.

10. Online Market Training Courses

“Experienced people can take their knowledge and convert it into training courses.

Subjects That Pay:

Online Marketing

*Programming Language

* Design (graphic)

Business savvy

AI tools

learning languages

Online education industry is one of the fastest growing industries in 2026.

11. Work from home opportunities

The move to work remotely is growing worldwide.

Examples of remote jobs

rep, customer service

Software engineer

Marketing specialist

Project Management

Edit content

Data Analysis

Remote work provides a steady paycheck and the ability to work from anywhere.

12. Print on Demand and E-commerce

Using the Internet shop is a popular technique for making money.

Business models:

Shipping drop off

POD Product:

Hand-made items

Private label products

E-commerce businesses can scale to a tremendous level with proper marketing methods.

13. Writing Content

Business websites, blogs, newsletters and marketing activities always need good content.

SEO content, technical writing, and AI powered content generation writers can offer competitive charges.

14. Flipping Websites What is flipping websites?

Websites created or purchased

More guests and more cash

Profit on sale

This approach can bring huge rewards for the expert website investor.

15. Stock Photography & Digital Media

Creative professionals for hire.

Stock photography

Video clips

Music

Illustrations

Design assets

Passive earnings over time . It adds another stream .## Internet Skills To Succeed In 2026

If you develop these skills you can make more:

Search Engine Optimization (S.E.O.)

Internet Marketing

Content Creation Artificial Intelligence and Automation Technologies

Writing Copy Web Development

Data analysis

Communication Skills## Errors to Avoid

Many new arrivals struggle because they:

Immediate results

Halt training skills

Trying to do too many methods at once

*Don’t care about personal branding

Don’t learn SEO.

Be inconsistent

It takes time, learning and ongoing commitment to build a sustainable income online.How Much Can You Make Online?

It is your skills, Your hard work and what business plan you apply that determines what you do online.

Possible monthly income could be:

Beginner: $100 - $1,000

Middle earners $1,000-$5,000

Professionals: $5,000+ and more

The very top earners tend not to have a single source of income, but multiple.Yeah. ## FAQ #### How To Make Money Online 2026 Without Investment? These are the platforms where you can start freelancing, article writing, virtual assistance, online tuition and affiliate marketing with low expense.## What is the easiest way to make money online?

To begin with, freelancing, virtual assistantship and content writing are the easiest opportunities.## Do students earn money online?

Yeah, yeah. Students can make money through freelancing, tutoring, blogging, social media management and digital product creation.## What is the most profitable online business to start in 2026?

The most profitable online business techniques include affiliate marketing, blogging, AI services, online courses, and e-commerce.Conclusion

In 2026, learning how to make money online can be a way to achieve financial freedom and career flexibility. It doesn’t matter if it is freelancing, blogging , affiliate marketing , AI services , online tuition , selling digital products or anything else you want to succeed in , you need to learn vital skills and be consistent .

Just choose one and learn it. " Then diversify your revenue streams slowly. And if you have the right technique and you put in the effort, it has never been easier to make a steady income online.

Anna University Syllabus – Latest Curriculum for UG & PG Courses

2026-06-01T20:49:26.651-07:00

Anna University Syllabus: An Overview of Curriculum, Regulation and Course Structure

Searching for the most recent Anna University Syllabus for your program? One of the most significant ways to be successful academically is knowing the syllabus. The Anna University syllabus is a roadmap for your whole academic experience, no matter whether you are a first year engineering student or you are seeking a post graduate degree.

The syllabus offers full description of subjects, course objectives, laboratory sessions, projects and evaluation methods. It aids the students in preparing effectively for the tests along with development of the technical and professional abilities required in today's competitive environment.What is the Syllabus of Anna University?

The Anna University syllabus is a well-structured syllabus of all the undergraduate and post-graduate courses offered by Anna University and its affiliated colleges. It enumerates the subjects to be studied in every semester thereby leading to a standard learning experience in all associated institutions.

The syllabus includes:
Main subjects

Elective classes
Lab work

Project work
Internships

Assessment criterion

Following the planned curriculum helps pupils to focus on vital subjects and attain higher academic outcomes. Importance of Anna University Syllabus

A syllabus is not only a list of topics. It is a guide so students will know what they need to learn during the semester.

Some of the major benefits are:

Better Test readiness

By knowing the syllabus, students can concentrate on the subjects that are relevant and academically prepare themselves for the university tests.Your study schedule

Depending on courses and units in the syllabus students may construct a study plan for a semester.### Learning Relevant to Industry

Anna University routinely updates its course to keep pace with the latest technology and trends in the market. Developing Skills

Apart from technical knowledge, the program also emphasizes on communication skills, problem solving skills, teamwork and professional ethics.Anna University Syllabus Courses List Anna University includes a wide selection of courses on its syllabus.

Undergraduate Programmes
B.E. CSE (Computer Science Engineering)
B.E. Electronics & comm. Engineering

B. E. Mech. Engg.
B.E. Civil Engg.

B.E. Electronics & Electrical Engineering

B. Tech Information Technology

B. Tech in Data Science & Artificial Intelligence

B.Tech in Biotechnology

Graduate Program

M.E. Programmes

M. Tech Program

M.B.A.

MCG

M. Arch.

The syllabus of each course is thoroughly thought with a nice blend of academic and practical.## New Anna University Syllabus - Features

The new syllabus of Anna University is for the training of the new work chances.

Some of the key features are:

* Outcome Based Education (OBE) Subjects of industries

* Lab practicals

* Project-based learning *Internship Opportunities
* Growing professional skills
* Education in new technologies

Students get the opportunity to study areas including Artificial Intelligence, Machine Learning, Data Science, Cyber Security, Cloud Computing and the Internet of Things (IoT).

Rules for Anna University

The syllabus is framed by different academic laws introduced from time to time. Students are regulated by year of entrance.

Common regulations include:

Regulation 2013

2017 Regulation

2021 Regulation

Refer The syllabus here

“Every regulation means curriculum improvements to meet changing academic and industry needs.### How to Use Anna University Syllabus in the Right Way

To get the best out of the curriculum,

1. Inspect it at the start of each term.
2. Identify major units and learning outcomes.
3. Use the specified textbooks and reference resources.
4. Solving the previous years question papers.
5. Focus on lecture and lab courses.
6. Dedicate time to projects and assignments.

Preparation approach based on syllabus helps students to increase their understanding and examination performance.

Anna University Syllabus is an important academic document for the students to know their syllabus, plan their studies and prepare for their exams efficiently. The syllabus emphasizes hands-on learning and skills that are relevant to industry and current technologies, so students can acquire the knowledge necessary for success in professional and postsecondary education choices.

Students can be updated with the curriculum changes and reach their peak in academics by consulting the current Anna University syllabus periodically.

student loans : How to Apply - Ultimate Guide for Applying Loan in Bank

2025-06-26T07:47:00.000-07:00

Banks and other financial institutions give students money in the form of student loans to help them pay for college (in India or abroad). They usually cover:

Tuition fees
Hostel/mess fees
Books and supplies
Travel costs (for studying abroad)
Exam and library fees

Important Things About Student Loans

Feature	Description
Loan Amount	₹50,000 to ₹1.5 crore (depends on course and location)
Interest Rates	Usually between 8% – 13% per annum
Repayment Period	5 to 15 years (after moratorium)
Moratorium Period	Course duration + 6 months to 1 year
Collateral	Required if loan > ₹7.5 lakh (depends on lender)
Tax Benefit	Interest paid is eligible for deduction under Section 80E of the Income Tax Act

Requirements for Eligibility: Indian citizen

Accepted into a school that is well-known (in India or another country)
Usually, a co-applicant (parent or guardian) is needed.
Approval may depend on grades and entrance scores.

Banks Offering Student Loans

Lender	Key Features
SBI Education Loan	Low interest rates, moratorium, SBI Global Ed-Vantage for abroad
Bank of Baroda	Baroda Scholar & Vidya schemes
HDFC Credila	Non-collateral loans, fast processing
Axis Bank	Covers full expenses, including travel
PNB Udaan / Saraswati	Schemes for domestic and overseas education

Government Programs for students Loan:

The Vidya Lakshmi Portal is the official website for education loans and scholarships from the Government of India. Visit https://www.vidyalakshmi.co.in for more information.

· The Credit Guarantee Fund Scheme for Education Loans (CGFSEL)

· No collateral needed for loans of up to ₹7.5 lakh

· Canara Bank runs it according to IBA Guidelines.

Reliable Sources for Additional Research

Source	Description
Reserve Bank of India	Guidelines and circulars on education loans
Vidya Lakshmi Portal	Apply for loans to multiple banks
National Scholarship Portal	For scholarships that reduce loan burden
NSDL e-Gov	Information on tax benefits on loan repayment
[Bank Websites (e.g., SBI, HDFC)]	Check exact interest rates, eligibility, and online applications

PG BANK ADMIT CARD 2012 DOWNLOAD FOR RECRUITMENT OF OFFICER SCALE - I | PRAGATHI GRAMIN BANK RECRUITMENT OF OFFICER SCALE - I ADMIT CARD 2012 DOWNLOAD

2012-03-06T05:26:00.001-08:00

PG BANK ADMIT CARD 2012 DOWNLOAD FOR RECRUITMENT OF OFFICER SCALE - I | PRAGATHI GRAMIN BANK RECRUITMENT OF OFFICER SCALE - I ADMIT CARD 2012 DOWNLOAD

PRAGATHI GRAMIN BANK RECENTLY RELEASES THE ADMIT CARD 2012 FOR OFFICER SCALE - I EXAMINATION AND EXAMINATION FOR OFFICER SCALE - I EXAMINATION IS TO HELD ON 08.03.2012


RECRUITMENT OF OFFICER SCALE - I
	Login

ALL YOU NEED TO DO IS TYPE YOUR REGISTER NUMBER,DATA OF BIRTH,PASSWORD IN THE BELOW LINK

Click here to download Call letter for written examinationto be held on 18.03.2012

ACHARYA NAGARJUNA UNIVERSITY Syllabus for UG AND PG STUDENTS

2011-11-08T07:52:00.000-08:00

LLB	3 & 5 Semesters
LLM	3 & 5 Semesters
B.Ed	B.Ed
M.Ed	M.Ed
BBM (Hons.)	4 year BBM (Hons.)	1 year BBM (Hons.)
MHRM	1234 Semesters	1234 Semesters
M.Com	1&2 Semesters
M.B.A	1234 Semesters
M.A. Telugu	4 Semesters
M.A. Sanskrit	2nd Semester
5 Year MBA	Semesters
M.A. English	Final Year
M.A. Hindi	4 Semesters
Journalism & Mass Communication	Practicals
Life Long Learning	M.Phil/Ph.D. Programme Part-I	Paper - II
M.A. Economics	4 Semesters
M.B.A. Hospital Administration	4 Semesters
Rural Development	4 Semesters
Tourism and Travel management	4 Semesters
Applied Economics
Mahayana Buddhist Studies
History
M.A.Political Science
Sociology
Ambedhkar Chair
Centre for Scientific Socialism
Centre for Womens Studies

SCIENCES
Subject Name	Syllabus	Model Question Papers
M.Sc Mathematics	M 101: ALGEBRA M 204: COMPUTER ORIENTED NUMERICAL METHODSALGEBRA	M 101----M 204
M.Sc.Bio-Chemistry	III & IV	III & IV
Computer Science & Engineering	Fundamentals of Computers	FOC QP
Botany
M.Sc. Chemistry	III Semester	III Semester
M.Sc. ELECTRONICS	I Semester	ALL Semesters
M.Sc., Nano-Technology (5 year Integrated) 4th Year	I & II Semester
M.Sc., Nano-Technology (5 year Integrated ) I, II & III Year	I, II & III
M.Sc. Statistics	I to IV Semesters	I to IV Sems
Pre-Ph.D./M.Phil. Part-I Examinations in STATISTICS
Foods & Nutitional Sciences	1.1 to 4.3
Applied Maths
M.Sc Aquaculture
Bio Technology
Environmental Science
M.Sc Geology
M.Sc Physics
MTech Bio Technology Source:	http://www.nagarjunauniversity.ac.in

Union Bank of India Probationary Officers Exam., 2008 Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:33:00.000-07:00

Union Bank of India Probationary Officers Exam., 2008 Probationary Officers Exam previous year question paper Solved Paper

Union Bank of India Probationary Officers Exam., 2008

English Language : Solved Paper

(Held on 7-9-2008)

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it.
Certain words have been printed in bold to help you locate them while answering some of the
questions.
Over the past few decades, many Asian nations transformed from poverty into global competitors.
From 2003 to 2007, Asian economies expanded at an average annual rate of 8•1%, triple that of
advanced economies. Over the same period, inflation in Asia averaged only about 3•5%. But Asia
could be facing turbulent economic times. In May, the average inflation rate throughout the region
reached nearly 7%, led by spikes in oil and food prices. In India, inflation jumped to an 11•6% annual
rate in June, according to the latest government figures, the highest in 13 years.
Policymakers and central bankers are forced to raise interest rates and limit credit to get inflation under
control. But these same measures suppress the investment and consumption that generates growth. The
combination of slowing growth and soaring inflation makes economic policy-making tricky. Inflation
stirs up the middle classes because it can quickly erase years of hardwon personal gains. Inflation is
cruel to the poor, because families have to spend a larger share of their meagre incomes on necessities.
In the Philippines, farmers, unable to afford fuel for tractors, use water buffaloes to plough their fields.
But to avoid unrest, leaders cannot blindly adopt rigid anti-inflation measures. Voters won’t hesitate to
remove from office any politician who doesn’t deliver the goods. So they cannot overreact to the
inflation threat and scale down economic growth in the process. Developing nations need to grow
quickly to create jobs and increase incomes for their large populations. With prices soaring, doing
nothing is not an option. Most central banks in Asia have started raising interest rates. The Reserve
Bank of India increased its benchmark rate twice last month to a six year high of 8•5%.
The challenge is especially difficult because currently, inflation is not of domestic origin. Prices are
being driven higher by a global surge in oil and food prices, which individual governments can do little
to control. Of course, inflation is not just a problem in Asia. World Bank President Robert Zoellick
called rising food and oil prices a man-made ‘catastrophe’ that could quickly reverse the gains made in
overcoming poverty over the past seven years. For now, though, there is more talk than action on the
international front, so Asian governments are on their own.
Even though inflation throughout the region is likely to continue to rise in coming months, no one is
expecting an economic calamity. According to the Asian Development Bank Asian countries have large
hard currency reserves and relatively healthy banks, and so are far better prepared to absorb external
shocks than they were during the region’s last recession ten years ago. Asian policymakers have learned
their lessons and are more alert.
1. Which of the following can be said about Asian economies during the period from 2003- 2007 ?
1. Though inflation was rising at the time politicians did not pay much attention.
2. Many of the poor countries were able to compete internationally.
3. The growth rate of Asian countries was facilitated by growth in advanced countries.
(A) All 1, 2, and 3
(B) Only 1
(C) Only 2
(D) Both 1 and 2
(E) None of these
2. Which of the following is not an anti-inflation measure being used by Asian countries ?
1. Increase in benchmark interest rate by a central bank.
2. Checks on lending.
3. Subsidising fuel for farmers.
(A) Only 3
(B) Both 1 and 2
(C) Both 2 and 3
(D) Only 2
(E) None of these
3. What makes it difficult for Asian countries to control inflation ?
(A) Restrictions by organizations like the Asian Development Bank
(B) Governments are indecisive and adopt counterproductive measures
(C) The problem is global in nature, not restricted to their individual countries
(D) Countries have never faced a financial crisis
(E) Economic growth rate cannot occur in the absence of inflation
4. Why are experts not very concerned about the impact of inflation on Asian economies ?
1. Asian countries have not maintained substantial hard currency reserves.
2. The condition of Asian banks is currently both stable and strong.
3. The Asian Development Bank will bail them out of any trouble.
(A) Only 1
(B) Both 1 and 3
(C) Both 1 and 2
(D) Only 2
(E) None of these
5. What is the author’s advice to politicians regarding the handling of inflation ?
(A) They should focus on preventing agitations among their citizens not implementing antiinflation
measures
(B) They ought to implement anti-inflation measures even at the cost of losing office
(C) They must focus on maintaining high economic growth rate as inflation will taper off on its own
(D) Countries should handle the problem independently and not collectively
(E) None of these
6. What could the impact of stringent inflation measures be ?
(A) Increased consumption as families spend a larger part of their income on essential goods
(B) Politicians may be voted out of power
(C) Economic growth rate remains constant
(D) Oil prices within the country remain stable despite high global prices
(E) None of these
7. Why is high economic growth necessary for developing countries ?
(A) To catch up with the growth rate of the advanced countries
(B) To sustain their economies despite the ill effects of inflation
(C) To provide better educational opportunities to their citizens
(D) To create employment opportunities for citizens
(E) None of these
8. Why has inflation been referred to as a ‘catastrophe’ ?
(A) Prices of essential commodities are unaffordable for all
(B) Our past efforts to reduce poverty will be nullified
(C) Governments are unstable and do not take stringent decisions
(D) It has divided countries rather than ensuring co-operation among them
(E) None of these
9. Which of the following can be inferred from the passage ?
1. Growth rate in advanced countries was low so the effects of inflation were not felt.
2. Closing the economy to global markets will reduce inflation.
3. India has been the most severely affected by inflation.
(A) None
(B) Only 1
(C) Only 2
(D) Both 2 and 3
(E) All 1, 2 and 3
10. Which of the following factors was responsible for inflation in India ?
(A) Reserve Bank India raising the interest rates very frequently
(B) High population growth
(C) Sudden rise in prices of oil worldwide
(D) Reckless competition with China
(E) None of these
Directions—(Q. 11–13) Choose the word which is most similar in meaning to the word printed in bold
as used in the passage.
11. stirs
(A) trembles
(B) moves
(C) mixes
(D) inspires
(E) agitates
12. scale
(A) descent
(B) climb
(C) hindrance
(D) cut
(E) measure
13. origin
(A) ancestry
(B) source
(C) inauguration
(D) down
(E) heritage
Directions—(Q. 14–15) Choose the word which is most opposite in meaning to the word printed in
bold as used in the passage.
14. turbulent
(A) quiet
(B) rest
(C) soothes
(D) stormy
(E) lawful
15. gains
(A) decreases
(B) fails
(C) deprives
(D) frauds
(E) losses
Directions—(Q. 16–20) Which of the phrases (A), (B), (C) and (D) given below should replace the
phrase given in bold in the following sentences to make the sentence grammatically meaningful and
correct. If the sentence is correct as it is and ‘No correction is required’, mark (E) as the answer.
16. The main objective of the workshop has made children aware of Western classical music.
(A) will make children aware
(B) is to make children aware
(C) is making aware children
(D) awareness of children
(E) No correction required
17. Afraid of missing her train and was late for the meeting, Sunita arrived an hour early at the station.
(A) but later for
(B) and been late to
(C) after being late
(D) and being late for
(E) No correction required
18. As a famous historian he has travelled around the world giving lectures on rare subjects.
(A) rarely to subjects
(B) of rare subject
(C) with rarest of subject
(D) in subjects rarely
(E) No correction required
19. The stadium wherever the opening ceremony will be held next month, is equipped with the latest
facilities.
(A) in the opening ceremony
(B) which the ceremony will open
(C) where the opening ceremony
(D) that the opening ceremony
(E) No correction required
20. There will be a trend of unseasonal rainfall in April, in recent years.
(A) There has been
(B) It has been
(C) There is being
(D) It may have been
(E) No correction required
Directions—(Q. 21–25) In each of the following sentences there are two blank spaces. Below each five
pairs of words have been denoted by letters (A), (B), (C), (D) and (E). Find out which pair of words can
be filled up in the blanks in the sentence in the same sequence to make the sentence meaningfully
complete.
21. A committee has been…………..to…………..the transformation of the city into an international
finance centre.
(A) constituted, convert
(B) appointed, oversee
(C) converged, evaluate
(D) inducted, change
(E) inaugurated, determine
22. Keeping in mind the…………..to develop the sector the government has………….. solicited
foreign investment.
(A) importance, never
(B) proposal, forcibly
(C) objective, wanted
(D) view, discretely
(E) need, actively
23. In his speech he vowed to…………..the four billion unbanked individuals across the world into
the…………..of financial inclusion.
(A) represent, sphere
(B) target, area
(C) bring, realm
(D) engage, achievement
(E) convince, era
24. Although he puts in…………..of overtime and takes few holidays, he…………..cannot support his
family.
(A) sufficient, however
(B) lot, besides
(C) much, thus
(D) plenty, still
(E) frequency, yet
25. They have been…………..on incentives to…………..these practices are implemented at grass root
level.
(A) relying, ensure
(B) improving, secure
(C) advocating, confirm
(D) debating, necessitate
(E) focusing, display
Directions—(Q. 26–30) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the
proper sequence to form a meaningful paragraph; then answer the questions given below them—
1. It was a cycling race launched in 1903, by Henri Desgrange, a magazine editor in Paris.
2. The Tour de France is a test of human endurance.
3. His idea worked and the magazine boomed.
4. His aim was to boost the circulation of his magazine.
5. He wanted to achieve this by covering every stage of the three week long, 3,500 kilometre long
cycling race.
6. Till today the race remains more popular than he could ever have dreamed.
26. Which of the following should be the first sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
27. Which of the following should be the second sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
28. Which of the following should be the third sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
29. Which of the following should be the fifth sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 6
30. Which of the following should be the sixth (Last) sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6
Directions—(Q. 31–40) Read each sentence to find out whether there is any grammatical error or
idiomatic error in it. The error, if any, will be in one part of the sentence. The letters of that part is the

answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)
31. On account of the week (A) / long strike the factory (B) / was forced to close and (C) / next month’s
shipment will delay. (D) No error. (E)
32. Since the US economy experiences (A) / a recession many Asian countries (B) / are likely to have
(C) / reduced growth rates this year. (D) No error. (E)
33. Oil is now so expensive that (A) / India will have to cut subsidies (B) / instead face running out
(C) / of funds to import oil. (D) No error. (E)
34. It is unlikely that you will (A) / find a more qualified and experience (B) / candidate than Mr.
Prasad (C) / for the post of President. (D) No error. (E)
35. On account of the rising (A) / costs many people are (B) / finding it difficult (C) / to feed their
families. (D) No error. (E)
36. By marketing agriculture (A) / products well, we (B) / can ensure that (C) / farmers make a good
profit. (D) No error. (E)
37. The promotion means (A) /that you may be (B) / post in Chennai (C) / from next month. (D) No
error. (E)
38. This project is (A) / too big to (B) / undertake successfully at (C) / such short of notice. (D) No
error. (E)
39. When our company was (A) / faced financial difficulties (B) / the training budget was (C) / the first
to be cut. (D) No error. (E)
40. Conservationists believe that (A)/better management of national parks (B)/is the only way to save
(C)/India’s tiger population from extinction. (D) No error. (E)
Directions—(Q. 41–50) In the following passage there are blanks, each of which has been numbered.
These numbers are printed below the passage and against each, five words are suggested, one of which
fits the blank appropriately. Find out the appropriate word in each case.
In July 2008, one of the most inspiring leaders of our times, will …(41)… his ninetieth birthday.
Nelson Mandela retired from politics in 1999, but he has remained …(42)…, continuing his work
through the Nelson Mandela Foundation. The foundation has launched an Aids awareness campaign,
46664, named …(43)… Mandela’s prison number. He has also set up a scholarship programme whose
…(44)… was to promote leadership among young Africans.
During the 1990s, …(45)… I worked with Mr. Mandela on his autobiography “Long Walk to
Freedom”, I …(46)… his leadership first hand. During his election campaign we were on board a plane
discussing his book. Twenty minutes …(47)… to landing the engine failed. Many began to panic. The
only thing that …(48)… them was looking at Mandela, who was reading his paper as if he was a
passenger on a morning train to work. The plane landed safely and when we got into the car taking us
to the hotel he …(49)… to me, “I was terrified on the plane !” As a leader he realized he was a model
for others and this gave him the strength to …(50)… over his own fear.
41. (A) tribute
(B) remember
(C) honour
(D) celebrate
(E) rejoice
42. (A) resigned
(B) active
(C) influenced
(D) participant
(E) reserved
43. (A) by
(B) with
(C) after
(D) as
(E) thereafter
44. (A) wish
(B) pursuit
(C) result
(D) plot
(E) aim
45. (A) when
(B) that
(C) period
(D) later
(E) alongside
46. (A) felt
(B) acquainted
(C) experienced
(D) underwent
(E) learned
47. (A) before
(B) sooner
(C) close
(D) prior
(E) advance
48. (A) calmed
(B) soothing
(C) composed
(D) restraint
(E) discipline
49. (A) speaks
(B) confided
(C) confidentially
(D) entrusted
(E) assured
50. (A) success
(B) overcame
(C) dominate
(D) victory
(E) triumph
Answers :
1. (E) 2. (C) 3. (C) 4. (D) 5. (C)
6. (B) 7. (B) 8. (B) 9. (D) 10. (C)
11. (E) 12. (D) 13. (B) 14. (A) 15. (E)
16. (B) 17. (D) 18. (E) 19. (C) 20. (A)
21. (B) 22. (E) 23. (B) 24. (D) 25. (A)
26. (B) 27. (A) 28. (D) 29. (C) 30. (E)
31. (D) 32. (A) 33. (C) 34. (B) 35. (E)
36. (A) 37. (C) 38. (C) 39. (B) 40. (E)
41. (D) 42. (B) 43. (C) 44. (E) 45. (A)
46. (C) 47. (D) 48. (A) 49. (B) 50. (E)

Probationary Officers Exam previous year question paper Solved Paper State bank of india SBI Bank Po Solved Paper

2011-10-10T06:32:00.000-07:00

Probationary Officers Exam previous year question paper Solved Paper State bank of india SBI Bank Po Solved Paper

Probationary Officers Exam previous year question paper Solved Paper State bank of india SBI Bank Po Solved Paper

