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		<title>7 Reasons To Trade The FOREX Market</title>
		<link>http://moneyptc.info/7-reasons-to-trade-the-forex-market.html</link>
		<comments>http://moneyptc.info/7-reasons-to-trade-the-forex-market.html#comments</comments>
		<pubDate>Mon, 05 Dec 2011 12:08:28 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
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		<guid isPermaLink="false">http://moneyptc.info/?p=379</guid>
		<description><![CDATA[More and more savvy investor and entrepreneurs are shunning traditional financial markets, like stocks, bonds and commodities and building their fortunes in the foreign exchange (forex) marketplace. The reason why they are turning to the all electronic world of Forex trading is its numerous advantages over any type of investments. Even if you are an [...]<p><a href="http://moneyptc.info/7-reasons-to-trade-the-forex-market.html">7 Reasons To Trade The FOREX Market</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>More and more savvy investor and entrepreneurs are shunning traditional financial markets, like stocks, bonds and commodities and building their fortunes in the foreign exchange (forex) marketplace.<br />
The reason why they are turning to the all electronic world of Forex trading is its numerous advantages over any type of investments.<br />
Even if you are an experienced Stocks or Commodities trader you will discover how powerful the Forex is.<br />
You can make $200 to $3000 in less than 30 minutes of work everyday.<br />
Forex Trading is much less risky than trading currencies on the futures market, much more profitable, and a lot easier, than trading stocks.<br />
Why should you trade the forex market?<br />
Here are the reason why&#8230;</p>
<p>1) The forex market is open 24 hours, it never sleeps.<br />
You can enter a position, or exit whenever you want, whenever you are six days a week. You do not need to wait for the opening bell like if you was trading stocks. it is excellent for you as you choose the best time for you to trade.</p>
<p>2) The daily trading volume of the Forex is around $1.5 trillion dollars<br />
It is 30 times larger than the combined volume of all U.S. equity markets. This means that 1,498,574 skilled traders could each take 1 million dollars out of the FOREX market every day and the FOREX would still have more money left than the New York Stock would have daily!</p>
<p>3) You profit in both raising market or falling market.<br />
You have equal potential to profit in both a rising or falling market, because it&#8217; s up to you to buy a currency, or to sell it, after you determined the market trend tendency.</p>
<p>4) You can trade from anywhere.<br />
If you like to travel, this is a dream business, you just take your lap top with you and that&#8217; s it, you can make money from anywhere in the world, all that you need is to be sure that you can access an Internet Connection.</p>
<p>5) The leverage is considerable.<br />
In fact, you don&#8217; t need a lot of money to trade forex, it is recommended to start with $2000, but you can start with $300, then if you have a proved strategy, your investment will grow consequently, as you can trade up to 200 times your investment. You can trade 100,000- unit currency lots with as little as 1% margin, or $1,000. there is no comparison with the stock market where you need a big amount of money to start, if you want to see real profits. And beside that, you need to post  50% margin.</p>
<p>6) Price Movements Are Highly Predictable.<br />
Price movement or highly volatile in the forex, however, the foreign currencies market is moving in trends, and you can identify these trends &#8211; as they repeat in cycle- with the technical analysis.</p>
<p>7) No commission fees.<br />
Unlike the stock market, brokers don&#8217; t take commission on transaction.</p>
<p>To trade forex, you don&#8217; t need to have a lot of money to start; you can trade at any time, from anywhere, with a Internet connection, you will not have an order pending because of lack of liquidity, you will not have to work all during the day.</p>
<p>The forex market has many advantages over the other traditional investments, and for sure, it will give you more freedom, and more money.</p>
<p><a href="http://moneyptc.info/7-reasons-to-trade-the-forex-market.html">7 Reasons To Trade The FOREX Market</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>5 Benefits of Student loan consolidation</title>
		<link>http://moneyptc.info/5-benefits-of-student-loan-consolidation.html</link>
		<comments>http://moneyptc.info/5-benefits-of-student-loan-consolidation.html#comments</comments>
		<pubDate>Sun, 20 Nov 2011 12:07:16 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[college student loan]]></category>
		<category><![CDATA[consolidate student loan]]></category>
		<category><![CDATA[federal student loans]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[student loans]]></category>

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		<description><![CDATA[Are you sick of paying interest on your monthly student loans with no end in sight? Afraid of cash-flow problems that may prevent you from paying your student loans on time? I know I was and there is a solution to this problem. It is called student loan consolidation. What is Student Loan Consolidation? Student [...]<p><a href="http://moneyptc.info/5-benefits-of-student-loan-consolidation.html">5 Benefits of Student loan consolidation</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Are you sick of paying interest on your monthly student loans with no end in sight? Afraid of cash-flow problems that may prevent you from paying your student loans on time? I know I was and there is a solution to this problem. It is called student loan consolidation.</p>
<p>What is Student Loan Consolidation?</p>
<p>Student loan consolidation simply means consolidating all your student loans into a single loan with a monthly payment plan. Effectively, all your previous student loans are written off and a new student loan is created which you have to pay off monthly.</p>
<p>Benefits of Student Loan Consolidation</p>
<p>Here are some of the benefits of student loan consolidation</p>
<p>1. Lower monthly payments</p>
