Ingredients:

2 cups cornmeal
1 1/2 teaspoons baking powder
1/2 teaspoon baking soda
1 teaspoon salt
1 1/2 cups buttermilk
1 egg
2 tablespoons vegetable oil or melted shortening

Instructions:

Mix dry ingredients together in mixing bowl. Stir in buttermilk and egg. Grease muffin tin or loaf mold with shoretning or oil. Pour batter. (fill muffin tins about half full each) Bake 15 minutes at 450 degrees F.

Originating post: Cornbread Southern Style

Cornbread Southern Style is a post from: The Family Wallet.

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Ingredients:

1 can refrigerated biscuits
1 pound lean ground beef or ground turkey
1 can sloppy joe type sauce
1 can whole kernel sweet corn, drained
8 slices American cheese
1 small green bell pepper chopped *optional

Instructions:

Separate dough into biscuits. Press or roll each one to be between 4 and 5 inches around. Bake on ungreased cookie sheet at 350 degrees F for about 12 minutes. This will become your pizza shells. Brown ground meat in skillet, drain as usual and return to pan. Add sloppy joe sauce and corn and pepper, stirring until well mixed. Simmer until heated through. Spoon meat mixture into your biscuit pizza shells. Top with slices of amercian cheese. Return to hot oven for a few minutes to melt cheese if needed before serving. If you’d like a large pizza or need to save time try buying premade pizza shells (like Boboli) at you local grocery store and spread the ingredients on one of those and bake according to package directions.

Originating post: Pizza – Sloppy Joe Style

Pizza – Sloppy Joe Style is a post from: The Family Wallet.

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Ingredients:

1 1/2 pounds chicken cutlets
8 ounces medium pasta shells
1 pint cherry or grape tomatoes, halved
4 ounces fresh mozzarella cheese, cut into 1/4-inch cubes
1/2 cup fresh parsley, chopped
1/4 cup grated Parmesan cheese, plus more for serving
2 tablespoons butter
salt and ground pepper

Instructions:

Season chicken with salt and pepper to your liking and grill until juices run clear and chicken is done. Cut grilled chicken into chunks. Boil water and cook noodles according to package directions. Drain pasta and return to pot. Add in the chicken, tomatoes, cheeses, parsley and butter. Toss to coat and distribute ingredients evenly.

Originating post: Shells with Grilled Chicken and Mozzarella

Shells with Grilled Chicken and Mozzarella is a post from: The Family Wallet.

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These are way better than the frozen pizza rolls you buy at the store. They cost less in the long run and you get more.

Ingredients:

1 can refrigerated pizza dough
1/4 cup pizza sauce or leftover spghetti sauce
1 cup shredded or grated mozzerella cheese
pepperoni slices

Instructions:

Roll out pizza dough on lightly floured area. Cut out 3 inch circles (use a cookie cutter or glass turned upside down) Place a dollop of sauce in the center of each circle. Add some cheese and a slice or two of pepperoni. Wrap dough up around the filling and pinch shut. Line up on cookie sheet with the “seam” down. Bake at 375 degrees F for 15 – 18 minutes until golden brown. These are a fun movie night or slumber party snack that the kids can help make.

Originating post: Pizza Roll Puffs

Pizza Roll Puffs is a post from: The Family Wallet.

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Something about a round sandwich makes kids happy!

Ingredients:

4 ounces cooked turkey breast (sliced, cubes, ground … etc… whatever is on hand)
Lettuce shreds
1 tomato, sliced
1 green pepper, chopped up
1 cup shredded or cubed cheddar cheese
Low fat ranch dressing
4 pita rounds

Instructions:

Divide turkey into 4 portions and fill bottom of pita shells. Mix tomato, peppers and cheese in a bowl and toss with the ranch dressing until well coated. Use this mixture to finish filling each pita.

Originating post: Pita-rific Turkey and Veggies

Pita-rific Turkey and Veggies is a post from: The Family Wallet.

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Much less greasy than their fast food counterparts.

