TASEA BLOG

DHANA YA UJASIRIAMALI

noreply@blogger.com (Anonymous) — Tue, 24 Sep 2013 07:45:00 +0000

MAANA YA UJASIRIAMALI

Dhana ya Ujasiriamali ina maana pana , miongoni mwa hizo ni; Mjasiriamali ni mtu ambaye ana hamasa kubwa ya kuleta mabadiliko chanya katika hali yake ya kiuchumi ambaye ana tabia za kipekee ili kufanikisha azma yake hiyo kwa kujishuhulisha (yaani kujiajiri) ili awe na hali nzuri zaidi kiuchumi.

Pia katika hali nyingine Mjasiriamali anaweza kuwa mtu yoyote ambaye anajishughulisha mwenyewe(amejiajiri) katika sekta fulani mfano: kilimo, ufugaji au biashara.

Neno Ujasiriamali lina asili ya Kifaransa " Entreprendre" sawa na Kutekeleza/Kufanya shughuli fulani mwenyewe katika uwanja wa kibiashara katika maana rahisi ni sawa na kuanzisha biashara/shughuli ya kujiajiri.

Kwa mitazamo mbalimbali ya wasomi wana muelezea Mjasiriamali kama mtu ANAYEONGOZA, ANAYEPANGA na ALIYE NA UTAYARI juu ya hatari zozote zinazoweza kujitokeza katika biashara/shughuli yake husika. Vilevile ni mtu anayechukua hatua pindi fursa itokeapo.

Mchumi wa KiAustrian Joseph Schumpeter ameielezea dhana ya ujasiriamali kwa kuegemea mihimili ya UGUNDUZI na UBUNIFU, katika nyanja hizi(yaani kugundua na kubuni):-

Bidhaa Mpya
Njia Mpya za uzalishaji/uendeshaji.
Masoko Mapya
Mifumo mipya ya Vikundi na Mashirikisho

UTAJIRI unapatikana pindi UGUNDUZI unapoenda sambamba na MAHITAJI, kwa mtazamo huu tunaweza kusema ya kwamba kazi ya Mjasiriamali ni sawa na kuunganisha mbegu za vigezo fulani katika hali ya Ugunduzi na Ubunifu ili kutengeneza ubora na thamani kwa mteja kwa imani ya kwamba thamani itakayopatikana itafidia gharama za mbegu hizo, na hatimaye kutengeneza faida ya kutosha inayopelekea UTAJIRI.

Mpaka hapa tumeweza kumfahamu huyu Mjasiriamali kwa maana na Mitazamo michache. Je kila Mfanya biashara ndogo ndogo ni Mjasiriamali? Tathmini hili kabla hujasoma Article nyingine!

Historia ya ujasiriamali Tanzania

Baada ya uhuru (1961) Serikali ya Tanzania iliamua kufuata sera ya uchumi hodhi, sera ambayo serikali inamiliki njia kuu za uzalishaji. Haukuwa ruhusa kwa mtu mmoja mmoja hasa viongozi kumiliki biashara. Sera hii iliimarishwa wakati wa azimio la Arusha.

Kutokana na utandawazi kuenea duniani, mfumo wa sera ya kibepari ulichukua nafasi kubwa duniani. Mfumo wa kibepari unasisitiza watu binafsi kumiliki na kuendesha biashara, serikali jukumu lake ni kupanga sera na kuisimamia. Mwishoni mwa miaka ya 1980 Tanzania ililazimika kuiga sera ya kibepari kutokana na masharti ya Benki Kuu ya Dunia ( World Bank) na Shirika la Fedha Duniani ( IMF).

Ni kipindi cha uongozi ( utawala) wa awamu ya tatu, dhana ya ujasiriamali ilishika kasi sana. Viongozi wa serikali na wa jamii kwa ujumla walisisitiza watu kujiingiza katika ujasiriamali kwa maana ya kuanzisha na kuendesha biashara. Serikali kwa asilimia kubwa ikajiatoa katika uzalishaji. Makampuni binafsi yalishika kasi kubwa.

SEKTA ZA UCHUMI

Kuna sekta ya umma na sekta binafsi. Kuhusu sekta ya umma ni kwamba serikali ni mzalishaji na msimamizi, mkazo mkubwa ni watu kusoma na baada ya kisoma ni kuajiriwa. Dhana ya sekta binafsi inahusu watu binafsi kumiliki biashara ( Kujiari).