<p>By consolidating all your student loans into one loan, you only need to pay off one loan monthly instead of several student loans monthly. Thus, your monthly payment is lower</p>
<p>2. Pay only one loan monthly instead of several student loans monthly</p>
<p>It is a lot easier if you have to manage only one student loan instead of several student loans with different payment deadlines. Also, sometimes with many student loans, you may ended up forgetting to pay one student loan.</p>
<p>3. Low, fixed interest rate</p>
<p>By consolidating your student loans, you will be able to take advantages of low, fixed interest rates. Currently, by law, student loan consolidation rates cannot exceed 8.25%. Furthermore, national interest rates are at a 40-year low therefore this is a good time to get one.</p>
<p>4. No credit card check or processing fees</p>
<p>No credit card check is required during the application of a student loan consolidation. The payment plans and terms are usually quite flexible in that they can customize it according to your financial standing.</p>
<p>5. Make monthly student loan payment electronically</p>
<p>While it is not necessary to make payment electronically, most lenders will knock 0.25% off your student loan rates if you make payment electronically. Also, using direct debit from your bank account will prevent you from forgetting to make a payment.</p>
<p>Sometimes it can get quite confusing as to the qualification of applying for a student loan consolidation. The official stand from the government is that students who are still in their grace period or who are still studying in school may qualify for government student loan consolidation</p>
<p>The government student loan consolidation nowadays are quite competitive compared to private sector, therefore I would recommend going for a government student loan consolidation. With so many benefits of getting a student loan consolidation, it is quite obvious to save money in the long run is to get one.</p>
<p><a href="http://moneyptc.info/5-benefits-of-student-loan-consolidation.html">5 Benefits of Student loan consolidation</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>5 Reasons Why You Should Eliminate Credit Card Debt</title>
		<link>http://moneyptc.info/5-reasons-why-you-should-eliminate-credit-card-debt.html</link>
		<comments>http://moneyptc.info/5-reasons-why-you-should-eliminate-credit-card-debt.html#comments</comments>
		<pubDate>Thu, 20 Oct 2011 12:06:06 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[eliminate credit card debt]]></category>

		<guid isPermaLink="false">http://moneyptc.info/?p=375</guid>
		<description><![CDATA[1. Credit card companies can change almost all of the terms of the credit card by giving just 15 days notice. We get used to credit card companies adjusting their lending rate by 1/4% as interest rates fluctuate but did you know they can alter any of the terms for any reason. For example they [...]<p><a href="http://moneyptc.info/5-reasons-why-you-should-eliminate-credit-card-debt.html">5 Reasons Why You Should Eliminate Credit Card Debt</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>1. Credit card companies can change almost all of the terms of the credit card by giving just 15 days notice.</p>
<p>We get used to credit card companies adjusting their lending rate by 1/4% as interest rates fluctuate but did you know they can alter any of the terms for any reason. For example they can increase the late payment fee and they can increase the interest rate without the need to justify it. If you are late or miss just one payment the low rate you are currently being charged can double or even treble almost overnight.</p>
<p>2. Credit card companies can increase the cost of a purchase months after you bought it.</p>
<p>If you purchased a widescreen plasma TV 3 months ago, using a card which at the time was costing 9.9% apr, and you are late with just one payment, the credit card company can charge you a late payment fee, say $40, and increase the interest rate to 29.9% apr, or even more, and there is nothing you can do about it.</p>
<p>They can, in effect, increase the cost of your TV months, or possibly even years after you purchased it. The TV retailer wouldn&#8217;t be allowed to do this but your credit card company can.</p>
<p>3. Discount offers are only good if you keep up all your payments.</p>
<p>Interest free balance transfers and initial periods can dissapear for any minor omission. Failure to keep to all the terms of a card will result in special terms being withdrawn and possible penalty interest being applied. If you have interest free purchases and balance transfers make sure you keep up the payments.</p>
<p>4. It&#8217;s not just your card payments you have to keep up.</p>
<p>If you miss a payment on your mortgage, or your car or any other financial payment, your credit card companies can re-assess your credit score and increase your interest rate accordingly.</p>
<p>If you therefore miss a loan payment on your boat or car, but still pay the payments due on your cards, you can find that your credit card interest charges jump to 2 or 3 times the original rate.</p>
<p>5. Credit card companies are today making record profits from you.</p>
<p>If you don&#8217;t pay your cards in full each month credit card companies make the majority of their profits from you and a substantial portion of that is in the additional charges they levy.</p>
<p>It makes little or no sense to keep money in the bank earning 5% maximum and pay 29.9% or 19.9% or even 9.9% on your cards. Pay off the card and use the card for emergencies rather than the savings. Without the card payments you will be able to rapidly replace the savings.</p>
<p>Without your knowing credit card companies can hold you hostage at the very time you may really need financial assistance. Don&#8217;t allow credit card companies the continuing opportunity to make record profits at your expense, and at the same time the opportunity to benefit from any misfortune.</p>
<p>If you can pay the balance off withing 3 to 6 months do so otherwise consider some form of consolidation loan to remove the noose credit card companies have around your neck.</p>
<p><a href="http://moneyptc.info/5-reasons-why-you-should-eliminate-credit-card-debt.html">5 Reasons Why You Should Eliminate Credit Card Debt</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>10 Good Reasons why YOU should jump into Trading FOREX</title>
