The Passion of Blog! Be Empowered!

Where are they going?

2014-01-15T21:04:00.000-08:00

Where are they going? I love sitting on my deck on the Red Hawk golf course in Castle Rock , Colorado looking north toward Denver and at any one time I can count 20 or more airplanes in the air. Some are jumbo jets, some are 2 seaters but they are all up there together.

Ok, so when I see a jumbo jet high in the the sky heading west, I assume the highly empowered travelers are heading to destinations like San Diego, California or somewhere in Alaska.

Someday I'll write a book with details of "where are they going?" Today, this is a blog so it will be short.

Let's take a look at some San Diego pics:

So here we are, 70 degrees in January. Ok, so that's a few degrees warmer than we have in Denver but all the same, I see those jets and this is where my mind goes. Vacation!

There are several really cool San Diego destinations, the Zoo, Sea World, your friend in the business likes this one:

Ok, so San Diego is HOT! in January.

WHAT ABOUT APRIL? This is my idea of a great vacation!!!

BASEBALL -- Padres style. Let's take a look:

.Petco Park -- pretty cool huh? Rockies Win! Rockies Win!!!

Ok, so I sit here watching the jumbo jets. They fly south west to San Diego and they fly north west. Really, north west---where. how about Alaska?

If I were heading to Alaska, it wouldn't be for baseball but it would be for this:

Fall in Alaska -- Awesome right?

But I'd like to take a cruise -- you with me here? -- check this out!

That's what I'm talking about!

I have spent many a beautiful Denver night sitting on the deck wondering where the lucky people in the jumbo jets are going. These are just a few thoughts. WHERE WOULD YOU BE GOING?

Well, back to reality, it is January in Denver and it's cold but Pitchers and Catchers report in less than a month. Soon we will be wondering who will be at the top of the rotation for the Rockies. Gotta be Jorge right?

Here's a view of my favorite place:

Looking forward to Friday, April 4 Home Opener

I can't do a The Todd Blog without at least mentioning one of my favorite Denver real estate listings, you know the kind, the ones that require a jumbo loan or a least a trip through the 2014 WISH MACHINE.

We have done homes with wine cellars, homes on golf courses, and homes with a pool, now it is time for a Google search for Homes with a tennis court.

Here it is! 17 Huntwick Land, Cherry Hills Village, Colorado.

As is often the case, this one is listed by Edie Marks of Kentwood Real Estate.

Let's take a look:

Now for shots of the tennis court and pool:

Does this work for you?

Living in this house, with these luxury amenities and highend lifestyle is like living each day on vacation. We don't need to sit on the deck and watch the sky, just be Empowered and live the passion of blog. and a great jumbo life.

Contributors to this Blog:

As Promised! The Margarita Blog

2014-01-13T20:47:00.001-08:00

Ok, so here it is! As promised, the margarita blog!

Blogging is always more fun when you blog with passion. I always say "Be Empowered" that's why I have the Passion of Blog.

Yesterday we showed fun glasses, beer glasses, wine glasses, shot glasses, and more. Did you have a favorite? Check it out here! Gary, from Michigan love the Detroit Tiger baseball mug.

A couple of days ago we talked about Homes with a wine cellar! (Possibly the most awesome luxury home for sale in Denver--check it out!).

While I don't drink much wine, I do enjoy a good---NO, a GREAT margarita. If you had a friend in the business, you would expect THE BEST right!

Well, I have tasted some of the best margaritas ever--shall we call them TOP SHELF? NO, Ultimate TOP SHELF? Yes, Oh Yes!

As shown, fresh lime and orange, a dose of Gran Gala and a special dose of Don Julio Anejo--no don't tell me that Don Julio should only be sipped--yes it is one of the best sipping tequilas BUT --- have you tried it in a Ultimate Top Shelf Margarita? You choose the mix if desired. You can also test the quantities depending upon your taste.

