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	<title>Sue Scaletta Blog</title>
	
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		<title>Becoming Debt Free with the Money Merge Account – Part 5</title>
		<link>http://feedproxy.google.com/~r/SueScalettaBlog/~3/fioMakFSlLo/becoming-debt-free-with-the-money-merge-account-part-5</link>
		<comments>http://www.suescaletta.com/debt-2/becoming-debt-free-with-the-money-merge-account-part-5#comments</comments>
		<pubDate>Thu, 02 Sep 2010 13:15:11 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Debt Free]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[United First Financial]]></category>

		<guid isPermaLink="false">http://www.suescaletta.com/?p=1072</guid>
		<description><![CDATA[Now if you remember, I told you previously that our home equity line of credit (HELOC) balance was zero when we began using the Money Merge Account software.  The first withdrawal we made from our HELOC was $3500, the cost of the Money Merge Account. Our first month’s interest on our HELOC was $1.72.  As [...]]]></description>
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<div class="wp-caption aligncenter" style="width: 340px"><a target="_blank" href="http://apps.attainresponse.com/MediaF5/mediaplayer.swf?height=390&amp;width=420&amp;file=rtmp://fmedia.attainresponse.com/video&amp;image=http://apps.attainresponse.com/tmb_wm/lanechase@vmdirect-com/1252975281266.jpg&amp;id=lanechase@vmdirect-com/1252975281266&amp;autostart=true&amp;shownavigation=true&amp;repeat=false" target="_blank"><img src="http://apps.attainresponse.com/upl/lanechase@vmdirect-com/1254249989538.jpg" alt="" width="330" height="270" /></a><p class="wp-caption-text">Click on video to watch why the experts recommend United First Financial</p></div>
<p style="text-align: justify;">Now if you remember, I told you previously that our home equity line of credit (<strong>HELOC</strong>) balance was zero when we began using the <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> software.  The first withdrawal we made from our <strong>HELOC</strong> was <strong>$3500</strong>, the cost of the Money Merge Account.</p>
<p style="text-align: justify;">Our first month’s interest on our <strong>HELOC</strong> was <strong>$1.72</strong>.  As I said in &#8220;<a title="Becoming Debt Free with the Money Merge Account Part 4" href="http://www.suescaletta.com/debt-2/becoming-debt-free-with-the-money-merge-account-part-4" target="_blank"><em>Becoming Debt Free with the Money Merge Account Part 4</em></a>&#8221; the interest on an <strong>open-ended</strong> <strong>HELOC</strong> is based on the daily average amount.  Because we deposited our income into the <strong>HELOC</strong> and let it sit for a time period until our bills were due the daily amount fluctuated and the amount of interest due on the <strong>HELOC</strong> is kept low.</p>
<p style="text-align: justify;">In September <strong>2008</strong>, the Money Merge Account software prompted us to withdraw <strong>$9200</strong> from our <strong>HELOC</strong> and pay off one of the <strong>2<sup>nd</sup></strong> mortgages of our rental properties.  That month our interest on our <strong>HELOC</strong> was <strong>$15.58</strong>.</p>
<p style="text-align: justify;">As with other people in the past year, we have had our financial challenges.  All I can say is that we are very thankful that we had found United First Financial and were on the Money Merge Account.  Remember I told you we had rental properties? We ended up having some additional expenses that we hadn’t counted on such as installing a new roof and a major kitchen repair.</p>
<p style="text-align: justify;">From September <strong>2008</strong> to February <strong>2009</strong> we ended up withdrawing <strong>$49,635</strong> from our HELOC.  Only the withdrawal in September <strong>2008</strong> of <strong>$9200</strong> was used to pay down the principal of our loans, the rest went to other projects and emergencies.</p>
<p style="text-align: justify;"><strong>Here is the breakdown of our line of credit withdrawals:</strong></p>
<p style="text-align: justify;"><strong> </p>
<table class="wptable rowstyle-alt" id="wptable-2"  cellspacing="1" cellpadding="1">
	<tr>
		<td style="width:200px" align="left">Solar</td>
		<td style="width:65px" align="right">$25,965</td>
	</tr>
	<tr>
		<td style="width:200px" align="left">Rental repairs</td>
		<td style="width:65px" align="right">$10,970</td>
	</tr>
	<tr>
		<td style="width:200px" align="left">MMA</td>
		<td style="width:65px" align="right">$ 3,500</td>
	</tr>
	<tr>
		<td style="width:200px" align="left">Principal pay down</td>
		<td style="width:65px" align="right">$ 9,200</td>
	</tr>
	<tr>
		<td style="width:200px" align="left">Total:</td>
		<td style="width:65px" align="right">$49,635</td>
	</tr>
</table><p>
</strong></p>
<p style="text-align: justify;">With all of these withdrawals our <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> “<em>Dashboard</em>” kept us informed on the affect of each cost and the results are simply unbelievable.  One great feature that is part of the Money Merge Account software is the ability to know the “<em>true cost</em>” of expenditures.</p>
<p style="text-align: justify;">If you are thinking of buying a new <span id="more-1072"></span>luxury item or anything for that matter, you can put in the amount it will cost and click on “<em>Best Time to Buy</em>” and the program will tell you the date to make your money work best for you and how much that item will end up costing you in your quest to becoming<a target="_blank" title="debt free" href="http://www.lanechase.net" target="_blank"> debt free</a>.</p>
<p style="text-align: justify;">Another great thing that you get with the Money Merge Account software is unlimited help and coaching from the great support staff at United First Financial.  Whenever I call either with a question or when I need assistance, they are always helpful, professional, and friendly.</p>
<p style="text-align: justify;">Did we change our lifestyle to accommodate getting the projected results of the Money Merge Account?  <strong>NOT IN THE LEAST</strong>.  Even with the planned and unplanned expenses listed above, we continued our normal lifestyle.  As an example, in the first year of using the Money Merge Account we made vacation trips to Washington State, Anaheim, Puerto Vallarta , and Kauai.</p>
<p style="text-align: justify;">As you can see we haven’t really been deprived since we became clients of United First Financial and the <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> came into our lives.</p>
<p style="text-align: justify;">In my next article I will tell you about what happened when our wonderful customer service oriented bank <em>(still to remain unnamed)</em> made a decision that could have created havoc with our finances.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">



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	Tags: <a href="http://www.suescaletta.com/tag/debt-free" title="Debt Free" rel="tag">Debt Free</a>, <a href="http://www.suescaletta.com/tag/heloc" title="HELOC" rel="tag">HELOC</a>, <a href="http://www.suescaletta.com/tag/money-merge-account" title="Money Merge Account" rel="tag">Money Merge Account</a>, <a href="http://www.suescaletta.com/tag/united-first-financial" title="United First Financial" rel="tag">United First Financial</a><br />

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		<title>Becoming Debt Free with the Money Merge Account – Part 4</title>
		<link>http://feedproxy.google.com/~r/SueScalettaBlog/~3/6xVnRBaQbLw/becoming-debt-free-with-the-money-merge-account-part-4</link>
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		<pubDate>Wed, 01 Sep 2010 14:36:11 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Debt Free]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[United First Financial]]></category>