SBI Bank Po Solved Paper (Held On July 6 , 2008)
Directions—(Q. 41–50) Read the following passage carefully and answer the questions given below it.
Certain words are printed in bold to help you to locate them while answering some of the questions.
The yearly festival was close at hand. The store room was packed with silk fabrics. gold ornaments,
clay bowls full of sweet curd and platefuls of sweetmeats. The orders had been placed with shops well
in advance. The mother was sending out gifts to everyone.
The eldest son, a government servant, lived with his wife and children in far off lands. The second son
had left home at an early age. As a merchant he travelled all over the world. The other sons had split up
over petty squabbles, and they now lived in homes of their own. The relatives were spread all across
the world. They rarely visited. The youngest son, left in the company of a servant, was soon bored and
stood at the door all day long, waiting and watching. His mother, thrilled and excited, loaded the
presents on trays and plates, covered them with colourful kerchiefs, and sent them off with maids and
servants. The neighbours looked on.
The day came to an end. All the presents had been sent off.
The child came back into the house and dejectedly said to his mother, “Maa, you gave a present to
everyone, but you didn’t give me anything !”
His mother laughed, “I have given all the gifts away to everyone, now see what’s left for you.” She
kissed him on the forehead.
The child said in a tearful voice, “Don’t I get a gift ?”
“You’ll get it when you go far away.”
“But when I am close to you, don’t I get something from your own hands ?”
His mother reached out her arms and drew him to her. “This is all I have in my own hands. It is the
most precious of all.”
41. Why did the woman's second son travel ?
(A) He was restless by nature
(B) He did not want to stay at home
(C) He was rich and could afford to travel
(D) His job was such that he had to travel
(E) None of these
42. Why did the woman’s eldest son not attend the festival ?
(A) He was not on good terms with his youngest brother who lived at home
(B) He had quarrelled with his mother
(C) His wife did not allow him to return home
(D) His job prevented him from taking leave
(E) None of these
43. How did the woman prepare for the festival ?
1. She bought expensive gifts for her children and neighbours.
2. She ordered her servants to prepare sweets and food well in advance.
3. She made sure that her youngest child was looked after so that he wouldn’t be bored.
(A) None
(B) Only 1
(C) Only 2
(D) Both 1 and 2
(E) All 1, 2 and 3
44. What did the youngest child do while his mother was busy ?
1. He waited for a chance to steal some sweetmeats.
2. He pestered his mother to give him a present.
3. He stood at the door with servants.
(A) Only 1
(B) Only 2
(C) Both 1 and 3
(D) Only 3
(E) None of these
45. Which of the following can be said about the woman ?
(A) She was a widow who had brought up her children single handedly
(B) She was not a good mother since her children had left home at an early age
(C) She enjoyed sending her family gifts at festival time
(D) She gave expensive presents to show that she was wealthy
(E) She rarely visited her grand-children because they all lived abroad
46. What did the boy receive from his mother ?
(A) She taught him the value of patience
(B) She encouraged him to grow up and live independently like his brothers
(C) She showed him the importance of giving expensive gifts
(D) She gave him a hug to express her love
(E) None of these
47. Which of the following is TRUE in the context of the passage ?
(A) The woman usually ignored her youngest son
(B) The woman’s eldest son lived abroad
(C) The members of the woman’s family did not care about her
(D) The woman made all the preparations herself since she did not want to burden the servants
(E) The woman sent gifts to her children to ensure that they visited her
Directions—(Q. 48–49) Choose the word which is most nearly the SAME in meaning as the word
printed in bold as used in the passage.
48. Left
(A) Gone
(B) Quit
(C) Remaining
(D) Disappeared
(E) Forgot
49. Packed
(A) Filled
(B) Squeezed
(C) Crowd
(D) Collected
(E) Untidy
50. Choose the word which is most OPPOSITE in meaning of the word dejectedly as used in the
passage.
(A) Calmly
(B) Happily
(C) Willingly
(D) Fortunately
(E) Softly
Directions—(Q. 51–55) Read each sentence to find out whether there is any error in it. The error, if
any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the
answer is (E). (Ignore errors of punctuation, if any)
51. Many multinational companies (A) / have not been as (B) /successful in India (C) /than we
expected. (D) No error (E)
52. He has ruined (A) /his eyesight (B) /by not using (C) /his spectacles regularly. (D) No error (E)
53. Mostly of the (A) /newly recruited officers (B) /have no experience (C) /in the banking sector. (D)
No error (E)
54. The resignation of (A) /one of our directors (B) /have caused the price (C) / of shares to fall. (D) No

error (E)
55. There are many (A) /ways of which (B) /inflation can (C) /be measured. (D) No error (E)
Directions—(Q. 56–60) Which of the phrases (A), (B), (C) and (D) given below should replace the
phrase given in bold in the following sentence to make the sentence grammatically meaningful and
correct. If the sentence is correct as it is and ‘No correction is required.’ mark (E) as the answer.
56. Each of the loan must be approved by the Branch Manager—
(A) Every loan
(B) Each one of the loan
(C) Any of the loan
(D) All of the loan
(E) No correction required
57. The issue was taken before the Municipal Corporation meeting last week—
(A) Taking place at
(B) Taken after
(C) Being taken in
(D) Taken up at
(E) No correction required
58. He has asked for the names of those employees involved in the project.
(A) had asked
(B) having asked about
(C) was asked that
(D) is asking
(E) no correction required
59. Considerate the traffic, it is better to leave for the airport an hour early—
(A) While considering
(B) Consideration of
(C) Considering
(D) Being considerate to
(E) No correction required
General English
60. He is a good leader, knowing that to motivate his employees to achieve—
(A) That known when
(B) Who knows how
(C) Which knows how
(D) Knowing what
(E) No correction required
Directions—(Q. 61–65) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the
proper sequence to form a meaningful paragraph; then answer the questions given below them.
(1) The able bodied men of the tribe gathered to discuss how to climb the mountain.
(2) As part of their plundering they kidnapped a baby of one of the families.
(3) One day the mountain tribe invaded those living in the valley.
(4) “We couldn’t climb the mountain. How could you?”, they asked, “It wasn’t your baby !” she
replied.
(5) There were two tribes in the Andes–one lived in the valley and the other high up in the mountains.
(6) Two days later they noticed the child’s mother coming down the mountain that they hadn’t yet
figured out how to climb.
61. Which of the following should be the SECOND sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
62. Which of the following should be the FIFTH sentence after rearrangement ?
(A) (6)
(B) (5)
(C) (4)
(D) (3)
(E) (2)
63. Which of the following should be the FIRST sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
64. Which of the following should be the SIXTH (LAST) sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
65. Which of the following should be the THIRD sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
Directions—(Q. 66–70) In each question below a sentence with four words printed in bold type is
given. These are lettered (A), (B), (C) and (D). One of these four words printed in bold may be either
wrongly spelt or inappropriate in the context of the sentence. Find out the word, which is wrongly spelt
or inappropriate, if any. The letter of that word is your answer. If all the words printed in bold are
correctly spelt and also appropriate in the context of the sentence mark (E) i.e., all correct as your
answer.
66. The income (A) of many people in rural (B) India is not adequate (C) to satisfy (D) their basic
needs. All correct (E)
67. He is always (A) prompt (B) in caring (C) out instructions. (D) All correct (E)
68. The revized (A) rates (B) of interest will be effective (C) immediately. (D) All correct (E)
69. Such transactions (A) are quiet (B) expensive (C) and time consuming (D) for customers. All
correct (E)
70. The guidelines (A) of the new scheme (B) are expected (C) to be finally (D) soon. All correct (E)
Directions—(Q. 71–80) In the following passage there are blanks each of which has been numbered.
These numbers are printed below the passage and against each five words/ phrases are suggested one of
which fits the blank appropriately. Find out the appropriate word in each case.
I used to look …(71)… to the holidays. I was usually …(72)… to my uncle’s house where I …(73)…
his children. I did not get paid a salary for …(74)… What I received in return however, was far more
…(75)… My uncle was an avid reader. During the time I spent with his family I had an …(76)… to
read the vast amount of books and magazines that he possessed. This improved my English to some …
(77)… Reading became my new …(78–79)… spending my pocket money on a ticket to the cinema I
began to …(80)… books. This has benefited me greatly.
71. (A) forward
(B) towards
(C) backward
(D) up
(E) around
72. (A) went
(B) sent
(C) visited
(D) travelled
(E) gone
73. (A) cared
(B) occupy
(C) guarded
(D) taught
(E) played
74. (A) them
(B) whom
(C) this
(D) now
(E) which
75. (A) expensive
(B) deserving
(C) helping
(D) demanding
(E) valuable
76. (A) opportunity
(B) ability
(C) use
(D) encouragement
(E) achievement
77. (A) distance
(B) extent
(C) time
(D) limits
(E) degrees
78. (A) activity
(B) hope
(C) hobby
(D) duty
(E) worship
79. (A) despite
(B) though
(C) by
(D) instead of
(E) while
80. (A) sell
(B) read
(C) exchange
(D) invest
(E) buy
Answers:
41. (D) 42. (E) 43. (A) 44. (D)
45. (C) 46. (D) 47. (B)
48. (C) 49. (A) 50. (C)
51. (D) Replace ‘than’ with ‘as’.
52. (E)
53. (A) Change ‘Mostly’ to ‘Most’.
54. (C) Change ‘have’ to ‘has’.
55. (B) Replace ‘of’ with ‘in’.
56. (A) 57. (D) 58. (E) 59. (C) 60. (B)
61. (C) 62. (A) 63. (E) 64. (D) 65. (B)
66. (E) 67. (C) 68. (A) 69. (E) 70. (D)
71. (A) 72. (B) 73. (D) 74. (C) 75. (E)
76. (A) 77. (B) 78. (C) 79. (D) 80. (E)

State Bank of India PO General Awareness & Computer Knowledge Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:31:00.000-07:00

State Bank of India PO General Awareness & Computer Knowledge Probationary Officers Exam previous year question paper Solved Paper

State Bank of India PO

General Awareness & Computer Knowledge

(Held on 27-07-2008)

1. Which of the following statement(s) reflects India's stand on new World Trade Organization's
proposal on the issue of the subsidy to agro products ?
(1) India would protect the interest of its poor farmers who can not bear the burden of the cost of the
products if they have to sell them on cheaper rate.
(2) Indian industry needs more flexibility as compared to the industry in developed countries.
(3) WTO has set up a new committee under the chairmanship of Putin of Russia to look into the issue
of subsidy and find out a solution to the problem acceptable to all the parties.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (A)
2. Which of the following statement(s) is / are true about the 11th five year plan of India ?
(1) The highest priority is given to exports ,education and development of steel sector.
(2) The plan aims at achieving the growth at 10 % level by the end of the plan.
(3) The Rashtriya Krishi Vikas Yojana is revived in such a way so that it can be achieve a growth nof 4
% for agriculture sector.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (D)
3. As per the figures released recently the Stock markets in emerging economies made handsome
returns last year (2007-08). Which of the following stock markets amongst the BRIC nations registered
highest increased (97 %) compared to its performance in 2006-07 ?
(A) China
(B) Brazil
(C) Russia
(D) India
(E) None of these
Ans : (A)
4. Bayana which was in news recently is a place in—
(A) Uttar Pradseh
(B) Madhya Pradseh
(C) Bihar
(D) Haryana
(E) Rajasthan
Ans : (E)
5. Which of the following statement (s) is / are correct about the Indo-Russia Bilateral Defence Ties ?
(1) Both the countries have decided to produce a fifth generation fighter aircraft and a multi role cargo
plane.
(2) India has agreed to launch Russian missiles from its base at Chandipur incase some other nation
attacks on Russia
(3) India and Russia were able to sort out differences over the utilization of Rupee debt fund which is
of Rs. 8000 crore at present.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 3 only
(E) None of these
Ans : (A)
6. India has recently decided to put a wire fence on the 76 km. long border in Dhudri district in Assam.
The fence will separate India from—
(A) Nepal
(B) China
(C) Bangladesh
(D) Myanmar
(E) Pakistan
Ans : (C)
7. As we all know the Govt. of India is very keen about providing banking service to the people in rural
and remote areas . However , banks feel that the cost of providing services in these areas for financial
inclusion is quite high if services are offered through the "traditional branch channel ". What is / are the
other alternative cost effective channel(s) to fulfill this aim of the Govt. of India ?
(1) Putting biometric ATMs.
(2) Introduce mobile banking.
(3) Issue credit or debit cards
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans : (B)
8. The Govt. of India recently issued a notification altering constituencies in 24 States and Union
territories. This is done as per the provision of which of the following Acts?
(A) Delimitation Act
(B) Census Act
(C) Parliament Act
(D) State Reorganization Act
(E) None of these
Ans : (A)
9. As we read very frequently in the newspaper fraudulent activities in financial world is still
continuing despite various efforts made by various countries to prevent them. As an estimate by IMF,
what is the probable amount derived from such illegal activities which is laundered through the world's
formal financial systems every year? About -
(A) US$ 500 billion
(B) US$ 800 billion
(C) US$ 1000 billion
(D) US$ 1250 billion
(E) US$ 1500 billion
Ans : (A)
10. Indian Prime Minister during his visit the Arunachal Pradseh a few months back asserted that the
State is India's Land of Rising Sun. Which of the following countries did not like his statement and had
raised some objection over his visit to Arunachal Pradseh which is very much a part of India?
(A) Myanmar
(B) China
(C) Bangladseh
(D) Bhutan
(E) Nepal
Ans : (B)
11. Which of the following is the amount of insurance cover provided to the workers of the
unorganized sector under Rashtriya Swasthya Bima Yojana?
(A) Rs. 10,000/-
(B) Rs. 20,000/-
(C) Rs. 30,000/-
(D) Rs. 40,000/-
(E) Rs. 50,000/-
Ans : (C)
12. Which of the following is NOT one of the highlights Economic Survey presented in the Lok Sabha
for the year 2007-08?
(A) Economy has "moved to higher growth phase"
(B) A trend of acceleration in domestic investment and saving rate is recorded.
(C) Buoyant growth in Govt. revenue.
(D) Indian Economy at market rate of exchange crossed 1 trillion US$ in current fiscal.
(E) Net Foreign direct Investment increased by 350% .
Ans : (E)
13. Which of the following is / are correct about sub prime crisis which was in news recently?
(1) It has reduced the flow of capital coming of Indian Stock Markets.
(2) The sub prime crisis is the major financial crisis whose origin is in the Russia and Brazil.It has
adversely affected the economy of Europe and USA.
(3) The crisis started when some people started trading with false Share certificates of major blue chip
US companies in the stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (D)
14. The Prime Minister Gram Sadak Yojana (PMGSY) has a target to connect all habitations of which
of the following levels with all weather roads by 2008-09?
(A) 1000+
(B) 2000+
(C) 3000+
(D) 4000+
(E) None of these
Ans : (A)
15. As we all know the value of the Indian rupee has appreciated in the recent past . The value of the
Rupee is direct dependent on which of the following?
(A) Availability of commodities in the market.
(B) VAT introduced by the Govt. on various commodities.
(C) Size of total Forex Reserve of India currently.
(D) Capital flow in the market during a given period of time.
(E) None of these
Ans : (A)
16. Which of the following banks has taken over the Centurion Bank of Punjab?
(A) ICICI Bank
(B) IDBI Bank
(C) HDFC Bank
(D) AXIS Bank
(E) None of these
Ans : (B)
17. As per provision made in Bharat Nirman Programme the pace of creation of irrigation facilities is
required to be raised from present level of 1.42 million hectare per year in such a way so that it can
achieve the target level fixed for the same?
(A) 1.50 million hectares / year
(B) 1.75 million hectares / year
(C) 2.00 million hectares / year
(D) 2.25 million hectares / year
(E) 2.50 million hectares / year
Ans : (D)
18. Inflation has become major area of concern in India these days. What measures do the Govt. of
India / RBI normally take to control the same?
(1) Fixation of Maximum Price of the Commodities
(2) System of Dual prices.
(3) Increased in supply of food grains.
(4) Control on credit and liquidity in market.
(A) Only 1

(B) Only 2
(C) Only 3
(D) Only 2, 3 & 4
(E) All 1, 2, 3 & 4
Ans : (D)
19. How much Education Cess is being levied on all the taxes to support elementary education for the
children of age group of 6-14 years under Sarva Shiksha Abhiyan (SSA)?
(A) 0.50%
(B) 0.75%
(C) 1.00%
(D) 1.50%
(E) 2.00%
Ans : (E)
20. Which of the following is / are correct about various concessions given in the Union Budget for
2008-09?
(1) Five years tax holidays for setting up hospitals in Tier II & Tier III regions for providing health care
in rural areas.
(2) Commodities tax transaction to be introduced.
(3) Banking cash transaction tax withdrawn.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2 & 3
(E) All 1, 2 & 3
Ans : (E)
21. Which of the following statements reflects the aim(s) Jawaharlal Nehru National Urban Renewal
Mission (JNNURM)?
(1) Give focused attention to integrated development of infrastructure in selected cities.
(2) Provide basic services to the urban poors
(3) Scale up civic amenities and provision of utilities in urban areas.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans : (D)
22. The Press Freedom Day is observed on which of the following days?
(A) 1st May
(B) 1st June
(C) 3rd May
(D) 3rd June
(E) 10th June
Ans : (C)
23. As per the decision taken by the Govt. of India now the National Rural Employment Guarantee Act
is extended to all the districts of India. This means : it will now be applicable to about—
(A) 200 districts
(B) 300 districts
(C) 400 districts
(D) 500 districts
(E) 600 districts
Ans : (E)
24. As per the reports published by the Ministry of Finance recently the overseas borrowings by the
Corporates and currency fluctuation has gone up by which of the following percentage points? About—
(A) 1%
(B) 2%
(C) 3%
(D) 4%
(E) 5%
Ans : (C)
25. The Govt. of India and Reserve Bank of India is planning to set up an autonomous "ATM
corporation of India" in which various banks can get together for common ATM operations. If this
happens how will we all be benefited by the same?
(1) It will be a cost effective measure as each bank can share its operational cost with others.
(2) Clients can withdrawn money from any ATM from any location. They are not required to go to their
banks' ATM only.
(3) It will indirectly help the IT business also as India has a large pool of IT skilled manpower waiting
for suitable placement.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) All 1, 2 & 3
(E) None of these
Ans : (C)
26. As per the news published in various newspapers the Govt. of India has decided to create a
Strategic Reserve of—
(A) Oil & Petroleum
(B) Rasoi Gas
(C) Food grains
(D) Cement & Steel
(E) None of these
Ans : (C)
27. The Govt. of India had constituted a high level committee on financial sector reforms with
Raghuram G.Rajan as its Chairman. Which of the following is / are the recommendations of the
committee?
(1) Liberalize the interest rate that banks/institution can charge to ensure credit for poors.
(2) Create an office of the Ombudsman exclusively for financial sector.
(3) Do not allow foreign investors in domestic stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (E)
28. Yves Leterme has taken over as the prime minister of—
(A) Newzealand
(B) Belgium
(C) Croatia
(D) Portugal
(E) None of these
Ans : (B)
29. The State Bank of India recently opened its 10000th branch in Puduvayal (Tamil Nadu). Only a
bank in China has more branches than State Bank of India in the world. What is the name of that
Chinese bank?
(A) Shanghai Commercial Bank
(B) Bank of China
(C) China Banking Corporation
(D) Industrial and Commercial Bank of China
(E) None of these
Ans : (D)
30. Many a times we read about 'Globalization' and its impact on business practice in India. Which of
the following is NOT one of the important parameters of 'Globalization'?
(1) Reduction of trade barriers to permit free flow of goods and services amongst various nations.
(2) Developing an environment in which free flow of capital can take place.
(3) Promoting local industry to cater to the needs of the consumers in Tier II and Tier III cities. The
production from metros should be reserved only for exports.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) Both 2 & 3
Ans : (D)
31. Many times we read a term CBS used in banking operation. What is the full form of the letter 'C' in
the term 'CBS'?
(A) Core
(B) Credit
(C) Continuous
(D) Complete
(E) None of these
Ans : (A)
32. As per news published in newspapers the Oil & Natural Gas Commission (ONGC) has purchased
some oil assets in Latin American Countries along with one other major company of India . What is the
name of that company?
(A) Hindustan Petroleum Corporation
(B) Indian Oil Corporation
(C) Reliance Industries Ltd.
(D) National Mineral Development Corporation of India
(E) None of these
Ans : (E)
33. India's First centre to monitor climate change was opened recently at—
(A) New Delhi
(B) Chennai
(C) Jaipur
(D) Bangalore
(E) Kolkata
Ans : (B)
34. Which of the following Acts was framed specially to deal more effectively with the problem of
Non-Performing Assets in banking system?
(A) SARFAESI ACT.
(B) Banking Regulation Act.
(C) Foreign Exchange Management Act.
(D) Industrial Dispute Act.
(E) None of these
Ans : (A)
35. The————shows all the websites and pages that you have visited over a period of time.
(A) status bar
(B) task bar
(C) history list
(D) tool bar
(E) None of these
Ans : (C)
36. A proxy server is used for the which of the following?
(A) To provide security against unauthorized users
(B) To process client requests for web pages
(C) To process client requests for database access
(D) To provide TCP/IP
(E) None of these
Ans : (A)
37. A repair for a known software bug,usually available at no charge on the internet, is called a(n)—
(A) version
(B) Patch
(C) Tutorial
(D) FAQ
(E) None of these
Ans : (B)
38. In the URL http://www.prenhall.com, the portion lebelled http is the—
(A) host
(B) domain name
(C) protocol
(D) top-level domain
(E) None of these
Ans : (C)
39. Which of the following organizations has recently given a US$ 600 million loan to Power Grid
Corporation of India,a Govt. run organization?
(A) Asian Development Bank
(B) World Bank
(C) International Monetary Fund
(D) Bank of America
(E) None of these
Ans : (B)
40. The ability to easily add additional users meAns : that a network is—
(A) Scalable
(B) dedicated
(C) Decentralized
(D) Secure
(E) None of these
Ans : (A)
41. In a database, a field is a—
(A) lable
(B) table of information
(C) group of related records
(D) category of information
(E) None of these
Ans : (C)
42. The number of pixels displayed on a screen is known as the screen—
(A) resolution
(B) colour depth
(C) refresh rate
(D) viewing size
(E) None of these
Ans : (A)
43. Wor processing , spreadsheet , and phoyo-editing are example of—
(A) application software
(B) system software
(C) operating system software
(D) platform software
(E) None of these
Ans : (A)
44. If you wish to extend the length of the network without having the signal degrade, you would use a
—
(A) repeater
(B) router
(C) gateway
(D) switch
(E) None of these
Ans : (A)
45. A————is approximately a million bytes.
(A) gigabyte
(B) kilobyte
(C) megabyte
(D) terabyte
(E) None of these
Ans : (C)
46. The time it takes a device to locate data and instructions and make them available to CPU is known
as—
(A) clock speed
(B) a processing cycle
(C) CPU speed
(D) access time
(E) None of these
Ans : (D)
47. ——————controls the way in which the computer system functions and provides a means : by
which users are interact with the computer.
(A) The platform
(B) The operating system
(C) Application software
(D) The motherboard
(E) None of these
Ans : (B)
48. ——————meAns : that the data contained in a database is accurate and reliable.
(A) Data redundancy
(B) Data integrity
(C) Data reliability
(D) Data consistency
(E) None of these
Ans : (B)
49. A(n) —————— is aprivate corporate network,used exclusively by company employees.
(A) Internet
(B) local area network
(C) peer-to-peer
(D) intranet
(E) None of these
Ans : (B)
50. A characteristic of a file server is which of the following?
(A) Manages file operations and is shared on a network
(B) Manages file operations and is limited to one PC
(C) Acts as fat client and is shared on a network
(D) Acts as fat client and is limited to one PC
(E) None of these
Ans : (A)

SBI State Bank Of india Bank Po Solved Paper Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:29:00.000-07:00

SBI State Bank Of india Bank Po Solved Paper Probationary Officers Exam previous year question paper Solved Paper

SBI State Bank Of india Bank Po Solved Paper Probationary Officers Exam previous year question paper Solved Paper

(Paper) SBI Bank Po (Pt) Solved Paper (Held On April 27, 2008)
1.As per the reports in the newspapers what has been the average growth of GDP during 10th
plan period (2002-2007) ?
(A) 9 %
(B) 9.3 %
(C) 8 %
(D) 8.7 %
(E) 7.6 %
Ans (E)
2. Which of the following is/are not part(s) of the Union Budget 2008-09 presented in the Lok
Sbha in February 2008 ?
(1) Defence allocation is increased by 10% to reach more than Rs. 1,00,000 crore.
(2) National Rural Guarantee Act is extended to all the rural districts.
(3) Debt Waiver Scheme launched to help all farmers irrespective of their land holdings.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) Only 3
(E) None of these
Ans (D)
3. Which of the following States has been declared 2008 as the “Year of Education” ?
(A) Haryana
(B) Bihar
(C) Gujarat
(D) Uttar Pradesh
(E) None of these
Ans (A)
4. Who amongst the following is selected as the “Banker of the year 2007″ by the Business
Standard ?
(A) M.V.Kamath
(B) K.C.Chakrabarty
(C) Anil Khandelwal
(D) O.P.Bhatt
(E) None of these
Ans (D)
5. Which of the following is /are not the constituent sector(s) of the Gross Domestic Product
(GDP) of India ?
(1) Agriculture & allied activities
(2) Foreign Exchange Reserve
(3) Industry
(A) Only 1
(B) All 1,2 & 3
(C) Only 3
(D) Both 1 & 2
(E) Only 2
Ans (E)
6.What is “H5N1″ a term , which was very much in news recently ?
(A) It is a category of Visa provided by the USA fOR STUDENTS.
(B) It is the name of the virus which cause Bird flu
(C) It is the code name of India’s space Mission 2010.
(D) It was the name of the military operation launched by Sri Lanka against LTTE.
(E) None of these
Ans (B)
7. Which of the following State Govts. launched a Rs. 40,000 crore “Ganga Expressway
Project” ?
(A) Bihar
(B) Gujarat
(C) Madhya Pradesh
(D) West Bengal
(E) Uttar Pradesh
Ans (E)
8. Which of the following countries is going to elects its first 47 member parliament for the first
time in the history of the country ?
(A) Butan
(B) Pakistan
(C) Myanmar
(D) Nepal
(E) None of these
Ans (A)
9. “World Day for Water” was observed on which of the following days ?
(A) 22nd January
(B) 22nd February

