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<channel>
    <title><![CDATA[The Big O Money Show]]></title>
    <link>http://paradvisor.com</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[The Big O Money Show]]></title>
        <link>http://paradvisor.com</link>
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    <language>en-us</language>
    
    
    <lastBuildDate>Wed, 28 May 2025 20:54:04 +0000</lastBuildDate>

    
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            <itunes:author>Bill Altman Jr. </itunes:author>
        
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    <itunes:explicit>no</itunes:explicit>

    
    <dc:creator><![CDATA[William J Altman]]></dc:creator>
    
            <copyright>The Premier Advisory Group, LLC</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Bill Altman Jr. </itunes:name></itunes:owner><item>
            <title><![CDATA[The Double Bill]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes back to the show his Dad, Bill Sr. They talk about his transition to retirement, and the importance of a plan, purpose, and social interaction in retirement.]]>
                            </description>
            <pubDate>Sun, 25 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8415</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes back to the show his Dad, Bill Sr. They talk about his transition to retirement, and the importance of a plan, purpose, and social interaction in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes back to the show his Dad, Bill Sr. They talk about his transition to retirement, and the importance of a plan, purpose, and social interaction in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes back to the show his Dad, Bill Sr. They talk about his transition to retirement, and the importance of a plan, purpose, and social interaction in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Update with Keith Gangl]]></title>
                        <description>
                                    <![CDATA[Bill welcomes Gradient Investments senior portfolio manager Keith Gangl. Keith breaks down the latest inflation data and what it means for your investment strategy. He offers his expert analysis on the recent market volatility, highlighting potential opportunities and pitfalls for long-term investors. Finally, Keith shares key insights on sector rotation and how to position your portfolio for the remainder of the year.]]>
                            </description>
            <pubDate>Sun, 18 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8380</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes Gradient Investments senior portfolio manager Keith Gangl. Keith breaks down the latest inflation data and what it means for your investment strategy. He offers his expert analysis on the recent market volatility, highlighting potential opportunities and pitfalls for long-term investors. Finally, Keith shares key insights on sector rotation and how to position your portfolio for the remainder of the year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes Gradient Investments senior portfolio manager Keith Gangl. Keith breaks down the latest inflation data and what it means for your investment strategy. He offers his expert analysis on the recent market volatility, highlighting potential opportunities and pitfalls for long-term investors. Finally, Keith shares key insights on sector rotation and how to position your portfolio for the remainder of the year.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes Gradient Investments senior portfolio manager Keith Gangl. Keith breaks down the latest inflation data and what it means for your investment strategy. He offers his expert analysis on the recent market volatility, highlighting potential opportunities and pitfalls for long-term investors. Finally, Keith shares key insights on sector rotation and how to position your portfolio for the remainder of the year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mother&#039;s Day and More]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the moms and how important they are for all of us. We also discuss financial planning.]]>
                            </description>
            <pubDate>Sun, 11 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8341</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the moms and how important they are for all of us. We also discuss financial planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the moms and how important they are for all of us. We also discuss financial planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the moms and how important they are for all of us. We also discuss financial planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Markets, The Pope and More]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about ways to deal with market volatility, the future and the Pope.]]>
                            </description>
            <pubDate>Sun, 27 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8279</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about ways to deal with market volatility, the future and the Pope.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about ways to deal with market volatility, the future and the Pope.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about ways to deal with market volatility, the future and the Pope.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Questions Investors Need to Ask and You Get What You Pay For]]></title>
                        <description>
                                    <![CDATA[In this episode we go over the questions that investors need to be asking right now, and about how the promise of free legal work isn&#039;t all it&#039;s cracked up to be.]]>
                            </description>
            <pubDate>Sun, 20 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8261</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we go over the questions that investors need to be asking right now, and about how the promise of free legal work isn&#039;t all it&#039;s cracked up to be.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we go over the questions that investors need to be asking right now, and about how the promise of free legal work isn&#039;t all it&#039;s cracked up to be.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we go over the questions that investors need to be asking right now, and about how the promise of free legal work isn&amp;#039;t all it&amp;#039;s cracked up to be.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes, Markets and Being Kind]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about taxes, the markets and the importance of treating others with kindness.]]>
                            </description>
            <pubDate>Sun, 13 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8214</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about taxes, the markets and the importance of treating others with kindness.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about taxes, the markets and the importance of treating others with kindness.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about taxes, the markets and the importance of treating others with kindness.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tariffs and Markets Oh My]]></title>
                        <description>
                                    <![CDATA[We discuss the latest on the tariffs, the markets, and the importance of a plan.]]>
                            </description>
            <pubDate>Sun, 06 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8205</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We discuss the latest on the tariffs, the markets, and the importance of a plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We discuss the latest on the tariffs, the markets, and the importance of a plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We discuss the latest on the tariffs, the markets, and the importance of a plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The True Meaning of Wealth]]></title>
                        <description>
                                    <![CDATA[In this episode, we look beyond the balance sheet to explore the true meaning of wealth. We unpack the often-overlooked components of a rich life, challenging conventional notions.]]>
                            </description>
            <pubDate>Sun, 30 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8180</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we look beyond the balance sheet to explore the true meaning of wealth. We unpack the often-overlooked components of a rich life, challenging conventional notions.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we look beyond the balance sheet to explore the true meaning of wealth. We unpack the often-overlooked components of a rich life, challenging conventional notions.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, we look beyond the balance sheet to explore the true meaning of wealth. We unpack the often-overlooked components of a rich life, challenging conventional notions.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Update with Mike Binger]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guests Mike Binger and Jon VanOrden from Gradient Investments to talk about what is happening with the market and where we might be headed.]]>
                            </description>
            <pubDate>Sun, 23 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8142</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guests Mike Binger and Jon VanOrden from Gradient Investments to talk about what is happening with the market and where we might be headed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guests Mike Binger and Jon VanOrden from Gradient Investments to talk about what is happening with the market and where we might be headed.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guests Mike Binger and Jon VanOrden from Gradient Investments to talk about what is happening with the market and where we might be headed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets and Medicare]]></title>
                        <description>
                                    <![CDATA[This week, we welcome Medicare specialist Brenda Dinan to talk about Medicare changes, planning, strategies and more. Bill also addresses the current market volatility.]]>
                            </description>
            <pubDate>Sun, 16 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8109</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This week, we welcome Medicare specialist Brenda Dinan to talk about Medicare changes, planning, strategies and more. Bill also addresses the current market volatility.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This week, we welcome Medicare specialist Brenda Dinan to talk about Medicare changes, planning, strategies and more. Bill also addresses the current market volatility.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>This week, we welcome Medicare specialist Brenda Dinan to talk about Medicare changes, planning, strategies and more. Bill also addresses the current market volatility.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets and Taxes - Don&#039;t Panic]]></title>
                        <description>
                                    <![CDATA[In this episode, we dissect the recent market volatility as well as your taxes. We offer strategies to navigate the uncertainty. Tune in to learn practical steps for staying calm and making informed financial choices amidst market fluctuations.]]>
                            </description>
            <pubDate>Sun, 09 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8075</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we dissect the recent market volatility as well as your taxes. We offer strategies to navigate the uncertainty. Tune in to learn practical steps for staying calm and making informed financial choices amidst market fluctuations.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we dissect the recent market volatility as well as your taxes. We offer strategies to navigate the uncertainty. Tune in to learn practical steps for staying calm and making informed financial choices amidst market fluctuations.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, we dissect the recent market volatility as well as your taxes. We offer strategies to navigate the uncertainty. Tune in to learn practical steps for staying calm and making informed financial choices amidst market fluctuations.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Awareness on the SOFA]]></title>
                        <description>
                                    <![CDATA[In this episode, guest host Andrew Galvin talks about the Society of Financial Awareness and what it means to be financially aware.]]>
                            </description>
            <pubDate>Sun, 02 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8043</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, guest host Andrew Galvin talks about the Society of Financial Awareness and what it means to be financially aware.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, guest host Andrew Galvin talks about the Society of Financial Awareness and what it means to be financially aware.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, guest host Andrew Galvin talks about the Society of Financial Awareness and what it means to be financially aware.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Real World Financial Knowledge]]></title>
                        <description>
                                    <![CDATA[This week Bill welcomes Jake Blach to discuss real-world financial knowledge you won&#039;t learn in a classroom.]]>
                            </description>
            <pubDate>Sun, 23 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8015</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This week Bill welcomes Jake Blach to discuss real-world financial knowledge you won&#039;t learn in a classroom.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This week Bill welcomes Jake Blach to discuss real-world financial knowledge you won&#039;t learn in a classroom.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>This week Bill welcomes Jake Blach to discuss real-world financial knowledge you won&amp;#039;t learn in a classroom.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Where is Your Money Going?]]></title>
                        <description>
                                    <![CDATA[Ever wonder where your paycheck disappears to?  This week, we&#039;re diving deep into budgeting strategies and expense tracking to help you pinpoint exactly where your money is going.  Learn how to identify spending leaks and create a plan to take control of your finances.]]>
                            </description>
            <pubDate>Sun, 16 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7991</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Ever wonder where your paycheck disappears to?  This week, we&#039;re diving deep into budgeting strategies and expense tracking to help you pinpoint exactly where your money is going.  Learn how to identify spending leaks and create a plan to take control of your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Ever wonder where your paycheck disappears to?  This week, we&#039;re diving deep into budgeting strategies and expense tracking to help you pinpoint exactly where your money is going.  Learn how to identify spending leaks and create a plan to take control of your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Ever wonder where your paycheck disappears to? This week, we&amp;#039;re diving deep into budgeting strategies and expense tracking to help you pinpoint exactly where your money is going. Learn how to identify spending leaks and create a plan to take control of your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Nebraska Greats with Monte Kratzenstein]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes former Husker football player, Monte Kratzenstein, to talk about the Nebraska Greats organization and how they are helping college athletes in Nebraska.]]>
                            </description>
            <pubDate>Sun, 09 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7965</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes former Husker football player, Monte Kratzenstein, to talk about the Nebraska Greats organization and how they are helping college athletes in Nebraska.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes former Husker football player, Monte Kratzenstein, to talk about the Nebraska Greats organization and how they are helping college athletes in Nebraska.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes former Husker football player, Monte Kratzenstein, to talk about the Nebraska Greats organization and how they are helping college athletes in Nebraska.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security Fairness Act &amp; Medicare Enrollment]]></title>
                        <description>
                                    <![CDATA[Navigating retirement income can be tricky, especially when it involves government programs. This week, we break down the Social Security Fairness Act and how it might affect your benefits, particularly if you&#039;ve worked in the public sector. We&#039;ll also cover the essentials of Medicare open enrollment, ensuring you understand the process and avoid any costly mistakes.]]>
                            </description>
            <pubDate>Sun, 02 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7937</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250202-89383-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Navigating retirement income can be tricky, especially when it involves government programs. This week, we break down the Social Security Fairness Act and how it might affect your benefits, particularly if you&#039;ve worked in the public sector. We&#039;ll also cover the essentials of Medicare open enrollment, ensuring you understand the process and avoid any costly mistakes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Navigating retirement income can be tricky, especially when it involves government programs. This week, we break down the Social Security Fairness Act and how it might affect your benefits, particularly if you&#039;ve worked in the public sector. We&#039;ll also cover the essentials of Medicare open enrollment, ensuring you understand the process and avoid any costly mistakes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Navigating retirement income can be tricky, especially when it involves government programs. This week, we break down the Social Security Fairness Act and how it might affect your benefits, particularly if you&amp;#039;ve worked in the public sector. We&amp;#039;ll also cover the essentials of Medicare open enrollment, ensuring you understand the process and avoid any costly mistakes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[AI, Human Interaction, and Good Data]]></title>
                        <description>
                                    <![CDATA[In this episode, we delve into the fascinating intersection of artificial intelligence, human interaction, and the crucial role of high-quality data in shaping the future of finance. We&#039;ll explore how AI is transforming financial services, discuss the importance of maintaining human connection in a data-driven world, and examine the critical need for accurate and unbiased data to ensure responsible and ethical AI implementation.]]>
                            </description>
            <pubDate>Sun, 26 Jan 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7908</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we delve into the fascinating intersection of artificial intelligence, human interaction, and the crucial role of high-quality data in shaping the future of finance. We&#039;ll explore how AI is transforming financial services, discuss the importance of maintaining human connection in a data-driven world, and examine the critical need for accurate and unbiased data to ensure responsible and ethical AI implementation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Jan 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we delve into the fascinating intersection of artificial intelligence, human interaction, and the crucial role of high-quality data in shaping the future of finance. We&#039;ll explore how AI is transforming financial services, discuss the importance of maintaining human connection in a data-driven world, and examine the critical need for accurate and unbiased data to ensure responsible and ethical AI implementation.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, we delve into the fascinating intersection of artificial intelligence, human interaction, and the crucial role of high-quality data in shaping the future of finance. We&amp;#039;ll explore how AI is transforming financial services, discuss the importance of maintaining human connection in a data-driven world, and examine the critical need for accurate and unbiased data to ensure responsible and ethical AI implementation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[From Politics to Taxes, Taking a Look at 2025]]></title>
                        <description>
                                    <![CDATA[In this very special crossover episode, Bill welcomes special guest and financial advisor, Rob Kirvan. They dive deep into the political landscape and its potential impact on your finances in 2025. We&#039;ll discuss key tax policies that may change, analyze potential economic shifts, and explore investment strategies to navigate the evolving financial environment. Join us as we look at what to expect in 2025.]]>
                            </description>
            <pubDate>Sun, 19 Jan 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7890</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this very special crossover episode, Bill welcomes special guest and financial advisor, Rob Kirvan. They dive deep into the political landscape and its potential impact on your finances in 2025. We&#039;ll discuss key tax policies that may change, analyze potential economic shifts, and explore investment strategies to navigate the evolving financial environment. Join us as we look at what to expect in 2025.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Jan 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this very special crossover episode, Bill welcomes special guest and financial advisor, Rob Kirvan. They dive deep into the political landscape and its potential impact on your finances in 2025. We&#039;ll discuss key tax policies that may change, analyze potential economic shifts, and explore investment strategies to navigate the evolving financial environment. Join us as we look at what to expect in 2025.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this very special crossover episode, Bill welcomes special guest and financial advisor, Rob Kirvan. They dive deep into the political landscape and its potential impact on your finances in 2025. We&amp;#039;ll discuss key tax policies that may change, analyze potential economic shifts, and explore investment strategies to navigate the evolving financial environment. Join us as we look at what to expect in 2025.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finances in 2025]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the importance of your financial plan, taxes and more.]]>
                            </description>
            <pubDate>Sun, 12 Jan 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7869</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the importance of your financial plan, taxes and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Jan 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the importance of your financial plan, taxes and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the importance of your financial plan, taxes and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning for the New Year]]></title>
                        <description>
                                    <![CDATA[In this episode we welcome in the new year with goals for your financial and retirement planning.]]>
                            </description>
            <pubDate>Sun, 05 Jan 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7847</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/250105-89379-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we welcome in the new year with goals for your financial and retirement planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Jan 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we welcome in the new year with goals for your financial and retirement planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we welcome in the new year with goals for your financial and retirement planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Importance of Creating a Tax Advantaged Retirement Plan]]></title>
                        <description>
                                    <![CDATA[A tax-advantaged retirement plan can make a significant difference in preserving wealth and maximizing income. This episode dives into the benefits of tax-efficient strategies, exploring tools like Roth IRAs, HSAs, and life insurance to optimize retirement outcomes. Learn how to craft plans that minimize tax burdens and support long-term financial security.]]>
                            </description>
            <pubDate>Sun, 29 Dec 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7842</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241229-89378-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[A tax-advantaged retirement plan can make a significant difference in preserving wealth and maximizing income. This episode dives into the benefits of tax-efficient strategies, exploring tools like Roth IRAs, HSAs, and life insurance to optimize retirement outcomes. Learn how to craft plans that minimize tax burdens and support long-term financial security.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Dec 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[A tax-advantaged retirement plan can make a significant difference in preserving wealth and maximizing income. This episode dives into the benefits of tax-efficient strategies, exploring tools like Roth IRAs, HSAs, and life insurance to optimize retirement outcomes. Learn how to craft plans that minimize tax burdens and support long-term financial security.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>A tax-advantaged retirement plan can make a significant difference in preserving wealth and maximizing income. This episode dives into the benefits of tax-efficient strategies, exploring tools like Roth IRAs, HSAs, and life insurance to optimize retirement outcomes. Learn how to craft plans that minimize tax burdens and support long-term financial security.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Property Tax and Real Estate Updates]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes his better half, Danielle to discuss the current real estate market, interest rates and property taxes.]]>
                            </description>
            <pubDate>Sun, 22 Dec 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7824</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241222-89377-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes his better half, Danielle to discuss the current real estate market, interest rates and property taxes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Dec 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes his better half, Danielle to discuss the current real estate market, interest rates and property taxes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes his better half, Danielle to discuss the current real estate market, interest rates and property taxes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Making the Right Choices]]></title>
                        <description>
                                    <![CDATA[In this episode Bill and Andrew talk about how important it is to make the right choices and how they can help you make the right financial choices.]]>
                            </description>
            <pubDate>Sun, 15 Dec 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7796</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241215-89376-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill and Andrew talk about how important it is to make the right choices and how they can help you make the right financial choices.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Dec 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill and Andrew talk about how important it is to make the right choices and how they can help you make the right financial choices.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill and Andrew talk about how important it is to make the right choices and how they can help you make the right financial choices.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthcare Planning for Retirement]]></title>
                        <description>
                                    <![CDATA[Retirement planning often overlooks the significant healthcare costs that can arise in later years. In this episode, we&#039;ll discuss strategies to estimate future healthcare expenses, Medicare, supplemental and advantage plans, as well as provide tips on how to protect your assets from potential long-term care costs. Join us as we delve into the crucial steps to secure your financial future and ensure peace of mind for your golden years.]]>
                            </description>
            <pubDate>Sun, 08 Dec 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7769</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241208-89375-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement planning often overlooks the significant healthcare costs that can arise in later years. In this episode, we&#039;ll discuss strategies to estimate future healthcare expenses, Medicare, supplemental and advantage plans, as well as provide tips on how to protect your assets from potential long-term care costs. Join us as we delve into the crucial steps to secure your financial future and ensure peace of mind for your golden years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Dec 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement planning often overlooks the significant healthcare costs that can arise in later years. In this episode, we&#039;ll discuss strategies to estimate future healthcare expenses, Medicare, supplemental and advantage plans, as well as provide tips on how to protect your assets from potential long-term care costs. Join us as we delve into the crucial steps to secure your financial future and ensure peace of mind for your golden years.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Retirement planning often overlooks the significant healthcare costs that can arise in later years. In this episode, we&amp;#039;ll discuss strategies to estimate future healthcare expenses, Medicare, supplemental and advantage plans, as well as provide tips on how to protect your assets from potential long-term care costs. Join us as we delve into the crucial steps to secure your financial future and ensure peace of mind for your golden years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Future with Michaela, Grace, Brayden]]></title>
                        <description>
                                    <![CDATA[In this very special episode Bill welcomes his kids to the show. Michaela, Grace and Brayden talk about their plans for the future and Bill explains the importance for planning a financial future for you and your children.]]>
                            </description>
            <pubDate>Sun, 01 Dec 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7743</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241201-89374-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this very special episode Bill welcomes his kids to the show. Michaela, Grace and Brayden talk about their plans for the future and Bill explains the importance for planning a financial future for you and your children.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Dec 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this very special episode Bill welcomes his kids to the show. Michaela, Grace and Brayden talk about their plans for the future and Bill explains the importance for planning a financial future for you and your children.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this very special episode Bill welcomes his kids to the show. Michaela, Grace and Brayden talk about their plans for the future and Bill explains the importance for planning a financial future for you and your children.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Risk and Reward]]></title>
                        <description>
                                    <![CDATA[In this episode, we delve into the fundamental concept of risk and reward in investing. We&#039;ll explore how to assess risk tolerance, discuss strategies for managing risk, and examine the importance of diversification.]]>
                            </description>
            <pubDate>Sun, 24 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7721</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241124-89373-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we delve into the fundamental concept of risk and reward in investing. We&#039;ll explore how to assess risk tolerance, discuss strategies for managing risk, and examine the importance of diversification.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we delve into the fundamental concept of risk and reward in investing. We&#039;ll explore how to assess risk tolerance, discuss strategies for managing risk, and examine the importance of diversification.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, we delve into the fundamental concept of risk and reward in investing. We&amp;#039;ll explore how to assess risk tolerance, discuss strategies for managing risk, and examine the importance of diversification.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Changes and Costs]]></title>
                        <description>
                                    <![CDATA[In this episode, we&#039;ll break down the latest Medicare changes that could impact your retirement plans. From new premium costs to expanded coverage options, we&#039;ll help you understand how these changes might affect your finances. We&#039;ll also discuss strategies to maximize your Medicare benefits and minimize out-of-pocket expenses.]]>
                            </description>
            <pubDate>Sun, 17 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7698</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we&#039;ll break down the latest Medicare changes that could impact your retirement plans. From new premium costs to expanded coverage options, we&#039;ll help you understand how these changes might affect your finances. We&#039;ll also discuss strategies to maximize your Medicare benefits and minimize out-of-pocket expenses.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we&#039;ll break down the latest Medicare changes that could impact your retirement plans. From new premium costs to expanded coverage options, we&#039;ll help you understand how these changes might affect your finances. We&#039;ll also discuss strategies to maximize your Medicare benefits and minimize out-of-pocket expenses.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, we&amp;#039;ll break down the latest Medicare changes that could impact your retirement plans. From new premium costs to expanded coverage options, we&amp;#039;ll help you understand how these changes might affect your finances. We&amp;#039;ll also discuss strategies to maximize your Medicare benefits and minimize out-of-pocket expenses.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Trump Win and The Markets with Michael Binger]]></title>
                        <description>
                                    <![CDATA[Bill welcomes very special guest Michael Binger, president of Gradient Investments. We discuss the Trump win and what is up with the markets... The markets!]]>
                            </description>
            <pubDate>Sun, 10 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7673</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes very special guest Michael Binger, president of Gradient Investments. We discuss the Trump win and what is up with the markets... The markets!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes very special guest Michael Binger, president of Gradient Investments. We discuss the Trump win and what is up with the markets... The markets!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes very special guest Michael Binger, president of Gradient Investments. We discuss the Trump win and what is up with the markets... The markets!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Should You Take On More Risk?]]></title>
                        <description>
                                    <![CDATA[In this episode, Bill talks about risk tolerance. We&#039;ll discuss how to assess your personal risk profile and explore the potential rewards and drawbacks of increasing your investment risk. Join us as we break down the factors to consider before making bold financial moves.]]>
                            </description>
            <pubDate>Sun, 03 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7645</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241103-89370-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, Bill talks about risk tolerance. We&#039;ll discuss how to assess your personal risk profile and explore the potential rewards and drawbacks of increasing your investment risk. Join us as we break down the factors to consider before making bold financial moves.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, Bill talks about risk tolerance. We&#039;ll discuss how to assess your personal risk profile and explore the potential rewards and drawbacks of increasing your investment risk. Join us as we break down the factors to consider before making bold financial moves.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, Bill talks about risk tolerance. We&amp;#039;ll discuss how to assess your personal risk profile and explore the potential rewards and drawbacks of increasing your investment risk. Join us as we break down the factors to consider before making bold financial moves.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Importance of a Plan]]></title>
                        <description>
                                    <![CDATA[In this episode, we delve into the crucial role a financial plan plays in achieving your long-term goals. Discover how a well-structured plan can help you navigate life&#039;s uncertainties, make informed investment decisions, and build a secure financial future.]]>
                            </description>
            <pubDate>Sun, 27 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7620</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241027-89369-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we delve into the crucial role a financial plan plays in achieving your long-term goals. Discover how a well-structured plan can help you navigate life&#039;s uncertainties, make informed investment decisions, and build a secure financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we delve into the crucial role a financial plan plays in achieving your long-term goals. Discover how a well-structured plan can help you navigate life&#039;s uncertainties, make informed investment decisions, and build a secure financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, we delve into the crucial role a financial plan plays in achieving your long-term goals. Discover how a well-structured plan can help you navigate life&amp;#039;s uncertainties, make informed investment decisions, and build a secure financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finances with Krazy Kizer and the Galvinator]]></title>
                        <description>
                                    <![CDATA[Host Bill Altman is out of town and Tony Shore has a flooded basement, so the show is taken over by Bill Kizer and Andrew Galvin. They talk about a multitude of topics from Medicare Annual Enrollment, the economy, markets, retirement planning and more!]]>
                            </description>
            <pubDate>Sun, 20 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7603</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241020-89368-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Host Bill Altman is out of town and Tony Shore has a flooded basement, so the show is taken over by Bill Kizer and Andrew Galvin. They talk about a multitude of topics from Medicare Annual Enrollment, the economy, markets, retirement planning and more!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Host Bill Altman is out of town and Tony Shore has a flooded basement, so the show is taken over by Bill Kizer and Andrew Galvin. They talk about a multitude of topics from Medicare Annual Enrollment, the economy, markets, retirement planning and more!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Host Bill Altman is out of town and Tony Shore has a flooded basement, so the show is taken over by Bill Kizer and Andrew Galvin. They talk about a multitude of topics from Medicare Annual Enrollment, the economy, markets, retirement planning and more!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Busting Medicare Misinformation]]></title>
                        <description>
                                    <![CDATA[Bill and special guest Jake Dinan, a Medicare specialist for United Health Care, go over the current state of Medicare, some of the unknown benefits, and they discuss various misinformation surrounding Medicare and some of the things you will hear on TV and on advertisements.]]>
                            </description>
            <pubDate>Sun, 13 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7583</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/N241013-89367-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill and special guest Jake Dinan, a Medicare specialist for United Health Care, go over the current state of Medicare, some of the unknown benefits, and they discuss various misinformation surrounding Medicare and some of the things you will hear on TV and on advertisements.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill and special guest Jake Dinan, a Medicare specialist for United Health Care, go over the current state of Medicare, some of the unknown benefits, and they discuss various misinformation surrounding Medicare and some of the things you will hear on TV and on advertisements.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill and special guest Jake Dinan, a Medicare specialist for United Health Care, go over the current state of Medicare, some of the unknown benefits, and they discuss various misinformation surrounding Medicare and some of the things you will hear on TV and on advertisements.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Update and Pizza Talk with David Losole]]></title>
                        <description>
                                    <![CDATA[In this show Bill welcomes special guest David Losole, owner of Virtuoso Pizzeria to talk about what makes his restaurant special! Check out https://virtuosopizzeria.com/]]>
                            </description>
            <pubDate>Sun, 06 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7559</guid>
            
            
            