		<guid isPermaLink="false">http://www.suescaletta.com/?p=1063</guid>
		<description><![CDATA[Back in August 2008 it took about 10 days to complete the paperwork, mail it in, and get it approved by United First Financial before we could get the Money Merge Account up and running. We were very excited to get started so this time delay was somewhat frustrating to us. Nowadays United First Financial [...]]]></description>
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<div class="wp-caption aligncenter" style="width: 340px"><a target="_blank" href="http://apps.attainresponse.com/MediaF5/mediaplayer.swf?height=390&amp;width=420&amp;file=rtmp://fmedia.attainresponse.com/video&amp;image=http://apps.attainresponse.com/tmb_wm/lanechase@vmdirect-com/1252985616860.jpg&amp;id=lanechase@vmdirect-com/1252985616860&amp;autostart=true&amp;shownavigation=true&amp;repeat=false" target="_blank"><img class=" " src="http://apps.attainresponse.com/upl/lanechase@vmdirect-com/1254250017702.jpg" alt="" width="330" height="270" /></a><p class="wp-caption-text">Watch how the Money Merge Account is helping one man invest in his children </p></div>
<p style="text-align: center;">
<p style="text-align: justify;">Back in August<strong> 2008</strong> it took about <strong>10</strong> days to complete the paperwork, mail it in, and get it approved by United First Financial before we could get the <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> up and running.</p>
<p style="text-align: justify;">We were very excited to get started so this time delay was somewhat frustrating to us. Nowadays United First Financial has made it much easier and quicker for clients to activate their Money Merge Accounts online.</p>
<p style="text-align: justify;">Because we needed to set up our bank accounts properly with the bank that we had the <strong>HELOC</strong> with we actually didn’t get started on our quest to become debt free until September <strong>2008</strong>.</p>
<p style="text-align: justify;"><em>Just a note: The United First Financial product is a financial coaching software. They do not provide any banking services so the bank comments I make are based on our experiences with well known banking establishments.</em></p>
<p style="text-align: justify;">I want to digress here for a moment and tell you about a gigantic snafu that had happened when we originally got our <strong>HELOC</strong> from the bank.  This bank shall remain nameless in this article, but I want to let it be known that from the beginning we were not <span id="more-1063"></span>too happy with it.</p>
<p style="text-align: justify;">When we signed the notarized papers for the loan all of the paperwork was accurate with both my husband’s and my name on it.  After the <strong>HELOC</strong> loan was funded we received a copy of the loan docs and low and behold another woman’s name was on the loan!</p>
<p style="text-align: justify;">This woman was unknown to us and when we complained to the bank they did not know how this woman’s name got on our account.  It took us several months and more phone calls than should have been necessary before we could get this woman’s name off of our account.</p>
<p style="text-align: justify;">United First Financial’s Money Merge Account works with or without a <strong>HELOC</strong>.  If you don’t have one the Money Merge Account will utilize your savings account.  Whichever you have, the <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> keeps you out of harm&#8217;s way as far as getting yourself into financial hardship.  It will never have you go deep in debt unwisely.</p>
<p style="text-align: justify;">What it does do is look at every penny of your finances and gives you advice of <strong>WHAT</strong> to do and <strong>WHEN</strong> to do it.  You have the final say.  You can follow the advice of the software or not and the really beneficial thing is that you can do “<strong>WHAT IF</strong>” scenarios to see what will happen when you choose to make other choices.</p>
<p style="text-align: justify;">The second snafu with our <strong>HELOC</strong> surfaced almost a year after we got it and the loan officer that we worked with to get the <strong>HELOC</strong> caused it.  We were using one of our rental properties to fund the <strong>HELOC</strong>.</p>
<p style="text-align: justify;">In <strong>2007</strong> when we got the <strong>HELOC</strong> approved that rental property’s value was about <strong>$450,000</strong>.  The first mortgage we had on the property was <strong>$149,000</strong>.  Because of the amount of equity in the property the loan officer suggested that we get a credit line of <strong>$195,000</strong> even though we only planned to use about <strong>$80,000</strong> at the most.  We followed his advice and got the higher credit limit approved.</p>
<p style="text-align: justify;">What a difference a year makes.  All of a sudden because of the economy and all of the foreclosures everyone’s property values start to tank so when we started to use the <strong>HELOC</strong> this “<em>un-named</em>” bank lowered our credit limit to <strong>$112,000</strong>.  This still worked for us because we planned on keeping our <strong>HELOC</strong> balance below <strong>$50,000</strong>.</p>
<p style="text-align: justify;">Let me explain how United First Financial’s Money Merge Account program is designed to work.  If you have a <strong>HELOC</strong>, you deposit your income into it.  You can’t do that if you haven’t borrowed from your <strong>HELOC</strong> loan account because any deposits of your income into that type of account are the same as making payments.</p>
<p style="text-align: justify;">You allow your income to sit in the <strong>HELOC</strong> as long as possible, which reduces the amount of interest you pay.  Interest on an <strong>open-ended</strong> <strong>HELOC</strong> is based on the daily average amount.</p>
<p style="text-align: justify;">Then when it is time to pay your bills, you withdraw that money from your line of credit and pay them.  Some banks allow you to pay bills right out of the <strong>HELOC</strong>, but the bank we were working with did not.</p>
<p style="text-align: justify;">From time to time when your credit line balance is low or your savings account is at the optimal level, the Money Merge Account will prompt you to take some money, either from your <strong>HELOC</strong> or savings account, whichever you are using, and pay down the principal of one or more of your debts.  It will tell you the exact amount or amounts on multiple debts to pay off and will tell you the date to do that to get the most amount of interest cancellation.</p>
<p style="text-align: justify;">So back to my story about getting started with United First Financial and the really amazing thing we experienced.  As soon as we actually got on the Money Merge Account our program “<em>Dashboard</em>” showed that by following the guidance of the software we would be <a target="_blank" title="debt free" href="http://www.lanechase.net" target="_blank">debt free</a> in a little over <strong>12</strong> years not the <strong>16.3</strong> years our analysis had projected.</p>
<p style="text-align: justify;">We were happy with the original projection because our original payoff was <strong>26.5 years</strong>, so you can imagine how ecstatic we were with having only <strong>12</strong> years before we became debt free.</p>
<p style="text-align: justify;">In the next article I will go into the actual workings of the Money Merge Account and you will see that in the last year we have paid down our mortgage principals over <strong>$28,580</strong> without any changes to our lifestyle.</p>
<p style="text-align: justify;">The prior year before we choose to become a United First Financial client we paid only <strong>$6,428</strong> down in our principals. As you can see we were  not doing well on our road to becoming debt free prior to using the<a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank"> Money Merge Account</a>.</p>
<p style="text-align: justify;">You might want to ask yourself how much have you paid down in your principal in the last year.</p>
<p style="text-align: justify;">



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		<title>Become Debt Free with the Money Merge Account – Part 3</title>
		<link>http://feedproxy.google.com/~r/SueScalettaBlog/~3/LPbbAcqnfsk/become-debt-free-with-the-money-merge-account-part-3</link>
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		<pubDate>Sat, 28 Aug 2010 13:23:14 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>