		<link>http://moneyptc.info/10-good-reasons-why-you-should-jump-into-trading-forex.html</link>
		<comments>http://moneyptc.info/10-good-reasons-why-you-should-jump-into-trading-forex.html#comments</comments>
		<pubDate>Thu, 15 Sep 2011 12:05:05 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Currency Trading]]></category>
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		<guid isPermaLink="false">http://moneyptc.info/?p=373</guid>
		<description><![CDATA[Foreign Exchange Market is a market where traders buy and sell currencies with the hope of making a profit when the values of the currencies change in their favor. People are making vast amounts of money from Forex trading. The Forex Market has a big potential for everyone, ranging from large corporate firms to ordinary, [...]<p><a href="http://moneyptc.info/10-good-reasons-why-you-should-jump-into-trading-forex.html">10 Good Reasons why YOU should jump into Trading FOREX</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Foreign Exchange Market is a market where traders buy and sell currencies with the hope of making a profit when the values of the currencies change in their favor. People are making vast amounts of money from Forex trading. The Forex Market has a big potential for everyone, ranging from large corporate firms to ordinary, everyday people like you and me.</p>
<p>It is a very exciting trade with a huge money-making potential. Just imagine yourself sitting comfortably in your pajamas at your computer… you turn on the internet and make a few quick transactions and by the time that you get up to get a cup of coffee, you are several hundred dollars rich! Would you like that? I would!!</p>
<p>I can hear you say, “Wait a minute!!  This sounds just like another one of those confusing markets like stocks, options or traditional futures, so what makes this market any different?”</p>
<p>Aaah! Good question! So, in answer to your question, here are 10 good (if not great) reasons to enter the Forex Trade:</p>
<p>1. First and foremost, Forex trading allows for small investments. You do not have to be able to invest thousands of dollars to get started with this trade. You can start trading Forex with as little as $300 to $350 and could be well on your way to earning more than that on your first day.</p>
<p>2. The Forex markets are always open! You are able to trade anytime and from anywhere in the world. No waiting for the stock exchange to open. The market is ongoing, with generally only minor breaks on the weekends.</p>
<p>3. The funds that you invest are liquid; you can cash them anytime you want. No waiting for days to get your stocks converted into hard cash.</p>
<p>4. The value of the Forex Trading market is COLOSSAL: it is 30 times larger than all of the US equity markets combined. It is the largest market in the world with daily reported volume of 1.5 to 2.0 trillion dollars. This massive value makes it a lucrative and desirable trade to invest in.</p>
<p>5. It is a highly stable trade and offers greater strength over other markets. Countries and people are ALWAYS going to need currency. Although the value of different currencies goes up and down, the fluctuations are not as dramatic as stock prices and generally follow a predictable trend.</p>
<p>6. You do not have to worry about commissions, exchange fees nor any hidden charges when you trade Forex.  Forex brokers make only a small percentage of the bid and there are very respectable and free brokers available as well. Is that not wonderful for you?</p>
<p>7. You make profits no matter which way the currency is going. You will not worry about a falling currency value if you know what to do with it and make good gains.</p>
<p>8. Forex is a very transparent market. Unlike equity markets, where analysts have an unfair advantage over the layman because of their insider knowledge, the relevant information for Forex is equally available to every one through international news. Therefore, all Forex traders are in a position to make pertinent decisions according to the current market situations.</p>
<p>9. Forex market is extremely quick! It takes not more than 1 to 2 seconds to complete your transactions because it is all done electronically, online and in Real Time.</p>
<p>10. The final good news is that you do not need any formal education, licensing, diploma or degree to trade Forex. All you need is the know-how of how it works, trading strategies and some tips and techniques and you can be on your way to earn big profits.</p>
<p>Forex trading online may be the fastest path to financial freedom and an end to all your financial worries. It truly is an excellent, if not THE best home business opportunity for ordinary people.<br />
You owe it to yourself to give it a try!!!<br />
Prosperity and happiness to all!</p>
<p>***********************************************</p>
<p><a href="http://moneyptc.info/10-good-reasons-why-you-should-jump-into-trading-forex.html">10 Good Reasons why YOU should jump into Trading FOREX</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>A Comprehensive Forex Broker Register</title>
		<link>http://moneyptc.info/a-comprehensive-forex-broker-register.html</link>
		<comments>http://moneyptc.info/a-comprehensive-forex-broker-register.html#comments</comments>
		<pubDate>Sat, 20 Aug 2011 12:04:11 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Currency Trading]]></category>
		<category><![CDATA[forex brokers]]></category>
		<category><![CDATA[Forex Market Makers]]></category>
		<category><![CDATA[forex trading]]></category>
		<category><![CDATA[online forex brokers]]></category>

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		<description><![CDATA[A comprehensive forex broker list includes investment banks with dealing rooms, commercial banks with treasury operations, and online brokerages that serve a larger market. The investment banks with forex trading capabilities include Morgan Stanley, Merrill Lynch, Goldman Sachs, Salomon Smith Barney, Lehman Brothers, Credit Suisse First Boston, Deutsche Bank, JP Morgan, Prudential Securities and Bear [...]<p><a href="http://moneyptc.info/a-comprehensive-forex-broker-register.html">A Comprehensive Forex Broker Register</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>A comprehensive forex broker list includes investment banks with dealing rooms, commercial banks with treasury operations, and online brokerages that serve a larger market. The investment banks with forex trading capabilities include Morgan Stanley, Merrill Lynch, Goldman Sachs, Salomon Smith Barney, Lehman Brothers, Credit Suisse First Boston, Deutsche Bank, JP Morgan, Prudential Securities and Bear Sterns.</p>