            <enclosure length="34607493" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/241006-89366-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Bill welcomes special guest David Losole, owner of Virtuoso Pizzeria to talk about what makes his restaurant special! Check out https://virtuosopizzeria.com/]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Bill welcomes special guest David Losole, owner of Virtuoso Pizzeria to talk about what makes his restaurant special! Check out https://virtuosopizzeria.com/]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show Bill welcomes special guest David Losole, owner of Virtuoso Pizzeria to talk about what makes his restaurant special! Check out https://virtuosopizzeria.com/</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Options with Brenda Dinan]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest and Medicare specialist Brenda Dinan, to talk about what you need to know about all  of your Medicare options and the annual open enrollment.]]>
                            </description>
            <pubDate>Sun, 29 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7537</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240929-89365-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest and Medicare specialist Brenda Dinan, to talk about what you need to know about all  of your Medicare options and the annual open enrollment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest and Medicare specialist Brenda Dinan, to talk about what you need to know about all  of your Medicare options and the annual open enrollment.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest and Medicare specialist Brenda Dinan, to talk about what you need to know about all of your Medicare options and the annual open enrollment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest Rates and Real Estate]]></title>
                        <description>
                                    <![CDATA[Bill welcomes his better half, Danielle Altman, to talk about the real estate market in the Omaha area as well as the Fed lowering interest rates.]]>
                            </description>
            <pubDate>Sun, 22 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7513</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240922-89364-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes his better half, Danielle Altman, to talk about the real estate market in the Omaha area as well as the Fed lowering interest rates.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes his better half, Danielle Altman, to talk about the real estate market in the Omaha area as well as the Fed lowering interest rates.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes his better half, Danielle Altman, to talk about the real estate market in the Omaha area as well as the Fed lowering interest rates.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Review with Bill Kizer]]></title>
                        <description>
                                    <![CDATA[Medicare can be a complex maze to navigate. In this episode, our Medicare specialist Bill Kizer to demystify the ins and outs of the program. Bill shares expert tips on choosing the right plan, understanding coverage options, upcoming changes, and maximizing your benefits. Whether you&#039;re approaching retirement or already enrolled in Medicare, this episode will equip you with the knowledge to make informed financial decisions.]]>
                            </description>
            <pubDate>Sun, 15 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7484</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240915-89363-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Medicare can be a complex maze to navigate. In this episode, our Medicare specialist Bill Kizer to demystify the ins and outs of the program. Bill shares expert tips on choosing the right plan, understanding coverage options, upcoming changes, and maximizing your benefits. Whether you&#039;re approaching retirement or already enrolled in Medicare, this episode will equip you with the knowledge to make informed financial decisions.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Medicare can be a complex maze to navigate. In this episode, our Medicare specialist Bill Kizer to demystify the ins and outs of the program. Bill shares expert tips on choosing the right plan, understanding coverage options, upcoming changes, and maximizing your benefits. Whether you&#039;re approaching retirement or already enrolled in Medicare, this episode will equip you with the knowledge to make informed financial decisions.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Medicare can be a complex maze to navigate. In this episode, our Medicare specialist Bill Kizer to demystify the ins and outs of the program. Bill shares expert tips on choosing the right plan, understanding coverage options, upcoming changes, and maximizing your benefits. Whether you&amp;#039;re approaching retirement or already enrolled in Medicare, this episode will equip you with the knowledge to make informed financial decisions.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Supporting Nebraska Greats]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes a very special guest, Brett Wetton, the president of the Nebraska Greats Foundation. They discuss the foundations unique vision to provide medical and financial assistance for in-need former athletes from Nebraska’s 16 four-year Colleges and Universities. Find out about how you can get involved and how they are helping.]]>
                            </description>
            <pubDate>Sun, 08 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7459</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240908-89362-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes a very special guest, Brett Wetton, the president of the Nebraska Greats Foundation. They discuss the foundations unique vision to provide medical and financial assistance for in-need former athletes from Nebraska’s 16 four-year Colleges and Universities. Find out about how you can get involved and how they are helping.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes a very special guest, Brett Wetton, the president of the Nebraska Greats Foundation. They discuss the foundations unique vision to provide medical and financial assistance for in-need former athletes from Nebraska’s 16 four-year Colleges and Universities. Find out about how you can get involved and how they are helping.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes a very special guest, Brett Wetton, the president of the Nebraska Greats Foundation. They discuss the foundations unique vision to provide medical and financial assistance for in-need former athletes from Nebraska’s 16 four-year Colleges and Universities. Find out about how you can get involved and how they are helping.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Importance of Asset Allocation]]></title>
                        <description>
                                    <![CDATA[In this episode, we dive deep into the crucial concept of asset allocation. Discover how strategically distributing your investments across different asset classes like stocks, bonds, and more can help you manage risk and help keep your retirement income more secure. Learn from expert insights and practical examples to make informed decisions about your financial future.]]>
                            </description>
            <pubDate>Sun, 01 Sep 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7436</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240901-89361-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we dive deep into the crucial concept of asset allocation. Discover how strategically distributing your investments across different asset classes like stocks, bonds, and more can help you manage risk and help keep your retirement income more secure. Learn from expert insights and practical examples to make informed decisions about your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Sep 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we dive deep into the crucial concept of asset allocation. Discover how strategically distributing your investments across different asset classes like stocks, bonds, and more can help you manage risk and help keep your retirement income more secure. Learn from expert insights and practical examples to make informed decisions about your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode, we dive deep into the crucial concept of asset allocation. Discover how strategically distributing your investments across different asset classes like stocks, bonds, and more can help you manage risk and help keep your retirement income more secure. Learn from expert insights and practical examples to make informed decisions about your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Life Moves Pretty Fast, Be There For It!]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the importance of being present for our lives. Not only for ourselves but our families. We need to plan ahead with our finances and as we age and consider the financial risks to our retirement funds.]]>
                            </description>
            <pubDate>Sun, 25 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7408</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the importance of being present for our lives. Not only for ourselves but our families. We need to plan ahead with our finances and as we age and consider the financial risks to our retirement funds.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the importance of being present for our lives. Not only for ourselves but our families. We need to plan ahead with our finances and as we age and consider the financial risks to our retirement funds.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the importance of being present for our lives. Not only for ourselves but our families. We need to plan ahead with our finances and as we age and consider the financial risks to our retirement funds.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Insuring Your Future with Jay Guerin]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Jay Guerin, President of Gradient Life Brokerage to talk about various types of insurance and why it may be important for your financial future.]]>
                            </description>
            <pubDate>Sun, 18 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7386</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Jay Guerin, President of Gradient Life Brokerage to talk about various types of insurance and why it may be important for your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Jay Guerin, President of Gradient Life Brokerage to talk about various types of insurance and why it may be important for your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Jay Guerin, President of Gradient Life Brokerage to talk about various types of insurance and why it may be important for your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protecting Your Financial Future with Jay Guerin]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Jay Guerin, president of Gradient Life. They discuss market volatility, and ways to insure your financial future, for you and your loved ones.]]>
                            </description>
            <pubDate>Sun, 11 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7362</guid>
            
            
            
            <enclosure length="34652192" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240811-89358-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Jay Guerin, president of Gradient Life. They discuss market volatility, and ways to insure your financial future, for you and your loved ones.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Jay Guerin, president of Gradient Life. They discuss market volatility, and ways to insure your financial future, for you and your loved ones.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Jay Guerin, president of Gradient Life. They discuss market volatility, and ways to insure your financial future, for you and your loved ones.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning for Your Future]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about preparing for storms, natural and financial! You must have insurance and a plan. The same goes for your estate plan. You don&#039;t want to leave your loved-ones in a bad situation.]]>
                            </description>
            <pubDate>Sun, 04 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7335</guid>
            
            
            
            <enclosure length="34606502" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240804-89357-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about preparing for storms, natural and financial! You must have insurance and a plan. The same goes for your estate plan. You don&#039;t want to leave your loved-ones in a bad situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about preparing for storms, natural and financial! You must have insurance and a plan. The same goes for your estate plan. You don&#039;t want to leave your loved-ones in a bad situation.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about preparing for storms, natural and financial! You must have insurance and a plan. The same goes for your estate plan. You don&amp;#039;t want to leave your loved-ones in a bad situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Outlook and The Gronk]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes guest host Andrew Galvin to talk about the current financial landscape, how to plan for long-term care expenses, and more.]]>
                            </description>
            <pubDate>Sun, 28 Jul 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7316</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240728-89356-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes guest host Andrew Galvin to talk about the current financial landscape, how to plan for long-term care expenses, and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Jul 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes guest host Andrew Galvin to talk about the current financial landscape, how to plan for long-term care expenses, and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes guest host Andrew Galvin to talk about the current financial landscape, how to plan for long-term care expenses, and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial and Estate Planning Steps]]></title>
                        <description>
                                    <![CDATA[This episode unpacks key financial and estate planning steps, from wills and trusts to beneficiary designations.  We&#039;ll guide you on ensuring your wishes are met and your loved ones are protected.]]>
                            </description>
            <pubDate>Sun, 21 Jul 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7290</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240721-89355-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[This episode unpacks key financial and estate planning steps, from wills and trusts to beneficiary designations.  We&#039;ll guide you on ensuring your wishes are met and your loved ones are protected.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Jul 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[This episode unpacks key financial and estate planning steps, from wills and trusts to beneficiary designations.  We&#039;ll guide you on ensuring your wishes are met and your loved ones are protected.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>This episode unpacks key financial and estate planning steps, from wills and trusts to beneficiary designations. We&amp;#039;ll guide you on ensuring your wishes are met and your loved ones are protected.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Bill Runs Through The Office on Social Media!]]></title>
                        <description>
                                    <![CDATA[Bill welcomes intern and social media influencer Sydney to the show to talk about accounting, financial podcasts, and social media.]]>
                            </description>
            <pubDate>Sun, 14 Jul 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7267</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240714-89354-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes intern and social media influencer Sydney to the show to talk about accounting, financial podcasts, and social media.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Jul 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes intern and social media influencer Sydney to the show to talk about accounting, financial podcasts, and social media.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes intern and social media influencer Sydney to the show to talk about accounting, financial podcasts, and social media.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Rain and Finances]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the rain, the flooding and keys to financial stability.]]>
                            </description>
            <pubDate>Sun, 30 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7224</guid>
            
            
            
            <enclosure length="34606989" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240630-89353-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the rain, the flooding and keys to financial stability.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the rain, the flooding and keys to financial stability.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the rain, the flooding and keys to financial stability.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Going in the Right Financial Direction]]></title>
                        <description>
                                    <![CDATA[Understanding what Fiduciary means, insurance options, investments and more.]]>
                            </description>
            <pubDate>Sun, 23 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7200</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240623-89352-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Understanding what Fiduciary means, insurance options, investments and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Understanding what Fiduciary means, insurance options, investments and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Understanding what Fiduciary means, insurance options, investments and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest Rates and Your Financial Plan]]></title>
                        <description>
                                    <![CDATA[Interest rates may be on the move, but what does that mean for your money? This episode unpacks how rising or falling rates can impact your savings, investments, and debt, and offers actionable tips to adjust your financial plan for the changing landscape.]]>
                            </description>
            <pubDate>Sun, 16 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7177</guid>
            
            
            
            <enclosure length="36001184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240616-89351-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Interest rates may be on the move, but what does that mean for your money? This episode unpacks how rising or falling rates can impact your savings, investments, and debt, and offers actionable tips to adjust your financial plan for the changing landscape.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Interest rates may be on the move, but what does that mean for your money? This episode unpacks how rising or falling rates can impact your savings, investments, and debt, and offers actionable tips to adjust your financial plan for the changing landscape.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Interest rates may be on the move, but what does that mean for your money? This episode unpacks how rising or falling rates can impact your savings, investments, and debt, and offers actionable tips to adjust your financial plan for the changing landscape.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for the What if...]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes his long-time friend Conall to the show to talk about preparing for the future and having plans for the &quot;what if&quot; scenarios.]]>
                            </description>
            <pubDate>Sun, 09 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7160</guid>
            
            
            
            <enclosure length="34610876" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240609-89350-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes his long-time friend Conall to the show to talk about preparing for the future and having plans for the &quot;what if&quot; scenarios.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes his long-time friend Conall to the show to talk about preparing for the future and having plans for the &quot;what if&quot; scenarios.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes his long-time friend Conall to the show to talk about preparing for the future and having plans for the &amp;quot;what if&amp;quot; scenarios.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Balancing Risk and Reward]]></title>
                        <description>
                                    <![CDATA[How much risk is too much when it comes to your finances? We&#039;ll unpack the relationship between risk and reward, offer tips for assessing your own risk tolerance, and share strategies for building a diversified portfolio that keeps your goals on track.]]>
                            </description>
            <pubDate>Sun, 02 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7135</guid>
            
            
            
            <enclosure length="34607474" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240602-89349-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How much risk is too much when it comes to your finances? We&#039;ll unpack the relationship between risk and reward, offer tips for assessing your own risk tolerance, and share strategies for building a diversified portfolio that keeps your goals on track.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How much risk is too much when it comes to your finances? We&#039;ll unpack the relationship between risk and reward, offer tips for assessing your own risk tolerance, and share strategies for building a diversified portfolio that keeps your goals on track.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>How much risk is too much when it comes to your finances? We&amp;#039;ll unpack the relationship between risk and reward, offer tips for assessing your own risk tolerance, and share strategies for building a diversified portfolio that keeps your goals on track.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mentally Prepare for Financial Success]]></title>
                        <description>
                                    <![CDATA[In this episode we explore the power of mindset on your money journey.  We&#039;ll discuss how to develop the beliefs and habits that will set you up for long-term financial success, and  we&#039;ll offer tips to  overcome negative thinking that can hold you back from your goals.]]>
                            </description>
            <pubDate>Sun, 26 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7116</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240526-89348-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we explore the power of mindset on your money journey.  We&#039;ll discuss how to develop the beliefs and habits that will set you up for long-term financial success, and  we&#039;ll offer tips to  overcome negative thinking that can hold you back from your goals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we explore the power of mindset on your money journey.  We&#039;ll discuss how to develop the beliefs and habits that will set you up for long-term financial success, and  we&#039;ll offer tips to  overcome negative thinking that can hold you back from your goals.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we explore the power of mindset on your money journey. We&amp;#039;ll discuss how to develop the beliefs and habits that will set you up for long-term financial success, and we&amp;#039;ll offer tips to overcome negative thinking that can hold you back from your goals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Saving and Investing with Special Guest Brayden Altman]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Brayden Altman.  They discuss how much you should be saving, as well as the power of compounding interest and a good work ethic.]]>
                            </description>
            <pubDate>Sun, 19 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7091</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240519-89347-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Brayden Altman.  They discuss how much you should be saving, as well as the power of compounding interest and a good work ethic.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Brayden Altman.  They discuss how much you should be saving, as well as the power of compounding interest and a good work ethic.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Brayden Altman. They discuss how much you should be saving, as well as the power of compounding interest and a good work ethic.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Omaha is Number One!]]></title>
                        <description>
                                    <![CDATA[From the weather to the number 1 city, Bill Altman and Bill Kizer talk about Omaha, the great people and incredible city.]]>
                            </description>
            <pubDate>Sun, 12 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7066</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[From the weather to the number 1 city, Bill Altman and Bill Kizer talk about Omaha, the great people and incredible city.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[From the weather to the number 1 city, Bill Altman and Bill Kizer talk about Omaha, the great people and incredible city.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>From the weather to the number 1 city, Bill Altman and Bill Kizer talk about Omaha, the great people and incredible city.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Real Estate Market Update with Danielle Altman]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes real estate guru (and his better half) Danielle Altman to talk about the current real estate market.]]>
                            </description>
            <pubDate>Sun, 05 May 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7040</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes real estate guru (and his better half) Danielle Altman to talk about the current real estate market.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 May 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes real estate guru (and his better half) Danielle Altman to talk about the current real estate market.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes real estate guru (and his better half) Danielle Altman to talk about the current real estate market.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Day Without Shoes with Allen Chaffee &amp; Carissa Bullock from Cornhusker Bank]]></title>
                        <description>
                                    <![CDATA[Bill welcomes Allen Chaffee and Carissa Bullock from Cornhusker Bank to talk about how they help the community through their Day Without Shoes.]]>
                            </description>
            <pubDate>Sun, 28 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7015</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes Allen Chaffee and Carissa Bullock from Cornhusker Bank to talk about how they help the community through their Day Without Shoes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes Allen Chaffee and Carissa Bullock from Cornhusker Bank to talk about how they help the community through their Day Without Shoes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes Allen Chaffee and Carissa Bullock from Cornhusker Bank to talk about how they help the community through their Day Without Shoes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Update with Michael Binger]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Michael Binger, president of Gradient Investments. They discuss where the market is at and where it&#039;s headed.]]>
                            </description>
            <pubDate>Sun, 21 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6989</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Michael Binger, president of Gradient Investments. They discuss where the market is at and where it&#039;s headed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Michael Binger, president of Gradient Investments. They discuss where the market is at and where it&#039;s headed.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Michael Binger, president of Gradient Investments. They discuss where the market is at and where it&amp;#039;s headed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Chickens, Eggs and Inflation]]></title>
                        <description>
                                    <![CDATA[Which came first? In this episode we talk about eggs, inflation and your finances. Not necessarily in that order!]]>
                            </description>
            <pubDate>Sun, 14 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6964</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Which came first? In this episode we talk about eggs, inflation and your finances. Not necessarily in that order!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Which came first? In this episode we talk about eggs, inflation and your finances. Not necessarily in that order!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Which came first? In this episode we talk about eggs, inflation and your finances. Not necessarily in that order!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Losing Your Wallet and Your Water]]></title>
                        <description>
                                    <![CDATA[In this episode Bill tells the story of a lost water and broken water lines. He also talks about how to protect these things and your finances as well!]]>
                            </description>
            <pubDate>Sun, 07 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6940</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill tells the story of a lost water and broken water lines. He also talks about how to protect these things and your finances as well!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill tells the story of a lost water and broken water lines. He also talks about how to protect these things and your finances as well!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill tells the story of a lost water and broken water lines. He also talks about how to protect these things and your finances as well!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Concrete Talk with Meghan Bird]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes former KFAB alum&#039; Meghan Bird to talk about her new company and why it may surprise some people. Don&#039;t miss this fun and exciting episode!]]>
                            </description>
            <pubDate>Sun, 31 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6911</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes former KFAB alum&#039; Meghan Bird to talk about her new company and why it may surprise some people. Don&#039;t miss this fun and exciting episode!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes former KFAB alum&#039; Meghan Bird to talk about her new company and why it may surprise some people. Don&#039;t miss this fun and exciting episode!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes former KFAB alum&amp;#039; Meghan Bird to talk about her new company and why it may surprise some people. Don&amp;#039;t miss this fun and exciting episode!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Put your financial information in the vault!]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss the importance of having a handle on your financial information and how to keep it safe and yet accessible.]]>
                            </description>
            <pubDate>Sun, 24 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6894</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240324-89339-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss the importance of having a handle on your financial information and how to keep it safe and yet accessible.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss the importance of having a handle on your financial information and how to keep it safe and yet accessible.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss the importance of having a handle on your financial information and how to keep it safe and yet accessible.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest on Your Money]]></title>
                        <description>
                                    <![CDATA[In this episode Bill and Andrew discuss financial and retirement planning, and the various strategies to earn interest on your money.]]>
                            </description>
            <pubDate>Sun, 17 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6867</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240317-89338-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill and Andrew discuss financial and retirement planning, and the various strategies to earn interest on your money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill and Andrew discuss financial and retirement planning, and the various strategies to earn interest on your money.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill and Andrew discuss financial and retirement planning, and the various strategies to earn interest on your money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest Rates and Real Estate]]></title>
                        <description>
                                    <![CDATA[Bill welcomes his better half and Real Estate guru Danielle Altman to the show to give an update on where the real estate market is at in the Omaha area and where it might be headed. We also discuss the affects of the interest rates on the housing market and the overall economy.]]>
                            </description>
            <pubDate>Sun, 10 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6841</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240310-89337-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes his better half and Real Estate guru Danielle Altman to the show to give an update on where the real estate market is at in the Omaha area and where it might be headed. We also discuss the affects of the interest rates on the housing market and the overall economy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes his better half and Real Estate guru Danielle Altman to the show to give an update on where the real estate market is at in the Omaha area and where it might be headed. We also discuss the affects of the interest rates on the housing market and the overall economy.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes his better half and Real Estate guru Danielle Altman to the show to give an update on where the real estate market is at in the Omaha area and where it might be headed. We also discuss the affects of the interest rates on the housing market and the overall economy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Election and Your Finances]]></title>
                        <description>
                                    <![CDATA[Are you worried that the presidential election could negatively impact you finances? In this episode we talk about the past 96 years of presidential elections and what impact they&#039;ve had on the market. We also talk about securing your financial future.]]>
                            </description>
            <pubDate>Sun, 03 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6812</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240303-89336-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you worried that the presidential election could negatively impact you finances? In this episode we talk about the past 96 years of presidential elections and what impact they&#039;ve had on the market. We also talk about securing your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you worried that the presidential election could negatively impact you finances? In this episode we talk about the past 96 years of presidential elections and what impact they&#039;ve had on the market. We also talk about securing your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Are you worried that the presidential election could negatively impact you finances? In this episode we talk about the past 96 years of presidential elections and what impact they&amp;#039;ve had on the market. We also talk about securing your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Outlook and Emotional Investing]]></title>
                        <description>
                                    <![CDATA[We talk about the market&#039;s currents, discussing and dissecting how fear and emotions impact your bottom line. Learn strategies to keep emotions in check and make decisions for a secure financial future. Don&#039;t miss it!]]>
                            </description>
            <pubDate>Sun, 25 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6789</guid>
            
            
            