		<guid isPermaLink="false">http://www.suescaletta.com/?p=994</guid>
		<description><![CDATA[Our Money Merge Account Report Results When we had our Money Merge Account analysis done our agent put our data in very conservatively.  This was a good thing, because even conservatively the financial report results are hard to believe.  We calculated our discretionary income, otherwise the amount of money we had left in our bank [...]]]></description>
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<div class="wp-caption aligncenter" style="width: 340px"><a target="_blank" href="http://apps.attainresponse.com/MediaF5/mediaplayer.swf?height=390&amp;width=420&amp;file=rtmp://fmedia.attainresponse.com/video&amp;image=http://apps.attainresponse.com/tmb_wm/lanechase@vmdirect-com/1242143814487.jpg&amp;id=lanechase@vmdirect-com/1242143814487&amp;autostart=true&amp;shownavigation=true&amp;repeat=false" target="_blank"><img src="http://apps.attainresponse.com/upl/lanechase@vmdirect-com/1254183136707.jpg" alt="" width="330" height="270" /></a><p class="wp-caption-text">Click on video to see an overview of the Money Merge Account</p></div>
<p><strong>Our Money Merge Account Report Results</strong></p>
<p style="text-align: justify;">When we had our <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> analysis done our agent put our data in very conservatively.  This was a good thing, because even conservatively the financial report results are hard to believe.  We calculated our discretionary income, otherwise the amount of money we had left in our bank accounts at the end of each month as <strong>$125</strong>.</p>
<p style="text-align: justify;">Our financial picture is much different than many other people’s because over the years we have purchased a few rental properties.  Because of these rental properties we have more mortgages than the norm. In fact we had seven<strong> 1<sup>st</sup></strong> mortgages, two <strong>2<sup>nd</sup></strong> mortgages, a <strong>HELOC</strong> with a zero balance, and a car loan.</p>
<p style="text-align: justify;">Our total loan debts added up to <strong>$489,869</strong> with<strong> 26.5</strong> years left to pay on our contracts.  The interest we owed the banks was <strong>$479,869</strong>.  This basically doubled our borrowed amount and made our total debt payment obligation add up to <strong>$969,738</strong>.  Sorry to bore you with numbers but to put it into simple terms when you sign on the dotted line for a <strong>30-year</strong> mortgage you basically pay double for the ability to borrow the money from the lender.</p>
<p style="text-align: justify;">
<p style="text-align: center;"><a target="_blank" href="http://www.lanechase.net/u1st_budget_tool.html"><img class="size-full wp-image-1039 aligncenter" title="MMAAnalysisDashboard2" src="http://www.suescaletta.com/wp-content/uploads/2010/08/MMAAnalysisDashboard2.jpg" alt="mma analysis" width="535" height="138" /></a></p>
<p style="text-align: justify;">Our analysis results guaranteed that we would have all of our debt paid off in <strong>16.3 years;</strong> saving <strong>10.2 years </strong>that we would no longer have to make our mortgage payments. This debt also included the cost of the Money Merge Account program.  Our loan debt <span id="more-994"></span>with the <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> was increased to <strong>$493,369</strong> due to the cost of the program but the amount of interest we would pay was reduced to <strong>$268,266</strong> making our total debt payment obligation be <strong>$761,635</strong>; saving us <strong>$211,603 </strong>in interest.</p>
<p style="text-align: justify;">And the good thing is that the results are guaranteed as long as we follow the prompts of the software.</p>
<p style="text-align: justify;">In addition to the spending <strong>$211,603 LESS</strong> in interest, we didn’t have to change our lifestyle to <a target="_blank" title="become debt free" href="http://www.lanechase.net" target="_blank">become debt free</a>.  I’ll delve into that subject in more detail a little farther on in theses articles.</p>
<p style="text-align: justify;">With those guaranteed results in hand, again as I said earlier this decision was a no-brainer.  Is the cost of the software too expensive?  Let’s see:</p>
<ul style="text-align: justify;">
<li>Spend <strong>$3,500</strong>.</li>
<li>Save <strong>$211,603</strong> in      interest to the banks.</li>
<li>Use the saved interest of      <strong>$211,603</strong> any way I choose; invest it, send the kids to college, go on a      world cruise, buy more investment property.</li>
</ul>
<p style="text-align: justify;">You do the math and see if you come to the same decision we did.  Of course we signed on the dotted line.</p>
<p style="text-align: justify;">Remember in my article “<em>Part 2</em>” when I told you about needing to come up with the <strong>$25,000</strong> for the solar electricity for our home?  We did a second Money Merge Account Analysis scenario and added on the cost of the solar electricity.  What this amazing software program does, is by looking at every penny we have, our debt pay off time increase by only <strong>6</strong> months.  We wouldn’t have to pay <strong>$215</strong> for <strong>15</strong> years as we would have had to if we taken out an additional loan.</p>
<p style="text-align: justify;">Now I know that right now you are thinking that this is just too good to be true.  I don’t blame you for thinking that, it is the way most of us were raised: “<em>If it looks too good to be true, it probably is.</em>”  But I’ve been using the <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> by United First Financial and I have  more than a year’s worth of data from my own personal financial experience which I am going to share with you that I blow you away!  Stay tuned.</p>
<p style="text-align: justify;">



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	Tags: <a href="http://www.suescaletta.com/tag/heloc" title="HELOC" rel="tag">HELOC</a>, <a href="http://www.suescaletta.com/tag/money-merge-account" title="Money Merge Account" rel="tag">Money Merge Account</a>, <a href="http://www.suescaletta.com/tag/mortgage" title="Mortgage" rel="tag">Mortgage</a>, <a href="http://www.suescaletta.com/tag/united-first-financial" title="United First Financial" rel="tag">United First Financial</a><br />