The Todd Blog has rated these as the #1 Margarita ingredients

One cool glass I didn't show yesterday was my favorite margarita glass--my business is jumbo loans that empower buyers, but this glass is a JUMBO MARGARITA GLASS! Let's take a look!!

Todd's Jumbo Margarita Glass--Don't drive if you consume one of these!

You know there has to be a purpose to every blog besides just having fun. Ultimate top shelf margaritas are not real cheap. It takes some good cash to put these together.

If you or someone you know could use a little extra cash I have found the ultimate way to earn it.

If you are passionate about creating your own freedom, financial, or otherwise, I ask you to check out Empower Network. Empower Network is the Ultimate Top Shelf Internet Marketing Company that not only encourages everyday people to earn extra ordinary income, it assists in a BIG way. Let's say an Ultimate way.

If your wish is to make 2014 the best ever, check out the 2014 WISH MACHINE -- IN ACTION!

Then it is time for you to take action! Click on any of the links for instant information--it's free!

Contributors to this Blog:

LET'S KICK SOME....GLASS!

2014-01-12T16:36:00.001-08:00

Ok, I like cool glasses. Beer glasses, wine glasses, sipping glasses, margarita glasses, shot glasses, mugs, stiens.....whatever!

A few glasses from my collection!

As most of you know, I love margaritas right? Yet most of these glasses are beer glasses...I digress.

We will save margaritas for another blog. Today, we talk about beer glasses.

Check this one out: We bought it in Boston from the Cheers bar.

When I use this mug, all I can think of is....NORM!!!!

Next, you know I LOVE baseball, especially Colorado Rockies baseball. So, here goes......

If only it didn't cost $9 Bucks to fill this glass....

So what does this have to do with Jumbo loans?

What does this have to do with the 2014 WISH MACHINE?

What does this have to do with Empower Network?

Not much but I like to let you know some of the stuff I like, fun right?

Ok, those of you looking for a SEC 184 Native American Dream Loan, CLICK HERE

Looking for a Jumbo Loan that Empowers buyers? CLICK HERE

Lastly, Please go to The Todd Blog

We have much to share!! Your Friend in the Business

720 or higher credit scores--key to Jumbo loans

2014-01-12T13:41:00.000-08:00

Ok, so this blog will be a little boring but if you are in the market to purchase a home or a car listen up!

This information comes to us via 720creditscore.com so take a look:

I Called Todd! Now I'm at 720

Which is better for your FICO score: Paying off your credit cards, or paying off your mortgage?

Most people say they would pay off their mortgage to increase their credit score the fastest. But when it comes to FICO scores, eliminating charge card debt is far more powerful than eliminating mortgages and car loans.

And if you think about it, it makes sense. When assigning a credit score, the scoring bureaus assess risk by asking one question: How likely will this borrower default in the next two years?

Most people prioritize their mortgage payments; they would rather skip a few meals than lose their home. So having a balance on your mortgage isn’t really that risky. But people aren’t quite as responsible with their Visas and MasterCards. In fact, even the most financially responsible people make a few bad decisions when it comes to the allure of credit card spending.

So keeping a low balance (or no balance at all) on your credit cards is a far better indicator of your financial situation, and your ability to pay upcoming bills.

The moral of the story: If you want to increase your FICO score, get your credit card balances under control!

Anyone looking to get approved for a loan, whether it is a SEC 184 Native American Dream loan or a jumbo loan that empowers buyers, the process is simple. Please click on the "GET PRE-APPROVED" tab and we will be happy to help.

Oftentimes, we find that buyers in the market for a home are hesitant to find out what their credit scores are and see if they qualify. The process is actually quite simple and painless.

If your credit needs a lot of work, we can always run it through the 2014 WISH MACHINE check it out in action. Our job is to give you information necessary to improve your credit.

If you are simply looking for a vehicle to add some extra monthly income to your current paycheck we have that covered as well--Empower Network is the vehicle for so many, including me. Take a look

My life doesn't change whether you get pre-approved or not, I will still drive the same car and live in the same house but you life can change depending on the credit.