(C) 22nd March
(D) 22nd April
(E) None of these
Ans (C)
10. sunita Williams is the recipient of which of the following awards given away recently ?
(A) Woman of the year 2007
(B) Padma Bhushan
(C) Shanti Swarup Bhatnagar Award
(D) Pravasi India Award 2007
(E) None of these
Ans (B)
11. The Fifth National Winter Games were organized in -
(A) Jaipur
(B) Gulmarg
(C) Hyderabad
(D) Chennai
(E) Delhi
Ans ()
12. Who amongst the following won the Men’s single title of Australian Open Tennis 2008 ?
(A) Novak Djokovic
(B) Jo-Wilfried Tsonga
(C) Jonathan Erlich
(D) Andy Ram
(E) None of these
Ans (A)
13. Which of the following films won the best Film Award in 65th Golden Globe Awards
ceremony ?
(A) Away from her
(B) Atonement
(C) No Country for Old Men
(D) I’m Not there
(E) None of these
Ans (B)
14. Rahul Banerjee won which of the following Natioanl Senior Champioship held in January
2008 ?
(A) Badminton
(B) Chess
(C) Archery
(D) Golf
(E) None of these
Ans (C)
15. Who amongst the following is the author of the novel “Without Dreams” ?
(A) Shahbano Bilgrami
(B) Saeed Mirza
(C) Javed Akhtar
(D) Shabana Azmi
(E) None of these
Ans (A)
16. The —— of a system includes the programs or instructions.
(A) Hardware
(B) Icon
(C) Information
(D) Software
(E) None of these
Ans (D)
17.The copy command saves to-
(A) The Desktop
(B) The Clipboard
(C) Microsoft Word
(D) Paste
(E) None of these
Ans (B)

Professional Knowledge Section of Punjab National Bank P.O. Exam, 2008 General Awareness : Solved Paper Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:27:00.001-07:00

Professional Knowledge Section of Punjab National Bank P.O. Exam, 2008 General Awareness : Solved Paper Probationary Officers Exam previous year question paper Solved Paper

Professional Knowledge Section of

Punjab National Bank P.O. Exam, 2008

General Awareness : Solved Paper

(Held on May 4-5-2008)

1. Nav Krishi is a programme by—
(1) Door Darshan
(2) All India Radio
(3) NIC
(4) ICRISAT
(5) MANAGE
2. One Acre is equal to…………..hectare.
(1) 0.0541
(2) 0.8032
(3) 0.1082
(4) 0.2514
(5) 0.4047
3. SRI technology is practiced for the cultivation of—
(1) Fruits
(2) Vegetables
(3) Flowers
(4) Rice
(5) Wheat
4. If the soil pH 9.2, then the soil is—
(1) Acidic
(2) Neutral
(3) Alkaline
(4) Saline
(5) Sodic
5. …………..is used for the reclamation of acidic soil—
(1) Lime
(2) Gypsum
(3) Sulphur
(4) Calcium Chloride
(5) Ferrous Sulphate
6. 2008 is declared as International Year of—
(1) Rice
(2) Wheat
(3) Sugarcane
(4) Potato
(5) Apple
7. Golden revolution refers to the development of—
(1) Oilseeds
(2) Pulses
(3) Horticulture
(4) Cereals
(5) Fodder
8. The most important rabi pulse crop in India is—
(1) Chickpea
(2) Soyabean
(3) Pigeon pea
(4) Green gram
(5) Black gram
9. RFLP (Restriction Fragment Length Polymorphism) is—
(1) Growth promoter
(2) Molecular marker
(3) Growth retardent
(4) Herbicide
(5) Germicide
10. National Commission on Farmers was chaired by—
(1) Sri Som Pal
(2) Sri Y.C. Nanda
(3) Dr C. Rangarajan
(4) Dr M.S. Swaminathan
(5) Sri Sharad Pawar
11. Global Positioning Systems are useful for—
(1) Determining precise location (latitude and longitude) based on radio signal
(2) Determining precise distance based on radio signal
(3) Determining general pest system
(4) Determining disease forecast
(5) Determining area of farm
12. Commission for Agricultural Costs and Prices (CACP) recommends—
(1) Comfort Price
(2) State Advised Price
(3) Minimum Support Price
(4) Minimum Export Price
(5) Statutory Minimum Price
13. NPV (Nuclear Polyhedrosis Virus) is—
(1) Pest
(2) Pathogen
(3) Bio pesticide
(4) Bio fungicide
(5) Bio control agent
14. National Agricultural Cooperative Marketing Federation is known as—
(1) NIAM
(2) NAFED
(3) MARKFED
(4) NACMF
(5) NACOM
15. Which insect is known as farmers' enemy No.1?
(1) Bollworm
(2) Desert locust
(3) Aphids
(4) Stem borer

(5) Fruit fly
16. Indian Institute of Forest management is located at—
(1) Chennai
(2) Bhopal
(3) Hissar
(4) Dehradun
(5) Imphal
17. In India forests account for about …………..of land surface.
(1) 11%
(2) 22%
(3) 33%
(4) 14%
(5) 25%
18. VAM is an alternative to inorganic fertilizer. VAM is—
(1) Azospirillum
(2) Mycorrhiza
(3) Phosphate solubilising bacteria
(4) Nitrogen fixing bacteria
(5) Azotobacter
19. An example of Single Cell Protein is—
(1) agar agar
(2) spirulina
(3) rhizobium
(4) acetobacter
(5) salmonella
20. Major producer of mulberry silk in India—
(1) Karnataka
(2) Jammu and Kashmir
(3) Jharkhand
(4) Assam
(5) Himachal Pradesh
21. Bird flu affects—
(1) Cattle
(2) Poultry
(3) Sheep
(4) Prawn
(5) Silkworm
22. Minor irrigation scheme comprises several types of works with capacities to irrigate upto—
(1) 2000 acre
(2) 2000 ha
(3) 1000 ha
(4) 1000 acre
(5) 2500 ha
23. Ideal NPK ratio for Indian soils is—
(1) 8 : 4 : 2
(2) 4 : 2 : 1
(3) 9 : 5 : 3
(4) 2 : 1 : 0.5
(5) 10 : 4 : 2
24. Which of the following is a bio diesel plant?
(1) Jatropha
(2) Rose
(3) Pepper
(4) Noni
(5) Teak
25. National Research Centre on Plant Biotechnology is situated at—
(1) Nagpur
(2) New Delhi
(3) Mumbai
(4) Kolkata
(5) Chennai
ANSWERS :
1. (1) 2. (5) 3. (4) 4. (3) 5. (1)
6. (4) 7. (3)8. (1) 9. (2) 10. (4)
11. (1) 12. (3) 13. (3) 14. (2) 15. (3)
16. (4) 17. (2) 18. (2) 19. (2) 20. (1)
21. (2) 22. (3) 23. (2) 24. (1) 25. (2)

Punjab National Bank Agriculture Officers Exam., 2008 solved question paper Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:26:00.001-07:00

Punjab National Bank Agriculture Officers Exam., 2008 solved question paper Probationary Officers Exam previous year question paper Solved Paper

Punjab National Bank Agriculture Officers Exam., 2008

Reasoning : Solved Paper

(Held on 4-5-2008)

• 1. Four of the following five are alike in a certain way and so form a group. Which is the one

that does not belong to the group ?
(A) Sand
(B) Stone
(C) Cement
(D) Brick
(E) Wall
Ans : (E)
2. If Yellow is called Green, Green is called Black, Black is called White, White is called Red,
Red is called Blue, Blue is called Orange then what is the colour of milk ?
(A) White
(B) Black
(C) Red
(D) Green
(E) None of these
Ans : (C)
3. Pointing to a photograph Seema said ‘He is the only grandson of my mother’s father-in-law’.
How is the man in photograph related to Seema ?
(A) Father
(B) Uncle
(C) Cousin
(D) Brother
(E) Cannot be determined
Ans : (D)
4. If ‘+’ means ‘×’, ‘×’ means ‘÷’, ‘÷’ means ‘–’ and ‘–’ means ‘+’ what is the value of—
17 + 15 – 135 × 9 ÷ 70 ?
(A) 270
(B) 240
(C) 170
(D) 200
(E) None of these
Ans : (D)
5. If it is possible to make a meaningful word from the fourth, the fifth, the sixth, the eighth and
the eleventh letters of the word GOURMANDISE using each letter only once first letter of the
word is your answer. If more than one such word can be formed your answer is X. If no such
word can be formed your answer is Y—
(A) D
(B) R
(C) M
(D) X
(E) Y
Ans : (D)
6. Four of the following five are alike in a certain way and so form a group. Which is the one
that does not belong to the group ?
(A) Silver
(B) Gold
(C) Nickel
(D) Copper
(E) Brass
Ans : (E)
7. In a certain code EXTRA is written as % 5 # 73 and NOSE is written as 4 @ 8%; how is
STORE written in that code ?
(A) 5#@7%
(B) 8#@7%
(C) 8#@%5
(D) 8@75%
(E) None of these
Ans : (B)
8. In a row of children facing North, Shamika is third to the right of Nikhil who is seventeenth
from the right end of the row. Ravi is fifth to the left of Shamika and is twentieth from the left
end. Total how many children are there in the row ?
(A) 39
(B) 38
(C) 37
(D) Cannot be determined
(E) None of these
Ans : (B)
9. How many such pairs of letters are there in the word EXAMINATION each of which has as
many letters between them in the word, as they have in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) None of these
Ans : (C)
10. In a certain code ACQUIRE is written as EIRUQAC, how is DENSITY written in that
code ?
(A) YTISNDE
(B) YITSNED
(C) YTISNED
(D) YITSNDE
(E) None of these
Ans : (D)
Directions—(Q. 11–15) These questions are based on the following letter/number/ symbol
arrangement.
Study it carefully and answer the questions.
T 8 # 1 7 F J 5 % E R @ 4 D A 2 B © Q K 3 1 ● U H 6 L
11. How many such symbols are there in the above arrangement, each of which is immediately
preceded by a consonant and not immediately followed by a vowel ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)
12. Four of the following five are alike in a certain way on the basis of their positions in the
above arrangement and so form a group. Which is the one that does not belong to the group ?
(A) E@%
(B) #78
(C) 5EJ
(D) U6●
(E) QKB
Ans : (E)
13. How many such vowels are there in the above arrangement each of which is immediately
preceded by a symbol and immediately followed by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (B)
14. What will come in place of the question-mark (?) in the following series based on the above
arrangement ?
TL8 #6I 7HF ?
(A) FUJ
(B) JU●
(C) FU●
(D) JU5
(E) None of these
Ans : (D)
15. Which of the following is seventh to the right of thirteenth from the right ?
(A) 1
(B) ●
(C) F
(D) 7
(E) None of these
Ans : (A)
Directions—(Q. 16–20) In each question below are given three statements followed by two
conclus ions numbered I and II. You have to take the three given statements to be true even if
they seem to be at variance from commonly known facts and then decide which of the given
conclusions logically follows from the three given statements, disregarding commonly known
facts. Then decide which of the answer (A), (B), (C), (D) and (E) is correct answer and indicate
it on the answersheet. Give answer—
(A) If only conclusion I follows
(B) If only conclusion II follows
(C) If either conclusion I or conclusion II follows
(D) If neither conclusion I nor conclusion II follows
(E) If both conclusions I and II follow
Ans : (C)
16. Statements :
Some cards are plastics.
Some Plastics are metals.
All metals are pots.
Conclusions :
I. Some pots are cards.
II. No pot is a card.
Ans : (C)
17. Statements :
All chairs are tables.
All tables are trains.
All trains are buses.
Conclusions :
I. All tables are buses.
II. All trains are tables.
Ans : (A)
18. Statements :
Some machines are computers.
Some computers are calculators.
Some calculators are phones.
Conclusions :
I. Some phones are computers.
II. Some computers are machines.
Ans : (B)
19. Statements :
All spoons are bowls.
Some bowls are glasses.
Some glasses are plates.
Conclusions :
I. Some glasses are spoons.
II. Some plates are bowls.
Ans : (D)
20. Statements :
Some envelopes are packets.
Some packets are boxes.
All boxes are parcels.
Conclusions :
I. Some parcels are packets.
II. Some parcels are boxes.

Ans : (E)
Directions—(Q. 21–25) Each of the questions below consists of a question and two statements
numbered I and II are given below it. You have to decide whether the data provided in the
statements are sufficient to answer the question.
Read both the statements and give answer—
(A) If the data in Statement I alone are sufficient to answer the question, while the data in
Statement II alone are not sufficient to answer the question
(B) If the data in Statement II alone are sufficient to answer the question, while the data in
Statement I alone are not sufficient to answer the question
(C) If the data either in Statement I alone or in Statement II alone are sufficient to answer the
question
(D) If the data in both the Statements I and II are not sufficient to answer the question (E) If the
data in both the Statements I and II together are necessary to answer the question
21. Among D, B, J, T and F who was the first person to reach the office ?
I. D reached before J and F but after B.
II. B was not the first to reach office.
Ans : (E)
22. What is the code for ‘not’ in the code language ?
I. In the code language ‘do not go’ is written as ‘la ra de’.
II. In the code language ‘go to school’ is written as ‘ka ma ra.’
Ans : (D)
23. How many children are there in the class ?
I. Rita ranks 23rd from the top.
II. Anita ranks 17th from the bottom and is five ranks above Rita.
Ans : (E)
24. How is Neela related to Deepa ?
I. Neela’s mother is Deepa’s brother’s wife.
II. Neela is the only granddaughter of Deepa’s mother.
Ans : (C)
25. R is in which direction with respect to T ?
I. R is to the east of H who is to the north of T.
II. Q is to the east of T and to the South of R
Ans : (C)
Directions—(Q. 26–30) These questions are based on the following arrangements I & II. Study
them carefully and answer the questions that follow—
I. P T 7 A # 4 B C 3 @ K F 1 9 ●
II. E H L © 6 8 $ U 5 J M 2 D% 1
26. How many such symbols are there in arrangements I & II together each of which is
immediately preceded by a consonant and immediately followed by a numeral ?
(A) 3
(B) 4
(C) 5
(D) 1
(E) None of these
Ans : (E)
27. If P7© : TAL : : B3J : ?
(A) @KJ
(B) C@J
(C) C@5
(D) 3KJ
(E) None of these
Ans : (C)
28. Which element will be third to the right of seventh element from right end in the
arrangement I if the order of its elements is reversed ?
(A) 7
(B) #
(C) F
(D) 1
(E) None of these
Ans : (E)
29. What will come in place of the question mark (?) in the following series based on the
position of the elements in the above two arrangements ?
H7 ©# 8B ?
(A) U3
(B) $C
(C) 3J
(D) UC
(E) None of these
Ans : (A)
30. If the third, the fifth, the seventh and the ninth elements in arrangement II are replaced by
the respective elements in arrangement I, which element will be third to the left of sixth element
from the right end in arrangement II ?
(A) $
(B) B
(C) 7
(D) L
(E) None of these
Ans : (B)
Directions—(Q. 31–35) Symbols @, %, ●, $ and # are used with following meanings—
‘A @ B’ means ‘A is smaller than B’.
‘A % B’ means ‘A is greater than B’.
‘A ● B’ means ‘A is neither greater than nor smaller than B’.
‘A $ B’ means ‘A is either smaller than or equal to B.’
‘A # B’ means ‘A is either greater than or equal to B’.
Now in each of the following questions assuming the given statements to be true, find which of
the two conclusions I and II given below them is/are definitely true and give your answer
accordingly. Give answer—
(A) If only conclusion I is true.
(B) If only conclusion II is true.
(C) If either conclusion I or conclusion II is true.
(D) If neither conclusion I nor conclusion II is true.
(E) If both conclusions I and II are true.
31. Statements : G @ H, H ● Q, Q $ M
Conclusions : I. M % G
II. H $ M
Ans : (E)
32. Statements : F ● B, B @ E, E # J
Conclusions : I. F @ E
II. J $ B
Ans : (A)
33. Statements : R $ H, H % M, M # F
Conclusions : I. F $ H
II. F @ R
Ans : (D)
34. Statements : T # L, L % W, W @ V
Conclusions : I. L % V
II. T % W
Ans : (B)
35. Statements : K % L, L # T, I $ T
Conclusions : I. L % I
II. L ● I
Ans : (C)
Directions—(Q. 36–40) These questions are based on the following information—
Seven persons R, J, M, Q, L, T and K conduct workshop on Developing Managerial skills in
seven different companies A, B, C, D, E, F and G on a different day of the week from Monday
to Sunday. The order of persons, companies and days of the week are not necessarily the same.
J organizes workshop in Company D on Wednesday. Q does not conduct workshop for
companies A or C and conducts on the next day of L who conducts the workshop for Company
F. T conducts workshop for Company E on Friday. K conducts workshop on Monday but not for
Company C or G. M conducts workshop for Company A but not on Tuesday.
36. Who conducts workshop on Saturday ?
(A) M
(B) Q
(C) L
(D) Q or L
(E) None of these
Ans : (C)
37. On which day does Q conduct the workshop ?
(A) Sunday
(B) Saturday
(C) Tuesday
(D) Cannot be determined
(E) None of these
Ans : (A)
38. M conducts workshop on which day ?
(A) Saturday
(B) Sunday
(C) Tuesday
(D) Thursday
(E) None of these
Ans : (D)
39. Which of the following combinations of person-company and day is correct ?
(A) K–B–Wednesday
(B) R–B–Monday
(C) K–C–Monday
(D) K–G–Sunday
(E) None of these
Ans : (E)
40. Who conducts workshop for Company C and on which day ?
(A) R, Thursday
(B) R, Tuesday
(C) Q, Saturday
(D) Q, Sunday
(E) None of these
Ans : (B)
Directions—(Q. 41–45) Below in each question are given two statements (a) and (b). These
statements may be either independent causes or may be effects of independent causes or a
common cause. One of these statements may be the effect of the other statement. Read both the
statements and decide which of the following answer choice correctly depicts the relationship
between these two statements. Mark answer—
(A) If statement (a) is the cause and statement (b) is its effect
(B) If statement (b) is the cause and statement (a) is its effect
(C) If both the statements (a) and (b) are independent causes
(D) If both the statements (a) and (b) are effects of independent causes.
(E) If both the statements (a) and (b) are effects of some common cause
41. (a) Government of state ‘X’ imposed a higher sales tax on petroleum products compared to
the neighbouring states.
(b) All the petrol pumps in the state observed ‘bandh’ in protest.
Ans : (A)
42. (a) Attendance for the All India examination held in July 2006 was poor at all the centres.
(b) Western States of the country were affected by heavy floods during July 2006.
Ans : (D)
43. (a) High Court has declared stay on construction of residential buildings on the land under
dispute.
(b) A large number of middle class salaries people had booked flats in the buildings under
dispute.
Ans : (C)
44. (a) Residents in the locality have now decided to launch a cleanliness drive.
(b) Civic authorities in the city have recorded many cases of Cholera and gastro.
Ans : (B)
45. (a) Senior citizens of the city have complained about the late night disturbance
caused due to loudspeakers used during festivals.
(b) Though, the Government has issued a directive banning late night celebrations
involving use of loudspeakers, it is not being strictly followed in some of the areas.
Ans : (E)
Directions—(Q. 46–50) An organization wants to recruit Manager—HRD for its umbai
division. The following criteria have been laid down, to be eligible for selection. The candidate
must—
(a) Be a graduate in any discipline passed in first class with minimum 60% marks
(b) Have done post graduate degree/diploma in HRD or personnel management with minimum
65% marks
(c) Have cleared the selection test with minimum 50% marks
(d) Have cleared the interview with minimum 45% marks
(e) Be not less than 21 years and not more than 28 years of age as on 1.2.2007.
However, if a candidate satisfies all other criteria except for—
(i) At (b) above but has got-at-least two years post-qualification experience of working in HRD
department case may be referred to the Chairman of the organisation.
(ii) At (c) above but has secured minimum 45% marks in selection test and 55% marks in
interview the case may be referred to the President of the organization.
In each of the questions below, information of one candidate is given. You have to take one of
the following five decisions based on the information provided and the criteria and
conditions given above. You are not to assume anything other than the information provided in
each question. All these cases are given to you as on 1.2.2007. You have to
indicate your decision by marking answers to each question as follows. Give answer—
(A) If the candidate is to be selected
(B) If the candidate is not to be selected
(C) If the case is to be referred to Chairman
(D) If the case is to be referred to President
(E) If the data provided is not adequate to decide the course of action
46. Nalini Zaveri has done her graduation in Arts in first class with 60% marks and postgraduate
management diploma in HRD with 62% marks. Her date of birth is 16.1.1981. She has been
working in the HRD department of a bank for past three years after completing her postgraduation
diploma in HRD. She has secured 55% marks in selection test and 50% marks in
interview.
Ans : (C)
47. Rajesh Nalawade is a B. Sc. In first class with 75% marks and post-graduate in personnel
management with 60% marks. He is working as an Officer in administration department of an
organisation for past two years. He has secured 55% marks in selection test and 52% marks in
interview. He has completed 26 years of age in November 2006.
Ans : (B)
48. Shyam Bansode has passed B. Com. in first class with 65% marks and MBA in personnel
management with 72% marks. He has cleared the selection test with 58% marks and interview
with 52% marks. His date of birth is 17.5.1983.
Ans : (A)
49. Nikhil Agnihotri is a postgraduate in personnel management passed out in 2005 at the
age of 24 years securing 71% marks. He has secured 62% marks in selection test and 57%
marks in interview.
Ans : (E)
50. Sujata Shirke has passed out B. Com. in first class with 62% marks in 2003 at the age of 21
years. Thereafter she has done MBA with specialization in HRD with 72% marks. She has
secured 48% marks in selection test and 58% marks in interview.
Ans : (D)

Probationary Officers Exam previous year question paper Solved Paper Punjab National Bank Agriculture Officers Exam., 2008 solved question paper

2011-10-10T06:25:00.001-07:00

Probationary Officers Exam previous year question paper Solved Paper Punjab National Bank Agriculture Officers Exam., 2008 solved question paper

Punjab National Bank Agriculture Officers Exam., 2008

Reasoning : Solved Paper

(Held on 4-5-2008)

• 1. Four of the following five are alike in a certain way and so form a group. Which is the one
that does not belong to the group ?
(A) Sand
(B) Stone
(C) Cement
(D) Brick
(E) Wall
Ans : (E)
2. If Yellow is called Green, Green is called Black, Black is called White, White is called Red,
Red is called Blue, Blue is called Orange then what is the colour of milk ?
(A) White
(B) Black
(C) Red
(D) Green
(E) None of these
Ans : (C)
3. Pointing to a photograph Seema said ‘He is the only grandson of my mother’s father-in-law’.
How is the man in photograph related to Seema ?
(A) Father
(B) Uncle
(C) Cousin
(D) Brother
(E) Cannot be determined
Ans : (D)
4. If ‘+’ means ‘×’, ‘×’ means ‘÷’, ‘÷’ means ‘–’ and ‘–’ means ‘+’ what is the value of—
17 + 15 – 135 × 9 ÷ 70 ?
(A) 270
(B) 240
(C) 170
(D) 200
(E) None of these
Ans : (D)
5. If it is possible to make a meaningful word from the fourth, the fifth, the sixth, the eighth and
the eleventh letters of the word GOURMANDISE using each letter only once first letter of the
word is your answer. If more than one such word can be formed your answer is X. If no such
word can be formed your answer is Y—
(A) D
(B) R
(C) M
(D) X
(E) Y
Ans : (D)
6. Four of the following five are alike in a certain way and so form a group. Which is the one
that does not belong to the group ?
(A) Silver
(B) Gold
(C) Nickel
(D) Copper
(E) Brass
Ans : (E)
7. In a certain code EXTRA is written as % 5 # 73 and NOSE is written as 4 @ 8%; how is
STORE written in that code ?
(A) 5#@7%
(B) 8#@7%
(C) 8#@%5
(D) 8@75%
(E) None of these
Ans : (B)
8. In a row of children facing North, Shamika is third to the right of Nikhil who is seventeenth
from the right end of the row. Ravi is fifth to the left of Shamika and is twentieth from the left
end. Total how many children are there in the row ?
(A) 39
(B) 38
(C) 37
(D) Cannot be determined
(E) None of these
Ans : (B)
9. How many such pairs of letters are there in the word EXAMINATION each of which has as
many letters between them in the word, as they have in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) None of these
Ans : (C)
10. In a certain code ACQUIRE is written as EIRUQAC, how is DENSITY written in that
code ?
(A) YTISNDE
(B) YITSNED
(C) YTISNED
(D) YITSNDE
(E) None of these
Ans : (D)
Directions—(Q. 11–15) These questions are based on the following letter/number/ symbol
arrangement.
Study it carefully and answer the questions.
T 8 # 1 7 F J 5 % E R @ 4 D A 2 B © Q K 3 1 ● U H 6 L
11. How many such symbols are there in the above arrangement, each of which is immediately
preceded by a consonant and not immediately followed by a vowel ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)
12. Four of the following five are alike in a certain way on the basis of their positions in the
above arrangement and so form a group. Which is the one that does not belong to the group ?
(A) E@%
(B) #78
(C) 5EJ
(D) U6●
(E) QKB
Ans : (E)
13. How many such vowels are there in the above arrangement each of which is immediately
preceded by a symbol and immediately followed by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (B)
14. What will come in place of the question-mark (?) in the following series based on the above
arrangement ?
TL8 #6I 7HF ?
(A) FUJ
(B) JU●
(C) FU●
(D) JU5
(E) None of these
Ans : (D)
15. Which of the following is seventh to the right of thirteenth from the right ?
(A) 1
(B) ●
(C) F
(D) 7
(E) None of these
Ans : (A)
Directions—(Q. 16–20) In each question below are given three statements followed by two
conclus ions numbered I and II. You have to take the three given statements to be true even if
they seem to be at variance from commonly known facts and then decide which of the given
conclusions logically follows from the three given statements, disregarding commonly known
facts. Then decide which of the answer (A), (B), (C), (D) and (E) is correct answer and indicate
it on the answersheet. Give answer—
(A) If only conclusion I follows
(B) If only conclusion II follows
(C) If either conclusion I or conclusion II follows
(D) If neither conclusion I nor conclusion II follows
(E) If both conclusions I and II follow
Ans : (C)
16. Statements :
Some cards are plastics.
Some Plastics are metals.
All metals are pots.
Conclusions :
I. Some pots are cards.
II. No pot is a card.