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		<title>Become Debt Free with the Money Merge Account – Part 2</title>
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		<pubDate>Fri, 27 Aug 2010 13:45:35 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Money Merge Account]]></category>
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		<description><![CDATA[In February of 2008 my husband and I met with our financial planner and he presented us with information about United First Financial® and the Money Merge Account™ program.  We were impressed with what the software could do to help us pay off debt quickly, but we felt that the price tag of $3500 was [...]]]></description>
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<div class="wp-caption aligncenter" style="width: 340px"><a target="_blank" href="http://apps.attainresponse.com/MediaF5/mediaplayer.swf?height=270&amp;width=330&amp;file=rtmp://fmedia.attainresponse.com/video&amp;image=http://apps.attainresponse.com/tmb_wm/lanechase@vmdirect-com/1252975005112.jpg&amp;id=lanechase@vmdirect-com/1252975005112&amp;autostart=true&amp;shownavigation=true&amp;repeat=false" target="_blank"><img src="http://apps.attainresponse.com/upl/lanechase@vmdirect-com/1254186327592.jpg" alt="" width="330" height="270" /></a><p class="wp-caption-text">Click on video to see United First Financial co-founders&#39; story</p></div>
<p style="text-align: justify;">In February of <strong>2008</strong> my husband and I met with our financial planner and he presented us with information about <strong>United First Financial</strong>® and the <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank"><strong>Money Merge Account</strong></a><sup>™ </sup>program.  We were impressed with what the software could do to help us pay off debt quickly, but we felt that the price tag of <strong>$3500</strong> was too high of a price to pay, even though we were told at the time that the software program would pay for itself within a few months.  We decided at that time against purchasing the Money Merge Account and went on with our lives as normal, not making much headway to eliminate debts.</p>
<p style="text-align: justify;">Four months go by and now it’s June. One day on the radio we heard an advertisement about a new program that let you purchase solar power electricity through a lease program and have it pay for itself in <strong>10 years</strong> through the reduction in your electric bills. We also learned that there were solar tax credits and solar tax incentives from our city and the federal government.</p>
<p style="text-align: justify;">Because of the solar tax incentives and “<em>going green</em>” is the right thing to do, my husband and I decided that we wanted to look into having solar power electricity installed for our home.</p>
<p style="text-align: justify;">For over a month we had seven different solar <span id="more-970"></span>companies visit our home and give us quotes on solar power electricity systems.  All of the companies’ price quotes were pretty much in the same ball park, with each company having their own recommended solar products from which to choose.</p>
<p style="text-align: justify;">In July we made our decision on which company to go with. The one we chose did not have a lease program so we had to purchase the solar power electricity system outright.  Now that we made the decision we needed a way to come up with the <strong>$26,000</strong> it was going to cost us. By that time we had made the decision that going with solar power electricity was the “<em>right</em>” thing to do even if we had to pay the money up front.</p>
<p style="text-align: justify;">We looked at getting a loan for <strong>$25,000</strong> and the costs were way beyond what we were paying for our electricity. We could have gotten a loan for <strong>15 years</strong> with a monthly payment of <strong>$215</strong> or a <strong>25 year</strong> loan with a monthly payment of <strong>$173</strong>. Or we could get a <strong>2<sup>nd</sup></strong> mortgage with an Adjustable Rate Mortgage and closing costs and points.  None of these were viable options for us.</p>
<p style="text-align: justify;">After about a week of trying to find the best way to fund our solar power electricity project, I remembered what we were told about the <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> and took out the <strong>DVD</strong> we were given and watched it again.  Let me tell you this time I really started getting excited about the possibilities.</p>
<p style="text-align: justify;">I did some research on United First Financial and about how the Money Merge Account worked.  We contacted a United First Financial agent and had an analysis done to see if we qualified.  Once we did a scenario with our current liabilities we had another one done with the solar power electricity purchase added on.  By utilizing the Money Merge Account program and our home equity line of credit (<strong>HELOC</strong>) we would be adding less than <strong>6 months</strong> to our projected pay off date and not taking on an additional liability of <strong>15 years</strong>.  With this information we decided to move ahead and purchase the Money Merge Account system.</p>
<p style="text-align: justify;">In the next article I will tell you what our actual <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a> analysis results were and why making the decision to spend <strong>$3500</strong> for this coaching and software program was a “<em>no brainer</em>” for us.</p>



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	Tags: <a href="http://www.suescaletta.com/tag/heloc" title="HELOC" rel="tag">HELOC</a>, <a href="http://www.suescaletta.com/tag/money-merge-account" title="Money Merge Account" rel="tag">Money Merge Account</a>, <a href="http://www.suescaletta.com/tag/solar" title="Solar" rel="tag">Solar</a>, <a href="http://www.suescaletta.com/tag/united-first-financial" title="United First Financial" rel="tag">United First Financial</a><br />

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		<title>Become Debt Free with the Money Merge Account – Part 1</title>
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		<pubDate>Thu, 26 Aug 2010 13:44:46 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[Money Merge Account]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[United First Financial]]></category>

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		<description><![CDATA[This is the first in a series of articles on the subject of how my husband and I are going about paying off debts and becoming mortgage free. These are my actual facts and figures about my personal experience with the United First Financial® Money Merge Account™ system. The Internet is a wonderful thing.  Anyone [...]]]></description>
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<div class="wp-caption aligncenter" style="width: 340px"><a target="_blank" href="http://apps.attainresponse.com/MediaF5/mediaplayer.swf?height=390&amp;width=420&amp;file=rtmp://fmedia.attainresponse.com/video&amp;image=http://apps.attainresponse.com/tmb_wm/lanechase@vmdirect-com/1244932457579.jpg&amp;id=lanechase@vmdirect-com/1244932457579&amp;autostart=true&amp;shownavigation=true&amp;repeat=false" target="_blank"><img src="http://apps.attainresponse.com/upl/lanechase@vmdirect-com/1254186273599.jpg" alt="" width="330" height="270" /></a><p class="wp-caption-text">Click on the video to watch Money Merge Account testimonials</p></div>
<p style="text-align: center;">
<p style="text-align: justify;">This is the first in a series of articles on the subject of how my husband and I are going about paying off debts and becoming mortgage free. These are my actual facts and figures about my personal experience with the United First Financial® <a target="_blank" title="money merge account" href="http://www.lanechase.net" target="_blank">Money Merge Account</a><sup>™</sup> system.</p>
<p style="text-align: justify;">The Internet is a wonderful thing.  Anyone can let their opinion be known and profess to be an “<em>expert</em>” on any topic, even me!   It’s difficult to remember that just a few short years ago what resources we would use when we wanted information on anything. We might try asking our friends their opinion or purchase the latest copy of Consumers Report magazine or maybe even go to the library and try to find the resources there.</p>
<p style="text-align: justify;">But today for most people things are different.  These days we just “<strong>Google</strong>” it or go to “<strong>Bing</strong>”.  And what do we find when we research something on the Internet?  Depending on the search engine and the topic, the results we get can be in the millions.</p>
<p style="text-align: justify;">What happens when you “<strong>Google</strong>” the Money Merge Account?  I did that the other day and found 387,000 results.  When I used &#8220;<strong>Bing&#8221;</strong> I got 7,730,000 results.  And what kind of results do we get?  We get information from the United First Financial corporate website and we get lots of different agents talking about <a target="_blank" title="United First Financial" href="http://www.lanechase.net" target="_blank">United First Financial</a> and the Money Merge Account.</p>
<p style="text-align: justify;">In addition to that you also get a handful of <span id="more-943"></span>skeptics that claim:</p>
<ul style="text-align: justify;">
<li>that the      Money Merge Account doesn’t work</li>
<li>that you      don’t need the Money Merge Account because you can pay off your mortgage early      on your own</li>
<li>that the      Money Merge Account program costs too much money</li>
</ul>
<p style="text-align: justify;">Some of these skeptics have their own ulterior motives which are:</p>
<ul style="text-align: justify;">
<li>They have      their own debt relief solutions they are promoting. To these people I say good      for you.  Anyone trying to help people pay off debt quickly has their      heart in the right place (as long as they are legitimate).</li>
</ul>
<ul style="text-align: justify;">
<li>They      believe the results are &#8220;<em>too good to be true&#8221;</em> and      therefore they are not.</li>
</ul>
<ul style="text-align: justify;">
<li>They think      they can pay off debt quickly on their own without using the Money Merge      Account system.</li>
</ul>
<ul style="text-align: justify;">
<li>They      really haven’t actually tried the program and they are basing their      opinion on what they believe in their minds is true.</li>
</ul>
<ul style="text-align: justify;">
<li>Some may      have purchased the program but haven’t actually used it and followed the      promptings of the software for whatever reason.</li>
</ul>
<p style="text-align: justify;">In these articles I am going to share with you my actual story of how the Money Merge Account system is working for me to eliminate debts.  From “<em>my story</em>” you can determine whether this is something you could actually do on your own and if the Money Merge Account program from United First Financial is worth the cost.  In my next article I will discuss why we decided to purchase the Money Merge Account software and how a loan of $25,000 added only six months to our pay off schedule to <a target="_blank" title="become debt free" href="http://www.lanechase.net" target="_blank">become debt free</a>.  Join me on my adventure to eliminate debts.</p>