            <enclosure length="34609857" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240225-89335-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We talk about the market&#039;s currents, discussing and dissecting how fear and emotions impact your bottom line. Learn strategies to keep emotions in check and make decisions for a secure financial future. Don&#039;t miss it!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We talk about the market&#039;s currents, discussing and dissecting how fear and emotions impact your bottom line. Learn strategies to keep emotions in check and make decisions for a secure financial future. Don&#039;t miss it!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We talk about the market&amp;#039;s currents, discussing and dissecting how fear and emotions impact your bottom line. Learn strategies to keep emotions in check and make decisions for a secure financial future. Don&amp;#039;t miss it!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Little Bit of This and That with Bill Kizer]]></title>
                        <description>
                                    <![CDATA[Is the market roaring back? Dive into the SP 500 hitting 5000, strong earnings, and the latest on inflation for pre-retirees and retirees in today&#039;s market update! Don&#039;t miss our  insights to help you navigate your financial future.]]>
                            </description>
            <pubDate>Sun, 18 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6771</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240218-89334-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Is the market roaring back? Dive into the SP 500 hitting 5000, strong earnings, and the latest on inflation for pre-retirees and retirees in today&#039;s market update! Don&#039;t miss our  insights to help you navigate your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Is the market roaring back? Dive into the SP 500 hitting 5000, strong earnings, and the latest on inflation for pre-retirees and retirees in today&#039;s market update! Don&#039;t miss our  insights to help you navigate your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Is the market roaring back? Dive into the SP 500 hitting 5000, strong earnings, and the latest on inflation for pre-retirees and retirees in today&amp;#039;s market update! Don&amp;#039;t miss our insights to help you navigate your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Trust and Trusts]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the need for clarity and the value of a second opinion on your financial plans, as well as the importance of having a properly funded Trust as part of your estate planning.]]>
                            </description>
            <pubDate>Sun, 11 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6745</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240211-89333-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the need for clarity and the value of a second opinion on your financial plans, as well as the importance of having a properly funded Trust as part of your estate planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the need for clarity and the value of a second opinion on your financial plans, as well as the importance of having a properly funded Trust as part of your estate planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the need for clarity and the value of a second opinion on your financial plans, as well as the importance of having a properly funded Trust as part of your estate planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Planning Goals]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss what you will do in retirement and the importance of having a plan, a purpose and goals.]]>
                            </description>
            <pubDate>Sun, 04 Feb 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6726</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss what you will do in retirement and the importance of having a plan, a purpose and goals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Feb 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss what you will do in retirement and the importance of having a plan, a purpose and goals.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss what you will do in retirement and the importance of having a plan, a purpose and goals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Inflation, Wages, and the Cost of Doing Business]]></title>
                        <description>
                                    <![CDATA[Are rising prices eating into your profits? Is keeping your employees happy pushing payroll budgets? Bill welcomes special guest Pat Earl and they dive into the tangled web of inflation, wages, and the everyday challenges businesses face in a shifting economic landscape.]]>
                            </description>
            <pubDate>Sun, 28 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6695</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are rising prices eating into your profits? Is keeping your employees happy pushing payroll budgets? Bill welcomes special guest Pat Earl and they dive into the tangled web of inflation, wages, and the everyday challenges businesses face in a shifting economic landscape.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are rising prices eating into your profits? Is keeping your employees happy pushing payroll budgets? Bill welcomes special guest Pat Earl and they dive into the tangled web of inflation, wages, and the everyday challenges businesses face in a shifting economic landscape.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Are rising prices eating into your profits? Is keeping your employees happy pushing payroll budgets? Bill welcomes special guest Pat Earl and they dive into the tangled web of inflation, wages, and the everyday challenges businesses face in a shifting economic landscape.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What does it really mean to be a fiduciary?]]></title>
                        <description>
                                    <![CDATA[A lot of financial service professionals throw around the word &quot;Fiduciary&quot; but what does that really mean? And how what does that mean for the Premier Advisory Group and what we will do you for more specifically?]]>
                            </description>
            <pubDate>Sun, 21 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6674</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[A lot of financial service professionals throw around the word &quot;Fiduciary&quot; but what does that really mean? And how what does that mean for the Premier Advisory Group and what we will do you for more specifically?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[A lot of financial service professionals throw around the word &quot;Fiduciary&quot; but what does that really mean? And how what does that mean for the Premier Advisory Group and what we will do you for more specifically?]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>A lot of financial service professionals throw around the word &amp;quot;Fiduciary&amp;quot; but what does that really mean? And how what does that mean for the Premier Advisory Group and what we will do you for more specifically?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Update: Interest Rates, the Fed, and Inflation]]></title>
                        <description>
                                    <![CDATA[Andrew Galvin talks about the new inflation numbers and how it might affect the Feds decision on what to do with interest rates.]]>
                            </description>
            <pubDate>Sun, 14 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6652</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240114-89329-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Andrew Galvin talks about the new inflation numbers and how it might affect the Feds decision on what to do with interest rates.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Andrew Galvin talks about the new inflation numbers and how it might affect the Feds decision on what to do with interest rates.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Andrew Galvin talks about the new inflation numbers and how it might affect the Feds decision on what to do with interest rates.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2024 Forecast and Financial Outlook]]></title>
                        <description>
                                    <![CDATA[In this episode Bill looks at where we are headed and what you need to know to have a secure financial future.]]>
                            </description>
            <pubDate>Sun, 07 Jan 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6623</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240107-89328-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill looks at where we are headed and what you need to know to have a secure financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Jan 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill looks at where we are headed and what you need to know to have a secure financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill looks at where we are headed and what you need to know to have a secure financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The End Of An Era?]]></title>
                        <description>
                                    <![CDATA[The Big O Money Show as you know it is changing. No, not the hosts, not the content, or anything else. The location is changing! The Premier Advisory Group is moving from their Miracle Hills location to 120 Stonegate.]]>
                            </description>
            <pubDate>Sun, 31 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6601</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The Big O Money Show as you know it is changing. No, not the hosts, not the content, or anything else. The location is changing! The Premier Advisory Group is moving from their Miracle Hills location to 120 Stonegate.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The Big O Money Show as you know it is changing. No, not the hosts, not the content, or anything else. The location is changing! The Premier Advisory Group is moving from their Miracle Hills location to 120 Stonegate.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>The Big O Money Show as you know it is changing. No, not the hosts, not the content, or anything else. The location is changing! The Premier Advisory Group is moving from their Miracle Hills location to 120 Stonegate.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Jack from Dogwatch and Capitalism at Work]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss the importance of hard work and capitalism. Bill welcomes special guest Jack Earl of Dogwatch to talk about running a business and the key to success.]]>
                            </description>
            <pubDate>Sun, 24 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6590</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231224-89326-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss the importance of hard work and capitalism. Bill welcomes special guest Jack Earl of Dogwatch to talk about running a business and the key to success.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss the importance of hard work and capitalism. Bill welcomes special guest Jack Earl of Dogwatch to talk about running a business and the key to success.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss the importance of hard work and capitalism. Bill welcomes special guest Jack Earl of Dogwatch to talk about running a business and the key to success.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Real Estate with Danielle Altman and Beneficiary Deeds]]></title>
                        <description>
                                    <![CDATA[Bill welcomes his better half, Danielle Altman to discuss what is happening with the real estate market, and we discuss the pros of  beneficiary deeds in your estate planning.]]>
                            </description>
            <pubDate>Sun, 17 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6567</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231217-89325-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes his better half, Danielle Altman to discuss what is happening with the real estate market, and we discuss the pros of  beneficiary deeds in your estate planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes his better half, Danielle Altman to discuss what is happening with the real estate market, and we discuss the pros of  beneficiary deeds in your estate planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes his better half, Danielle Altman to discuss what is happening with the real estate market, and we discuss the pros of beneficiary deeds in your estate planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Go Go, Slow Go, and No Go]]></title>
                        <description>
                                    <![CDATA[We talk about the 3 stages of retirement and how to properly prepare for them.]]>
                            </description>
            <pubDate>Sun, 10 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6546</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231210-89324-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We talk about the 3 stages of retirement and how to properly prepare for them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We talk about the 3 stages of retirement and how to properly prepare for them.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We talk about the 3 stages of retirement and how to properly prepare for them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Money Moves, Office Moves, and Medicare]]></title>
                        <description>
                                    <![CDATA[In this episode we are joined by Medicare specialist Bill Kizer and we discuss everything from housing prices, new offices and Medicare. What you need to know about what is happening in the financial world.]]>
                            </description>
            <pubDate>Sun, 03 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6516</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231203-89323-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we are joined by Medicare specialist Bill Kizer and we discuss everything from housing prices, new offices and Medicare. What you need to know about what is happening in the financial world.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we are joined by Medicare specialist Bill Kizer and we discuss everything from housing prices, new offices and Medicare. What you need to know about what is happening in the financial world.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we are joined by Medicare specialist Bill Kizer and we discuss everything from housing prices, new offices and Medicare. What you need to know about what is happening in the financial world.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Giving Thanks]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what we have to be thankful for, personally and the financial picture.]]>
                            </description>
            <pubDate>Sun, 26 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6491</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231126-89322-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what we have to be thankful for, personally and the financial picture.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what we have to be thankful for, personally and the financial picture.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about what we have to be thankful for, personally and the financial picture.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Thanks and Resolutions]]></title>
                        <description>
                                    <![CDATA[We cover everything from what to be thankful for to resolutions heading into the next financial year, as well as a last call for Medicare changes and more.]]>
                            </description>
            <pubDate>Sun, 19 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6468</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231119-89321-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We cover everything from what to be thankful for to resolutions heading into the next financial year, as well as a last call for Medicare changes and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We cover everything from what to be thankful for to resolutions heading into the next financial year, as well as a last call for Medicare changes and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We cover everything from what to be thankful for to resolutions heading into the next financial year, as well as a last call for Medicare changes and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Risk Reduction]]></title>
                        <description>
                                    <![CDATA[There are ways to reduce risk and still get a return. We explore some of these possible options.]]>
                            </description>
            <pubDate>Sun, 12 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6448</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231112-89320-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are ways to reduce risk and still get a return. We explore some of these possible options.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are ways to reduce risk and still get a return. We explore some of these possible options.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>There are ways to reduce risk and still get a return. We explore some of these possible options.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with Financial Volatility]]></title>
                        <description>
                                    <![CDATA[The markets have been on a roller coaster ride, and we discuss where things might be headed and what you can do to help secure your financial future.]]>
                            </description>
            <pubDate>Sun, 05 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6420</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231105-89319-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The markets have been on a roller coaster ride, and we discuss where things might be headed and what you can do to help secure your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The markets have been on a roller coaster ride, and we discuss where things might be headed and what you can do to help secure your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>The markets have been on a roller coaster ride, and we discuss where things might be headed and what you can do to help secure your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Earnings, Markets and Medicare]]></title>
                        <description>
                                    <![CDATA[In this episode Bill Altman and Bill Kizer discuss the market volatility, the earnings reports and Medicare.]]>
                            </description>
            <pubDate>Sun, 29 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6388</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231029-89318-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill Altman and Bill Kizer discuss the market volatility, the earnings reports and Medicare.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill Altman and Bill Kizer discuss the market volatility, the earnings reports and Medicare.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill Altman and Bill Kizer discuss the market volatility, the earnings reports and Medicare.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest Rates and Interests in Life]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what&#039;s going on with markets and with life.]]>
                            </description>
            <pubDate>Sun, 22 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6366</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what&#039;s going on with markets and with life.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what&#039;s going on with markets and with life.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about what&amp;#039;s going on with markets and with life.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Markets and Medicare Open Enrollment]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about market volatility and then the current Medicare annual election period.]]>
                            </description>
            <pubDate>Sun, 15 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6342</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about market volatility and then the current Medicare annual election period.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about market volatility and then the current Medicare annual election period.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about market volatility and then the current Medicare annual election period.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Answers]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes Bill Kizer to talk about Medicare and the current window to make changes.]]>
                            </description>
            <pubDate>Sun, 08 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6317</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes Bill Kizer to talk about Medicare and the current window to make changes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes Bill Kizer to talk about Medicare and the current window to make changes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes Bill Kizer to talk about Medicare and the current window to make changes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Financial Outlook and Planning]]></title>
                        <description>
                                    <![CDATA[In this episode we look at where we are at with the economy, markets and what you need to be aware of for financial planning before the end of the year.]]>
                            </description>
            <pubDate>Sun, 01 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6293</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231001-89314-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we look at where we are at with the economy, markets and what you need to be aware of for financial planning before the end of the year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we look at where we are at with the economy, markets and what you need to be aware of for financial planning before the end of the year.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we look at where we are at with the economy, markets and what you need to be aware of for financial planning before the end of the year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest Rates and Planning for the Future]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what&#039;s going on with the market, interest rates and financial planning for the future. http://www.paradvisor.com]]>
                            </description>
            <pubDate>Sun, 24 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6266</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230924-89313-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what&#039;s going on with the market, interest rates and financial planning for the future. http://www.paradvisor.com]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what&#039;s going on with the market, interest rates and financial planning for the future. http://www.paradvisor.com]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about what&amp;#039;s going on with the market, interest rates and financial planning for the future. http://www.paradvisor.com</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Perishable Food Rescue Celebrates 10 Years]]></title>
                        <description>
                                    <![CDATA[Bill welcomes Beth Ostdiek Smith back to the show. Beth is the president, CEO and founder of Saving Grace Perishable Food Rescue. They are celebrating 10 years of providing food to people in need.]]>
                            </description>
            <pubDate>Sun, 17 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6241</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230917-89312-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes Beth Ostdiek Smith back to the show. Beth is the president, CEO and founder of Saving Grace Perishable Food Rescue. They are celebrating 10 years of providing food to people in need.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes Beth Ostdiek Smith back to the show. Beth is the president, CEO and founder of Saving Grace Perishable Food Rescue. They are celebrating 10 years of providing food to people in need.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes Beth Ostdiek Smith back to the show. Beth is the president, CEO and founder of Saving Grace Perishable Food Rescue. They are celebrating 10 years of providing food to people in need.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Chili: Interest Rates and a Cooling Economy]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about his championship chili and the cooling economy.]]>
                            </description>
            <pubDate>Sun, 03 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6196</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about his championship chili and the cooling economy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about his championship chili and the cooling economy.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about his championship chili and the cooling economy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning and Medicare]]></title>
                        <description>
                                    <![CDATA[In this episode we welcome special guest Bill Kizer to talk about estate planning and Medicare open enrollment.]]>
                            </description>
            <pubDate>Sun, 27 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6168</guid>
            
            
            
            <enclosure length="34598492" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230827-89310-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we welcome special guest Bill Kizer to talk about estate planning and Medicare open enrollment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we welcome special guest Bill Kizer to talk about estate planning and Medicare open enrollment.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we welcome special guest Bill Kizer to talk about estate planning and Medicare open enrollment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Economy and Your Financial Path]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the current economy and it&#039;s affects on your financial future.]]>
                            </description>
            <pubDate>Sun, 20 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6142</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230820-89309-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the current economy and it&#039;s affects on your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the current economy and it&#039;s affects on your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the current economy and it&amp;#039;s affects on your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the importance of estate planning to protect your family. From wills and trusts to communication, it&#039;s all an important part of keeping family harmony.]]>
                            </description>
            <pubDate>Sun, 13 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6114</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230813-89308-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the importance of estate planning to protect your family. From wills and trusts to communication, it&#039;s all an important part of keeping family harmony.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the importance of estate planning to protect your family. From wills and trusts to communication, it&#039;s all an important part of keeping family harmony.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the importance of estate planning to protect your family. From wills and trusts to communication, it&amp;#039;s all an important part of keeping family harmony.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security, Retirment Planning and More]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about some Social Security myths and questions to ask before you retire.]]>
                            </description>
            <pubDate>Sun, 06 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6089</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230806-89307-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about some Social Security myths and questions to ask before you retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about some Social Security myths and questions to ask before you retire.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about some Social Security myths and questions to ask before you retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Brighter Outlook]]></title>
                        <description>
                                    <![CDATA[No more fear mongering! We talk about the economy, interest rates and how the sky isn&#039;t falling.]]>
                            </description>
            <pubDate>Sun, 30 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6063</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230730-89306-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[No more fear mongering! We talk about the economy, interest rates and how the sky isn&#039;t falling.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[No more fear mongering! We talk about the economy, interest rates and how the sky isn&#039;t falling.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>No more fear mongering! We talk about the economy, interest rates and how the sky isn&amp;#039;t falling.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why You Need a Financial Advisor]]></title>
                        <description>
                                    <![CDATA[In this show we talk about why it makes financial sense to work with a financial advisor.]]>
                            </description>
            <pubDate>Sun, 23 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6041</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230723-89305-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we talk about why it makes financial sense to work with a financial advisor.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we talk about why it makes financial sense to work with a financial advisor.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we talk about why it makes financial sense to work with a financial advisor.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mid Year Recap]]></title>
                        <description>
                                    <![CDATA[In this episode we look at the first half of the financial year and where things may be headed.]]>
                            </description>
            <pubDate>Sun, 16 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6015</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230716-89304-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we look at the first half of the financial year and where things may be headed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we look at the first half of the financial year and where things may be headed.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we look at the first half of the financial year and where things may be headed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Pickleball and Medicare (Changes and Scams)]]></title>
                        <description>
                                    <![CDATA[In this episode we welcome guest host Bill Kizer to talk about his foray into Pickleball and more importantly, Medicare scams to be aware of and the recent changes to your benefits.]]>
                            </description>
            <pubDate>Sun, 09 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5990</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230709-89309-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we welcome guest host Bill Kizer to talk about his foray into Pickleball and more importantly, Medicare scams to be aware of and the recent changes to your benefits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we welcome guest host Bill Kizer to talk about his foray into Pickleball and more importantly, Medicare scams to be aware of and the recent changes to your benefits.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we welcome guest host Bill Kizer to talk about his foray into Pickleball and more importantly, Medicare scams to be aware of and the recent changes to your benefits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Omaha, the Markets and the World of Finance]]></title>
                        <description>
                                    <![CDATA[We welcome special guest Bill Kizer back to the show to talk about what is happening in Omaha and the world of finance.]]>
                            </description>
            <pubDate>Sun, 02 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5971</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We welcome special guest Bill Kizer back to the show to talk about what is happening in Omaha and the world of finance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We welcome special guest Bill Kizer back to the show to talk about what is happening in Omaha and the world of finance.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We welcome special guest Bill Kizer back to the show to talk about what is happening in Omaha and the world of finance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial News and What&#039;s Happening with the Real Estate Market]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Danielle Altman to talk about what&#039;s happening with the real estate market and with interest rates.]]>
                            </description>
            <pubDate>Sun, 18 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5934</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Danielle Altman to talk about what&#039;s happening with the real estate market and with interest rates.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Danielle Altman to talk about what&#039;s happening with the real estate market and with interest rates.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Danielle Altman to talk about what&amp;#039;s happening with the real estate market and with interest rates.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Money: Spend it or Leave it?]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about spending your money in retirement, as well as what&#039;s going on the in the world of finance.]]>
                            </description>
            <pubDate>Sun, 11 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5903</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about spending your money in retirement, as well as what&#039;s going on the in the world of finance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about spending your money in retirement, as well as what&#039;s going on the in the world of finance.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about spending your money in retirement, as well as what&amp;#039;s going on the in the world of finance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Human Factor of Finance]]></title>
                        <description>
                                    <![CDATA[In this episode we welcome special guest Andrew Galvin to talk about what&#039;s happening in the world of finance and how you need the human touch for your planning.]]>
                            </description>
            <pubDate>Sun, 04 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5874</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we welcome special guest Andrew Galvin to talk about what&#039;s happening in the world of finance and how you need the human touch for your planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we welcome special guest Andrew Galvin to talk about what&#039;s happening in the world of finance and how you need the human touch for your planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we welcome special guest Andrew Galvin to talk about what&amp;#039;s happening in the world of finance and how you need the human touch for your planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Debt Ceiling and More]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the debt ceiling and other current events.]]>
                            </description>
            <pubDate>Sun, 28 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5846</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the debt ceiling and other current events.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the debt ceiling and other current events.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the debt ceiling and other current events.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Finances and The Big Tournament]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about tax planning, financial planning, the markets and his daughter&#039;s big tennis tournament.]]>
                            </description>
            <pubDate>Sun, 21 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5820</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about tax planning, financial planning, the markets and his daughter&#039;s big tennis tournament.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about tax planning, financial planning, the markets and his daughter&#039;s big tennis tournament.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about tax planning, financial planning, the markets and his daughter&amp;#039;s big tennis tournament.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mother&#039;s Day and Taking Care of Yourself and Your Family]]></title>
                        <description>
                                    <![CDATA[In this episode we pay tribute to all the moms out there for Mother&#039;s Day. We also discuss ways to cover long-term care.]]>
                            </description>
            <pubDate>Sun, 14 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5790</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we pay tribute to all the moms out there for Mother&#039;s Day. We also discuss ways to cover long-term care.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we pay tribute to all the moms out there for Mother&#039;s Day. We also discuss ways to cover long-term care.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we pay tribute to all the moms out there for Mother&amp;#039;s Day. We also discuss ways to cover long-term care.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Headlines]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the changes and news that can affect your finances.]]>
                            </description>
            <pubDate>Sun, 07 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5767</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230507-89295-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the changes and news that can affect your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the changes and news that can affect your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the changes and news that can affect your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[More on Enhanced Planning and Taxes]]></title>
                        <description>
                                    <![CDATA[In this show we talk more about estate and enhanced planning, and about minimizing the tax burden on what you pass on to your family.]]>
                            </description>
            <pubDate>Sun, 30 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5736</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230430-89294-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we talk more about estate and enhanced planning, and about minimizing the tax burden on what you pass on to your family.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we talk more about estate and enhanced planning, and about minimizing the tax burden on what you pass on to your family.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we talk more about estate and enhanced planning, and about minimizing the tax burden on what you pass on to your family.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Enhanced Planning]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about estate and enhanced planning. Now is the time to plan for the future.]]>
                            </description>
            <pubDate>Sun, 23 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5714</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230423-89293-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about estate and enhanced planning. Now is the time to plan for the future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about estate and enhanced planning. Now is the time to plan for the future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about estate and enhanced planning. Now is the time to plan for the future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Banking and A Day Without Shoes]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guests Carissa Bullock and Allen Chaffee, from Cornhusker Bank, to talk about giving back to the community and contributing to A Day Without Shoes.]]>
                            </description>
            <pubDate>Sun, 16 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5690</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230416-89292-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guests Carissa Bullock and Allen Chaffee, from Cornhusker Bank, to talk about giving back to the community and contributing to A Day Without Shoes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guests Carissa Bullock and Allen Chaffee, from Cornhusker Bank, to talk about giving back to the community and contributing to A Day Without Shoes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guests Carissa Bullock and Allen Chaffee, from Cornhusker Bank, to talk about giving back to the community and contributing to A Day Without Shoes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Easter Show]]></title>
                        <description>
                                    <![CDATA[In this episode we cover a number of financial topics in the news and Easter.]]>
                            </description>
            <pubDate>Sun, 09 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5657</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230409-89291-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we cover a number of financial topics in the news and Easter.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we cover a number of financial topics in the news and Easter.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we cover a number of financial topics in the news and Easter.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Take off the Tinfoil Hat]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about why you shouldn&#039;t panic when it comes to finances. We also discuss Omaha&#039;s ongoing pothole problem.]]>
                            </description>
            <pubDate>Sun, 02 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5633</guid>
            
            
            
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            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about why you shouldn&#039;t panic when it comes to finances. We also discuss Omaha&#039;s ongoing pothole problem.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about why you shouldn&#039;t panic when it comes to finances. We also discuss Omaha&#039;s ongoing pothole problem.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about why you shouldn&amp;#039;t panic when it comes to finances. We also discuss Omaha&amp;#039;s ongoing pothole problem.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Jim Rose and Nebraska Greats]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest and KFAB host Jim Rose. They talk about the Nebraska Greats Foundation and much more!]]>
                            </description>
            <pubDate>Sun, 26 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5609</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230326-89289-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest and KFAB host Jim Rose. They talk about the Nebraska Greats Foundation and much more!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest and KFAB host Jim Rose. They talk about the Nebraska Greats Foundation and much more!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest and KFAB host Jim Rose. They talk about the Nebraska Greats Foundation and much more!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What&#039;s Going On With Banks]]></title>
                        <description>
                                    <![CDATA[In this show we discuss the issues with banks and the security of your money.]]>
                            </description>
            <pubDate>Sun, 19 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5584</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230319-89288-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we discuss the issues with banks and the security of your money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we discuss the issues with banks and the security of your money.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we discuss the issues with banks and the security of your money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[When is Financial Risk Worth It?]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the dangers of taking unnecessary risk with your finances and finding how much risk vs. safety you need.]]>
                            </description>
            <pubDate>Sun, 12 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5560</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230312-89287-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the dangers of taking unnecessary risk with your finances and finding how much risk vs. safety you need.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the dangers of taking unnecessary risk with your finances and finding how much risk vs. safety you need.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the dangers of taking unnecessary risk with your finances and finding how much risk vs. safety you need.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Potholes and Property Tax]]></title>
                        <description>
                                    <![CDATA[In this show Bill talks about the pothole problem in the Omaha area while property taxes have skyrocketed.]]>
                            </description>
            <pubDate>Sun, 05 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5536</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230305-89286-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Bill talks about the pothole problem in the Omaha area while property taxes have skyrocketed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Bill talks about the pothole problem in the Omaha area while property taxes have skyrocketed.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show Bill talks about the pothole problem in the Omaha area while property taxes have skyrocketed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Supply and Demand Economy]]></title>
                        <description>
                                    <![CDATA[While areas of the current economy are strong, supply and demand is still a problem. Bill gives his take and also talks about planning for your finances.]]>
                            </description>
            <pubDate>Sun, 26 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5512</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230226-89285-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[While areas of the current economy are strong, supply and demand is still a problem. Bill gives his take and also talks about planning for your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[While areas of the current economy are strong, supply and demand is still a problem. Bill gives his take and also talks about planning for your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>While areas of the current economy are strong, supply and demand is still a problem. Bill gives his take and also talks about planning for your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Knowing what to do about taxes]]></title>
                        <description>
                                    <![CDATA[There are so many tax changes that take effect this year, and then there&#039;s the prospect of taxes increasing in the future. In this show we look at tax strategies for now and in the future.]]>
                            </description>
            <pubDate>Sun, 12 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5469</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230212-89284-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are so many tax changes that take effect this year, and then there&#039;s the prospect of taxes increasing in the future. In this show we look at tax strategies for now and in the future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are so many tax changes that take effect this year, and then there&#039;s the prospect of taxes increasing in the future. In this show we look at tax strategies for now and in the future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>There are so many tax changes that take effect this year, and then there&amp;#039;s the prospect of taxes increasing in the future. In this show we look at tax strategies for now and in the future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Fun with Taxes]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss the new interest rate hike and have fun talking about taxes.]]>
                            </description>
            <pubDate>Sun, 05 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5444</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230205-89283-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss the new interest rate hike and have fun talking about taxes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss the new interest rate hike and have fun talking about taxes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss the new interest rate hike and have fun talking about taxes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Saving Grace Perishable Food Rescue]]></title>
                        <description>
                                    <![CDATA[On this week&#039;s show we welcome Beth Ostdiek Smith, director and founder of the  Saving Grace Perishable Food Rescue. We talk about getting food that would be otherwise thrown away to those who need it.]]>
                            </description>
            <pubDate>Sun, 29 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5426</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230129-89282-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this week&#039;s show we welcome Beth Ostdiek Smith, director and founder of the  Saving Grace Perishable Food Rescue. We talk about getting food that would be otherwise thrown away to those who need it.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this week&#039;s show we welcome Beth Ostdiek Smith, director and founder of the  Saving Grace Perishable Food Rescue. We talk about getting food that would be otherwise thrown away to those who need it.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>On this week&amp;#039;s show we welcome Beth Ostdiek Smith, director and founder of the Saving Grace Perishable Food Rescue. We talk about getting food that would be otherwise thrown away to those who need it.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Secure Act 2.0]]></title>
                        <description>
                                    <![CDATA[In this show we discuss the new Secure Act 2.0 and all the changes it brings, as well as how it will impact your financial planning.]]>
                            </description>
            <pubDate>Sun, 22 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5398</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230122-60019-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we discuss the new Secure Act 2.0 and all the changes it brings, as well as how it will impact your financial planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we discuss the new Secure Act 2.0 and all the changes it brings, as well as how it will impact your financial planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we discuss the new Secure Act 2.0 and all the changes it brings, as well as how it will impact your financial planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Jones Financial Talk and The Big O Money Show Las Vegas Extravaganza]]></title>
                        <description>
                                    <![CDATA[Nick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.]]>
                            </description>
            <pubDate>Sun, 15 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5383</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230115-60018-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Nick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Nick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Nick from Jones Financial Talk and Bill from The Big O Money Show are at a conference in Las Vegas and along with Tony Shore, they all talk about the Secure Act 2.0, how to manage taxes in retirement, and talk a little bit about gambling but not participating in it.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Real Estate and Investment Trends for the New Year]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guest Danielle Altman to discuss the real estate market. We also discuss financial trends for the new year.]]>
                            </description>
            <pubDate>Sun, 08 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5359</guid>
            
            
            
            <enclosure length="34553799" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230108-89279-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guest Danielle Altman to discuss the real estate market. We also discuss financial trends for the new year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guest Danielle Altman to discuss the real estate market. We also discuss financial trends for the new year.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guest Danielle Altman to discuss the real estate market. We also discuss financial trends for the new year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning Tips for the New Year]]></title>
                        <description>
                                    <![CDATA[Bill and Tony discuss some financial planning tips to help you ring in the new year.]]>
                            </description>
            <pubDate>Sun, 01 Jan 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5341</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230101-89278-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill and Tony discuss some financial planning tips to help you ring in the new year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Jan 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill and Tony discuss some financial planning tips to help you ring in the new year.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill and Tony discuss some financial planning tips to help you ring in the new year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Christmas Special]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about recent financial news and the true meaning of Christmas.]]>
                            </description>
            <pubDate>Sun, 25 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5330</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221225-89277-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about recent financial news and the true meaning of Christmas.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about recent financial news and the true meaning of Christmas.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about recent financial news and the true meaning of Christmas.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Politics of Media and Finance]]></title>
                        <description>
                                    <![CDATA[As we head into the holidays, we want to avoid politics, but it&#039;s permeated everything. Bill looks at a current article about Medicare Advantage plans and we look at keeping politics out of finance and your faith.]]>
                            </description>
            <pubDate>Sun, 18 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5314</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221218-89276-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[As we head into the holidays, we want to avoid politics, but it&#039;s permeated everything. Bill looks at a current article about Medicare Advantage plans and we look at keeping politics out of finance and your faith.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[As we head into the holidays, we want to avoid politics, but it&#039;s permeated everything. Bill looks at a current article about Medicare Advantage plans and we look at keeping politics out of finance and your faith.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>As we head into the holidays, we want to avoid politics, but it&amp;#039;s permeated everything. Bill looks at a current article about Medicare Advantage plans and we look at keeping politics out of finance and your faith.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Planning and More]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guest financial advisor Andrew Galvin to discuss year-end IRA distributions, charitable giving and more.]]>
                            </description>
            <pubDate>Sun, 11 Dec 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5293</guid>
            
            
            
            <enclosure length="34557181" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221211-89275-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guest financial advisor Andrew Galvin to discuss year-end IRA distributions, charitable giving and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Dec 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guest financial advisor Andrew Galvin to discuss year-end IRA distributions, charitable giving and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guest financial advisor Andrew Galvin to discuss year-end IRA distributions, charitable giving and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to be Thankful For]]></title>
                        <description>
                                    <![CDATA[We talk about what to be thankful for in the past year and look ahead and the potential for the coming year.]]>
                            </description>
            <pubDate>Sun, 27 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5259</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221127-89274-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We talk about what to be thankful for in the past year and look ahead and the potential for the coming year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We talk about what to be thankful for in the past year and look ahead and the potential for the coming year.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We talk about what to be thankful for in the past year and look ahead and the potential for the coming year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets and Real Estate]]></title>
                        <description>
                                    <![CDATA[We take a look at the midterm&#039;s effect on the financial markets and Bill welcomes special guest Danielle Altman to talk about the current real estate market.]]>
                            </description>
            <pubDate>Sun, 20 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5237</guid>
            
            
            
