TCB Insurance Group, LLC

HHS Releases Final Interim Guidance – Coverage of Preventive Health Services without Cost-Sharing

2010-07-16T11:58:00.000-05:00

On July 14, the Departments of Treasury, Labor, and Health and Human Services jointly released Interim Final Rules (IFRs) for group health plans and health insurance issuers related to coverage of preventive services under the Patient Protection and Affordable Care Act (PPACA). Under the regulations, plans must cover without copay, coinsurance or deductible – certain preventive services that

GRANDFATHERING FACT SHEET

2010-07-16T11:31:00.000-05:00

What is grandfathering? Grandfathering allows groups and individual members that keep their existing plan from March 23, 2010, to January 1, 2014, to be exempt from the new product and rating framework that is effective in 2014. To maintain grandfathered status, a client must continue to keep the plan and the plan’s benefits essentially the same. Grandfathering also exempts plans from some of

HEALTH CARE REFORM: IMPACTS ON EMPLOYERS

2010-04-29T14:12:00.001-05:00

The newly enacted federal Patient Protection and Affordable Care Act (the "Act") makes significant changes to the health and other benefits that employers offer to their employees. Additionally, there are administrative requirements in the act with which an employer will need to comply. It is imperative that employers have a detailed understanding of what changes are on the immediate horizon,

Small Business Health Care Tax Credit: Frequently Asked Questions]

2010-04-29T13:46:00.004-05:00

The new health reform law gives a tax credit to certain small employers that provide health care coverage to their employees, effective with tax years beginning in 2010. The following questions and answers provide information on the credit as it applies for 2010-2013, including information on transition relief for 2010. An enhanced version of the credit will be effective beginning in 2014. The

SMALL BUSINESS HEALTH CARE TAX CREDIT

2010-04-27T14:50:00.003-05:00

Tax Credit for Small Groups The IRS recently released materials for those wishing to claim the small business health care tax credit for 2010. A provision of the Patient Protection and Affordable Care Act (PPACA), this tax credit is designed to encourage small groups to offer health care coverage for the first time or enable them to maintain the coverage they already have. It will likely provide

FSA's in Healthcare Reform

2010-04-27T11:51:00.006-05:00

What specific provisions does the new health care reform law put in place regarding the administration of health care Flexible Spending Accounts (FSA's)? The new law includes two provisions related to health care FSAs, as well as other tax-advantaged benefits: 1) over-the-counter (OTC) medicines and drugs will no longer be eligible for reimbursement without supporting documentation, such as a

Controlling Health Insurance cost: More Insurance?

2010-02-10T10:41:00.000-06:00

The real question in the health care debate is "what's it gonna cost me"? No, me personally! What is my deductible, my out of pocket expense. However you choose to view the world it always comes back to the microcosm, me and my world. That is the way of our culture, this is why we debate so ferociously we are a nation of self interest. There really are a lot more answers when we research this

Strategies for Minimizing Company Health Care Costs

2010-01-27T14:36:00.001-06:00

Strategy One Maximize the benefits you have today. Promote the added-value benefits of your current insurance plan. Programs like the Employee Assistance Program (EAP) can help employees find assistance for dealing with personal issues, as well as identify health issues early on. Educate your employees about free informational resources to help them find answers and keep them healthy.

A Doctor's Advice to Control Health Care Cost

2010-01-04T13:45:00.002-06:00

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