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<br/><br/>
	Tags: <a href="http://www.suescaletta.com/tag/debt-relief" title="debt relief" rel="tag">debt relief</a>, <a href="http://www.suescaletta.com/tag/money-merge-account" title="Money Merge Account" rel="tag">Money Merge Account</a>, <a href="http://www.suescaletta.com/tag/mortgage" title="Mortgage" rel="tag">Mortgage</a>, <a href="http://www.suescaletta.com/tag/united-first-financial" title="United First Financial" rel="tag">United First Financial</a><br />

	<h4>Related posts</h4>
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		<item>
		<title>Use Your Twitter Account to Make Money Automatically</title>
		<link>http://feedproxy.google.com/~r/SueScalettaBlog/~3/UpA_FAQ5k_U/twitter-make-money</link>
		<comments>http://www.suescaletta.com/advertising/twitter-make-money#comments</comments>
		<pubDate>Wed, 25 Aug 2010 23:00:57 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Wealth Building]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Twitter]]></category>

		<guid isPermaLink="false">http://www.suescaletta.com/?p=1055</guid>
		<description><![CDATA[Do you have a Twitter account?  How would you like to make money just for having one, doing some tweets, and getting some followers? With this new Twitter tool you can now get paid by advertisers to show their ads when you Tweet.  That’s all there is to it. You sign up for free, create [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;">
			<a target="_blank" href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.suescaletta.com%2Fadvertising%2Ftwitter-make-money"><br />
				<img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.suescaletta.com%2Fadvertising%2Ftwitter-make-money&amp;source=SueScaletta&amp;style=normal&amp;service=bit.ly&amp;service_api=lanechase%3Aapi_keyR_e6e0962f48b757ce077096ec3b4f78d6" height="61" width="50" /><br />
			</a>
		</div>
<p style="text-align: justify;"><a target="_blank" href="http://bit.ly/dzHN24"><img class="alignright size-full wp-image-1056" title="twittad_200X200" src="http://www.suescaletta.com/wp-content/uploads/2010/08/twittad_200X200.jpg" alt="twitter money making tool" width="174" height="174" /></a>Do you have a <strong>Twitter</strong> account?  How would you like to make money just for having one, doing some tweets, and getting some followers?</p>
<p style="text-align: justify;">With this new <a target="_blank" title="twitter tool" href="http://bit.ly/dzHN24" target="_blank">Twitter tool</a> you can now get paid by advertisers to show their ads when you Tweet.  That’s all there is to it.</p>
<p style="text-align: justify;">You sign up for <strong>free</strong>, create your profile and earn money for the extensive network of followers you have built.</p>
<p style="text-align: justify;"><strong>How Does It Work?</strong></p>
<p style="text-align: justify;">You simply set the price you will accept from advertisers for a campaign, which is one tweet from your Twitter account, and wait for advertisers to select you.</p>
<p style="text-align: justify;">If you don’t know what your tweets are worth, this tool helps you by giving you an estimated value of what your tweet price should be based on your Twitter statistics such as <em>followers, updates, demographics</em>.</p>
<p style="text-align: justify;">When you login to this tool’s account just select “<em>Post Your Account</em>” from the Campaign link. Campaigns are for one tweet from your account.</p>
<p style="text-align: justify;">Once the advertiser is interested in your Twitter account to advertise on and accepts the price you have offered one tweet from your account will be posted.  You don’t have to do anything because it is all done automatically.</p>
<p style="text-align: justify;">When your account reaches a minimum of $30 you can request a withdrawal via your PayPal account.  It’s simple. Learn more at: <a target="_blank" title="twitter money making tool" href="http://bit.ly/dzHN24" target="_blank">Twitter Money Making Tool</a>.</p>
<p style="text-align: justify;">



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		<title>Bizpack Marketing Solution Eliminates Tedious Tasks with Ease</title>
		<link>http://feedproxy.google.com/~r/SueScalettaBlog/~3/mg01DXEARyY/marketing-solution-bizpack</link>
		<comments>http://www.suescaletta.com/business/marketing-solution-bizpack#comments</comments>
		<pubDate>Wed, 25 Aug 2010 21:21:55 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Bizpack]]></category>
		<category><![CDATA[Contact Manager]]></category>
		<category><![CDATA[Internet Web Conferencing]]></category>
		<category><![CDATA[Marketing Solution]]></category>