            <enclosure length="34561184" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221120-89273-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We take a look at the midterm&#039;s effect on the financial markets and Bill welcomes special guest Danielle Altman to talk about the current real estate market.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We take a look at the midterm&#039;s effect on the financial markets and Bill welcomes special guest Danielle Altman to talk about the current real estate market.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We take a look at the midterm&amp;#039;s effect on the financial markets and Bill welcomes special guest Danielle Altman to talk about the current real estate market.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-end Tax Strategies]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about where we are at with politics, the markets and then talk about important year-end tax strategies.]]>
                            </description>
            <pubDate>Sun, 13 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5214</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221113-89272-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about where we are at with politics, the markets and then talk about important year-end tax strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about where we are at with politics, the markets and then talk about important year-end tax strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about where we are at with politics, the markets and then talk about important year-end tax strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets and Estate Planning]]></title>
                        <description>
                                    <![CDATA[It&#039;s hard not to talk about the markets and the midterms right now. In this episode we look at the markets and their recent reactions as well as some important information on estate planning.]]>
                            </description>
            <pubDate>Sun, 06 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5189</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221106-89271-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It&#039;s hard not to talk about the markets and the midterms right now. In this episode we look at the markets and their recent reactions as well as some important information on estate planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It&#039;s hard not to talk about the markets and the midterms right now. In this episode we look at the markets and their recent reactions as well as some important information on estate planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>It&amp;#039;s hard not to talk about the markets and the midterms right now. In this episode we look at the markets and their recent reactions as well as some important information on estate planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protecting Principal in a Down Market]]></title>
                        <description>
                                    <![CDATA[There are ways to help protect against market volatility. We talk about this and other current financial news in today&#039;s show.]]>
                            </description>
            <pubDate>Sun, 30 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5164</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221030-89270-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are ways to help protect against market volatility. We talk about this and other current financial news in today&#039;s show.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are ways to help protect against market volatility. We talk about this and other current financial news in today&#039;s show.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>There are ways to help protect against market volatility. We talk about this and other current financial news in today&amp;#039;s show.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare: Advantage or Supplemental?]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guest Jake Dinan from United Health Care to talk about Medicare Advantage versus supplemental insurance and which might be better for you, depending on your situation.]]>
                            </description>
            <pubDate>Sun, 23 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5139</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221023-89269-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guest Jake Dinan from United Health Care to talk about Medicare Advantage versus supplemental insurance and which might be better for you, depending on your situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guest Jake Dinan from United Health Care to talk about Medicare Advantage versus supplemental insurance and which might be better for you, depending on your situation.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guest Jake Dinan from United Health Care to talk about Medicare Advantage versus supplemental insurance and which might be better for you, depending on your situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Changes and Open Enrollment]]></title>
                        <description>
                                    <![CDATA[In this episode we welcome Medicare specialist Bill Kizer to talk about what is going on with Medicare and this year&#039;s open enrollment period.]]>
                            </description>
            <pubDate>Sun, 16 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5112</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221016-89268-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we welcome Medicare specialist Bill Kizer to talk about what is going on with Medicare and this year&#039;s open enrollment period.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we welcome Medicare specialist Bill Kizer to talk about what is going on with Medicare and this year&#039;s open enrollment period.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we welcome Medicare specialist Bill Kizer to talk about what is going on with Medicare and this year&amp;#039;s open enrollment period.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Oil, Medicare and Conservative Investing]]></title>
                        <description>
                                    <![CDATA[What is going on with the price of oil? We also talk about Medicare open enrollment and the importance of conservative investing.]]>
                            </description>
            <pubDate>Sun, 09 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5097</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221009-89267-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What is going on with the price of oil? We also talk about Medicare open enrollment and the importance of conservative investing.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What is going on with the price of oil? We also talk about Medicare open enrollment and the importance of conservative investing.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>What is going on with the price of oil? We also talk about Medicare open enrollment and the importance of conservative investing.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Disciplined Investing]]></title>
                        <description>
                                    <![CDATA[In this show Bill breaks down what&#039;s happening with the markets... stocks, bonds and gold. Then we talk about how disciplined investing can help.]]>
                            </description>
            <pubDate>Sun, 25 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5056</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220925-89266-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Bill breaks down what&#039;s happening with the markets... stocks, bonds and gold. Then we talk about how disciplined investing can help.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Bill breaks down what&#039;s happening with the markets... stocks, bonds and gold. Then we talk about how disciplined investing can help.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show Bill breaks down what&amp;#039;s happening with the markets... stocks, bonds and gold. Then we talk about how disciplined investing can help.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Personal Pensions and Social Security]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about how to create your own personal pension and the ins and outs of social security.]]>
                            </description>
            <pubDate>Sun, 18 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5041</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220918-89265-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about how to create your own personal pension and the ins and outs of social security.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about how to create your own personal pension and the ins and outs of social security.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about how to create your own personal pension and the ins and outs of social security.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Zipper Merge Your Finances]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about life, financial options and the zipper merge.]]>
                            </description>
            <pubDate>Sun, 11 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5021</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220911-89264-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about life, financial options and the zipper merge.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about life, financial options and the zipper merge.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about life, financial options and the zipper merge.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Risk, Safety and Liquidity]]></title>
                        <description>
                                    <![CDATA[Where your money is at can make a huge difference in how much you will have when you need it in retirement. In our show today Bill goes over what it means to have a truly balanced financial plan.]]>
                            </description>
            <pubDate>Sun, 04 Sep 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5001</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220904-89263-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Where your money is at can make a huge difference in how much you will have when you need it in retirement. In our show today Bill goes over what it means to have a truly balanced financial plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Sep 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Where your money is at can make a huge difference in how much you will have when you need it in retirement. In our show today Bill goes over what it means to have a truly balanced financial plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Where your money is at can make a huge difference in how much you will have when you need it in retirement. In our show today Bill goes over what it means to have a truly balanced financial plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Student Loans and Market Volatility]]></title>
                        <description>
                                    <![CDATA[In this show we cover what&#039;s happening in the markets and Bill gives his take on the plan for student loan forgiveness.]]>
                            </description>
            <pubDate>Sun, 28 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4981</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220828-89262-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we cover what&#039;s happening in the markets and Bill gives his take on the plan for student loan forgiveness.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we cover what&#039;s happening in the markets and Bill gives his take on the plan for student loan forgiveness.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we cover what&amp;#039;s happening in the markets and Bill gives his take on the plan for student loan forgiveness.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Timing the Market or Time IN the Market]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the dangers of trying to time the market and about the importance of helping others.]]>
                            </description>
            <pubDate>Sun, 21 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4960</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220821-89261-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the dangers of trying to time the market and about the importance of helping others.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the dangers of trying to time the market and about the importance of helping others.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the dangers of trying to time the market and about the importance of helping others.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Optimism]]></title>
                        <description>
                                    <![CDATA[The economy is showing signs of recovery and positivity. In this episode we discuss these optimistic indicators.]]>
                            </description>
            <pubDate>Sun, 14 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4938</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220814-89260-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The economy is showing signs of recovery and positivity. In this episode we discuss these optimistic indicators.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The economy is showing signs of recovery and positivity. In this episode we discuss these optimistic indicators.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>The economy is showing signs of recovery and positivity. In this episode we discuss these optimistic indicators.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Have You Planned for Retirement?]]></title>
                        <description>
                                    <![CDATA[On today&#039;s show Bill talks about the importance of having a retirement plan and what that means.]]>
                            </description>
            <pubDate>Sun, 07 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4912</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220807-89259-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On today&#039;s show Bill talks about the importance of having a retirement plan and what that means.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On today&#039;s show Bill talks about the importance of having a retirement plan and what that means.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>On today&amp;#039;s show Bill talks about the importance of having a retirement plan and what that means.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Bill Sr. Ism&#039;s - Bill interviews his dad]]></title>
                        <description>
                                    <![CDATA[In this episode Bill interviews his dad, Bill Sr. and they talk about estate planning, retirement and delivering checks to charities.]]>
                            </description>
            <pubDate>Sun, 31 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4892</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220731-89258-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill interviews his dad, Bill Sr. and they talk about estate planning, retirement and delivering checks to charities.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill interviews his dad, Bill Sr. and they talk about estate planning, retirement and delivering checks to charities.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill interviews his dad, Bill Sr. and they talk about estate planning, retirement and delivering checks to charities.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Risk vs. Reward]]></title>
                        <description>
                                    <![CDATA[From bitcoin to stocks and annuities, in this episode we talk about how to allocate your assets to help you achieve a real balance.]]>
                            </description>
            <pubDate>Sun, 24 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4871</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220724-89257-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[From bitcoin to stocks and annuities, in this episode we talk about how to allocate your assets to help you achieve a real balance.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[From bitcoin to stocks and annuities, in this episode we talk about how to allocate your assets to help you achieve a real balance.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>From bitcoin to stocks and annuities, in this episode we talk about how to allocate your assets to help you achieve a real balance.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What can we do about the economy and markets?]]></title>
                        <description>
                                    <![CDATA[In this episode we look at where we are at with the economy and the markets and what you need to be aware of.]]>
                            </description>
            <pubDate>Sun, 17 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4850</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220717-89256-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we look at where we are at with the economy and the markets and what you need to be aware of.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we look at where we are at with the economy and the markets and what you need to be aware of.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we look at where we are at with the economy and the markets and what you need to be aware of.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Positivity - Put on the Herstle Hat]]></title>
                        <description>
                                    <![CDATA[We dedicate this episode to the memory of our dear friend Herstle Jones and talk about how his positivity, attitude and integrity can be a lesson for us all to put people first. We also talk about the markets.]]>
                            </description>
            <pubDate>Sun, 10 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4832</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220710-89255-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We dedicate this episode to the memory of our dear friend Herstle Jones and talk about how his positivity, attitude and integrity can be a lesson for us all to put people first. We also talk about the markets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We dedicate this episode to the memory of our dear friend Herstle Jones and talk about how his positivity, attitude and integrity can be a lesson for us all to put people first. We also talk about the markets.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We dedicate this episode to the memory of our dear friend Herstle Jones and talk about how his positivity, attitude and integrity can be a lesson for us all to put people first. We also talk about the markets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Financial SWAN Plan]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about how to have peace of mind regarding your finances amid market turmoil.]]>
                            </description>
            <pubDate>Sun, 03 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4818</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220703-89254-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about how to have peace of mind regarding your finances amid market turmoil.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about how to have peace of mind regarding your finances amid market turmoil.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about how to have peace of mind regarding your finances amid market turmoil.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Supply Shortages and It&#039;s Impact]]></title>
                        <description>
                                    <![CDATA[In this show we talk about the supply shortages and supply chain issues and their impact on the economy and your finances.]]>
                            </description>
            <pubDate>Sun, 26 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4796</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220626-89253-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we talk about the supply shortages and supply chain issues and their impact on the economy and your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we talk about the supply shortages and supply chain issues and their impact on the economy and your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we talk about the supply shortages and supply chain issues and their impact on the economy and your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Economy, Interests Rates and the Administration]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special co-host Bill Kizer back to the show to discus what&#039;s happening with the economy.]]>
                            </description>
            <pubDate>Sun, 19 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4773</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220619-89252-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special co-host Bill Kizer back to the show to discus what&#039;s happening with the economy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special co-host Bill Kizer back to the show to discus what&#039;s happening with the economy.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special co-host Bill Kizer back to the show to discus what&amp;#039;s happening with the economy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What Happens to your Health Costs When You Retire?]]></title>
                        <description>
                                    <![CDATA[When you were working you typically have employer sponsored health insurance plans. When you retire those go away. How are you going to pay for your health needs after you retire?]]>
                            </description>
            <pubDate>Sun, 12 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4752</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220612-89251-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When you were working you typically have employer sponsored health insurance plans. When you retire those go away. How are you going to pay for your health needs after you retire?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When you were working you typically have employer sponsored health insurance plans. When you retire those go away. How are you going to pay for your health needs after you retire?]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>When you were working you typically have employer sponsored health insurance plans. When you retire those go away. How are you going to pay for your health needs after you retire?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mortgage Update with Luke Mitchell from Cornhusker Bank]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guest and Mortgage specialist Luke Mitch from Cornhusker Bank to talk about the current housing and mortgage situation in our area.]]>
                            </description>
            <pubDate>Sun, 05 Jun 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4738</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220505-89250-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guest and Mortgage specialist Luke Mitch from Cornhusker Bank to talk about the current housing and mortgage situation in our area.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Jun 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guest and Mortgage specialist Luke Mitch from Cornhusker Bank to talk about the current housing and mortgage situation in our area.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guest and Mortgage specialist Luke Mitch from Cornhusker Bank to talk about the current housing and mortgage situation in our area.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Importance of Planning]]></title>
                        <description>
                                    <![CDATA[Bill discusses retirement planning and the aspects that need to be covered before you can retire.]]>
                            </description>
            <pubDate>Sun, 29 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4720</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220529-89249-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill discusses retirement planning and the aspects that need to be covered before you can retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill discusses retirement planning and the aspects that need to be covered before you can retire.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill discusses retirement planning and the aspects that need to be covered before you can retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Housing Market vs. Stock Market]]></title>
                        <description>
                                    <![CDATA[Bill welcomes a very special guest, his wife Danielle, to talk about the real estate market. Bill talks stocks and Danielle talks about the housing market and what it takes to buy and sell a home right now.]]>
                            </description>
            <pubDate>Sun, 22 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4693</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220522-89248-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes a very special guest, his wife Danielle, to talk about the real estate market. Bill talks stocks and Danielle talks about the housing market and what it takes to buy and sell a home right now.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes a very special guest, his wife Danielle, to talk about the real estate market. Bill talks stocks and Danielle talks about the housing market and what it takes to buy and sell a home right now.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes a very special guest, his wife Danielle, to talk about the real estate market. Bill talks stocks and Danielle talks about the housing market and what it takes to buy and sell a home right now.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Navigating the Rough Financial Landscape]]></title>
                        <description>
                                    <![CDATA[With inflation and market volatility raging, you need a path through the madness. In this episode we talk about tips and strategies to help make it through.]]>
                            </description>
            <pubDate>Sun, 15 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4673</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220515-89247-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With inflation and market volatility raging, you need a path through the madness. In this episode we talk about tips and strategies to help make it through.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With inflation and market volatility raging, you need a path through the madness. In this episode we talk about tips and strategies to help make it through.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>With inflation and market volatility raging, you need a path through the madness. In this episode we talk about tips and strategies to help make it through.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest Rates and Market Volatility]]></title>
                        <description>
                                    <![CDATA[What is going on with interest rates and the market? What you need to know.]]>
                            </description>
            <pubDate>Sun, 08 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4647</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220508-89246-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What is going on with interest rates and the market? What you need to know.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What is going on with interest rates and the market? What you need to know.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>What is going on with interest rates and the market? What you need to know.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Economy and Your Investments]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about getting your finances in order and dealing with the current market volatility.]]>
                            </description>
            <pubDate>Sun, 01 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4622</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220501-89245-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about getting your finances in order and dealing with the current market volatility.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about getting your finances in order and dealing with the current market volatility.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about getting your finances in order and dealing with the current market volatility.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Cornhusker Bank and One Day Without Shoes]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guests Corissa Bullock and Alan Chaffee from Cornhusker Bank to discuss the current banking climate, as well as their program &quot;One Day Without Shoes,&quot; that helps provide shoes for those who need them.]]>
                            </description>
            <pubDate>Sun, 24 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4600</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220424-89244-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guests Corissa Bullock and Alan Chaffee from Cornhusker Bank to discuss the current banking climate, as well as their program &quot;One Day Without Shoes,&quot; that helps provide shoes for those who need them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guests Corissa Bullock and Alan Chaffee from Cornhusker Bank to discuss the current banking climate, as well as their program &quot;One Day Without Shoes,&quot; that helps provide shoes for those who need them.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guests Corissa Bullock and Alan Chaffee from Cornhusker Bank to discuss the current banking climate, as well as their program &amp;quot;One Day Without Shoes,&amp;quot; that helps provide shoes for those who need them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Adjustments for Rising Inflation and Interest Rates]]></title>
                        <description>
                                    <![CDATA[Today Bill addresses issues caused by rising prices, including real estate investments and more.]]>
                            </description>
            <pubDate>Sun, 17 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4577</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220417-89243-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Today Bill addresses issues caused by rising prices, including real estate investments and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Today Bill addresses issues caused by rising prices, including real estate investments and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Today Bill addresses issues caused by rising prices, including real estate investments and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Caring for Your Finances]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about helping his son look at colleges and then about caring for your finances, making sure your money is managed and that you have an income plan for retirement.]]>
                            </description>
            <pubDate>Sun, 10 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4556</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220410-89242-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about helping his son look at colleges and then about caring for your finances, making sure your money is managed and that you have an income plan for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about helping his son look at colleges and then about caring for your finances, making sure your money is managed and that you have an income plan for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about helping his son look at colleges and then about caring for your finances, making sure your money is managed and that you have an income plan for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Welcome to Splitsville (when stocks split)]]></title>
                        <description>
                                    <![CDATA[There&#039;s been a lot of talk lately about major stocks splitting...but what does that really mean for you and your investments? In this episode we discuss what happens when stocks split.]]>
                            </description>
            <pubDate>Sun, 03 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4531</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220403-89241-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There&#039;s been a lot of talk lately about major stocks splitting...but what does that really mean for you and your investments? In this episode we discuss what happens when stocks split.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There&#039;s been a lot of talk lately about major stocks splitting...but what does that really mean for you and your investments? In this episode we discuss what happens when stocks split.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>There&amp;#039;s been a lot of talk lately about major stocks splitting...but what does that really mean for you and your investments? In this episode we discuss what happens when stocks split.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Omaha Track and The Business Climate]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes back special guest Jeff Peterson to talk about his business Omaha Track and the overall business climate and gas crises.]]>
                            </description>
            <pubDate>Sun, 27 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4500</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220327-89240-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes back special guest Jeff Peterson to talk about his business Omaha Track and the overall business climate and gas crises.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes back special guest Jeff Peterson to talk about his business Omaha Track and the overall business climate and gas crises.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes back special guest Jeff Peterson to talk about his business Omaha Track and the overall business climate and gas crises.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Outlook with Michael Binger]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes the President of Gradient Investments on the show to discuss the market, where it&#039;s at and where it might be headed.]]>
                            </description>
            <pubDate>Sun, 20 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4476</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220320-89239-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes the President of Gradient Investments on the show to discuss the market, where it&#039;s at and where it might be headed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes the President of Gradient Investments on the show to discuss the market, where it&#039;s at and where it might be headed.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes the President of Gradient Investments on the show to discuss the market, where it&amp;#039;s at and where it might be headed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What we can learn from the Greatest Generation]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss longevity and the lessons that can be learned from the greatest generation.]]>
                            </description>
            <pubDate>Sun, 06 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4435</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220306-89238-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss longevity and the lessons that can be learned from the greatest generation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss longevity and the lessons that can be learned from the greatest generation.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss longevity and the lessons that can be learned from the greatest generation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Ukraine and the Markets]]></title>
                        <description>
                                    <![CDATA[In this episode we look at the impact the Ukraine attack has had on the markets and the importance of having a solid financial plan in place.]]>
                            </description>
            <pubDate>Sun, 27 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4405</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220227-89237-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we look at the impact the Ukraine attack has had on the markets and the importance of having a solid financial plan in place.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we look at the impact the Ukraine attack has had on the markets and the importance of having a solid financial plan in place.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we look at the impact the Ukraine attack has had on the markets and the importance of having a solid financial plan in place.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets and Taxes]]></title>
                        <description>
                                    <![CDATA[Everyone is concerned about the market volatility and taxes going up, but it may not be as bad as you think. Bill discusses the current market and the realities of future taxes.]]>
                            </description>
            <pubDate>Sun, 20 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4377</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220220-89236-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Everyone is concerned about the market volatility and taxes going up, but it may not be as bad as you think. Bill discusses the current market and the realities of future taxes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Everyone is concerned about the market volatility and taxes going up, but it may not be as bad as you think. Bill discusses the current market and the realities of future taxes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Everyone is concerned about the market volatility and taxes going up, but it may not be as bad as you think. Bill discusses the current market and the realities of future taxes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Making Sense of the Real Estate Market]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guest Danielle Altman to talk about the real estate market and they go over tips and strategies to deal with the current housing and rental climate.]]>
                            </description>
            <pubDate>Sun, 06 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4332</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220206-89235-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guest Danielle Altman to talk about the real estate market and they go over tips and strategies to deal with the current housing and rental climate.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guest Danielle Altman to talk about the real estate market and they go over tips and strategies to deal with the current housing and rental climate.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guest Danielle Altman to talk about the real estate market and they go over tips and strategies to deal with the current housing and rental climate.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Looking at the Year Ahead]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guest Bill Kizer to talk about finances and the economy in the year ahead.]]>
                            </description>
            <pubDate>Sun, 30 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4311</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220130-89234-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guest Bill Kizer to talk about finances and the economy in the year ahead.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guest Bill Kizer to talk about finances and the economy in the year ahead.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guest Bill Kizer to talk about finances and the economy in the year ahead.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do Wars Affect the Stock Market?]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about what effects wars have on the economy and the stock market in particular.]]>
                            </description>
            <pubDate>Sun, 23 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4267</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220123-89233-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about what effects wars have on the economy and the stock market in particular.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about what effects wars have on the economy and the stock market in particular.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about what effects wars have on the economy and the stock market in particular.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Pick Your Battles]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the importance of staying positive and why you need to pick your battles.]]>
                            </description>
            <pubDate>Sun, 16 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4239</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220116-89232-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the importance of staying positive and why you need to pick your battles.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the importance of staying positive and why you need to pick your battles.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the importance of staying positive and why you need to pick your battles.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Big O Money Show Broadcasting from LA]]></title>
                        <description>
                                    <![CDATA[The Big O Money Show is on the road and they are broadcasting from LA. Bill and Tony give an update on what&#039;s happening in the world and how The Premier Advisory Group may be able to help you.]]>
                            </description>
            <pubDate>Sun, 09 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4215</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220109-89231-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The Big O Money Show is on the road and they are broadcasting from LA. Bill and Tony give an update on what&#039;s happening in the world and how The Premier Advisory Group may be able to help you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The Big O Money Show is on the road and they are broadcasting from LA. Bill and Tony give an update on what&#039;s happening in the world and how The Premier Advisory Group may be able to help you.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>The Big O Money Show is on the road and they are broadcasting from LA. Bill and Tony give an update on what&amp;#039;s happening in the world and how The Premier Advisory Group may be able to help you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Headwinds and Tailwinds of 2022]]></title>
                        <description>
                                    <![CDATA[In this episode Bill goes over the headwinds we will be facing over the next year, as well as the tailwinds we have to help us out.]]>
                            </description>
            <pubDate>Sun, 26 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4186</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211226-89230-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill goes over the headwinds we will be facing over the next year, as well as the tailwinds we have to help us out.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill goes over the headwinds we will be facing over the next year, as well as the tailwinds we have to help us out.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill goes over the headwinds we will be facing over the next year, as well as the tailwinds we have to help us out.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taking the Bull by the Horns - The market &amp; the economy in 2022]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about how to take the bull by the horns and prepare for what&#039;s in store for your finances.]]>
                            </description>
            <pubDate>Sun, 19 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4176</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211219-89229-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about how to take the bull by the horns and prepare for what&#039;s in store for your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about how to take the bull by the horns and prepare for what&#039;s in store for your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about how to take the bull by the horns and prepare for what&amp;#039;s in store for your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[New Laws, Taxes, and the Disappearing Workforce]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about changes the government is making and how they can affect us and as well as future taxes. He also tackles the problem of the disappearing workforce.]]>
                            </description>
            <pubDate>Sun, 12 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4157</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211212-89228-Altman-FullVersion.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about changes the government is making and how they can affect us and as well as future taxes. He also tackles the problem of the disappearing workforce.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about changes the government is making and how they can affect us and as well as future taxes. He also tackles the problem of the disappearing workforce.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about changes the government is making and how they can affect us and as well as future taxes. He also tackles the problem of the disappearing workforce.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Volatility or Victory?]]></title>
                        <description>
                                    <![CDATA[Whether it&#039;s the markets, Covid, the economy or all three, you need to have a plan in place. In today&#039;s show Bill talks about market volatility and the economy and the importance of having a plan.]]>
                            </description>
            <pubDate>Sun, 05 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4139</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211205-89227-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Whether it&#039;s the markets, Covid, the economy or all three, you need to have a plan in place. In today&#039;s show Bill talks about market volatility and the economy and the importance of having a plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Whether it&#039;s the markets, Covid, the economy or all three, you need to have a plan in place. In today&#039;s show Bill talks about market volatility and the economy and the importance of having a plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Whether it&amp;#039;s the markets, Covid, the economy or all three, you need to have a plan in place. In today&amp;#039;s show Bill talks about market volatility and the economy and the importance of having a plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-end Planning and the Economy]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss year-end financial planning and what you need to know to stay on track headed into the new year. We also talk about the economy and where we are headed.]]>
                            </description>
            <pubDate>Sun, 28 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4119</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211128-89226-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss year-end financial planning and what you need to know to stay on track headed into the new year. We also talk about the economy and where we are headed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss year-end financial planning and what you need to know to stay on track headed into the new year. We also talk about the economy and where we are headed.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss year-end financial planning and what you need to know to stay on track headed into the new year. We also talk about the economy and where we are headed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why a Financial Advisor?]]></title>
                        <description>
                                    <![CDATA[In this episode we give thanks...  and Bill talks about why he does what he does and why you need work with a financial professional.]]>
                            </description>
            <pubDate>Sun, 21 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4102</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211121-89225-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we give thanks...  and Bill talks about why he does what he does and why you need work with a financial professional.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we give thanks...  and Bill talks about why he does what he does and why you need work with a financial professional.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we give thanks... and Bill talks about why he does what he does and why you need work with a financial professional.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legacy Planning and Veterans Benefits]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the importance of estate and legacy planning, and we discuss Veterans benefits.]]>
                            </description>
            <pubDate>Sun, 14 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4082</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211114-89224-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the importance of estate and legacy planning, and we discuss Veterans benefits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the importance of estate and legacy planning, and we discuss Veterans benefits.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the importance of estate and legacy planning, and we discuss Veterans benefits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare with Adam Welch of United Health Care]]></title>
                        <description>
                                    <![CDATA[Bill welcomes back special guest Adam Welch of United Health Care to discuss Medicare options.]]>
                            </description>
            <pubDate>Sun, 07 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4060</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211107-89223-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes back special guest Adam Welch of United Health Care to discuss Medicare options.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes back special guest Adam Welch of United Health Care to discuss Medicare options.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes back special guest Adam Welch of United Health Care to discuss Medicare options.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Optimistic for the Future]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes guest Bill Kaiser. They discuss inflation, the economy and healthcare in retirement. But more importantly, how to stay optimistic.]]>
                            </description>
            <pubDate>Sun, 31 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4038</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211031-89222-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes guest Bill Kaiser. They discuss inflation, the economy and healthcare in retirement. But more importantly, how to stay optimistic.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes guest Bill Kaiser. They discuss inflation, the economy and healthcare in retirement. But more importantly, how to stay optimistic.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes guest Bill Kaiser. They discuss inflation, the economy and healthcare in retirement. But more importantly, how to stay optimistic.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Look on the bright side of the economy]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the economy, your finances and how to stay positive.]]>
                            </description>
            <pubDate>Sun, 24 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4012</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211024-89221-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the economy, your finances and how to stay positive.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the economy, your finances and how to stay positive.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the economy, your finances and how to stay positive.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Going Back to College with Bill]]></title>
                        <description>
                                    <![CDATA[Bill does this episode from Auburn in Alabama and talks about college costs and the financial aspect of schooling for our children and grandchildren.]]>
                            </description>
            <pubDate>Sun, 17 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3989</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211017-89220-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill does this episode from Auburn in Alabama and talks about college costs and the financial aspect of schooling for our children and grandchildren.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill does this episode from Auburn in Alabama and talks about college costs and the financial aspect of schooling for our children and grandchildren.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill does this episode from Auburn in Alabama and talks about college costs and the financial aspect of schooling for our children and grandchildren.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning in Today&#039;s Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss the keys to retirement and how it&#039;s changing, including Medicare and income planning.]]>
                            </description>
            <pubDate>Sun, 10 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3967</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211010-89219-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss the keys to retirement and how it&#039;s changing, including Medicare and income planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss the keys to retirement and how it&#039;s changing, including Medicare and income planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss the keys to retirement and how it&amp;#039;s changing, including Medicare and income planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthcare and Medicare Planning]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Adam Welch from United Healthcare to talk about how to plan for healthcare and Medicare.]]>
                            </description>
            <pubDate>Sun, 03 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3948</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211003-89218-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Adam Welch from United Healthcare to talk about how to plan for healthcare and Medicare.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Adam Welch from United Healthcare to talk about how to plan for healthcare and Medicare.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Adam Welch from United Healthcare to talk about how to plan for healthcare and Medicare.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Drive, Determination and Wise Investing]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest John Kaiser, and they discuss drive and wise investing.]]>
                            </description>
            <pubDate>Sun, 19 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3908</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210919-89216-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest John Kaiser, and they discuss drive and wise investing.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest John Kaiser, and they discuss drive and wise investing.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest John Kaiser, and they discuss drive and wise investing.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes... Now or in retirement?]]></title>
                        <description>
                                    <![CDATA[Should you pay taxes on your retirement funds now, or in retirement? In this episode Bill looks at ways to possibly minimize taxes in retirement.]]>
                            </description>
            <pubDate>Sun, 12 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3883</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210912-89215-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Should you pay taxes on your retirement funds now, or in retirement? In this episode Bill looks at ways to possibly minimize taxes in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Should you pay taxes on your retirement funds now, or in retirement? In this episode Bill looks at ways to possibly minimize taxes in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Should you pay taxes on your retirement funds now, or in retirement? In this episode Bill looks at ways to possibly minimize taxes in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What&#039;s Happening to Social Security and Medicare]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about changes in the financial world and funding for Social Security and Medicare.]]>
                            </description>
            <pubDate>Sun, 05 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3863</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210905-89214-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about changes in the financial world and funding for Social Security and Medicare.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about changes in the financial world and funding for Social Security and Medicare.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about changes in the financial world and funding for Social Security and Medicare.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Fed, The Economy, and Your Finances]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what&#039;s going on with the recent Federal Reserve meeting, the problems we are facing in Afghanistan and with Covid, and we discuss financial planning.]]>
                            </description>
            <pubDate>Sun, 29 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3842</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210829-89213-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what&#039;s going on with the recent Federal Reserve meeting, the problems we are facing in Afghanistan and with Covid, and we discuss financial planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what&#039;s going on with the recent Federal Reserve meeting, the problems we are facing in Afghanistan and with Covid, and we discuss financial planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about what&amp;#039;s going on with the recent Federal Reserve meeting, the problems we are facing in Afghanistan and with Covid, and we discuss financial planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security, Medicare and the Tragedy in Afghanistan]]></title>
                        <description>
                                    <![CDATA[We discuss the tragedy in Afghanistan as well as retirement income planning with Social Security and Medicare.]]>
                            </description>
            <pubDate>Sun, 22 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3829</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210822-89212-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We discuss the tragedy in Afghanistan as well as retirement income planning with Social Security and Medicare.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We discuss the tragedy in Afghanistan as well as retirement income planning with Social Security and Medicare.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We discuss the tragedy in Afghanistan as well as retirement income planning with Social Security and Medicare.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Nebraska Greats!]]></title>
                        <description>
                                    <![CDATA[We welcome special guest Bill Kizer back to the show and the 2 Bills talk about giving back to the community and the Nebraska Greats program, as well as some financial wisdom.]]>
                            </description>
            <pubDate>Sun, 15 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3804</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210815-89211-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We welcome special guest Bill Kizer back to the show and the 2 Bills talk about giving back to the community and the Nebraska Greats program, as well as some financial wisdom.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We welcome special guest Bill Kizer back to the show and the 2 Bills talk about giving back to the community and the Nebraska Greats program, as well as some financial wisdom.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We welcome special guest Bill Kizer back to the show and the 2 Bills talk about giving back to the community and the Nebraska Greats program, as well as some financial wisdom.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthcare and Medicare Planning for Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode Host Bill Altman welcomes Medicare specialist Bill Kizer and they discuss Medicare and how to plan for healthcare in retirement.]]>
                            </description>
            <pubDate>Sun, 08 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3782</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210808-89210-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Host Bill Altman welcomes Medicare specialist Bill Kizer and they discuss Medicare and how to plan for healthcare in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Host Bill Altman welcomes Medicare specialist Bill Kizer and they discuss Medicare and how to plan for healthcare in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Host Bill Altman welcomes Medicare specialist Bill Kizer and they discuss Medicare and how to plan for healthcare in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Where Will You Live in Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss where you might want to live in retirement.]]>
                            </description>
            <pubDate>Sun, 01 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3754</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210801-89209-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss where you might want to live in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss where you might want to live in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss where you might want to live in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning for the Unexpected]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss how life can catch us unaware and how important it is to plan for the unexpected.]]>
                            </description>
            <pubDate>Sun, 25 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3730</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210725-89208-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss how life can catch us unaware and how important it is to plan for the unexpected.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss how life can catch us unaware and how important it is to plan for the unexpected.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss how life can catch us unaware and how important it is to plan for the unexpected.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Inflation and EMP&#039;s]]></title>
                        <description>
                                    <![CDATA[In this show we discuss inflation and how it can impact your retirement plans. Then Bill talks about new forms of currency and why the good old American dollar is still king... it has something to do with EMP&#039;s.]]>
                            </description>
            <pubDate>Sun, 18 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3703</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210718-89207-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we discuss inflation and how it can impact your retirement plans. Then Bill talks about new forms of currency and why the good old American dollar is still king... it has something to do with EMP&#039;s.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we discuss inflation and how it can impact your retirement plans. Then Bill talks about new forms of currency and why the good old American dollar is still king... it has something to do with EMP&#039;s.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we discuss inflation and how it can impact your retirement plans. Then Bill talks about new forms of currency and why the good old American dollar is still king... it has something to do with EMP&amp;#039;s.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Special Guest - Tennis Pro Felicia Hutnick]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes tennis pro Felicia Hutnick, who tells her amazing story.]]>
                            </description>
            <pubDate>Sun, 11 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3678</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210711-89206-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes tennis pro Felicia Hutnick, who tells her amazing story.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes tennis pro Felicia Hutnick, who tells her amazing story.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes tennis pro Felicia Hutnick, who tells her amazing story.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Beth Ostdiek Smith with Saving Grace]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks with special guest Beth Ostdiek Smith about the Saving Grace food program.]]>
                            </description>
            <pubDate>Sun, 04 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3654</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210704-89205-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks with special guest Beth Ostdiek Smith about the Saving Grace food program.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks with special guest Beth Ostdiek Smith about the Saving Grace food program.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks with special guest Beth Ostdiek Smith about the Saving Grace food program.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Railroad and Recycling - Omaha Businesses]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes back special guest Jeff Peterson of Omaha Rail. They discuss the connection between businesses in Omaha and where things are headed.]]>