If you already have impeccable credit and looking for a Jumbo loan, we are jumbo loan specialists.

Contributors to this Blog:

Huge Realtor NICHE -- Major Breakthrough

2014-01-10T20:22:00.001-08:00

Have you ever heard the phrase "Get a Niche and Get Rich?" There is a real estate Niche out there that ABSOLUTELY NOBODY is working.

If this is such a great Niche---why aren't there several Realtors out there working it? I hear you--but there is a reason! Let me explain!

This is a 100% guaranteed loan from the Department of HUD that a few loan originators know about (VERY FEW) but almost NO Realtors have ever heard of.

Do you know the one I'm speaking of? Click Here for Instant Information

How BIG is the Niche? Would you believe you could have over 100,000 potential Niche buyers all TO YOUR SELF?

What does NICHE mean? Here it is NICHE = New Income Center Helps Earnings for YOU!

So who are the buyers? You Wanna See? Here it goes!

Working Professionals

OK, I have sold houses to many working professionals, why is this different? Answer? She is part of your NICHE and you can reach her through TARGET Marketing. Yes, you can reach her directly like no one else.

Good Answer--who else? How about this guy:

Single Guys Working on Their Careers

OK, I have sold houses to many single guys working on their careers, why is this different? Answer? He is also part of your NICHE and you can reach out to him through TARGET Marketing. Yes, you can reach him too, directly like no one else.

Great Answer---who else? How about growing families? Wanna See? OK, Let's look:

Growing Families

Come on! I have sold houses to many growing families, why is this different? Answer? This couple is IN YOUR NICHE! NO OTHER AGENT KNOWS WHO THEY ARE---BUT YOU DO, AND YOU CAN REACH THEM.

I can reach them HOW?

Did you know that Facebook allows you to target where people work, what their interests are, where they live, what school they went to, age, income and many other criteria?

IF YOU KNOW WHO THE NICHE ARE YOU CAN REACH THEM EASILY. I will be very happy to show you how. Did you know there is a lot more to Facebook than the post telling your friend where you are eating today?

I will give you this Facebook for Business Program Free for your interest in this Niche!

Want More? OK You'll get this as well:

Let's start with these popular Jumbo Facebook Marketing tools to Empower to your Niche.

Go ahead and Subscribe in the box above now. There is absolutely NO charge for your Niche information and additional information on How to Market that Niche.

We are offering this Niche product to Denver Realtors at NO charge for a short period of time. We want you to consider us your Friend In The Business.

In addition to Niche Marketing we specialize in luxury homes loan, jumbo loans, and Sec 184 loans.

Contributors to this Blog:

I need a dose of Spring---Actually BASEBALL!

2014-01-09T16:28:00.001-08:00

Ok, I love the Denver Broncos and the Denver Nuggets as much as anyone but I don't love winter. I need a dose of Baseball, Colorado Rockies style.

I ran across a post with this picture on it and I just had to share:

I think I sat here during the 2009 playoffs against the Phillies

As you know, I love the Castle Rock in Castle Rock, Colorado as one of my favorite places to be
SEE POST but my very favorite place to be is the pavilion at Coors Field.

In the pavilion, I can smell Dave's famous BBQ, I can catch home run balls, I can see the down town skyline and I can heckle Matt Kemp in center field and show love to Carlos and Dex all at the same time. (oh we do like to get on Kemp's case and we will really miss Dex)

Here I am catching a ground ruled double by Adrian Gonzalez

My predictions for the 2014 season? Rockies Rule!!!

Ok, I won't get carried away but in my best dreams I see Tulo playing 155 games, Cargo not having issues with his wrist, De La Rosa winning 20 games, Chacin winning 18 games, and Anderson being 100% healthy and winning 16 games.

We won't see Jeff Francis this year even though I really like him--watched him a lot in person at Drillers Stadium while I lived in Tulsa.

So, am I dreaming? Maybe.....we'll see. Maybe we should put the Rockies in the 2014 WISH MACHINE. See it in action!!

