TheAdvice.com | Personal Finance

Borrowing Advice Money Saving Strategies for 2012

Borrowing Advice | BorrowingAdvice.com » Featured Article — Wed, 23 May 2012 23:14:57 +0000

While achieving your financial goals won’t always correspond to precise dates on a calendar, it’s common to use the beginning of each new year as an opportunity to plan major actions relating to your finances and your budget. One big financial step that many people will be taking in 2012 is borrowing money. You might be considering borrowing money in 2012 for any number of reasons; perhaps to purchase a new home (or refinance your mortgage), to buy a new car, for significant home improvement expenses or perhaps to finance or expand your businesses. Below are some borrowing advice strategies...

How to Compare Credit Cards to Find the Best One for You

Credit Card Advice | CreditCardAdvice.com » Featured Article — Wed, 23 May 2012 23:14:56 +0000

Generally speaking, it pays to comparison shop. Credit cards are no exception to this rule. Some cards offer lower interest rates and better perks than others. And different cards are created with different types of cardholders in mind. With all of the different cards out there, finding the right one for you can be tricky. Without knowing what to look for, and how to compare the various offerings, the number of choices can seem overwhelming. With all of the different cards out there, finding the right one for you can be tricky. Without knowing what to look for, and...

Common Investing Mistakes

Investing Advice | InvestingAdvice.com » Featured Article — Wed, 23 May 2012 22:34:33 +0000

No one is planning on working forever. Some sort of investment, whether it is a retirement fund, real estate or other vehicle, needs to be looked at to finance your life after you retire from the world of work. But, be careful. When investing, many novices fall into traps and lose their money. Here is some advice on how to avoid making investment mistakes. Investing is not the hardest thing in the world, but it does take time and research. Unless you understand what you are investing in, you may want to hold off until you are better informed.

The first...

Advice on Getting Your Retirement Plan Back on Track in 2012

Retirement Advice | RetirementAdvice.com » Featured Article — Wed, 23 May 2012 22:34:26 +0000

During the stock market turmoil of the past few years, some individuals were reluctant to continue with their retirement investing. The thinking was that because the stock market is so volatile and risky (the downturns of 2008 and 2009 are still fresh in many people’s memories), it might be preferable not to invest at all. But successful retirement planning relies upon consistent contributions over time. Not saving for retirement at all will certainly lead to problems later. For some people, the recent downturns mean that their retirement account balances are still lower than they were before the significant market declines...

Advice on How to Shop for Life Insurance Online

Insurance Advice | InsuranceAdvice.com » Featured Article — Wed, 23 May 2012 22:34:25 +0000

Online shopping has become the preferred method for many people looking to buy different kinds of products and services. It’s difficult to deny, for example, the effect that the Internet has had on the purchasing habits of consumers of books and music. But you can also shop for plenty of other products and services online. Perhaps surprisingly, life insurance is one of the things that you can now shop for online. But like buying just about anything else, you need to make sure that you sufficiently educate yourself about the buying process, and what you need to look for. Here is...

Advice on How to Shop for Life Insurance Online

Insurance Advice | InsuranceAdvice.com » Featured Article — Sat, 04 Feb 2012 18:45:58 +0000

Advice on Getting Your Retirement Plan Back on Track in 2012

Retirement Advice | RetirementAdvice.com » Featured Article — Fri, 20 Jan 2012 17:41:27 +0000

Is it Possible to Have Too Much Insurance?

Insurance Advice | InsuranceAdvice.com » Featured Article — Fri, 20 Jan 2012 17:41:26 +0000

Having adequate insurance coverage for your life, health, home, and automobile is a sound part of any individual’s overall financial planning. But this insurance coverage isn’t free, of course. You pay premiums for each type of coverage you have, and you pay higher premiums in order to get more coverage. At a certain point – especially if you have a change in your life or your family situation – you might find yourself paying premiums for coverage that is excessive, or no longer necessary. There are a number of different circumstances where it may be appropriate for you...

Common Investing Mistakes

Investing Advice | InvestingAdvice.com » Featured Article — Fri, 20 Jan 2012 17:41:25 +0000

The first...

Banking Advice on How to Jump Start Your Savings in 2012

Banking Advice | BankingAdvice.com » Featured Article — Fri, 20 Jan 2012 17:41:23 +0000

If you’re like most people, there’s a good chance you’ll use the start of the new year as an opportunity to turn over a new leaf with respect to some important aspect of your life. Along with losing weight or getting back into shape, many people have the goals of spending less and saving more. But like those other New Year’s resolutions, building up your savings is sometimes easier said than done. Simply wanting to save more is a start, but you’ll need more than good intentions in order to reach your goals. Here is some advice and ideas on...