Banks can increase the value they get from their predictive models by changing the way they manage those models. New OCC and Basel regulations make improving model management more important than ever. Mike Gordon, senior vice president and banking practice manager for FICO, discusses how FICO Model Central enables banks to build, validate, track and deploy any number of models with complete control, in this FICO Tech Talk interview with Darcy Sullivan.

More American homeowners are choosing not to pay their mortgage, a phenomenon known as strategic default. FICO has built a predictive model that predicts whether a borrower will default on their mortgage. Andrew Jennings, FICO's chief analytics officer, shares the FICO Labs findings and the profile of a strategic defaulter in this video.

How have analytic priorities changed as a result of the economic crisis? Andrew Jennings, FICO’s chief research officer and head of FICO Labs, lays out new directions for analytics in this interview with FICO’s Darcy Sullivan. Jennings discusses the concepts of modeling decisions and predicting the impact of economic changes, and stresses the importance of the analyst / modeler, saying it’s dangerous to rely on “point and click” analytics.

Basel III regulations call for banks to adopt a counter-cyclical approach to managing risk and capital. Risk measures should reflect the effect of the next economic cycle, in order to avoid creating credit bubbles or prolonging economic recessions. This calls for a new way of marrying credit scores and economic data, as FICO’s David Molyneaux explains to Darcy Sullivan in this FICO Tech Talk.

How have analytic innovations changed financial services? FICO innovation in credit scoring, credit management and fraud detection have changed the way credit is managed. FICO’s Darcy Sullivan interviews Dr. Andrew Jennings, senior vice president for Research and head of FICO labs, in this FICO Tech Talk.

Colin Murray, Software Solutions Executive at IBM, discusses how the FICO-IBM partnership helps banks make better business decisions by using customer data more intelligently.  The integrated risk infrastructure of IBM’s Banking Industry Framework combined with robust analytic tools such as FICO’s customer life cycle applications, enables banks to improve their financial performance by managing risk better across the enterprise.

Learn how the TSYS and FICO partnership provides card issuers with innovative solutions for credit risk and fraud management.

The TSYS - FICO partnership has provided card issuers with cutting-edge portfolio management solutions for more than 20 years.  In this video, Matt Jardina, Group Executive for Value Added Services at TSYS, and Doug Clare, Vice President of Product Management at FICO, discuss how the 2 companies integrate solutions and services to help issuers throughout the world increase profitability and compete more effectively.

Learn how Adeptra and FICO provide automated, analytics-driven credit risk management functions via multi-channel digital communications.