		<guid isPermaLink="false">http://www.suescaletta.com/?p=1044</guid>
		<description><![CDATA[If you have a small or a home based business, or have ever wanted to start one, you will want to take a look at this new web-based service.  It has a ton of tools and features that the small or home business owner needs.  Bizpack is a new marketing system created by the well [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;">
			<a target="_blank" href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.suescaletta.com%2Fbusiness%2Fmarketing-solution-bizpack"><br />
				<img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.suescaletta.com%2Fbusiness%2Fmarketing-solution-bizpack&amp;source=SueScaletta&amp;style=normal&amp;service=bit.ly&amp;service_api=lanechase%3Aapi_keyR_e6e0962f48b757ce077096ec3b4f78d6" height="61" width="50" /><br />
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<p style="text-align: center;"><a target="_blank" href="http://vur.me/s/bzpk"><img class="size-full wp-image-1049 aligncenter" title="Bizpack3" src="http://www.suescaletta.com/wp-content/uploads/2010/08/Bizpack3.jpg" alt="bizpack" width="257" height="100" /></a></p>
<p style="text-align: justify;">If you have a small or a home based business, or have ever wanted to start one, you will want to take a look at this new web-based service.  It has a ton of tools and features that the small or home business owner needs.  <a target="_blank" title="Bizpack" href="http://vur.me/s/bzpk" target="_blank">Bizpack</a> is a new marketing system created by the well known award-winning company <a target="_blank" title="United First Financial" href="http://www.lanechase.net/" target="_blank">United First Financial</a>.  It takes care of those wearisome tasks with one simple solution.</p>
<p style="text-align: justify;">The life blood of any business is their database. The Bizpack suite gives you a simple to use turnkey system that handles your database and moves your clients forward through the sales system with its auto drip campaigns.</p>
<p style="text-align: justify;">This “<em>all-in-one</em>” marketing product has a widespread application for any business owner with any product they want to market.  All of the products in the Bizpack suite add up to more than <strong>$550</strong> a month, but you can get them conveniently located in one package for less than <strong>$100</strong> a month.  Bottom line is that Bizpack will help all business owners become more successful, no matter what their business is.</p>
<p style="text-align: justify;">When you sign up for Bizpack, you get your own website that allows you to share this product with other like-minded individuals who want to make their businesses successful in today’s marketplace.  Prospective customers can go to your website and sign up for their own use and can offer this system to others and allows them to earn substantial commissions.</p>
<p style="text-align: justify;"><strong>Here are some of the things this system can do for you:</strong></p>
<p style="text-align: justify;"><strong><span id="more-1044"></span>Go To Meeting / Go To Webinar – </strong><em><span style="text-decoration: underline;">Web Conferencing Tool</span></em><strong><em> </em></strong><em><span style="text-decoration: underline;">worth </span></em><strong><em>$499</em></strong></p>
<p style="text-align: justify;">This component of the system is worth its weight in gold.  <a target="_blank" title="Bizpack" href="http://vur.me/s/bzpk" target="_blank">Bizpack</a> has aligned itself with the leading web conferencing system for home based and small businesses.  With this feature you can minimize or eliminate travel and expand sales outside your local area.  You can hold online meetings and webinars from the comfort of your own home or office with up to <strong>1000</strong> attendees of your choice and share the information from your computer screen to theirs no matter where they are located.</p>
<p style="text-align: justify;">There is no security risk with this either for you or the attendees. You are in complete control of your computer and have no access to theirs.  And you can save money on long distance charges because there is no additional cost for the visual and audio services which are included.</p>
<p style="text-align: justify;"><strong>Contact Manager – </strong><em><span style="text-decoration: underline;">Customer Management Tool worth </span></em><strong><em>$20</em></strong></p>
<p style="text-align: justify;">Get a fully integrated contact manager system that allows you to follow-up and track clients, manage all contact information, send emails and videos that are tractable and show when and how much of the video was watched, and use the drip campaign feature to automatically keep in touch with your clients.</p>
<p style="text-align: justify;"><strong>Marketing System – </strong><em><span style="text-decoration: underline;">Email Broadcast Auto Drip Tool worth </span></em><strong><em>$50</em></strong></p>
<p style="text-align: justify;">With this aspect of the system you will learn how to be a successful Internet marketer and how to keep marketing costs low.  Learn ways to generate new leads for your business, keep in touch with your warm market, and increase sales outside of your warm market.</p>
<p style="text-align: justify;"><strong>UDeduct – </strong><em><span style="text-decoration: underline;">Business Expense Record Keeping</span></em></p>
<p style="text-align: justify;">Keep track of all of your tax related expenses and deductions.  Become aware of the over <strong>100</strong> different legitimate deductions that home based and small businesses are entitled to take.  Track actual business expenses for income tax purposes and have them available for viewing with a click of a button.</p>
<p style="text-align: justify;"><strong>Business Opportunity – </strong><em><span style="text-decoration: underline;">Earn Residual Income with this All-in-One Marketing Solution</span></em></p>
<p style="text-align: justify;">If you are looking for something that can complement your own small business or if you want to start a new home business to supplement the income from your ”<em>job</em>” you can sign up and become an authorized seller for the<strong> </strong><a target="_blank" title="Bizpack business suite" href="http://vur.me/s/bzpk" target="_blank">Bizpack business suite</a>.  You can receive a substantial residual income month after month.</p>
<p style="text-align: justify;">
<h6 class="zemanta-related-title" style="font-size: 1em;">Related articles by Zemanta</h6>
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<li class="zemanta-article-ul-li"><a target="_blank" href="http://www.lanechase.net/blog/internet-marketing/email-marketing-secrets">Email Marketing Secrets</a> (lanechase.net)</li>
<li class="zemanta-article-ul-li"><a target="_blank" href="http://www.distance-education.org/Articles/Seven-Classes-Online-Entrepreneurs-Should-Take-66.html">Seven Classes Online Entrepreneurs Should Take</a> (distance-education.org)</li>
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		<title>The Nature of SEO</title>
		<link>http://feedproxy.google.com/~r/SueScalettaBlog/~3/6Eq-hh0vMz0/the-nature-of-seo</link>
		<comments>http://www.suescaletta.com/internet/the-nature-of-seo#comments</comments>
		<pubDate>Wed, 25 Aug 2010 19:20:33 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Backlinks]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[SEO]]></category>
		<category><![CDATA[internet marketing]]></category>

		<guid isPermaLink="false">http://www.suescaletta.com/?p=1026</guid>
		<description><![CDATA[The Internet is a highly competitive market. To achieve more revenue companies strive to get the attention of billions of users. The key to getting this attention in the Internet marketing arena is by knowing how to use search engines to your advantage. Search engines are where billions of Internet users go to find information. [...]]]></description>
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			<a target="_blank" href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.suescaletta.com%2Finternet%2Fthe-nature-of-seo"><br />
				<img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.suescaletta.com%2Finternet%2Fthe-nature-of-seo&amp;source=SueScaletta&amp;style=normal&amp;service=bit.ly&amp;service_api=lanechase%3Aapi_keyR_e6e0962f48b757ce077096ec3b4f78d6" height="61" width="50" /><br />
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<p style="text-align: justify;"><a target="_blank" href="http://www.lanechase.net/blog/blog/wordpress-seo-drive-visitors"><img class="alignleft size-full wp-image-1027" title="seo-nature" src="http://www.suescaletta.com/wp-content/uploads/2010/08/seo-nature.jpg" alt="nature of seo" width="160" height="128" /></a>The Internet is a highly competitive market. To achieve more revenue companies strive to get the attention of billions of users. The key to getting this attention in the <a target="_blank" title="internet marketing" href="http://www.videoemailchat.com" target="_blank">Internet marketing</a> arena is by knowing how to use search engines to your advantage.</p>
<p>Search engines are where billions of Internet users go to find information. Google, Yahoo, and Bing are the most prominent search engine giants. The amount of traffic these search engine companies receive per daily is enormous.</p>
<p>Search engine optimization is the method used to improve a website’s ranking in a search engine listing. Savvy website owners use search engine optimization (<strong>SEO</strong>) tools to maximize their site ranking and search engine placement results.</p>
<p>Site content and usability, as well as acceptable advertising methods like <a target="_blank" title="viral marketing" href="http://www.videoemailchat.com" target="_blank">viral marketing</a> are among the conventional search engine optimization practices used to improve the nature of a website’s ranking in the search engine results.</p>
<p style="text-align: justify;">Search engines are continually changing their complicated algorithms they use to keep their search results valid and to keep illegal <strong>SEO</strong> methods from flourishing.   They are expected to continue to make more complex algorithms to filter the out the dishonest practices that the “<em>black hat</em>” <strong>SEO</strong> users apply.</p>
<p>To improve the nature of your <a target="_blank" title="seo" href="http://www.lanechase.net/blog/internet-marketing/7-habits-of-highly-effective-internet-marketers" target="_blank"><strong>SEO</strong></a> efforts here are a few tips on improving the content of your site:</p>
<ol style="text-align: justify;">
<li> Use your strengths. Your site must be on a subject that you consider yourself an expert on.  Amateurs can be easily spotted.</li>
<li>Check out your <span id="more-1026"></span>competition and see what is working for them and what is not.  Get user feedback on what they like and don’t like about your site.</li>
<li> Focus on the layout of your site.  A good layout will make it easier for your users to move about your site.</li>
<li> Create your site based on a few important keywords and include them in the Meta tags, title, description, page name, and content.</li>
<li> Concentrate on only one topic per page that has a direct relationship to the page’s keyword or keywords.</li>
<li> <a target="_blank" title="backlinking" href="http://www.lanechase.net/blog/internet-marketing/building-backlinks" target="_blank">Backlinking</a> is a very effective <strong>SEO </strong>method.  Contact other related sites and ask them to place your <strong>URL</strong> link on their site. Use anchor text as the link and that can be keyword associated with your site.</li>
</ol>
<p style="text-align: justify;">The nature of <strong>SEO</strong> is repeating what works and eliminating those efforts that do not.  Be consistent in your efforts and in time you will prevail in the results you are seeking.</p>
<p style="text-align: justify;">
<p style="text-align: justify;">
<h6 class="zemanta-related-title" style="font-size: 1em;">Related articles by Zemanta</h6>
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<li class="zemanta-article-ul-li"><a target="_blank" href="http://www.convonix.com/blog/search-engine-optimization/seo-an-advertising-process">SEO: An advertising process</a> (convonix.com)</li>
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		<title>Use Twitter Tweet for Business</title>
		<link>http://feedproxy.google.com/~r/SueScalettaBlog/~3/Gj9dPYSU8hg/use-twitter-tweet-for-business</link>
		<comments>http://www.suescaletta.com/internet/use-twitter-tweet-for-business#comments</comments>
		<pubDate>Sat, 21 Aug 2010 00:43:15 +0000</pubDate>
		<dc:creator>Guest author</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[internet marketing]]></category>
		<category><![CDATA[Social Network]]></category>
		<category><![CDATA[Twitter]]></category>