Karne hii lengo la kusoma shule si kuajiriwa baada ya kumaliza kisoma, lengo kuu ni kujiajiri. Ni muhimu watu kutafuta maarifa na ujuzi katika mambo mbalimbali kwa njia mbalimbali mfano semina, internet na vyombo vya habari n.k

UPS AND DOWNS OF THE ENTREPRENEURS IN THE WORLD

noreply@blogger.com (Anonymous) — Tue, 10 Sep 2013 17:40:00 +0000

I hope this information will motivate you and provide you with courage when you experience ups and downs in your career, business or entrepreneurship initiatives in particular. Not everyone who’s on top today got there with success after success. More often than not, those who history best remembers were faced with numerous obstacles that forced them to work harder and show more determination than others. Next time you’re feeling down about your failures in college or in a career, keep these fifty famous people in mind and remind yourself that sometimes failure is just the first step towards success. Business Gurus These businessmen and the companies they founded are today known around the world, but as these stories show, their beginnings weren’t always smooth.

1. R. H. Macy:

Most people are familiar with this large department storechain, but Macy didn’t always have it easy. Macy started seven failedbusiness before finally hitting big with his store in New York City.

2. F. W. Woolworth: Some may not know this name today, but Woolworth was once one of the biggest names in department stores in the U.S. Before starting his own business, young Woolworth worked at a dry goods store and was not allowed to wait on customers because his boss said he lacked the sense needed to do so.

3. Soichiro Honda:

The billion-dollar business that is Honda began with a series of failures and fortunate turns of luck. Honda was turned down by Toyota Motor Corporation for a job after interviewing for a job as an engineer, leaving him jobless for quite some time. He started making scooters of his own at home, and spurred on by his neighbors, finally started his own business.

4. Akio Morita:

You may not have heard of Morita but you’ve undoubtedly heard of his company, Sony. Sony’s first product was a rice cooker that unfortunately didn’t cook rice so much as burn it, selling less than 100units. This first setback didn’t stop Morita and his partners as they pushed forward to create a multi-billion dollar company.

5. Bill Gates: Gates didn’t seem like a shoe-in for success after dropping out of Harvard and starting a failed first business with Microsoft co-founder Paul Allen called Traf-O-Data. While this early idea didn’t work, Gates’ later work did, creating the global empire that is Microsoft.

6. Harland David Sanders:

Perhaps better known as Colonel Sanders of Kentucky Fried Chicken fame, Sanders had a hard time selling his chicken at first. In fact, his famous secret chicken recipe was rejected 1,009times before a restaurant accepted it.

7. Walt Disney:

Today Disney rakes in billions from merchandise, movies and theme parks around the world, but Walt Disney himself had a bit of a rough start. He was fired by a newspaper editor because, “he lacked imagination and had no good ideas.” After that, Disney started a number of businesses that didn’t last too long and ended with bankruptcy and failure. He kept plugging along, however, and eventually found a recipe for success that worked. Scientists and Thinkers These people are often regarded as some of the greatest minds of our century, but they often had to face great obstacles, the ridicule of their peers and the animosity of society.

8. Albert Einstein :

Most of us take Einstein’s name as synonymous with genius, but he didn’t always show such promise. Einstein did not speak until he was four and did not read until he was seven, causing his teachers and parents to think he was mentally handicapped, slow and anti-social. Eventually, he was expelled from school and was refused admittance to the Zurich Polytechnic School. It might have taken him a bit longer, but most people would agree that he caught on pretty well in the end, winning the Nobel Prize and changing the face of modern physics.

9. Charles Darwin :

In his early years, Darwin gave up on having a medical career and was often chastised by his father for being lazy and too dreamy. Darwin himself wrote, “I was considered by all my masters and my father, a very ordinary boy, rather below the common standard of intellect.” Perhaps they judged too soon, as Darwin today is well-known for his scientific studies.

10. Robert Goddard:

Goddard today is hailed for his research and experimentation with liquid-fueled rockets, but during his lifetime his ideas were often rejected and mocked by his scientific peers who thought they were outrageous and impossible. Today rockets and space travel don’t seem far-fetched at all, due largely in part to the work of this scientist who worked against the feelings of the time.

11. Isaac Newton :

Newton was undoubtedly a genius when it came to math, but he had some failings early on. He never did particularly well in school and when put in charge of running the family farm, he failed miserably, so poorly in fact that an uncle took charge and sent him off to Cambridge where he finally blossomed into the scholar we know today.

12. Socrates:

Despite leaving no written records behind, Socrates is regarded as one of the greatest philosophers of the Classical era. Because of his new ideas, in his own time he was called “an immoral corrupter of youth” and was sentenced to death. Socrates didn’t let this stop him and kept right on, teaching up until he was forced to poison himself.

