http://www.thecatalystcode.com/theconversation/blog The Catalyst Code Tue, 15 May 2012 14:54:17 +0000 http://backend.userland.com/rss092 en TheCatalystCodehttp://feedburner.google.com Optimists see Facebook’s prospects as almost unbounded. After all, it has almost a billion users and its users spend an astounding amount of time on the site. Even if you replaced Zuckerberg with a dolt, the company ought to be able to figure out how to make gobs of ... http://feedproxy.google.com/~r/TheCatalystCode/~3/fi-XzODwQBA/ http://www.thecatalystcode.com/theconversation/blog/2012/05/15/a-skeptical-optimists-look-at-facebook/ As I said on Friday, CTIA invited 50,000 of its closest friends to gather in NOLA for its big International Wireless show. I moderated a panel on mobile commerce, plus wandered the exhibit floor and sat in on some sessions. Here is my second post in a series of three ... http://feedproxy.google.com/~r/TheCatalystCode/~3/YMMdASC1Uyk/ http://www.thecatalystcode.com/theconversation/blog/2012/05/14/wallets-within-wallets-at-ctia-will-competitors-play-nice/ Okay, Nick Holland – I’ve taken the bait. Your NFC media advisory today refuting the notion that NFC isn’t to cards what Betamax was to video was simply too good to pass by. You actually selected the perfect analogy. Here is my argument as to why it could end up ... http://feedproxy.google.com/~r/TheCatalystCode/~3/eTjGSxm1VoU/ http://www.thecatalystcode.com/theconversation/blog/2012/05/09/nfc-not-again-more-on-the-card-industrys-betamax/ Last week I was asked to give my thoughts on what the market obstacles are to payments innovation and what if anything the government should do about this. The occasion was an excellent conference put on by the Kansas City Federal Reserve Bank. The premise of the question seemed to ... http://feedproxy.google.com/~r/TheCatalystCode/~3/gaqcCHyUR2A/ http://www.thecatalystcode.com/theconversation/blog/2012/04/02/leave-us-alone-were-innovating/ So much for first-mover advantage. PayPal Here was unveiled today as not the first, not the second, and by many counts not even the third or even fourth small business solution designed to turn phones into POS terminals. And, based on what I’ve seen and heard so far, it was ... http://feedproxy.google.com/~r/TheCatalystCode/~3/1x3jRVoZR3w/ http://www.thecatalystcode.com/theconversation/blog/2012/03/23/paypal-squared-yields-triangle-and-its-blue/ Couldn’t resist the opportunity to weigh in, briefly, on the story that had the Web in an uproar yesterday. Seems as though Verizon may be giving Google the proverbial lump of coal a little early this year by saying ixnay to its Wallet. (Read Verizon's latest statement.) Now, having the ... http://feedproxy.google.com/~r/TheCatalystCode/~3/D-L5wdGpp_I/ http://www.thecatalystcode.com/theconversation/blog/2011/12/09/verizon-may-say-no-where-does-this-leave-google-wallet/ The holiday season is upon us. I know, wasn’t it just July? That aside, ‘tis the season of parties, gift buying and giving, holiday songs and TV and movie classics that put the meaning of the holiday season in the proper context.  And the holiday season wouldn’t be complete without at ... http://feedproxy.google.com/~r/TheCatalystCode/~3/MdL6B09ZMrA/ http://www.thecatalystcode.com/theconversation/blog/2011/11/28/and-visions-of-smartphones-dance-in-their-heads-and-in-the-stores%e2%80%a6/ Surrendering in face of an onslaught of consumer outrage, Bank of America raised the white flag yesterday and jettisoned its plan to slap consumers with a $5 monthly fee for purchasing with their debit cards. Chase, Wells, Regions, and SunTrust were some of the banks that had already cried uncle ... http://feedproxy.google.com/~r/TheCatalystCode/~3/BF1jf2s-P6A/ http://www.thecatalystcode.com/theconversation/blog/2011/11/02/bank-of-america-surrenders-but-what-will-banks-next-post-durbin-move-be/ Starting last Saturday, Oct. 1, large banks had the interchange fee income they could get from merchants when their customers used their debit cards slashed 45% as a result of the Durbin Amendment. These large banks will lose roughly $7 billion in revenue annually as a result. Most people used to ... http://feedproxy.google.com/~r/TheCatalystCode/~3/V1YfnRtoTUQ/ http://www.thecatalystcode.com/theconversation/blog/2011/10/04/youve-been-durbin-ed-bofas-5-fee-is-just-the-start-of-consumer-pain/ Mobile. Everywhere. Opportunity. Everywhere. This was the theme of the GigaOm Mobilize 2011 conference held one week ago in San Francisco. Over two days during 50 sessions, participants debated the impact of the mash-up of cloud computing and the mobile Web for driving new opportunities for everyone in mobile - ... http://feedproxy.google.com/~r/TheCatalystCode/~3/PV8eqk-FwiQ/ http://www.thecatalystcode.com/theconversation/blog/2011/10/04/is-2012-the-year-mobile-payments-take-off/