Ok, so I'm a dreamer! NOT!

Here is what is going on outside of baseball. Empower Network blogging. I love blogging as you can see. It is a way to market as a professional, whether you are a real estate professional, a real estate investor, a business owner, an entrepreneur or something other, this platform ROCKS!

Ok, I simply can't blog without touting some of my favorite Realtors! Here goes:

Washington Park is known for Historic Homes! I love them!

471 S Dowing Street, Denver, Colorado 80206 $469,000

Listed by Brian Richardson of Buildings-Residences

Built in 1927 (LOVE THAT)

As you would expect this is a home with hardwood floors.

This is a home with granite counter tops

This is the Ultimate Bungalow!

I can see margarita's on the porch!

Depending upon your down payment this one may require a jumbo loan.

Contributors to this Blog:

Mortgagemates

On Top of the World...well, almost!

2014-01-08T16:43:00.001-08:00

There's absolutely nothing like it! Standing on top of the world or in my case on top of the Castle Rock, in Castle Rock, Colorado.

The best trip to the Castle Rock ever was on Thanksgiving day a year or so back. The sky was as blue as I have ever seen it in Denver or anywhere in Colorado.

Since most businesses where closed and there was almost no traffic moving across the city, the air was pure and I could see for miles.

Take a look:

That's me! Standing on the Castle Rock--one of my favorite places

My house on the Red Hawk golf course is over my shoulder in the back ground.

Being the mortgage guy with the passion for real estate, especially Colorado real estate, I was scanning some more listings today and ran across one just up the hill from Castle Rock, in Castle Pines.

This listing belongs to Rike Palese and Jonathan Keiler of Re/Max Professionals in Englewood, Colorado.

Here's what makes this one special to me...this is a home with a view! A view of pine trees which are my favorite. It is also a home with a three car garage. Like I always say, I like space.

OK, want to see it? Here are this pictures that make it special to me:

I love a house with a deck, in this case a house with a wrap around deck

I know, more pictures! More pictures Please!

Pine trees so close, not only can you smell the fresh air but you can touch them!

OK, another passion, a cool place to drink a margarita! This qualifies!

Why do I take the time to blog about real estate? Two reasons, I help buyers who need a Jumbo Loan to buy a beautiful property like this one and I enjoy blogging.

I ran into a great company, Empower Network, that specializes in Internet Marketing including blogging and much more. I would encourage anyone who runs their own business, especially Realtors to investigate Empower Network to see how they can use it to grow their business.

So The Todd Blog was born!

Contributors to this Blog:

Mortgagemates

40355 RENDEZVOUS Circle, Elizabeth CO 80107

The Google Search for Real Estate

2014-01-07T15:23:00.002-08:00

People search on Google and other search engines every day for real estate properties. What do people search for?

For me, I would search for homes with golf courses, or homes with basements...I like a lot of space.

Of course homes with pools, or homes with inlaw suites are popular. Many people like to look for luxury homes or homes with jumbo loans like this one listed by Louis Chang of Equity Colorado for $895,000:

This house sits on almost 36 acres, like I said, I like open space, and it is huge at 5967 square foot. You may Google some of these amenities as well: Unobstructed views, gated entry, hardwood floors, granite counter tops, a chef's gourmet kitchen, and Jacuzzi Tub---Yep this house has it all.

Others try to keep it simple. I found this listing by Mary Beth Bonacci of Re/Max Alliance for $145,900

8469 Little Rock Way #104, Highlands Ranch, CO 80126

For this one, I may Google condo on ground floor, or 2 bedroom and 2 bath condo with new carpet. This one has 1041 square feet and minutes from C-470 and Park Meadows.

Other popular Google real estate searches are for specific loan types for instance Section 184 loans for Native Americans, or FHA loans, VA zero down loans.

Many buyers, especially first time home buyers like to search homes for sale on Zillow or homes with no down payment.

Retired buyers may look for homes with RV parking or an RV garage.

Let us know what your favorite Google search might be

Contributors:

Mortgagemates