		<guid isPermaLink="false">http://www.suescaletta.com/?p=1020</guid>
		<description><![CDATA[I do wonder at times if some Twitter users have any time to get any work done. Several of the more prolific ones that I follow swear they spend no more than 30 minutes a day on Twitter, but I really find that hard to believe. Many times it seems they are twittering just to [...]]]></description>
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			<a target="_blank" href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.suescaletta.com%2Finternet%2Fuse-twitter-tweet-for-business"><br />
				<img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.suescaletta.com%2Finternet%2Fuse-twitter-tweet-for-business&amp;source=SueScaletta&amp;style=normal&amp;service=bit.ly&amp;service_api=lanechase%3Aapi_keyR_e6e0962f48b757ce077096ec3b4f78d6" height="61" width="50" /><br />
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<p style="text-align: justify;"><img class="alignright size-full wp-image-1021" title="twitter for business2" src="http://www.suescaletta.com/wp-content/uploads/2010/08/twitter-for-business2.jpg" alt="twitter for business" width="158" height="186" />I do wonder at times if some Twitter users have any time to get any work  done. Several of the more prolific ones that I follow swear they spend  no more than <strong>30 minutes</strong> a day on Twitter, but I really find that hard to  believe. Many times it seems they are twittering just to say something,  like &#8220;<em>Good morning Twitterverse</em>&#8221; when they begin their day, give more  details than I want to know about what they had for lunch, what their  children said to them, or when they take a nap.</p>
<p style="text-align: justify;">I realize that  this is part of the &#8220;<em>like, know, and trust</em>&#8221; process that enables people  to get to know each other, but sometimes it&#8217;s simply too much  information..<strong>LOL</strong>. I&#8217;m Twittering primarily to market my business.  Consequently, I try and limit my personal twitters to no more than <strong>2 per  day</strong>. My clients, who create Twitter accounts for marketing, as well,  tell me, &#8220;I&#8217;m signed up. Now what in the world do I Twitter about? How  do I market my business with this tool?&#8221;</p>
<p style="text-align: justify;">Here are <strong>10 strategies</strong> that I use regularly to <a target="_blank" title="market my business" href="http://www.videoemailchat.com" target="_blank">market my business</a> and my expertise via Twitter.  Remember, you have only <strong>140 characters</strong> for your tweet (Twitter post).</p>
<p><strong>1.  How you&#8217;re helping clients </strong></p>
<p style="text-align: justify;">Talk about specific ways that your business  helps clients and use their Twitter ID if you have their permission,  i.e. &#8220;Just finished @clientname brainstorm great Internet marketing plan  for <strong>2009</strong>&#8221; or &#8220;Finally finished setting up Quickbooks for local hardware  store &#8211; now they can invoice their clients&#8221;</p>
<p><strong>2. What you&#8217;re  doing in your business </strong></p>
<p style="text-align: justify;">This is a perfect time to tell others when  you&#8217;re <span id="more-1020"></span>blogging, writing an article, creating your weekly ezine,  recording your podcast, i.e. &#8220;Had great interview with Jane Smith today on speaking to grow your biz. Great ideas! Subscribe to podcast &amp; listen here (<strong>URL</strong> here)&#8221;</p>
<p><strong>3.  Useful tool or resource you&#8217;ve found </strong></p>
<p style="text-align: justify;">I run across these all the time  in my daily activities, and Twitter is a perfect place to share,. i.e.  &#8220;Found great new Firefox plug-in to monitor &amp; check multiple Gmail  accounts at same time at (<strong>URL</strong> here)&#8221; or &#8220;Read <a target="_blank" title="great blog" href="http://www.lanechase.net" target="_blank">great blog</a> post on working  at home with kids under <strong>5</strong> at (<strong>URL</strong> here)&#8221;</p>
<p><strong>4. Ask a question </strong></p>
<p style="text-align: justify;">Need  some ideas or some quick brainstorming? Twitter is an ideal place to  gather opinions, i.e. &#8220;Help! Desperately seeking new laser printer.  Recommendations?&#8221; or &#8220;How do I find training organizations online?&#8221;</p>
<p><strong>5.  Conduct a survey</strong></p>
<p style="text-align: justify;">What do your Tweeps think about a particular issue?  Ask them via Twitter, i.e. &#8220;Quick poll: Do you get more clients from  Facebook or Twitter? Respond at (<strong>URL</strong> here)&#8221;</p>
<p><strong>6. Report on live  events</strong></p>
<p style="text-align: justify;">The latest Twitter trend seems to be tweeting what&#8217;s happening  at conferences or workshops. In order for Twitter users to follow a  particular event, it&#8217;s usually referred to by a name preceded by a #  sign, as in #JVAlert, for example, to make it simpler for people who  want to follow those posts. So, if you were at an event, you might tweet  &#8220;#JVAlert John Smith speaking on affiliate programs. Just got great  idea on training affiliate managers!&#8221; Just don&#8217;t get so wrapped up in  tweeting that you ignore the content delivered in the conference!</p>
<p><strong>7.  Product or service launch</strong></p>
<p style="text-align: justify;">If you&#8217;re about to launch a new product or  introduce a new product, let your Twitter followers know, i.e.  &#8220;Pre-launch pricing for new DVD set about how baby boomers can start an  online biz. Get $100 early bird discount at (<strong>URL</strong> here)&#8221;</p>
<p><strong>8.  Responding to others with advice or answers</strong></p>
<p style="text-align: justify;">The way to build  professional relationships on Twitter is to help your tweeps. So, if  someone asks a question, comments about something to which you have a  response or an idea, or you want to ask a followup question, this is the  perfect place to do so.</p>
<p><strong>9. Acknowledging new followers</strong></p>
<p style="text-align: justify;">I&#8217;ve  noticed a recent trend of acknowledging people who&#8217;ve decided to follow a  Twitter user in the past day or so. I initially thought that others  were doing this as a measure of popularity, but what I&#8217;ve come to  realize is that it&#8217;s actually helping out the new followers because it  exposes their Twitter profiles to others who may  have never heard of them and who might like to follow them. So, to  thank your followers, you&#8217;d tweet, &#8220;Welcome new followers @twittername,  @twittername, etc.&#8221;</p>
<p><strong>10. Automate your tweets</strong></p>
<p style="text-align: justify;">Many of my tweets  have been automated and connected to other things I do. TwitterFeed  turns all of my blog posts into tweets. aWeber turns each ezine issue  into a tweet. EzineArticles.com tweets my followers every time I publish  an article through their service. Typically all that&#8217;s involved here is  connecting the particular service to my Twitter account. Once all the  services are connected, I get free and automated Twitter posts with no  additional effort on my part.</p>
<p style="text-align: justify;">Twitter can be a great time-waster  or a wonderful way to <a target="_blank" title="market your business" href="http://www.videoemailchat.com" target="_blank">market your business</a> and leverage your expertise  online. Follow these <strong>10 strategies</strong> and you&#8217;ll begin to attract more  followers and get more clients through social networking.</p>
<p style="text-align: justify;"><span style="text-decoration: underline;">About The Author</span> &#8211; Online  Business Manager and Online Business Coach Donna Gunter helps  independent service professionals learn how to automate their  businesses, leverage their expertise on the Internet, and get more  clients online. To claim your <strong>FREE</strong> gift, TurboCharge Your Online  Marketing Toolkit, visit her site at OnlineBizU.com.  <a target="_blank" title="follow donna on twitter" href="http://twitter.com/donnagunter" target="_blank">Follow Donna on  Twitter</a></p>
<p style="text-align: justify;"><a target="_blank" title="follow sue scaletta on twitter" href="http://twitter.com/suescaletta" target="_blank">Follow Sue Scaletta on Twitter</a></p>