<p>Some of the brokerage services are not directly accessible for all customers. For example, inter-bank market dealers and treasury operations in commercial banks handle large customer orders themselves.</p>
<p>The top commercial banks in the Forex Broker List, having inter-bank and treasury operations, are JP Morgan Chase Bank, Bank of America, CitiBank, Wachovia Bank, Wells Fargo Bank, Fleet Bank, US Bank, HSBC Bank, Sun Trust Bank, Bank of New York, State Street, Chase Manhattan Bank, Key Bank, Branch Bank, PNC Bank, Lasalle Bank, South Trust Bank, MBNA America Bank, Fifth Third Bank.</p>
<p>The online forex broker list of smaller forex accounts sees new entrants almost on a daily basis.</p>
<p>The online forex broker list includes Forex Capital Markets, MG Financial Group, CMS Forex, Global Forex Trading, GCI Forex Direct, Forex.com, GAIN Capital, Real time Forex SA (Geneva), Global Forex, Commerce Bank and Trust, FX Solutions, Forex MHV, swissDirekt (Swiss), Goetz Financial Forex, NY Broker Borsentermin AG, Act Forex, Online Trader, Shield FX Online Currency Trading, Forex Trade Signals, CMC Group PLC, Foreign Currency Direct Limited (UK), FX Advantage, FXCM, Forex Millenium, ACM REFCO, REFCO Spot, Easy Forex, Online Forex Trading Inc., Lincoln Corporation, Global Trade Waves, Ltd., and CIBC FX Web Dealing.</p>
<p><a href="http://moneyptc.info/a-comprehensive-forex-broker-register.html">A Comprehensive Forex Broker Register</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>5 Bankruptcy Questions To Ask Your Attorney Before Filing</title>
		<link>http://moneyptc.info/5-bankruptcy-questions-to-ask-your-attorney-before-filing.html</link>
		<comments>http://moneyptc.info/5-bankruptcy-questions-to-ask-your-attorney-before-filing.html#comments</comments>
		<pubDate>Wed, 20 Jul 2011 12:03:00 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>

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		<description><![CDATA[If you think that being bankrupt is the worst thing that could happen to you than think again! Yes you are right…Worst is yet to come, but of course you can control and eliminate that worst scenario by simply making correct decisions! Hiring a wrong attorney for filing your bankruptcy can be like a nightmare [...]<p><a href="http://moneyptc.info/5-bankruptcy-questions-to-ask-your-attorney-before-filing.html">5 Bankruptcy Questions To Ask Your Attorney Before Filing</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>If you think that being bankrupt is the worst thing that could happen to you than think again! Yes you are right…Worst is yet to come, but of course you can control and eliminate that worst scenario by simply making correct decisions! Hiring a wrong attorney for filing your bankruptcy can be like a nightmare coming true!</p>
<p>So it is better that before hiring you do some research and make sure that you find an attorney who could really show you way attorney who could really show you way out from the bankruptcy mess!</p>
<p>Facts about selecting the Attorneys:</p>
<p>As most of the attorneys are usually overworked, they aren&#8217;t able to give ear to full details of your case. You may feel that your attorney isn&#8217;t pursuing your case the way you want him to pursue and ultimately you will feel irritated.</p>
<p>Many of the attorneys aren&#8217;t qualified enough to lead your bankruptcy case. So such attorneys don&#8217;t fulfill your expectations. Certificates are important indicators to judge whether the attorney is qualified enough or not.</p>
<p>Asking from friends won&#8217;t take you to any good lawyer, unless your friend has gone through filing for bankruptcy but it may be useful to take advice from legal professionals.</p>
<p>You can even go to a bankruptcy court and observe the attorneys there. Maybe during your observation, you will find some attorneys who are good enough for you.<br />
Once you find the attorney, you can satisfy yourself completely by asking him the right questions. A short conversation can tell you a lot about the attorney you have chosen. You can ask him about his expertise and his working and consultation hours. After conversation, you can evaluate the attorney to see if that attorney is really right for you or not!</p>
<p>Once you select the attorney, you must discuss with him what type of bankruptcy should you file? There are eight different types for filing bankruptcy. You attorney can best point out which type suits you for filing bankruptcy.</p>
<p>Secondly, you need to ask him how you can file for bankruptcy. You have to file for your bankruptcy in the state where you are living. The Attorney can prepare the necessary paperwork that would be needed to present to the courts.</p>
<p>Thirdly, you must know the fees that are involved in the filing for bankruptcy. The total fees will comprise of the attorney&#8217;s fees plus the court fees that you need to submit to file for your bankruptcy.</p>
<p>Fourth, you must know where you should file your bankruptcy claim. You need to consult your attorney on how to get there and what documentation is required.<br />
Finally you must know the after effects of filing for bankruptcy. As soon as you file for bankruptcy, creditors will receive notification from the courts and will not be allowed to contact debtor for payments. A hearing in court will be set. The case will proceed depending on type of bankruptcy filed.</p>
<p>Remember that this is your fight, so you have to be really involved in it and follow the case. You just cannot leave everything on the attorney!</p>
<p><a href="http://moneyptc.info/5-bankruptcy-questions-to-ask-your-attorney-before-filing.html">5 Bankruptcy Questions To Ask Your Attorney Before Filing</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>A Cheap Strategy to Play Microsoft</title>
		<link>http://moneyptc.info/a-cheap-strategy-to-play-microsoft.html</link>
		<comments>http://moneyptc.info/a-cheap-strategy-to-play-microsoft.html#comments</comments>