Ans : (C)
17. Statements :
All chairs are tables.
All tables are trains.
All trains are buses.
Conclusions :
I. All tables are buses.
II. All trains are tables.
Ans : (A)
18. Statements :
Some machines are computers.
Some computers are calculators.
Some calculators are phones.
Conclusions :
I. Some phones are computers.
II. Some computers are machines.
Ans : (B)
19. Statements :
All spoons are bowls.
Some bowls are glasses.
Some glasses are plates.
Conclusions :
I. Some glasses are spoons.
II. Some plates are bowls.
Ans : (D)
20. Statements :
Some envelopes are packets.
Some packets are boxes.
All boxes are parcels.
Conclusions :
I. Some parcels are packets.
II. Some parcels are boxes.
Ans : (E)
Directions—(Q. 21–25) Each of the questions below consists of a question and two statements
numbered I and II are given below it. You have to decide whether the data provided in the
statements are sufficient to answer the question.
Read both the statements and give answer—
(A) If the data in Statement I alone are sufficient to answer the question, while the data in
Statement II alone are not sufficient to answer the question
(B) If the data in Statement II alone are sufficient to answer the question, while the data in
Statement I alone are not sufficient to answer the question
(C) If the data either in Statement I alone or in Statement II alone are sufficient to answer the
question
(D) If the data in both the Statements I and II are not sufficient to answer the question (E) If the
data in both the Statements I and II together are necessary to answer the question
21. Among D, B, J, T and F who was the first person to reach the office ?
I. D reached before J and F but after B.
II. B was not the first to reach office.
Ans : (E)
22. What is the code for ‘not’ in the code language ?
I. In the code language ‘do not go’ is written as ‘la ra de’.
II. In the code language ‘go to school’ is written as ‘ka ma ra.’
Ans : (D)
23. How many children are there in the class ?
I. Rita ranks 23rd from the top.
II. Anita ranks 17th from the bottom and is five ranks above Rita.
Ans : (E)
24. How is Neela related to Deepa ?
I. Neela’s mother is Deepa’s brother’s wife.
II. Neela is the only granddaughter of Deepa’s mother.
Ans : (C)
25. R is in which direction with respect to T ?
I. R is to the east of H who is to the north of T.
II. Q is to the east of T and to the South of R
Ans : (C)
Directions—(Q. 26–30) These questions are based on the following arrangements I & II. Study
them carefully and answer the questions that follow—
I. P T 7 A # 4 B C 3 @ K F 1 9 ●
II. E H L © 6 8 $ U 5 J M 2 D% 1
26. How many such symbols are there in arrangements I & II together each of which is
immediately preceded by a consonant and immediately followed by a numeral ?
(A) 3
(B) 4
(C) 5
(D) 1
(E) None of these
Ans : (E)
27. If P7© : TAL : : B3J : ?
(A) @KJ
(B) C@J
(C) C@5
(D) 3KJ
(E) None of these
Ans : (C)
28. Which element will be third to the right of seventh element from right end in the
arrangement I if the order of its elements is reversed ?
(A) 7
(B) #
(C) F
(D) 1
(E) None of these
Ans : (E)
29. What will come in place of the question mark (?) in the following series based on the
position of the elements in the above two arrangements ?
H7 ©# 8B ?
(A) U3
(B) $C
(C) 3J
(D) UC
(E) None of these
Ans : (A)
30. If the third, the fifth, the seventh and the ninth elements in arrangement II are replaced by
the respective elements in arrangement I, which element will be third to the left of sixth element
from the right end in arrangement II ?
(A) $
(B) B
(C) 7
(D) L
(E) None of these
Ans : (B)
Directions—(Q. 31–35) Symbols @, %, ●, $ and # are used with following meanings—
‘A @ B’ means ‘A is smaller than B’.
‘A % B’ means ‘A is greater than B’.
‘A ● B’ means ‘A is neither greater than nor smaller than B’.
‘A $ B’ means ‘A is either smaller than or equal to B.’
‘A # B’ means ‘A is either greater than or equal to B’.
Now in each of the following questions assuming the given statements to be true, find which of
the two conclusions I and II given below them is/are definitely true and give your answer
accordingly. Give answer—
(A) If only conclusion I is true.
(B) If only conclusion II is true.
(C) If either conclusion I or conclusion II is true.
(D) If neither conclusion I nor conclusion II is true.
(E) If both conclusions I and II are true.
31. Statements : G @ H, H ● Q, Q $ M
Conclusions : I. M % G
II. H $ M
Ans : (E)
32. Statements : F ● B, B @ E, E # J
Conclusions : I. F @ E
II. J $ B
Ans : (A)
33. Statements : R $ H, H % M, M # F
Conclusions : I. F $ H
II. F @ R
Ans : (D)
34. Statements : T # L, L % W, W @ V
Conclusions : I. L % V
II. T % W
Ans : (B)
35. Statements : K % L, L # T, I $ T
Conclusions : I. L % I
II. L ● I
Ans : (C)
Directions—(Q. 36–40) These questions are based on the following information—
Seven persons R, J, M, Q, L, T and K conduct workshop on Developing Managerial skills in
seven different companies A, B, C, D, E, F and G on a different day of the week from Monday
to Sunday. The order of persons, companies and days of the week are not necessarily the same.
J organizes workshop in Company D on Wednesday. Q does not conduct workshop for
companies A or C and conducts on the next day of L who conducts the workshop for Company
F. T conducts workshop for Company E on Friday. K conducts workshop on Monday but not for
Company C or G. M conducts workshop for Company A but not on Tuesday.
36. Who conducts workshop on Saturday ?
(A) M
(B) Q
(C) L
(D) Q or L
(E) None of these
Ans : (C)
37. On which day does Q conduct the workshop ?
(A) Sunday
(B) Saturday
(C) Tuesday
(D) Cannot be determined
(E) None of these
Ans : (A)
38. M conducts workshop on which day ?
(A) Saturday
(B) Sunday
(C) Tuesday
(D) Thursday
(E) None of these
Ans : (D)
39. Which of the following combinations of person-company and day is correct ?
(A) K–B–Wednesday
(B) R–B–Monday
(C) K–C–Monday
(D) K–G–Sunday
(E) None of these
Ans : (E)
40. Who conducts workshop for Company C and on which day ?
(A) R, Thursday
(B) R, Tuesday
(C) Q, Saturday
(D) Q, Sunday
(E) None of these
Ans : (B)
Directions—(Q. 41–45) Below in each question are given two statements (a) and (b). These
statements may be either independent causes or may be effects of independent causes or a
common cause. One of these statements may be the effect of the other statement. Read both the
statements and decide which of the following answer choice correctly depicts the relationship
between these two statements. Mark answer—
(A) If statement (a) is the cause and statement (b) is its effect
(B) If statement (b) is the cause and statement (a) is its effect
(C) If both the statements (a) and (b) are independent causes
(D) If both the statements (a) and (b) are effects of independent causes.
(E) If both the statements (a) and (b) are effects of some common cause
41. (a) Government of state ‘X’ imposed a higher sales tax on petroleum products compared to
the neighbouring states.
(b) All the petrol pumps in the state observed ‘bandh’ in protest.
Ans : (A)
42. (a) Attendance for the All India examination held in July 2006 was poor at all the centres.
(b) Western States of the country were affected by heavy floods during July 2006.
Ans : (D)
43. (a) High Court has declared stay on construction of residential buildings on the land under
dispute.
(b) A large number of middle class salaries people had booked flats in the buildings under
dispute.
Ans : (C)
44. (a) Residents in the locality have now decided to launch a cleanliness drive.
(b) Civic authorities in the city have recorded many cases of Cholera and gastro.
Ans : (B)
45. (a) Senior citizens of the city have complained about the late night disturbance
caused due to loudspeakers used during festivals.
(b) Though, the Government has issued a directive banning late night celebrations
involving use of loudspeakers, it is not being strictly followed in some of the areas.
Ans : (E)
Directions—(Q. 46–50) An organization wants to recruit Manager—HRD for its umbai
division. The following criteria have been laid down, to be eligible for selection. The candidate
must—
(a) Be a graduate in any discipline passed in first class with minimum 60% marks
(b) Have done post graduate degree/diploma in HRD or personnel management with minimum
65% marks
(c) Have cleared the selection test with minimum 50% marks
(d) Have cleared the interview with minimum 45% marks
(e) Be not less than 21 years and not more than 28 years of age as on 1.2.2007.
However, if a candidate satisfies all other criteria except for—
(i) At (b) above but has got-at-least two years post-qualification experience of working in HRD
department case may be referred to the Chairman of the organisation.
(ii) At (c) above but has secured minimum 45% marks in selection test and 55% marks in
interview the case may be referred to the President of the organization.
In each of the questions below, information of one candidate is given. You have to take one of
the following five decisions based on the information provided and the criteria and
conditions given above. You are not to assume anything other than the information provided in
each question. All these cases are given to you as on 1.2.2007. You have to
indicate your decision by marking answers to each question as follows. Give answer—
(A) If the candidate is to be selected
(B) If the candidate is not to be selected
(C) If the case is to be referred to Chairman
(D) If the case is to be referred to President
(E) If the data provided is not adequate to decide the course of action
46. Nalini Zaveri has done her graduation in Arts in first class with 60% marks and postgraduate
management diploma in HRD with 62% marks. Her date of birth is 16.1.1981. She has been
working in the HRD department of a bank for past three years after completing her postgraduation
diploma in HRD. She has secured 55% marks in selection test and 50% marks in
interview.
Ans : (C)
47. Rajesh Nalawade is a B. Sc. In first class with 75% marks and post-graduate in personnel
management with 60% marks. He is working as an Officer in administration department of an
organisation for past two years. He has secured 55% marks in selection test and 52% marks in
interview. He has completed 26 years of age in November 2006.
Ans : (B)
48. Shyam Bansode has passed B. Com. in first class with 65% marks and MBA in personnel
management with 72% marks. He has cleared the selection test with 58% marks and interview
with 52% marks. His date of birth is 17.5.1983.
Ans : (A)
49. Nikhil Agnihotri is a postgraduate in personnel management passed out in 2005 at the
age of 24 years securing 71% marks. He has secured 62% marks in selection test and 57%
marks in interview.
Ans : (E)
50. Sujata Shirke has passed out B. Com. in first class with 62% marks in 2003 at the age of 21
years. Thereafter she has done MBA with specialization in HRD with 72% marks. She has
secured 48% marks in selection test and 58% marks in interview.
Ans : (D)

Punjab National Bank Agriculture Officers Exam., 2009,Professional Knowledge (Agriculture) : Solved Paper

2011-10-10T06:24:00.000-07:00

Punjab National Bank Agriculture Officers Exam., 2009,Professional Knowledge (Agriculture) : Solved Paper

Punjab National Bank Agriculture Officers Exam., 2009

Professional Knowledge (Agriculture) : Solved Paper

(Held on 4-1-2009)

1. This ‘Biofertilizer’ is a nitrogen fixing micro-organism, beneficial for non-leguminous as well as for
vegetable crops—
(A) Rhizobium (RHZ)
(B) Azotobacter (AZT)
(C) Azospirillum (AZS)
(D) Blue Green Algae (BGA)
(E) Phosphate Solubilising (PSB) mobilizing bacteria
2. What percentage of total area under Banana cultivation in India presently, is cultivated by using
Tissue-cultured (GMO) plantlets ?
(A) 10 per cent
(B) 15 per cent
(C) 20 per cent
(D) 25 per cent
(E) 30 per cent
3. As per the recent ‘Micro-credit Summit (2007)’, what percentage of total Micro Finance Institutions
(MFls) in India serves less than, 10,000 clients (number of clients per MFI) ?
(A) 70 per cent
(B) 75 per cent
(C) 80 per cent
(D) 85 per cent
(E) 90 per cent
4. Fisheries Sector in India contributes what percentage of Agricultural—‘Gross Domestic Product’
(GDP), as on March 2007 ?
(A) 2·5 per cent
(B) 3·5 per cent
(C) 4·5 per cent
(D) 5·5 per cent
(E) 6·5 per cent
5. This agricultural product/horticultural crop requires 2 degree Celsius temperature and 90 per cent
humidity for storing in the cold storage—
(A) Mango pulp
(B) Roses
(C) Mushroom
(D) Milk Products
(E) Fish Products
6. The plan outlay for Irrigation Sector to total plan outlay in India was highest (12·5 per cent) in this
Five Year Plan (FYP)—
(A) VIth Five Year Plan
(B) VIIth Five Year Plan
(C) VIIIth Five Year Plan
(D) IXth Five Year Plan
(E) Xth Five Year Plan
7. The recommended ratio of use of NPK, the chemical fertilizer by farmers in India is—
(A) 2 : 2 : 2
(B) 3 : 2 : 1
(C) 4 : 2 : 1
(D) 5 : 2 : 1
(E) 6 : 2 : 1
8. This state is a leader in production and export of the Gherkins (Hybrid Cucumber) under the
Contract Farming—
(A) Tamil Nadu
(B) Andhra Pradesh
(C) Karnataka
(D) Kerala
(E) Maharashtra
9. What should be the optimum spacing (in meters) for planting ‘Pusa Nanha’ variety of Papaya under
the High Density Planting ?
(A) 1·25 m × 1·25 m
(B) 1·50 m × 1·50 m
(C) 1·75 m × 1·75 m
(D) 2·00 m × 2·00 m
(E) 2·50 m × 2·50 m
10. Dramatic increase in food prices world over had severe consequences for third world countries
(FAO, 2008). How many countries in the world are now facing food crisis, because of this phenomenon
?
(A) 35 countries
(B) 36 countries
(C) 37 countries
(D) 38 countries
(E) 39 countries
11. How many outbreaks of ‘Avian Influenza (H5N1)’ were recorded in West Bengal and Tripura
during January 2008 and May 2008 ?
(A) 37
(B) 39
(C) 40
(D) 41
(E) 42
12. According to Dr. C. Rangarajan ‘Committee on Financial Inclusion (2007)’, what percentage of
Rural Population in India holds Bank Account ?
(A) 18 per cent
(B) 24 per cent
(C) 31 per cent
(D) 35 per cent
(E) 40 per cent
13. Which one of the following Indian States is the largest beneficiary or gainer of the SGSY–credit
extended by Banks
during 2006–07 ?
(A) Tamil Nadu
(B) Bihar
(C) Orissa
(D) Uttar Pradesh
(E) None of these
14. This variety of Tomato is highyielding with good quality fruits and suitable for Jharkhand State for
cultivation—
(A) Swarna Lalima
(B) Swarna Shyamali
(C) Swarna Pratibha
(D) Swarna Shree
(E) Swarna Manohar
15. How many plants/trees of Amrapali variety of mango could be profitably accommodated, when
planted at 5·0 m × 5·0 m (square method) per hectare ?
(A) 1,400 plants
(B) 1,500 plants
(C) 1,600 plants
(D) 1,700 plants
(E) None of these
16. Which one of the following Brinjal hybrid varieties recently released suitable for U.P. Punjab, Bihar
and Jharkhand—
(A) Kashi Sandesh
(B) Swarna Shakti
(C) Kashi Ganesh
(D) HA BH-17
(E) HA BH-3
17. ‘Sweta Seedless’ grape variety recently released by IIHRBangalore, is suitable for growing in—
(A) North India
(B) South India
(C) Western India
(D) Eastern India
(E) All over the country
18. Which one of the following rice/paddy hybrid varieties having superfine grain, aromatic, matured
within 120-125 days and recently released for cultivation in Haryana, Delhi and Uttarakhand ?
(A) PA 6201
(B) Pusa RH 10
(C) KRH2
(D) RH 204
(E) Pant Sankar Dhan 3
19. Rabi Sorghum is an important crop suitable for ‘Rainfed Ecosystem’ of this State—
(A) Maharashtra
(B) Karnataka
(C) Gujarat
(D) Bihar
(E) Tamilnadu
20. This ‘Agro-Ecosystem’ is characterized by low, erratic rainfall with high coefficient of variation
and frequent droughts in India—
(A) Irrigated agro-ecosystem
(B) Arid agro-ecosystem
(C) Coastal agro-ecosystem
(D) Rainfed agro-ecosystem
(E) Hill and Mountain agroecosystem
21. ‘Leaf Rust’ is a serious disease of this crop and till date, there is no effective and ecologically safe
fungicide for controlling this disease—
(A) Sweet Potato
(B) Grape
(C) Rice
(D) Wheat
(E) Sorghum
22. What is botanical (Scientific) name of Safed Musli–a medicinal plant grown almost all over India ?
(A) Chlorophytum borivilianum
(B) Curculigo orchioides
(C) Piper longum
(D) Solanum surattense
(E) None of these
23. Central Institute of Post-Harvest Engineering and Technology is located at—
(A) Abohar (Punjab)
(B) Ludhiana (Punjab)

(C) Bangalore (Karnataka)
(D) Bhopal (Madhya Pradesh)
(E) Hyderabad (Andhra Pradesh)
24. Which one of the following Castor hybrids, you will suggest for getting good yields for rainfed and
irrigated areas of Rajasthan State ?
(A) RHC 1 (VP-1 × TMV5-1)
(B) DCH 6 (JP 65 × JI 96)
(C) DCH 519 (M574 × DCS 78)
(D) DCH 177 (DCP 9 × DCS 9)
(E) None of these
25. Which one of the following ‘mixed cropping’ pattern you would suggest to the farmers for getting
higher economic benefits ?
(A) Bhindi + Spongegourd
(B) Mango + Turmeric
(C) Mango + Colocasia
(D) Mango + Groundnut
(E) Colocasia + Turmeric
26. Which one of the following States has created ‘Organic Commodities Board’ to promote and restore
value of foodcrops, which are mostly grown on marginal lands ?
(A) Kerala
(B) Karnataka
(C) Jharkhand
(D) Madhya Pradesh
(E) Uttarakhand
27. The Central Frozen Semen Production and Training Institute is one of the premier Institute of
Animal Husbandry, is located at (HQ)—
(A) Hessarghatta (Karnataka)
(B) Sunabada (Orissa)
(C) Dhamrod (Gujarat)
(D) Suratgarh (Rajasthan)
(E) Andeshnagar (Uttarakhand)
28. What percentage of total cultivable area in India is under ‘Horticultural Crops’ ?
(A) 10 per cent
(B) 11 per cent
(C) 12 per cent
(D) 13 per cent
(E) 14 per cent
29. ‘National Agricultural Insurance Scheme’ (NAIS) was in operation in India since—
(A) Rabi season 1999–2000
(B) Kharif season 1998–1999
(C) Rabi season 2000–2001
(D) Kharif season 2000–2001
(E) None of these
30. ‘Pusa Arunima’ is an improved hybrid variety of this crop relased by IARI, New Delhi—
(A) Mango
(B) Guava
(C) Grape
(D) Citrus
(E) Pomegranate
31. As on 2007, how many Indian States/Union Territories (UTs) have partially modified their
respective Acts under the ‘Agricultural Marketing Reforms’ ?
(A) 12 States/UTs
(B) 13 States/UTs
(C) 14 States/UTs
(D) 15 States/UTs
(E) 16 States/UTs
32. What is the total ‘Export Earnings’ (Rs. crore) in 2004-05 from livestock, poultry and related
products in India ?
(A) Rs. 2200 crore
(B) Rs. 2250 crore
(C) Rs. 2300 crore
(D) Rs. 2350 crore
(E) Rs. 5150 crore
33. Which one of the following States is leading one (Ranked first) in production of ‘Cut Flowers’ in
India ?
(A) Maharashtra
(B) Karnataka
(C) Andhra Pradesh
(D) Uttar Pradesh
(E) West Bengal
34. To accommodate 277 plants of ‘Acid Lime’ in one hectare area, what should be the spacing
between two plants ?
(A) 5·5 m × 5·5 m
(B) 6·0 m × 6·0 m
(C) 6·5 m × 6·5 m
(D) 7·0 m × 7·0 m
(E) None of these
35. Which one of the following ‘Maize Hybrids’, you will suggest to the farmers of Punjab State for
growing in ‘Rabi season’ for Higher Yields ?
(A) Vivek Hybrid
(B) Vivek Hybrid 15
(C) Hybrid Sheetal
(D) Deccan 115
(E) Pratap Hybrid Makka 1
36. According to ‘National Sample Survey Organisation’ (NSSO 2006), which one of the following
Information Sources is most availed by the Indian farmers in getting farm information ?
(A) Radio/TV
(B) Fram Input Dealers
(C) Progressive Farmers
(D) Krishi Vigyan Kendras
(E) Agricultural University Specialist
37. More than 40 per cent of the 197 Private Sugar Mills in India are located in this State—
(A) Uttar Pradesh
(B) Tamilnadu
(C) Chhattisgarh
(D) Andhra Pradesh
(E) Karnataka
38. What is the subsidy component to the total loan amount/total investment available to SC, ST,
woman and other disadvantaged sections candidates under the scheme of ‘Establishing Agriclinic and
Agribusiness Centres’ by the Agri/Vet/Horticultural graduates ?
(A) 25 per cent
(B) 33·33 per cent
(C) 50 per cent
(D) 60 per cent
(E) 80 per cent
39. In which one of the following years, the NABARD was established in India—as an Apex Financial
Institution for Rural and Agricultural Development ?
(A) 1980
(B) 1981
(C) 1982
(D) 1983
(E) 1984
40. As per the RBI’s directives, Banks should not insist upon the margin/collateral security for the loans
to borrowers upto the limits of—
(A) Rs. 50,000
(B) Rs. 75,000
(C) Rs. 1,00,000
(D) Rs. 1,25,000
(E) Rs. 1,50,000
Answers :
1. (B) 2. (B) 3. (E) 4. (B) 5. (D) 6. (B) 7. (C) 8. (B) 9. (A) 10. (E)
11. (B) 12. (A) 13. (E) 14. (A) 15. (E) 16. (D) 17. (B) 18. (B) 19. (A) 20. (B)
21. (D) 22. (A) 23. (B) 24. (D) 25. (A) 26. (E) 27. (A) 28. (A) 29. (A) 30. (A)
31. (C) 32. (E) 33. (B) 34. (B) 35. (B) 36. (A) 37. (A) 38. (A) 39. (C) 40. (B)

Punjab National Bank (Agriculture Officers) Exam, 2009 English Language : Solved Paper

2011-10-10T06:23:00.000-07:00

Punjab National Bank (Agriculture Officers) Exam, 2009 English Language : Solved Paper

Punjab National Bank (Agriculture Officers) Exam, 2009

English Language : Solved Paper

(Held on 4-1-2009)