Ingredients:

2 tablespoons vegetable oil
4 large baking potatoes of your choice (can even be sweet potatoes)
salt and pepper

Instructions:

Peel potatoes and cut into “fries” or strips or chunks. In a bowl toss potatoes in oil with salt and pepper to your liking. You can also add seasonings like garlic or all purpose seasoning for different kinds of french fries. Bake 20 minutes at 450 degrees F.
FLIP. Bake additional 20 minuntes at 450 degrees F.

Originating post: Full of Mama’s Lovin’ Fries from the Oven

Full of Mama’s Lovin’ Fries from the Oven is a post from: The Family Wallet.

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Ingredients:

8 ounces stale bread, remove crusts and cut into cubes
4 eggs
2 1/2 cups of milk (or half and half)
1/4 cup sugar
1 teaspoon cinnamon
1/2 teaspoon of salt
1 teaspoon vanilla
3 tablespoons butter
3/4 cup light brown sugar
1/2 cup walnuts (chopped)

Instructions:

Butter a 9- by 9-inch baking dish. Layer the bread cubes in bottom.
In a bowl, whisk together eggs, milk, sugar, cinnamon, salt, and vanilla until sugar is completely dissolved. Pour over bread cubes and cover. Chill for one hour.

Once chilled, make the topping!
In a small bowl, stir together butter, sugar, and walnuts with a fork until mixture is crumbly and butter is evenly distributed. Sprinkle this mixture over the soaked bread cubes. Bake for 45 minutes at 350 degrees.

*TIP: Optionally you can serve with a bit of maple syrup or powdered sugar drizzled on top!

Originating post: French Toast Fresh from the Oven

French Toast Fresh from the Oven is a post from: The Family Wallet.

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Many of us have wanted to purchase something, but couldn’t bring ourselves to justify paying the high-ticket price for it. One thing you could consider is trying to rent it out. By renting your dirt bike, four-wheeler, flatbed, camper, or even your cottage or a spare room in your home, you can pay off your investment in less time than you first anticipated!

The process of renting something out is simple. You can put ads in the paper, online and on local bulletin and college boards. People interested in what you have for rent will call you if they want further information. Once you have ads placed in all of the key places, renting your ‘toy’ out will be easy. After a while, you could be answering customer calls every day!

Once your investment has been paid off, you may want to consider the same process of renting out another item you own. And we aren’t just talking about heavy equipment either. What about a spare room in your home, or your summer home in the off-season? You can potentially be making enough money from any number of rental items to pay off credit cards, bank notes and even making double mortgage payments.

Let’s look at an example. Let’s say you rented out your dirt bike. Of course, the purchase prices for these depend on many factors, so we are simply going to use an imaginary bracket here. You decide to rent it out for $50 a day, for a minimum of two days at a time. It gets rented twice a month, giving you $300 in rental fees. Over a year, this brings in an extra $3600 which you can use to pay off the dirt bike. Once that dirt bike is paid off you have an extra $300 dollars in your pocket for renting out something you also get to enjoy!

For an example which could be more lucrative to you, let’s consider renting out your cottage in the off-season, or when you aren’t using it. We’ll say you rent it out for a week at a time, for $250 per week. When you consider you are only there with your family for approximately eight weeks of the year, you are left with 44 weeks you can rent it out. If you were to rent it out for each of those 44 weeks, by the end of the year you have earned $11,000 to put towards the mortgage on the summer home! And this is just in the period of a year.

For our final example, let’s consider the possibility of renting a room in your home. If you have one (or more) free room in your home, you could consider renting it out to a student attending the local community college or university. Housing around campus can be quite expensive, and many of these students just simply can’t afford it. You could rent a room in your home which will not only help out this student trying to make ends meet but also make extra money for yourself. You could charge the student enough to cover your utility bills, or to pay a portion of your mortgage.

The opportunities are endless once you take the time to sit down and think them through. There are definitely ways to give you that financial boost you need. Just one final note: You may want to verify your insurance policy before you embark on this money-making adventure.