		<pubDate>Sun, 03 Jul 2011 02:43:19 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[george leong]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[options]]></category>
		<category><![CDATA[small cap stocks]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[technical analysis]]></category>
		<category><![CDATA[trading]]></category>

		<guid isPermaLink="false">http://moneyptc.info/?p=365</guid>
		<description><![CDATA[Bill Gates is super rich but his once high-flying software company has been in the doldrums since mid-2002 after falling from the $35 level. The problem with Microsoft (MSFT) has been its failure to grow both its revenues and earnings at the superlative rates the company once enjoyed. Any company the size of Microsoft, with [...]<p><a href="http://moneyptc.info/a-cheap-strategy-to-play-microsoft.html">A Cheap Strategy to Play Microsoft</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Bill Gates is super rich but his once high-flying software company has been in the doldrums since mid-2002 after falling from the $35 level. The problem with Microsoft (MSFT) has been its failure to grow both its revenues and earnings at the superlative rates the company once enjoyed.</p>
<p>Any company the size of Microsoft, with a market-cap of $242 billion, will find growth an issue because of its size. But this is not to say the stock is dead. Far from it, Microsoft remains a viable long-term software company and is cash rich with $34 billion or $3.28 per share in cash. This gives the stock plenty of financial flexibility to develop or buy growth technologies. Microsoft just announced it would spend $1.1 billion in R&amp;D at its MSN Internet unit in the FY07. And according to the Wall Street Journal, Microsoft is exploring the possibility of taking a stake in Internet media company Yahoo (YHOO) to take on Internet advertising behemoth Google (GOOG).</p>
<p>But with an estimated five-year earnings growth rate of a pitiful 12%, the company has its work cut out for it. Trading at 16.30x its estimated FY07 EPS of $1.44, the stock is not expensive but appears to be priced not as a growth stock.</p>
<p>Its PEG on the surface of 1.51 is not cheap, but if you discount in the cash of $3.28 per share, the estimated PEG falls to around 1,0, a decent valuation. Also, if Microsoft can improve on its estimated 12% growth rate, the PEG would decline further.</p>
<p>The fact is Microsoft at the current price deserves a look. If you want to play the stock but don’t want to shell out the $2,347 for a 100-share block, you may want to take a look at the long-term options, also known as LEAPS. For instance, the in-the-money January 2008 $22.50 Microsoft Call LEAPS not set to expire until January 18, 2008 currently costs $380 a contract (100 shares).</p>
<p>This means you risk a total of $380 for the chance to participate in the potential upside of 100 shares of Microsoft over the next 20 months. The breakeven price is $26.30. If Microsoft breaks $26.30, you would begin to make money on your LEAPS. Conversely, if Microsoft fails to do anything, your maximum risk is $380 on the initial option play.</p>
<p>Warning: The aforementioned example is for illustrative purposes only and not to be construed as an actual option strategy. Due to the higher risk inherent in options, I recommend you speak with an investment professional before deciding to employ any strategy involving options.</p>
<p><a href="http://moneyptc.info/a-cheap-strategy-to-play-microsoft.html">A Cheap Strategy to Play Microsoft</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>3 Surefire Ways To Sell Your Homes On Steroids, While Other Investors Can’t Give Away Their Homes</title>
		<link>http://moneyptc.info/3-surefire-ways-to-sell-your-homes-on-steroids-while-other-investors-cant-give-away-their-homes.html</link>
		<comments>http://moneyptc.info/3-surefire-ways-to-sell-your-homes-on-steroids-while-other-investors-cant-give-away-their-homes.html#comments</comments>
		<pubDate>Fri, 01 Jul 2011 02:41:27 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[fl]]></category>
		<category><![CDATA[fl real estate. real estate investing]]></category>
		<category><![CDATA[flipping]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mike perl]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate club]]></category>
		<category><![CDATA[real estate investing guide]]></category>
		<category><![CDATA[rehab]]></category>
		<category><![CDATA[tcreia]]></category>

		<guid isPermaLink="false">http://moneyptc.info/?p=363</guid>
		<description><![CDATA[So you need to sell your home? This article is exactly what you need to do, to sell your home or create a bunch of leads of individuals, who are HOT prospects to buy your home. Before, I share my 3 steroid ideas on selling your homes; you need to take a few simple steps&#8230; [...]<p><a href="http://moneyptc.info/3-surefire-ways-to-sell-your-homes-on-steroids-while-other-investors-cant-give-away-their-homes.html">3 Surefire Ways To Sell Your Homes On Steroids, While Other Investors Can&#8217;t Give Away Their Homes</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>So you need to sell your home?</p>
<p>This article is exactly what you need to do, to sell your home or create a bunch of leads of individuals, who are HOT prospects to buy your home.</p>
<p>Before, I share my 3 steroid ideas on selling your homes; you need to take a few simple steps&#8230;</p>
<p>PREPARATION</p>
<p>1. You need to locate and interview an aggressive Mortgage Broker, very knowledgeable, with a GREAT TRACK RECORD of closing deals, especially difficult ones.</p>
<p>I cannot stress enough the importance, of having a great broker on your power team. I own and run, the R.E.I.A. (real estate investor club / www.tcreia.com) in my area, so whenever I hear a member, say they got a difficult deal closed, I always make sure to inquire for an introduction, because this might be the broker who can get most of my deals funded.</p>
<p>Remember, you can sell a home ten times, if you can&#8217;t get the buyer funded by a mortgage company&#8230;who cares, your wasting your time.</p>
<p>2. You should make some effort in fixing the home up; even if it&#8217;s a hunker, I&#8217;d still get the lawn cut and maybe throw a coat of paint on the property. You&#8217;d be amazed at the improvement to even an ugly property, with a simple coat of paint on the front of the property.</p>