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it.
Certain words have been printed in bold to help you locate them while answering some of the
questions.
We should recognise the indebtedness of the country to its farm families who toil to safeguard national
food security. Loan waiver is the price we have to pay for the neglect of rural India over the past
several decades. There has been a gradual decline in investment in key sectors related to agriculture
such as infrastructure, marketing, post harvest technology etc. The four crore farmers whose debt is to
be relieved will be eligible for institutional credit for their cultivation expenses during Kharif 2008. The
challenge is to prevent them from getting into the debt trap again. For this purpose the Central and
various State governments should set up an Indebted Farmers’ Support Consortium, comprising
scientists, panchayat raj officials and others relevant to assisting farmers to improve the profitability
and productivity of their farms in an environmentally sustainable manner. The smaller the farm, the
greater is the need for marketable surplus to reduce indebtedness.
The Indebted Farmers’ Support Consortium should aim to get all the four crore farmers all the benefits
of the government schemes such as the Rashtriya Krishi Vikas Yojana, Irrigation Benefit Programme
and others. If this is done, every farm family released from the debt trap should be able to produce at
least an additional half tonne per hectare of foodgrains. This should help increase food production by
about 20 million tonnes by 2008-10. At a time when global and national food stocks are dwindling and
prices are rising, this will be a timely gain for our national food security. We need to ensure that the
outcome of the debt waiver is enhanced farmers’ income and production. The prevailing gap between
potential and actual yields in the crops of rainfed areas such as pulses and oilseeds is over 200 per cent
even with the necessary technologies on the shelf. We are now importing without duty large quantities
of pulses and oilseeds. If helped, farmers can produce these at a lower cost.
Opportunities for assured and remunerative marketing are essential if loan waiver is not to become a
recurring event leading to the destruction of the credit system. This is why the Minimum Support Price
is necessary for all, not just for a few crops which is the case at present. This is the single most
effective step to make loan waivers history. There is another urgent step which needs to be taken. The
loan waiver does not cover those who borrow from moneylenders. It will not be possible for the
government to scrutinise the veracity of such private deals but steps can be taken such as giving them
Smart Cards which will entitle them to essential inputs like seeds and fertilizers. The gram sabha can be
entrusted with the task of identifying these farmers so that there is transparency in the process and
elimination of the chances for falsification and corruption. Fear of occasional misuse should not come
in the way of enabling millions of poor farmers who have borrowed from informal sources if we are to
achieve the goal of four per cent growth in agriculture.
1. What is the likely impact of ensuring farmers’ benefit from government schemes ?
1. They can use the credit from these schemes to repay moneylenders.
2. The government can control the price rise.
3. Increased agricultural production.
(A) Both 1 and 2
(B) All 1, 2 and 3
(C) Only 3
(D) Both 2 and 3
(E) None of these
2. Why does the author feel that rural India has been overlooked in the past ?
1. Institutional credit was only made available for Kharif crops.
2. Drop in investment in central areas related to agriculture.
3. Records of those eligible for loan waivers have not been maintained over time.
(A) Only 2
(B) Both 1 and 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
3. How can small farmers avoid debt ?
(A) They need to acquire additional land holdings
(B) They need to take advantage of both government schemes as well as credit from moneylenders
(C) They have to ensure a sufficient amount of their farm produce is sold
(D) The Government should provide periodic loan waivers
(E) None of these
4. What is the objective of the Indebted Farmers’ Support Consortium ?
(A) It is a support group for the families of indebted farmers
(B) It has to devise new government schemes for farmers
(C) It has to track farmers eligible for government schemes
(D) It has to evaluate government schemes and weed out the inefficient ones
(E) None of these
5. What does the author mean by the phrase “indebtedness of the country to its farm families” ?
(A) If farmers are in debt it impacts the entire country
(B) Citizens should be grateful to farmers and their families for the hardships borne by them to
cultivate crops
(C) India’s food production has fallen causing it to be in debt since it has to import food
(D) The number of farmers’ descendants taking up agriculture has fallen.
(E) None of these
6. What is the author’s opinion of recurring loan waivers ?
(A) They are beneficial to farmers
(B) They are detrimental to the system of lending.
(C) They will reduce the need for a Minimum Support Price for agricultural products
(D) Farmers will no longer be in debt to moneylenders
(E) None of these
7. Which of the following is TRUE in the context of the passage ?
(A) The Minimum Support Price for agricultural products is yet to be implemented
(B) Loan waiver is a permanent solution to indebtedness of farmers
(C) Current agricultural growth is below four per cent
(D) India’s food production has increased in 2008
(E) Moneylenders benefit from loan waivers
8. Why does the loan waiver not cover credit taken from moneylenders ?
1. It is difficult to verify these contracts between farmers and moneylenders.
2. It will increase the deficit in the budget.
3. There is a risk that the funds may be misappropriated.
(A) Both 1 and 3
(B) All 1, 2 and 3
(C) Only 2
(D) Both 1 and 2
(E) None of these
9. Why is there a vast gap in actual and potential yields of crops in rainfed areas ?
(A) The government prefers to import these crops at a lower rate
(B) No technological advances have been made to improve the growth of crops in these areas
(C) There is no Minimum Support Price available for these crops
(D) Farmers are forced to sell these crops at a low rate
(E) None of these
10. How does the government intend to ensure transparency in the Smart card issuance process ?
(A) Screening private players involved in the scheme
(B) Granting access to those farmers who register with their local moneylenders
(C) Providing cards which cannot be forged
(D) Regularly rotating members of the gram sabha so there is no corruption
(E) None of these
Directions—(Q. 11–13) Choose the word which is most similar in meaning to the word printed in bold
as used in the passage.
11. assured
(A) insured
(B) definite
(C) doubted
(D) confident
(E) reliance
12. relieved
(A) exempted
(B) backed
(C) supported
(D) calmed
(E) substituted
13. gap
(A) hole
(B) break
(C) pause
(D) difference
(E) interruption
Directions—(Q. 14–15) Choose the word which is most opposite in meaning to the word printed in
bold as used in the passage.
14. timely
(A) young
(B) lately
(C) overdue
(D) aged
(E) slowly
15. elimination
(A) authority
(B) forgiveness
(C) attack
(D) provision
(E) protection
Directions—(Q. 16–20) Which of the phrases (A), (B), (C) and (D) given below should replace the
phrase given in bold in the following sentence to make the sentence grammatically meaningful and
correct. If the sentence is correct as it is and no correcton is required, mark (E) as the answer.
16. In order to control rising prices the government has restricted the export of certain commodities.
(A) For control of raised
(B) In control of raised
(C) To control the rise
(D) By controlling rising
(E) No correction required
17. Over two crores will be required to renovate the building being damaged during the cyclone.
(A) that was damage
(B) which was damaged
(C) has been damaged
(D) been damaged
(E) No correction required
18. Small investors often suffer because of delays in getting its grievance redressed.
(A) their grievances redressed
(B) the grievances redress
(C) to redress grievance
(D) this grievances redressed
(E) No correction required
19. With the failure of the investment bank, the public’s confidence in the banking sector has been how
badly shaken.
(A) so badly shaken
(B) that much shaky
(C) badly shaken
(D) too badly shaky
(E) No correction required
20. A consultant is been appointed to advise us on the viability of the project.
(A) appointed
(B) has been appointing
(C) will be appointed
(D) to be appointed
(E) No correction required
Directions—(Q. 21–25) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the
proper sequence to form a meaningful paragraph; then answer the questions given below them.
(1) Expansion of retail banking especially has a lot of scope, since retail assets are just 22 per cent of
the total banking assets.
(2) Where they do not find it viable to open branches they may open satellite offices in these areas.
(3) There is tremendous scope for the expansion of banking in India.
(4) Banks can also diversify beyond cities to semi-urban and rural areas.
(5) In these ways a transition from class banking to mass banking can take place.
(6) They can also collaborate with local stakeholders in order to extend microcredit services to those
living there.
21. Which of the following should be the THIRD sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6
22. Which of the following should be the FIRST sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
23. Which of the following should be the FIFTH sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6
24. Which of the following should be the SIXTH (LAST) sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
25. Which of the following should be the SECOND sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Directions—(Q. 26–35) In the following passage there are blanks, each of which has been numbered.
These numbers are printed below the passage and against each, five words are suggested, one of which
fits the blank appropriately. Find out the appropriate word in each case.
Decades ago, China …(26)… the concept of ‘barefoot doctors’. They were community healthcare
workers who successfully …(27)… the health of China’s villages. Following this example, many
African, Asian and Latin American countries have started …(28)… programmes. The largest of such
community health efforts is India’s National Rural Health Mission. In …(29)… over three years, the
programme has mobilized over fifty thousand new community health workers, each …(30)… as
‘Asha’. This is short for ‘Accredited Social Health Activist’ and translated into Hindi is the word …
(31)… hope.
Today technology companies and foundations are also joining the …(32)… to support community
health workers. Mobile phone companies are …(33)… these workers with phones and support systems
to obtain up to date medical information, call ambulances etc. In the …(34)… years, community health
workers can thus help …(35)… the spread of many devastating but curable diseases.
26. (A) gives
(B) researches
(C) introduced
(D) originates
(E) enlightened
27. (A) improved
(B) entrusted
(C) fought
(D) cured
(E) dealt
28. (A) thousands
(B) alike
(C) imitated
(D) similar
(E) naming
29. (A) course
(B) less
(C) approximate
(D) period
(E) just
30. (A) referred
(B) known
(C) perceived
(D) regarded
(E) called
31. (A) denotes
(B) describes
(C) for
(D) explains
(E) means
32. (A) business
(B) membership
(C) scope
(D) effort
(E) purpose
33. (A) provided
(B) buying
(C) equipped
(D) supplied
(E) empowering
34. (A) coming
(B) next
(C) past
(D) few
(E) previous
35. (A) overlook
(B) curb
(C) protect
(D) enrich
(E) neglect

Answers :
1. (B) 2. (A) 3. (E) 4. (A) 5. (B) 6. (B) 7. (C) 8. (A) 9. (C) 10. (E)
11. (B) 12. (A) 13. (D) 14. (B) 15. (E) 16 (E) 17. (B) 18. (A) 19. (C) 20. (C)
21. (C) 22. (C) 23. (E) 24. (E) 25. (A) 26. (C) 27. (A) 28. (D) 29. (E) 30. (C)
31. (C) 32. (D) 33. (E) 34. (A) 35. (B)

Oriental Bank of Commerce Probationary Officers SOLVED PAPER 2008 Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:22:00.000-07:00

Oriental Bank of Commerce Probationary Officers SOLVED PAPER 2008 Probationary Officers Exam previous year question paper Solved Paper

Oriental Bank of Commerce Probationary Officers SOLVED PAPER 2008

GENERAL AWARENESS

1.Jayasuriya who decided to take retirement from Test Cricket is from which of the following countries ?
(A) Pakistan
(B) India
(C) West Indies
(D) South Africa
(E) Sri Lanka
2. In order to give impetus to agri-culture which of the following states has launched Contract Farming
Scheme ?
(A) Jammu and Kashmir
(B) Orissa
(C) West Bengal
(D) Haryana
(E) None of these
3. Dola Banerjee who won a Gold Medal in an international games event in November 2007 is asso-ciated
with :
(A) Archery
(B) Badminton
(C) Table tennis
(D) Swimming
(E) None of these
4. Who amongst the following is the highest wicket taker in the history of Test cricket in the world ?
(A) R. Hadlee
(B) Kapil Dev
(C) Anil Kumble
(D) Shane Warne
(E) Mutthiah Muralidharan
5. Late Benzair Bhutto was associa-ted with which of the following political parties ?
(A) Muslim League
(B) Pakistan National Congress
(C) Pakistan Peopleâ€™s Party
(D) National Forum of Pakistan
(E) None of these
6. Zhang Zilin who was adjudged as the Miss World 2007 is from which of the following coun- tries ?
(A) South Africa
(B) Russia
(C) South Korea
(D) Vietnam
(E) China
7. Which of the following is not considered as a green House Gas ?
(A) Methane
(B) Carbon dioxide
(C) Nitrous oxide
(D) Oxygen
(E) All these are not green house gases
8. Which of the following terms is not a financial term ?
(A) Investment
(B) El Nino effect
(C) Core banking Solution
(D) RTGs
(E) All are financial terms
9. Who amongst the following is the Chairperson of the 13th Finance Commission ?
(A) Dr. C. Rangarajan
(B) Dr. Bimal Jalan
(C) Dr. Rakesh Mohan
(D) Dr. Vijay Kelkar
(E) None of these
10. The Green revolution in India was the outcome of the efforts of who amongst the following ?
(A) Dr. M. S. Swaminathan
(B) Dr. C. Rangarajan
(C) Mr.K. V. Kamath
(D) Dr. Rakesh Mohan
(E) None of these
11. Which of the following is a project to develop watersheds in India ?
(A) DRDO
(B) CARE
(C) Avard
(D) NWDPRA
(E) None of these
12. Who amongst the following is the author of the book â€˜The Namesakeâ€™ ?
(A) Salman Rushdie
(B) Steve Waugh
(C) Monica Ali
(D) V. S. Naipaul
(E) Jhumpa Lahiri
13. Which of the following countries launched its first Lunar Orbiter â€˜Changeâ€“Iâ€™ ?
(A) India
(B) South Korea
(C) China
(D) France
(E) None of these
14. Who amongst the following is ranked No. 1 Tennis players amongst the women players ? (as per recent
ranking)
(A) Maria Sharapova
(B) Ana Ivanovic
(C) Sania Mirza
(D) Justine Henin
(E) None of these
15. The Information and Broadcas-ting Ministry has selected which of the following pairs for its
prestigious â€˜Life Time Achieve-ment Awardâ€™ given away recen-tly ?
(A) Amitabh Bachchan and Jaya Bachchan
(B) Rajesh Khanna and Dilip Kumar
(C) Asha Bhosle and Lata Man-geshkar
(D) Lata Mangeshkar and Dilip Kumar
(E) None of these
16. Many a times we read in news-paper about the benefits of National Electronic, Funds Trans-fer (NEFT)
a delivery service launched by the bank. Why banks advocate for such delivery channels ?
1. It is a system in which no physical transfer takes place hence risk is very low.
2. In this system banks are not required to transfer any money actually to the account of the customer. Only
book adjustment is done. Hence actual fund is not needed.
3. This facility is available to anybody at any place. Even having a bank account is not at all necessary.
(A) Only (1) is correct
(B) Only (2) is correct
(C) Only (3) is correct
(D) Both (1) and (2) are correct
(E) All (1), (2) and (3) are correct
17. The prestigious Indira Gandhi National Award for Peace Disar-mament and Development 2006 was
conferred upon whom amongst the following ?
(A) Prof. Wangari Maathai
(B) Mr. Phillips Talbot
(C) Mr. Damilo Turk
(D) Ms. Doris Lessing
(E) None of these
18. As reported in the newspapers China has asked its banks to put 12Â·5% money instead of earlier 12%
as CRR. This correction in CRR is made for the seventh time in last one year. Why did China have to
take this step again and again and so frequently ?
1. It will put a curb on lending of the money by the banks.
2. It will help Govt. of China to tame the rate of inflation.
3. It will help poor to get easy loans at cheaper rates from the banks as higher CRR brings more money for
acti-vities of the social sector.
(A) Only (1) is correct
(B) Only (2) is correct
(C) All (1), (2) and (3) are correct
(D) Only (3) is correct
(E) Both (1) and (2) are correct
19. NRI Day is observed on which of the following days ?
(A) 9th February
(B) 9th January
(C) 19th February
(D) 19th March
(E) 9th March
20. Which of the following isnot a mode of foreign capital inflow to India ?
(A) FDI
(B) FII
(C) NRI Accounts
(D) No Frills Accounts
(E) All these are valid for foreign capital inflow
21. India-European Union Summit 2007 was organized in November 2007 at New Delhi. Which of the following
is true about the same ?
1. A landmark MOU was signed by both the parties which envisages that EU would help India to achieve
millennium Goals.
2. EU will plead Indiaâ€™s case of more subsidy to agro sector in WTO meets.
3. Both the parties reaffirmed their commitment to the rule based multilateral trading system.
(A) Only (1) is correct
(B) Only (2) is correct
(C) Only (3) is correct
(D) Both (1) and (3) are correct
(E) All (1), (2) and (3) are correct
22. Mr. Kevin Rudd is the new :
(A) President of Australia
(B) Prime Minister of Australia
(C) President of Argentina
(D) Prime Minister of Argentina
(E) Secretary General of UNO
23. The 53rd Commonwealth Heads of Government Meeting (CHO-GM) was organized at which of the
following places in Novem-ber 2007 ?
(A) Kampala
(B) London
(C) New Delhi
(D) Perth
(E) None of these
24. As per the reports published in the news papers/magazines the overall credit (credit by banks) grew
by over Rs. 1,00,000 crores in 2005-06 and 2006-07. Which of the following sectors was one single
main contributor to this boom ?
(A) Housing and real estate sector
(B) Agriculture sector
(C) Business loans to doctors and account professionals
(D) Manufacturing Sector
(E) None of these
25. Many times we see banks adver-tiseâ€”â€oeAnywhere Banking : Any-time Bankingâ€. Which of the
following products/facilities launched by banks make it possible for the customers to avail banking
services 24 hours all seven days ?
1. ATM
2. Internet Banking
3. Universal Cheque book facility
(A) Only (1)
(B) Only (2)
(C) Both (1) and (2)
(D) Only (3)
(E) All (1), (2) and (3)
Which of the following organiza-tion/agencies has asked all the banks in India to form customer service
panels at branch levels ?
(A) Indian Bankâ€™s Association
(B) Reserve Bank of India (RBI)
(C) Supreme Court of India
(D) Securities and Exchange Board of India (SEBI)
(E) None of these
27. As we all know Securities and Exchange Board of India (SEBI) has taken some corrective steps to
restrict functioning of Partici-patory Notes (P-Notes) in Indian Stock Markets. Why are P-Notes
considered dangerous for the financial markets of a country ?
1. This allows a foreign inves-tor to invest funds without knowing the history/finan-cial health of a company.
If Company fails foreign investors lose their money. Govt. of India does not want this as this will bring
a bad name to the country.
2. P-Notes allow foreign inves-tors to buy shares of blue chip companies without following know Your Customer
(KYC) norms. Hence money invested here may not be from a valid and legal source.
3. P-Notes are launched to arrange funds only for social schemes. Due to huge funds available with NRI for
investment they are sending it in bulk. Hence cost of such investments is very high and it is not
commercially viable for banks to accept such investments.
(A) Only (1) is correct
(B) Only (2) is correct
(C) Only (3) is correct
(D) Both (1) and (2) are correct
(E) None of these
28. The Banking Industry a few years back was badly in the grip of Non Performing Assets (Bad loans) for
which the RBI and banks took special measures. As per the latest financial reports of the industry,
what is the status of NPAs at present ?
1. There are no NPAs now as not a single loan of Rs. 5 lakhs and above is given by the bank without proper
paperwork.
2. As reported of 2006-07 the NPAs have declined.
3. As the interest rates are very high banks are not providing loans to middle class and poor general borrows.
Hence NPAs in private and personal bank-ing area are â€˜zeroâ€™ where as in industrial credit sector
NPAs are still at the level of 22 per cent.
(A) Only (1) is correct
(B) Only (2) is correct
(C) Both (1) and (2) are correct
(D) Only (3) is correct
(E) None of these
29. Which of the following car com-panies has launched a small cheaper car â€˜Nanoâ€™ ?
(A) Maruti Suzuki Udhyog Ltd.
(B) Hyundai Motor India Ltd.
(C) Tata Motors Ltd.
(D) Hindustan Motors Ltd.
(E) None of these
30. The Govt. of India in general and the Banks in particular are very much after the â€˜Financial Inclusionâ€
™ a goal which both of them wish to achieve as early as pos-sible. What is the actual meaning of
â€˜Financial Inclusionâ€™ ?
1. Each and every individual above the age of 21 years should have an employ-ment and/or independent
source of income enough for him/her to sustain.
2. It is a concept which envi-sages that maximum people in India should have access to banking services.
3. Banking services should be provided only to those who have a valid and legal source of income as Govt. of
India wants each and every per-son in the income tax net irrespective of the level of their income.
(A) Only (1) is true
(B) Only (2) is true
(C) Only (3) is true
(D) Both (1), (2), (3) are true
(E) None of these
31. As per the reports in the major financial newspapers India has urged China to redress imba-lance in
trade. What does it really mean ? It meansâ€¦â€¦â€¦â€¦
(A) India exports more items to China whereas China does not export much to India
(B) India is not able to export much to China whereas its import from China is of higher value
(C) China and India are not at all trade partners. Hence there is no transaction between the two countries
(D) As per WTO laws India is supposed to export food grains to China. But China has not placed any order for
the same in 2006-07. It has also refused to accept 200 lakh tonnes of wheat exported to it by India.
(E) None of these
32. As reported in the newspapers the collection of Direct Taxes which includes IT, FBT, STT and BCTT
grew by about 50% during the current fiscal year. Which of the following is the name of the tax levied
on a cash withdrawal or deposit from/to a bank ?
(A) IT (B) FBT
(C) STT (D) BCTT
(E) None of these
33. As reported in some financial newspapers some banks in India (including major banks) these days are
not accepting US dollar transactions from Iranian buyers. Which of the following is the major reason
of banks not accep-ting such transactions from Iran ?
1. USA has put a ban on major iranian Banks hence Indian banks are also not accepting transaction from Iran
as they do not get return of the same from it.
2. Iran is facing a major Reces-sion hence all Banks have stopped major transactions with Iranian banks.
3. Iran has declared itself as an Islamic country and hence its banking is also Islamic Banking. This is the
reason owing to which most of the countries are not able to develop financial ties with it.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Both (1) and (2)
(E) All (1), (2) and (3)
34. As reported in some major financial news papers many times it is said that â€˜Other Incomeâ€™
boosts the profit of a bank to a substantial level. What is this other income for a bank ? (Pick up the
option (s) which are the part (s) of this other income)
1. Commission for selling insurance policies.
2. Fee for providing various services (like ATM/Extra cheque etc.)
3. Interest on advances and loans.
(A) Only (1)
(B) Only (2)
(C) Both (1) and (2)
(D) Only (3)
(E) All (1), (2) and (3)
35. Amongst the BRIC nations the GDP of which of the following took a fast growth of 11Â·5% in recent
past ?
(A) None (B) Brazil
(C) Russia (D) India
(E) China
36. Which of the following is the achievement/outcome of Mrs. Sonia Gandhiâ€™s visit to China in
October 2007 ?
1. A working group is estab-lished to prepare a frame-work for the settlement of boundary issue.
2. China has agreed to support Indiaâ€™s claim to have a permanent seat in UN Security Council.
3. China agreed to stop all exports to Pakistan till it switches over to a democra-tically elected government.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Both (1), (2) and (3)
(E) None of these
37. As reported time and again and in the media most of the Indian Industrialists are against a regional
trade pact with China. Why China is not a preferred partner in trade and business activities in India ?
1. India has already instigated maximum number of cases against China under anti dumping laws.
2. China is not a quality cons-cious country. Hence the products are not of good market value.
3. China has maximum trade agreements with those countries whose activities are not liked by India and
some major countries of E.U. China is importing goods from them and redirecting it to India.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) All (1), (2) and (3)
(E) None of these
38. India has a regional trade pact SAFTA. This pact is with mem-bers of which of the following group of
countries ?
(A) IBSA (B) EU
(C) OPEC (D) BRIC
(E) SAARC
39. As reported in some news-papers/magazines some banks have decided to install Biometric ATMs so
that fraudulent with-drawals can be prevented. Bio-metric ATMs will be able to do so as it also
checksâ€”
1. Signatures of the card holdes.
2. Finger prints of the card holders.
3. Skin colour of the card holders.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Both (1) and (3)
(E) All (1), (2) and (3)
40. Which of the following schemes is launched specifically for helping Senior Citizens to avail loan by
mortgage of their resi-dential property ?
(A) English mortgage scheme
(B) Senior Capital Loan scheme
(C) Reverse Mortgage Loan scheme
(D) DEMAT Account Scheme
(E) None of these
41. Who amongst the following received the Nobel Prize 2007 for Medicine ?
1. Martin Evans
2. Mario Capecchi
3. Oliver Smiths
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Both (1) and (3)
(E) All (1), (2) and (3) jointly
42. A summit of which of the follo-wing two countries took place for the first time recently which is being
considered a big leap in the direction of diffusing conflict between them from last 50 years ?
(A) Chinaâ€“Russia
(B) Vietnamâ€“USA
(C) Chinaâ€“Pakistan
(D) Russiaâ€“USA
(E) South-Koreaâ€“North Korea
43. The Gorkha Hill Council is in function in which of the follo-wing districts of West Bengal (Since
October 2007) ?
(A) Midnapore
(B) Birbhum
(C) Nadia
(D) Howrah
(E) Darjeeling
44. Prime Minister of India was on a visit to Russia in November 2007. Which of the following is/are the
outcome of his meeting with Russian Leaders ?
1. Both the countries signed an agreement for their joint space programme.
2. India signed a nuclear deal with Russia for construction of four new Nuclear Reac-tions in Tamil Nadu.
3. India and Russia agreed to take a joint military action to stop insurgency problem in some parts of India.
(A) Only (1)
(B) Only (2)
(C) Both (1) and (2)
(D) Only (3)
(E) All (1), (2) and (3)
45. The Govt. of India has decided to take a major stake in Sakhalin IV and Sakhalin V oil fields. Both
these oil fields are situated in which of the following countries ?
(A) Brazil
(B) Russia
(C) China
(D) Saudi Arabia
(E) None of these
46. The Planning commission of India has established a National Fund to improve the distribution of which
of the following in the country ?
(A) Electricity
(B) Cooking gas
(C) Food grains through public distribution system
(D) Fresh currency notes
(E) None of these
47. The US economy is in a bad shape these days as a slow down is noticed in it in recent past. What will
be its impact on â€˜Global economyâ€™ in general ?
1. Dollar will be depreciated.
2. Export from European mar-kets will gain strength.
3. Interest rates of short term loans in money market will shoot up sharply as demand for short term rupee
loan will shoot up.
(A) Only (1)
(B) Only (2)
(C) Both (1) and (2)
(D) Only (3)
(E) All (1), (2) and (3)
48. As published in the newspapes the RBI has issued certain guide-lines to be followed by the Recovery
Agents appointed by the banks. In addition to this the Indian Bank Association (IBA) has to formulate a
special training course for them. Why RBI and IBA has to come into picture for such an issue which is
the res-ponsibility of the banks ?
1. RBI and Govt. were getting many complaints from the public about the misbeha-viour of Recovery agents.
2. Govt. of India is paying much emphasis on provi-ding banking services to the poor section of society. News
about ill treatment by agents or suicides due to inability to payback loans create a negative picture.
RBI do not want this to hap-pen.
3. Despite banks efforts to recover loans many people still do not wish to repay their loans intentionally.
Recovery agents will help banks to get their money back by all possible means.
(A) Only (1)
(B) Only (2)
(C) Both (1) and (2)

(D) Only (3)
(E) All (1), (2) and (3)
49. The imports of which of the following items from Indiahas been lesser than its Exports of the same
during 2007-08 ?
(A) Oil (B) Chemicals
(C) Steel (D) Tea
(E) None of these
50. The Planning commission of India decided to fix the target growth of GDP during 11th Five year plan
at 9%. What was the growth rate in 10th plan period ?
(A) 4% (B) 8%
(C) 5Â·5% (D) 7Â·6%
(E) 6Â·7%
Answers with Explanations :
1. (E) 2. (D) 3. (a) 4. (e) 5. (c)
6. (e) 7. (d)
8. (b) â€˜El-Ninoâ€™ is the natureâ€™s Vicious Cycle caused due to deranged weather pattern, as
happed the giant El-Nino of 1997-98, killed about 2,100 people.
9. (d) 10. (a)
11. (D) â€˜NWDPRAâ€™ (National Water- shed Development Project for Rainfed Area) was launched in
1990-91 for 25 states and 2 UTs in the country for rainfed farming.
12. (e) 13. (c)
14. (d) With 6330 Points, Justine Henin is at the First Place.
15. (d) 16. (D) 17. (a) 18. (E) 19. (B)
20. (D) 21. (D) 22. (B) 23. (C) 24. (B)
25. (E) 26. (B) 27. (d) 28. (C) 29. (C)
30. (B) 31. (a) 32. (D) 33. (D) 34. (D)
35. (E) 36. (A) 37. (B) 38. (e) 39. (e)
40. (c)
41. (e) The â€˜Nobel Prize, 2007â€™ in Medicine/or Physiology was awarded jointly to Mario R. Capecchi
(USA), Sir Martin J. Evans (UK) and Oliver Smiths (USA) i.e., 1/3 of the prize to each, announced on
8th Oct., 2007 at Karolinska Institute by the Nobel Assembly.
42. (E) 43. (e) 44. (a) 45. (b) 46. (c)
47. (e) 48. (A) 49. (D)
50. (B) In 10th Plan (2002-07), â€˜NDCâ€™ (National Development Council) envisaged an average growth
rate of 8%

Oriental Bank of Commerce Probationary Officers Exam., 2008 solved question paper Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:20:00.001-07:00

Oriental Bank of Commerce Probationary Officers Exam., 2008 solved question paper Probationary Officers Exam previous year question paper Solved Paper

Oriental Bank of Commerce Probationary Officers Exam., 2008

(Held on 21-12-2008)

General Awareness : Solved Paper

1. Which of the following crops cannot be called a Plantation Crop ?
(A) Wheat
(B) Oil Palm
(C) Rubber
(D) Coffee
(E) Coconut
2. Which of the following is the name of the spacecraft launched by India as a part of Mission to
Moon ?
(A) Moon-1
(B) Chandrayaan-1
(C) Kalpana
(D) RADOM
(E) None of these
3. As per the reports published by the World Bank what percentage of Indian population lives below the
new International Poverty Line ?
(A) 30%
(B) 62%
(C) 52%
(D) 42%
(E) 68%
4. Which of the following is not a ‘Social Sector Programme’ run by the Govt. of India ?
(A) National Rural Health Mission
(B) Sarva Shiksha Abhiyan
(C) Mid-Day Meal Scheme
(D) Integrated Child Development Services
(E) Bharat Nirman
5. In order to augment Credit flow to small and poor borrowers, commercial banks are required to
provide how much percentage of their priority sector advances to weaker sections of the society ?
(A) 15%
(B) 20%
(C) 30%
(D) 25%
(E) 35%
6. As reported in some newspapers/magazines a large number of children/infants are falling sick
because of the use of melamine contaminated dairy products in the world. Due to this many countries
like Africa, Japan, Singapore, etc. have stopped import of these products. Which of the following
countries was the main exporter of such products ?
(A) China
(B) Bangladesh
(C) Pakistan
(D) Iran
(E) None of these
7. Which of the following is the abbreviated name of the programme launched in India for the
economic empowerment of persons with severe to profound disabilities ?
(A) ARUNIM
(B) NREGA
(C) GCMMF
(D) UNCTAD
(E) SCOPE
8. As per the recommendations of the 12th Finance Commission, what will be the share of the State
Govts. in total shareable proceeds of Central taxes ?
(A) 15%
(B) 20·5%
(C) 22%
(D) 30·5%
(E) 35·5%
9. Which of the following is/are objective(s) of the ‘Rural Drinking water supply Programme’ launched
by the Govt. of India ?
1. Supply safe drinking water to all villages.
2. Assisting local communities to maintain sources of safe drinking water in good condition.
3. Giving special attention for water supply to Scheduled Caste and Scheduled Tribes.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
10. Which of the following is not a Source of Tax Revenue collected by the Govt. of India ?
(A) Custom Duty
(B) Excise Duty
(C) Income Tax
(D) Service Tax
(E) Dividends and Profits
11. Asif Ali Zardari who has taken over as the new President of Pakistan is from which of the following
political Parties ?
(A) Pakistan Muslim League
(B) Awami League
(C) Pakistan People’s Party
(D) Pakistan National Congress
(E) None of these
12. India is now out of the nuclear sanction imposed on it about 16 years back. This sanction was
imposed by which of the following organisations ?
(A) Nuclear Suppliers Group (NSG)
(B) Organisation of Petroleum Exporting Countries (OPEC)
(C) INTERPOL
(D) UN Security Council
(E) None of these