                            </description>
            <pubDate>Sun, 27 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3627</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210627-89204-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes back special guest Jeff Peterson of Omaha Rail. They discuss the connection between businesses in Omaha and where things are headed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes back special guest Jeff Peterson of Omaha Rail. They discuss the connection between businesses in Omaha and where things are headed.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes back special guest Jeff Peterson of Omaha Rail. They discuss the connection between businesses in Omaha and where things are headed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Auto Sales in Omaha with Bret Huber]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guest Bret Huber, owner of Huber Cadillac and Huber Chevrolet. They discus the supply and demand issues with automobiles and having a successful business in Omaha.]]>
                            </description>
            <pubDate>Sun, 20 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3602</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210620-89203-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guest Bret Huber, owner of Huber Cadillac and Huber Chevrolet. They discus the supply and demand issues with automobiles and having a successful business in Omaha.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guest Bret Huber, owner of Huber Cadillac and Huber Chevrolet. They discus the supply and demand issues with automobiles and having a successful business in Omaha.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guest Bret Huber, owner of Huber Cadillac and Huber Chevrolet. They discus the supply and demand issues with automobiles and having a successful business in Omaha.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The World in 2030]]></title>
                        <description>
                                    <![CDATA[No one has a crystal ball, yet we all need to be prepared for the future and where things are headed. In this episode we explore this and talk about what you need to know.]]>
                            </description>
            <pubDate>Sun, 13 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3584</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210613-89202-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[No one has a crystal ball, yet we all need to be prepared for the future and where things are headed. In this episode we explore this and talk about what you need to know.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[No one has a crystal ball, yet we all need to be prepared for the future and where things are headed. In this episode we explore this and talk about what you need to know.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>No one has a crystal ball, yet we all need to be prepared for the future and where things are headed. In this episode we explore this and talk about what you need to know.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Introducing Andrew Galvin]]></title>
                        <description>
                                    <![CDATA[The Premier Advisory Group welcomes Andrew to their team.]]>
                            </description>
            <pubDate>Sun, 30 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3540</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210530-89201-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The Premier Advisory Group welcomes Andrew to their team.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The Premier Advisory Group welcomes Andrew to their team.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>The Premier Advisory Group welcomes Andrew to their team.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Business and Financial Well-being]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Kali Smith and talks about supporting local business and about financial well-being.]]>
                            </description>
            <pubDate>Sun, 23 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3516</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210523-89200-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Kali Smith and talks about supporting local business and about financial well-being.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Kali Smith and talks about supporting local business and about financial well-being.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Kali Smith and talks about supporting local business and about financial well-being.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Inflation - Is the sky really falling?]]></title>
                        <description>
                                    <![CDATA[In this episode we welcome special guest host Bill Kizer and the two Bills discuss inflation and it&#039;s affect on finances as well as the importance of planning for healthcare costs in retirement with Medicare and more.]]>
                            </description>
            <pubDate>Sun, 16 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3486</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210516-89199-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we welcome special guest host Bill Kizer and the two Bills discuss inflation and it&#039;s affect on finances as well as the importance of planning for healthcare costs in retirement with Medicare and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we welcome special guest host Bill Kizer and the two Bills discuss inflation and it&#039;s affect on finances as well as the importance of planning for healthcare costs in retirement with Medicare and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we welcome special guest host Bill Kizer and the two Bills discuss inflation and it&amp;#039;s affect on finances as well as the importance of planning for healthcare costs in retirement with Medicare and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Bird in the Hand vs. Two in the Bush]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the shoe drive, giving back and how you really need to be looking at Social Security.]]>
                            </description>
            <pubDate>Sun, 09 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3456</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210509-89198-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the shoe drive, giving back and how you really need to be looking at Social Security.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the shoe drive, giving back and how you really need to be looking at Social Security.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the shoe drive, giving back and how you really need to be looking at Social Security.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Getting Financially Prepared]]></title>
                        <description>
                                    <![CDATA[With tax changes on the way and government spending going up and up, you need a plan. In this episode we talk about what you can do to be financially prepared. And we talk about tractors, of course.]]>
                            </description>
            <pubDate>Sun, 02 May 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3431</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210502-89197-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With tax changes on the way and government spending going up and up, you need a plan. In this episode we talk about what you can do to be financially prepared. And we talk about tractors, of course.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 May 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With tax changes on the way and government spending going up and up, you need a plan. In this episode we talk about what you can do to be financially prepared. And we talk about tractors, of course.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>With tax changes on the way and government spending going up and up, you need a plan. In this episode we talk about what you can do to be financially prepared. And we talk about tractors, of course.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Medicare Hurricane]]></title>
                        <description>
                                    <![CDATA[You&#039;ve heard of Hurricane Irma? Well, we&#039;re going to tell you about the Medicare hurricane called IRMAA. It is definitely an issue that you should know about. In this episode Bill Altman welcomes Medicare specialist Bill Kizer to talk about IRMAA, Roth IRA&#039;s and more.]]>
                            </description>
            <pubDate>Sun, 18 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3380</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210418-89196-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You&#039;ve heard of Hurricane Irma? Well, we&#039;re going to tell you about the Medicare hurricane called IRMAA. It is definitely an issue that you should know about. In this episode Bill Altman welcomes Medicare specialist Bill Kizer to talk about IRMAA, Roth IRA&#039;s and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You&#039;ve heard of Hurricane Irma? Well, we&#039;re going to tell you about the Medicare hurricane called IRMAA. It is definitely an issue that you should know about. In this episode Bill Altman welcomes Medicare specialist Bill Kizer to talk about IRMAA, Roth IRA&#039;s and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>You&amp;#039;ve heard of Hurricane Irma? Well, we&amp;#039;re going to tell you about the Medicare hurricane called IRMAA. It is definitely an issue that you should know about. In this episode Bill Altman welcomes Medicare specialist Bill Kizer to talk about IRMAA, Roth IRA&amp;#039;s and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Our Finances - Rise with the Tide]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss financial well-being, local taxes, working together, and our love for Omaha!]]>
                            </description>
            <pubDate>Sun, 11 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3355</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210411-89195-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss financial well-being, local taxes, working together, and our love for Omaha!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss financial well-being, local taxes, working together, and our love for Omaha!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss financial well-being, local taxes, working together, and our love for Omaha!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Big O Money Show Travels Down South]]></title>
                        <description>
                                    <![CDATA[Bill takes the show on the road and heads down to Tucson Arizona to check in on his parents new home. Tony did not tag along so Bill had to do it solo. Bill also covers a few ideas that need to be taken into consideration right before you are ready to retire.]]>
                            </description>
            <pubDate>Sun, 04 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3328</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210404-89194-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill takes the show on the road and heads down to Tucson Arizona to check in on his parents new home. Tony did not tag along so Bill had to do it solo. Bill also covers a few ideas that need to be taken into consideration right before you are ready to retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill takes the show on the road and heads down to Tucson Arizona to check in on his parents new home. Tony did not tag along so Bill had to do it solo. Bill also covers a few ideas that need to be taken into consideration right before you are ready to retire.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill takes the show on the road and heads down to Tucson Arizona to check in on his parents new home. Tony did not tag along so Bill had to do it solo. Bill also covers a few ideas that need to be taken into consideration right before you are ready to retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Knowing When To Retire]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about his mom and dad as an example of knowing when the right time to retire is, and how it&#039;s not always about how much money you have.]]>
                            </description>
            <pubDate>Sun, 28 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3303</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210328-89193-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about his mom and dad as an example of knowing when the right time to retire is, and how it&#039;s not always about how much money you have.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about his mom and dad as an example of knowing when the right time to retire is, and how it&#039;s not always about how much money you have.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about his mom and dad as an example of knowing when the right time to retire is, and how it&amp;#039;s not always about how much money you have.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Mayhem and Tax Changes]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the market, avoiding emotional investing and tax changes.]]>
                            </description>
            <pubDate>Sun, 21 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3280</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210321-89192-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the market, avoiding emotional investing and tax changes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the market, avoiding emotional investing and tax changes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the market, avoiding emotional investing and tax changes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Breaks and the Best Islands to Retire On]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about a number of tax breaks and changes that are a part of the new Stimulus package as well as which islands are the best to retire on!]]>
                            </description>
            <pubDate>Sun, 14 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3254</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210314-89191-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about a number of tax breaks and changes that are a part of the new Stimulus package as well as which islands are the best to retire on!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about a number of tax breaks and changes that are a part of the new Stimulus package as well as which islands are the best to retire on!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about a number of tax breaks and changes that are a part of the new Stimulus package as well as which islands are the best to retire on!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare, Taxes and More]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Kizer to talk about Medicare and Taxes.]]>
                            </description>
            <pubDate>Sun, 07 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3226</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210307-89190-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Kizer to talk about Medicare and Taxes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Bill Kizer to talk about Medicare and Taxes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Bill Kizer to talk about Medicare and Taxes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[From Cold to Hot, Weather and Finances]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss the drastic change in temperatures and in finances. We talk about the markets and saving for retirement.]]>
                            </description>
            <pubDate>Sun, 28 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3197</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210228-89189-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss the drastic change in temperatures and in finances. We talk about the markets and saving for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss the drastic change in temperatures and in finances. We talk about the markets and saving for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss the drastic change in temperatures and in finances. We talk about the markets and saving for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[College and Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the expense of college and how it can also impact your retirement.]]>
                            </description>
            <pubDate>Sun, 21 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3169</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210221-89188-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the expense of college and how it can also impact your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the expense of college and how it can also impact your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the expense of college and how it can also impact your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes and Social Security in Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode Bill tackles the importance of understanding how your retirement accounts will be taxed and what you need to know about Social Security.]]>
                            </description>
            <pubDate>Sun, 07 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3117</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210207-89187-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill tackles the importance of understanding how your retirement accounts will be taxed and what you need to know about Social Security.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill tackles the importance of understanding how your retirement accounts will be taxed and what you need to know about Social Security.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill tackles the importance of understanding how your retirement accounts will be taxed and what you need to know about Social Security.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes, Growth, Markets and Your Finances]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the importance of financial plans and goals for this next year. Bill talks about current markets, taxes and how to plan for the future.]]>
                            </description>
            <pubDate>Sun, 31 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3087</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210131-89186-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the importance of financial plans and goals for this next year. Bill talks about current markets, taxes and how to plan for the future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the importance of financial plans and goals for this next year. Bill talks about current markets, taxes and how to plan for the future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the importance of financial plans and goals for this next year. Bill talks about current markets, taxes and how to plan for the future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Now is the time for Retirement Planning]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the current financial climate and gives helpful tips and strategies to improve your retirement plans.]]>
                            </description>
            <pubDate>Sun, 24 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3061</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210124-89185-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the current financial climate and gives helpful tips and strategies to improve your retirement plans.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the current financial climate and gives helpful tips and strategies to improve your retirement plans.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the current financial climate and gives helpful tips and strategies to improve your retirement plans.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets, Money, and Your Retirement Funds]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes Bill Kizer back to the show to talk about what is going on out there in the markets and finance and how to help protect and grow your retirement accounts. Planning and strategy!]]>
                            </description>
            <pubDate>Sun, 17 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3035</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210117-89184-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes Bill Kizer back to the show to talk about what is going on out there in the markets and finance and how to help protect and grow your retirement accounts. Planning and strategy!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes Bill Kizer back to the show to talk about what is going on out there in the markets and finance and how to help protect and grow your retirement accounts. Planning and strategy!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes Bill Kizer back to the show to talk about what is going on out there in the markets and finance and how to help protect and grow your retirement accounts. Planning and strategy!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to expect in 2021]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what is coming in 2021 and how to be financially prepared for it.]]>
                            </description>
            <pubDate>Sun, 10 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3009</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210110-89183-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what is coming in 2021 and how to be financially prepared for it.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what is coming in 2021 and how to be financially prepared for it.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about what is coming in 2021 and how to be financially prepared for it.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with Personal and Financial Challenges]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Jim Rose from KFAB. They talk about the things you need to be doing to make sure your taxes, investments and income are set and going to last throughout your life. They also discuss making in through challenging times.]]>
                            </description>
            <pubDate>Sun, 03 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2985</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210103-89182-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Jim Rose from KFAB. They talk about the things you need to be doing to make sure your taxes, investments and income are set and going to last throughout your life. They also discuss making in through challenging times.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Jim Rose from KFAB. They talk about the things you need to be doing to make sure your taxes, investments and income are set and going to last throughout your life. They also discuss making in through challenging times.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Jim Rose from KFAB. They talk about the things you need to be doing to make sure your taxes, investments and income are set and going to last throughout your life. They also discuss making in through challenging times.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Helping Others and Personal Peace of Mind]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes his dad Bill Sr. back to the show and they discuss his mission work, how fulling giving can be and the importance of helping others, as well as having a financial plan.]]>
                            </description>
            <pubDate>Sun, 27 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2975</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201227-89181-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes his dad Bill Sr. back to the show and they discuss his mission work, how fulling giving can be and the importance of helping others, as well as having a financial plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes his dad Bill Sr. back to the show and they discuss his mission work, how fulling giving can be and the importance of helping others, as well as having a financial plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes his dad Bill Sr. back to the show and they discuss his mission work, how fulling giving can be and the importance of helping others, as well as having a financial plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthcare and Insurance]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Kizer to talk about various types of insurance, as well as how to pay for healthcare and long-term care.]]>
                            </description>
            <pubDate>Sun, 20 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2962</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201220-89180-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Kizer to talk about various types of insurance, as well as how to pay for healthcare and long-term care.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Bill Kizer to talk about various types of insurance, as well as how to pay for healthcare and long-term care.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Bill Kizer to talk about various types of insurance, as well as how to pay for healthcare and long-term care.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Decluttering Your Finances]]></title>
                        <description>
                                    <![CDATA[Decluttering is important as you head for retirement. In this episode we talk about downsizing, not just your home and your physical stuff, but also your finances.]]>
                            </description>
            <pubDate>Sun, 13 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2937</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201213-89179-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Decluttering is important as you head for retirement. In this episode we talk about downsizing, not just your home and your physical stuff, but also your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Decluttering is important as you head for retirement. In this episode we talk about downsizing, not just your home and your physical stuff, but also your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Decluttering is important as you head for retirement. In this episode we talk about downsizing, not just your home and your physical stuff, but also your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Planning]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what you need to do before the end of the year regarding your finances, Medicare and taxes.]]>
                            </description>
            <pubDate>Sun, 06 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2913</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201206-89178-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what you need to do before the end of the year regarding your finances, Medicare and taxes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what you need to do before the end of the year regarding your finances, Medicare and taxes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about what you need to do before the end of the year regarding your finances, Medicare and taxes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Money, The World Around You and Medicare]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special cohost and guest Bill Kizer to talk about dealing with the world around us, money and medicare. They also talk about staying positive during a rough year.]]>
                            </description>
            <pubDate>Sun, 29 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2887</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201129-89177-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special cohost and guest Bill Kizer to talk about dealing with the world around us, money and medicare. They also talk about staying positive during a rough year.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special cohost and guest Bill Kizer to talk about dealing with the world around us, money and medicare. They also talk about staying positive during a rough year.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special cohost and guest Bill Kizer to talk about dealing with the world around us, money and medicare. They also talk about staying positive during a rough year.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Communication Breakdown]]></title>
                        <description>
                                    <![CDATA[One of the biggest problems people have with the finances is clear communication. This can especially cause issues for couples. In this show Bill talks about some of the problems to avoid and how to deal with communication breakdown.]]>
                            </description>
            <pubDate>Sun, 22 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2873</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201122-89176-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[One of the biggest problems people have with the finances is clear communication. This can especially cause issues for couples. In this show Bill talks about some of the problems to avoid and how to deal with communication breakdown.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[One of the biggest problems people have with the finances is clear communication. This can especially cause issues for couples. In this show Bill talks about some of the problems to avoid and how to deal with communication breakdown.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>One of the biggest problems people have with the finances is clear communication. This can especially cause issues for couples. In this show Bill talks about some of the problems to avoid and how to deal with communication breakdown.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare updates with Bill Kizer]]></title>
                        <description>
                                    <![CDATA[Bill Kizer sits in for Tony this week and the two Bills go over some covid stats, veterans benefits, and medicare options.]]>
                            </description>
            <pubDate>Sun, 15 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2851</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201115-89175-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill Kizer sits in for Tony this week and the two Bills go over some covid stats, veterans benefits, and medicare options.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill Kizer sits in for Tony this week and the two Bills go over some covid stats, veterans benefits, and medicare options.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill Kizer sits in for Tony this week and the two Bills go over some covid stats, veterans benefits, and medicare options.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Election, The Market and Your Retirement Investments]]></title>
                        <description>
                                    <![CDATA[In this episode Bill looks at the market and what&#039;s been happening with your retirement funds and investments during this volatile time.]]>
                            </description>
            <pubDate>Sun, 08 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2829</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201108-89174-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill looks at the market and what&#039;s been happening with your retirement funds and investments during this volatile time.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill looks at the market and what&#039;s been happening with your retirement funds and investments during this volatile time.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill looks at the market and what&amp;#039;s been happening with your retirement funds and investments during this volatile time.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Three E&#039;s - Elections, Earnings &amp; Eggs]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the Three E&#039;s and Bill explains how they are effecting you and how to plan and protect your finances.]]>
                            </description>
            <pubDate>Sun, 01 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2808</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201101-89173-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the Three E&#039;s and Bill explains how they are effecting you and how to plan and protect your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the Three E&#039;s and Bill explains how they are effecting you and how to plan and protect your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about the Three E&amp;#039;s and Bill explains how they are effecting you and how to plan and protect your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finances and Medicare with The Two Bills]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Kizer to discuss Medicare and important financial strategies.]]>
                            </description>
            <pubDate>Sun, 25 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2785</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201025-89172-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Kizer to discuss Medicare and important financial strategies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Bill Kizer to discuss Medicare and important financial strategies.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Bill Kizer to discuss Medicare and important financial strategies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Getting Your Retirement Plan In Order]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss some of the key financial strategies and factors you need to consider before retirement.]]>
                            </description>
            <pubDate>Sun, 18 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2760</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201018-89171-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss some of the key financial strategies and factors you need to consider before retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss some of the key financial strategies and factors you need to consider before retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss some of the key financial strategies and factors you need to consider before retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Pros and Cons of Retiring on the Road]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss the various pros and cons of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure but there are potentially significant drawbacks as well.]]>
                            </description>
            <pubDate>Sun, 11 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2738</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201011-89170-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss the various pros and cons of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure but there are potentially significant drawbacks as well.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss the various pros and cons of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure but there are potentially significant drawbacks as well.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>During this episode, we’ll discuss the various pros and cons of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure but there are potentially significant drawbacks as well.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Season - Now Is The Time]]></title>
                        <description>
                                    <![CDATA[It&#039;s that time of year again! Open enrollment for Medicare. Get a second opinion and a Medicare review or if you&#039;re just applying you want to have the help of an experienced specialist. Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? In this episode Bill discusses some of the things you need to know to help answer these questions.]]>
                            </description>
            <pubDate>Sun, 04 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2708</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201004-89169-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It&#039;s that time of year again! Open enrollment for Medicare. Get a second opinion and a Medicare review or if you&#039;re just applying you want to have the help of an experienced specialist. Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? In this episode Bill discusses some of the things you need to know to help answer these questions.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It&#039;s that time of year again! Open enrollment for Medicare. Get a second opinion and a Medicare review or if you&#039;re just applying you want to have the help of an experienced specialist. Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? In this episode Bill discusses some of the things you need to know to help answer these questions.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>It&amp;#039;s that time of year again! Open enrollment for Medicare. Get a second opinion and a Medicare review or if you&amp;#039;re just applying you want to have the help of an experienced specialist. Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? In this episode Bill discusses some of the things you need to know to help answer these questions.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market History and How it Affects Your Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about market history and how it can affect your retirement accounts. He gives helpful tips to stay on course.]]>
                            </description>
            <pubDate>Sun, 27 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2680</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200927-89168-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about market history and how it can affect your retirement accounts. He gives helpful tips to stay on course.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about market history and how it can affect your retirement accounts. He gives helpful tips to stay on course.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about market history and how it can affect your retirement accounts. He gives helpful tips to stay on course.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Money, The Markets and Medicare]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Kaiser. The two bills talk about how the markets and the economy are affecting your finances and retirement. They also talk about Medicare and the importance of having a plan.]]>
                            </description>
            <pubDate>Sun, 20 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2655</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200920-89167-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Kaiser. The two bills talk about how the markets and the economy are affecting your finances and retirement. They also talk about Medicare and the importance of having a plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Bill Kaiser. The two bills talk about how the markets and the economy are affecting your finances and retirement. They also talk about Medicare and the importance of having a plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Bill Kaiser. The two bills talk about how the markets and the economy are affecting your finances and retirement. They also talk about Medicare and the importance of having a plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Color of Money and Minimizing Your Risk]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about using a simple concept of the color of money to help with your asset allocation and how to minimize your risk.]]>
                            </description>
            <pubDate>Sun, 13 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2633</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200913-89166-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about using a simple concept of the color of money to help with your asset allocation and how to minimize your risk.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about using a simple concept of the color of money to help with your asset allocation and how to minimize your risk.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about using a simple concept of the color of money to help with your asset allocation and how to minimize your risk.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Omaha Track]]></title>
                        <description>
                                    <![CDATA[In today&#039;s show Bill interviews the owner of Omaha Track. The story of this railroad related company is fascinating and you won&#039;t want to miss this one.]]>
                            </description>
            <pubDate>Sun, 06 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2613</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200906-89165-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In today&#039;s show Bill interviews the owner of Omaha Track. The story of this railroad related company is fascinating and you won&#039;t want to miss this one.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In today&#039;s show Bill interviews the owner of Omaha Track. The story of this railroad related company is fascinating and you won&#039;t want to miss this one.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In today&amp;#039;s show Bill interviews the owner of Omaha Track. The story of this railroad related company is fascinating and you won&amp;#039;t want to miss this one.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Know Where Your Money Is and Make it Work For You]]></title>
                        <description>
                                    <![CDATA[In today&#039;s show Bill talks about what you might have in your investments and knowing what it&#039;s doing for your portfolio. He breaks down creating retirement savings and income.]]>
                            </description>
            <pubDate>Sun, 30 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2591</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200830-89164-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In today&#039;s show Bill talks about what you might have in your investments and knowing what it&#039;s doing for your portfolio. He breaks down creating retirement savings and income.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In today&#039;s show Bill talks about what you might have in your investments and knowing what it&#039;s doing for your portfolio. He breaks down creating retirement savings and income.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In today&amp;#039;s show Bill talks about what you might have in your investments and knowing what it&amp;#039;s doing for your portfolio. He breaks down creating retirement savings and income.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[IRA Distributions and the State of the Market]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Altman Sr. They discuss tips on IRA distributions in retirement and the current state of the market.]]>
                            </description>
            <pubDate>Sun, 23 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2568</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200823-89163-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Bill Altman Sr. They discuss tips on IRA distributions in retirement and the current state of the market.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Bill Altman Sr. They discuss tips on IRA distributions in retirement and the current state of the market.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Bill Altman Sr. They discuss tips on IRA distributions in retirement and the current state of the market.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Economic Update and Medicare Planning]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes Medicare specialist and all around great guy Bill Kizer. They talk about what you need to know about the current state of the economy and Medicare.]]>
                            </description>
            <pubDate>Sun, 16 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2546</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200816-89162-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes Medicare specialist and all around great guy Bill Kizer. They talk about what you need to know about the current state of the economy and Medicare.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes Medicare specialist and all around great guy Bill Kizer. They talk about what you need to know about the current state of the economy and Medicare.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes Medicare specialist and all around great guy Bill Kizer. They talk about what you need to know about the current state of the economy and Medicare.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Making Your Financial Plan]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the strategies you will need for your own financial plan. We also talk about what is going on with the market.]]>
                            </description>
            <pubDate>Sun, 09 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2526</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200809-89161-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the strategies you will need for your own financial plan. We also talk about what is going on with the market.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the strategies you will need for your own financial plan. We also talk about what is going on with the market.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the strategies you will need for your own financial plan. We also talk about what is going on with the market.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial and Real Estate Update]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes his wife and Real Estate expert Danielle! They talk about the market, the finances and what&#039;s going on out there right now.]]>
                            </description>
            <pubDate>Sun, 26 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2484</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200726-89160-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes his wife and Real Estate expert Danielle! They talk about the market, the finances and what&#039;s going on out there right now.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes his wife and Real Estate expert Danielle! They talk about the market, the finances and what&#039;s going on out there right now.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes his wife and Real Estate expert Danielle! They talk about the market, the finances and what&amp;#039;s going on out there right now.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning for Travel In Retirement]]></title>
                        <description>
                                    <![CDATA[Many people want to travel in retirement. But this requires financial planning. In this episode Bill talks about traveling in retirement and how to avoid
 some of the common pitfalls.]]>
                            </description>
            <pubDate>Sun, 19 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2461</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200719-89159-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many people want to travel in retirement. But this requires financial planning. In this episode Bill talks about traveling in retirement and how to avoid
 some of the common pitfalls.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many people want to travel in retirement. But this requires financial planning. In this episode Bill talks about traveling in retirement and how to avoid
 some of the common pitfalls.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Many people want to travel in retirement. But this requires financial planning. In this episode Bill talks about traveling in retirement and how to avoid some of the common pitfalls.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Best States to Live In for Taxes and Retirement]]></title>
                        <description>
                                    <![CDATA[When thinking about retirement one of the biggest decisions will be where to live. Where you end up can have a huge impact on your income,  savings and investments. In this episode we talk about current events and go over the best and worst states to live in during retirement from a financial perspective.]]>
                            </description>
            <pubDate>Sun, 12 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2440</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200712-89158-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When thinking about retirement one of the biggest decisions will be where to live. Where you end up can have a huge impact on your income,  savings and investments. In this episode we talk about current events and go over the best and worst states to live in during retirement from a financial perspective.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When thinking about retirement one of the biggest decisions will be where to live. Where you end up can have a huge impact on your income,  savings and investments. In this episode we talk about current events and go over the best and worst states to live in during retirement from a financial perspective.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>When thinking about retirement one of the biggest decisions will be where to live. Where you end up can have a huge impact on your income, savings and investments. In this episode we talk about current events and go over the best and worst states to live in during retirement from a financial perspective.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Independence, Freedom and Social Security]]></title>
                        <description>
                                    <![CDATA[We discuss America&#039;s birthday,  Independence Day. What that means, where it came from.  Bill also talks about some Social Security tips and why its so important to understand the strategies before filing.]]>
                            </description>
            <pubDate>Sun, 05 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2423</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200705-89157-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We discuss America&#039;s birthday,  Independence Day. What that means, where it came from.  Bill also talks about some Social Security tips and why its so important to understand the strategies before filing.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We discuss America&#039;s birthday,  Independence Day. What that means, where it came from.  Bill also talks about some Social Security tips and why its so important to understand the strategies before filing.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We discuss America&amp;#039;s birthday, Independence Day. What that means, where it came from. Bill also talks about some Social Security tips and why its so important to understand the strategies before filing.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets, Risk &amp; Medicare with guest Bill Kaiser]]></title>
                        <description>
                                    <![CDATA[Bill welcomes special guest Bill Kaiser to talk about Medicare planning and they discuss the markets and the importance of evaluating risk.]]>
                            </description>
            <pubDate>Sun, 28 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2405</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200628-89156-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill welcomes special guest Bill Kaiser to talk about Medicare planning and they discuss the markets and the importance of evaluating risk.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill welcomes special guest Bill Kaiser to talk about Medicare planning and they discuss the markets and the importance of evaluating risk.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill welcomes special guest Bill Kaiser to talk about Medicare planning and they discuss the markets and the importance of evaluating risk.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Father&#039;s Day, Retirement Savings and Debt Tips]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about Dads as well as tips for your debt and retirement savings.]]>
                            </description>
            <pubDate>Sun, 21 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2389</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200621-89155-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about Dads as well as tips for your debt and retirement savings.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about Dads as well as tips for your debt and retirement savings.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about Dads as well as tips for your debt and retirement savings.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Income Planning and Saving for All Ages]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the market fluctuation and the importance of a solid financial plan no matter what your age.]]>
                            </description>
            <pubDate>Sun, 14 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2369</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200614-89154-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the market fluctuation and the importance of a solid financial plan no matter what your age.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the market fluctuation and the importance of a solid financial plan no matter what your age.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the market fluctuation and the importance of a solid financial plan no matter what your age.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Real Estate market and the Financial Climate]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes his wife Daniel to talk about the Real Estate market in the Omaha area as well as the financial climate.]]>
                            </description>
            <pubDate>Sun, 07 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2348</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200607-89153-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes his wife Daniel to talk about the Real Estate market in the Omaha area as well as the financial climate.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes his wife Daniel to talk about the Real Estate market in the Omaha area as well as the financial climate.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes his wife Daniel to talk about the Real Estate market in the Omaha area as well as the financial climate.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Plan Your Portfolio for the Future]]></title>
                        <description>
                                    <![CDATA[Bill talks about the need to make sure you don&#039;t forget about the future, especially when it comes to your portfolio. We also talk about going to college online.]]>
                            </description>
            <pubDate>Sun, 31 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2330</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200531-89152-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill talks about the need to make sure you don&#039;t forget about the future, especially when it comes to your portfolio. We also talk about going to college online.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill talks about the need to make sure you don&#039;t forget about the future, especially when it comes to your portfolio. We also talk about going to college online.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill talks about the need to make sure you don&amp;#039;t forget about the future, especially when it comes to your portfolio. We also talk about going to college online.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Memorial Day Tribute and a Balanced Portfolio]]></title>
                        <description>
                                    <![CDATA[Bill talks about the Memorial Day, it&#039;s importance to us all, a bonding trip with his son, a tribute to a lost friend and having a balanced portfolio.]]>
                            </description>
            <pubDate>Sun, 24 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2311</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200524-89151-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill talks about the Memorial Day, it&#039;s importance to us all, a bonding trip with his son, a tribute to a lost friend and having a balanced portfolio.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill talks about the Memorial Day, it&#039;s importance to us all, a bonding trip with his son, a tribute to a lost friend and having a balanced portfolio.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill talks about the Memorial Day, it&amp;#039;s importance to us all, a bonding trip with his son, a tribute to a lost friend and having a balanced portfolio.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[From Property Taxes to Investments - Problems and Solutions]]></title>
                        <description>
                                    <![CDATA[In this episode Bill Altman welcomes special guest and in-house expert Bill Kaiser. They talk about rising property taxes and other financial issues.]]>
                            </description>
            <pubDate>Sun, 17 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2295</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200517-89150-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill Altman welcomes special guest and in-house expert Bill Kaiser. They talk about rising property taxes and other financial issues.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill Altman welcomes special guest and in-house expert Bill Kaiser. They talk about rising property taxes and other financial issues.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill Altman welcomes special guest and in-house expert Bill Kaiser. They talk about rising property taxes and other financial issues.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mother&#039;s Day Episode]]></title>
                        <description>
                                    <![CDATA[In this episode we celebrate Mother&#039;s Day and all the wonderful mom&#039;s out there. Bill shares a touching story about his mom. We also talk about women&#039;s finances in retirement.]]>
                            </description>
            <pubDate>Sun, 10 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2274</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200510-89149-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we celebrate Mother&#039;s Day and all the wonderful mom&#039;s out there. Bill shares a touching story about his mom. We also talk about women&#039;s finances in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we celebrate Mother&#039;s Day and all the wonderful mom&#039;s out there. Bill shares a touching story about his mom. We also talk about women&#039;s finances in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we celebrate Mother&amp;#039;s Day and all the wonderful mom&amp;#039;s out there. Bill shares a touching story about his mom. We also talk about women&amp;#039;s finances in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Beauty of the Buffered Index Funds]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about an option for investors to help deal with the market volatility.]]>
                            </description>
            <pubDate>Sun, 03 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2255</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200503-89148-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about an option for investors to help deal with the market volatility.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about an option for investors to help deal with the market volatility.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about an option for investors to help deal with the market volatility.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Take the Right Financial Path]]></title>
                        <description>
                                    <![CDATA[With everything that is going on, especially in the financial word, it is hard to know which path to take to insure that your investments and retirement savings remains safe and will grow. In this episode Bill talks about where we are at with the Corona virus and tips on making sure you are on the right financial path.]]>
                            </description>
            <pubDate>Sun, 26 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2234</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200426-89147-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With everything that is going on, especially in the financial word, it is hard to know which path to take to insure that your investments and retirement savings remains safe and will grow. In this episode Bill talks about where we are at with the Corona virus and tips on making sure you are on the right financial path.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With everything that is going on, especially in the financial word, it is hard to know which path to take to insure that your investments and retirement savings remains safe and will grow. In this episode Bill talks about where we are at with the Corona virus and tips on making sure you are on the right financial path.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>With everything that is going on, especially in the financial word, it is hard to know which path to take to insure that your investments and retirement savings remains safe and will grow. In this episode Bill talks about where we are at with the Corona virus and tips on making sure you are on the right financial path.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The CARES Act - What You Need To Know]]></title>
                        <description>
                                    <![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]>
                            </description>
            <pubDate>Sun, 19 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2218</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200419-89146-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Positivity and Opportunities]]></title>
                        <description>
                                    <![CDATA[Trying times can really bring people together. Bill talks about taking this time to come together as families and to get our finances in order.]]>
                            </description>
            <pubDate>Sun, 12 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2192</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200412-89145-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Trying times can really bring people together. Bill talks about taking this time to come together as families and to get our finances in order.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Trying times can really bring people together. Bill talks about taking this time to come together as families and to get our finances in order.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Trying times can really bring people together. Bill talks about taking this time to come together as families and to get our finances in order.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Keeping a Positive Attitude and Investments]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes his daughter Gracie to the show as a special guest! He talks about what to do when working from home, and why it&#039;s important to keep a positive attitude about you family and finances during turbulent times.]]>
                            </description>
            <pubDate>Sun, 05 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2170</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200405-89144-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes his daughter Gracie to the show as a special guest! He talks about what to do when working from home, and why it&#039;s important to keep a positive attitude about you family and finances during turbulent times.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes his daughter Gracie to the show as a special guest! He talks about what to do when working from home, and why it&#039;s important to keep a positive attitude about you family and finances during turbulent times.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes his daughter Gracie to the show as a special guest! He talks about what to do when working from home, and why it&amp;#039;s important to keep a positive attitude about you family and finances during turbulent times.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Safety and Risk During Volatile Times]]></title>
                        <description>
                                    <![CDATA[We are definitely living in strange times. But don&#039;t lose hope! In this episode Bill welcomes special guest and medicare specialist Bill Kaiser to talk about what is going on with the markets, your money and your health.]]>
                            </description>
            <pubDate>Sun, 29 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2144</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200329-89143-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We are definitely living in strange times. But don&#039;t lose hope! In this episode Bill welcomes special guest and medicare specialist Bill Kaiser to talk about what is going on with the markets, your money and your health.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We are definitely living in strange times. But don&#039;t lose hope! In this episode Bill welcomes special guest and medicare specialist Bill Kaiser to talk about what is going on with the markets, your money and your health.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We are definitely living in strange times. But don&amp;#039;t lose hope! In this episode Bill welcomes special guest and medicare specialist Bill Kaiser to talk about what is going on with the markets, your money and your health.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The New Way of Life and Your Finances]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about getting things done and dealing with your finances during the COVID-19 pandemic and all the market mayem.]]>
                            </description>
            <pubDate>Sun, 22 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2124</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200322-89142-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about getting things done and dealing with your finances during the COVID-19 pandemic and all the market mayem.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about getting things done and dealing with your finances during the COVID-19 pandemic and all the market mayem.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about getting things done and dealing with your finances during the COVID-19 pandemic and all the market mayem.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don&#039;t Let The Market Get You Down]]></title>