<p>3. Go to your local community financing office or local grant and home buyer bond office. For example in my area (South Florida and Palm Beach County), both counties run a FREE class for your buyers on becoming a first time home buyer and when they take the class, they then get a voucher from the county, giving them $10,000.00 toward the purchase of their first home. The best part is sometimes the loans are even forgiven, when certain criteria are met by the new homeowner.</p>
<p>LET&#8217;S DO SOME MARKETING ON STEROIDS</p>
<p>Let&#8217;s be frank, your going to have to be more aggressive, smarter and persistent than 99% of all your homes neighbors.</p>
<p>There&#8217;s no magic pill, but this has been working for both my students and me, for the last year, and we&#8217;re always testing and fine-tuning the system.</p>
<p>And I can tell you, that while every other investor, is sitting with their heads in their butts, my students and I are able to sell all of our properties, during one of the worst RE slowdowns in history, and this is in South Florida, one of the most depressed markets in the Country,</p>
<p>1. Buyer First System</p>
<p>Basically you create your own buyers. The best example would be converting a lifetime renter into the American Dream a homeowner. Just so happens, that while becoming the American Dream, they also end up buying your home.</p>
<p>Very simply, create a flyer or postcard, and market to communities of people who would be a great prospect to buy your home.</p>
<p>Who doesn&#8217;t want to be a homeowner in America? Nobody, that&#8217;s a stupid question, everyone wants to be a homeowner, and it&#8217;s bred into us as kids.</p>
<p>The real key is you must understand, that these individuals renting, most are under the impression they CAN&#8217;T get a mortgage. They might have tried in the past, and we&#8217;re shutdown and embarrassed, only to believe they would live the rest of their lives as a RENTER.</p>
<p>These are the best leads you can focus on, because it&#8217;s not a matter of IF they&#8217;ll buy your home, they will, the key is can you get them funded or is it the right house for them, financially affordable.</p>
<p>I must also share with you, this strategy will take some of your time and initiative, because their is hand holding involved, mortgage brokers, and helping them get any government help in First time homebuyer money.</p>
<p>2. Fish in some one else&#8217;s pond!</p>
<p>Go where the most prospects are for your home. I&#8217;ll give you some examples, you need to go where the most and the best prospects are to buy your home, assuming it&#8217;s a good deal (priced right, and there&#8217;s still built-in equity for your buyer).</p>
<p>If you have any contacts or a friend of a friend, now is the time for using it and your expectations are for these contacts to open doors for you, to their sphere of influence.</p>
<p>For Example, one of my students, Courtney, leveraged a contact he had, his cousin (she was a middle school teacher), and she introduced him into the schools, where it just happened that the schools are in the same area, that he was selling a great starter home.</p>
<p>He sold the home that he needed to the most, but then, once word spread of what he was able to do, the rest of the teachers came out of everywhere, wanting him to help them. He&#8217;s since helping the 1st teacher, sold another 5 homes, to 5 different teachers, earning him over $30,000.00 for this simple, leveraged relationship.</p>
<p>So what ponds can you fish in, with your marketing? Think about whom you know (friends, family members, and associates)?</p>
<p>BEST: Teachers, Cops, Firefighters, Government Employees, Bus Drivers, Department of Transportation. (These careers are loved by lenders, they mostly have good credit, and their income is basically guaranteed and very stable.)</p>
<p>GOOD: Large local employers: Supermarkets, Local telephone company (Bell South), Home Depot, Wal-Mart, etc.</p>
<p>3. Use the Internet&#8230;</p>
<p>You should definitely have an individual website for your property.</p>
<p>You can get a simple site built for under $100.00.</p>
<p>ü Use www.elance.com or www.rentacoder.com : Two great sites, for getting your site created, they are both similar to EBay. You post an auction about your project (your home website), and then companies bid on your job, and you get to see samples of their work and read all their feedback, after you decided who wins your job, you choose a winner. Oh by the way, both of these services cost you nothing, their completely FREE. ü Take some pictures with a digital camera of your home and you&#8217;ll end up emailing them to the site designer, to post on your site. (good example, is www.735airoso.com) ü Treat this as an online, digital brochure, basically being able to do whatever you can conceive. ü You can take a video of the home, with you walking through the home and then have it placed on your site. If you&#8217;re intimidated by video, like I was at first, don&#8217;t be, because your web site designer can do it for you, very easily.</p>
<p>Now, when ever you talk to someone on the phone or in person, they can quickly look at your property, on the web. This will be the best $100.00 you&#8217;ll ever spend on marketing of your home.</p>
<p>4. BONUS: Promote and hold your own, &#8220;First Time Homebuyer Seminar&#8221;.</p>
<p>Before you say anything, I don&#8217;t expect you to be Tony Robbins, if you can get 10 to 15 people in a room, your going to be successful.</p>
<p>We shared this strategy with my mentoring students, and it&#8217;s been working excellent for them, from the results I&#8217;ve been receiving back from my future millionaires. In fact, one of my students from Miami, Alex, has been executing this strategy like gangbusters.</p>
<p>Before writing this article, I received permission from Alex to share some of his feedback with you, on the Homebuyer seminars that have been very successful for him.</p>
<p>He&#8217;s now doing 1 a month, every month. Also, since he&#8217;s has a few successfully under his belt, he&#8217;s now selling sponsorship space to his seminars, to Mortgage brokers, credit repair companies, and he&#8217;s even worked out a joint venture with two different realtors, whom pay him for every property they sell to one of his prospects.</p>