13. Very often we read in newspapers about the Foreign Direct Investment (FDI) Through Automatic
Route. What is meant by Automatic Route ?
1. It is a process which allows foreign investors to trade shares of any Indian Company on day-to-day
basis openly in stock markets.
2. It is a process by which Indian Companies are allowed to issue shares to any foreign investor as a
part of their paid up Capital in the project in which they have made an investment.
3. It is a process in which all foreign investors are asked to make all their investments in Indian projects
in rupee currency only and that too in cash only. Technical knowhow or any other type of participation
is not allowed as a part of investment.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3
14. The Govt. of India is planning to introduce a ‘National Security Exception Act’ in the Parliament,
which will work on the lines of Exxon-Florio provision prevalent in the USA. What is the purpose of
the proposed Act ?
1. The Act is a part of Indo-US Nuclear Pact as this only will allow India to start building nuclear
facilities in the country.
2. The Act will empower the Govt. of India to stall any foreign Company from acquiring any local asset
(FDI) if it is found to be compromising with national security.
3. The Act will empower the Govt. of India to control terrorism in a better way as all e-services will be
under thorough scrutiny by security agencies.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3
15. Which of the following is not included in the list of UN Millennium Goals ?
(A) Eradicate extreme poverty and hunger
(B) Develop a global partnership for development
(C) Promote Gender equality
(D) Reduce Child Mortality
(E) Make World Nuclear free
16. Which of the following agencies/bodies has asked all foreign funds to come forward and register
itself as Foreign Institutional Investments (FIIs) prior to any investment in India ?
(A) RBI
(B) SEBI
(C) IBA
(D) Registrar of Companies
(E) None of these
17. Who amongst the following Indian players could not win any medal in Beijing Olympic 2008 ?
(A) Sushil Kumar
(B) Abhinav Bindra
(C) Anjali Bhagwat
(D) Jitendra Kumar
(E) Saina Nehwal
18. India recently signed an agreement in the field of hydrocarbon with which of the following
countries for which Hernan Martinez Torres, Minister of Energy of that country was in India ?
(A) Zambia
(B) Ukraine
(C) Colombia
(D) Turkey
(E) None of these
19. Which of the following countries has asked India to scrap Kosi River Pact, the river which created a
havoc in Bihar recently ?
(A) Bangladesh
(B) Pakistan
(C) China
(D) Nepal
(E) Bhutan
20. Which of the following is the amount of the relief package announced by the Prime Minister of
India for Flood-hit Bihar ?
(A) Rs. 1000 crore
(B) Rs. 1010 crore
(C) Rs. 1050 crore
(D) Rs. 1100 crore
(E) Rs. 1120 crore
21. As reported in the newspapers some people are of the opinion that India may not be able to achieve
its export targets set for the year 2008-09. Which of the following is/are the reason(s) of their worry ?
1. There was a major flood in some parts of Bihar, Orissa, Gujarat and some other States recently,
owing to which fruit/horticultural crop has not reached export markets in sufficient quantity.
2. Rupee is frequently getting depreciated against US dollar.
3. Some major economies of the world are passing through the phase of economic recession. Hence
many export orders are cancelled.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3 only
(E) None of these
22. While talking to the Press/Media/Group of experts in Singapore the former Governor of RBI, Dr. Y.
V. Reddy, said that the impact of global financial turmoil will be less on Asia. What in opinion of the
people like Dr. Reddy are the strengths of Asian Financial System which will help it to sustain the
turmoil ? (Pick-up correct statement(s) as your answer.)
1. Banks in Asia are better capitalized and are not much exposed to sophisticated derivatives.
2. Asian economies were in a high growth mode and hence they have better ability to withstand the
crisis.
3. Most of the Asian countries used to enjoy a strong fiscal position and current account surpluses in
the past. This has given them an ability to bail out a failing financial institution in case it appeared.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
23. Subsequent to the RBI’s move of reducing the CRR, the industry Chambers in India are demanding
for softened interest rates. How will this demand of softened interest rates help the industry ?
1. It will give a push-up to new investments and augment the demand of new proposals for more
credits.
2. The move will help in creation of many new employment opportunities.
3. It will strengthen the position of the Stock Markets in India.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) All 1, 2 and 3
(E) None of these
24. The recent decision of the RBI to cut Cash Reserve Ratio (CRR) by 150 basis points (October
2008) will be able to infuse how much liquidity into the market ?
(A) Rs. 10,000 crore
(B) Rs. 30,000 crore
(C) Rs. 40,000 crore
(D) Rs. 50,000 crore
(E) None of these
25. As per the reports published in the newspapers recently Indian Rupee was on depreciation and there
was a time when the depreciation was about 17% in six months. Which of the following was/were the
main cause(s) of this continuous fall ?
1. Foreign fund flow was very low.
2. There was heavy demand for the US dollar in the local forex market.
3. RBI all of a sudden decided to lower the CRR.
(A) Only 1
(B) Only 2
(C) Both 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3
26. The issues related to the Land Acquisition for setting-up ‘Special Economic Zones (SEZs)’ is
frequently seen in the newspapers these days. As per existing laws maximum how much area is allowed
to be acquired for a SEZ ?
(A) 1000 hectares
(B) 2000 hectares
(C) 3000 hectares
(D) 5000 hectares
(E) None of these
27. Shibu Soren took over as the new Chief Minister of—
(A) Bihar
(B) Chhattisgarh
(C) Jharkhand
(D) Uttarakhand
(E) None of these
28. Which of the following was one of the major point of disagreement between various countries over
which the talks at World Trade Organisation (WTO) got collapsed recently ?
(A) Subsidy to farmers
(B) Providing special status to India
(C) Drafting a new constitution for WTO
(D) Drafting a common Trade Policy for next 5 years
(E) None of these
29. Who amongst the following is the recipient of the Lifetime Achievement Award at the 54th
National Film Award Ceremony ?
(A) Dilip Kumar
(B) Shashi Kapoor
(C) Rekha
(D) Hema Malini
(E) Mrinal Sen
30. The support price of which of the following commodities was raised by 33%-40% recently to make
it Rs. 2,500 per quintal ?
(A) Cotton
(B) Sugarcane
(C) Wheat
(D) Palm Oil
(E) None of these
31. Who amongst the following cricketers made a World Record of 12 Sixes in a One Day International
Match recently ?
(A) Sachin Tendulkar
(B) Xavier Marshall
(C) Muttiah Muralitharan
(D) Mike Hussey
(E) None of these
32. Which of the following cities became the first 100% e-literate city of India ?
(A) Pune
(B) Hyderabad
(C) Kozhikode
(D) Jaipur
(E) Bangalore
33. As we all know India will continue to be a net importer of steel as the demand of the same is likely
to increase by about 11% in days to come. What is the percentage growth in inland production of steel ?
(A) 3%
(B) 5%
(C) 7%
(D) 8%
(E) 10%
34. International Literacy Day is observed on which of the following days ?
(A) September 18
(B) September 8
(C) October 18
(D) October 8
(E) None of these
35. Which of the following teams won the Durand Cup Football played in New Delhi in September
2008 ?
(A) Tata Motors
(B) Indian Railways
(C) Churchill Brothers
(D) Mahindra United
(E) None of these
36. Which of the following is/are part of New National Biofuel Policy 2008 launched by the Govt. of
India ?
1. Minimum Support Price with a provision of periodic revision.
2. No duties or taxes would be levied on Biodiesel.
3. Biodiesel production to be taken up from non-edible oil seeds in waste/marginal lands.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
37. Who amongst the following was given the Mahatma Gandhi Award for Reconciliation and Peace
2008 ?
(A) Akio Ishii
(B) Bill Gates
(C) Nelson Mandela
(D) Prince Charles
(E) None of these
38. Which of the following is/are some of the recommendations of the Raghurajan Committee on
financial sector reforms ?
1. Target inflation control rather than controlling money supply.
2. Open Corporate and Govt. Bond markets.
3. Provide liberal regulations for mergers and acquisitions.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
39. Which of the following countries is passing through a crisis called as ‘Darfur Humanitarian
Crisis’ ?
(A) `Uganda
(B) Somalia
(C) Sudan
(D) Sierra Leone
(E) None of these
40. Who amongst the following is the author of the book ‘Inside Third World’ ?
(A) Amit Choudhury
(B) William Goldings
(C) V. Harrison
(D) Nana Palkiwala
(E) None of these
41. The ‘18th Safety Olympics’ was organised in—
(A) Seoul
(B) Berlin
(C) London
(D) Moscow
(E) New York
42. Mahendra Kapoor who died recently was a famous—
(A) Politician
(B) Social Worker
(C) Journalist
(D) Sportsman
(E) Playback Singer
43. The Prime Minister of India recently released the Economic Outlook for 2008-09. According to the
document Indian economy will grow at what rate during the period of the review ?
(A) 7·7%
(B) 8%
(C) 8·33%
(D) 9·7%
(E) None of these
44. The 48th National Open Athletics Championship was held at—
(A) Kochi
(B) Delhi
(C) Jaipur
(D) Lucknow
(E) Panaji
45. Which of the following countries refused to ratify the ‘Lisbon Treaty’, a very crucial agreement for
reforms in the constitution of the European Union ?
(A) Russia
(B) Poland
(C) Germany
(D) France
(E) Italy
46. Which of the following is not an Employment Generating Programme of the Govt. of India ?
(A) NREGA
(B) SGRY
(C) SGSY
(D) TRYSEM
(E) CAMELS
47. Who amongst the following is the author of the book ‘The Other Side of Midnight’ ?
(A) Salman Rushdie
(B) Katherine Mayo
(C) Ernest Hamingway
(D) H. G. Wells
(E) Sydney Sheldon
48. China recently resolved its border dispute with which of the following countries ?
(As per agreement Yinlong island will be handed over to China.)
(A) Mongolia
(B) Japan
(C) India
(D) Taiwan
(E) Russia
49. Agha Khan Trophy is associated with the game of—
(A) Cricket
(B) Football
(C) Badminton
(D) Golf
(E) Hockey
50. Two new countries recently signed the protocols to become the member of the North Atlantic
Treaty Organisation (NATO).
These countries are—
(A) Ukraine–Croatia
(B) Croatia–Albania
(C) Georgia–Russia
(D) Georgia–Croatia
(E) None of these
Answers :
1. (A) 2. (B) 3. (D) 4. (A) 5. (D) 6. (A) 7. (B) 8. (D) 9. (D) 10. (E)
11. (C) 12. (A) 13. (A) 14. (C) 15. (E) 16. (B) 17. (C) 18. (C) 19. (D) 20. (B)
21. (C) 22. (D) 23. (C) 24. (E) 25. (C) 26. (D) 27. (C) 28. (A) 29. (A) 30. (A)
31. (B) 32. (C) 33. (C) 34. (B) 35. (D) 36. (D) 37. (C) 38. (D) 39. (C) 40. (E)
41. (A) 42. (E) 43. (A) 44. (A) 45. (E) 46. (E) 47. (E) 48. (E) 49. (E) 50. (E)

Oriental Bank of Commerce Probationary Officers Exam. 2008 Solved previous year question bank Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:19:00.000-07:00

Oriental Bank of Commerce Probationary Officers Exam. 2008

(Held on 21-12-2008)

General Awareness: Solved Paper

1. Which of the following crops cannot be called a Plantation Crop ?
(A) Wheat
(B) Oil Palm
(C) Rubber
(D) Coffee
(E) Coconut
2. Which of the following is the name of the spacecraft launched by India as a part of Mission to Moon ?
(A) Moon-1
(B) Chandrayaan-1
(C) Kalpana
(D) RADOM
(E) None of these
3. As per the reports published by the World Bank what percentage of Indian population lives below the
new International Poverty Line ?
(A) 30%
(B) 62%
(C) 52%
(D) 42%
(E) 68%
4. Which of the following is not a ‘Social Sector Programme’ run by the Govt. of India ?
(A) National Rural Health Mission
(B) Sarva Shiksha Abhiyan
(C) Mid-Day Meal Scheme
(D) Integrated Child Development Services
(E) Bharat Nirman
5. In order to augment Credit flow to small and poor borrowers, commercial banks are required to
provide how much percentage of their priority sector advances to weaker sections of the society ?
(A) 15%
(B) 20%
(C) 30%
(D) 25%
(E) 35%
6. As reported in some newspapers/magazines a large number of children/infants are falling sick
because of the use of melamine contaminated dairy products in the world. Due to this many countries
like Africa, Japan, Singapore, etc. have stopped import of these products. Which of the following
countries was the main exporter of such products ?
(A) China
(B) Bangladesh
(C) Pakistan
(D) Iran
(E) None of these
7. Which of the following is the abbreviated name of the programme launched in India for the economic
empowerment of persons with severe to profound disabilities ?
(A) ARUNIM
(B) NREGA
(C) GCMMF
(D) UNCTAD
(E) SCOPE
8. As per the recommendations of the 12th Finance Commission, what will be the share of the State
Govts. in total shareable proceeds of Central taxes ?
(A) 15%
(B) 20·5%
(C) 22%
(D) 30·5%
(E) 35·5%
9. Which of the following is/are objective(s) of the ‘Rural Drinking water supply Programme’ launched
by the Govt. of India ?
1. Supply safe drinking water to all villages.
2. Assisting local communities to maintain sources of safe drinking water in good condition.
3. Giving special attention for water supply to Scheduled Caste and Scheduled Tribes.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
10. Which of the following is not a Source of Tax Revenue collected by the Govt. of India ?
(A) Custom Duty
(B) Excise Duty
(C) Income Tax
(D) Service Tax
(E) Dividends and Profits
11. Asif Ali Zardari who has taken over as the new President of Pakistan is from which of the following
political Parties ?
(A) Pakistan Muslim League
(B) Awami League
(C) Pakistan People’s Party
(D) Pakistan National Congress
(E) None of these
12. India is now out of the nuclear sanction imposed on it about 16 years back. This sanction was
imposed by which of the following organisations ?
(A) Nuclear Suppliers Group (NSG)
(B) Organisation of Petroleum Exporting Countries (OPEC)
(C) INTERPOL
(D) UN Security Council
(E) None of these
13. Very often we read in newspapers about the Foreign Direct Investment (FDI) Through Automatic
Route. What is meant by Automatic Route ?
1. It is a process which allows foreign investors to trade shares of any Indian Company on day-to-day
basis openly in stock markets.
2. It is a process by which Indian Companies are allowed to issue shares to any foreign investor as a part
of their paid up Capital in the project in which they have made an investment.
3. It is a process in which all foreign investors are asked to make all their investments in Indian projects in
rupee currency only and that too in cash only. Technical knowhow or any other type of participation is not
allowed as a part of investment.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3
14. The Govt. of India is planning to introduce a ‘National Security Exception Act’ in the Parliament,
which will work on the lines of Exxon-Florio provision prevalent in the USA. What is the purpose of the
proposed Act ?
1. The Act is a part of Indo-US Nuclear Pact as this only will allow India to start building nuclear facilities
in the country.
2. The Act will empower the Govt. of India to stall any foreign Company from acquiring any local asset
(FDI) if it is found to be compromising with national security.
3. The Act will empower the Govt. of India to control terrorism in a better way as all e-services will be
under thorough scrutiny by security agencies.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3
15. Which of the following is not included in the list of UN Millennium Goals ?
(A) Eradicate extreme poverty and hunger
(B) Develop a global partnership for development
(C) Promote Gender equality
(D) Reduce Child Mortality
(E) Make World Nuclear free
16. Which of the following agencies/bodies has asked all foreign funds to come forward and register
itself as Foreign Institutional Investments (FIIs) prior to any investment in India ?
(A) RBI
(B) SEBI
(C) IBA
(D) Registrar of Companies
(E) None of these
17. Who amongst the following Indian players could not win any medal in Beijing Olympic 2008 ?
(A) Sushil Kumar
(B) Abhinav Bindra
(C) Anjali Bhagwat
(D) Jitendra Kumar
(E) Saina Nehwal
18. India recently signed an agreement in the field of hydrocarbon with which of the following countries
for which Hernan Martinez Torres, Minister of Energy of that country was in India ?
(A) Zambia
(B) Ukraine
(C) Colombia
(D) Turkey
(E) None of these
19. Which of the following countries has asked India to scrap Kosi River Pact, the river which created a
havoc in Bihar recently ?
(A) Bangladesh
(B) Pakistan
(C) China
(D) Nepal
(E) Bhutan
20. Which of the following is the amount of the relief package announced by the Prime Minister of India
for Flood-hit Bihar ?
(A) Rs. 1000 crore
(B) Rs. 1010 crore
(C) Rs. 1050 crore
(D) Rs. 1100 crore
(E) Rs. 1120 crore
21. As reported in the newspapers some people are of the opinion that India may not be able to achieve
its export targets set for the year 2008-09. Which of the following is/are the reason(s) of their worry ?
1. There was a major flood in some parts of Bihar, Orissa, Gujarat and some other States recently, owing
to which fruit/horticultural crop has not reached export markets in sufficient quantity.
2. Rupee is frequently getting depreciated against US dollar.
3. Some major economies of the world are passing through the phase of economic recession. Hence
many export orders are cancelled.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3 only
(E) None of these
22. While talking to the Press/Media/Group of experts in Singapore the former Governor of RBI, Dr. Y. V.
Reddy, said that the impact of global financial turmoil will be less on Asia. What in opinion of the people
like Dr. Reddy are the strengths of Asian Financial System which will help it to sustain the turmoil ?
(Pickup correct statement(s) as your answer.)
1. Banks in Asia are better capitalized and are not much exposed to sophisticated derivatives.
2. Asian economies were in a high growth mode and hence they have better ability to withstand the crisis.
3. Most of the Asian countries used to enjoy a strong fiscal position and current account surpluses in the
past. This has given them an ability to bail out a failing financial institution in case it appeared.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

23. Subsequent to the RBI’s move of reducing the CRR, the industry Chambers in India are demanding
for softened interest rates. How will this demand of softened interest rates help the industry ?
1. It will give a push-up to new investments and augment the demand of new proposals for more credits.
2. The move will help in creation of many new employment opportunities.
3. It will strengthen the position of the Stock Markets in India.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) All 1, 2 and 3
(E) None of these
24. The recent decision of the RBI to cut Cash Reserve Ratio (CRR) by 150 basis points (October 2008)
will be able to infuse how much liquidity into the market ?
(A) Rs. 10,000 crore
(B) Rs. 30,000 crore
(C) Rs. 40,000 crore
(D) Rs. 50,000 crore
(E) None of these
25. As per the reports published in the newspapers recently Indian Rupee was on depreciation and there
was a time when the depreciation was about 17% in six months. Which of the following was/were the
main cause(s) of this continuous fall ?
1. Foreign fund flow was very low.
2. There was heavy demand for the US dollar in the local forex market.
3. RBI all of a sudden decided to lower the CRR.
(A) Only 1
(B) Only 2
(C) Both 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3
26. The issues related to the Land Acquisition for setting-up ‘Special Economic Zones (SEZs)’ is
frequently seen in the newspapers these days. As per existing laws maximum how much area is allowed
to be acquired for a SEZ ?
(A) 1000 hectares
(B) 2000 hectares
(C) 3000 hectares
(D) 5000 hectares
(E) None of these
27. Shibu Soren took over as the new Chief Minister of—
(A) Bihar
(B) Chhattisgarh
(C) Jharkhand
(D) Uttarakhand
(E) None of these
28. Which of the following was one of the major point of disagreement between various countries over
which the talks at World Trade Organisation (WTO) got collapsed recently ?
(A) Subsidy to farmers
(B) Providing special status to India
(C) Drafting a new constitution for WTO
(D) Drafting a common Trade Policy for next 5 years
(E) None of these
29. Who amongst the following is the recipient of the Lifetime Achievement Award at the 54th National
Film Award Ceremony ?
(A) Dilip Kumar
(B) Shashi Kapoor
(C) Rekha
(D) Hema Malini
(E) Mrinal Sen
30. The support price of which of the following commodities was raised by 33%-40% recently to make it
Rs. 2,500 per quintal ?
(A) Cotton
(B) Sugarcane
(C) Wheat
(D) Palm Oil
(E) None of these
31. Who amongst the following cricketers made a World Record of 12 Sixes in a One Day International
Match recently ?
(A) Sachin Tendulkar
(B) Xavier Marshall
(C) Muttiah Muralitharan
(D) Mike Hussey
(E) None of these
32. Which of the following cities became the first 100% e-literate city of India ?
(A) Pune
(B) Hyderabad
(C) Kozhikode
(D) Jaipur
(E) Bangalore
33. As we all know India will continue to be a net importer of steel as the demand of the same is likely to
increase by about 11% in days to come. What is the percentage growth in inland production of steel ?
(A) 3%
(B) 5%
(C) 7%
(D) 8%
(E) 10%
34. International Literacy Day is observed on which of the following days ?
(A) September 18
(B) September 8
(C) October 18
(D) October 8
(E) None of these
35. Which of the following teams won the Durand Cup Football played in New Delhi in September 2008 ?
(A) Tata Motors
(B) Indian Railways
(C) Churchill Brothers
(D) Mahindra United
(E) None of these
36. Which of the following is/are part of New National Biofuel Policy 2008 launched by the Govt. of
India ?
1. Minimum Support Price with a provision of periodic revision.
2. No duties or taxes would be levied on Biodiesel.
3. Biodiesel production to be taken up from non-edible oil seeds in waste/marginal lands.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
37. Who amongst the following was given the Mahatma Gandhi Award for Reconciliation and Peace 2008
?(A) Akio Ishii
(B) Bill Gates
(C) Nelson Mandela
(D) Prince Charles
(E) None of these
38. Which of the following is/are some of the recommendations of the Raghurajan Committee on
financial sector reforms ?
1. Target inflation control rather than controlling money supply.
2. Open Corporate and Govt. Bond markets.
3. Provide liberal regulations for mergers and acquisitions.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
39. Which of the following countries is passing through a crisis called as ‘Darfur Humanitarian Crisis’ ?
(A) `Uganda
(B) Somalia
(C) Sudan
(D) Sierra Leone
(E) None of these
40. Who amongst the following is the author of the book ‘Inside Third World’ ?
(A) Amit Choudhury
(B) William Goldings
(C) V. Harrison
(D) Nana Palkiwala
(E) None of these
41. The ‘18th Safety Olympics’ was organised in—
(A) Seoul
(B) Berlin
(C) London
(D) Moscow
(E) New York
42. Mahendra Kapoor who died recently was a famous—
(A) Politician
(B) Social Worker
(C) Journalist
(D) Sportsman
(E) Playback Singer
43. The Prime Minister of India recently released the Economic Outlook for 2008-09. According to the
document Indian economy will grow at what rate during the period of the review ?
(A) 7·7%
(B) 8%
(C) 8·33%
(D) 9·7%
(E) None of these
44. The 48th National Open Athletics Championship was held at—
(A) Kochi
(B) Delhi
(C) Jaipur
(D) Lucknow
(E) Panaji
45. Which of the following countries refused to ratify the ‘Lisbon Treaty’, a very crucial agreement for
reforms in the constitution of the European Union ?
(A) Russia
(B) Poland
(C) Germany
(D) France
(E) Italy
46. Which of the following is not an Employment Generating Programme of the Govt. of India ?
(A) NREGA
(B) SGRY
(C) SGSY
(D) TRYSEM
(E) CAMELS
47. Who amongst the following is the author of the book ‘The Other Side of Midnight’ ?
(A) Salman Rushdie
(B) Katherine Mayo
(C) Ernest Hamingway
(D) H. G. Wells
(E) Sydney Sheldon
48. China recently resolved its border dispute with which of the following countries ?
(As per agreement Yinlong island will be handed over to China.)
(A) Mongolia
(B) Japan
(C) India
(D) Taiwan
(E) Russia
49. Agha Khan Trophy is associated with the game of—
(A) Cricket
(B) Football
(C) Badminton
(D) Golf
(E) Hockey
50. Two new countries recently signed the protocols to become the member of the North Atlantic Treaty
Organisation (NATO).
These countries are—
(A) Ukraine–Croatia
(B) Croatia–Albania
(C) Georgia–Russia
(D) Georgia–Croatia
(E) None of these
Answers :
1. (A) 2. (B) 3. (D) 4. (A) 5. (D) 6. (A) 7. (B) 8. (D) 9. (D) 10. (E)
11. (C) 12. (A) 13. (A) 14. (C) 15. (E) 16. (B) 17. (C) 18. (C) 19. (D) 20. (B)
21. (C) 22. (D) 23. (C) 24. (E) 25. (C) 26. (D) 27. (C) 28. (A) 29. (A) 30. (A)
31. (B) 32. (C) 33. (C) 34. (B) 35. (D) 36. (D) 37. (C) 38. (D) 39. (C) 40. (E)
41. (A) 42. (E) 43. (A) 44. (A) 45. (E) 46. (E) 47. (E) 48. (E) 49. (E) 50. (E)

Oriental Bank of Commerce English Paper on January 2009 previous year question paper & model question paper

2011-10-10T06:18:00.000-07:00

Oriental Bank of Commerce English Paper on January 2009 previous year question paper & model question paper