                        <description>
                                    <![CDATA[With all the market volatility and the Coronavirus situation, many people are letting their emotions rule their financial decisions. Bill talks about the Coronavirus and how it is impacting our lives and finances. He discusses getting a plan and working with an advisor to stay the course.]]>
                            </description>
            <pubDate>Sun, 15 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2105</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200315-89141-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With all the market volatility and the Coronavirus situation, many people are letting their emotions rule their financial decisions. Bill talks about the Coronavirus and how it is impacting our lives and finances. He discusses getting a plan and working with an advisor to stay the course.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With all the market volatility and the Coronavirus situation, many people are letting their emotions rule their financial decisions. Bill talks about the Coronavirus and how it is impacting our lives and finances. He discusses getting a plan and working with an advisor to stay the course.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>With all the market volatility and the Coronavirus situation, many people are letting their emotions rule their financial decisions. Bill talks about the Coronavirus and how it is impacting our lives and finances. He discusses getting a plan and working with an advisor to stay the course.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Elon Musk, Technology, Money and The Future]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about some amazing technological advances that we could be seeing in the near future. He talks about ideas and projects being run by Elon Musk and we talk a bit about finances too!]]>
                            </description>
            <pubDate>Sun, 08 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2087</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200308-89140-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about some amazing technological advances that we could be seeing in the near future. He talks about ideas and projects being run by Elon Musk and we talk a bit about finances too!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about some amazing technological advances that we could be seeing in the near future. He talks about ideas and projects being run by Elon Musk and we talk a bit about finances too!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about some amazing technological advances that we could be seeing in the near future. He talks about ideas and projects being run by Elon Musk and we talk a bit about finances too!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Fears and the Coronavirus]]></title>
                        <description>
                                    <![CDATA[As concerns of the Coronavirus spread, the markets have tumbled and shown volatility. In this episode Bill talks about the market fears and why you shouldn&#039;t panic when it comes to your portfolio.]]>
                            </description>
            <pubDate>Sun, 01 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2067</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200301-89139-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[As concerns of the Coronavirus spread, the markets have tumbled and shown volatility. In this episode Bill talks about the market fears and why you shouldn&#039;t panic when it comes to your portfolio.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[As concerns of the Coronavirus spread, the markets have tumbled and shown volatility. In this episode Bill talks about the market fears and why you shouldn&#039;t panic when it comes to your portfolio.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>As concerns of the Coronavirus spread, the markets have tumbled and shown volatility. In this episode Bill talks about the market fears and why you shouldn&amp;#039;t panic when it comes to your portfolio.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Hidden Dog Fences, Landscaping and The Markets]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Pat Earl, business owner and client. Pat owns a landscaping company as well as Dog Watch Hidden Fences. They talk about these businesses and then what is happening with the markets.]]>
                            </description>
            <pubDate>Sun, 23 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2053</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200223-89138-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Pat Earl, business owner and client. Pat owns a landscaping company as well as Dog Watch Hidden Fences. They talk about these businesses and then what is happening with the markets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Pat Earl, business owner and client. Pat owns a landscaping company as well as Dog Watch Hidden Fences. They talk about these businesses and then what is happening with the markets.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Pat Earl, business owner and client. Pat owns a landscaping company as well as Dog Watch Hidden Fences. They talk about these businesses and then what is happening with the markets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Plan For It]]></title>
                        <description>
                                    <![CDATA[Unexpected things can happen, but with your finances you can work with someone who goes through the investing and retirement process every single day. Bill talks about having a plan in place so you can live your life and helpful ways to do this.]]>
                            </description>
            <pubDate>Sun, 16 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2031</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200216-89137-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Unexpected things can happen, but with your finances you can work with someone who goes through the investing and retirement process every single day. Bill talks about having a plan in place so you can live your life and helpful ways to do this.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Unexpected things can happen, but with your finances you can work with someone who goes through the investing and retirement process every single day. Bill talks about having a plan in place so you can live your life and helpful ways to do this.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Unexpected things can happen, but with your finances you can work with someone who goes through the investing and retirement process every single day. Bill talks about having a plan in place so you can live your life and helpful ways to do this.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Jim Rose and the Nebraska Greats Foundation]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes KFAB host Jim Rose to talk about the Nebraska Greats Foundation and how it helps people among other interesting topics.]]>
                            </description>
            <pubDate>Sun, 09 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2015</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200209-89131-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes KFAB host Jim Rose to talk about the Nebraska Greats Foundation and how it helps people among other interesting topics.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes KFAB host Jim Rose to talk about the Nebraska Greats Foundation and how it helps people among other interesting topics.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes KFAB host Jim Rose to talk about the Nebraska Greats Foundation and how it helps people among other interesting topics.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Consumer Confidence and The Real Estate Market]]></title>
                        <description>
                                    <![CDATA[In this episode Bill explores where we are at with the economy and talks about consumer confidence and the real estate market and what it means to you and to your finances.]]>
                            </description>
            <pubDate>Sun, 02 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1992</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200202-89136-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill explores where we are at with the economy and talks about consumer confidence and the real estate market and what it means to you and to your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill explores where we are at with the economy and talks about consumer confidence and the real estate market and what it means to you and to your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill explores where we are at with the economy and talks about consumer confidence and the real estate market and what it means to you and to your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[2019 Retrospective and Looking Into 2020]]></title>
                        <description>
                                    <![CDATA[To best prepare for the future you need to look into the past. What has happened before and how can you help prevent yourself from experiencing an uncomfortable negative time?]]>
                            </description>
            <pubDate>Sun, 26 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1973</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200126-89135-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[To best prepare for the future you need to look into the past. What has happened before and how can you help prevent yourself from experiencing an uncomfortable negative time?]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[To best prepare for the future you need to look into the past. What has happened before and how can you help prevent yourself from experiencing an uncomfortable negative time?]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>To best prepare for the future you need to look into the past. What has happened before and how can you help prevent yourself from experiencing an uncomfortable negative time?</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Where Is Your Money? What About the Risk?]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about where your money is at and why it is important to have a balanced approach, especially important the closer you get to retirement.]]>
                            </description>
            <pubDate>Sun, 19 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1953</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200119-89134-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about where your money is at and why it is important to have a balanced approach, especially important the closer you get to retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about where your money is at and why it is important to have a balanced approach, especially important the closer you get to retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about where your money is at and why it is important to have a balanced approach, especially important the closer you get to retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[New Years Financial Resolutions and Your Legacy]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the new year and how to be prepared by knowing what to do with your finances and investments. We also ask the question &quot;What are you saving for?&quot;. You can&#039;t take it with you so you need a plan. We talk about tips and strategies for that plan.]]>
                            </description>
            <pubDate>Sun, 12 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1937</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200112-89133-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the new year and how to be prepared by knowing what to do with your finances and investments. We also ask the question &quot;What are you saving for?&quot;. You can&#039;t take it with you so you need a plan. We talk about tips and strategies for that plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the new year and how to be prepared by knowing what to do with your finances and investments. We also ask the question &quot;What are you saving for?&quot;. You can&#039;t take it with you so you need a plan. We talk about tips and strategies for that plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the new year and how to be prepared by knowing what to do with your finances and investments. We also ask the question &amp;quot;What are you saving for?&amp;quot;. You can&amp;#039;t take it with you so you need a plan. We talk about tips and strategies for that plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Perception vs Reality]]></title>
                        <description>
                                    <![CDATA[We see the talking heads in the media, we talk to friends coworkers and neighbors, but do we truly know what is going on with the market? You need to be able to put emotions and perceptions aside and have a solid financial plan for the new year. In this episode Bill talks about the steps you need to take.]]>
                            </description>
            <pubDate>Sun, 22 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1902</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191222-89132-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We see the talking heads in the media, we talk to friends coworkers and neighbors, but do we truly know what is going on with the market? You need to be able to put emotions and perceptions aside and have a solid financial plan for the new year. In this episode Bill talks about the steps you need to take.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We see the talking heads in the media, we talk to friends coworkers and neighbors, but do we truly know what is going on with the market? You need to be able to put emotions and perceptions aside and have a solid financial plan for the new year. In this episode Bill talks about the steps you need to take.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We see the talking heads in the media, we talk to friends coworkers and neighbors, but do we truly know what is going on with the market? You need to be able to put emotions and perceptions aside and have a solid financial plan for the new year. In this episode Bill talks about the steps you need to take.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get on the Right Financial Track for the New Year]]></title>
                        <description>
                                    <![CDATA[We talk about end of the year charitable giving and getting our finances in order. Looking at the markets and where we are headed.]]>
                            </description>
            <pubDate>Sun, 15 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1885</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191215-89130-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We talk about end of the year charitable giving and getting our finances in order. Looking at the markets and where we are headed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We talk about end of the year charitable giving and getting our finances in order. Looking at the markets and where we are headed.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We talk about end of the year charitable giving and getting our finances in order. Looking at the markets and where we are headed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Time is Now to Get Stuff Done!]]></title>
                        <description>
                                    <![CDATA[Don&#039;t procrastinate! Start the new year off on the right foot and have a plan. This is especially important when it comes to your finances. In this show Bill talks about the importance of planning and having a strategy to deal with rising costs and your future or current retirement.]]>
                            </description>
            <pubDate>Sun, 08 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1869</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191208-89129-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Don&#039;t procrastinate! Start the new year off on the right foot and have a plan. This is especially important when it comes to your finances. In this show Bill talks about the importance of planning and having a strategy to deal with rising costs and your future or current retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Don&#039;t procrastinate! Start the new year off on the right foot and have a plan. This is especially important when it comes to your finances. In this show Bill talks about the importance of planning and having a strategy to deal with rising costs and your future or current retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Don&amp;#039;t procrastinate! Start the new year off on the right foot and have a plan. This is especially important when it comes to your finances. In this show Bill talks about the importance of planning and having a strategy to deal with rising costs and your future or current retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Things To Be Thankful For]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about Thanksgiving, family and finances and all that we have to be thankful for.]]>
                            </description>
            <pubDate>Sun, 01 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1853</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191201-89128-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about Thanksgiving, family and finances and all that we have to be thankful for.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about Thanksgiving, family and finances and all that we have to be thankful for.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about Thanksgiving, family and finances and all that we have to be thankful for.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The nephews, the markets and the big deals]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about watching his nephews for a week, market volatility and the big changes happening now.]]>
                            </description>
            <pubDate>Sun, 24 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1841</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191124-89127-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about watching his nephews for a week, market volatility and the big changes happening now.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about watching his nephews for a week, market volatility and the big changes happening now.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about watching his nephews for a week, market volatility and the big changes happening now.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Making Your Money Work for You]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest Rob Romesburg, (his behind the scenes marketing wunderkind) to talk about putting your money to work and the tools needed to do it.]]>
                            </description>
            <pubDate>Sun, 17 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1822</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191117-89126-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest Rob Romesburg, (his behind the scenes marketing wunderkind) to talk about putting your money to work and the tools needed to do it.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest Rob Romesburg, (his behind the scenes marketing wunderkind) to talk about putting your money to work and the tools needed to do it.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest Rob Romesburg, (his behind the scenes marketing wunderkind) to talk about putting your money to work and the tools needed to do it.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Veterans Day]]></title>
                        <description>
                                    <![CDATA[In this show we cover Veterans Day and a little bit about what The Premier Advisory Group does and how we help people regardless of their financial situation.]]>
                            </description>
            <pubDate>Sun, 10 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1810</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191110-89125-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we cover Veterans Day and a little bit about what The Premier Advisory Group does and how we help people regardless of their financial situation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we cover Veterans Day and a little bit about what The Premier Advisory Group does and how we help people regardless of their financial situation.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we cover Veterans Day and a little bit about what The Premier Advisory Group does and how we help people regardless of their financial situation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Health Insurance and Medicare with Matt Ruma of United Healthcare]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes guest host Matt Ruma of United Healthcare to talk about Medicare Advantage and supplemental policies.]]>
                            </description>
            <pubDate>Sun, 03 Nov 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1796</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191103-89124-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes guest host Matt Ruma of United Healthcare to talk about Medicare Advantage and supplemental policies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Nov 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes guest host Matt Ruma of United Healthcare to talk about Medicare Advantage and supplemental policies.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes guest host Matt Ruma of United Healthcare to talk about Medicare Advantage and supplemental policies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Health of the U.S. Consumer]]></title>
                        <description>
                                    <![CDATA[From your actual healthcare needs to your financial health, you need a plan. Bill talks about how to accomplish this and about how you need to plan out your Medicare to maximize your benefits.]]>
                            </description>
            <pubDate>Sun, 27 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1783</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191027-89123-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[From your actual healthcare needs to your financial health, you need a plan. Bill talks about how to accomplish this and about how you need to plan out your Medicare to maximize your benefits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[From your actual healthcare needs to your financial health, you need a plan. Bill talks about how to accomplish this and about how you need to plan out your Medicare to maximize your benefits.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>From your actual healthcare needs to your financial health, you need a plan. Bill talks about how to accomplish this and about how you need to plan out your Medicare to maximize your benefits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What is the Sequence of Returns and Why Does It Matter To Your Retirement?]]></title>
                        <description>
                                    <![CDATA[Do you know what the sequence of returns is? Do you know how fluctuations in the market compounded with pulling distributions from your accounts can greatly affect your portfolio? Tune in to this important show to learn what the sequence of returns is and how to help shield yourself from some of the market&#039;s fluctuations.]]>
                            </description>
            <pubDate>Sun, 20 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1770</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191020-89122-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you know what the sequence of returns is? Do you know how fluctuations in the market compounded with pulling distributions from your accounts can greatly affect your portfolio? Tune in to this important show to learn what the sequence of returns is and how to help shield yourself from some of the market&#039;s fluctuations.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you know what the sequence of returns is? Do you know how fluctuations in the market compounded with pulling distributions from your accounts can greatly affect your portfolio? Tune in to this important show to learn what the sequence of returns is and how to help shield yourself from some of the market&#039;s fluctuations.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you know what the sequence of returns is? Do you know how fluctuations in the market compounded with pulling distributions from your accounts can greatly affect your portfolio? Tune in to this important show to learn what the sequence of returns is and how to help shield yourself from some of the market&amp;#039;s fluctuations.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Funding Retirement - You May Be Closer Than You Think!]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about how people are always hard on themselves and think they are not ready for retirement or have enough to retire when they actually do. There are a lot of scare tactics out there telling you that you do not have enough, but are they accurate? Bill debunks some popular rumors and misinformation regarding retirement costs and savings.]]>
                            </description>
            <pubDate>Sun, 13 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1757</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191013-89121-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about how people are always hard on themselves and think they are not ready for retirement or have enough to retire when they actually do. There are a lot of scare tactics out there telling you that you do not have enough, but are they accurate? Bill debunks some popular rumors and misinformation regarding retirement costs and savings.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about how people are always hard on themselves and think they are not ready for retirement or have enough to retire when they actually do. There are a lot of scare tactics out there telling you that you do not have enough, but are they accurate? Bill debunks some popular rumors and misinformation regarding retirement costs and savings.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about how people are always hard on themselves and think they are not ready for retirement or have enough to retire when they actually do. There are a lot of scare tactics out there telling you that you do not have enough, but are they accurate? Bill debunks some popular rumors and misinformation regarding retirement costs and savings.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Visit to Minnesota AND Are Interest Rates Affecting Your Portfolio?]]></title>
                        <description>
                                    <![CDATA[Bill visits Stillwater, MN and tackles the low interest rates. Rates may be headed even lower, how will this affect your portfolio? We discuss this and more in this special episode.]]>
                            </description>
            <pubDate>Sun, 06 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1742</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191006-89120-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill visits Stillwater, MN and tackles the low interest rates. Rates may be headed even lower, how will this affect your portfolio? We discuss this and more in this special episode.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill visits Stillwater, MN and tackles the low interest rates. Rates may be headed even lower, how will this affect your portfolio? We discuss this and more in this special episode.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill visits Stillwater, MN and tackles the low interest rates. Rates may be headed even lower, how will this affect your portfolio? We discuss this and more in this special episode.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protecting Your Retirement Savings]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about strategies to help you keep as much of your savings for retirement as possible.]]>
                            </description>
            <pubDate>Sun, 29 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1728</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190929-89119-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about strategies to help you keep as much of your savings for retirement as possible.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about strategies to help you keep as much of your savings for retirement as possible.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about strategies to help you keep as much of your savings for retirement as possible.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning For Stability In An Unstable World]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about how to calm the storm and get your finances in order. Don&#039;t end up in retirement without a solid plan. Tips to create that plan and more.]]>
                            </description>
            <pubDate>Sun, 22 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1712</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190922-89118-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about how to calm the storm and get your finances in order. Don&#039;t end up in retirement without a solid plan. Tips to create that plan and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about how to calm the storm and get your finances in order. Don&#039;t end up in retirement without a solid plan. Tips to create that plan and more.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about how to calm the storm and get your finances in order. Don&amp;#039;t end up in retirement without a solid plan. Tips to create that plan and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Basics Part 2]]></title>
                        <description>
                                    <![CDATA[In this episode Bill once again welcomes medicare specialist Bill Kaiser. Bill tells us what we need to know about medicare and how to get the information we need to help us have the best plan possible.]]>
                            </description>
            <pubDate>Sun, 15 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1696</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190915-89117-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill once again welcomes medicare specialist Bill Kaiser. Bill tells us what we need to know about medicare and how to get the information we need to help us have the best plan possible.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill once again welcomes medicare specialist Bill Kaiser. Bill tells us what we need to know about medicare and how to get the information we need to help us have the best plan possible.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill once again welcomes medicare specialist Bill Kaiser. Bill tells us what we need to know about medicare and how to get the information we need to help us have the best plan possible.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why You Need a Plan for Social Security, Healthcare and Medicare]]></title>
                        <description>
                                    <![CDATA[There are 3 things you have to have a plan for... Healthcare, Medicare and Social Security. In this episode we talk about all 3 and what you can do to avoid problems and mistakes.]]>
                            </description>
            <pubDate>Sun, 08 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1682</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190908-89116-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[There are 3 things you have to have a plan for... Healthcare, Medicare and Social Security. In this episode we talk about all 3 and what you can do to avoid problems and mistakes.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[There are 3 things you have to have a plan for... Healthcare, Medicare and Social Security. In this episode we talk about all 3 and what you can do to avoid problems and mistakes.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>There are 3 things you have to have a plan for... Healthcare, Medicare and Social Security. In this episode we talk about all 3 and what you can do to avoid problems and mistakes.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[State Fairs and Financial Affairs]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the importance of getting out there...taking the back roads, and taking the family to the Nebraska State Fair. There&#039;s a lot to be gained. Then we turn to what&#039;s to be gained from having a plan to deal with the current economy and market turmoil.]]>
                            </description>
            <pubDate>Sun, 01 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1670</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190901-89115-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the importance of getting out there...taking the back roads, and taking the family to the Nebraska State Fair. There&#039;s a lot to be gained. Then we turn to what&#039;s to be gained from having a plan to deal with the current economy and market turmoil.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the importance of getting out there...taking the back roads, and taking the family to the Nebraska State Fair. There&#039;s a lot to be gained. Then we turn to what&#039;s to be gained from having a plan to deal with the current economy and market turmoil.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the importance of getting out there...taking the back roads, and taking the family to the Nebraska State Fair. There&amp;#039;s a lot to be gained. Then we turn to what&amp;#039;s to be gained from having a plan to deal with the current economy and market turmoil.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Nebraska Greats with Jim Rose]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes a very special guest, Nebraska broadcasting legend Jim Rose. Jim talks with Bill about a great non profit organization, Nebraska greats that provides medical funding for athletes in need.]]>
                            </description>
            <pubDate>Sun, 25 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1657</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190825-89114-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes a very special guest, Nebraska broadcasting legend Jim Rose. Jim talks with Bill about a great non profit organization, Nebraska greats that provides medical funding for athletes in need.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes a very special guest, Nebraska broadcasting legend Jim Rose. Jim talks with Bill about a great non profit organization, Nebraska greats that provides medical funding for athletes in need.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes a very special guest, Nebraska broadcasting legend Jim Rose. Jim talks with Bill about a great non profit organization, Nebraska greats that provides medical funding for athletes in need.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are Your Assets In the Right Place to Deal with Market Volatility?]]></title>
                        <description>
                                    <![CDATA[Today we look at the market volatility and how it&#039;s affecting your assets and portfolio. We look at strategies and plans so you don&#039;t have to worry about the ups and downs of the market and help you with the goal of making your money last as long as you do.]]>
                            </description>
            <pubDate>Sun, 18 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1639</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190818-89113-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Today we look at the market volatility and how it&#039;s affecting your assets and portfolio. We look at strategies and plans so you don&#039;t have to worry about the ups and downs of the market and help you with the goal of making your money last as long as you do.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Today we look at the market volatility and how it&#039;s affecting your assets and portfolio. We look at strategies and plans so you don&#039;t have to worry about the ups and downs of the market and help you with the goal of making your money last as long as you do.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Today we look at the market volatility and how it&amp;#039;s affecting your assets and portfolio. We look at strategies and plans so you don&amp;#039;t have to worry about the ups and downs of the market and help you with the goal of making your money last as long as you do.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Looking Forward to Medicare - What You Need to Know]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about what&#039;s going on in the markets and then dives into Medicare and what you need to know and do to maximize your Medicare benefits and coverage.]]>
                            </description>
            <pubDate>Sun, 11 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1627</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190811-89112-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about what&#039;s going on in the markets and then dives into Medicare and what you need to know and do to maximize your Medicare benefits and coverage.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about what&#039;s going on in the markets and then dives into Medicare and what you need to know and do to maximize your Medicare benefits and coverage.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about what&amp;#039;s going on in the markets and then dives into Medicare and what you need to know and do to maximize your Medicare benefits and coverage.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Focus on What You Need to Retire]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what is going on in the are and in the economic news. We talk about the good and bad of &quot;back to school&quot; for the kids and then dig into what you need to know to have for a successful retirement.]]>
                            </description>
            <pubDate>Sun, 04 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1611</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190804-89111-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what is going on in the are and in the economic news. We talk about the good and bad of &quot;back to school&quot; for the kids and then dig into what you need to know to have for a successful retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what is going on in the are and in the economic news. We talk about the good and bad of &quot;back to school&quot; for the kids and then dig into what you need to know to have for a successful retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about what is going on in the are and in the economic news. We talk about the good and bad of &amp;quot;back to school&amp;quot; for the kids and then dig into what you need to know to have for a successful retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What&#039;s Going On with the Economy?]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about interest rates, inflation, the economy and how it all affects your finances and market investments.]]>
                            </description>
            <pubDate>Sun, 28 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1600</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/192128-89110-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about interest rates, inflation, the economy and how it all affects your finances and market investments.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about interest rates, inflation, the economy and how it all affects your finances and market investments.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about interest rates, inflation, the economy and how it all affects your finances and market investments.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Where Are You Going With Your Money? What&#039;s the Plan?]]></title>
                        <description>
                                    <![CDATA[Recorded Live on KFAB, Bill talks about why and how he became a financial advisor and planner and how important it is for you to have a plan and keep up with the changes. He also talks about the key elements of your plan and what it needs to include.]]>
                            </description>
            <pubDate>Sun, 21 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1585</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/192107-89109-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Recorded Live on KFAB, Bill talks about why and how he became a financial advisor and planner and how important it is for you to have a plan and keep up with the changes. He also talks about the key elements of your plan and what it needs to include.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Recorded Live on KFAB, Bill talks about why and how he became a financial advisor and planner and how important it is for you to have a plan and keep up with the changes. He also talks about the key elements of your plan and what it needs to include.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Recorded Live on KFAB, Bill talks about why and how he became a financial advisor and planner and how important it is for you to have a plan and keep up with the changes. He also talks about the key elements of your plan and what it needs to include.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Do People Think About Finance and Why It Matters]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes a special guest co-host, his 14 year-old son Bradon Altman! Bill talks about Long-Term Care, the rising costs and what it can do to your finances and what you can do to plan for it. We also talk about what what you think about your finances matters.]]>
                            </description>
            <pubDate>Sun, 30 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1546</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190630-89108-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes a special guest co-host, his 14 year-old son Bradon Altman! Bill talks about Long-Term Care, the rising costs and what it can do to your finances and what you can do to plan for it. We also talk about what what you think about your finances matters.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes a special guest co-host, his 14 year-old son Bradon Altman! Bill talks about Long-Term Care, the rising costs and what it can do to your finances and what you can do to plan for it. We also talk about what what you think about your finances matters.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes a special guest co-host, his 14 year-old son Bradon Altman! Bill talks about Long-Term Care, the rising costs and what it can do to your finances and what you can do to plan for it. We also talk about what what you think about your finances matters.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legacy Planning]]></title>
                        <description>
                                    <![CDATA[We tackle a number of topics in this episode, from living in Omaha and what makes the Big O so great, to planning our legacy and how to make it last for our families.]]>
                            </description>
            <pubDate>Sun, 23 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1532</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190623-89107-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We tackle a number of topics in this episode, from living in Omaha and what makes the Big O so great, to planning our legacy and how to make it last for our families.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We tackle a number of topics in this episode, from living in Omaha and what makes the Big O so great, to planning our legacy and how to make it last for our families.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We tackle a number of topics in this episode, from living in Omaha and what makes the Big O so great, to planning our legacy and how to make it last for our families.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Father&#039;s Day Show]]></title>
                        <description>
                                    <![CDATA[In this show we talk about Father&#039;s day and what it means to us and our families. We also look at how the economy is affecting our retirement savings and income.]]>
                            </description>
            <pubDate>Sun, 16 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1516</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190616-89106-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we talk about Father&#039;s day and what it means to us and our families. We also look at how the economy is affecting our retirement savings and income.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we talk about Father&#039;s day and what it means to us and our families. We also look at how the economy is affecting our retirement savings and income.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we talk about Father&amp;#039;s day and what it means to us and our families. We also look at how the economy is affecting our retirement savings and income.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[D-Day]]></title>
                        <description>
                                    <![CDATA[In this episode we remember D-Day and all who served and sacrificed for the benefit of not only our own liberties and freedom but also for the betterment of the entire world. Bill also gives us some great food for thought regarding financial planning.]]>
                            </description>
            <pubDate>Sun, 09 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1502</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190609-89105-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we remember D-Day and all who served and sacrificed for the benefit of not only our own liberties and freedom but also for the betterment of the entire world. Bill also gives us some great food for thought regarding financial planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we remember D-Day and all who served and sacrificed for the benefit of not only our own liberties and freedom but also for the betterment of the entire world. Bill also gives us some great food for thought regarding financial planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we remember D-Day and all who served and sacrificed for the benefit of not only our own liberties and freedom but also for the betterment of the entire world. Bill also gives us some great food for thought regarding financial planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Boomers and Today&#039;s Market with Special Guest Bill Altman Sr.]]></title>
                        <description>
                                    <![CDATA[Every generation has different needs when it comes to their finances. In this episode we have special guest Bill Altman Sr. to talk about his outlook on the market, saving, spending, and general outlook on life.]]>
                            </description>
            <pubDate>Sun, 02 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1481</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190602-89104-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Every generation has different needs when it comes to their finances. In this episode we have special guest Bill Altman Sr. to talk about his outlook on the market, saving, spending, and general outlook on life.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Every generation has different needs when it comes to their finances. In this episode we have special guest Bill Altman Sr. to talk about his outlook on the market, saving, spending, and general outlook on life.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Every generation has different needs when it comes to their finances. In this episode we have special guest Bill Altman Sr. to talk about his outlook on the market, saving, spending, and general outlook on life.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Memorial Day and The Panic Button]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about our fallen veterans and memorial day. We also discuss all our veterans and first responders and the importance of that safety and freedom they provide. Then Bill gives us tips on avoiding emotions regarding finances and what you hear about the economy and the markets.]]>
                            </description>
            <pubDate>Sun, 26 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1465</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190526-89103-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about our fallen veterans and memorial day. We also discuss all our veterans and first responders and the importance of that safety and freedom they provide. Then Bill gives us tips on avoiding emotions regarding finances and what you hear about the economy and the markets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about our fallen veterans and memorial day. We also discuss all our veterans and first responders and the importance of that safety and freedom they provide. Then Bill gives us tips on avoiding emotions regarding finances and what you hear about the economy and the markets.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about our fallen veterans and memorial day. We also discuss all our veterans and first responders and the importance of that safety and freedom they provide. Then Bill gives us tips on avoiding emotions regarding finances and what you hear about the economy and the markets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Trade Wars and Your Money]]></title>
                        <description>
                                    <![CDATA[In this show Bill dives into this weeks headlines and talks about how it&#039;s impacting the market and your money. He talks about ways to avoid the stress of the current news cycle and ups and downs of the market by establishing a solid financial plan.]]>
                            </description>
            <pubDate>Sun, 19 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1450</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190519-89102-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Bill dives into this weeks headlines and talks about how it&#039;s impacting the market and your money. He talks about ways to avoid the stress of the current news cycle and ups and downs of the market by establishing a solid financial plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Bill dives into this weeks headlines and talks about how it&#039;s impacting the market and your money. He talks about ways to avoid the stress of the current news cycle and ups and downs of the market by establishing a solid financial plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show Bill dives into this weeks headlines and talks about how it&amp;#039;s impacting the market and your money. He talks about ways to avoid the stress of the current news cycle and ups and downs of the market by establishing a solid financial plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Financial Roadmap]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about the need to plan ahead to deal with market volatility and other pitfalls. We discuss tips to make sure you have the right balance of risk and safer assets.]]>
                            </description>
            <pubDate>Sun, 12 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1434</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190512-89101-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about the need to plan ahead to deal with market volatility and other pitfalls. We discuss tips to make sure you have the right balance of risk and safer assets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about the need to plan ahead to deal with market volatility and other pitfalls. We discuss tips to make sure you have the right balance of risk and safer assets.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about the need to plan ahead to deal with market volatility and other pitfalls. We discuss tips to make sure you have the right balance of risk and safer assets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Will Your Money Last As Long As You Do?]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about your nest egg, savings and investments, and what is happening to them. Bill gives us tips and strategies to help make them last. You don&#039;t want to run out of money in retirement.]]>
                            </description>
            <pubDate>Sun, 05 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1418</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190505-89100-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about your nest egg, savings and investments, and what is happening to them. Bill gives us tips and strategies to help make them last. You don&#039;t want to run out of money in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about your nest egg, savings and investments, and what is happening to them. Bill gives us tips and strategies to help make them last. You don&#039;t want to run out of money in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we talk about your nest egg, savings and investments, and what is happening to them. Bill gives us tips and strategies to help make them last. You don&amp;#039;t want to run out of money in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security and a Blown Tire]]></title>
                        <description>
                                    <![CDATA[Will Social Security be around much longer? We hear more and more that it is running out of money. In this episode Bill talks about various financial tips and strategies to stay ahead of this, including maximizing your Benefits and making your money work for you.]]>
                            </description>
            <pubDate>Sun, 28 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1402</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190428-89099-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Will Social Security be around much longer? We hear more and more that it is running out of money. In this episode Bill talks about various financial tips and strategies to stay ahead of this, including maximizing your Benefits and making your money work for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Will Social Security be around much longer? We hear more and more that it is running out of money. In this episode Bill talks about various financial tips and strategies to stay ahead of this, including maximizing your Benefits and making your money work for you.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Will Social Security be around much longer? We hear more and more that it is running out of money. In this episode Bill talks about various financial tips and strategies to stay ahead of this, including maximizing your Benefits and making your money work for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[You Need a Plan for Your Finances (and your ducks)]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss important topics, like winter vs. spring, creating a plan for your finances and your retirement income, and most importantly, your ducks.]]>
                            </description>
            <pubDate>Sun, 21 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1384</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190421-89098-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss important topics, like winter vs. spring, creating a plan for your finances and your retirement income, and most importantly, your ducks.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss important topics, like winter vs. spring, creating a plan for your finances and your retirement income, and most importantly, your ducks.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we discuss important topics, like winter vs. spring, creating a plan for your finances and your retirement income, and most importantly, your ducks.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Banking with Special Guest Allen Chaffee]]></title>
                        <description>
                                    <![CDATA[We talk with special guest Allen Chaffee, the president of Cornhusker Bank for the Omaha area. Covering topics like loans, the banks history, and checking accounts that pay interest.]]>
                            </description>
            <pubDate>Sun, 07 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1357</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190407-89097-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We talk with special guest Allen Chaffee, the president of Cornhusker Bank for the Omaha area. Covering topics like loans, the banks history, and checking accounts that pay interest.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We talk with special guest Allen Chaffee, the president of Cornhusker Bank for the Omaha area. Covering topics like loans, the banks history, and checking accounts that pay interest.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We talk with special guest Allen Chaffee, the president of Cornhusker Bank for the Omaha area. Covering topics like loans, the banks history, and checking accounts that pay interest.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare talk with special guest Bill Kizer]]></title>
                        <description>
                                    <![CDATA[What you need to know about Medicare. Bill Kizer is the special guest on this show and the Bills talk about what Medicare is and how you can possibly utilize it in lieu of an employer sponsored healthcare plan.]]>
                            </description>
            <pubDate>Sun, 31 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1342</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190331-89096-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What you need to know about Medicare. Bill Kizer is the special guest on this show and the Bills talk about what Medicare is and how you can possibly utilize it in lieu of an employer sponsored healthcare plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What you need to know about Medicare. Bill Kizer is the special guest on this show and the Bills talk about what Medicare is and how you can possibly utilize it in lieu of an employer sponsored healthcare plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>What you need to know about Medicare. Bill Kizer is the special guest on this show and the Bills talk about what Medicare is and how you can possibly utilize it in lieu of an employer sponsored healthcare plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest Rates and the Ecomony]]></title>
                        <description>
                                    <![CDATA[The Fed is talking about not raising interest rates this year. We talk about what that means to the economy,  to you, and to your personal finances and investments.]]>
                            </description>
            <pubDate>Sun, 24 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1327</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190324-89095-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The Fed is talking about not raising interest rates this year. We talk about what that means to the economy,  to you, and to your personal finances and investments.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The Fed is talking about not raising interest rates this year. We talk about what that means to the economy,  to you, and to your personal finances and investments.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>The Fed is talking about not raising interest rates this year. We talk about what that means to the economy, to you, and to your personal finances and investments.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Bull Market and Preparing for the Punch]]></title>
                        <description>
                                    <![CDATA[We are riding out the longest bull market run in history. But the volatility has started to show. So how do you prepare and protect your money and investments?  In this episode Bill talks about how to plan for the unexpected.]]>
                            </description>
            <pubDate>Sun, 17 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1309</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190317-89094-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We are riding out the longest bull market run in history. But the volatility has started to show. So how do you prepare and protect your money and investments?  In this episode Bill talks about how to plan for the unexpected.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We are riding out the longest bull market run in history. But the volatility has started to show. So how do you prepare and protect your money and investments?  In this episode Bill talks about how to plan for the unexpected.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We are riding out the longest bull market run in history. But the volatility has started to show. So how do you prepare and protect your money and investments? In this episode Bill talks about how to plan for the unexpected.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Wisdom and Bad Jokes]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes two very special guests, his daughters Grace and Michaela. Bill talks about the markets and your finances while Grace and Michaela talk about snow days and share their &quot;Bad Jokes.&quot;]]>
                            </description>
            <pubDate>Sun, 10 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1290</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190310-89093-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes two very special guests, his daughters Grace and Michaela. Bill talks about the markets and your finances while Grace and Michaela talk about snow days and share their &quot;Bad Jokes.&quot;]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes two very special guests, his daughters Grace and Michaela. Bill talks about the markets and your finances while Grace and Michaela talk about snow days and share their &quot;Bad Jokes.&quot;]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes two very special guests, his daughters Grace and Michaela. Bill talks about the markets and your finances while Grace and Michaela talk about snow days and share their &amp;quot;Bad Jokes.&amp;quot;</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Cost of Retirement]]></title>
                        <description>
                                    <![CDATA[Today we talk about the markets, politics, and how it&#039;s affecting your finances that you&#039;ll need in retirement.]]>
                            </description>
            <pubDate>Sun, 03 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1274</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190303-89092-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Today we talk about the markets, politics, and how it&#039;s affecting your finances that you&#039;ll need in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Today we talk about the markets, politics, and how it&#039;s affecting your finances that you&#039;ll need in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Today we talk about the markets, politics, and how it&amp;#039;s affecting your finances that you&amp;#039;ll need in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Importance of the Plan and the Smoothie]]></title>
                        <description>
                                    <![CDATA[When life gives you green bananas, you&#039;re going to need an alternate plan for your smoothie. In this episode Bill shares his harrowing experience getting a smoothie and relates it to having a plan that can prepare you for the unexpected.]]>
                            </description>
            <pubDate>Sun, 24 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1260</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190224-89091-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When life gives you green bananas, you&#039;re going to need an alternate plan for your smoothie. In this episode Bill shares his harrowing experience getting a smoothie and relates it to having a plan that can prepare you for the unexpected.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When life gives you green bananas, you&#039;re going to need an alternate plan for your smoothie. In this episode Bill shares his harrowing experience getting a smoothie and relates it to having a plan that can prepare you for the unexpected.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>When life gives you green bananas, you&amp;#039;re going to need an alternate plan for your smoothie. In this episode Bill shares his harrowing experience getting a smoothie and relates it to having a plan that can prepare you for the unexpected.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What&#039;s Going on with Real Estate?]]></title>
                        <description>
                                    <![CDATA[In this episode Bill welcomes special guest and real estate expert Danielle Altman. She talks about the current state of local and national real estate and property/rental investments.]]>
                            </description>
            <pubDate>Sun, 17 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1244</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190217-89090-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill welcomes special guest and real estate expert Danielle Altman. She talks about the current state of local and national real estate and property/rental investments.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill welcomes special guest and real estate expert Danielle Altman. She talks about the current state of local and national real estate and property/rental investments.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill welcomes special guest and real estate expert Danielle Altman. She talks about the current state of local and national real estate and property/rental investments.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning For Your Future in Retirement]]></title>
                        <description>
                            </description>
            <pubDate>Sun, 10 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1229</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190210-89089-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Feb 2019 00:00:00 +0000</dc:date>