13. Robert Sternberg :

This big name in psychology received a C in his first college introductory psychology class with his teacher telling him that, “there was already a famous Sternberg in psychology and it was obvious there would not be another.” Sternberg showed him, however, graduating from Stanford with exceptional distinction in psychology, sumac laude, and Phi Beta Kappa and eventually becoming the President of the American Psychological Association. Inventors These inventors changed the face of the modern world, but not without a few failed prototypes along the way.

14. Thomas Edison :

In his early years, teachers told Edison he was “too stupid to learn anything.” Work was no better, as he was fired from his first two jobs for not being productive enough. Even as an inventor, Edison made 1,000 unsuccessful attempts at inventing the light bulb. Of course, all those unsuccessful attempts finally resulted in the design that worked.

15. Orville and Wilbur Wright :

These brothers battled depression and family illness before starting the bicycle shop that would lead them to experimenting with flight. After numerous attempts at creating flying machines, several years of hard work, and tons of failed prototypes, the brothers finally created a plane that could get airborne and stay there.

MCHAKATO WA KUANZISHA BIASHARA

noreply@blogger.com (Anonymous) — Wed, 04 Sep 2013 11:23:00 +0000

Biashara ni sawa na taasisi zingine, katika uanzishwaji wake kuna mchakato muhimu wa kufuata. Ebu zingatia hatua hizi hapa chini kama una mpango wa kuanzisha biashara yako.

1. Kupata wazo la biashara

- Wazo la biashara ni maelezo mafupi juu ya shughuli ya uzalishaji mali anayotaka kufanya mjasiriamali.

- Mjasiriamali anapaswa kufikiri juu ya biashara ya aina gani ana anaweza kufanya katika eneo husika. Je ana ujuzi au uzoefu gani juu biashara anayotaka kufanya? Rasilimali gani anatakiwa kuwa nazo ilikutekeleza wazo lake.

- Je anafahamu kwa kiasi gani soko la biashara anayotaka kufanya.

- Je atawapata wataalam wa kumsaidia katika kufanikisha wazo lake ?

- Mtaji kiasi gani unahitajika ?

2. Kujenga hoja:

Baada ya tathimini hapo juu mjasiriamali anapaswa kujenga hoja kama ifuatavyo

- Kuunda biashara kichwani

- Aweke wazo lake katika maandishi

- Atajiuliza zaidi maswali ya msingi juu ya bidhaa au huduma anazotaka kufanyia kazi.

-Uhakika wa soko ukoje, mtaji utapatikanaje, atauzaje bidhaa au huduma, sehemu ya biashara itakuwa wapi ? washindani wngapi ? ulinzi na usalama katika eneo husika ukoje ? taratibu za kisheria zikoje ? Muda gani utahitajika kufanya maandalizi ? kuweka malengo.

3. Kukadiria na kutafuta rasimali

- Eneo la biashara

- Nguvu kazi

- Mtaji

- Taratibu za kisheria

4. Maandalizi ya kuanzisha biashara

- Mjasiriamali anapanga utaratibu wa kitu gani kianze

- Kutafuta leseni ya biashara

- Kuajiri wafanyakazi

5. Kufungua biashara

- Bidhaa tayari ziko dukani au katika eneo husika

- Kuwa na daftari la orodha ya bidhaa na gharama zake.

6. Ufuatiliaji na tathimini

- Kufuatilia kama biashara inaenda kama inavyotakiwa Tathimini hutoa mwanga kitu gani kifanyike ili biashara itengeneze faida.

SALAMU ZA JUMAPILI

noreply@blogger.com (Anonymous) — Sun, 01 Sep 2013 11:19:00 +0000

TASEA inawatakia wasomaji wake jumapili njema. Ni siku muhimu sana katika maisha, siku ya kumkumbuka muumba ni siku ya kuheshimiwa. Ni siku ambayo familia kula na kunywa pamoja, kusali pamoja. Katika yote furaha ipewe kipaumbele.

TASEA family iko pamoja nanyi katika yote mema.

EXPERIENCE FINANCIAL FREEDOM

KUTAMBUA FURSA ZA BIASHARA

noreply@blogger.com (Anonymous) — Sat, 31 Aug 2013 07:19:00 +0000

Fursa ni mapengo ya mahitaji yaliyoko katika jamii yanayohitaji kuzibwa. Kwa maana ingine fursa ni hitaji, nafasi au changamoto au mazingira fulani ambayo mjasiriamali hutumia kuibua wazo la biashara. Wazo la biashara ndio chimbuko la biashara.

Mjasiriamali ana mazingira yanayomsaidia kutambua fursa ya biashara.

a) Mazingira ya ndani/Maisha binafsi

- Mjasiriamali anapaswa kuangilia maisha yake binafsi.