Oriental Bank of Commerce English Paper on January 2009

Directions—(Q. 1 to 15) Read the following passage carefully and answer the questions given below it.
Certain words have been printed in bold to help you to locate them while answering some of the
questions.
The Emperor’s brother-in-law was also his Prime Minister and his avourite courtier. He was not liked
by the other courtiers as a result. Jealous of the Emperor’s brother-inlaw the courtiers once said, “Your
Majesty, why don’t you appoint one of us as Prime Minister ? Subjectus to a test to see who is truly
the right person to be Prime Minister.” At the time the Prime Minister was out hunting with another
courtier. In pursuit of their prey they mistakenly rode into the neighbouring kingdom. As they were
strangers and had weapons they were arrested as spies by the soldiers there and were certain to be
sentenced to death by the ruler, King Amir.
The courtier was petrified and bowed his head in prayer. The Prime Minister pretending to be praying
whispered something in his ear. The two of them then began arguing. “I should be the one to die first !”
each of them said. Those present were astonished to hear their argument. The soldiers brought the two
before King Amir. He was astonished to hear of their strange behaviour. “Tell me why you are so eager
to die ?” Pretending to be reluctant to reveal the reason the Prime Minister bowed respectfully and said,
“Sir, our Emperor has a secret wish of annexing your kingdom. If you kill us the Emperor can attack
your kingdom on the pretext of avenging our deaths. The Emperor has also promised us a great reward
for our sacrifice. We felt that in case you changed your mind and set one of us free to return home he
would not get the reward.” King Amir was worried when he heard this. Concerned that the lives of his
subjects would be lost in war, King Amir refused to kill either of the two and sent them home. When
they heard about the incident the Emperor’s courtiers bowed their heads. They were ashamed. They
realised the Emperor had made a wise choice in selecting his Prime Minister.
1. Why were the courtiers not on good terms with the Emperor’s brother-in-law ?
(A) The Emperor used to only heed his brother-in-law’s advice
(B) He was cleverer than they were and he would remind them of it
(C) He was empowered to take decisions on behalf of the Emperor
(D) He had more power and prestige and earned more than they did
(E) None of these
2. Why did the Emperor’s two courtiers enter the neighbouring kingdom ?
(A) The Emperor had asked them to deliver a message to its king
(B) They wanted to spy on the neighbouring kingdom
(C) They had accidentally wandered into neighbouring territory
(D) The other courtiers had set a trap for them
(E) Their curiosity about the kingdom led them to enter it
3. Why was the Emperor’s brotherin-law not afraid when faced with death ?
1. He felt that if he told King Amir the truth his life would be spared.
2. He was confident that he would be rescued.
3. He had prayed fervently asking God to save them.
(A) None
(B) Only 1
(C) Only 2
(D) Both 2 and 3
(E) Only 3
4. Which of the following can be said about the Emperor ?
(A) He reserved important posts for his family members
(B) He had chosen a worthy Prime Minister
(C) He was ruthless and wanted to conquer the neighbouring kingdom
(D) He treated all his courtiers shabbily except his brother-inlaw
(E) He deliberately endangered the lives of his courtiers in order to test them
5. Why did the two courtiers begin to argue with each other ?
(A) They wanted to distract the soldiers so they could escape
(B) It was a delaying tactics till they were rescued
(C) They blamed each other for the predicament they were in
(D) The Prime Minister wanted to stop the other courtier from divulging the Emperor’s plan to the
enemy
(E) None of these
6. What surprised King Amir about the courtiers’ behaviour ?
1. They were very respectful to him although he had condemned them to death.
2. Each was volunteering to be killed first.
3. They had managed to convince the soldiers to set them free.
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) Only 2
(E) None of these
7. Why did King Amir set the two courtiers free ?
(A) He believed their story that the Emperor was planning to attack
(B) He had great respect for their courage
(C) He had ascertained they were not spies so he set them free
(D) He was impressed by the wisdom of the Emperor’s courtiers
(E) None of these
8. Which of the following does not describe the Emperor’s reaction to the courtiers’ request to
appoint one of them as Prime Minister ?
1. He thought about asking his brother-in-law to resign.
2. He tested his brother-in-law to prove he was best suited for the post of Prime Minister.
3. He disregarded it completely and punished the courtiers.
(A) Only 1
(B) Only 3
(C) Both 1 and 3
(D) All 1, 2 and 3
(E) None of these
9. Which of the following is NOT true in the context of the passage ?
(A) King Amir was concerned about the welfare of his people
(B) The Emperor’s brother-inlaw had enemies at court
(C) King Amir set the Emperor’s brother-in-law free on account of his bravery
(D) The Emperor’s brother-inlaw was deserving of the post of Prime Minister
(E) The Prime Minister was a quick thinker
10. What was the courtiers’ reaction when they heard about the Prime Minister’s safe return ?
(A) They were disappointed because their plan had failed
(B) They were ashamed of their plot to kill him
(C) They were upset to hear about his bad experience
(D) They bowed in respect and praised his wisdom
(E) None of these
Directions–(Q. 11 to 13) Choose the word which is most similar in meaning to the word printed
in bold as used in the passage.
11. subject
(A) topic
(B) undergo
(C) expose
(D) citizen
(E) accountable
12. pretext
(A) excuse
(B) guess
(C) crime
(D) example
(E) fraud
13. petrified
(A) panic
(B) scared
(C) feared
(D) alarming
(E) terror

Directions—(Q. 14 and 15) Choose the word which is most oppositein meaning to the word
printed in bold as used in the passage.
14. right
(A) immoral
(B) unsuitable
(C) inaccurate
(D) inconvenient
(E) error
15. reveal
(A) secret
(B) darken
(C) disclose
(D) hide
(E) invisible
Directions—(Q. 16 to 20) Which of the phrases (A), (B), (C) and (D) given below should replace
the phrase given in bold in the following sentences to make the sentence grammatically
meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark
(E) as the answer.
16. In these circumstances, they will not be able to meet the assign target to them.
(A) targeted assignment
(B) assigned target
(C) assigning of target
(D) target assigned
(E) No correction required
17. Banks must be ensured that 18 per cent of their loans is given to the agricultural sector.
(A) are ensured
(B) have to ensure
(C) being ensured
(D) should be ensured
(E) No correction required
18. The government has announced several initiatives benefiting to factory workers.
(A) beneficial
(B) for benefiting to
(C) which will benefit
(D) benefited to
(E) No correction required
19. A date for the committee meeting to discuss the details of the proposal has yet to be decided.
(A) will be yet decided
(B) is been decided yet
(C) have not been still decided
(D) is not yet been decided
(E) No correction required
20. With the raining heavily the multi-storey office building was badly damaged and collapsed.
(A) Owing to the heavy rains
(B) Because of raining heavily
(C) Since heavily it rained
(D) In raining heavily
(E) No correction required
Directions—(Q. 21 to 25) In each question below a sentence with four words printed in bold type
is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may
be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which
is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words
printed inbold are correctly spelt and also appropriate in the context of the sentence, mark (E)
i.e. ‘All correct’ as your answer.
21. Since petroleum products are taxed (A) heavily they are a majar(B) source (C) of revenue (D) for
the government. All correct (E)
22. Even though the proposal appearrs (A) practical (B) the committee should discuss (C) it
at length. (D) All correct (E)
23. The Indian stock market has been one of the well (A)performing (B) markets globally (C) during
the current (D) year. All correct (E)
24. Had the scheme been allowed (A) to continue (B) it would havegenerated (C) attracted (D)
returns. All correct (E)
25. People should constantly (A) upgrade their skills (B) in order to be effective (C) and efficient. (D)
All correct (E)
Directions—(Q. 26 to 30) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the
proper sequence to form a meaningful paragraph; then answer the questions given below them.
1. With all this experimentation he incurred an expenditure of over a million dollars before success
smiled on him.
2. Edison invented the long lasting electric light bulb.
3. To find a fibre to burn inside a bulb he experimented with over two thousand items.
4. We thus owe the miracle of light as much to his perseverance as to his genius.
5. However he did not invent it overnight.
6. His friends too travelled all over the world from South America to India in search of a suitable fibre.
26. Which of the following should be the FIRST sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
27. Which of the following should be the SECOND sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6
28. Which of the following should be the THIRD sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
29. Which of the following should be the FOURTH sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6
30. Which of the following should be the SIXTH (LAST) sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6
Directions—(Q. 31 to 40) Read each sentence to find out whether there is any grammatical error
or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that
part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)
31. Senior citizens prefer (A) / banks which (B) / branches are located (C) / near their homes. (D) No
error (E)
32. In the latest statistics (A) / China supplies more than (B) / ninety per cent of the (C) / steel
imported by India. (D) No error (E)
33. We shall be calling a meeting (A) / next week to assess (B) / the causes of frequently (C) / delays
in infrastructure projects. (D) No error (E)
34. Although it has received (A) / clearance from RBI the bank (B) / has decided not to open (C) /
their office in Hongkong. (D) No error (E)
35. Most of the tribals (A) / in the region (B) / are depended on the forest (C) / to earn their
livelihoods. (D) No error (E)
36. After graduating from college (A) / having an engineering degree (B) / he received a job offer
(C) / from a reputed American firm. (D) No error (E)
37. In order for (A) / the scheme to be (B) / successful we require as (C) / much as twenty investors.
(D) No error (E)
38. The insurance company has plans (A) / to hire 30,000 agents (B) / at a time when (C) / most
companies are cutting jobs. (D) No error (E)
39. One of the important lesson (A) / he taught me was to save (B) / at least thirty per cent (C) / of my
gross income. (D) No error (E)
40. Due to the financial crisis (A) / the price of foodgrains (B) / has risen sharply (C) / over the past
few months. (D) No error (E)
Directions—(Q. 41 to 50) In the following passage there are blanks, each of which has been
numbered. These numbers are printed below the passage and against each, five words are
suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
One day an expert in time management was …(41)… to a group of business management students and
to drive home a point he used and …(42)… they will never forget. As he stood in front of a group of
brilliant students he said, “Okay it’s …(43)… for a quiz.” He then pulled out a one gallon jar and set it
on the table in front of him. He also …(44)… a dozen fist sized rocks and carefully placed them one at
a time into the jar. When the jar was filled to the top and …(45)… more rocks would fit inside, he
asked, “Is the jar full ?” Everyone in the class …(46)… said ‘Yes!’
The professor said nothing. He then …(47)… under the table and pulled out a bucket of gravel. He
dumped some gravel into the jar and shook it …(48)… pieces of gravel to work themselves down into
the spaces between the big rocks. He asked the group once more, “Is the jar full ?” ‘Probably not.’
some answered. ‘Good !’ he said and began…(49)… sand to the contents in the jar. The sand fitted into
the spaces between the rocks and gravel. He also poured water into the jar. “What was the point of this
exercise ?” he asked. “The point is that no matter how busy your schedule is you can always manage to
fit something in.” replied one student. ‘No’ said the professor, “The truth is if you don’t fit in the rocks
which symbolize the …(50)…things in your life like your family and your dreams first, you’ll never
have time for them.”
41. (A) addressing
(B) conveying
(C) speaking
(D) discussing
(E) expressing
42. (A) imagination
(B) impression
(C) expression
(D) emblem
(E) illustration
43. (A) ready
(B) usual
(C) opportunity
(D) time
(E) scheduled
44. (A) made
(B) produced
(C) dug
(D) constructed
(E) ploughed
45. (A) any
(B) no
(C) few
(D) some
(E) much
46. (A) definite
(B) forcibly
(C) convince
(D) positive
(E) emphatically
47. (A) reached
(B) hid
(C) gone
(D) searching
(E) found
48. (A) making
(B) until
(C) causing
(D) while
(E) resulting
49. (A) filling
(B) pushing
(C) substituting
(D) adding
(E) stuffing
50. (A) important
(B) necessarily
(C) vitally
(D) ideal
(E) expensive
Answers from 26 to 50 are as follows:
1. (E) 2. (C) 3. (A) 4. (B) 5. (E) 6. (B) 7. (A) 8. (E) 9. (C) 10. (D)
11. (B) 12. (A) 13. (B) 14. (B) 15. (D) 16. (B) 17. (B) 18. (A) 19. (E) 20. (A)
21. (B) 22. (A) 23. (E) 24. (D) 25. (E) 26. (B) 27. (D) 28. (C) 29. (E) 30. (C) 31. (B) 32. (A) 33. (C)
34. (D) 35. (C) 36. (B) 37. (D) 38. (D) 39. (A) 40. (A) 41. (C) 42. (E) 43. (D) 44. (B) 45. (B) 46. (E)
47. (A) 48. (C) 49. (D) 50. (A)

Nabard Bank Officers Exam., 2008 previous year question paper for General Awareness

2011-10-10T06:16:00.000-07:00

Nabard Bank Officers Exam., 2008 previous year question paper for General Awareness

Nabard Bank Officers Exam., 2008

General Awareness : Solved Paper

(Held on 30-3-2008)

1. Which of the following was the reason owing to which public unrest broke out in Pakistan and an
Emergency was declared a few months back ?
1. Sudden death of former Prime Minister Benazir Bhutto.
2. Announcement of General Elections.
3. Appointment of a new Chief of Army in place of Gen. Pervez Musharraf who was very popular
leader there.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
2. India, Brazil and South Africa made a forum in 2003 which is playing a very significant role in
dealing with the issues of common interest of all the three in general and their foreign policies in
particular. What is the name of the forum ? (The Second Summit of the forum was organized in
October 2007 in Pretoria)
(A) SAGU
(B) BRIC
(C) G-20
(D) IBSA
(E) None of these
3. Read the following three statements carefully and answer the question asked immediately after that
—
1. Hu Jintao has been reelected the General Secretary of the ruling CPC for the second term till
2012.
2. Vice President of the country Zeng Quinghing was removed from the powerful Central
Committee of the party.
3. Country is now likely to proceed on a new agenda of progress and development as Jintao is a
man of modern and scientific outlook.
All these three statements are about the political development in the country known as—
(A) South Korea
(B) North Korea
(C) Singapore
(D) China
(E) Thailand
4. The mid term review of the Monetary and Credit Policy of the RBI (for 2007-08) took place in
January 2008. Which of the following is true about the same ?
1. CRR hiked by 0.5 per cent to make it 7.5% w.e.f. 10th February, 2008.
2. GDP growth outlook at 8.5% for 2007-08.
3. Call and put options are now allowed in imports and exports.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) None of these
5. An International Organization with Robert B. Zoellick as its President sanctioned a loan of US$ 944
million to India so that it can strengthen its rural finance system, vocational training and improve its
water management projects. Which of the following is the name of that organization ?
(A) International Monetary Fund
(B) Asian Development Bank
(C) UNESCO
(D) World Bank
(E) None of these
6. As per the news which appeared in some newspapers/magazines the police with the help of some
NGOs rescued some children who had been forced in child labour illegally. Such children are protected
under which of the following acts in India ?
1. Juvenile Justice Act.
2. Child Labour Act.
3. Immoral Trafficking Act.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
7. As per the news published in the media, India, China and some other countries are trying to grapple
with money flooding the economy from a record trade surplus, and swelling of foreign exchange
reserves of the country. Why do the Central Banks of such countries have to make special efforts to
check the flooding of money and foreign exchange in economy whereas for an ordinary man more
money means richness and prosperity ?
1. It generates artificial inflation in economy.
2. It makes the Govt. of that country to revaluate its currency.
3. It creates a situation where rate of interest on loans and advances starts coming down sharply.
(A) Only 1
(B) Only 2
(C) All 1, 2 and 3
(D) Both 1 and 3
(E) None of these
8. The Govt. of India recently established a fund known as National Investment Fund (NIF). Which of
the following statement(s) is/are true in this regard ?
1. This fund is generated through the money received from the sale of equity in State run
companies.
2. The fund will help in revival of sick units of the public sector companies of the Govt. of India.
3. The money deposited in the fund will be used for social welfare schemes.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
9. The Govt. of India is making special efforts to help the farmer community in the country as they are
in distress and demand special attention from all of us.
Which of the following is correct in this regard ?
1. Govt. of India has announced a substantial hike in minimum support price of wheat for Rabi
season.
2. A relief package is announced for the Sugar Industry.
3. All farmers are being given a cash assistance of Rs. 5 lakhs to make them comfortable
financially.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) None of these
10. Which of the following taxes is collected by the Govt. on sale of goods and services in the
country ?
(A) NAT
(B) GET
(C) SAT
(D) VAT
(E) None of these
11. The N. D. Kumaraswamy Govt. came into minority in Karnataka because one segment of the
coalition
government withdrew its support from it in October 2007.
Which of the following was that segment ?
(A) SP
(B) Congress
(C) BSP
(D) Telugu Desam
(E) None of these
12. The newly elected President of which of the following countries took over the charge from her
husband who was the President of the country immediately prior to the general presidential elections
there ?
(A) Pakistan
(B) Sri Lanka
(C) Romania
(D) Peru
(E) Argentina
13. The latest European Union Summit took place in which of the following cities in October 2007 ?
(A) Brussels
(B) Paris
(C) Luxembourg
(D) Lisbon
(E) None of these
14. The UN Climate change Conference 2007 was organized in which of the following places ?
(A) Manila
(B) London
(C) Brussels
(D) Lisbon
(E) Bali
15. India ranks 128 in the recently published Human Development Index (HDI). The index measures
which of the following to decide the rank of a country ?
1. Life expectancy
2. Literacy and Education
3. Forex reserves as a percentage of total GDP
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) All 1, 2 and 3
(E) None of these
16. Kevin Rudd recently took over as the Prime Minister of Australia from John Howard. Which of the
following policies of John Howard went wrong and against him who otherwise was holding the post
since last four terms of four years each ?
1. Refusal to ratify Kyoto protocol
2. Policy of hiring and firing workers any time
3. Support to non-democratic govt. in some countries
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) Only 2
(E) All 1, 2 and 3
17. Many a time we read a term ‘PPP’ in financial newspapers. What is the full form of the same as
used in financial world ?
(A) Public Per Capita Power
(B) Per Capita Potential Purchases
(C) Purchasing Power Parity
(D) Present Purchasing Power
(E) None of these
18. ‘Cryogenic Engines’ are being developed indigenously by an Indian organization. These engines
are normally used for which of the following purposes ?
(A) Used for space programme
(B) Used for generating nuclear power
(C) Used by Railways as they are very fast and fuel efficient
(D) Used in fighter planes
(E) None of these
19. The UN has revealed that the emergency phase is now over in Chernobyl where a disastrous
accident had taken place in 1986. The affected people there will now be treated as normal and not as
victims. What had happened in Chernobyl in 1986 ?
(A) A train accident in which about 1000 people had died
(B) A bomb blast in which around 500 people died and 5000 were injured
(C) A nuclear plant exploded and the entire city became a radioactive zone
(D) A powerful earthquake rocked the entire city leaving thousands dead and several thousands injured
(E) None of these
20. Who amongst the following is the Chairman of the 13th Finance Commission constituted recently ?
(A) Vijay Kelkar
(B) B. K. Chaturvedi
(C) K. V. Kamath
(D) A. K. Purwar
(E) None of these
21. Many a time we read in newspapers about the “Doha Round” of talks. It was related with the talks
of which of the following organizations ?
(A) European Union
(B) World Trade Organization (WTO)
(C) International Atomic Energy Agencies (IAEA)
(D) G-8 talks
(E) None of these
22. Dinar is the currency of which of the following countries ?
(A) Sudan
(B) Myanmar
(C) Afghanistan
(D) Pakistan
(E) None of these
23. The former President of Mozambique Joaquim Chissano was honoured by the first ever
international prize to an African leader, the prestigious “Mo Ibrahim Leadership Prize”. The Prize was
given to him in 2007 October. What was the contribution of Chissano owing to which he was selected
for the same ?
(Pick up the correct statement)
1. He was instrumental in bringing peace, reconciliation, stable democracy and economic progress
to Mozambique.
2. He played a crucial role in diffusing tension between Iran and IAEA over the issue of Iran’s
nuclear facilities.
3. He played a crucial role in diffusing conflict between India and some western countries over the
issue of subsidy to agriculture in WTO conference held in 2007.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
24. Who amongst the following Indian leaders became the second World Leader to receive the British
Royal Society’s prestigious King Charles II Medal ?
(Given in October 2007)
(A) Dr. Manmohan Singh
(B) Mrs. Sonia Gandhi

(C) Dr. A. P. J. Abdul Kalam
(D) Dr. M. S. Swaminathan
(E) None of these
25. The “Outstanding Business Leader Award–2007” was given to whom amongst the following in
October 2007 ?
(A) Lakshmi Mittal
(B) Sunil Bharti Mittal
(C) Rahul Bajaj
(D) Kumar Mangalam Birla
(E) None of these
26. The Doing Business Report, an international publication, is published every year by which of the
following organization(s) ?
1. World Bank
2. WTO
3. Reserve Bank of India
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
27. The fourth Military World Games–2007 were organized in which of the following places in India ?
(A) New Delhi
(B) Hyderabad
(C) Jaipur
(D) Bangalore
(E) Cochin
28. The 47th Open National Athletic Championship 2007 was organized in which of the following
places ?
(A) Jamshedpur
(B) New Delhi
(C) Lucknow
(D) Bangalore
(E) None of these
29. Who amongst the following is not a famous Lawn tennis player ?
(A) Roger Federer
(B) Leander Paes
(C) Svetlana Kuznetsova
(D) Justin Henin
(E) Kimi Raikkonen
30. Lot of discussion is going on these days on the issue of ‘Participatory Note’ (P Notes) used in
financial sector/money market. What is Participatory Note ?
[Pick up the correct statement(s)]
1. It is nothing but another name of the banking operation by which banks exchange Indian
Rupees into US Dollars without depositing a single rupee in the account of the party who are
NRIs. The entire operation is carried out by the banks solely on the basis of the credit and
goodwill of the NRI party.
2. It is an offshore derivative instrument used by overseas buyers/investors who buy shares of
Indian companies listed in Indian Stock Exchange anonymously.
3. It is nothing but a type of undertaking given to the banks that they should continue investing
money in stock markets on behalf of the NRIs and in case the market crashes NRI’s will make
the losses good without delay.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
31. As we all see every now and then many countries are in the race of launching space shuttles or
rockets or satellites. What exactly are the benefits of space programmes which otherwise are very
costly affairs for the countries ?
1. It is nothing but a fun to have a visit to space. It has no real benefit as such.
2. Humanity can be served/benefited by getting data on weather, disaster alerts and/or resource
centres connected through satellites.
3. Since earth is no longer a place to live we have to find out a place where in the next few years
we can shift and survive. Such programmes help us in all this.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these
32. As we all see oil prices have a special place in economic folklore. Almost all countries keep an
eagle eye on the oil prices in the international market. Why is oil so important for the countries and
their economies to survive ?
[Pick up the correct statement(s)]
1. Two nastiest global recessions of the recent decades were preceded by huge and sudden rises in
prices of oil, first in 1973 and then in 1979. Leaders are scared of their repetition.
2. What makes oil so special is that it is a uniquely dense and portable form of energy. It is not
easy to switch to alternatives very quickly, hence any disruptions to supply are damaging for
economies.
3. Oil exporting countries are most powerful and violent nations. Countries do not want to invite
trouble with them.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
33. Which of the following is the name of Tata’s small car launched recently ?
(A) Micro
(B) Sapna
(C) Nano
(D) Lakhtakia
(E) None of these
34. The House of Representatives of USA recently approved a US$ 50 billion War Funding Bill. If
passed it would require President Bush to start withdrawing troops from—
(A) Iraq
(B) Pakistan
(C) Sudan
(D) China
(E) South Africa
35. The public protest on which of the following issues recently brought the whole of the France to a
near standstill for the second time in a month ?
1. Irregularities in Presidential elections held in 2007.
2. President Sarkozy’s plan to reform public sector pensions.
3. France’s support to USA on Iraq’s rebuilding
(A) Only 1
(B) Only 3
(C) Only 2
(D) Both 1 and 3
(E) None of these
36. Who amongst the following was adjudged as Miss Earth-Air 2007 ?
(A) Pooja Chitgopekar
(B) Pooja Gupta
(C) Amruta Patki
(D) Sarah Jane Dias
(E) None of these
37. As per the news which appeared in newspapers/magazines thousands of civilians have to flee the
fighting in North Kivu province as there is a war going on between the army of the country and rebels
of General Laurent Nkunda. This is the story of which of the following countries ?
(A) Congo
(B) Sudan
(C) Mozambique
(D) Argentina
(E) None of these
38. About 20,000 students demonstrated against plans to President Hugo Chavez to change the
constitution
of the country. Chavez is the President of—
(A) Sudan
(B) Congo
(C) Venezuela
(D) Poland
(E) None of these
39. Govt. of India recently announced its action plan on Sachchar Committee Report. What actions are
being taken on the report ?
1. Govt. to bear all expenses of poor students who get into top institutions on merit basis.
2. Revision of Madarsa Modernization programme.
3. Special Rural Employment Guarantee Scheme for minority population.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Both 1 and 2 are correct
(D) Only 3 is correct
(E) All 1, 2 and 3 are correct
40. As we read in the newspapers the 123 Agreement with USA will have strategic implications on
India. Which of the following is/are these implications ?
1. India will get recognition as a state with advanced nuclear technology.
2. The deal will not be offered to Pakistan.
3. India will be free to develop nuclear weapon for its military purposes.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Both 1 and 2 are correct
(D) Only 3 is correct
(E) None is correct
41. The Govt. of India recently gave its clearance to the new Agriculture scheme which will provide
additional central assistance to the agri. sector. What is/are the main points of this scheme ?
1. Public Investment in agriculture sector will be banned.
2. Govt. will help state govts. to achieve the targeted growth rates in agri. sector.
3. State Govt. will get Rs. 40,000 crores to provide subsidy to agri. sector.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) Both 1 and 2 are correct
(E) None is correct
42. Who amongst the following are the members of BRIC the summit of which was organized
recently ?
1. India
2. Indonesia
3. Brazil
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) Both 1 and 3
43. Abuja Declaration was in news a few months back. This is the pact signed between which of the
following two nations ?
(A) India-Sudan
(B) Sudan-China
(C) India-China
(D) Nigeria-Nepal
(E) India-Nigeria
44. USA recently decided to slap few sanctions against Iran which include ouster of Iranian military
and banking institutions from US financial system. Why did US resort to such harsh steps against Iran ?
1. Iran’s alleged support to Pakistan’s military rule.
2. Iran’s support to terrorism and nuclear programme.
3. Iran is against any financial help to Iraq as both are old enemies.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
45. As reported in the newspapers Aung San Suu Kyi has agreed to cooperate with the military ruler of
her country. She is a citizen of—
(A) Nepal
(B) Myanmar
(C) Brazil
(D) Indonesia
(E) Hong Kong
46. India won Future Cup Twenty-20 cricket match held in October 2007 in Mumbai. The match was
played against—
(A) Pakistan
(B) England
(C) South Africa
(D) New Zealand
(E) Australia
47. Who amongst the following is not one of the Nobel Prize Winners of 2007 ?
(A) Ms. Doris Lessing
(B) Albert Fert
(C) Roger B. Myerson
(D) Al Gore
(E) Yulia Sindzeyeva
48. Who amongst the following won the Man Booker Prize 2007 ?
(A) K. Narayana Kurup
(B) Eric S. Maskin
(C) Mario R. Capecchi
(D) Anne Enright
(E) None of these
49. Who amongst the following was made the Chairman/Chairperson of the National Land Reforms
Commission ?
(A) Somnath Chatterjee
(B) Manmohan Singh
(C) Smt. Sonia Gandhi
(D) Murli Deora
(E) None of these
50. The prestigious Indira Gandhi Prize for Peace, Disarmament and Development for 2006 was
recently conferred upon—
(A) Prof. Wangari Maathai
(B) Mr. Kevin Rudd
(C) Mr. Ratan Tata
(D) Mr. Mahmoud Abbas
(E) None of these
Answers :
1. (B) 2. (D) 3. (D) 4. (A) 5. (D)
6. (B) 7. (A) 8. (D) 9. (C) 10. (D)
11. (E) 12. (E) 13. (D) 14. (E) 15. (C)
16. (E) 17. (C) 18. (A) 19. (C) 20. (A)
21. (B) 22. (E) 23. (A) 24. (C) 25. (B)
26. (A) 27. (B) 28. (A) 29. (E) 30. (B)
31. (B) 32. (B) 33. (C) 34. (A) 35. (C)
36. (A) 37. (A) 38. (C) 39. (B) 40. (D)
41. (D) 42. (E) 43. (E) 44. (B) 45. (B)
46. (E) 47. (E) 48. (D) 49. (B) 50. (A)