Originating post: Why Not Rent Something Out to Pay For It?

Why Not Rent Something Out to Pay For It? is a post from: The Family Wallet.

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Ingredients:

2 cups unsifted flour
1 tablespoon baking powder
1 tablespoon paprika
1 teaspoon sugar
1/4 teaspoon salt
1/4 teaspoon pepper
1 teaspoon dry mustard
1 stick of unsalted butter (cut into chunks)
2 eggs
1/2 cup milk
1 extra tablespoon of milk
3/4 cup chopped cooked ham (buy precooked cubes at store or use leftovers)
1 cup grated cheddar cheese
Chopped scallions to your liking (or about 1/4 cup)

Instructions:

In a large mixing bowl whisk flour, baking powder, paprika, sugar, salt, pepper, and dry mustard. Add in chunks of butter until mixture resembles course crumbs. In a smaller mixing bowl whisk together eggs and 1/2 cup of milk. Add egg mixture to the flour mixture and stir. Add cut up ham, cheese, and scallions. Put dough on a lightly floured surface and roll into a ball. Then flatten and roll out until about 1/2 inch thick just like you would roll out pizza dough or cookie dough. Cut the circle into wedges (as if you were slicing a pizza, you can even use your pizza cutter to make this easier) Place wedges on a greased baking sheet. Bake 15 – 18 minutes at 425 degrees F until golden brown.

Originating post: Lunchtime Scones

Lunchtime Scones is a post from: The Family Wallet.

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Becoming a homeowner is one of the happiest events in many people’s lives. But when times get tough, it can be difficult to scrape up the money to pay mortgage payments each month. If you’ve accumulated enough equity, you can sell your home at a profit and get on with your life. But what happens if you owe more on your home than it’s worth?

Many homeowners face the heart-wrenching decisions associated with these problems. Some choose to negotiate with their lenders, hoping for a solution that will allow them to catch up on payments and keep them in their homes. Others feel hopeless, believing that there is no chance that they will be able to keep up payments even with help. Those who fall into this category often choose to walk away from their homes.

Losing your home brings forth a deluge of emotions. It’s a sad event, and it may also make one feel angry or ashamed. It’s certainly not ideal, yet desperate homeowners often feel that they have no other alternative. But in most cases, there is help available.

Talking to your lender could be more fruitful than you might imagine. With the abundance of foreclosures going on today, many are willing to go to great lengths to help homeowners stay in their homes and meet their obligations. Paying extra each month to catch up on payments is one option, but it may not be the only one offered. The lender may be agreeable to bringing a homeowner back to current status and accepting lower payments for a longer period of time, or even lowering interest rates to reduce payments and the amount owed.

If your lender isn’t helpful, there are non-profit organizations that can help. They employ trained negotiators that know what it takes to persuade lenders to work with borrowers. They can also inform you of your legal rights, which is something that lenders may hesitate to do. These organizations usually charge nothing for their services.

The Consequences of Walking Away

If you do end up walking away from your home, there are certain consequences that you should be aware of. One of the most significant is a foreclosure’s effects on your credit record. You can expect your credit score to drop by a few hundred points, seriously harming your chances of getting any kind of credit for several years. In most cases, the foreclosure itself remains on your credit report for 10 years.

There’s also the chance that you could be held liable for the difference between the profit the lender makes from your home’s sale and the balance of your mortgage. Lenders often sell homes to the highest bidder, and if that bid doesn’t satisfy the mortgage amount, they will want to recover the rest. In some cases a lender may agree not to pursue payment if the borrower agrees to a deed-in-lieu of foreclosure or a short sale, but they are under no legal obligation to do so.

Sometimes, walking away from your home is unavoidable. But in most cases, there are alternatives available. If you find that you’re in danger of losing your home, talk to your lender or a professional immediately. You might find that your chances are better than you thought.

Originating post: Walking Away from Your Home?

Walking Away from Your Home? is a post from: The Family Wallet.

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