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		<title>Achieving Writing Riches with Minimal Effort</title>
		<link>http://feedproxy.google.com/~r/SueScalettaBlog/~3/AQEKNrH7-S4/writing-riches-with-minimal-effort</link>
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		<pubDate>Fri, 13 Aug 2010 22:40:08 +0000</pubDate>
		<dc:creator>Sue Scaletta</dc:creator>
				<category><![CDATA[Article Marketing]]></category>
		<category><![CDATA[Backlinks]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[website traffic]]></category>

		<guid isPermaLink="false">http://www.suescaletta.com/?p=901</guid>
		<description><![CDATA[If you own, run, and maintain an Internet based business or a website you need to utilize article marketing and therefore need articles. Both website owners and those who don’t own websites but are frequent Internet users know this. Articles quench web users&#8217; thirst for information and knowledge while providing many other benefits for websites. [...]]]></description>
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<p style="text-align: justify;"><a target="_blank" href=" http://www.flickr.com/photos/wimmulder/"><img class="alignleft size-full wp-image-928" title="pen-and-writing2" src="http://www.suescaletta.com/wp-content/uploads/2010/08/pen-and-writing2.jpg" alt="article marketing" width="235" height="146" /></a>If you own, run, and maintain an Internet based business or a website you need to utilize <a target="_blank" title="article marketing" href="http://www.lanechase.net/blog/internet-marketing/writing-posts-for-article-marketing" target="_blank">article marketing</a> and therefore need articles. Both website owners and those who don’t own websites but are frequent Internet users know this. Articles quench web users&#8217; thirst for information and knowledge while providing many other benefits for websites.</p>
<p style="text-align: justify;">
<p style="text-align: justify;"><strong>The Benefits of Articles</strong></p>
<p style="text-align: justify;">Articles help websites achieve high rankings in keyword search results that are relevant to a specific topic or niche. Because many articles posted on the Internet include backlinks, they also help drive website traffic back to your site when they are placed on other sites or in newsletters. Articles aid in increasing customer confidence and trust levels for your website and company.</p>
<p>Well written articles have a viral benefit to both the business and its website traffic. When readers like the articles they read they are likely to tell their friends and family about them and give your website a recommendation.  This will help increase the traffic to your site. As an added benefit, more sales are made if your website traffic trusts and believes in you.</p>
<p style="text-align: justify;">Articles are crucial to keep you ahead of the <span id="more-901"></span>competition in the <a target="_blank" title="internet marketing" href="http://www.videoemailchat.com" target="_blank">Internet marketing</a> world and so it is imperative that a website instigates an article marketing plan. The biggest problem with article marketing is that not many people <em><strong>like</strong></em> writing articles.</p>
<p style="text-align: justify;"><strong>Writing Articles is Time-Consuming<br />
</strong></p>
<p style="text-align: justify;">Many website owners would rather spend their time on other marketing tasks or business related responsibilities and unless there is a lot of personnel resources to use as copywriters article marketing becomes a low priority.</p>
<p style="text-align: justify;">
<p style="text-align: justify;"><strong>Use Articles to Enrich Your Website</strong></p>
<p style="text-align: justify;">If you are like many others and hate to write articles and cannot afford to hire extra people just to write for you, then your best option is to browse the Internet for <strong>free</strong> article sites. With articles from these sites you can use them as is or edit them so that they are more in tune with your style of writing.</p>
<p style="text-align: justify;">Keep in mind that since these articles are <strong>free</strong> to the public they may be widely used. Because every site needs original and unique content it is best to edit them a bit.  Additionally, you should also make sure that they have adequate keyword and keyword phrases in them.</p>
<p style="text-align: justify;"><strong>Use Guest Authors</strong></p>
<p style="text-align: justify;">Another way to get no cost articles is to allow other website or blog owners who have related sites act as guest authors on your site.  You should not use guest authors&#8217; articles only; just use them to augment your own content.  Otherwise all of your articles will lead to other sites either through <a target="_blank" title="backlinks" href="http://www.lanechase.net/blog/internet-marketing/building-backlinks" target="_blank">backlinks</a> or a resource box of the guest author.</p>
<p style="text-align: justify;"><strong>Contract Part-Time Copywriters</strong></p>
<p style="text-align: justify;">Another way to get articles for your site is by utilizing copywriters who do part-time or freelance article writing work that charge reasonable rates. Ask for samples of the copywriters&#8217; work before purchasing their articles so that you can determine whether the copywriters&#8217; efforts meet your expectations.</p>
<p style="text-align: justify;">As your arsenal of articles grows, it will help you build your website and your traffic.  And a final &#8220;<em>word to the wise</em>&#8221; from someone who has experienced this problem, I strongly suggested that you keep backup copies on your computer of every article you post in case for some reason your website or blog goes down and you haven’t done a recent database backup. If not you will find yourself in a situation of having to rewrite lots of articles.</p>
<p style="text-align: justify;">
<h6 class="zemanta-related-title" style="font-size: 1em;">Related articles by Zemanta</h6>
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<li class="zemanta-article-ul-li"><a target="_blank" href="http://web-traffic-pro.com/2010/08/free-traffic-anyone/">Free Traffic, Anyone?</a> (web-traffic-pro.com)</li>
<li class="zemanta-article-ul-li"><a target="_blank" href="http://web-workathome.com/secrets-article-marketing/">What Are The Secrets To Article Marketing</a> (web-workathome.com)</li>
<li class="zemanta-article-ul-li"><a target="_blank" href="http://fun.ql4.org/interesting/unique-article-marketing-tips-how-to-submit-unique-articles-powerfully.html">Unique Article Marketing Tips- How To Submit Unique Articles &#8230;</a> (fun.ql4.org)</li>
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