<p>If you&#8217;re curious how he&#8217;s filling the room, all he&#8217;s doing is as follows&#8230;</p>
<p>-Flyers in Parking lots, I.E. Wal-Mart, Publix Supermarkets, and local churches.</p>
<p>-Free Advertising on www.craigslist.com</p>
<p>-He uses bandit style signs on the side of the road, 18 x 24, corrugated plastic signs.</p>
<p>-He&#8217;s even put up a website that the attendees, can pre-register for the seminar. (Sorry, he didn&#8217;t want me giving out the site, for obvious reasons)</p>
<p>-He also is giving them an ethical bribe for attending the seminar; he gives them a few nooks and tapes just for making it to the event. The best part is he received the books for free on the internet, and he&#8217;s also allowed to give them away for free and even rebrand them as his own books.</p>
<p><a href="http://moneyptc.info/3-surefire-ways-to-sell-your-homes-on-steroids-while-other-investors-cant-give-away-their-homes.html">3 Surefire Ways To Sell Your Homes On Steroids, While Other Investors Can&#8217;t Give Away Their Homes</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>5 Simple Ways To Lower Your Monthly Bills – And Save Lots Of Money!</title>
		<link>http://moneyptc.info/5-simple-ways-to-lower-your-monthly-bills-%e2%80%93-and-save-lots-of-money.html</link>
		<comments>http://moneyptc.info/5-simple-ways-to-lower-your-monthly-bills-%e2%80%93-and-save-lots-of-money.html#comments</comments>
		<pubDate>Wed, 29 Jun 2011 02:40:18 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[get out of debt]]></category>
		<category><![CDATA[monthly bills]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneyptc.info/?p=361</guid>
		<description><![CDATA[Here you&#8217;re going to learn several ways to save money every month by lowering your monthly bills. There are lots of ways to save money, no matter how much of it you have &#8211; or don&#8217;t have! Having struggled for many years paying my own bills, I learned many ways to save money. From simple [...]<p><a href="http://moneyptc.info/5-simple-ways-to-lower-your-monthly-bills-%e2%80%93-and-save-lots-of-money.html">5 Simple Ways To Lower Your Monthly Bills – And Save Lots Of Money!</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Here you&#8217;re going to learn several ways to save money every month by lowering your monthly bills.</p>
<p>There are lots of ways to save money, no matter how much of it you have &#8211; or don&#8217;t have!</p>
<p>Having struggled for many years paying my own bills, I learned many ways to save money. From simple things like food, gas, and clothing, to bigger expenses, like insurance and your mortgage.</p>
<p>All you need to know is where to look to find the savings.</p>
<p>Several Ways To Save Money</p>
<p>The first thing you need to do is eliminate ALL of your unnecessary expenses:</p>
<p>• eating out on the weekends<br />
• buying lunch at work every day<br />
• magazine and newspaper subscriptions (especially those you can get online and at the local library)<br />
• cable TV (you&#8217;d be amazed at how many other ways you&#8217;ll find to spend your time once you get rid of cable TV)<br />
• groceries (you can save lots of money with coupons and specials.)</p>
<p>It&#8217;s OK to reward yourself once in a while, but if you are really looking to get out of debt faster, you owe it to yourself to save every single penny you can!</p>
<p>To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements. You should also call your credit card companies to see if they will lower your interest rates, even if it is only for a short time.</p>
<p>You&#8217;ll be amazed at how many ways you can save money, especially once you start looking carefully at how you spend your money every month.</p>
<p>Shop Around For The Lowest Prices</p>
<p>For those expenses you can&#8217;t eliminate, it&#8217;s time to start shopping around for the best prices.</p>
<p>Once I realized you can shop around for just about ANYTHING you spend money on every month, I learned how to save myself SEVERAL HUNDRED DOLLARS each and every month!</p>
<p>In fact, by shopping around I ended up saving myself more than $750 a year on car insurance alone!</p>
<p>The same is true of many of your monthly expenses &#8211; like long distance telephone service, internet service, all types of insurance, mortgages, and in some places even your utility bills.</p>
<p>It DOESN&#8217;T take any special skills. All it takes is a few clicks and you can save yourself a bunch of money in no time at all!</p>
<p>So, if you’d like to save yourself lots of money every month &#8211; and who doesn’t &#8211; start shopping around and looking for ways to lower your monthly bills right away!</p>
<p><a href="http://moneyptc.info/5-simple-ways-to-lower-your-monthly-bills-%e2%80%93-and-save-lots-of-money.html">5 Simple Ways To Lower Your Monthly Bills – And Save Lots Of Money!</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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		<title>How to Increase Your Site Traffic and Succeed With Your Affiliate Marketing Programs</title>
		<link>http://moneyptc.info/how-to-increase-your-site-traffic-and-succeed-with-your-affiliate-marketing-programs.html</link>
		<comments>http://moneyptc.info/how-to-increase-your-site-traffic-and-succeed-with-your-affiliate-marketing-programs.html#comments</comments>
		<pubDate>Fri, 24 Jun 2011 02:38:47 +0000</pubDate>
		<dc:creator>bydhoni@gmail.com</dc:creator>
				<category><![CDATA[Online Business]]></category>

		<guid isPermaLink="false">http://moneyptc.info/?p=359</guid>
		<description><![CDATA[As an affiliate, your main objective is to sell the products and services offered by your partner merchants. Unless you can do this, you can never hope to make a significant amount of money with affiliate marketing programs. So how do you boost sales? All things being equal, you will need to increase your site [...]<p><a href="http://moneyptc.info/how-to-increase-your-site-traffic-and-succeed-with-your-affiliate-marketing-programs.html">How to Increase Your Site Traffic and Succeed With Your Affiliate Marketing Programs</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
]]></description>