Indian Overseas Bank Probationary Officers Exam 2008 previous year question paper

2011-10-10T06:12:00.000-07:00

Indian Overseas Bank Probationary Officers Exam 2008 previous year question paper

Indian Overseas Bank Probationary Officers Exam – 2008

Solved question paper

1. As we all know rise of the ‘BRICs’ has left a vast impact on almost all aspects of the global
economy. However, which of the following cannot be called as the direct effect(s) of ‘Rise of the
BRICs’ on global/other powerful economy/economies ?
1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in ‘Swap
Agreement’ with various nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
2. As per the reports published in the newspapers/journals how much amount the Govt. of India
is planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore
3. What is the maximum stake the Govt. of India has in any public sector bank at present ?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%
4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2.80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3
5. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is
launched in Delhi and Haryana States for members of unorganized sectors. Under the scheme
each family is likely to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000
6. As proposed in the Union Budget 2008-09 a ‘Risk Capital Fund’ is set up by the Govt. of India.
Who amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these
7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008, what has
been the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%
8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the railways has—
(A) Improved only by 0•5%
(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01
9. The government of India has launched a new scheme for the ‘Girl Child’. What is the name of
the scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these
10. The President of India recently signed the much-awaited notification for the implementation
of the suggestions made by the ‘Delimitation Commission’.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years’ time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of their origin.
They will also be like Public Sector Banks
(E) None of these
11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31
12. As per the reports published in the newspapers the banks, particularly public sector banks
are tying up with various rating agencies for providing a qualitative assessment of the credit
needs of the borrowers. Which amongst the following is/are such credit rating agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3
13. As per the newspaper reports the RBI is planning to introduce ‘Plastic Currency Notes’.
What is/are the benefits of ‘Plastic Notes’ ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many fraudulent
practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these
14. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these
15. As per the reports published in various journals and newspapers the ‘small borrowers’ in
rural areas still prefer to take informal route for their credit needs. Which of the following is the
‘informal route’ of credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these
16. The Planning Commission of India has set up a 12 member committee on financial sector
reforms. Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these
17. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees

(D) Corporate Governance
(E) None of these
18. What is meant by ‘Underwriting’ the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these
19. The government of India recently constituted the New Finance Commission (13th). What are
its major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
20. Who amongst the following was the Captain of the Indian cricket team which registered its
victory in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar
21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008 is the—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA
22. Who amongst the following has taken over as the President of Serbia after the General
elections held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these
23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council is the
CEO of which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these
24. Maria Sharapova won the Australian Open 2008 Women’s singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic
25. Saina Nehwal won the Seniors’ Championship match of which of the following games held in
Goa in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton
26. As per the news published in some newspapers magazines two PSUs National Thermal Power
Corporation and Coal India Ltd. are going to float a joint venture ‘SPV’. What is the full form of
‘SPV’ ?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these
27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct
investment in the field of mobile television services. Upto what extent FDI is allowed in this
field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%
28. As per the performance assessment data released by the Economic Advisory Council (EAC) in
January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these
29. Which of the following is the name of very violent and serious types of winds which bring lot
of disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these
30. The Global Employment Trends Report 2008 published by the International Labour
Organization has indicated that there may be increase in global unemployment. What according
to them is/are the major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these
31. As we have noticed many banks of Indian origin are opening offices/branches in foreign
countries. Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty
in many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3
32. Many economists, bankers and researchers in India often advocate that banks should equip
themselves for new challenges. These challenges are in which of the following shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the demand of
the Corporate banking is likely to change in terms of size, composition of services and also the
quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a lot in this
reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
33. As per the reports published in the newspapers Indian Rupee is now fully accepted in Asian
countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank account
in his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in dollar and
then in rupee.
3. People travelling European/Asian countries can make their payments in rupee anywhere
without any problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
34. Which of the following is not a banking/finance related term ?
(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion
35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO
negotiations. What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.
3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these
36. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed
to get increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these
37. A National Development Fund was created by the Government of India a few years ago. What
was the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these
38. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these
39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka
40. Who amongst the following is the author of the book ‘Economic Nightmare of India’ ?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these
41. As per the targets for 11th plan educated unemployment is to be reduced to which of the
following levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%
42. ‘Long Walk’ to Freedom’ is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff
43. India recently signed a pact with which of the following countries on solving the problems of
Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these
44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these
45. Jang Hyun Jong who was adjudged as the ‘Asian Hockey Player of the year’ is from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these
46. Who amongst the following is the winner of Padma Vibhushan Awards given away recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these
47. Which of the following films was adjudged ‘Best Film’ in 14th Star Screen Awards given away
in January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India
48. A meeting of the European Leaders was held in January 2008 at which of the following places
to discuss ‘Global Economic Turmoil’ ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan
49. Castro Sibling is the new President of—
(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these
50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these
Answers with Hint
1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B) 7. (D) According to Economic Survey 2007-08, the percentage
growth in bank credit is 21.5%. 8. (D) 9. (C) 10. (A) 11. (E) 12. (A) 13. (C) 14. (A) 15. (D) 16. (B) 17.
(A) 18. (A) 19. (B) 20. (A) 21. (C) 22. (A) 23. (A) 24. (E) 25. (E) 26. (B) 27. (E) 28. (A) 29. (B) 30.
(D) 31. (E) 32. (A) 33. (D) 34. (E) 35. (A) 36. (D) 37. (A) 38. (E) 39. (A) 40. (C) 41. (A) 42. (C) 43.
(D) 44. (A) 45. (C) 46. (D) 47. (E) 48. (A) 49. (E) 50. (E)

Indian Overseas Bank Probationary Officers Exam., 2008 IOB BANK PREVIOUS YEAR PAPER Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:09:00.000-07:00

Indian Overseas Bank Probationary Officers Exam., 2008 IOB BANK PREVIOUS YEAR PAPER Probationary Officers Exam previous year question paper Solved Paper

Indian Overseas Bank Probationary Officers Exam., 2008

General Awareness : Solved Paper

(Held on 15-6-2008)

1. As we all know rise of the ‘BRICs’ has left a vast impact on almost all aspects of the global
economy. However, which of the following cannot be called as the direct effect(s) of ‘Rise of the
BRICs’ on global/other powerful economy/economies ?
1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in ‘Swap Agreement’ with
various nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
2. As per the reports published in the newspapers/journals how much amount the Govt. of India is
planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore
3. What is the maximum stake the Govt. of India has in any public sector bank at present ?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%
4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2.80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3
5. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is launched in
Delhi and Haryana States for members of unorganized sectors. Under the scheme each family is likely
to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000
6. As proposed in the Union Budget 2008-09 a ‘Risk Capital Fund’ is set up by the Govt. of India. Who
amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these
7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008, what has been
the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%
8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the railways has—
(A) Improved only by 0•5%
(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01
9. The government of India has launched a new scheme for the ‘Girl Child’. What is the name of the
scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these
10. The President of India recently signed the much-awaited notification for the implementation of the
suggestions made by the ‘Delimitation Commission’.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years’ time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of their origin.
They will also be like Public Sector Banks
(E) None of these
11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31
12. As per the reports published in the newspapers the banks, particularly public sector banks are tying
up with various rating agencies for providing a qualitative assessment of the credit needs of the
borrowers. Which amongst the following is/are such credit rating agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3
13. As per the newspaper reports the RBI is planning to introduce ‘Plastic Currency Notes’. What is/are
the benefits of ‘Plastic Notes’ ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many fraudulent
practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these
14. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these
15. As per the reports published in various journals and newspapers the ‘small borrowers’ in rural areas
still prefer to take informal route for their credit needs. Which of the following is the ‘informal route’ of
credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these
16. The Planning Commission of India has set up a 12 member committee on financial sector reforms.
Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these
17. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these
18. What is meant by ‘Underwriting’ the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these
19. The government of India recently constituted the New Finance Commission (13th). What are its
major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
20. Who amongst the following was the Captain of the Indian cricket team which registered its victory
in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar
21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008 is the—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA
22. Who amongst the following has taken over as the President of Serbia after the General elections
held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these
23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council is the CEO of
which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these
24. Maria Sharapova won the Australian Open 2008 Women’s singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic
25. Saina Nehwal won the Seniors’ Championship match of which of the following games held in Goa
in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton
26. As per the news published in some newspapers magazines two PSUs National Thermal Power
Corporation and Coal India Ltd. are going to float a joint venture ‘SPV’. What is the full form of ‘SPV’
?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these
27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct
investment in the field of mobile television services. Upto what extent FDI is allowed in this field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%
28. As per the performance assessment data released by the Economic Advisory Council (EAC) in
January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these
29. Which of the following is the name of very violent and serious types of winds which bring lot of
disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these
30. The Global Employment Trends Report 2008 published by the International Labour Organization
has indicated that there may be increase in global unemployment. What according to them is/are the
major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1

(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these
31. As we have noticed many banks of Indian origin are opening offices/branches in foreign countries.
Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty in
many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3
32. Many economists, bankers and researchers in India often advocate that banks should equip
themselves for new challenges. These challenges are in which of the following shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the demand of the
Corporate banking is likely to change in terms of size, composition of services and also the quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a lot in this
reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
33. As per the reports published in the newspapers Indian Rupee is now fully accepted in Asian
countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank account in
his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in dollar and then in
rupee.
3. People travelling European/Asian countries can make their payments in rupee anywhere without any
problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
34. Which of the following is not a banking/finance related term ?
(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion
35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO negotiations.
What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.
3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these
36. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed to get
increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these
37. A National Development Fund was created by the Government of India a few years ago. What was
the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these
38. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these
39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka
40. Who amongst the following is the author of the book ‘Economic Nightmare of India’ ?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these
41. As per the targets for 11th plan educated unemployment is to be reduced to which of the following
levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%
42. ‘Long Walk’ to Freedom’ is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff
43. India recently signed a pact with which of the following countries on solving the problems of
Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these
44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these
45. Jang Hyun Jong who was adjudged as the ‘Asian Hockey Player of the year’ is from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these
46. Who amongst the following is the winner of Padma Vibhushan Awards given away recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these
47. Which of the following films was adjudged ‘Best Film’ in 14th Star Screen Awards given away in
January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India
48. A meeting of the European Leaders was held in January 2008 at which of the following places to
discuss ‘Global Economic Turmoil’ ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan
49. Castro Sibling is the new President of—
(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these
50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these
Answers with Hint
1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B)
7. (D) According to Economic Survey 2007-08, the percentage growth in bank credit is 21.5%.
8. (D) 9. (C) 10. (A) 11. (E) 12. (A)
13. (C) 14. (A) 15. (D) 16. (B) 17. (A)
18. (A) 19. (B) 20. (A) 21. (C) 22. (A)
23. (A) 24. (E) 25. (E) 26. (B) 27. (E)
28. (A) 29. (B) 30. (D) 31. (E) 32. (A)
33. (D) 34. (E) 35. (A) 36. (D) 37. (A)
38. (E) 39. (A) 40. (C) 41. (A) 42. (C)
43. (D) 44. (A) 45. (C) 46. (D) 47. (E)
48. (A) 49. (E) 50. (E)

Indian Overseas Bank P.O. Exam., 2009 Probationary Officers Exam previous year question paper Solved Paper

2011-10-10T06:08:00.000-07:00

Indian Overseas Bank P.O. Exam., 2009 Probationary Officers Exam previous year question paper Solved Paper

Indian Overseas Bank P.O. Exam., 2009

(Held on 5-4-2009)

English Language : Solved Paper

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it.
Certain words have been printed in bold to help you locate them while answering some of the
questions.
Goldman Sachs predicted that crude oil price would hit $200 and just as it appeared that alternative
renewable energy had a chance of becoming an economically viable option, the international price of
oil fell by over 70%. After hitting the all-time high of $147 a barrel, a month ago, crude oil fell to less
than $40 a barrel. What explains this sharp decline in the international price of oil? There has not been
any major new discovery of a hitherto unknown source of oil or gas. The short answer is that the
demand does not have to fall by a very sizeable quantity for the price of crude to respond as it did. In
the short run, the price elasticity of demand for crude oil is very low. Conversely, in the short run, even
a relatively big change in the price of oil does not immediately lower consumption. It takes months, or
years, of high oil price to inculcate habits of energy conservation. World crude oil price had remained
at over $60 a barrel for most of 2005-2007 without making any major dent in demand.
The long answer is more complex. The economic slowdown in the US, Europe and Asia along with
dollar depreciation and commodity speculation have all had some role in the downward descent in the
international price of oil. In recent years, the supply of oil has been rising but not enough to catch up
with the rising demand, resulting in an almost vertical escalation in its price. The number of crude oil
futures and options contracts have also increased manifold which has led to significant speculation in
the oil market. In comparison, the role of the Organization of Petroleum Exporting Countries (OPEC)
in fixing crude price has considerably weakened. OPEC is often accused of operating as a cartel
restricting output thus keeping prices artificially high. It did succeed in setting the price of crude during
the 1970s and the first half of the 80s. But, with increased futures trading and contracts, the control of
crude pricing has moved from OPEC to banks and markets that deal with futures trading and contracts.
It is true that most oil exporting regions of the world have remained politically unstable fuelling
speculation over the price of crude. But there is little evidence that the geopolitical uncertainties in west
Asia have improved to weaken the price of oil. Threatened by the downward slide of oil price, OPEC
has, in fact, announced its decision to curtail output.
However most oil importers will heave a sigh of relief as they find their oil import bills decline except
for those who bought options to import oil at prices higher than market prices. Exporting nations, on
the other hand, will see their economic prosperity slip. Relatively low price of crude is also bad news
for investments in alternative renewable energy that cannot compete with cheaper and non-renewable
sources of energy.
1. Why are oil importing countries relieved ?
(A) Price of crude reached $ 147 not $ 200 as was predicted
(B) Discovery of oil reserves within their own territories
(C) Demand for crude has fallen sharply
(D) There is no need for them to invest huge amounts of money in alternative sources of energy
(E) None of these
Ans : (E)
2. Which of the following factors is responsible for rise in speculation in crude oil markets ?
1. OPEC has not been able to restrict the oil output and control prices
2. The supply of oil has been rising to match demand
3. Existence of large number of oil futures and oil contracts
(A) Only 1
(B) Both 1 & 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans : (C)
3. What does the phrase “the price elasticity of demand for crude oil is very low” imply ?
(A) When the price rises the demand for crude oil falls immediately
(B) A small change in demand will result in a sharp change in the price of crude
(C) Within a short span of time the price of crude oil has fluctuated sharply
(D) Speculation in oil does not have much of an impact on its price
(E) None of these
Ans : (E)
4. Which of the following is/are TRUE in the context of the passage ?
1. The decline in oil prices has benefited all countries
2. Renewable energy sources are costlier than non-renewable ones
3. Lack of availability of alternative renewable energy resulted in rise in demand for crude
(A) Only 2
(B) Both 1 & 2
(C) Both 2 & 3
(D) Only 3
(E) None of these
Ans : (D)
5. What has been the impact of the drop in oil prices ?
(A) Exploration for natural gas resources has risen
(B) The dollar has fallen sharply
(C) OPEC has decided to restrict its production of oil
(D) Economic depression in oil importing countries
(E) Drastic fall in demand for crude oil
Ans : (C)
6. What led to alternative energy sources being considered economically feasible ?
(A) The price of oil rose by 70 per cent while renewable energy sources are cheap
(B) Exorbitant crude oil prices made alternative energy sources an attractive option
(C) Expert predictions that the price of oil would alternately escalate and plunge sharply
(D) Evidence that no new sources of oil and gas are available
(E) None of these
Ans : (B)
7. What does the author want to convey by citing the statistic of 2005-2007 ?
(A) The prices of crude were rising gradually so people were not alarmed
(B) The dollar was a strong currency during that period
(C) Many people turned to alternative renewable energy sources because of high oil prices
(D) If the price of oil is high for a short time it does not necessarily result in a drop in consumption
(E) People did not control their demand for fuel then which created the current economic slowdown
Ans : (D)
8. Which of the following factors is not responsible for the current drop in oil prices ?
(A) Economic crisis in America, European and Asian nations
(B) Speculation in oil markets
(C) Weakening of the dollar
(D) Political stability in oil exporting countries
(E) All the above are not responsible for the current drop in oil prices
Ans : (E)
9. Which of the following is NOT TRUE in the context of the passage ?
1. OPEC was established in 1970 to protect the interests of oil importing countries
2. When demand for oil exceeds supply there is a sharp rise in price
3. Today futures trading markets set the oil prices to a large extent
(A) Only 1
(B) Only 3
(C) Both 1 & 3
(D) Only 2
(E) None of these
Ans : (D)
10. Which of the following is the function of OPEC ?
(A) Controlling speculation in oil
(B) Ensuring profits are equally distributed to all its members
(C) Monitoring inflation in oil prices and taking necessary steps to lower it
(D) Guaranteeing political instability in oil exporting countries does not impact output
(E) Determining prices of crude oil
Ans : (E)
Directions—(Q. 11–13) Choose the word which is most similar in meaning to the word printed in bold
as used in the passage.
11. INCULCATE
(A) Modify
(B) Construct
(C) Initiate
(D) Fix
(E) Instill
Ans : (D)
12. FUELLING
(A) Incentive
(B) Supplying
(C) Stimulating
(D) Irritating
(E) Restoring
Ans : (C)
13. DENT
(A) Reduction
(B) Break
(C) Tear
(D) Breach
(E) Split
Ans : (A)
Directions—(Q. 14–15) Choose the word which is most opposite in meaning to the word printed in
bold as used in the passage.
14. CONVERSELY
(A) Compatibly
(B) Similarly
(C) Likely
(D) Aligning
(E) Resembling
Ans : (B)
15. WEAKEN
(A) Powerful
(B) Nourish
(C) Intense
(D) Boost
(E) Energise
Ans : (D)
Directions—(Q. 16–20) Which of the phrases (A), (B), (C) and (D) given below each sentence should
replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is

correct as it is given and no correction is required, mark (E) as the answer.
16. We have hired an advertising agency to prepare a campaign to encourage people votes.
(A) People from voting
(B) Voting for people
(C) People to vote
(D) Votes by people
(E) No correction required
Ans : (C)
17. During the training programme the new recruits will be briefed about how their role in the new
organisation.
(A) What their roles
(B) About their role
(C) For its roles
(D) Which are their role
(E) No correction required
Ans : (B)
18. The equipment is in such poor condition that we have no alternative to buy new ones.
(A) Many alternative like
(B) Any alternative except
(C) No other alternative
(D) No alternative but
(E) No correction required
Ans : (D)
19. Since the deadline has been changed from next week to this Thursday you should give this work
priority.
(A) Be given this work priority
(B) Not give priority this work
(C) Prioritised this work
(D) Priority this work
(E) No correction required
Ans : (E)
20. After the success of our project we have been receiving more requests than we do not have the
resources to handle them.
(A) Many requests but
(B) Most of the requests
(C) More requests that
(D) Too many requests
(E) No correction required
Ans : (A)
Directions—(Q. 21–25) In each question below, a sentence with four words printed in bold type is
given. These are lettered as (A), (B), (C) and (D).One of these four words printed in bold may be either
wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt
or inappropriate, if any. The letter of that word is your answer. If all the words printed in bold are
correctly spelt and also appropriate in the context of the sentence, mark (E) i.e., ‘All correct’ as your
answer.
21. The document (A) he gave me was long and complicated (B) and I struggled (C) to understand (D)
it. All correct (E)
Ans : (E)
22. We shall have to await (A) and see if these measures (B) are sufficient (C) to address (D) the
problem. All correct (E)
Ans : (A)
23. They are negotiating (A) to try and reach (B) an agreement which will beneficial (C) everyone
concerned. (D) All correct (E)
Ans : (C)
24. The company has decided (A) to allott (B) a substantial (C) portion (D) of its profits to research and
development. All correct (E)
Ans : (B)
25. It remains (A) to be seen whether (B) these reforms (C) will be acceptable (D) by the Board. All
correct (E)
Ans : (D)
Directions—(Q. 26–30) Rearrange the following five sentences (1), (2), (3), (4) and (5) in the proper
sequence to form a meaningful paragraph; then answer the questions given below them.
(1) For instance, if we measure the room temperature continuously and plot its graph with time on Xaxis
and temperature on the Y-axis,we get a continuous waveform, which is an analog signal. Analog is
always continuous.
(2) The absence or presence of something can be used to plot a digital signal.
(3) An analog signal is a continuously varying signal, similar to a sinusoidal waveform.
(4) Any signal can be classified into one of the two types : analog and digital.
(5) In contrast, a digital signal takes the form of pulses,where we have something or nothing.
26. Which of the following should be the FIRST sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (D)
27. Which of the following should be the FIFTH sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (B)
28. Which of the following should be the FOURTH sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (E)
29. Which of the following should be the THIRD sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (A)
30. Which of the following should be the SECOND sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5
Ans : (C)
Directions—(Q. 31–40) Read each sentence to find out whether there is any grammatical error or
idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the
answer. If there is no error, the answer is (E) (Ignore errors of punctuation, if any.)
31. He has taken care to (A) / compliance with the norms (B) / so he expects the proposal (C) / to be
approved without delay. (D) No error (E)
Ans : (B)
32. Under the terms of the new deal (A) / the channel can broadcast (B) / the next cricket tournament to
be (C) / played among India and Australia. (D) No error (E)
Ans : (D)
33. Our equipment gets damage (A) / very often in summer (B) / because there are (C) / frequent power
cuts. (D) No error (E)
Ans : (A)
34. We have received many (A) / of the letters from customers (B) / asking us to extend (C) / the
deadline to repay their loans. (D) No error (E)
Ans : (B)
35. Since I had lived there (A) / for many years the villagers (B) / were very comfortable talked (C) / to
me about their problems. (D) No error (E)
Ans : (C)
36. We have been under (A) / a lot of pressure to (B) / open fifty new stores (C) / by the ending of the
year. (D) No error (E)
Ans : (D)
37. The government has (A) / launched many creative schemes (B) / to make banking services (C) /
available to everyone. (D) No error (E)
Ans : (E)
38. The company is in debt (A) / and has been unable (B) / to pay their employees’ salaries (C) / for the
past six months. (D) No error (E)
Ans : (C)
39. This is turned out to be (A) / one of our most successful projects (B) / and we have made quite (C) /
a large profit from it. (D) No error (E)
Ans : (A)
40. A non banking financial company is a (A) / financial institution similarly to a bank (B) / but it
cannot issue (C) / cheque books to customers. (D) No error (E)
Ans : (B)
Directions—(Q. 41–50) In the following passage there are blanks, each of which has been numbered.
These numbers are printed below the passage and against each, five words are suggested, one of which
fits the blank appropriately. Find out the appropriate word in each case.
On October 2, 1983 the Grameen Bank Project …(41)… the Grameen Bank. We invited the Finance
Minister to be the Chief Guest at our …(42)… ceremony. But when the Ministry came to …(43)… that
the ceremony would take place in a remote district, they said it would not be an …(44)… place to
launch a Bank and that the ceremony should be …(45)… in Dhaka so that all the top Government
Officials could …(46)… We stood firm and …(47)… to them that we did not work in urban areas so it
made no …(48)… to have the ceremony in a city …(49)… we had no borrowers. We had the ceremony
in a big open field with the Finance Minister present as Chief Guest. For all of us who had worked so
hard to …(50)… this it was a dream come true.
41. (A) reorganised
(B) merged
(C) named
(D) converted
(E) became
Ans : (E)
42. (A) opening
(B) closing
(C) dedicated
(D) inaugurate
(E) induction
Ans : (A)
43. (A) reveal
(B) know
(C) aware
(D) inform
(E) acquaint
Ans : (B)
44. (A) excellent
(B) available
(C) inauspicious
(D) appropriate
(E) obvious
Ans : (D)
45. (A) invited
(B) assembled
(C) done
(D) shifted
(E) held
Ans : (E)
46. (A) present
(B) accompany
(C) attend
(D) involve
(E) entertain
Ans : (C)
47. (A) apologised
(B) told
(C) explained
(D) denied
(E) refused
Ans : (C)
48. (A) difference
(B) sense
(C) difficulty
(D) meaning
(E) point
Ans : (B)
49. (A) where
(B) while
(C) that
(D) however
(E) which
Ans : (A)
50. (A) obey
(B) achieve
(C) discover
(D) built
(E) perform
Ans : (B)