            
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Help with Your Financial Plan]]></title>
                        <description>
                                    <![CDATA[Financial planning can be stressful, but it doesn&#039;t have to be. In this episode we talk about helpful tips to get your plan started and improved, so you have more money to live comfortably in retirement.]]>
                            </description>
            <pubDate>Sun, 03 Feb 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1217</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190203-89088-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Financial planning can be stressful, but it doesn&#039;t have to be. In this episode we talk about helpful tips to get your plan started and improved, so you have more money to live comfortably in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Feb 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Financial planning can be stressful, but it doesn&#039;t have to be. In this episode we talk about helpful tips to get your plan started and improved, so you have more money to live comfortably in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Financial planning can be stressful, but it doesn&amp;#039;t have to be. In this episode we talk about helpful tips to get your plan started and improved, so you have more money to live comfortably in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Stretch IRA and Save]]></title>
                        <description>
                                    <![CDATA[In this episode Bill explains the ins and outs of a Stretch IRA and how it could save your loved ones in the long run. We also talk about the market and what you need to know.]]>
                            </description>
            <pubDate>Sun, 27 Jan 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1205</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190127-89087-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill explains the ins and outs of a Stretch IRA and how it could save your loved ones in the long run. We also talk about the market and what you need to know.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Jan 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill explains the ins and outs of a Stretch IRA and how it could save your loved ones in the long run. We also talk about the market and what you need to know.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill explains the ins and outs of a Stretch IRA and how it could save your loved ones in the long run. We also talk about the market and what you need to know.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Start Your Financial Plan in a Volatile Market]]></title>
                        <description>
                                    <![CDATA[With the increased market volatility it is more important than ever to have a solid financial plan in place. Especially when it comes to retirement income. Bill talks about what is happening and what you can do to get started on your plan.]]>
                            </description>
            <pubDate>Sun, 20 Jan 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1191</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190120-89086-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With the increased market volatility it is more important than ever to have a solid financial plan in place. Especially when it comes to retirement income. Bill talks about what is happening and what you can do to get started on your plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Jan 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With the increased market volatility it is more important than ever to have a solid financial plan in place. Especially when it comes to retirement income. Bill talks about what is happening and what you can do to get started on your plan.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>With the increased market volatility it is more important than ever to have a solid financial plan in place. Especially when it comes to retirement income. Bill talks about what is happening and what you can do to get started on your plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Live from Las Vegas (Lost Wages?)]]></title>
                        <description>
                                    <![CDATA[Recorded live in Las Vegas, we talk about actual financial responsibilities and what is going on with the markets and how to have a plan to sleep well at night.]]>
                            </description>
            <pubDate>Sun, 13 Jan 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1179</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190113-89085-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Recorded live in Las Vegas, we talk about actual financial responsibilities and what is going on with the markets and how to have a plan to sleep well at night.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Jan 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Recorded live in Las Vegas, we talk about actual financial responsibilities and what is going on with the markets and how to have a plan to sleep well at night.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Recorded live in Las Vegas, we talk about actual financial responsibilities and what is going on with the markets and how to have a plan to sleep well at night.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Time of Giving]]></title>
                        <description>
                                    <![CDATA[Bill talks about the importance of giving.]]>
                            </description>
            <pubDate>Sun, 23 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1157</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181223-89084-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill talks about the importance of giving.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill talks about the importance of giving.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill talks about the importance of giving.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets and the Economy]]></title>
                        <description>
                            </description>
            <pubDate>Sun, 16 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1146</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181216-89083-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Dec 2018 00:00:00 +0000</dc:date>