			<content:encoded><![CDATA[<p>As an affiliate, your main objective is to sell the products and services offered by your partner merchants. Unless you can do this, you can never hope to make a significant amount of money with affiliate marketing programs. So how do you boost sales? All things being equal, you will need to increase your site traffic before you can experience more sales. By the law of averages, the more people are aware of the products you are offering, the more products you will sell.</p>
<p>Here are a few tips that can help you boost your site traffic:</p>
<p>1. Optimize for the search engines. The most successful sites on the internet are the most visible ones. Now there are various ways to achieve increased visibility on the internet, but the foremost method is that of search engine optimization. The details are too technical to discuss here, but the purpose of search engine optimization (SEO) is to help your site achieve higher rankings on the search engines. If you have used a search engine, you will notice that any particular keyword search will return thousands, if not millions of results. Most people will not bother to browse through all those results; they will prefer to look into the sites already displayed. Statistically speaking, the sites listed on the first results page will garner the highest amount of traffic, putting those sites in a better position to make money.</p>
<p>2. Joining internet directories. While internet directories are no longer as widely used as search engines, some people do use them. It is important that you do not overlook the potential customers that these directories can bring to your site. To join an internet directory, you will have to submit your site for approval, and you will be categorized accordingly.</p>
<p>3. Provide fresh content. Your site must continually be updated if you expect your visitors to keep coming back. Your site must have useful content, as well as tools that will help your target audience. Make your site as easy to navigate as possible, and be sure that your links work the way that they should. There is nothing that frustrates people more than a “broken” website, and once your site has been labeled as such, chances are slim that many people will want to come back.</p>
<p>4. Build an online community. In other words, build relationships with your potential customers. Make your visitors feel welcome and appreciated, and they are likely to come back. Be interested in solving their problems and they will thank you with their business.<br />
Making your affiliate marketing program work is really not that much different from operating a traditional business. The only way you can keep your customers is to treat them right. The Japanese have a saying: The customer is God. As long as you treat your customers with respect and exert effort in trying to meet their needs, you will find that they will be more than willing to help you with yours.</p>
<p>Affiliate Marketing and Requesting Customer Support</p>
<p>As a webmaster, you are bound to run into problems. Even though you have spent a good amount of time learning the affiliate marketing trade, sooner or later you will run into some challenges that you will need help to resolve. Areas such as e-mail services, affiliate marketing software, and online services are often particularly troublesome.</p>
<p>Unfortunately, getting help is not often easy, even from your web host. But there are ways to make the process simpler for both sides. Here are some questions that you might consider before you call your service provider:</p>
<p>Who are you? This is a common problem. Many people report their problems without providing their personal information, such as their username. Unless the support team knows who you are, how do you expect them to solve your problem?</p>
<p>What is the problem? Be specific. Identify which product or service is not working properly. Keep in mind that you are just one of your web host’s customers. Unless you can pinpoint the problem, chances are pretty slim that you will receive appropriate and timely help.</p>
<p>What software are you using? Your web host’s support team will need information on the software you are using. For instance, they will ask you what type of system you are using in your computer. It is a well-known fact that certain applications do not work well on certain systems. Be sure to give any relevant details about the services or applications that you use.</p>
<p>When did the problem start? Identifying the time you became aware of the problem is important. If you have recently made any changes to your system and the problem appeared soon after, it is quite likely that particular change is the cause. Don’t withhold information from the support team; every bit of knowledge is crucial to identifying the source of difficulty.</p>
<p>What have you tried to fix the problem? If you have attempted to fix the problem yourself, be sure to include an account of your attempts in your report. Letting the support team know what you’ve already done will help them save time, and also make a more accurate diagnosis of what’s wrong.</p>
<p>Have you kept it simple? For security purposes, some support systems do not allow HTML display. To avoid having your e-mail intercepted, it is best to send your messages in plain text format.</p>
<p>Remember to be polite. Keep in mind that the support team is composed of human beings – they certainly will not appreciate if you maltreat them. Never insult them; never use profanity. If you want your problem to be resolved, it is better to hold your peace and act civilly. Despite what you may think, you are just one of their customers &#8212; they reserve the right to discontinue their services to you whenever they like.</p>
<p>These pointers will not always get you the speedy service that you deserve, but they can certainly help.<br />
Affiliate marketing is a difficult business enough without making enemies. By taking a little time to see things from your support team’s point of view, you can drastically improve the quality of service you get.</p>
<p><a href="http://moneyptc.info/how-to-increase-your-site-traffic-and-succeed-with-your-affiliate-marketing-programs.html">How to Increase Your Site Traffic and Succeed With Your Affiliate Marketing Programs</a> is a post from: <a href="http://moneyptc.info">The Best Information for Business and Financial | Moneyptc.info</a></p>
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