- Kazi alizowahi kufanya huko nyuma

- Mambo unayoyapenda kufanya mara kwa mara

b) Mazingira ya nje

- Watu wanaokuzunguka

- Maeneo unayopenda kutembelea mara kwa mara

- Mahitaji ya jamii unayoyaona

Njia zifuatazo humsaidia mtu kutambua fursa ya biashara

1. Vyombo vya habari kama magazeti, redio, TV.

2. Mitandao ya Komputa yaani Inteneti

3. Majarida

4. Maonesho ya biashara

5. Machapisho ya magari

6. Mazungumzo

7. Kusafiri sehemu moja hadi ingine

8. Mihadhara

9. Kufuatilia sera ya nchi mfano kilimo kwanza

10. Kutembelea taasisi za biashara

11. Watoa ushauri kuhusu biashara

Fursa sawa kwa wote, chukua hatua.

MAFUNZO YA TASEA 2013

noreply@blogger.com (Anonymous) — Fri, 30 Aug 2013 14:45:00 +0000

TASEA kwa 2013 iliendesha mafunzo ya ujasiriamali katika Lodge ya Stella Maris iliyopo Mailisita Hai Kilimanjaro.

Zifuatazo ni baadhi ya picha wakati wa Mafunzo.

Afisa ustawi wa jamii kutoka Mkombozi Center akifuatilia mafunzo.

Washiriki wa mafunzo wakimsikiliza mwezeshaji (hayuko pichani)

Mwezeshaji Renatus akifundisha somo la Uongozi na usimamizi wa Biashara

Mjumbe wa Bodi ya Tasea Bw. Peter Mghwira akiwa na Mratibu wa Kituo cha Mkombozi wakiwa katika mazungumzo ndani ya ukumbi wa Stella Maris Lodge- Mailisita Hai - Kilimanjaro.

Washiriki wa mafunzo wakiwa na wawezeshaji wa Mafunzo nje ya ukumbi.

MIFANO YA BIASHARA UNAZOWEZA KUANZISHA ( kwa wafanyabiashara wadogo)

noreply@blogger.com (Anonymous) — Fri, 30 Aug 2013 12:43:00 +0000

Kila mtu ana uwezo wa kuanzisha biashara ya kwake tofauti na mtu mwingine. Ifuatayo ni mifano michache ya biashara ambayo mtu anaweza kuanzisha na kujiongezea kipato.

A. WAFANYABIASHARA WA REJAREJA

1. Vibanda vya bidhaa

2. Wachuuzi wa matunda na mboga

3. Wauza mitumba

4. Maduka ya samani

5. Vituo vya mafuta

6. Maduka ya vyakula

7. Duka la matunda na mboga

8. Duka la nguo na viatu

9. vifaa vya nyumbani na shamba

10. Duka la vifaa vya umeme

11. Maduka ya mashine za shamba

12. Duka la vifaa vya kuandikia

13. Duka la madawa

14. Duka la kuoka mikate

15. Duka la bidhaa mchanganyiko

16. Duka la sare za shule

17. Duka la nyama

B. WAZALISHAJI NA WAKULIMA WADOGOWADOGO

1. Mpakiaji bia katika chupa

2. Mpakiaji soda katika chupa

3. Watengenezaji wa samani na mbao

4. Wayeyushaji wa chuma

5. Mafundi cherehani

6. Kazi za mikono( vikapu, mitingu, vyungu)

7. Wafumaji

8. Wasuka mikeka

9. Watengeneza matofali

10.Wachoraji /waweka alama

11.Wchoma mkaa

12.Wafugaji kuku wa mayai

13.Wafugaji wa kuku wa nyama

14.Wafugaji wa nguruwe

15.Wasindikaji wa maziwa na nyama

16.Wakulima wa mboga

17.Wakulima wa mazao

C. WAFANYABIASHARA WA JUMLA

1. Bidhaa za kilimo

2. Vifaa vya ujenzi

3. Wauza nafaka

4. Wauza mbao

5. Maduka ya jumla

D. WATOAJI WA HUDUMA

1. Madaktari

2. Kliniki

3. Benki

4. Mafundi magari

5. Mafundi redio

6. Mafundi umeme

7. Huduma ya kujenga na kusafisha ofisi

8. Huduma ya ulinzi

9. Shule za chekechea

10. Baa au vilabu

11. Migahawa

12. Mafundi baiskeli

13. Wanoaji visu

14. Hoteli

15. Kituo cha uhandisi

16. Makadarasi wa ujenzi

17. Mafundi bomba

18. Mawakala wa huduma za umeme

19. Taasisi ya ushauri wa biashara

20. Huduma za stationery