            
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Saving Grace]]></title>
                        <description>
                                    <![CDATA[In this very special episode Bill welcomes special guest Beth Ostdiek Smith, founder and CEO of Saving Grace Food Rescue. The uncertainty of not knowing where one’s next meal will come from is a reality in the greater Omaha area and we talk about what is being done and how you can help.]]>
                            </description>
            <pubDate>Sun, 09 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1130</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181209-89082-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this very special episode Bill welcomes special guest Beth Ostdiek Smith, founder and CEO of Saving Grace Food Rescue. The uncertainty of not knowing where one’s next meal will come from is a reality in the greater Omaha area and we talk about what is being done and how you can help.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this very special episode Bill welcomes special guest Beth Ostdiek Smith, founder and CEO of Saving Grace Food Rescue. The uncertainty of not knowing where one’s next meal will come from is a reality in the greater Omaha area and we talk about what is being done and how you can help.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this very special episode Bill welcomes special guest Beth Ostdiek Smith, founder and CEO of Saving Grace Food Rescue. The uncertainty of not knowing where one’s next meal will come from is a reality in the greater Omaha area and we talk about what is being done and how you can help.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Tax and Savings Planning]]></title>
                        <description>
                                    <![CDATA[We cover a number of important year-end topics in this episode, including tax and financial planning.]]>
                            </description>
            <pubDate>Sun, 02 Dec 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1114</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181202-89081-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We cover a number of important year-end topics in this episode, including tax and financial planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Dec 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We cover a number of important year-end topics in this episode, including tax and financial planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We cover a number of important year-end topics in this episode, including tax and financial planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Going Up, Going Down and Keeping Balance]]></title>
                        <description>
                                    <![CDATA[Financial balance can be tough, especially with the market going up and down. Today we talk about ways to keep your financial ship well-balanced in choppy waves.]]>
                            </description>
            <pubDate>Sun, 25 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1099</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181125-89080-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Financial balance can be tough, especially with the market going up and down. Today we talk about ways to keep your financial ship well-balanced in choppy waves.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Financial balance can be tough, especially with the market going up and down. Today we talk about ways to keep your financial ship well-balanced in choppy waves.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Financial balance can be tough, especially with the market going up and down. Today we talk about ways to keep your financial ship well-balanced in choppy waves.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Weather a Market Downturn]]></title>
                        <description>
                                    <![CDATA[In this show we talk about helpful tips and strategies to weather a market downturn and properly allocate your assets.]]>
                            </description>
            <pubDate>Sun, 18 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1090</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181118-89079-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we talk about helpful tips and strategies to weather a market downturn and properly allocate your assets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we talk about helpful tips and strategies to weather a market downturn and properly allocate your assets.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show we talk about helpful tips and strategies to weather a market downturn and properly allocate your assets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do You Have a Portfolio Grab Bag?]]></title>
                        <description>
                                    <![CDATA[Do you know what&#039;s in your portfolio? Do you know which stocks are in each of your 401k or IRA mutual funds? Today we talk about how a Grab Bag of stocks could be hurting your financial future.]]>
                            </description>
            <pubDate>Sun, 11 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1074</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181111-89078-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you know what&#039;s in your portfolio? Do you know which stocks are in each of your 401k or IRA mutual funds? Today we talk about how a Grab Bag of stocks could be hurting your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you know what&#039;s in your portfolio? Do you know which stocks are in each of your 401k or IRA mutual funds? Today we talk about how a Grab Bag of stocks could be hurting your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you know what&amp;#039;s in your portfolio? Do you know which stocks are in each of your 401k or IRA mutual funds? Today we talk about how a Grab Bag of stocks could be hurting your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Planning and Open Enrollment]]></title>
                        <description>
                                    <![CDATA[It is so important to understand how Medicare works and to make sure you properly enroll. On this show Bill welcomes back Medicare and Healthcare guru Bill Kaiser to talk about strategies to help you get the care you need while minimizing costs.]]>
                            </description>
            <pubDate>Sun, 04 Nov 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1061</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181104-89077-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It is so important to understand how Medicare works and to make sure you properly enroll. On this show Bill welcomes back Medicare and Healthcare guru Bill Kaiser to talk about strategies to help you get the care you need while minimizing costs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Nov 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It is so important to understand how Medicare works and to make sure you properly enroll. On this show Bill welcomes back Medicare and Healthcare guru Bill Kaiser to talk about strategies to help you get the care you need while minimizing costs.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>It is so important to understand how Medicare works and to make sure you properly enroll. On this show Bill welcomes back Medicare and Healthcare guru Bill Kaiser to talk about strategies to help you get the care you need while minimizing costs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthcare, Medicare and Open Enrollment]]></title>
                        <description>
                                    <![CDATA[In this episode we welcome guest host Bill Kaiser to talk about Medicare and health benefits and strategies to maximize what you get.]]>
                            </description>
            <pubDate>Sun, 28 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1046</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181028-89076-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we welcome guest host Bill Kaiser to talk about Medicare and health benefits and strategies to maximize what you get.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we welcome guest host Bill Kaiser to talk about Medicare and health benefits and strategies to maximize what you get.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we welcome guest host Bill Kaiser to talk about Medicare and health benefits and strategies to maximize what you get.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Elephant In The Room]]></title>
                        <description>
                                    <![CDATA[Right now the biggest elephant in the room may be the market. You&#039;ve got to pay attention, now more than ever, and in this show Bill talks about why this is so important.]]>
                            </description>
            <pubDate>Sun, 21 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1032</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181021-89075-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Right now the biggest elephant in the room may be the market. You&#039;ve got to pay attention, now more than ever, and in this show Bill talks about why this is so important.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Right now the biggest elephant in the room may be the market. You&#039;ve got to pay attention, now more than ever, and in this show Bill talks about why this is so important.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Right now the biggest elephant in the room may be the market. You&amp;#039;ve got to pay attention, now more than ever, and in this show Bill talks about why this is so important.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How to Deal with Market Volatility and Inflation]]></title>
                        <description>
                                    <![CDATA[Market volatility is always a concern and in this show Bill talks about where we are at, where we might be headed and how this and other factors can affect your finances.]]>
                            </description>
            <pubDate>Sun, 14 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1017</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181014-89074-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Market volatility is always a concern and in this show Bill talks about where we are at, where we might be headed and how this and other factors can affect your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Market volatility is always a concern and in this show Bill talks about where we are at, where we might be headed and how this and other factors can affect your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Market volatility is always a concern and in this show Bill talks about where we are at, where we might be headed and how this and other factors can affect your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Socially Responsible Portfolio]]></title>
                        <description>
                                    <![CDATA[Investments and stock options keep changing and it&#039;s important that you understand your options. One of the new options that may appeal to you is a Socially Responsible Portfolio.  In this episode Bill explains this option and why it is important.]]>
                            </description>
            <pubDate>Sun, 07 Oct 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1001</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181007-89073-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Investments and stock options keep changing and it&#039;s important that you understand your options. One of the new options that may appeal to you is a Socially Responsible Portfolio.  In this episode Bill explains this option and why it is important.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Oct 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Investments and stock options keep changing and it&#039;s important that you understand your options. One of the new options that may appeal to you is a Socially Responsible Portfolio.  In this episode Bill explains this option and why it is important.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Investments and stock options keep changing and it&amp;#039;s important that you understand your options. One of the new options that may appeal to you is a Socially Responsible Portfolio. In this episode Bill explains this option and why it is important.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[529 Plans - College Costs and Ways to Save]]></title>
                        <description>
                                    <![CDATA[College costs and student loan debts are becoming a real crisis in America. In this episode Bill talks about your options to prepare for this, and focuses on 529 plans. He explains what they are, how to best utilized them and what other options you might have.]]>
                            </description>
            <pubDate>Sun, 30 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-988</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180930-89072-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[College costs and student loan debts are becoming a real crisis in America. In this episode Bill talks about your options to prepare for this, and focuses on 529 plans. He explains what they are, how to best utilized them and what other options you might have.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[College costs and student loan debts are becoming a real crisis in America. In this episode Bill talks about your options to prepare for this, and focuses on 529 plans. He explains what they are, how to best utilized them and what other options you might have.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>College costs and student loan debts are becoming a real crisis in America. In this episode Bill talks about your options to prepare for this, and focuses on 529 plans. He explains what they are, how to best utilized them and what other options you might have.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Financial Compass and Medicare]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about how to maximize your Medicare and about having a financial compass to make sure your money is going where it needs to in order to increase your savings and grow your retirement income.]]>
                            </description>
            <pubDate>Sun, 23 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-971</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180923-89071-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about how to maximize your Medicare and about having a financial compass to make sure your money is going where it needs to in order to increase your savings and grow your retirement income.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about how to maximize your Medicare and about having a financial compass to make sure your money is going where it needs to in order to increase your savings and grow your retirement income.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about how to maximize your Medicare and about having a financial compass to make sure your money is going where it needs to in order to increase your savings and grow your retirement income.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tribute to Joel Suhr and a Financial Update]]></title>
                        <description>
                                    <![CDATA[On this weeks show Bill pays tribute to a long time friend and client. He also discusses the economy and markets.]]>
                            </description>
            <pubDate>Sun, 16 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-955</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180916-89070-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this weeks show Bill pays tribute to a long time friend and client. He also discusses the economy and markets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this weeks show Bill pays tribute to a long time friend and client. He also discusses the economy and markets.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>On this weeks show Bill pays tribute to a long time friend and client. He also discusses the economy and markets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Strategies to Deal with Health Care Costs in Retirement]]></title>
                        <description>
                                    <![CDATA[Health care costs are on the rise and long-term care is one of the biggest expenses you will experience in retirement. In this episode Bill talks about ways to plan for it and strategies to deal with this major issue.]]>
                            </description>
            <pubDate>Sun, 09 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-940</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180909-89069-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Health care costs are on the rise and long-term care is one of the biggest expenses you will experience in retirement. In this episode Bill talks about ways to plan for it and strategies to deal with this major issue.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Health care costs are on the rise and long-term care is one of the biggest expenses you will experience in retirement. In this episode Bill talks about ways to plan for it and strategies to deal with this major issue.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Health care costs are on the rise and long-term care is one of the biggest expenses you will experience in retirement. In this episode Bill talks about ways to plan for it and strategies to deal with this major issue.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Arbitrage &amp; Estate Planning - You Need Both!]]></title>
                        <description>
                                    <![CDATA[In this episode Bill talks about why it is so important for every adult to have an estate plan and will and keep it updated. Then in the second half of the show he explains what Arbitrage is and why it&#039;s an important strategy for your financial planning.]]>
                            </description>
            <pubDate>Sun, 02 Sep 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-929</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180902-89068-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Bill talks about why it is so important for every adult to have an estate plan and will and keep it updated. Then in the second half of the show he explains what Arbitrage is and why it&#039;s an important strategy for your financial planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Sep 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Bill talks about why it is so important for every adult to have an estate plan and will and keep it updated. Then in the second half of the show he explains what Arbitrage is and why it&#039;s an important strategy for your financial planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode Bill talks about why it is so important for every adult to have an estate plan and will and keep it updated. Then in the second half of the show he explains what Arbitrage is and why it&amp;#039;s an important strategy for your financial planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Grabbing the Bull by the Horns!]]></title>
                        <description>
                                    <![CDATA[We are experiencing the longest market Bull Run in history. But when will the other shoe drop? How should we invest in this market? Bill Altman talks about tips and strategies that may help you plan and prepare for the coming markets.]]>
                            </description>
            <pubDate>Sun, 26 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-915</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180826-89067-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We are experiencing the longest market Bull Run in history. But when will the other shoe drop? How should we invest in this market? Bill Altman talks about tips and strategies that may help you plan and prepare for the coming markets.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We are experiencing the longest market Bull Run in history. But when will the other shoe drop? How should we invest in this market? Bill Altman talks about tips and strategies that may help you plan and prepare for the coming markets.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>We are experiencing the longest market Bull Run in history. But when will the other shoe drop? How should we invest in this market? Bill Altman talks about tips and strategies that may help you plan and prepare for the coming markets.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Update with Wayne Schmidt from Gradient Investments]]></title>
                        <description>
                                    <![CDATA[Wayne Schmidt, Chief Investment Officer for Gradient Investments, talks with Bill about current market trends to watch.]]>
                            </description>
            <pubDate>Sun, 19 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-900</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180819-89066-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Wayne Schmidt, Chief Investment Officer for Gradient Investments, talks with Bill about current market trends to watch.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Wayne Schmidt, Chief Investment Officer for Gradient Investments, talks with Bill about current market trends to watch.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Wayne Schmidt, Chief Investment Officer for Gradient Investments, talks with Bill about current market trends to watch.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What Can Bill Do For You?]]></title>
                        <description>
                                    <![CDATA[In this episode we find out why we need Bill Altman! Bill talks about the process of getting financially prepared and what he can do to help.]]>
                            </description>
            <pubDate>Sun, 05 Aug 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-874</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180805-89065-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we find out why we need Bill Altman! Bill talks about the process of getting financially prepared and what he can do to help.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Aug 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we find out why we need Bill Altman! Bill talks about the process of getting financially prepared and what he can do to help.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode we find out why we need Bill Altman! Bill talks about the process of getting financially prepared and what he can do to help.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Watch and Your Money]]></title>
                        <description>
                                    <![CDATA[On this week&#039;s show Bill talks about where the market is at, where it&#039;s headed and how you can help to grow your finances for retirement.]]>
                            </description>
            <pubDate>Sun, 15 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-835</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180715-89064-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this week&#039;s show Bill talks about where the market is at, where it&#039;s headed and how you can help to grow your finances for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this week&#039;s show Bill talks about where the market is at, where it&#039;s headed and how you can help to grow your finances for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>On this week&amp;#039;s show Bill talks about where the market is at, where it&amp;#039;s headed and how you can help to grow your finances for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Options from Bill and Bill]]></title>
                        <description>
                                    <![CDATA[Host Bill Altman welcomes special guest Bill Kaiser and they discuss a Medicare options to help you keep costs down and get more coverage.]]>
                            </description>
            <pubDate>Sun, 08 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-821</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180708-89063-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Host Bill Altman welcomes special guest Bill Kaiser and they discuss a Medicare options to help you keep costs down and get more coverage.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Host Bill Altman welcomes special guest Bill Kaiser and they discuss a Medicare options to help you keep costs down and get more coverage.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Host Bill Altman welcomes special guest Bill Kaiser and they discuss a Medicare options to help you keep costs down and get more coverage.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Transferring an IRA]]></title>
                        <description>
                                    <![CDATA[No one likes to talk about what will happen if... but what will happen to your IRA or other retirement savings after you are gone? How can you effectively make sure they go to your loved ones? In this show Bill talks about that and a lot more. Don&#039;t miss this show!]]>
                            </description>
            <pubDate>Sun, 01 Jul 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-809</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180701-89062-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[No one likes to talk about what will happen if... but what will happen to your IRA or other retirement savings after you are gone? How can you effectively make sure they go to your loved ones? In this show Bill talks about that and a lot more. Don&#039;t miss this show!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Jul 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[No one likes to talk about what will happen if... but what will happen to your IRA or other retirement savings after you are gone? How can you effectively make sure they go to your loved ones? In this show Bill talks about that and a lot more. Don&#039;t miss this show!]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>No one likes to talk about what will happen if... but what will happen to your IRA or other retirement savings after you are gone? How can you effectively make sure they go to your loved ones? In this show Bill talks about that and a lot more. Don&amp;#039;t miss this show!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Make and Save Money - Start Early!]]></title>
                        <description>
                                    <![CDATA[Bill has a fun conversion with his daughters and their friends and talks about their new company, KMG Creates. He also give us some pointers on the market and how to stay on top of our retirement planning.]]>
                            </description>
            <pubDate>Sun, 24 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-798</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180624-89061-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Bill has a fun conversion with his daughters and their friends and talks about their new company, KMG Creates. He also give us some pointers on the market and how to stay on top of our retirement planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Bill has a fun conversion with his daughters and their friends and talks about their new company, KMG Creates. He also give us some pointers on the market and how to stay on top of our retirement planning.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Bill has a fun conversion with his daughters and their friends and talks about their new company, KMG Creates. He also give us some pointers on the market and how to stay on top of our retirement planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Markets and Your Money]]></title>
                        <description>
                                    <![CDATA[In this show Bill talks about where the market is at and where it&#039;s headed. More importantly he talks about how you can be ready for changes and better manage your savings and investments.]]>
                            </description>
            <pubDate>Sun, 17 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-785</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180617-89060-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Bill talks about where the market is at and where it&#039;s headed. More importantly he talks about how you can be ready for changes and better manage your savings and investments.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Bill talks about where the market is at and where it&#039;s headed. More importantly he talks about how you can be ready for changes and better manage your savings and investments.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this show Bill talks about where the market is at and where it&amp;#039;s headed. More importantly he talks about how you can be ready for changes and better manage your savings and investments.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Stretch To Reach Your Loved Ones]]></title>
                        <description>
                                    <![CDATA[On today&#039;s show Bill talks about the importance of family and legacy. Making sure your loved ones are taken care of after you are gone. He goes over the strategy behind using a Stretch IRA and how helpful it can be in accomplishing this.]]>
                            </description>
            <pubDate>Sun, 03 Jun 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-759</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180603-89059-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On today&#039;s show Bill talks about the importance of family and legacy. Making sure your loved ones are taken care of after you are gone. He goes over the strategy behind using a Stretch IRA and how helpful it can be in accomplishing this.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Jun 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On today&#039;s show Bill talks about the importance of family and legacy. Making sure your loved ones are taken care of after you are gone. He goes over the strategy behind using a Stretch IRA and how helpful it can be in accomplishing this.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>On today&amp;#039;s show Bill talks about the importance of family and legacy. Making sure your loved ones are taken care of after you are gone. He goes over the strategy behind using a Stretch IRA and how helpful it can be in accomplishing this.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is Your Portfolio Diversified?]]></title>
                        <description>
                                    <![CDATA[You probably think the answer is yes. Most people do. But in reality it all might be at risk and there are strategies that can help you have the right balance of growth and safety for your personal situation. In this show Bill talks about some of these possible solutions and what to look for.]]>
                            </description>
            <pubDate>Sun, 27 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-745</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180527-89058-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You probably think the answer is yes. Most people do. But in reality it all might be at risk and there are strategies that can help you have the right balance of growth and safety for your personal situation. In this show Bill talks about some of these possible solutions and what to look for.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You probably think the answer is yes. Most people do. But in reality it all might be at risk and there are strategies that can help you have the right balance of growth and safety for your personal situation. In this show Bill talks about some of these possible solutions and what to look for.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>You probably think the answer is yes. Most people do. But in reality it all might be at risk and there are strategies that can help you have the right balance of growth and safety for your personal situation. In this show Bill talks about some of these possible solutions and what to look for.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Win at Real Estate and Plan Ahead]]></title>
                        <description>
                                    <![CDATA[In this episode show Bill welcomes his wife and Real Estate expert Danielle Altman  who talks about  the current housing market. Bill also talks about unexpected loss, a reminder we all need to plan ahead.]]>
                            </description>
            <pubDate>Sun, 20 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-731</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180520-89057-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode show Bill welcomes his wife and Real Estate expert Danielle Altman  who talks about  the current housing market. Bill also talks about unexpected loss, a reminder we all need to plan ahead.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode show Bill welcomes his wife and Real Estate expert Danielle Altman  who talks about  the current housing market. Bill also talks about unexpected loss, a reminder we all need to plan ahead.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode show Bill welcomes his wife and Real Estate expert Danielle Altman who talks about the current housing market. Bill also talks about unexpected loss, a reminder we all need to plan ahead.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Real Estate Win-Win]]></title>
                        <description>
                                    <![CDATA[On today&#039;s show Bill&#039;s special guest is his lovely and talented wife Danielle who is one of Omaha&#039;s premier realtors. Bill and Danielle talk about the current housing and real estate market and how it could be a win-win right now with low interest rates.]]>
                            </description>
            <pubDate>Sun, 13 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-717</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180513-89056-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On today&#039;s show Bill&#039;s special guest is his lovely and talented wife Danielle who is one of Omaha&#039;s premier realtors. Bill and Danielle talk about the current housing and real estate market and how it could be a win-win right now with low interest rates.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On today&#039;s show Bill&#039;s special guest is his lovely and talented wife Danielle who is one of Omaha&#039;s premier realtors. Bill and Danielle talk about the current housing and real estate market and how it could be a win-win right now with low interest rates.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>On today&amp;#039;s show Bill&amp;#039;s special guest is his lovely and talented wife Danielle who is one of Omaha&amp;#039;s premier realtors. Bill and Danielle talk about the current housing and real estate market and how it could be a win-win right now with low interest rates.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Be Prepared and Beware]]></title>
                        <description>
                                    <![CDATA[You have insurance on your car, your house, and hopefully your health, but what about your money? Listen in as Bill talks about the importance of being prepared. He also talks about  being wary of high risk investments like bitcoin.]]>
                            </description>
            <pubDate>Sun, 06 May 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-704</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180506-89055-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You have insurance on your car, your house, and hopefully your health, but what about your money? Listen in as Bill talks about the importance of being prepared. He also talks about  being wary of high risk investments like bitcoin.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 May 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You have insurance on your car, your house, and hopefully your health, but what about your money? Listen in as Bill talks about the importance of being prepared. He also talks about  being wary of high risk investments like bitcoin.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>You have insurance on your car, your house, and hopefully your health, but what about your money? Listen in as Bill talks about the importance of being prepared. He also talks about being wary of high risk investments like bitcoin.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Make a Plan with a Solid Financial Foundation]]></title>
                        <description>
                                    <![CDATA[You have to have a plan in place for retirement income. Bill talks about protecting that nest egg with a solid plan that has a firm financial foundation.]]>
                            </description>
            <pubDate>Sun, 29 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-689</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180429-89054-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You have to have a plan in place for retirement income. Bill talks about protecting that nest egg with a solid plan that has a firm financial foundation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You have to have a plan in place for retirement income. Bill talks about protecting that nest egg with a solid plan that has a firm financial foundation.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>You have to have a plan in place for retirement income. Bill talks about protecting that nest egg with a solid plan that has a firm financial foundation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Moving Forward with Cautious Optimism]]></title>
                        <description>
                                    <![CDATA[Listen in as Bill talks about how the markets, politics and the global economy can impact your finances and savings and how to deal with it.]]>
                            </description>
            <pubDate>Sun, 22 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-674</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180422-89053-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Listen in as Bill talks about how the markets, politics and the global economy can impact your finances and savings and how to deal with it.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Listen in as Bill talks about how the markets, politics and the global economy can impact your finances and savings and how to deal with it.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Listen in as Bill talks about how the markets, politics and the global economy can impact your finances and savings and how to deal with it.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Change]]></title>
                        <description>
                                    <![CDATA[In this episode host Bill Altman talks about  our finances, where they are at and why we need to pay attention to changes. Plus we talk about our great city of Omaha and what&#039;s happening here.]]>
                            </description>
            <pubDate>Sun, 15 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-661</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180415-89052-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode host Bill Altman talks about  our finances, where they are at and why we need to pay attention to changes. Plus we talk about our great city of Omaha and what&#039;s happening here.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode host Bill Altman talks about  our finances, where they are at and why we need to pay attention to changes. Plus we talk about our great city of Omaha and what&#039;s happening here.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>In this episode host Bill Altman talks about our finances, where they are at and why we need to pay attention to changes. Plus we talk about our great city of Omaha and what&amp;#039;s happening here.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets, Taxes and Dancing]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 08 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-648</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180408-89051-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What&#039;s Going On With The Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 01 Apr 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-636</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180401-89050-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Apr 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Faith and Your Finances]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 18 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-612</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180318-89049-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The New Taxes and Your Financial Plan]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 11 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-600</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180311-89048-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Life of a Rockstar&#039;s Wife (and the market watch)]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 04 Mar 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-586</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180304-89047-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Mar 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthcare and Financial Planning]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 25 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-572</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/161106-3058-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Volatility and Inflation]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 18 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-558</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180218-89045-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with Market Volatility]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 11 Feb 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-546</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180211-89044-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Feb 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Going to Hollywood]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 28 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-528</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180128-89043-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Prepare for the Retirement Punch]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 21 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-518</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180121-89042-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
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            <title><![CDATA[Financial Goals for The New Year]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 07 Jan 2018 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-501</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180107-89041-Altman.mp3"/>
                        
            
            <itunes:author><![CDATA[William J Altman]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">William J Altman</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Jan 2018 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Bill Altman Jr. )</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
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